commit eaac18fd2eb6fcbba6e530de529f3e2ad15e2cc1
parent 5f97d21437a0335715fe9272eac2d5031644df30
Author: Christian Grothoff <christian@grothoff.org>
Date: Fri, 28 Jan 2022 19:03:20 +0100
edits
Diffstat:
1 file changed, 15 insertions(+), 22 deletions(-)
diff --git a/2022-privacy/privacy.tex b/2022-privacy/privacy.tex
@@ -287,18 +287,6 @@ strongly coupled with our identities, those who dislike living in a panopticon
could only hope for such a CBDC to be rarely used.
-% FIXME This paragraph. It conflates and rambles incoherently with a lot of ()s
-But the ECB is not the only institution pushing for digital identity-based
-solutions. Another domain where this is inappropriately pursued is the
-decades-old debate about age-verification for Websites. The common pattern
-here is a security need (for example countering financing of terrorism (CFG),
-anti-money laundering (AML) or protecting the children) which is ``addressed''
-by strong identification.
-% msc: Note this is a claim without a cite. Can we somehow show this? Maybe showing
-% that is is not effective (as opposed to cost effective) is easier.
-Not only is this simplistic approach rarely
-cost-effective, but it contributes to the conversion of sovereign citizens to
-digital subjects.
\section{Addressing Balance Sheet Disintermediation via Self-Custody}
\label{sec:disintermediation}
@@ -646,17 +634,22 @@ So far, we have already given several reasons for adoption, including the use
of Free Software, the protection of privacy, usability and cost-effectiveness.
Furthermore, we believe that a CBDC should also strongly consider the issue of
inclusion, from children to illiterate or innumerate users which are
-underserved by contemporary commercial payment solutions. We have recently
-started to work on this challenge by extending the principle of strictly
+underserved by contemporary commercial payment solutions. When it comes to
+serving children, age-verification for Websites is a related domain where
+digital identity-based solutions are inappropriately pursued today:
+With Taler, we can cryptographically extend the principle of strictly
protected privacy also into the domain of age restrictions in
-e-commerce~\cite{designagerestriction2021}. This extension offers benefits
-for society in multiple ways: Buyers remain anonymous during payment, yet
-efficacy of age restriction is guaranteed. Anonmyous age restriction during
-payment simplifies processees for merchants significantly. It is based on the
-principle of subsidiarity and gives control over age restriction to closest
-responsible persons (generally the parents). And finally, for more than 5
-million children in the EU between 10 and 18~\cite{EurostatAge10} this would
-allow participation in e-commerce more freely.
+e-commerce~\cite{designagerestriction2021}. By integrating age restrictions
+with privacy-preserving payments, we can enable legal guardians to protect
+their wards without contributing to the conversion of sovereign citizens to
+digital subjects. This extension offers benefits for society in multiple
+ways: Buyers remain anonymous during payment, yet efficacy of age restriction
+is guaranteed. Anonmyous age restriction during payment simplifies processees
+for merchants significantly. It is based on the principle of subsidiarity and
+gives control over age restriction to closest responsible persons (generally
+the parents). And finally, for more than 5 million children in the EU between
+10 and 18~\cite{EurostatAge10} this would allow participation in e-commerce
+more freely.
Assuming that owners of bank-accounts are mature adults, it allows them to
withdraw age-restricted coins for their wards. The wards can then anonymously
