Clean EBICS implementation, replace JAXB code with Kotlin DSL XML combinators

96 files changed, 1648 insertions, 27982 deletions

diff --git a/Makefile b/Makefile
index 864bff0c..004dc256 100644
--- a/Makefile
+++ b/Makefile
@@ -103,10 +103,6 @@ bank-test: install-nobuild-files
 nexus-test: install-nobuild-files
 	./gradlew :nexus:test --tests $(test) -i
 
-.PHONY: ebics-test
-ebics-test: install-nobuild-files
-	./gradlew :ebics:test --tests $(test) -i
-
 .PHONY: common-test
 common-test: install-nobuild-files
 	./gradlew :common:test --tests $(test) -i
diff --git a/common/src/main/kotlin/Cli.kt b/common/src/main/kotlin/Cli.kt
index 52c3ada3..fcf17688 100644
--- a/common/src/main/kotlin/Cli.kt
+++ b/common/src/main/kotlin/Cli.kt
@@ -46,7 +46,7 @@ fun Throwable.fmtLog(logger: Logger) {
         cause = cause.cause
     }
     logger.error(msg.toString())
-    logger.debug("{}", this)
+    logger.trace("", this)
 }
 
 fun cliCmd(logger: Logger, level: Level, lambda: suspend () -> Unit) {
diff --git a/common/src/main/kotlin/crypto/utils.kt b/common/src/main/kotlin/crypto/utils.kt
index 6bad9741..2f98e064 100644
--- a/common/src/main/kotlin/crypto/utils.kt
+++ b/common/src/main/kotlin/crypto/utils.kt
@@ -50,10 +50,7 @@ object CryptoUtil {
         val encryptedTransactionKey: ByteArray,
         val pubKeyDigest: ByteArray,
         val encryptedData: ByteArray,
-        /**
-         * This key needs to be reused between different upload phases.
-         */
-        val plainTransactionKey: SecretKey? = null
+        val plainTransactionKey: SecretKey
     )
 
     private val bouncyCastleProvider = BouncyCastleProvider()
@@ -81,6 +78,22 @@ object CryptoUtil {
     }
 
     /**
+     * Load an RSA public key from its components.
+     *
+     * @param exponent
+     * @param modulus
+     * @return key
+     */
+    fun loadRsaPublicKeyFromComponents(modulus: ByteArray, exponent: ByteArray): RSAPublicKey {
+        val modulusBigInt = BigInteger(1, modulus)
+        val exponentBigInt = BigInteger(1, exponent)
+
+        val keyFactory = KeyFactory.getInstance("RSA")
+        val tmp = RSAPublicKeySpec(modulusBigInt, exponentBigInt)
+        return keyFactory.generatePublic(tmp) as RSAPublicKey
+    }
+
+    /**
      * Load an RSA public key from its binary X509 encoding.
      */
     fun getRsaPublicFromPrivate(rsaPrivateCrtKey: RSAPrivateCrtKey): RSAPublicKey {
@@ -110,35 +123,18 @@ object CryptoUtil {
     }
 
     /**
-     * Load an RSA public key from its components.
-     *
-     * @param exponent
-     * @param modulus
-     * @return key
-     */
-    fun loadRsaPublicKeyFromComponents(modulus: ByteArray, exponent: ByteArray): RSAPublicKey {
-        val modulusBigInt = BigInteger(1, modulus)
-        val exponentBigInt = BigInteger(1, exponent)
-
-        val keyFactory = KeyFactory.getInstance("RSA")
-        val tmp = RSAPublicKeySpec(modulusBigInt, exponentBigInt)
-        return keyFactory.generatePublic(tmp) as RSAPublicKey
-    }
-
-    /**
      * Hash an RSA public key according to the EBICS standard (EBICS 2.5: 4.4.1.2.3).
      */
     fun getEbicsPublicKeyHash(publicKey: RSAPublicKey): ByteArray {
         val keyBytes = ByteArrayOutputStream()
-        keyBytes.writeBytes(publicKey.publicExponent.toUnsignedHexString().lowercase().trimStart('0').toByteArray())
+        keyBytes.writeBytes(publicKey.publicExponent.encodeHex().trimStart('0').toByteArray())
         keyBytes.write(' '.code)
-        keyBytes.writeBytes(publicKey.modulus.toUnsignedHexString().lowercase().trimStart('0').toByteArray())
-        // println("buffer before hashing: '${keyBytes.toString(Charsets.UTF_8)}'")
+        keyBytes.writeBytes(publicKey.modulus.encodeHex().trimStart('0').toByteArray())
         val digest = MessageDigest.getInstance("SHA-256")
         return digest.digest(keyBytes.toByteArray())
     }
 
-    fun encryptEbicsE002(data: ByteArray, encryptionPublicKey: RSAPublicKey): EncryptionResult {
+    fun encryptEbicsE002(data: InputStream, encryptionPublicKey: RSAPublicKey): EncryptionResult {
         val keygen = KeyGenerator.getInstance("AES", bouncyCastleProvider)
         keygen.init(128)
         val transactionKey = keygen.generateKey()
@@ -152,7 +148,7 @@ object CryptoUtil {
      * Encrypt data according to the EBICS E002 encryption process.
      */
     fun encryptEbicsE002withTransactionKey(
-        data: ByteArray,
+        data: InputStream,
         encryptionPublicKey: RSAPublicKey,
         transactionKey: SecretKey
     ): EncryptionResult {
@@ -162,7 +158,7 @@ object CryptoUtil {
         )
         val ivParameterSpec = IvParameterSpec(ByteArray(16))
         symmetricCipher.init(Cipher.ENCRYPT_MODE, transactionKey, ivParameterSpec)
-        val encryptedData = symmetricCipher.doFinal(data)
+        val encryptedData = CipherInputStream(data, symmetricCipher).readAllBytes()
         val asymmetricCipher = Cipher.getInstance(
             "RSA/None/PKCS1Padding",
             bouncyCastleProvider
diff --git a/common/src/main/kotlin/Stream.kt b/common/src/main/kotlin/helpers.kt
index f20740d7..cd803f64 100644
--- a/common/src/main/kotlin/Stream.kt
+++ b/common/src/main/kotlin/helpers.kt
@@ -19,12 +19,48 @@
 
 package tech.libeufin.common
 
-import java.io.FilterInputStream
-import java.io.InputStream
+import java.math.BigInteger
 import java.util.*
 import java.util.zip.DeflaterInputStream
 import java.util.zip.InflaterInputStream
 import java.util.zip.ZipInputStream
+import java.io.FilterInputStream
+import java.io.InputStream
+import java.io.ByteArrayOutputStream
+
+fun getQueryParam(uriQueryString: String, param: String): String? {
+    // TODO replace with ktor API ?
+    uriQueryString.split('&').forEach {
+        val kv = it.split('=')
+        if (kv[0] == param)
+            return kv[1]
+    }
+    return null
+}
+
+/* ----- String ----- */
+
+fun String.decodeBase64(): ByteArray = Base64.getDecoder().decode(this)
+fun String.decodeUpHex(): ByteArray = HexFormat.of().withUpperCase().parseHex(this)
+
+fun String.splitOnce(pat: String): Pair<String, String>? {
+    val split = split(pat, limit=2)
+    if (split.size != 2) return null
+    return Pair(split[0], split[1])
+}
+
+/* ----- BigInteger -----*/
+
+fun BigInteger.encodeHex(): String = this.toByteArray().encodeHex()
+fun BigInteger.encodeBase64(): String = this.toByteArray().encodeBase64()
+
+/* ----- ByteArray ----- */
+
+fun ByteArray.encodeHex(): String = HexFormat.of().formatHex(this)
+fun ByteArray.encodeUpHex(): String = HexFormat.of().withUpperCase().formatHex(this)
+fun ByteArray.encodeBase64(): String = Base64.getEncoder().encodeToString(this)
+
+/* ----- InputStream ----- */
 
 /** Unzip an input stream and run [lambda] over each entry */
 fun InputStream.unzipEach(lambda: (String, InputStream) -> Unit) {
@@ -46,6 +82,15 @@ fun InputStream.unzipEach(lambda: (String, InputStream) -> Unit) {
 fun InputStream.decodeBase64(): InputStream 
     = Base64.getDecoder().wrap(this)
 
+/** Decode a base64 an input stream */
+fun InputStream.encodeBase64(): String {
+    val w = ByteArrayOutputStream()
+    val encoded = Base64.getEncoder().wrap(w)
+    transferTo(encoded)
+    encoded.close()
+    return w.toString(Charsets.UTF_8)
+}
+
 /** Deflate an input stream */
 fun InputStream.deflate(): DeflaterInputStream 
     = DeflaterInputStream(this)
diff --git a/common/src/main/kotlin/strings.kt b/common/src/main/kotlin/strings.kt
deleted file mode 100644
index 3fa5f564..00000000
--- a/common/src/main/kotlin/strings.kt
+++ /dev/null
@@ -1,90 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-package tech.libeufin.common
-
-import java.math.BigInteger
-import java.util.*
-
-fun ByteArray.toHexString(): String {
-    return this.joinToString("") {
-        java.lang.String.format("%02X", it)
-    }
-}
-
-private fun toDigit(hexChar: Char): Int {
-    val digit = Character.digit(hexChar, 16)
-    require(digit != -1) { "Invalid Hexadecimal Character: $hexChar" }
-    return digit
-}
-
-private fun hexToByte(hexString: String): Byte {
-    val firstDigit: Int = toDigit(hexString[0])
-    val secondDigit: Int = toDigit(hexString[1])
-    return ((firstDigit shl 4) + secondDigit).toByte()
-}
-
-fun decodeHexString(hexString: String): ByteArray {
-    val hs = hexString.replace(" ", "").replace("\n", "")
-    require(hs.length % 2 != 1) { "Invalid hexadecimal String supplied." }
-    val bytes = ByteArray(hs.length / 2)
-    var i = 0
-    while (i < hs.length) {
-        bytes[i / 2] = hexToByte(hs.substring(i, i + 2))
-        i += 2
-    }
-    return bytes
-}
-
-
-fun ByteArray.encodeBase64(): String {
-    return Base64.getEncoder().encodeToString(this)
-}
-
-fun String.decodeBase64(): ByteArray {
-    return Base64.getDecoder().decode(this)
-}
-
-// used mostly in RSA math, never as amount.
-fun BigInteger.toUnsignedHexString(): String {
-    val signedValue = this.toByteArray()
-    require(this.signum() > 0) { "number must be positive" }
-    val start = if (signedValue[0] == 0.toByte()) {
-        1
-    } else {
-        0
-    }
-    val bytes = Arrays.copyOfRange(signedValue, start, signedValue.size)
-    return bytes.toHexString()
-}
-
-fun getQueryParam(uriQueryString: String, param: String): String? {
-    uriQueryString.split('&').forEach {
-        val kv = it.split('=')
-        if (kv[0] == param)
-            return kv[1]
-    }
-    return null
-}
-
-fun String.splitOnce(pat: String): Pair<String, String>? {
-    val split = split(pat, limit=2)
-    if (split.size != 2) return null
-    return Pair(split[0], split[1])
-}
\ No newline at end of file
diff --git a/common/src/test/kotlin/CryptoUtilTest.kt b/common/src/test/kotlin/CryptoUtilTest.kt
index 11d87055..82f18ab9 100644
--- a/common/src/test/kotlin/CryptoUtilTest.kt
+++ b/common/src/test/kotlin/CryptoUtilTest.kt
@@ -66,7 +66,7 @@ class CryptoUtilTest {
     fun testEbicsE002() {
         val data = "Hello, World!".toByteArray()
         val keyPair = CryptoUtil.generateRsaKeyPair(1024)
-        val enc = CryptoUtil.encryptEbicsE002(data, keyPair.public)
+        val enc = CryptoUtil.encryptEbicsE002(data.inputStream(), keyPair.public)
         val dec = CryptoUtil.decryptEbicsE002(enc, keyPair.private)
         assertTrue(data.contentEquals(dec))
     }
@@ -86,7 +86,7 @@ class CryptoUtilTest {
 
         /* encrypt with original key */
         val data = "Hello, World!".toByteArray(Charsets.UTF_8)
-        val secret = CryptoUtil.encryptEbicsE002(data, keyPair.public)
+        val secret = CryptoUtil.encryptEbicsE002(data.inputStream(), keyPair.public)
 
         /* encrypt and decrypt private key */
         val encPriv = CryptoUtil.encryptKey(keyPair.private.encoded, "secret")
@@ -103,7 +103,7 @@ class CryptoUtilTest {
 
     @Test
     fun testEbicsPublicKeyHashing() {
-        val exponentStr = "01 00 01"
+        val exponentStr = "01 00 01".replace(" ", "")
         val moduloStr = """
             EB BD B8 E3 73 45 60 06 44 A1 AD 6A 25 33 65 F5
             9C EB E5 93 E0 51 72 77 90 6B F0 58 A8 89 EB 00
@@ -121,7 +121,7 @@ class CryptoUtilTest {
             D5 BE 0D 0E F8 E7 E0 A9 C3 10 51 A1 3E A4 4F 67
             5E 75 8C 9D E6 FE 27 B6 3C CF 61 9B 31 D4 D0 22
             B9 2E 4C AF 5F D6 4B 1F F0 4D 06 5F 68 EB 0B 71
-        """.trimIndent()
+        """.trimIndent().replace(" ", "").replace("\n", "")
         val expectedHashStr = """
             72 71 D5 83 B4 24 A6 DA 0B 7B 22 24 3B E2 B8 8C
             6E A6 0F 9F 76 11 FD 18 BE 2C E8 8B 21 03 A9 41
@@ -129,17 +129,17 @@ class CryptoUtilTest {
 
         val expectedHash = expectedHashStr.replace(" ", "").replace("\n", "").toByteArray(Charsets.UTF_8)
 
-        val pub = CryptoUtil.loadRsaPublicKeyFromComponents(decodeHexString(moduloStr), decodeHexString(exponentStr))
+        val pub = CryptoUtil.loadRsaPublicKeyFromComponents(moduloStr.decodeUpHex(), exponentStr.decodeUpHex())
 
-        println("echoed pub exp: ${pub.publicExponent.toUnsignedHexString()}")
-        println("echoed pub mod: ${pub.modulus.toUnsignedHexString()}")
+        println("echoed pub exp: ${pub.publicExponent.encodeHex()}")
+        println("echoed pub mod: ${pub.modulus.encodeHex()}")
 
         val pubHash = CryptoUtil.getEbicsPublicKeyHash(pub)
 
-        println("our pubHash: ${pubHash.toHexString()}")
+        println("our pubHash: ${pubHash.encodeUpHex()}")
         println("expected pubHash: ${expectedHash.toString(Charsets.UTF_8)}")
 
-        assertEquals(expectedHash.toString(Charsets.UTF_8), pubHash.toHexString())
+        assertEquals(expectedHash.toString(Charsets.UTF_8), pubHash.encodeUpHex())
     }
 
     @Test
diff --git a/ebics/build.gradle b/ebics/build.gradle
deleted file mode 100644
index 59a3c51b..00000000
--- a/ebics/build.gradle
+++ /dev/null
@@ -1,28 +0,0 @@
-plugins {
-    id("java")
-    id("kotlin")
-}
-
-version = rootProject.version
-
-java {
-    sourceCompatibility = JavaVersion.VERSION_17
-    targetCompatibility = JavaVersion.VERSION_17
-}
-
-compileKotlin.kotlinOptions.jvmTarget = "17"
-compileTestKotlin.kotlinOptions.jvmTarget = "17"
-
-sourceSets.main.java.srcDirs = ["src/main/kotlin"]
-
-dependencies {
-    implementation(project(":common"))
-
-    // XML Stuff
-    implementation("jakarta.xml.bind:jakarta.xml.bind-api:2.3.3")
-    implementation("org.glassfish.jaxb:jaxb-runtime:2.3.9")
-    implementation("org.apache.santuario:xmlsec:2.3.4")
-    
-    implementation("io.ktor:ktor-http:$ktor_version")
-    implementation("org.jetbrains.kotlin:kotlin-test:$kotlin_version")
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/Ebics.kt b/ebics/src/main/kotlin/Ebics.kt
deleted file mode 100644
index e335e502..00000000
--- a/ebics/src/main/kotlin/Ebics.kt
+++ /dev/null
@@ -1,438 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-/**
- * This is the main "EBICS library interface".  Functions here are stateless helpers
- * used to implement both an EBICS server and EBICS client.
- */
-
-package tech.libeufin.ebics
-
-import io.ktor.http.*
-import org.w3c.dom.Document
-import tech.libeufin.common.crypto.CryptoUtil
-import tech.libeufin.ebics.ebics_h004.EbicsRequest
-import tech.libeufin.ebics.ebics_h004.EbicsResponse
-import tech.libeufin.ebics.ebics_h004.EbicsTypes
-import tech.libeufin.ebics.ebics_h004.HPBResponseOrderData
-import tech.libeufin.ebics.ebics_h005.Ebics3Response
-import tech.libeufin.ebics.ebics_s001.UserSignatureData
-import java.io.InputStream
-import java.security.SecureRandom
-import java.security.interfaces.RSAPrivateCrtKey
-import java.security.interfaces.RSAPublicKey
-import java.time.Instant
-import java.time.ZoneId
-import java.time.ZonedDateTime
-import javax.xml.bind.JAXBElement
-import javax.xml.datatype.DatatypeFactory
-import javax.xml.datatype.XMLGregorianCalendar
-
-data class EbicsProtocolError(
-    val httpStatusCode: HttpStatusCode,
-    val reason: String,
-    /**
-     * This class is also used when Nexus finds itself
-     * in an inconsistent state, without interacting with the
-     * bank.  In this case, the EBICS code below can be left
-     * null.
-     */
-    val ebicsTechnicalCode: EbicsReturnCode? = null
-) : Exception(reason)
-
-data class EbicsDateRange(
-    val start: Instant,
-    val end: Instant
-)
-
-sealed interface EbicsOrderParams
-data class EbicsStandardOrderParams(
-    val dateRange: EbicsDateRange? = null
-) : EbicsOrderParams
-
-data class EbicsGenericOrderParams(
-    val params: Map<String, String> = mapOf()
-) : EbicsOrderParams
-
-enum class EbicsInitState {
-    SENT, NOT_SENT, UNKNOWN
-}
-
-/**
- * This class is a mere container that keeps data found
- * in the database and that is further needed to sign / verify
- * / make messages.  And not all the values are needed all
- * the time.
- */
-data class EbicsClientSubscriberDetails(
-    val partnerId: String,
-    val userId: String,
-    var bankAuthPub: RSAPublicKey?,
-    var bankEncPub: RSAPublicKey?,
-    val ebicsUrl: String,
-    val hostId: String,
-    val customerEncPriv: RSAPrivateCrtKey,
-    val customerAuthPriv: RSAPrivateCrtKey,
-    val customerSignPriv: RSAPrivateCrtKey,
-    val ebicsIniState: EbicsInitState,
-    val ebicsHiaState: EbicsInitState,
-    var dialect: String? = null
-)
-
-/**
- * @param size in bits
- */
-fun getNonce(size: Int): ByteArray {
-    val sr = SecureRandom()
-    val ret = ByteArray(size / 8)
-    sr.nextBytes(ret)
-    return ret
-}
-
-fun getXmlDate(i: Instant): XMLGregorianCalendar {
-    val zonedTimestamp = ZonedDateTime.ofInstant(i, ZoneId.of("UTC"))
-    return getXmlDate(zonedTimestamp)
-}
-fun getXmlDate(d: ZonedDateTime): XMLGregorianCalendar {
-    return DatatypeFactory.newInstance()
-        .newXMLGregorianCalendar(
-            d.year,
-            d.monthValue,
-            d.dayOfMonth,
-            0,
-            0,
-            0,
-            0,
-            d.offset.totalSeconds / 60
-        )
-}
-
-fun makeOrderParams(orderParams: EbicsOrderParams): EbicsRequest.OrderParams {
-    return when (orderParams) {
-        is EbicsStandardOrderParams -> {
-            EbicsRequest.StandardOrderParams().apply {
-                val r = orderParams.dateRange
-                if (r != null) {
-                    this.dateRange = EbicsRequest.DateRange().apply {
-                        this.start = getXmlDate(r.start)
-                        this.end = getXmlDate(r.end)
-                    }
-                }
-            }
-        }
-        is EbicsGenericOrderParams -> {
-            EbicsRequest.GenericOrderParams().apply {
-                this.parameterList = orderParams.params.map { entry ->
-                    EbicsTypes.Parameter().apply {
-                        this.name = entry.key
-                        this.value = entry.value
-                        this.type = "string"
-                    }
-                }
-            }
-        }
-    }
-}
-
-fun signOrder(
-    orderBlob: ByteArray,
-    signKey: RSAPrivateCrtKey,
-    partnerId: String,
-    userId: String
-): UserSignatureData {
-    val ES_signature = CryptoUtil.signEbicsA006(
-        CryptoUtil.digestEbicsOrderA006(orderBlob),
-        signKey
-    )
-    val userSignatureData = UserSignatureData().apply {
-        orderSignatureList = listOf(
-            UserSignatureData.OrderSignatureData().apply {
-                signatureVersion = "A006"
-                signatureValue = ES_signature
-                partnerID = partnerId
-                userID = userId
-            }
-        )
-    }
-    return userSignatureData
-}
-
-fun signOrderEbics3(
-    orderBlob: ByteArray,
-    signKey: RSAPrivateCrtKey,
-    partnerId: String,
-    userId: String
-): tech.libeufin.ebics.ebics_s002.UserSignatureDataEbics3 {
-    val ES_signature = CryptoUtil.signEbicsA006(
-        CryptoUtil.digestEbicsOrderA006(orderBlob),
-        signKey
-    )
-    val userSignatureData = tech.libeufin.ebics.ebics_s002.UserSignatureDataEbics3().apply {
-        orderSignatureList = listOf(
-            tech.libeufin.ebics.ebics_s002.UserSignatureDataEbics3.OrderSignatureData().apply {
-                signatureVersion = "A006"
-                signatureValue = ES_signature
-                partnerID = partnerId
-                userID = userId
-            }
-        )
-    }
-    return userSignatureData
-}
-
-data class PreparedUploadData(
-    val transactionKey: ByteArray,
-    val userSignatureDataEncrypted: ByteArray,
-    val dataDigest: ByteArray,
-    val encryptedPayloadChunks: List<String>
-) {
-    override fun equals(other: Any?): Boolean {
-        if (this === other) return true
-        if (javaClass != other?.javaClass) return false
-
-        other as PreparedUploadData
-
-        if (!transactionKey.contentEquals(other.transactionKey)) return false
-        if (!userSignatureDataEncrypted.contentEquals(other.userSignatureDataEncrypted)) return false
-        if (encryptedPayloadChunks != other.encryptedPayloadChunks) return false
-
-        return true
-    }
-
-    override fun hashCode(): Int {
-        var result = transactionKey.contentHashCode()
-        result = 31 * result + userSignatureDataEncrypted.contentHashCode()
-        result = 31 * result + encryptedPayloadChunks.hashCode()
-        return result
-    }
-}
-
-data class DataEncryptionInfo(
-    val transactionKey: ByteArray,
-    val bankPubDigest: ByteArray
-) {
-    override fun equals(other: Any?): Boolean {
-        if (this === other) return true
-        if (javaClass != other?.javaClass) return false
-
-        other as DataEncryptionInfo
-
-        if (!transactionKey.contentEquals(other.transactionKey)) return false
-        if (!bankPubDigest.contentEquals(other.bankPubDigest)) return false
-
-        return true
-    }
-
-    override fun hashCode(): Int {
-        var result = transactionKey.contentHashCode()
-        result = 31 * result + bankPubDigest.contentHashCode()
-        return result
-    }
-}
-
-
-// TODO import missing using a script
-@Suppress("SpellCheckingInspection")
-enum class EbicsReturnCode(val errorCode: String) {
-    EBICS_OK("000000"),
-    EBICS_DOWNLOAD_POSTPROCESS_DONE("011000"),
-    EBICS_DOWNLOAD_POSTPROCESS_SKIPPED("011001"),
-    EBICS_TX_SEGMENT_NUMBER_UNDERRUN("011101"),
-    EBICS_AUTHENTICATION_FAILED("061001"),
-    EBICS_INVALID_REQUEST("061002"),
-    EBICS_INTERNAL_ERROR("061099"),
-    EBICS_TX_RECOVERY_SYNC("061101"),
-    EBICS_AUTHORISATION_ORDER_IDENTIFIER_FAILED("090003"),
-    EBICS_NO_DOWNLOAD_DATA_AVAILABLE("090005"),
-    EBICS_INVALID_USER_OR_USER_STATE("091002"),
-    EBICS_USER_UNKNOWN("091003"),
-    EBICS_EBICS_INVALID_USER_STATE("091004"),
-    EBICS_INVALID_ORDER_IDENTIFIER("091005"),
-    EBICS_UNSUPPORTED_ORDER_TYPE("091006"),
-    EBICS_INVALID_XML("091010"),
-    EBICS_TX_MESSAGE_REPLAY("091103"),
-    EBICS_PROCESSING_ERROR("091116"),
-    EBICS_ACCOUNT_AUTHORISATION_FAILED("091302"),
-    EBICS_AMOUNT_CHECK_FAILED("091303");
-
-    companion object {
-        fun lookup(errorCode: String): EbicsReturnCode {
-            for (x in entries) {
-                if (x.errorCode == errorCode) {
-                    return x
-                }
-            }
-            throw Exception(
-                "Unknown EBICS status code: $errorCode"
-            )
-        }
-    }
-}
-
-data class EbicsResponseContent(
-    val transactionID: String?,
-    val orderID: String?,
-    val dataEncryptionInfo: DataEncryptionInfo?,
-    val orderDataEncChunk: String?,
-    val technicalReturnCode: EbicsReturnCode,
-    val bankReturnCode: EbicsReturnCode,
-    val reportText: String,
-    val segmentNumber: Int?,
-    // Only present in init phase
-    val numSegments: Int?
-)
-
-data class EbicsKeyManagementResponseContent(
-    val technicalReturnCode: EbicsReturnCode,
-    val bankReturnCode: EbicsReturnCode?,
-    val orderData: ByteArray?
-)
-
-
-class HpbResponseData(
-    val hostID: String,
-    val encryptionPubKey: RSAPublicKey,
-    val encryptionVersion: String,
-    val authenticationPubKey: RSAPublicKey,
-    val authenticationVersion: String
-)
-
-fun parseEbicsHpbOrder(orderDataRaw: InputStream): HpbResponseData {
-    val resp = try {
-        XMLUtil.convertToJaxb<HPBResponseOrderData>(orderDataRaw)
-    } catch (e: Exception) {
-        throw EbicsProtocolError(HttpStatusCode.InternalServerError, "Invalid XML (as HPB response) received from bank")
-    }
-    val encPubKey = CryptoUtil.loadRsaPublicKeyFromComponents(
-        resp.value.encryptionPubKeyInfo.pubKeyValue.rsaKeyValue.modulus,
-        resp.value.encryptionPubKeyInfo.pubKeyValue.rsaKeyValue.exponent
-    )
-    val authPubKey = CryptoUtil.loadRsaPublicKeyFromComponents(
-        resp.value.authenticationPubKeyInfo.pubKeyValue.rsaKeyValue.modulus,
-        resp.value.authenticationPubKeyInfo.pubKeyValue.rsaKeyValue.exponent
-    )
-    return HpbResponseData(
-        hostID = resp.value.hostID,
-        encryptionPubKey = encPubKey,
-        encryptionVersion = resp.value.encryptionPubKeyInfo.encryptionVersion,
-        authenticationPubKey = authPubKey,
-        authenticationVersion = resp.value.authenticationPubKeyInfo.authenticationVersion
-    )
-}
-
-fun ebics3toInternalRepr(response: Document): EbicsResponseContent {
-    // logger.debug("Converting bank resp to internal repr.: $response")
-    val resp: JAXBElement<Ebics3Response> = try {
-        XMLUtil.convertDomToJaxb(response)
-    } catch (e: Exception) {
-        throw EbicsProtocolError(
-            HttpStatusCode.InternalServerError,
-            "Could not transform string-response from bank into JAXB"
-        )
-    }
-    val bankReturnCodeStr = resp.value.body.returnCode.value
-    val bankReturnCode = EbicsReturnCode.lookup(bankReturnCodeStr)
-
-    val techReturnCodeStr = resp.value.header.mutable.returnCode
-    val techReturnCode = EbicsReturnCode.lookup(techReturnCodeStr)
-
-    val reportText = resp.value.header.mutable.reportText
-
-    val daeXml = resp.value.body.dataTransfer?.dataEncryptionInfo
-    val dataEncryptionInfo = if (daeXml == null) {
-        null
-    } else {
-        DataEncryptionInfo(daeXml.transactionKey, daeXml.encryptionPubKeyDigest.value)
-    }
-
-    return EbicsResponseContent(
-        transactionID = resp.value.header._static.transactionID,
-        orderID = resp.value.header.mutable.orderID,
-        bankReturnCode = bankReturnCode,
-        technicalReturnCode = techReturnCode,
-        reportText = reportText,
-        orderDataEncChunk = resp.value.body.dataTransfer?.orderData?.value,
-        dataEncryptionInfo = dataEncryptionInfo,
-        numSegments = resp.value.header._static.numSegments?.toInt(),
-        segmentNumber = resp.value.header.mutable.segmentNumber?.value?.toInt()
-    )
-}
-
-fun ebics25toInternalRepr(response: Document): EbicsResponseContent {
-    val resp: JAXBElement<EbicsResponse> = try {
-        XMLUtil.convertDomToJaxb(response)
-    } catch (e: Exception) {
-        throw EbicsProtocolError(
-            HttpStatusCode.InternalServerError,
-            "Could not transform string-response from bank into JAXB"
-        )
-    }
-    val bankReturnCodeStr = resp.value.body.returnCode.value
-    val bankReturnCode = EbicsReturnCode.lookup(bankReturnCodeStr)
-
-    val techReturnCodeStr = resp.value.header.mutable.returnCode
-    val techReturnCode = EbicsReturnCode.lookup(techReturnCodeStr)
-
-    val reportText = resp.value.header.mutable.reportText
-
-    val daeXml = resp.value.body.dataTransfer?.dataEncryptionInfo
-    val dataEncryptionInfo = if (daeXml == null) {
-        null
-    } else {
-        DataEncryptionInfo(daeXml.transactionKey, daeXml.encryptionPubKeyDigest.value)
-    }
-
-    return EbicsResponseContent(
-        transactionID = resp.value.header._static.transactionID,
-        orderID = resp.value.header.mutable.orderID,
-        bankReturnCode = bankReturnCode,
-        technicalReturnCode = techReturnCode,
-        reportText = reportText,
-        orderDataEncChunk = resp.value.body.dataTransfer?.orderData?.value,
-        dataEncryptionInfo = dataEncryptionInfo,
-        numSegments = resp.value.header._static.numSegments?.toInt(),
-        segmentNumber = resp.value.header.mutable.segmentNumber?.value?.toInt()
-    )
-}
-
-/**
- * Get the private key that matches the given public key digest.
- */
-fun getDecryptionKey(subscriberDetails: EbicsClientSubscriberDetails, pubDigest: ByteArray): RSAPrivateCrtKey {
-    val authPub = CryptoUtil.getRsaPublicFromPrivate(subscriberDetails.customerAuthPriv)
-    val encPub = CryptoUtil.getRsaPublicFromPrivate(subscriberDetails.customerEncPriv)
-    val authPubDigest = CryptoUtil.getEbicsPublicKeyHash(authPub)
-    val encPubDigest = CryptoUtil.getEbicsPublicKeyHash(encPub)
-    if (pubDigest.contentEquals(authPubDigest)) {
-        return subscriberDetails.customerAuthPriv
-    }
-    if (pubDigest.contentEquals(encPubDigest)) {
-        return subscriberDetails.customerEncPriv
-    }
-    throw EbicsProtocolError(HttpStatusCode.NotFound, "Could not find customer's public key")
-}
-
-data class EbicsVersionSpec(
-    val protocol: String,
-    val version: String
-)
-
-data class EbicsHevDetails(
-    val versions: List<EbicsVersionSpec>
-)
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/EbicsOrderUtil.kt b/ebics/src/main/kotlin/EbicsOrderUtil.kt
deleted file mode 100644
index 79c78a29..00000000
--- a/ebics/src/main/kotlin/EbicsOrderUtil.kt
+++ /dev/null
@@ -1,88 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-package tech.libeufin.ebics
-
-import tech.libeufin.common.deflate
-import tech.libeufin.common.inflate
-import tech.libeufin.common.toHexString
-import java.security.SecureRandom
-
-/**
- * Helpers for dealing with order compression, encryption, decryption, chunking and re-assembly.
- */
-object EbicsOrderUtil {
-
-    inline fun <reified T> decodeOrderDataXml(encodedOrderData: ByteArray): T {
-        return encodedOrderData.inputStream().inflate().use {
-            XMLUtil.convertToJaxb<T>(it).value
-        }
-    }
-
-    inline fun <reified T> encodeOrderDataXml(obj: T): ByteArray {
-        val bytes = XMLUtil.convertJaxbToBytes(obj)
-        return bytes.inputStream().deflate().readAllBytes()
-    }
-
-    @ExperimentalStdlibApi
-    fun generateTransactionId(): String {
-        val rng = SecureRandom()
-        val res = ByteArray(16)
-        rng.nextBytes(res)
-        return res.toHexString().uppercase()
-    }
-
-    /**
-     * Calculate the resulting size of base64-encoding data of the given length,
-     * including padding.
-     */
-    fun calculateBase64EncodedLength(dataLength: Int): Int {
-        val blocks = (dataLength + 3 - 1) / 3
-        return blocks * 4
-    }
-
-    fun checkOrderIDOverflow(n: Int): Boolean {
-        if (n <= 0)
-            throw IllegalArgumentException()
-        val base = 10 + 26
-        return n >= base * base
-    }
-
-    private fun getDigitChar(x: Int): Char {
-        if (x < 10) {
-            return '0' + x
-        }
-        return 'A' + (x - 10)
-    }
-
-    fun computeOrderIDFromNumber(n: Int): String {
-        if (n <= 0)
-            throw IllegalArgumentException()
-        if (checkOrderIDOverflow(n))
-            throw IllegalArgumentException()
-        var ni = n
-        val base = 10 + 26
-        val x1 = ni % base
-        ni = ni / base
-        val x2 = ni % base
-        val c1 = getDigitChar(x1)
-        val c2 = getDigitChar(x2)
-        return String(charArrayOf('O', 'R', c2, c1))
-    }
-}
diff --git a/ebics/src/main/kotlin/XMLUtil.kt b/ebics/src/main/kotlin/XMLUtil.kt
deleted file mode 100644
index fbebc124..00000000
--- a/ebics/src/main/kotlin/XMLUtil.kt
+++ /dev/null
@@ -1,548 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-package tech.libeufin.ebics
-
-import com.sun.xml.bind.marshaller.NamespacePrefixMapper
-import io.ktor.http.*
-import org.slf4j.Logger
-import org.slf4j.LoggerFactory
-import org.w3c.dom.Document
-import org.w3c.dom.Node
-import org.w3c.dom.NodeList
-import org.w3c.dom.ls.LSInput
-import org.w3c.dom.ls.LSResourceResolver
-import org.xml.sax.ErrorHandler
-import org.xml.sax.InputSource
-import org.xml.sax.SAXException
-import org.xml.sax.SAXParseException
-import tech.libeufin.ebics.ebics_h004.EbicsResponse
-import java.io.*
-import java.security.PrivateKey
-import java.security.PublicKey
-import java.security.interfaces.RSAPrivateCrtKey
-import javax.xml.XMLConstants
-import javax.xml.bind.JAXBContext
-import javax.xml.bind.JAXBElement
-import javax.xml.bind.Marshaller
-import javax.xml.crypto.*
-import javax.xml.crypto.dom.DOMURIReference
-import javax.xml.crypto.dsig.*
-import javax.xml.crypto.dsig.dom.DOMSignContext
-import javax.xml.crypto.dsig.dom.DOMValidateContext
-import javax.xml.crypto.dsig.spec.C14NMethodParameterSpec
-import javax.xml.crypto.dsig.spec.TransformParameterSpec
-import javax.xml.namespace.NamespaceContext
-import javax.xml.parsers.DocumentBuilderFactory
-import javax.xml.transform.OutputKeys
-import javax.xml.transform.Source
-import javax.xml.transform.TransformerFactory
-import javax.xml.transform.dom.DOMSource
-import javax.xml.transform.stream.StreamResult
-import javax.xml.transform.stream.StreamSource
-import javax.xml.validation.SchemaFactory
-import javax.xml.validation.Validator
-import javax.xml.xpath.XPath
-import javax.xml.xpath.XPathConstants
-import javax.xml.xpath.XPathFactory
-
-private val logger: Logger = LoggerFactory.getLogger("libeufin-xml")
-
-class DefaultNamespaces : NamespacePrefixMapper() {
-    override fun getPreferredPrefix(namespaceUri: String?, suggestion: String?, requirePrefix: Boolean): String? {
-        if (namespaceUri == "http://www.w3.org/2000/09/xmldsig#") return "ds"
-        if (namespaceUri == XMLConstants.W3C_XML_SCHEMA_INSTANCE_NS_URI) return "xsi"
-        return null
-    }
-}
-
-class DOMInputImpl : LSInput {
-    var fPublicId: String? = null
-    var fSystemId: String? = null
-    var fBaseSystemId: String? = null
-    var fByteStream: InputStream? = null
-    var fCharStream: Reader? = null
-    var fData: String? = null
-    var fEncoding: String? = null
-    var fCertifiedText = false
-
-    override fun getByteStream(): InputStream? {
-        return fByteStream
-    }
-
-    override fun setByteStream(byteStream: InputStream) {
-        fByteStream = byteStream
-    }
-
-    override fun getCharacterStream(): Reader? {
-        return fCharStream
-    }
-
-    override fun setCharacterStream(characterStream: Reader) {
-        fCharStream = characterStream
-    }
-
-    override fun getStringData(): String? {
-        return fData
-    }
-
-    override fun setStringData(stringData: String) {
-        fData = stringData
-    }
-
-    override fun getEncoding(): String? {
-        return fEncoding
-    }
-
-    override fun setEncoding(encoding: String) {
-        fEncoding = encoding
-    }
-
-    override fun getPublicId(): String? {
-        return fPublicId
-    }
-
-    override fun setPublicId(publicId: String) {
-        fPublicId = publicId
-    }
-
-    override fun getSystemId(): String? {
-        return fSystemId
-    }
-
-    override fun setSystemId(systemId: String) {
-        fSystemId = systemId
-    }
-
-    override fun getBaseURI(): String? {
-        return fBaseSystemId
-    }
-
-    override fun setBaseURI(baseURI: String) {
-        fBaseSystemId = baseURI
-    }
-
-    override fun getCertifiedText(): Boolean {
-        return fCertifiedText
-    }
-
-    override fun setCertifiedText(certifiedText: Boolean) {
-        fCertifiedText = certifiedText
-    }
-}
-
-
-/**
- * Helpers for dealing with XML in EBICS.
- */
-class XMLUtil private constructor() {
-    /**
-     * This URI dereferencer allows handling the resource reference used for
-     * XML signatures in EBICS.
-     */
-    private class EbicsSigUriDereferencer : URIDereferencer {
-        override fun dereference(myRef: URIReference?, myCtx: XMLCryptoContext?): Data {
-            val ebicsXpathExpr = "//*[@authenticate='true']"
-            if (myRef !is DOMURIReference)
-                throw Exception("invalid type")
-            if (myRef.uri != "#xpointer($ebicsXpathExpr)")
-                throw Exception("invalid EBICS XML signature URI: '${myRef.uri}'")
-            val xp: XPath = XPathFactory.newInstance().newXPath()
-            val nodeSet = xp.compile("//*[@authenticate='true']/descendant-or-self::node()").evaluate(
-                myRef.here.ownerDocument, XPathConstants.NODESET
-            )
-            if (nodeSet !is NodeList)
-                throw Exception("invalid type")
-            if (nodeSet.length <= 0) {
-                throw Exception("no nodes to sign")
-            }
-            val nodeList = ArrayList<Node>()
-            for (i in 0 until nodeSet.length) {
-                val node = nodeSet.item(i)
-                nodeList.add(node)
-            }
-            return NodeSetData { nodeList.iterator() }
-        }
-    }
-
-    companion object {
-        private var cachedEbicsValidator: Validator? = null
-        private fun getEbicsValidator(): Validator {
-            val currentValidator = cachedEbicsValidator
-            if (currentValidator != null)
-                return currentValidator
-            val classLoader = ClassLoader.getSystemClassLoader()
-            val sf = SchemaFactory.newInstance(XMLConstants.W3C_XML_SCHEMA_NS_URI)
-            sf.setProperty(XMLConstants.ACCESS_EXTERNAL_SCHEMA, "file")
-            sf.setProperty(XMLConstants.ACCESS_EXTERNAL_DTD, "")
-            sf.setFeature(XMLConstants.FEATURE_SECURE_PROCESSING, true)
-            sf.errorHandler = object : ErrorHandler {
-                override fun warning(p0: SAXParseException?) {
-                    println("Warning: $p0")
-                }
-
-                override fun error(p0: SAXParseException?) {
-                    println("Error: $p0")
-                }
-
-                override fun fatalError(p0: SAXParseException?) {
-                    println("Fatal error: $p0")
-                }
-            }
-            sf.resourceResolver = object : LSResourceResolver {
-                override fun resolveResource(
-                    type: String?,
-                    namespaceURI: String?,
-                    publicId: String?,
-                    systemId: String?,
-                    baseUri: String?
-                ): LSInput? {
-                    if (type != "http://www.w3.org/2001/XMLSchema") {
-                        return null
-                    }
-                    val res = classLoader.getResourceAsStream("xsd/$systemId") ?: return null
-                    return DOMInputImpl().apply {
-                        fPublicId = publicId
-                        fSystemId = systemId
-                        fBaseSystemId = baseUri
-                        fByteStream = res
-                        fEncoding = "UTF-8"
-                    }
-                }
-            }
-            val schemaInputs: Array<Source> = listOf(
-                "xsd/ebics_H004.xsd",
-                "xsd/ebics_H005.xsd",
-                "xsd/ebics_hev.xsd",
-                "xsd/camt.052.001.02.xsd",
-                "xsd/camt.053.001.02.xsd",
-                "xsd/camt.054.001.02.xsd",
-                "xsd/pain.001.001.03.xsd",
-                // "xsd/pain.001.001.03.ch.02.xsd", // Swiss 2013 version.
-                "xsd/pain.001.001.09.ch.03.xsd" // Swiss 2019 version.
-            ).map {
-                val stream =
-                    classLoader.getResourceAsStream(it) ?: throw FileNotFoundException("Schema file $it not found.")
-                StreamSource(stream)
-            }.toTypedArray()
-            val bundle = sf.newSchema(schemaInputs)
-            val newValidator = bundle.newValidator()
-            cachedEbicsValidator = newValidator
-            return newValidator
-        }
-
-        /**
-         *
-         * @param xmlDoc the XML document to validate
-         * @return true when validation passes, false otherwise
-         */
-        @Synchronized fun validate(xmlDoc: StreamSource): Boolean {
-            try {
-                getEbicsValidator().validate(xmlDoc)
-            } catch (e: Exception) {
-                /**
-                 * Would be convenient to return also the error
-                 * message to the caller, so that it can link it
-                 * to a document ID in the logs.
-                 */
-                logger.warn("Validation failed: ${e}")
-                return false
-            }
-            return true
-        }
-
-        /**
-         * Validates the DOM against the Schema(s) of this object.
-         * @param domDocument DOM to validate
-         * @return true/false if the document is valid/invalid
-         */
-        @Synchronized fun validateFromDom(domDocument: Document): Boolean {
-            try {
-                getEbicsValidator().validate(DOMSource(domDocument))
-            } catch (e: SAXException) {
-                e.printStackTrace()
-                return false
-            }
-            return true
-        }
-
-        /**
-         * Craft object to be passed to the XML validator.
-         * @param xmlString XML body, as read from the POST body.
-         * @return InputStream object, as wanted by the validator.
-         */
-        fun validateFromBytes(xml: ByteArray): Boolean {
-            return validate(StreamSource(xml.inputStream()))
-        }
-
-        inline fun <reified T> convertJaxbToBytes(
-            obj: T,
-            withSchemaLocation: String? = null
-            ): ByteArray {
-            val w = ByteArrayOutputStream()
-            val jc = JAXBContext.newInstance(T::class.java)
-            val m = jc.createMarshaller()
-            m.setProperty(Marshaller.JAXB_FORMATTED_OUTPUT, true)
-            if (withSchemaLocation != null) {
-                m.setProperty(Marshaller.JAXB_SCHEMA_LOCATION, withSchemaLocation)
-            }
-            m.setProperty("com.sun.xml.bind.namespacePrefixMapper", DefaultNamespaces())
-            m.marshal(obj, w)
-            return w.toByteArray()
-        }
-
-        inline fun <reified T> convertJaxbToDocument(
-            obj: T,
-            withSchemaLocation: String? = null
-        ): Document {
-            val dbf: DocumentBuilderFactory = DocumentBuilderFactory.newInstance()
-            dbf.isNamespaceAware = true
-            val doc = dbf.newDocumentBuilder().newDocument()
-            val jc = JAXBContext.newInstance(T::class.java)
-            val m = jc.createMarshaller()
-            m.setProperty(Marshaller.JAXB_FORMATTED_OUTPUT, true)
-            if (withSchemaLocation != null) {
-                m.setProperty(Marshaller.JAXB_SCHEMA_LOCATION, withSchemaLocation)
-            }
-            m.setProperty("com.sun.xml.bind.namespacePrefixMapper", DefaultNamespaces())
-            m.marshal(obj, doc)
-            return doc
-        }
-
-        /**
-         * Convert XML bytes to the JAXB representation.
-         *
-         * @param documentBytes the bytes to convert into JAXB.
-         * @return the JAXB object reflecting the original XML document.
-         */
-        inline fun <reified T> convertToJaxb(documentBytes: InputStream): JAXBElement<T> {
-            val jc = JAXBContext.newInstance(T::class.java)
-            val u = jc.createUnmarshaller()
-            return u.unmarshal(            /* Marshalling the object into the document.  */
-                StreamSource(documentBytes),
-                T::class.java
-            )
-        }
-
-        fun convertDomToBytes(document: Document): ByteArray {
-            /* Make Transformer.  */
-            val tf = TransformerFactory.newInstance()
-            val t = tf.newTransformer()
-
-            /* Make bytes writer.  */
-            val w = ByteArrayOutputStream()
-
-            /* Extract string.  */
-            t.transform(DOMSource(document), StreamResult(w))
-            return w.toByteArray()
-        }
-
-        /**
-         * Convert a node to a string without the XML declaration or
-         * indentation.
-         */
-        fun convertNodeToString(node: Node): String {
-            /* Make Transformer.  */
-            val tf = TransformerFactory.newInstance()
-            val t = tf.newTransformer()
-            t.setOutputProperty(OutputKeys.OMIT_XML_DECLARATION, "yes")
-            /* Make string writer.  */
-            val sw = StringWriter()
-            /* Extract string.  */
-            t.transform(DOMSource(node), StreamResult(sw))
-            return sw.toString()
-        }
-
-        /**
-         * Convert a DOM document to the JAXB representation.
-         *
-         * @param document the document to convert into JAXB.
-         * @return the JAXB object reflecting the original XML document.
-         */
-        inline fun <reified T> convertDomToJaxb(document: Document): JAXBElement<T> {
-            val jc = JAXBContext.newInstance(T::class.java)
-            /* Marshalling the object into the document.  */
-            val m = jc.createUnmarshaller()
-            return m.unmarshal(document, T::class.java) // document "went" into Jaxb
-        }
-
-        /** Parse [xml] into a XML DOM */
-        fun parseIntoDom(xml: InputStream): Document {
-            val factory = DocumentBuilderFactory.newInstance().apply {
-                isNamespaceAware = true
-            }
-            val builder = factory.newDocumentBuilder()
-            return xml.use { 
-                builder.parse(InputSource(it))
-            }
-        }
-
-        fun signEbicsResponse(ebicsResponse: EbicsResponse, privateKey: RSAPrivateCrtKey): ByteArray {
-            val doc = convertJaxbToDocument(ebicsResponse)
-            signEbicsDocument(doc, privateKey)
-            val signedDoc = convertDomToBytes(doc)
-            // logger.debug("response: $signedDoc")
-            return signedDoc
-        }
-
-        /**
-         * Sign an EBICS document with the authentication and identity signature.
-         */
-        fun signEbicsDocument(
-            doc: Document,
-            signingPriv: PrivateKey,
-            withEbics3: Boolean = false
-        ) {
-            val xpath = XPathFactory.newInstance().newXPath()
-            xpath.namespaceContext = object : NamespaceContext {
-                override fun getNamespaceURI(p0: String?): String {
-                    return when (p0) {
-                        "ebics" -> if (withEbics3) "urn:org:ebics:H005" else "urn:org:ebics:H004"
-                        else -> throw IllegalArgumentException()
-                    }
-                }
-
-                override fun getPrefix(p0: String?): String {
-                    throw UnsupportedOperationException()
-                }
-
-                override fun getPrefixes(p0: String?): MutableIterator<String> {
-                    throw UnsupportedOperationException()
-                }
-            }
-            val authSigNode = xpath.compile("/*[1]/ebics:AuthSignature").evaluate(doc, XPathConstants.NODE)
-            if (authSigNode !is Node)
-                throw java.lang.Exception("no AuthSignature")
-            val fac = XMLSignatureFactory.getInstance("DOM")
-            val c14n = fac.newTransform(CanonicalizationMethod.INCLUSIVE, null as TransformParameterSpec?)
-            val ref: Reference =
-                fac.newReference(
-                    "#xpointer(//*[@authenticate='true'])",
-                    fac.newDigestMethod(DigestMethod.SHA256, null),
-                    listOf(c14n),
-                    null,
-                    null
-                )
-            val canon: CanonicalizationMethod =
-                fac.newCanonicalizationMethod(CanonicalizationMethod.INCLUSIVE, null as C14NMethodParameterSpec?)
-            val signatureMethod = fac.newSignatureMethod("http://www.w3.org/2001/04/xmldsig-more#rsa-sha256", null)
-            val si: SignedInfo = fac.newSignedInfo(canon, signatureMethod, listOf(ref))
-            val sig: XMLSignature = fac.newXMLSignature(si, null)
-            val dsc = DOMSignContext(signingPriv, authSigNode)
-            dsc.defaultNamespacePrefix = "ds"
-            dsc.uriDereferencer = EbicsSigUriDereferencer()
-            dsc.setProperty("javax.xml.crypto.dsig.cacheReference", true)
-            sig.sign(dsc)
-            val innerSig = authSigNode.firstChild
-            while (innerSig.hasChildNodes()) {
-                authSigNode.appendChild(innerSig.firstChild)
-            }
-            authSigNode.removeChild(innerSig)
-        }
-
-        fun verifyEbicsDocument(
-            doc: Document,
-            signingPub: PublicKey,
-            withEbics3: Boolean = false
-        ): Boolean {
-            val xpath = XPathFactory.newInstance().newXPath()
-            xpath.namespaceContext = object : NamespaceContext {
-                override fun getNamespaceURI(p0: String?): String {
-                    return when (p0) {
-                        "ebics" -> if (withEbics3) "urn:org:ebics:H005" else "urn:org:ebics:H004"
-                        else -> throw IllegalArgumentException()
-                    }
-                }
-
-                override fun getPrefix(p0: String?): String {
-                    throw UnsupportedOperationException()
-                }
-
-                override fun getPrefixes(p0: String?): MutableIterator<String> {
-                    throw UnsupportedOperationException()
-                }
-            }
-            val doc2: Document = doc.cloneNode(true) as Document
-            val authSigNode = xpath.compile("/*[1]/ebics:AuthSignature").evaluate(doc2, XPathConstants.NODE)
-            if (authSigNode !is Node)
-                throw java.lang.Exception("no AuthSignature")
-            val sigEl = doc2.createElementNS("http://www.w3.org/2000/09/xmldsig#", "ds:Signature")
-            authSigNode.parentNode.insertBefore(sigEl, authSigNode)
-            while (authSigNode.hasChildNodes()) {
-                sigEl.appendChild(authSigNode.firstChild)
-            }
-            authSigNode.parentNode.removeChild(authSigNode)
-            val fac = XMLSignatureFactory.getInstance("DOM")
-            val dvc = DOMValidateContext(signingPub, sigEl)
-            dvc.setProperty("javax.xml.crypto.dsig.cacheReference", true)
-            dvc.uriDereferencer = EbicsSigUriDereferencer()
-            val sig = fac.unmarshalXMLSignature(dvc)
-            // FIXME: check that parameters are okay!
-            val valResult = sig.validate(dvc)
-            sig.signedInfo.references[0].validate(dvc)
-            return valResult
-        }
-
-        fun getNodeFromXpath(doc: Document, query: String): Node {
-            val xpath = XPathFactory.newInstance().newXPath()
-            val ret = xpath.evaluate(query, doc, XPathConstants.NODE)
-                ?: throw EbicsProtocolError(HttpStatusCode.NotFound, "Unsuccessful XPath query string: $query")
-            return ret as Node
-        }
-
-        fun getStringFromXpath(doc: Document, query: String): String {
-            val xpath = XPathFactory.newInstance().newXPath()
-            val ret = xpath.evaluate(query, doc, XPathConstants.STRING) as String
-            if (ret.isEmpty()) {
-                throw EbicsProtocolError(HttpStatusCode.NotFound, "Unsuccessful XPath query string: $query")
-            }
-            return ret
-        }
-    }
-}
-
-fun Document.pickString(xpath: String): String {
-    return XMLUtil.getStringFromXpath(this, xpath)
-}
-
-fun Document.pickStringWithRootNs(xpathQuery: String): String {
-    val doc = this
-    val xpath = XPathFactory.newInstance().newXPath()
-    xpath.namespaceContext = object : NamespaceContext {
-        override fun getNamespaceURI(p0: String?): String {
-            return when (p0) {
-                "root" -> doc.documentElement.namespaceURI
-                else -> throw IllegalArgumentException()
-            }
-        }
-
-        override fun getPrefix(p0: String?): String {
-            throw UnsupportedOperationException()
-        }
-
-        override fun getPrefixes(p0: String?): MutableIterator<String> {
-            throw UnsupportedOperationException()
-        }
-    }
-    val ret = xpath.evaluate(xpathQuery, this, XPathConstants.STRING) as String
-    if (ret.isEmpty()) {
-        throw EbicsProtocolError(HttpStatusCode.NotFound, "Unsuccessful XPath query string: $xpathQuery")
-    }
-    return ret
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h004/EbicsKeyManagementResponse.kt b/ebics/src/main/kotlin/ebics_h004/EbicsKeyManagementResponse.kt
deleted file mode 100644
index 74d99c94..00000000
--- a/ebics/src/main/kotlin/ebics_h004/EbicsKeyManagementResponse.kt
+++ /dev/null
@@ -1,102 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.NormalizedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["header", "body"])
-@XmlRootElement(name = "ebicsKeyManagementResponse")
-class EbicsKeyManagementResponse {
-    @get:XmlElement(required = true)
-    lateinit var header: Header
-
-    @get:XmlElement(required = true)
-    lateinit var body: Body
-
-    @get:XmlAttribute(name = "Version", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var version: String
-
-    @get:XmlAttribute(name = "Revision")
-    var revision: Int? = null
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["_static", "mutable"])
-    class Header {
-        @get:XmlElement(name = "static", required = true)
-        lateinit var _static: EmptyStaticHeader
-
-        @get:XmlElement(required = true)
-        lateinit var mutable: MutableHeaderType
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["orderID", "returnCode", "reportText"])
-    class MutableHeaderType {
-        @get:XmlElement(name = "OrderID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        var orderID: String? = null
-
-        @get:XmlElement(name = "ReturnCode", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var returnCode: String
-
-        @get:XmlElement(name = "ReportText", required = true)
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        @get:XmlSchemaType(name = "normalizedString")
-        lateinit var reportText: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "")
-    class EmptyStaticHeader
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["dataTransfer", "returnCode", "timestampBankParameter"])
-    class Body {
-        @get:XmlElement(name = "DataTransfer")
-        var dataTransfer: DataTransfer? = null
-
-        @get:XmlElement(name = "ReturnCode", required = true)
-        lateinit var returnCode: ReturnCode
-
-        @get:XmlElement(name = "TimestampBankParameter")
-        var timestampBankParameter: EbicsTypes.TimestampBankParameter? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class ReturnCode {
-        @get:XmlValue
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["dataEncryptionInfo", "orderData"])
-    class DataTransfer {
-        @get:XmlElement(name = "DataEncryptionInfo")
-        var dataEncryptionInfo: EbicsTypes.DataEncryptionInfo? = null
-
-        @get:XmlElement(name = "OrderData", required = true)
-        lateinit var orderData: OrderData
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class OrderData {
-        @get:XmlValue
-        lateinit var value: String
-    }
-}
diff --git a/ebics/src/main/kotlin/ebics_h004/EbicsNpkdRequest.kt b/ebics/src/main/kotlin/ebics_h004/EbicsNpkdRequest.kt
deleted file mode 100644
index 2330ca0b..00000000
--- a/ebics/src/main/kotlin/ebics_h004/EbicsNpkdRequest.kt
+++ /dev/null
@@ -1,135 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import org.apache.xml.security.binding.xmldsig.SignatureType
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.HexBinaryAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import javax.xml.datatype.XMLGregorianCalendar
-
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["header", "authSignature", "body"])
-@XmlRootElement(name = "ebicsNoPubKeyDigestsRequest")
-class EbicsNpkdRequest {
-    @get:XmlAttribute(name = "Version", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var version: String
-
-    @get:XmlAttribute(name = "Revision")
-    var revision: Int? = null
-
-    @get:XmlElement(name = "header", required = true)
-    lateinit var header: Header
-
-    @get:XmlElement(name = "AuthSignature", required = true)
-    lateinit var authSignature: SignatureType
-
-    @get:XmlElement(required = true)
-    lateinit var body: EmptyBody
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["static", "mutable"])
-    class Header {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-
-        @get:XmlElement(name = "static", required = true)
-        lateinit var static: StaticHeaderType
-
-        @get:XmlElement(required = true)
-        lateinit var mutable: EmptyMutableHeader
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "StaticHeader",
-        propOrder = ["hostID", "nonce", "timestamp", "partnerID", "userID", "systemID", "product", "orderDetails", "securityMedium"]
-    )
-    class StaticHeaderType {
-        @get:XmlElement(name = "HostID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var hostID: String
-
-        @get:XmlElement(name = "Nonce", type = String::class)
-        @get:XmlJavaTypeAdapter(HexBinaryAdapter::class)
-        @get:XmlSchemaType(name = "hexBinary")
-        lateinit var nonce: ByteArray
-
-        @get:XmlElement(name = "Timestamp")
-        @get:XmlSchemaType(name = "dateTime")
-        var timestamp: XMLGregorianCalendar? = null
-
-        @get:XmlElement(name = "PartnerID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var partnerID: String
-
-        @get:XmlElement(name = "UserID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var userID: String
-
-        @get:XmlElement(name = "SystemID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var systemID: String? = null
-
-        @get:XmlElement(name = "Product")
-        val product: EbicsTypes.Product? = null
-
-        @get:XmlElement(name = "OrderDetails", required = true)
-        lateinit var orderDetails: OrderDetails
-
-        @get:XmlElement(name = "SecurityMedium", required = true)
-        lateinit var securityMedium: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["orderType", "orderAttribute"])
-    class OrderDetails {
-        @get:XmlElement(name = "OrderType", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var orderType: String
-
-        @get:XmlElement(name = "OrderAttribute", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var orderAttribute: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "")
-    class EmptyMutableHeader
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class EmptyBody
-
-    companion object {
-        fun createRequest(
-            hostId: String,
-            partnerId: String,
-            userId: String,
-            aNonce: ByteArray,
-            date: XMLGregorianCalendar
-        ): EbicsNpkdRequest {
-            return EbicsNpkdRequest().apply {
-                version = "H004"
-                revision = 1
-                header = Header().apply {
-                    authenticate = true
-                    mutable = EmptyMutableHeader()
-                    static = StaticHeaderType().apply {
-                        hostID = hostId
-                        partnerID = partnerId
-                        userID = userId
-                        securityMedium = "0000"
-                        orderDetails = OrderDetails()
-                        orderDetails.orderType = "HPB"
-                        orderDetails.orderAttribute = "DZHNN"
-                        nonce = aNonce
-                        timestamp = date
-                    }
-                }
-                body = EmptyBody()
-                authSignature = SignatureType()
-            }
-        }
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h004/EbicsRequest.kt b/ebics/src/main/kotlin/ebics_h004/EbicsRequest.kt
deleted file mode 100644
index 7ca7c6b9..00000000
--- a/ebics/src/main/kotlin/ebics_h004/EbicsRequest.kt
+++ /dev/null
@@ -1,504 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import org.apache.xml.security.binding.xmldsig.SignatureType
-import tech.libeufin.common.crypto.CryptoUtil
-import java.math.BigInteger
-import java.security.interfaces.RSAPublicKey
-import java.util.*
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.HexBinaryAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import javax.xml.datatype.XMLGregorianCalendar
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["header", "authSignature", "body"])
-@XmlRootElement(name = "ebicsRequest")
-class EbicsRequest {
-    @get:XmlAttribute(name = "Version", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var version: String
-
-    @get:XmlAttribute(name = "Revision")
-    var revision: Int? = null
-
-    @get:XmlElement(name = "header", required = true)
-    lateinit var header: Header
-
-    @get:XmlElement(name = "AuthSignature", required = true)
-    lateinit var authSignature: SignatureType
-
-    @get:XmlElement(name = "body")
-    lateinit var body: Body
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["static", "mutable"])
-    class Header {
-        @get:XmlElement(name = "static", required = true)
-        lateinit var static: StaticHeaderType
-
-        @get:XmlElement(required = true)
-        lateinit var mutable: MutableHeader
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = [
-            "hostID", "nonce", "timestamp", "partnerID", "userID", "systemID",
-            "product", "orderDetails", "bankPubKeyDigests", "securityMedium",
-            "numSegments", "transactionID"
-        ]
-    )
-    class StaticHeaderType {
-        @get:XmlElement(name = "HostID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var hostID: String
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "Nonce", type = String::class)
-        @get:XmlJavaTypeAdapter(HexBinaryAdapter::class)
-        @get:XmlSchemaType(name = "hexBinary")
-        var nonce: ByteArray? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "Timestamp")
-        @get:XmlSchemaType(name = "dateTime")
-        var timestamp: XMLGregorianCalendar? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "PartnerID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var partnerID: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "UserID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var userID: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "SystemID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var systemID: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "Product")
-        var product: EbicsTypes.Product? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "OrderDetails")
-        var orderDetails: OrderDetails? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "BankPubKeyDigests")
-        var bankPubKeyDigests: BankPubKeyDigests? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "SecurityMedium")
-        var securityMedium: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "NumSegments")
-        var numSegments: BigInteger? = null
-
-        /**
-         * Present only in the transaction / finalization phase.
-         */
-        @get:XmlElement(name = "TransactionID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var transactionID: String? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["transactionPhase", "segmentNumber"])
-    class MutableHeader {
-        @get:XmlElement(name = "TransactionPhase", required = true)
-        @get:XmlSchemaType(name = "token")
-        lateinit var transactionPhase: EbicsTypes.TransactionPhaseType
-
-        /**
-         * Number of the currently transmitted segment, if this message
-         * contains order data.
-         */
-        @get:XmlElement(name = "SegmentNumber")
-        var segmentNumber: EbicsTypes.SegmentNumber? = null
-
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["orderType", "orderID", "orderAttribute", "orderParams"]
-    )
-    class OrderDetails {
-        @get:XmlElement(name = "OrderType", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var orderType: String
-
-        /**
-         * Only present if this ebicsRequest is an upload order
-         * relating to an already existing order.
-         */
-        @get:XmlElement(name = "OrderID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var orderID: String? = null
-
-        @get:XmlElement(name = "OrderAttribute", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var orderAttribute: String
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElements(
-            XmlElement(
-                name = "StandardOrderParams",
-                type = StandardOrderParams::class
-            ),
-            XmlElement(
-                name = "GenericOrderParams",
-                type = GenericOrderParams::class
-            )
-        )
-        var orderParams: OrderParams? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(propOrder = ["preValidation", "dataTransfer", "transferReceipt"])
-    class Body {
-        @get:XmlElement(name = "PreValidation")
-        var preValidation: PreValidation? = null
-
-        @get:XmlElement(name = "DataTransfer")
-        var dataTransfer: DataTransfer? = null
-
-        @get:XmlElement(name = "TransferReceipt")
-        var transferReceipt: TransferReceipt? = null
-    }
-
-    /**
-     * FIXME: not implemented yet
-     */
-    @XmlAccessorType(XmlAccessType.NONE)
-    class PreValidation {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class SignatureData {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-
-        @get:XmlValue
-        var value: ByteArray? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(propOrder = ["dataEncryptionInfo", "signatureData", "orderData", "hostId"])
-    class DataTransfer {
-
-        @get:XmlElement(name = "DataEncryptionInfo")
-        var dataEncryptionInfo: EbicsTypes.DataEncryptionInfo? = null
-
-        @get:XmlElement(name = "SignatureData")
-        var signatureData: SignatureData? = null
-
-        @get:XmlElement(name = "OrderData")
-        var orderData: String? = null
-
-        @get:XmlElement(name = "HostID")
-        var hostId: String? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["receiptCode"])
-    class TransferReceipt {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-
-        @get:XmlElement(name = "ReceiptCode")
-        var receiptCode: Int? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    abstract class OrderParams
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["dateRange"])
-    class StandardOrderParams : OrderParams() {
-        @get:XmlElement(name = "DateRange")
-        var dateRange: DateRange? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["parameterList"])
-    class GenericOrderParams : OrderParams() {
-        @get:XmlElement(type = EbicsTypes.Parameter::class)
-        var parameterList: List<EbicsTypes.Parameter> = LinkedList()
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["start", "end"])
-    class DateRange {
-        @get:XmlElement(name = "Start")
-        @get:XmlSchemaType(name = "date")
-        lateinit var start: XMLGregorianCalendar
-
-        @get:XmlElement(name = "End")
-        @get:XmlSchemaType(name = "date")
-        lateinit var end: XMLGregorianCalendar
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["authentication", "encryption"])
-    class BankPubKeyDigests {
-        @get:XmlElement(name = "Authentication")
-        lateinit var authentication: EbicsTypes.PubKeyDigest
-
-        @get:XmlElement(name = "Encryption")
-        lateinit var encryption: EbicsTypes.PubKeyDigest
-    }
-
-    companion object {
-        fun createForDownloadReceiptPhase(
-            transactionId: String,
-            hostId: String,
-            success: Boolean
-        ): EbicsRequest {
-            return EbicsRequest().apply {
-                header = Header().apply {
-                    version = "H004"
-                    revision = 1
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        hostID = hostId
-                        transactionID = transactionId
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase = EbicsTypes.TransactionPhaseType.RECEIPT
-                    }
-                }
-                authSignature = SignatureType()
-
-                body = Body().apply {
-                    transferReceipt = TransferReceipt().apply {
-                        authenticate = true
-                        receiptCode = if (success) 0 else 1
-                    }
-                }
-            }
-        }
-
-        fun createForDownloadInitializationPhase(
-            userId: String,
-            partnerId: String,
-            hostId: String,
-            nonceArg: ByteArray,
-            date: XMLGregorianCalendar,
-            bankEncPub: RSAPublicKey,
-            bankAuthPub: RSAPublicKey,
-            myOrderType: String,
-            myOrderParams: OrderParams
-        ): EbicsRequest {
-            return EbicsRequest().apply {
-                version = "H004"
-                revision = 1
-                authSignature = SignatureType()
-                body = Body()
-                header = Header().apply {
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        userID = userId
-                        partnerID = partnerId
-                        hostID = hostId
-                        nonce = nonceArg
-                        timestamp = date
-                        partnerID = partnerId
-                        orderDetails = OrderDetails().apply {
-                            orderType = myOrderType
-                            orderAttribute = "DZHNN"
-                            orderParams = myOrderParams
-                        }
-                        bankPubKeyDigests = BankPubKeyDigests().apply {
-                            authentication = EbicsTypes.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "X002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankAuthPub)
-                            }
-                            encryption = EbicsTypes.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "E002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankEncPub)
-                            }
-                            securityMedium = "0000"
-                        }
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase =
-                            EbicsTypes.TransactionPhaseType.INITIALISATION
-                    }
-                }
-            }
-        }
-
-        fun createForUploadInitializationPhase(
-            encryptedTransactionKey: ByteArray,
-            encryptedSignatureData: ByteArray,
-            hostId: String,
-            nonceArg: ByteArray,
-            partnerId: String,
-            userId: String,
-            date: XMLGregorianCalendar,
-            bankAuthPub: RSAPublicKey,
-            bankEncPub: RSAPublicKey,
-            segmentsNumber: BigInteger,
-            aOrderType: String,
-            aOrderParams: OrderParams
-        ): EbicsRequest {
-
-            return EbicsRequest().apply {
-                header = Header().apply {
-                    version = "H004"
-                    revision = 1
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        hostID = hostId
-                        nonce = nonceArg
-                        timestamp = date
-                        partnerID = partnerId
-                        userID = userId
-                        orderDetails = OrderDetails().apply {
-                            orderType = aOrderType
-                            orderAttribute = "OZHNN"
-                            orderParams = aOrderParams
-                        }
-                        bankPubKeyDigests = BankPubKeyDigests().apply {
-                            authentication = EbicsTypes.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "X002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankAuthPub)
-                            }
-                            encryption = EbicsTypes.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "E002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankEncPub)
-                            }
-                        }
-                        securityMedium = "0000"
-                        numSegments = segmentsNumber
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase =
-                            EbicsTypes.TransactionPhaseType.INITIALISATION
-                    }
-                }
-                authSignature = SignatureType()
-                body = Body().apply {
-                    dataTransfer = DataTransfer().apply {
-                        signatureData = SignatureData().apply {
-                            authenticate = true
-                            value = encryptedSignatureData
-                        }
-                        dataEncryptionInfo = EbicsTypes.DataEncryptionInfo().apply {
-                            transactionKey = encryptedTransactionKey
-                            authenticate = true
-                            encryptionPubKeyDigest = EbicsTypes.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "E002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankEncPub)
-                            }
-                        }
-                    }
-                }
-            }
-        }
-
-        fun createForUploadTransferPhase(
-            hostId: String,
-            transactionId: String?,
-            segNumber: BigInteger,
-            encryptedData: String
-        ): EbicsRequest {
-            return EbicsRequest().apply {
-                header = Header().apply {
-                    version = "H004"
-                    revision = 1
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        hostID = hostId
-                        transactionID = transactionId
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase = EbicsTypes.TransactionPhaseType.TRANSFER
-                        segmentNumber = EbicsTypes.SegmentNumber().apply {
-                            lastSegment = true
-                            value = segNumber
-                        }
-                    }
-                }
-
-                authSignature = SignatureType()
-                body = Body().apply {
-                    dataTransfer = DataTransfer().apply {
-                        orderData = encryptedData
-                    }
-                }
-            }
-        }
-
-        fun createForDownloadTransferPhase(
-            hostID: String,
-            transactionID: String?,
-            segmentNumber: Int,
-            numSegments: Int
-        ): EbicsRequest {
-            return EbicsRequest().apply {
-                version = "H004"
-                revision = 1
-                authSignature = SignatureType()
-                body = Body()
-                header = Header().apply {
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        this.hostID = hostID
-                        this.transactionID = transactionID
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase =
-                            EbicsTypes.TransactionPhaseType.TRANSFER
-                        this.segmentNumber = EbicsTypes.SegmentNumber().apply {
-                            this.value = BigInteger.valueOf(segmentNumber.toLong())
-                            this.lastSegment = segmentNumber == numSegments
-                        }
-                    }
-                }
-            }
-        }
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h004/EbicsResponse.kt b/ebics/src/main/kotlin/ebics_h004/EbicsResponse.kt
deleted file mode 100644
index 373bb8f3..00000000
--- a/ebics/src/main/kotlin/ebics_h004/EbicsResponse.kt
+++ /dev/null
@@ -1,348 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import org.apache.xml.security.binding.xmldsig.SignatureType
-import tech.libeufin.common.crypto.CryptoUtil
-import java.math.BigInteger
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.NormalizedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import kotlin.math.min
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["header", "authSignature", "body"])
-@XmlRootElement(name = "ebicsResponse")
-class EbicsResponse {
-    @get:XmlAttribute(name = "Version", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var version: String
-
-    @get:XmlAttribute(name = "Revision")
-    var revision: Int? = null
-
-    @get:XmlElement(required = true)
-    lateinit var header: Header
-
-    @get:XmlElement(name = "AuthSignature", required = true)
-    lateinit var authSignature: SignatureType
-
-    @get:XmlElement(required = true)
-    lateinit var body: Body
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["_static", "mutable"])
-    class Header {
-        @get:XmlElement(name = "static", required = true)
-        lateinit var _static: StaticHeaderType
-
-        @get:XmlElement(required = true)
-        lateinit var mutable: MutableHeaderType
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["dataTransfer", "returnCode", "timestampBankParameter"])
-    class Body {
-        @get:XmlElement(name = "DataTransfer")
-        var dataTransfer: DataTransferResponseType? = null
-
-        @get:XmlElement(name = "ReturnCode", required = true)
-        lateinit var returnCode: ReturnCode
-
-        @get:XmlElement(name = "TimestampBankParameter")
-        var timestampBankParameter: EbicsTypes.TimestampBankParameter? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["transactionPhase", "segmentNumber", "orderID", "returnCode", "reportText"]
-    )
-    class MutableHeaderType {
-        @get:XmlElement(name = "TransactionPhase", required = true)
-        @get:XmlSchemaType(name = "token")
-        lateinit var transactionPhase: EbicsTypes.TransactionPhaseType
-
-        @get:XmlElement(name = "SegmentNumber")
-        var segmentNumber: EbicsTypes.SegmentNumber? = null
-
-        @get:XmlElement(name = "OrderID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        var orderID: String? = null
-
-        @get:XmlElement(name = "ReturnCode", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var returnCode: String
-
-        @get:XmlElement(name = "ReportText", required = true)
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        @get:XmlSchemaType(name = "normalizedString")
-        lateinit var reportText: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class OrderData {
-        @get:XmlValue
-        lateinit var value: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class ReturnCode {
-        @get:XmlValue
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "DataTransferResponseType", propOrder = ["dataEncryptionInfo", "orderData"])
-    class DataTransferResponseType {
-        @get:XmlElement(name = "DataEncryptionInfo")
-        var dataEncryptionInfo: EbicsTypes.DataEncryptionInfo? = null
-
-        @get:XmlElement(name = "OrderData", required = true)
-        lateinit var orderData: OrderData
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "ResponseStaticHeaderType", propOrder = ["transactionID", "numSegments"])
-    class StaticHeaderType {
-        @get:XmlElement(name = "TransactionID")
-        var transactionID: String? = null
-
-        @get:XmlElement(name = "NumSegments")
-        @get:XmlSchemaType(name = "positiveInteger")
-        var numSegments: BigInteger? = null
-    }
-
-    companion object {
-
-        fun createForUploadWithError(
-            errorText: String, errorCode: String, phase: EbicsTypes.TransactionPhaseType
-        ): EbicsResponse {
-            val resp = EbicsResponse().apply {
-                this.version = "H004"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this.mutable = MutableHeaderType().apply {
-                        this.reportText = errorText
-                        this.returnCode = errorCode
-                        this.transactionPhase = phase
-                    }
-                    _static = StaticHeaderType()
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = errorCode
-                    }
-                }
-            }
-            return resp
-        }
-
-        fun createForUploadInitializationPhase(transactionID: String, orderID: String): EbicsResponse {
-            return EbicsResponse().apply {
-                this.version = "H004"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.INITIALISATION
-                        this.orderID = orderID
-                        this.reportText = "[EBICS_OK] OK"
-                        this.returnCode = "000000"
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                }
-            }
-        }
-
-        fun createForDownloadReceiptPhase(transactionID: String, positiveAck: Boolean): EbicsResponse {
-            return EbicsResponse().apply {
-                this.version = "H004"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.RECEIPT
-                        if (positiveAck) {
-                            this.reportText = "[EBICS_DOWNLOAD_POSTPROCESS_DONE] Received positive receipt"
-                            this.returnCode = "011000"
-                        } else {
-                            this.reportText = "[EBICS_DOWNLOAD_POSTPROCESS_SKIPPED] Received negative receipt"
-                            this.returnCode = "011001"
-                        }
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                }
-            }
-        }
-
-        fun createForUploadTransferPhase(
-            transactionID: String,
-            segmentNumber: Int,
-            lastSegment: Boolean,
-            orderID: String
-        ): EbicsResponse {
-            return EbicsResponse().apply {
-                this.version = "H004"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.TRANSFER
-                        this.segmentNumber = EbicsTypes.SegmentNumber().apply {
-                            this.value = BigInteger.valueOf(segmentNumber.toLong())
-                            if (lastSegment) {
-                                this.lastSegment = true
-                            }
-                        }
-                        this.orderID = orderID
-                        this.reportText = "[EBICS_OK] OK"
-                        this.returnCode = "000000"
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                }
-            }
-        }
-
-        /**
-         * @param requestedSegment requested segment as a 1-based index
-         */
-        fun createForDownloadTransferPhase(
-            transactionID: String,
-            numSegments: Int,
-            segmentSize: Int,
-            encodedData: String,
-            requestedSegment: Int
-        ): EbicsResponse {
-            return EbicsResponse().apply {
-                this.version = "H004"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                        this.numSegments = BigInteger.valueOf(numSegments.toLong())
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.TRANSFER
-                        this.segmentNumber = EbicsTypes.SegmentNumber().apply {
-                            this.lastSegment = numSegments == requestedSegment
-                            this.value = BigInteger.valueOf(requestedSegment.toLong())
-                        }
-                        this.reportText = "[EBICS_OK] OK"
-                        this.returnCode = "000000"
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                    this.dataTransfer = DataTransferResponseType().apply {
-                        this.orderData = OrderData().apply {
-                            val start = segmentSize * (requestedSegment - 1)
-                            this.value = encodedData.substring(start, min(start + segmentSize, encodedData.length))
-                        }
-                    }
-                }
-            }
-        }
-
-        fun createForDownloadInitializationPhase(
-            transactionID: String,
-            numSegments: Int,
-            segmentSize: Int,
-            enc: CryptoUtil.EncryptionResult,
-            encodedData: String
-        ): EbicsResponse {
-            return EbicsResponse().apply {
-                this.version = "H004"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                        this.numSegments = BigInteger.valueOf(numSegments.toLong())
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.INITIALISATION
-                        this.segmentNumber = EbicsTypes.SegmentNumber().apply {
-                            this.lastSegment = (numSegments == 1)
-                            this.value = BigInteger.valueOf(1)
-                        }
-                        this.reportText = "[EBICS_OK] OK"
-                        this.returnCode = "000000"
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                    this.dataTransfer = DataTransferResponseType().apply {
-                        this.dataEncryptionInfo = EbicsTypes.DataEncryptionInfo().apply {
-                            this.authenticate = true
-                            this.encryptionPubKeyDigest = EbicsTypes.PubKeyDigest()
-                                .apply {
-                                this.algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                this.version = "E002"
-                                this.value = enc.pubKeyDigest
-                            }
-                            this.transactionKey = enc.encryptedTransactionKey
-                        }
-                        this.orderData = OrderData().apply {
-                            this.value = encodedData.substring(0, min(segmentSize, encodedData.length))
-                        }
-                    }
-                }
-            }
-        }
-    }
-}
diff --git a/ebics/src/main/kotlin/ebics_h004/EbicsTypes.kt b/ebics/src/main/kotlin/ebics_h004/EbicsTypes.kt
deleted file mode 100644
index a2486408..00000000
--- a/ebics/src/main/kotlin/ebics_h004/EbicsTypes.kt
+++ /dev/null
@@ -1,402 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2019 Stanisci and Dold.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-package tech.libeufin.ebics.ebics_h004
-
-import org.apache.xml.security.binding.xmldsig.RSAKeyValueType
-import org.w3c.dom.Element
-import java.math.BigInteger
-import java.util.*
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.NormalizedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import javax.xml.datatype.XMLGregorianCalendar
-
-
-/**
- * EBICS type definitions that are shared between other requests / responses / order types.
- */
-object EbicsTypes {
-    /**
-     * EBICS client product.  Identifies the software that accesses the EBICS host.
-     */
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "Product", propOrder = ["value"])
-    class Product {
-        @get:XmlValue
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "Language", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var language: String
-
-        @get:XmlAttribute(name = "InstituteID")
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        var instituteID: String? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["value"])
-    class SegmentNumber {
-        @XmlValue
-        lateinit var value: BigInteger
-
-        @XmlAttribute(name = "lastSegment")
-        var lastSegment: Boolean? = null
-    }
-
-
-    @XmlType(name = "", propOrder = ["encryptionPubKeyDigest", "transactionKey"])
-    @XmlAccessorType(XmlAccessType.NONE)
-    class DataEncryptionInfo {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-
-        @get:XmlElement(name = "EncryptionPubKeyDigest", required = true)
-        lateinit var encryptionPubKeyDigest: PubKeyDigest
-
-        @get:XmlElement(name = "TransactionKey", required = true)
-        lateinit var transactionKey: ByteArray
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["value"])
-    class PubKeyDigest {
-        /**
-         * Version of the *digest* of the public key.
-         */
-        @get:XmlAttribute(name = "Version", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var version: String
-
-        @XmlAttribute(name = "Algorithm", required = true)
-        @XmlSchemaType(name = "anyURI")
-        lateinit var algorithm: String
-
-        @get:XmlValue
-        lateinit var value: ByteArray
-    }
-
-    @Suppress("UNUSED_PARAMETER")
-    enum class TransactionPhaseType(value: String) {
-        @XmlEnumValue("Initialisation")
-        INITIALISATION("Initialisation"),
-
-        /**
-         * Auftragsdatentransfer
-         *
-         */
-        @XmlEnumValue("Transfer")
-        TRANSFER("Transfer"),
-
-        /**
-         * Quittungstransfer
-         *
-         */
-        @XmlEnumValue("Receipt")
-        RECEIPT("Receipt");
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "")
-    class TimestampBankParameter {
-        @get:XmlValue
-        lateinit var value: XMLGregorianCalendar
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-
-
-    @XmlType(
-        name = "PubKeyValueType", propOrder = [
-            "rsaKeyValue",
-            "timeStamp"
-        ]
-    )
-    @XmlAccessorType(XmlAccessType.NONE)
-    class PubKeyValueType {
-        @get:XmlElement(name = "RSAKeyValue", namespace = "http://www.w3.org/2000/09/xmldsig#", required = true)
-        lateinit var rsaKeyValue: RSAKeyValueType
-
-        @get:XmlElement(name = "TimeStamp", required = false)
-        @get:XmlSchemaType(name = "dateTime")
-        var timeStamp: XMLGregorianCalendar? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "AuthenticationPubKeyInfoType", propOrder = [
-            "x509Data",
-            "pubKeyValue",
-            "authenticationVersion"
-        ]
-    )
-    class AuthenticationPubKeyInfoType {
-        @get:XmlAnyElement()
-        var x509Data: Element? = null
-
-        @get:XmlElement(name = "PubKeyValue", required = true)
-        lateinit var pubKeyValue: PubKeyValueType
-
-        @get:XmlElement(name = "AuthenticationVersion", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var authenticationVersion: String
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "EncryptionPubKeyInfoType", propOrder = [
-            "x509Data",
-            "pubKeyValue",
-            "encryptionVersion"
-        ]
-    )
-    class EncryptionPubKeyInfoType {
-        @get:XmlAnyElement()
-        var x509Data: Element? = null
-
-        @get:XmlElement(name = "PubKeyValue", required = true)
-        lateinit var pubKeyValue: PubKeyValueType
-
-        @get:XmlElement(name = "EncryptionVersion", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var encryptionVersion: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class FileFormatType {
-        @get:XmlAttribute(name = "CountryCode")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var language: String
-
-        @get:XmlValue
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        lateinit var value: String
-    }
-
-    /**
-     * Generic key-value pair.
-     */
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["name", "value"])
-    class Parameter {
-        @get:XmlAttribute(name = "Type", required = true)
-        lateinit var type: String
-
-        @get:XmlElement(name = "Name", required = true)
-        lateinit var name: String
-
-        @get:XmlElement(name = "Value", required = true)
-        lateinit var value: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["addressInfo", "bankInfo", "accountInfoList", "orderInfoList"])
-    class PartnerInfo {
-        @get:XmlElement(name = "AddressInfo", required = true)
-        lateinit var addressInfo: AddressInfo
-
-        @get:XmlElement(name = "BankInfo", required = true)
-        lateinit var bankInfo: BankInfo
-
-        @get:XmlElement(name = "AccountInfo", type = AccountInfo::class)
-        var accountInfoList: List<AccountInfo>? = LinkedList<AccountInfo>()
-
-        @get:XmlElement(name = "OrderInfo", type = AuthOrderInfoType::class)
-        var orderInfoList: List<AuthOrderInfoType> = LinkedList<AuthOrderInfoType>()
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["orderType", "fileFormat", "transferType", "orderFormat", "description", "numSigRequired"]
-    )
-    class AuthOrderInfoType {
-        @get:XmlElement(name = "OrderType")
-        lateinit var orderType: String
-
-        @get:XmlElement(name = "FileFormat")
-        val fileFormat: FileFormatType? = null
-
-        @get:XmlElement(name = "TransferType")
-        lateinit var transferType: String
-
-        @get:XmlElement(name = "OrderFormat", required = false)
-        var orderFormat: String? = null
-
-        @get:XmlElement(name = "Description")
-        lateinit var description: String
-
-        @get:XmlElement(name = "NumSigRequired")
-        var numSigRequired: Int? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class UserIDType {
-        @get:XmlValue
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "Status")
-        var status: Int? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["userID", "name", "permissionList"])
-    class UserInfo {
-        @get:XmlElement(name = "UserID", required = true)
-        lateinit var userID: UserIDType
-
-        @get:XmlElement(name = "Name")
-        var name: String? = null
-
-        @get:XmlElement(name = "Permission", type = UserPermission::class)
-        var permissionList: List<UserPermission>? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["orderTypes", "fileFormat", "accountID", "maxAmount"])
-    class UserPermission {
-        @get:XmlAttribute(name = "AuthorizationLevel")
-        var authorizationLevel: String? = null
-
-        @get:XmlElement(name = "OrderTypes")
-        var orderTypes: String? = null
-
-        @get:XmlElement(name = "FileFormat")
-        val fileFormat: FileFormatType? = null
-
-        @get:XmlElement(name = "AccountID")
-        val accountID: String? = null
-
-        @get:XmlElement(name = "MaxAmount")
-        val maxAmount: String? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["name", "street", "postCode", "city", "region", "country"])
-    class AddressInfo {
-        @get:XmlElement(name = "Name")
-        var name: String? = null
-
-        @get:XmlElement(name = "Street")
-        var street: String? = null
-
-        @get:XmlElement(name = "PostCode")
-        var postCode: String? = null
-
-        @get:XmlElement(name = "City")
-        var city: String? = null
-
-        @get:XmlElement(name = "Region")
-        var region: String? = null
-
-        @get:XmlElement(name = "Country")
-        var country: String? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class BankInfo {
-        @get:XmlElement(name = "HostID")
-        lateinit var hostID: String
-
-        @get:XmlElement(type = Parameter::class)
-        var parameters: List<Parameter>? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["accountNumberList", "bankCodeList", "accountHolder"])
-    class AccountInfo {
-        @get:XmlAttribute(name = "Currency")
-        var currency: String? = null
-
-        @get:XmlAttribute(name = "ID")
-        lateinit var id: String
-
-        @get:XmlAttribute(name = "Description")
-        var description: String? = null
-
-        @get:XmlElements(
-            XmlElement(name = "AccountNumber", type = GeneralAccountNumber::class),
-            XmlElement(name = "NationalAccountNumber", type = NationalAccountNumber::class)
-        )
-        var accountNumberList: List<AbstractAccountNumber>? = LinkedList<AbstractAccountNumber>()
-
-        @get:XmlElements(
-            XmlElement(name = "BankCode", type = GeneralBankCode::class),
-            XmlElement(name = "NationalBankCode", type = NationalBankCode::class)
-        )
-        var bankCodeList: List<AbstractBankCode>? = LinkedList<AbstractBankCode>()
-
-        @get:XmlElement(name = "AccountHolder")
-        var accountHolder: String? = null
-    }
-
-    interface AbstractAccountNumber
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class GeneralAccountNumber : AbstractAccountNumber {
-        @get:XmlAttribute(name = "international")
-        var international: Boolean = true
-
-        @get:XmlValue
-        lateinit var value: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class NationalAccountNumber : AbstractAccountNumber {
-        @get:XmlAttribute(name = "format")
-        lateinit var format: String
-
-        @get:XmlValue
-        lateinit var value: String
-    }
-
-    interface AbstractBankCode
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class GeneralBankCode : AbstractBankCode {
-        @get:XmlAttribute(name = "prefix")
-        var prefix: String? = null
-
-        @get:XmlAttribute(name = "international")
-        var international: Boolean = true
-
-        @get:XmlValue
-        lateinit var value: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class NationalBankCode : AbstractBankCode {
-        @get:XmlValue
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "format")
-        lateinit var format: String
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h004/EbicsUnsecuredRequest.kt b/ebics/src/main/kotlin/ebics_h004/EbicsUnsecuredRequest.kt
deleted file mode 100644
index 3269f70c..00000000
--- a/ebics/src/main/kotlin/ebics_h004/EbicsUnsecuredRequest.kt
+++ /dev/null
@@ -1,223 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import org.apache.xml.security.binding.xmldsig.RSAKeyValueType
-import tech.libeufin.ebics.EbicsOrderUtil
-import tech.libeufin.ebics.ebics_s001.SignatureTypes
-import java.security.interfaces.RSAPrivateCrtKey
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["header", "body"])
-@XmlRootElement(name = "ebicsUnsecuredRequest")
-class EbicsUnsecuredRequest {
-    @get:XmlAttribute(name = "Version", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var version: String
-
-    @get:XmlAttribute(name = "Revision")
-    var revision: Int? = null
-
-    @get:XmlElement(name = "header", required = true)
-    lateinit var header: Header
-
-    @get:XmlElement(required = true)
-    lateinit var body: Body
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["static", "mutable"])
-    class Header {
-        @XmlAccessorType(XmlAccessType.NONE)
-        @XmlType(name = "")
-        class EmptyMutableHeader
-
-        @get:XmlElement(name = "static", required = true)
-        lateinit var static: StaticHeaderType
-
-        @get:XmlElement(required = true)
-        lateinit var mutable: EmptyMutableHeader
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["dataTransfer"])
-    class Body {
-        @get:XmlElement(name = "DataTransfer", required = true)
-        lateinit var dataTransfer: UnsecuredDataTransfer
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["orderData"])
-    class UnsecuredDataTransfer {
-        @get:XmlElement(name = "OrderData", required = true)
-        lateinit var orderData: OrderData
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "")
-    class OrderData {
-        @get:XmlValue
-        lateinit var value: ByteArray
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["hostID", "partnerID", "userID", "systemID", "product", "orderDetails", "securityMedium"]
-    )
-    class StaticHeaderType {
-        @get:XmlElement(name = "HostID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var hostID: String
-
-        @get:XmlElement(name = "PartnerID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var partnerID: String
-
-        @get:XmlElement(name = "UserID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var userID: String
-
-        @get:XmlElement(name = "SystemID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var systemID: String? = null
-
-        @get:XmlElement(name = "Product")
-        val product: EbicsTypes.Product? = null
-
-        @get:XmlElement(name = "OrderDetails", required = true)
-        lateinit var orderDetails: OrderDetails
-
-        @get:XmlElement(name = "SecurityMedium", required = true)
-        lateinit var securityMedium: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["orderType", "orderAttribute"])
-    class OrderDetails {
-        @get:XmlElement(name = "OrderType", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var orderType: String
-
-        @get:XmlElement(name = "OrderAttribute", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var orderAttribute: String
-    }
-
-    companion object {
-
-        fun createHia(
-            hostId: String,
-            userId: String,
-            partnerId: String,
-            authKey: RSAPrivateCrtKey,
-            encKey: RSAPrivateCrtKey
-
-        ): EbicsUnsecuredRequest {
-
-            return EbicsUnsecuredRequest().apply {
-
-                version = "H004"
-                revision = 1
-                header = Header().apply {
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        orderDetails = OrderDetails().apply {
-                            orderAttribute = "DZNNN"
-                            orderType = "HIA"
-                            securityMedium = "0000"
-                            hostID = hostId
-                            userID = userId
-                            partnerID = partnerId
-                        }
-                    }
-                    mutable = Header.EmptyMutableHeader()
-                }
-                body = Body().apply {
-                    dataTransfer = UnsecuredDataTransfer().apply {
-                        orderData = OrderData().apply {
-                            value = EbicsOrderUtil.encodeOrderDataXml(
-                                HIARequestOrderData().apply {
-                                    authenticationPubKeyInfo = EbicsTypes.AuthenticationPubKeyInfoType()
-                                        .apply {
-                                        pubKeyValue = EbicsTypes.PubKeyValueType().apply {
-                                            rsaKeyValue = RSAKeyValueType().apply {
-                                                exponent = authKey.publicExponent.toByteArray()
-                                                modulus = authKey.modulus.toByteArray()
-                                            }
-                                        }
-                                        authenticationVersion = "X002"
-                                    }
-                                    encryptionPubKeyInfo = EbicsTypes.EncryptionPubKeyInfoType()
-                                        .apply {
-                                        pubKeyValue = EbicsTypes.PubKeyValueType().apply {
-                                            rsaKeyValue = RSAKeyValueType().apply {
-                                                exponent = encKey.publicExponent.toByteArray()
-                                                modulus = encKey.modulus.toByteArray()
-                                            }
-                                        }
-                                        encryptionVersion = "E002"
-
-                                    }
-                                    partnerID = partnerId
-                                    userID = userId
-                                }
-                            )
-                        }
-                    }
-                }
-            }
-        }
-
-        fun createIni(
-            hostId: String,
-            userId: String,
-            partnerId: String,
-            signKey: RSAPrivateCrtKey
-
-        ): EbicsUnsecuredRequest {
-            return EbicsUnsecuredRequest().apply {
-                version = "H004"
-                revision = 1
-                header = Header().apply {
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        orderDetails = OrderDetails().apply {
-                            orderAttribute = "DZNNN"
-                            orderType = "INI"
-                            securityMedium = "0000"
-                            hostID = hostId
-                            userID = userId
-                            partnerID = partnerId
-                        }
-                    }
-                    mutable = Header.EmptyMutableHeader()
-                }
-                body = Body().apply {
-                    dataTransfer = UnsecuredDataTransfer().apply {
-                        orderData = OrderData().apply {
-                            value = EbicsOrderUtil.encodeOrderDataXml(
-                                SignatureTypes.SignaturePubKeyOrderData().apply {
-                                    signaturePubKeyInfo = SignatureTypes.SignaturePubKeyInfoType().apply {
-                                        signatureVersion = "A006"
-                                        pubKeyValue = SignatureTypes.PubKeyValueType().apply {
-                                            rsaKeyValue = RSAKeyValueType().apply {
-                                                exponent = signKey.publicExponent.toByteArray()
-                                                modulus = signKey.modulus.toByteArray()
-                                            }
-                                        }
-                                    }
-                                    userID = userId
-                                    partnerID = partnerId
-                                }
-                            )
-                        }
-                    }
-                }
-            }
-        }
-    }
-}
diff --git a/ebics/src/main/kotlin/ebics_h004/HIARequestOrderData.kt b/ebics/src/main/kotlin/ebics_h004/HIARequestOrderData.kt
deleted file mode 100644
index 6268099b..00000000
--- a/ebics/src/main/kotlin/ebics_h004/HIARequestOrderData.kt
+++ /dev/null
@@ -1,33 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(
-    name = "HIARequestOrderDataType",
-    propOrder = ["authenticationPubKeyInfo", "encryptionPubKeyInfo", "partnerID", "userID", "any"]
-)
-@XmlRootElement(name = "HIARequestOrderData")
-class HIARequestOrderData {
-    @get:XmlElement(name = "AuthenticationPubKeyInfo", required = true)
-    lateinit var authenticationPubKeyInfo: EbicsTypes.AuthenticationPubKeyInfoType
-
-    @get:XmlElement(name = "EncryptionPubKeyInfo", required = true)
-    lateinit var encryptionPubKeyInfo: EbicsTypes.EncryptionPubKeyInfoType
-
-    @get:XmlElement(name = "PartnerID", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    @get:XmlSchemaType(name = "token")
-    lateinit var partnerID: String
-
-    @get:XmlElement(name = "UserID", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    @get:XmlSchemaType(name = "token")
-    lateinit var userID: String
-
-    @get:XmlAnyElement(lax = true)
-    var any: List<Any>? = null
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h004/HKDResponseOrderData.kt b/ebics/src/main/kotlin/ebics_h004/HKDResponseOrderData.kt
deleted file mode 100644
index 92930155..00000000
--- a/ebics/src/main/kotlin/ebics_h004/HKDResponseOrderData.kt
+++ /dev/null
@@ -1,14 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import javax.xml.bind.annotation.*
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["partnerInfo", "userInfoList"])
-@XmlRootElement(name = "HTDResponseOrderData")
-class HKDResponseOrderData {
-    @get:XmlElement(name = "PartnerInfo", required = true)
-    lateinit var partnerInfo: EbicsTypes.PartnerInfo
-
-    @get:XmlElement(name = "UserInfo", type = EbicsTypes.UserInfo::class, required = true)
-    lateinit var userInfoList: List<EbicsTypes.UserInfo>
-}
diff --git a/ebics/src/main/kotlin/ebics_h004/HPBResponseOrderData.kt b/ebics/src/main/kotlin/ebics_h004/HPBResponseOrderData.kt
deleted file mode 100644
index 65b4098b..00000000
--- a/ebics/src/main/kotlin/ebics_h004/HPBResponseOrderData.kt
+++ /dev/null
@@ -1,21 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["authenticationPubKeyInfo", "encryptionPubKeyInfo", "hostID"])
-@XmlRootElement(name = "HPBResponseOrderData")
-class HPBResponseOrderData {
-    @get:XmlElement(name = "AuthenticationPubKeyInfo", required = true)
-    lateinit var authenticationPubKeyInfo: EbicsTypes.AuthenticationPubKeyInfoType
-
-    @get:XmlElement(name = "EncryptionPubKeyInfo", required = true)
-    lateinit var encryptionPubKeyInfo: EbicsTypes.EncryptionPubKeyInfoType
-
-    @get:XmlElement(name = "HostID", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var hostID: String
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h004/HTDResponseOrderData.kt b/ebics/src/main/kotlin/ebics_h004/HTDResponseOrderData.kt
deleted file mode 100644
index 46954355..00000000
--- a/ebics/src/main/kotlin/ebics_h004/HTDResponseOrderData.kt
+++ /dev/null
@@ -1,14 +0,0 @@
-package tech.libeufin.ebics.ebics_h004
-
-import javax.xml.bind.annotation.*
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["partnerInfo", "userInfo"])
-@XmlRootElement(name = "HTDResponseOrderData")
-class HTDResponseOrderData {
-    @get:XmlElement(name = "PartnerInfo", required = true)
-    lateinit var partnerInfo: EbicsTypes.PartnerInfo
-
-    @get:XmlElement(name = "UserInfo", required = true)
-    lateinit var userInfo: EbicsTypes.UserInfo
-}
diff --git a/ebics/src/main/kotlin/ebics_h004/package-info.java b/ebics/src/main/kotlin/ebics_h004/package-info.java
deleted file mode 100644
index a16e907c..00000000
--- a/ebics/src/main/kotlin/ebics_h004/package-info.java
+++ /dev/null
@@ -1,13 +0,0 @@
-/**
- * This package-info.java file defines the default namespace for the JAXB bindings
- * defined in the package.
- */
-
-@XmlSchema(
-        namespace = "urn:org:ebics:H004",
-        elementFormDefault = XmlNsForm.QUALIFIED
-)
-package tech.libeufin.ebics.ebics_h004;
-
-import javax.xml.bind.annotation.XmlNsForm;
-import javax.xml.bind.annotation.XmlSchema;
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h005/Ebics3Request.kt b/ebics/src/main/kotlin/ebics_h005/Ebics3Request.kt
deleted file mode 100644
index c8370d4c..00000000
--- a/ebics/src/main/kotlin/ebics_h005/Ebics3Request.kt
+++ /dev/null
@@ -1,587 +0,0 @@
-package tech.libeufin.ebics.ebics_h005
-
-import org.apache.xml.security.binding.xmldsig.SignatureType
-import tech.libeufin.common.crypto.CryptoUtil
-import java.math.BigInteger
-import java.security.interfaces.RSAPublicKey
-import java.util.*
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.HexBinaryAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import javax.xml.datatype.XMLGregorianCalendar
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["header", "authSignature", "body"])
-@XmlRootElement(name = "ebicsRequest")
-class Ebics3Request {
-    @get:XmlAttribute(name = "Version", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var version: String
-
-    @get:XmlAttribute(name = "Revision")
-    var revision: Int? = null
-
-    @get:XmlElement(name = "header", required = true)
-    lateinit var header: Header
-
-    @get:XmlElement(name = "AuthSignature", required = true)
-    lateinit var authSignature: SignatureType
-
-    @get:XmlElement(name = "body")
-    lateinit var body: Body
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["static", "mutable"])
-    class Header {
-        @get:XmlElement(name = "static", required = true)
-        lateinit var static: StaticHeaderType
-
-        @get:XmlElement(required = true)
-        lateinit var mutable: MutableHeader
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = [
-            "hostID", "nonce", "timestamp", "partnerID", "userID", "systemID",
-            "product", "orderDetails", "bankPubKeyDigests", "securityMedium",
-            "numSegments", "transactionID"
-        ]
-    )
-    class StaticHeaderType {
-        @get:XmlElement(name = "HostID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var hostID: String
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "Nonce", type = String::class)
-        @get:XmlJavaTypeAdapter(HexBinaryAdapter::class)
-        @get:XmlSchemaType(name = "hexBinary")
-        var nonce: ByteArray? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "Timestamp")
-        @get:XmlSchemaType(name = "dateTime")
-        var timestamp: XMLGregorianCalendar? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "PartnerID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var partnerID: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "UserID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var userID: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "SystemID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var systemID: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "Product")
-        var product: Ebics3Types.Product? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "OrderDetails")
-        var orderDetails: OrderDetails? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "BankPubKeyDigests")
-        var bankPubKeyDigests: BankPubKeyDigests? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "SecurityMedium")
-        var securityMedium: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElement(name = "NumSegments")
-        var numSegments: BigInteger? = null
-
-        /**
-         * Present only in the transaction / finalization phase.
-         */
-        @get:XmlElement(name = "TransactionID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var transactionID: String? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["transactionPhase", "segmentNumber"])
-    class MutableHeader {
-        @get:XmlElement(name = "TransactionPhase", required = true)
-        @get:XmlSchemaType(name = "token")
-        lateinit var transactionPhase: Ebics3Types.TransactionPhaseType
-
-        /**
-         * Number of the currently transmitted segment, if this message
-         * contains order data.
-         */
-        @get:XmlElement(name = "SegmentNumber")
-        var segmentNumber: Ebics3Types.SegmentNumber? = null
-
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["adminOrderType", "btdOrderParams", "btuOrderParams", "orderID", "orderParams"]
-    )
-    class OrderDetails {
-        @get:XmlElement(name = "AdminOrderType", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var adminOrderType: String
-
-        @XmlAccessorType(XmlAccessType.NONE)
-        @XmlType(propOrder = ["serviceName", "scope", "serviceOption", "container", "messageName"])
-        class Service {
-            @get:XmlElement(name = "ServiceName", required = true)
-            @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-            lateinit var serviceName: String
-
-            @get:XmlElement(name = "Scope", required = true)
-            @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-            lateinit var scope: String
-
-            @XmlAccessorType(XmlAccessType.NONE)
-            @XmlType(name = "", propOrder = ["value"])
-            class MessageName {
-                @XmlValue
-                lateinit var value: String
-
-                @XmlAttribute(name = "version")
-                var version: String? = null
-            }
-
-            @get:XmlElement(name = "MsgName", required = true)
-            lateinit var messageName: MessageName
-
-            @get:XmlElement(name = "ServiceOption", required = true)
-            @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-            var serviceOption: String? = null
-
-            @XmlAccessorType(XmlAccessType.NONE)
-            class Container {
-                @XmlAttribute(name = "containerType")
-                lateinit var containerType: String
-            }
-
-            @get:XmlElement(name = "Container", required = true)
-            var container: Container? = null
-        }
-
-        @XmlAccessorType(XmlAccessType.NONE)
-        @XmlType(propOrder = ["service", "signatureFlag", "dateRange"])
-        class BTUOrderParams {
-            @get:XmlElement(name = "Service", required = true)
-            lateinit var service: Service
-
-            /**
-             * This element activates the ES signature scheme (disabling
-             * hence the EDS).  It *would* admit a @requestEDS attribute,
-             * but its omission means false.
-             */
-            @get:XmlElement(name = "SignatureFlag", required = true)
-            var signatureFlag: Boolean = true
-
-            @get:XmlElement(name = "DateRange", required = true)
-            var dateRange: DateRange? = null
-        }
-
-        @XmlAccessorType(XmlAccessType.NONE)
-        @XmlType(propOrder = ["service", "dateRange"])
-        class BTDOrderParams {
-            @get:XmlElement(name = "Service", required = true)
-            lateinit var service: Service
-
-            @get:XmlElement(name = "DateRange", required = true)
-            var dateRange: DateRange? = null
-        }
-
-        @get:XmlElement(name = "BTUOrderParams", required = true)
-        var btuOrderParams: BTUOrderParams? = null
-
-        @get:XmlElement(name = "BTDOrderParams", required = true)
-        var btdOrderParams: BTDOrderParams? = null
-
-        /**
-         * Only present if this ebicsRequest is an upload order
-         * relating to an already existing order.
-         */
-        @get:XmlElement(name = "OrderID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        var orderID: String? = null
-
-        /**
-         * Present only in the initialization phase.
-         */
-        @get:XmlElements(
-            XmlElement(
-                name = "StandardOrderParams",
-                type = StandardOrderParams::class // OrderParams inheritor
-            ),
-            XmlElement(
-                name = "GenericOrderParams",
-                type = GenericOrderParams::class // OrderParams inheritor
-            )
-        )
-        // Same as the 2.5 version.
-        var orderParams: OrderParams? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(propOrder = ["preValidation", "dataTransfer", "transferReceipt"])
-    class Body {
-        @get:XmlElement(name = "PreValidation")
-        var preValidation: PreValidation? = null
-
-        @get:XmlElement(name = "DataTransfer")
-        var dataTransfer: DataTransfer? = null
-
-        @get:XmlElement(name = "TransferReceipt")
-        var transferReceipt: TransferReceipt? = null
-    }
-
-    /**
-     * FIXME: not implemented yet
-     */
-    @XmlAccessorType(XmlAccessType.NONE)
-    class PreValidation {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class SignatureData {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-
-        @get:XmlValue
-        var value: ByteArray? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(propOrder = ["dataEncryptionInfo", "signatureData", "dataDigest", "orderData", "hostId"])
-    class DataTransfer {
-
-        @get:XmlElement(name = "DataEncryptionInfo")
-        var dataEncryptionInfo: Ebics3Types.DataEncryptionInfo? = null
-
-        @get:XmlElement(name = "SignatureData")
-        var signatureData: SignatureData? = null
-
-        @XmlAccessorType(XmlAccessType.NONE)
-        class DataDigest {
-            @get:XmlAttribute(name = "SignatureVersion", required = true)
-            var signatureVersion: String = "A006"
-
-            @get:XmlValue
-            var value: ByteArray? = null
-        }
-
-        @get:XmlElement(name = "DataDigest")
-        var dataDigest: DataDigest? = null
-
-        @get:XmlElement(name = "OrderData")
-        var orderData: String? = null
-
-        @get:XmlElement(name = "HostID")
-        var hostId: String? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["receiptCode"])
-    class TransferReceipt {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-
-        @get:XmlElement(name = "ReceiptCode")
-        var receiptCode: Int? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    abstract class  OrderParams
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["dateRange"])
-    class StandardOrderParams : OrderParams() {
-        @get:XmlElement(name = "DateRange")
-        var dateRange: DateRange? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["parameterList"])
-    class GenericOrderParams : OrderParams() {
-        @get:XmlElement(type = Ebics3Types.Parameter::class)
-        var parameterList: List<Ebics3Types.Parameter> = LinkedList()
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["start", "end"])
-    class DateRange {
-        @get:XmlElement(name = "Start")
-        @get:XmlSchemaType(name = "date")
-        lateinit var start: XMLGregorianCalendar
-
-        @get:XmlElement(name = "End")
-        @get:XmlSchemaType(name = "date")
-        lateinit var end: XMLGregorianCalendar
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["authentication", "encryption"])
-    class BankPubKeyDigests {
-        @get:XmlElement(name = "Authentication")
-        lateinit var authentication: Ebics3Types.PubKeyDigest
-
-        @get:XmlElement(name = "Encryption")
-        lateinit var encryption: Ebics3Types.PubKeyDigest
-    }
-
-    companion object {
-
-        fun createForDownloadReceiptPhase(
-            transactionId: String,
-            hostId: String,
-            success: Boolean
-        ): Ebics3Request {
-            return Ebics3Request().apply {
-                header = Header().apply {
-                    version = "H005"
-                    revision = 1
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        hostID = hostId
-                        transactionID = transactionId
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase = Ebics3Types.TransactionPhaseType.RECEIPT
-                    }
-                }
-                authSignature = SignatureType()
-
-                body = Body().apply {
-                    transferReceipt = TransferReceipt().apply {
-                        authenticate = true
-                        receiptCode = if (success) 0 else 1
-                    }
-                }
-            }
-        }
-
-        fun createForDownloadInitializationPhase(
-            userId: String,
-            partnerId: String,
-            hostId: String,
-            nonceArg: ByteArray,
-            date: XMLGregorianCalendar,
-            bankEncPub: RSAPublicKey,
-            bankAuthPub: RSAPublicKey,
-            myOrderParams: OrderDetails.BTDOrderParams
-        ): Ebics3Request {
-            return Ebics3Request().apply {
-                version = "H005"
-                revision = 1
-                authSignature = SignatureType()
-                body = Body()
-                header = Header().apply {
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        userID = userId
-                        partnerID = partnerId
-                        hostID = hostId
-                        nonce = nonceArg
-                        timestamp = date
-                        partnerID = partnerId
-                        orderDetails = OrderDetails().apply {
-                            this.adminOrderType = "BTD"
-                            this.btdOrderParams = myOrderParams
-                        }
-                        bankPubKeyDigests = BankPubKeyDigests().apply {
-                            authentication = Ebics3Types.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "X002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankAuthPub)
-                            }
-                            encryption = Ebics3Types.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "E002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankEncPub)
-                            }
-                            securityMedium = "0000"
-                        }
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase =
-                            Ebics3Types.TransactionPhaseType.INITIALISATION
-                    }
-                }
-            }
-        }
-
-        fun createForUploadInitializationPhase(
-            encryptedTransactionKey: ByteArray,
-            encryptedSignatureData: ByteArray,
-            aDataDigest: ByteArray,
-            hostId: String,
-            nonceArg: ByteArray,
-            partnerId: String,
-            userId: String,
-            date: XMLGregorianCalendar,
-            bankAuthPub: RSAPublicKey,
-            bankEncPub: RSAPublicKey,
-            segmentsNumber: BigInteger,
-            aOrderService: OrderDetails.Service,
-        ): Ebics3Request {
-
-            return Ebics3Request().apply {
-                header = Header().apply {
-                    version = "H005"
-                    revision = 1
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        hostID = hostId
-                        nonce = nonceArg
-                        timestamp = date
-                        partnerID = partnerId
-                        userID = userId
-                        orderDetails = OrderDetails().apply {
-                            this.adminOrderType = "BTU"
-                            this.btuOrderParams = OrderDetails.BTUOrderParams().apply {
-                                service = aOrderService
-                            }
-                        }
-                        bankPubKeyDigests = BankPubKeyDigests().apply {
-                            authentication = Ebics3Types.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "X002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankAuthPub)
-                            }
-                            encryption = Ebics3Types.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "E002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankEncPub)
-                            }
-                        }
-                        securityMedium = "0000"
-                        numSegments = segmentsNumber
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase =
-                            Ebics3Types.TransactionPhaseType.INITIALISATION
-                    }
-                }
-                authSignature = SignatureType()
-                body = Body().apply {
-                    dataTransfer = DataTransfer().apply {
-                        signatureData = SignatureData().apply {
-                            authenticate = true
-                            value = encryptedSignatureData
-                        }
-                        dataDigest = DataTransfer.DataDigest().apply {
-                            value = aDataDigest
-                        }
-                        dataEncryptionInfo = Ebics3Types.DataEncryptionInfo().apply {
-                            transactionKey = encryptedTransactionKey
-                            authenticate = true
-                            encryptionPubKeyDigest = Ebics3Types.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "E002"
-                                value = CryptoUtil.getEbicsPublicKeyHash(bankEncPub)
-                            }
-                        }
-                    }
-                }
-            }
-        }
-
-        fun createForUploadTransferPhase(
-            hostId: String,
-            transactionId: String?,
-            segNumber: BigInteger,
-            encryptedData: String
-        ): Ebics3Request {
-            return Ebics3Request().apply {
-                header = Header().apply {
-                    version = "H005"
-                    revision = 1
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        hostID = hostId
-                        transactionID = transactionId
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase = Ebics3Types.TransactionPhaseType.TRANSFER
-                        segmentNumber = Ebics3Types.SegmentNumber().apply {
-                            lastSegment = true
-                            value = segNumber
-                        }
-                    }
-                }
-
-                authSignature = SignatureType()
-                body = Body().apply {
-                    dataTransfer = DataTransfer().apply {
-                        orderData = encryptedData
-                    }
-                }
-            }
-        }
-
-        fun createForDownloadTransferPhase(
-            hostID: String,
-            transactionID: String?,
-            segmentNumber: Int,
-            numSegments: Int
-        ): Ebics3Request {
-            return Ebics3Request().apply {
-                version = "H005"
-                revision = 1
-                authSignature = SignatureType()
-                body = Body()
-                header = Header().apply {
-                    authenticate = true
-                    static = StaticHeaderType().apply {
-                        this.hostID = hostID
-                        this.transactionID = transactionID
-                    }
-                    mutable = MutableHeader().apply {
-                        transactionPhase =
-                            Ebics3Types.TransactionPhaseType.TRANSFER
-                        this.segmentNumber = Ebics3Types.SegmentNumber().apply {
-                            this.value = BigInteger.valueOf(segmentNumber.toLong())
-                            this.lastSegment = segmentNumber == numSegments
-                        }
-                    }
-                }
-            }
-        }
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h005/Ebics3Response.kt b/ebics/src/main/kotlin/ebics_h005/Ebics3Response.kt
deleted file mode 100644
index dd4b18a2..00000000
--- a/ebics/src/main/kotlin/ebics_h005/Ebics3Response.kt
+++ /dev/null
@@ -1,347 +0,0 @@
-package tech.libeufin.ebics.ebics_h005
-
-import org.apache.xml.security.binding.xmldsig.SignatureType
-import tech.libeufin.common.crypto.CryptoUtil
-import tech.libeufin.ebics.ebics_h004.EbicsTypes
-import java.math.BigInteger
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.NormalizedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import kotlin.math.min
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(name = "", propOrder = ["header", "authSignature", "body"])
-@XmlRootElement(name = "ebicsResponse")
-class Ebics3Response {
-    @get:XmlAttribute(name = "Version", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var version: String
-
-    @get:XmlAttribute(name = "Revision")
-    var revision: Int? = null
-
-    @get:XmlElement(required = true)
-    lateinit var header: Header
-
-    @get:XmlElement(name = "AuthSignature", required = true)
-    lateinit var authSignature: SignatureType
-
-    @get:XmlElement(required = true)
-    lateinit var body: Body
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["_static", "mutable"])
-    class Header {
-        @get:XmlElement(name = "static", required = true)
-        lateinit var _static: StaticHeaderType
-
-        @get:XmlElement(required = true)
-        lateinit var mutable: MutableHeaderType
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["dataTransfer", "returnCode", "timestampBankParameter"])
-    class Body {
-        @get:XmlElement(name = "DataTransfer")
-        var dataTransfer: DataTransferResponseType? = null
-
-        @get:XmlElement(name = "ReturnCode", required = true)
-        lateinit var returnCode: ReturnCode
-
-        @get:XmlElement(name = "TimestampBankParameter")
-        var timestampBankParameter: EbicsTypes.TimestampBankParameter? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["transactionPhase", "segmentNumber", "orderID", "returnCode", "reportText"]
-    )
-    class MutableHeaderType {
-        @get:XmlElement(name = "TransactionPhase", required = true)
-        @get:XmlSchemaType(name = "token")
-        lateinit var transactionPhase: EbicsTypes.TransactionPhaseType
-
-        @get:XmlElement(name = "SegmentNumber")
-        var segmentNumber: EbicsTypes.SegmentNumber? = null
-
-        @get:XmlElement(name = "OrderID")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        var orderID: String? = null
-
-        @get:XmlElement(name = "ReturnCode", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var returnCode: String
-
-        @get:XmlElement(name = "ReportText", required = true)
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        @get:XmlSchemaType(name = "normalizedString")
-        lateinit var reportText: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class OrderData {
-        @get:XmlValue
-        lateinit var value: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class ReturnCode {
-        @get:XmlValue
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "DataTransferResponseType", propOrder = ["dataEncryptionInfo", "orderData"])
-    class DataTransferResponseType {
-        @get:XmlElement(name = "DataEncryptionInfo")
-        var dataEncryptionInfo: Ebics3Types.DataEncryptionInfo? = null
-
-        @get:XmlElement(name = "OrderData", required = true)
-        lateinit var orderData: OrderData
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "ResponseStaticHeaderType", propOrder = ["transactionID", "numSegments"])
-    class StaticHeaderType {
-        @get:XmlElement(name = "TransactionID")
-        var transactionID: String? = null
-
-        @get:XmlElement(name = "NumSegments")
-        @get:XmlSchemaType(name = "positiveInteger")
-        var numSegments: BigInteger? = null
-    }
-
-    companion object {
-
-        fun createForUploadWithError(
-            errorText: String, errorCode: String, phase: EbicsTypes.TransactionPhaseType
-        ): Ebics3Response {
-            val resp = Ebics3Response().apply {
-                this.version = "H005"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this.mutable = MutableHeaderType().apply {
-                        this.reportText = errorText
-                        this.returnCode = errorCode
-                        this.transactionPhase = phase
-                    }
-                    _static = StaticHeaderType()
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = errorCode
-                    }
-                }
-            }
-            return resp
-        }
-
-        fun createForUploadInitializationPhase(transactionID: String, orderID: String): Ebics3Response {
-            return Ebics3Response().apply {
-                this.version = "H005"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.INITIALISATION
-                        this.orderID = orderID
-                        this.reportText = "[EBICS_OK] OK"
-                        this.returnCode = "000000"
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                }
-            }
-        }
-
-        fun createForDownloadReceiptPhase(transactionID: String, positiveAck: Boolean): Ebics3Response {
-            return Ebics3Response().apply {
-                this.version = "H005"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.RECEIPT
-                        if (positiveAck) {
-                            this.reportText = "[EBICS_DOWNLOAD_POSTPROCESS_DONE] Received positive receipt"
-                            this.returnCode = "011000"
-                        } else {
-                            this.reportText = "[EBICS_DOWNLOAD_POSTPROCESS_SKIPPED] Received negative receipt"
-                            this.returnCode = "011001"
-                        }
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                }
-            }
-        }
-
-        fun createForUploadTransferPhase(
-            transactionID: String,
-            segmentNumber: Int,
-            lastSegment: Boolean,
-            orderID: String
-        ): Ebics3Response {
-            return Ebics3Response().apply {
-                this.version = "H005"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.TRANSFER
-                        this.segmentNumber = EbicsTypes.SegmentNumber().apply {
-                            this.value = BigInteger.valueOf(segmentNumber.toLong())
-                            if (lastSegment) {
-                                this.lastSegment = true
-                            }
-                        }
-                        this.orderID = orderID
-                        this.reportText = "[EBICS_OK] OK"
-                        this.returnCode = "000000"
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                }
-            }
-        }
-
-        /**
-         * @param requestedSegment requested segment as a 1-based index
-         */
-        fun createForDownloadTransferPhase(
-            transactionID: String,
-            numSegments: Int,
-            segmentSize: Int,
-            encodedData: String,
-            requestedSegment: Int
-        ): Ebics3Response {
-            return Ebics3Response().apply {
-                this.version = "H005"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                        this.numSegments = BigInteger.valueOf(numSegments.toLong())
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.TRANSFER
-                        this.segmentNumber = EbicsTypes.SegmentNumber().apply {
-                            this.lastSegment = numSegments == requestedSegment
-                            this.value = BigInteger.valueOf(requestedSegment.toLong())
-                        }
-                        this.reportText = "[EBICS_OK] OK"
-                        this.returnCode = "000000"
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                    this.dataTransfer = DataTransferResponseType().apply {
-                        this.orderData = OrderData().apply {
-                            val start = segmentSize * (requestedSegment - 1)
-                            this.value = encodedData.substring(start, min(start + segmentSize, encodedData.length))
-                        }
-                    }
-                }
-            }
-        }
-        fun createForDownloadInitializationPhase(
-            transactionID: String,
-            numSegments: Int,
-            segmentSize: Int,
-            enc: CryptoUtil.EncryptionResult,
-            encodedData: String
-        ): Ebics3Response {
-            return Ebics3Response().apply {
-                this.version = "H005"
-                this.revision = 1
-                this.header = Header().apply {
-                    this.authenticate = true
-                    this._static = StaticHeaderType().apply {
-                        this.transactionID = transactionID
-                        this.numSegments = BigInteger.valueOf(numSegments.toLong())
-                    }
-                    this.mutable = MutableHeaderType().apply {
-                        this.transactionPhase =
-                            EbicsTypes.TransactionPhaseType.INITIALISATION
-                        this.segmentNumber = EbicsTypes.SegmentNumber().apply {
-                            this.lastSegment = (numSegments == 1)
-                            this.value = BigInteger.valueOf(1)
-                        }
-                        this.reportText = "[EBICS_OK] OK"
-                        this.returnCode = "000000"
-                    }
-                }
-                this.authSignature = SignatureType()
-                this.body = Body().apply {
-                    this.returnCode = ReturnCode().apply {
-                        this.authenticate = true
-                        this.value = "000000"
-                    }
-                    this.dataTransfer = DataTransferResponseType().apply {
-                        this.dataEncryptionInfo = Ebics3Types.DataEncryptionInfo().apply {
-                            this.authenticate = true
-                            this.encryptionPubKeyDigest = Ebics3Types.PubKeyDigest()
-                                .apply {
-                                this.algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                this.version = "E002"
-                                this.value = enc.pubKeyDigest
-                            }
-                            this.transactionKey = enc.encryptedTransactionKey
-                        }
-                        this.orderData = OrderData().apply {
-                            this.value = encodedData.substring(0, min(segmentSize, encodedData.length))
-                        }
-                    }
-                }
-            }
-        }
-    }
-}
diff --git a/ebics/src/main/kotlin/ebics_h005/Ebics3Types.kt b/ebics/src/main/kotlin/ebics_h005/Ebics3Types.kt
deleted file mode 100644
index a469217c..00000000
--- a/ebics/src/main/kotlin/ebics_h005/Ebics3Types.kt
+++ /dev/null
@@ -1,401 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2019 Stanisci and Dold.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-package tech.libeufin.ebics.ebics_h005
-
-import org.apache.xml.security.binding.xmldsig.RSAKeyValueType
-import org.w3c.dom.Element
-import java.math.BigInteger
-import java.util.*
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.NormalizedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import javax.xml.datatype.XMLGregorianCalendar
-
-
-/**
- * EBICS type definitions that are shared between other requests / responses / order types.
- */
-object Ebics3Types {
-    /**
-     * EBICS client product.  Identifies the software that accesses the EBICS host.
-     */
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "Product", propOrder = ["value"])
-    class Product {
-        @get:XmlValue
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "Language", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var language: String
-
-        @get:XmlAttribute(name = "InstituteID")
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        var instituteID: String? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["value"])
-    class SegmentNumber {
-        @XmlValue
-        lateinit var value: BigInteger
-
-        @XmlAttribute(name = "lastSegment")
-        var lastSegment: Boolean? = null
-    }
-
-    @XmlType(name = "", propOrder = ["encryptionPubKeyDigest", "transactionKey"])
-    @XmlAccessorType(XmlAccessType.NONE)
-    class DataEncryptionInfo {
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-
-        @get:XmlElement(name = "EncryptionPubKeyDigest", required = true)
-        lateinit var encryptionPubKeyDigest: PubKeyDigest
-
-        @get:XmlElement(name = "TransactionKey", required = true)
-        lateinit var transactionKey: ByteArray
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["value"])
-    class PubKeyDigest {
-        /**
-         * Version of the *digest* of the public key.
-         */
-        @get:XmlAttribute(name = "Version", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var version: String
-
-        @XmlAttribute(name = "Algorithm", required = true)
-        @XmlSchemaType(name = "anyURI")
-        lateinit var algorithm: String
-
-        @get:XmlValue
-        lateinit var value: ByteArray
-    }
-
-    @Suppress("UNUSED_PARAMETER")
-    enum class TransactionPhaseType(value: String) {
-        @XmlEnumValue("Initialisation")
-        INITIALISATION("Initialisation"),
-
-        /**
-         * Auftragsdatentransfer
-         *
-         */
-        @XmlEnumValue("Transfer")
-        TRANSFER("Transfer"),
-
-        /**
-         * Quittungstransfer
-         *
-         */
-        @XmlEnumValue("Receipt")
-        RECEIPT("Receipt");
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "")
-    class TimestampBankParameter {
-        @get:XmlValue
-        lateinit var value: XMLGregorianCalendar
-
-        @get:XmlAttribute(name = "authenticate", required = true)
-        var authenticate: Boolean = false
-    }
-
-
-
-    @XmlType(
-        name = "PubKeyValueType", propOrder = [
-            "rsaKeyValue",
-            "timeStamp"
-        ]
-    )
-    @XmlAccessorType(XmlAccessType.NONE)
-    class PubKeyValueType {
-        @get:XmlElement(name = "RSAKeyValue", namespace = "http://www.w3.org/2000/09/xmldsig#", required = true)
-        lateinit var rsaKeyValue: RSAKeyValueType
-
-        @get:XmlElement(name = "TimeStamp", required = false)
-        @get:XmlSchemaType(name = "dateTime")
-        var timeStamp: XMLGregorianCalendar? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "AuthenticationPubKeyInfoType", propOrder = [
-            "x509Data",
-            "pubKeyValue",
-            "authenticationVersion"
-        ]
-    )
-    class AuthenticationPubKeyInfoType {
-        @get:XmlAnyElement()
-        var x509Data: Element? = null
-
-        @get:XmlElement(name = "PubKeyValue", required = true)
-        lateinit var pubKeyValue: PubKeyValueType
-
-        @get:XmlElement(name = "AuthenticationVersion", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var authenticationVersion: String
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "EncryptionPubKeyInfoType", propOrder = [
-            "x509Data",
-            "pubKeyValue",
-            "encryptionVersion"
-        ]
-    )
-    class EncryptionPubKeyInfoType {
-        @get:XmlAnyElement()
-        var x509Data: Element? = null
-
-        @get:XmlElement(name = "PubKeyValue", required = true)
-        lateinit var pubKeyValue: PubKeyValueType
-
-        @get:XmlElement(name = "EncryptionVersion", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var encryptionVersion: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class FileFormatType {
-        @get:XmlAttribute(name = "CountryCode")
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var language: String
-
-        @get:XmlValue
-        @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-        lateinit var value: String
-    }
-
-    /**
-     * Generic key-value pair.
-     */
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["name", "value"])
-    class Parameter {
-        @get:XmlAttribute(name = "Type", required = true)
-        lateinit var type: String
-
-        @get:XmlElement(name = "Name", required = true)
-        lateinit var name: String
-
-        @get:XmlElement(name = "Value", required = true)
-        lateinit var value: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["addressInfo", "bankInfo", "accountInfoList", "orderInfoList"])
-    class PartnerInfo {
-        @get:XmlElement(name = "AddressInfo", required = true)
-        lateinit var addressInfo: AddressInfo
-
-        @get:XmlElement(name = "BankInfo", required = true)
-        lateinit var bankInfo: BankInfo
-
-        @get:XmlElement(name = "AccountInfo", type = AccountInfo::class)
-        var accountInfoList: List<AccountInfo>? = LinkedList<AccountInfo>()
-
-        @get:XmlElement(name = "OrderInfo", type = AuthOrderInfoType::class)
-        var orderInfoList: List<AuthOrderInfoType> = LinkedList<AuthOrderInfoType>()
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["orderType", "fileFormat", "transferType", "orderFormat", "description", "numSigRequired"]
-    )
-    class AuthOrderInfoType {
-        @get:XmlElement(name = "OrderType")
-        lateinit var orderType: String
-
-        @get:XmlElement(name = "FileFormat")
-        val fileFormat: FileFormatType? = null
-
-        @get:XmlElement(name = "TransferType")
-        lateinit var transferType: String
-
-        @get:XmlElement(name = "OrderFormat", required = false)
-        var orderFormat: String? = null
-
-        @get:XmlElement(name = "Description")
-        lateinit var description: String
-
-        @get:XmlElement(name = "NumSigRequired")
-        var numSigRequired: Int? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class UserIDType {
-        @get:XmlValue
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "Status")
-        var status: Int? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["userID", "name", "permissionList"])
-    class UserInfo {
-        @get:XmlElement(name = "UserID", required = true)
-        lateinit var userID: UserIDType
-
-        @get:XmlElement(name = "Name")
-        var name: String? = null
-
-        @get:XmlElement(name = "Permission", type = UserPermission::class)
-        var permissionList: List<UserPermission>? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["orderTypes", "fileFormat", "accountID", "maxAmount"])
-    class UserPermission {
-        @get:XmlAttribute(name = "AuthorizationLevel")
-        var authorizationLevel: String? = null
-
-        @get:XmlElement(name = "OrderTypes")
-        var orderTypes: String? = null
-
-        @get:XmlElement(name = "FileFormat")
-        val fileFormat: FileFormatType? = null
-
-        @get:XmlElement(name = "AccountID")
-        val accountID: String? = null
-
-        @get:XmlElement(name = "MaxAmount")
-        val maxAmount: String? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["name", "street", "postCode", "city", "region", "country"])
-    class AddressInfo {
-        @get:XmlElement(name = "Name")
-        var name: String? = null
-
-        @get:XmlElement(name = "Street")
-        var street: String? = null
-
-        @get:XmlElement(name = "PostCode")
-        var postCode: String? = null
-
-        @get:XmlElement(name = "City")
-        var city: String? = null
-
-        @get:XmlElement(name = "Region")
-        var region: String? = null
-
-        @get:XmlElement(name = "Country")
-        var country: String? = null
-    }
-
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class BankInfo {
-        @get:XmlElement(name = "HostID")
-        lateinit var hostID: String
-
-        @get:XmlElement(type = Parameter::class)
-        var parameters: List<Parameter>? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["accountNumberList", "bankCodeList", "accountHolder"])
-    class AccountInfo {
-        @get:XmlAttribute(name = "Currency")
-        var currency: String? = null
-
-        @get:XmlAttribute(name = "ID")
-        lateinit var id: String
-
-        @get:XmlAttribute(name = "Description")
-        var description: String? = null
-
-        @get:XmlElements(
-            XmlElement(name = "AccountNumber", type = GeneralAccountNumber::class),
-            XmlElement(name = "NationalAccountNumber", type = NationalAccountNumber::class)
-        )
-        var accountNumberList: List<AbstractAccountNumber>? = LinkedList<AbstractAccountNumber>()
-
-        @get:XmlElements(
-            XmlElement(name = "BankCode", type = GeneralBankCode::class),
-            XmlElement(name = "NationalBankCode", type = NationalBankCode::class)
-        )
-        var bankCodeList: List<AbstractBankCode>? = LinkedList<AbstractBankCode>()
-
-        @get:XmlElement(name = "AccountHolder")
-        var accountHolder: String? = null
-    }
-
-    interface AbstractAccountNumber
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class GeneralAccountNumber : AbstractAccountNumber {
-        @get:XmlAttribute(name = "international")
-        var international: Boolean = true
-
-        @get:XmlValue
-        lateinit var value: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class NationalAccountNumber : AbstractAccountNumber {
-        @get:XmlAttribute(name = "format")
-        lateinit var format: String
-
-        @get:XmlValue
-        lateinit var value: String
-    }
-
-    interface AbstractBankCode
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class GeneralBankCode : AbstractBankCode {
-        @get:XmlAttribute(name = "prefix")
-        var prefix: String? = null
-
-        @get:XmlAttribute(name = "international")
-        var international: Boolean = true
-
-        @get:XmlValue
-        lateinit var value: String
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class NationalBankCode : AbstractBankCode {
-        @get:XmlValue
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "format")
-        lateinit var format: String
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_h005/package-info.java b/ebics/src/main/kotlin/ebics_h005/package-info.java
deleted file mode 100644
index a5e16343..00000000
--- a/ebics/src/main/kotlin/ebics_h005/package-info.java
+++ /dev/null
@@ -1,13 +0,0 @@
-/**
- * This package-info.java file defines the default namespace for the JAXB bindings
- * defined in the package.
- */
-
-@XmlSchema(
-        namespace = "urn:org:ebics:H005",
-        elementFormDefault = XmlNsForm.QUALIFIED
-)
-package tech.libeufin.ebics.ebics_h005;
-
-import javax.xml.bind.annotation.XmlNsForm;
-import javax.xml.bind.annotation.XmlSchema;
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_hev/EbicsMessages.kt b/ebics/src/main/kotlin/ebics_hev/EbicsMessages.kt
deleted file mode 100644
index 506ba9fa..00000000
--- a/ebics/src/main/kotlin/ebics_hev/EbicsMessages.kt
+++ /dev/null
@@ -1,92 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2019 Stanisci and Dold.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-package tech.libeufin.ebics.ebics_hev
-
-import java.util.*
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.NormalizedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(
-    name = "HEVRequestDataType"
-)
-@XmlRootElement(name = "ebicsHEVRequest")
-class HEVRequest{
-    @get:XmlElement(name = "HostID", required = true)
-    lateinit var hostId: String
-}
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(
-    name = "HEVResponseDataType",
-    propOrder = ["systemReturnCode", "versionNumber", "any"]
-)
-@XmlRootElement(name = "ebicsHEVResponse")
-class HEVResponse {
-    @get:XmlElement(name = "SystemReturnCode", required = true)
-    lateinit var systemReturnCode: SystemReturnCodeType
-
-    @get:XmlElement(name = "VersionNumber", namespace = "http://www.ebics.org/H000")
-    var versionNumber: List<VersionNumber> = LinkedList()
-
-    @get:XmlAnyElement(lax = true)
-    var any: List<Any>? = null
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    class VersionNumber {
-        @get:XmlValue
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var value: String
-
-        @get:XmlAttribute(name = "ProtocolVersion", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var protocolVersion: String
-
-        companion object {
-            fun create(protocolVersion: String, versionNumber: String): VersionNumber {
-                return VersionNumber().apply {
-                    this.protocolVersion = protocolVersion
-                    this.value = versionNumber
-                }
-            }
-        }
-    }
-}
-
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlType(
-    name = "SystemReturnCodeType",
-    propOrder = [
-        "returnCode",
-        "reportText"
-    ]
-)
-class SystemReturnCodeType {
-    @get:XmlElement(name = "ReturnCode", required = true)
-    @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-    lateinit var returnCode: String
-
-    @get:XmlElement(name = "ReportText", required = true)
-    @get:XmlJavaTypeAdapter(NormalizedStringAdapter::class)
-    lateinit var reportText: String
-}
diff --git a/ebics/src/main/kotlin/ebics_hev/package-info.java b/ebics/src/main/kotlin/ebics_hev/package-info.java
deleted file mode 100644
index 8d2c7b54..00000000
--- a/ebics/src/main/kotlin/ebics_hev/package-info.java
+++ /dev/null
@@ -1,13 +0,0 @@
-/**
- * This package-info.java file defines the default namespace for the JAXB bindings
- * defined in the package.
- */
-
-@XmlSchema(
-        namespace = "http://www.ebics.org/H000",
-        elementFormDefault = XmlNsForm.QUALIFIED
-)
-package tech.libeufin.ebics.ebics_hev;
-
-import javax.xml.bind.annotation.XmlNsForm;
-import javax.xml.bind.annotation.XmlSchema;
diff --git a/ebics/src/main/kotlin/ebics_s001/SignatureTypes.kt b/ebics/src/main/kotlin/ebics_s001/SignatureTypes.kt
deleted file mode 100644
index 4781ba26..00000000
--- a/ebics/src/main/kotlin/ebics_s001/SignatureTypes.kt
+++ /dev/null
@@ -1,92 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2019 Stanisci and Dold.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-package tech.libeufin.ebics.ebics_s001
-
-import org.apache.xml.security.binding.xmldsig.RSAKeyValueType
-import org.apache.xml.security.binding.xmldsig.X509DataType
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import javax.xml.datatype.XMLGregorianCalendar
-
-
-object SignatureTypes {
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "PubKeyValueType", namespace = "http://www.ebics.org/S001", propOrder = [
-            "rsaKeyValue",
-            "timeStamp"
-        ]
-    )
-    class PubKeyValueType {
-        @get:XmlElement(name = "RSAKeyValue", namespace = "http://www.w3.org/2000/09/xmldsig#", required = true)
-        lateinit var rsaKeyValue: RSAKeyValueType
-
-        @get:XmlElement(name = "TimeStamp")
-        @get:XmlSchemaType(name = "dateTime")
-        var timeStamp: XMLGregorianCalendar? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = [
-            "x509Data",
-            "pubKeyValue",
-            "signatureVersion"
-        ]
-    )
-    class SignaturePubKeyInfoType {
-        @get:XmlElement(name = "X509Data")
-        var x509Data: X509DataType? = null
-
-        @get:XmlElement(name = "PubKeyValue", required = true)
-        lateinit var pubKeyValue: PubKeyValueType
-
-        @get:XmlElement(name = "SignatureVersion", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var signatureVersion: String
-    }
-
-    /**
-     * EBICS INI payload.
-     */
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["signaturePubKeyInfo", "partnerID", "userID"]
-    )
-    @XmlRootElement(name = "SignaturePubKeyOrderData")
-    class SignaturePubKeyOrderData {
-        @get:XmlElement(name = "SignaturePubKeyInfo", required = true)
-        lateinit var signaturePubKeyInfo: SignaturePubKeyInfoType
-
-        @get:XmlElement(name = "PartnerID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var partnerID: String
-
-        @get:XmlElement(name = "UserID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var userID: String
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_s001/UserSignatureData.kt b/ebics/src/main/kotlin/ebics_s001/UserSignatureData.kt
deleted file mode 100644
index 7eb5e0ed..00000000
--- a/ebics/src/main/kotlin/ebics_s001/UserSignatureData.kt
+++ /dev/null
@@ -1,27 +0,0 @@
-package tech.libeufin.ebics.ebics_s001
-
-import javax.xml.bind.annotation.*
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlRootElement(name = "UserSignatureData")
-@XmlType(name = "", propOrder = ["orderSignatureList"])
-class UserSignatureData {
-    @XmlElement(name = "OrderSignatureData", type = OrderSignatureData::class)
-    var orderSignatureList: List<OrderSignatureData>? = null
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["signatureVersion", "signatureValue", "partnerID", "userID"])
-    class OrderSignatureData {
-        @XmlElement(name = "SignatureVersion")
-        lateinit var signatureVersion: String
-
-        @XmlElement(name = "SignatureValue")
-        lateinit var signatureValue: ByteArray
-
-        @XmlElement(name = "PartnerID")
-        lateinit var partnerID: String
-
-        @XmlElement(name = "UserID")
-        lateinit var userID: String
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_s001/package-info.java b/ebics/src/main/kotlin/ebics_s001/package-info.java
deleted file mode 100644
index adda5875..00000000
--- a/ebics/src/main/kotlin/ebics_s001/package-info.java
+++ /dev/null
@@ -1,13 +0,0 @@
-/**
- * This package-info.java file defines the default namespace for the JAXB bindings
- * defined in the package.
- */
-
-@XmlSchema(
-        namespace = "http://www.ebics.org/S001",
-        elementFormDefault = XmlNsForm.QUALIFIED
-)
-package tech.libeufin.ebics.ebics_s001;
-
-import javax.xml.bind.annotation.XmlNsForm;
-import javax.xml.bind.annotation.XmlSchema;
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_s002/SignatureTypes.kt b/ebics/src/main/kotlin/ebics_s002/SignatureTypes.kt
deleted file mode 100644
index c1d48e9b..00000000
--- a/ebics/src/main/kotlin/ebics_s002/SignatureTypes.kt
+++ /dev/null
@@ -1,91 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2019 Stanisci and Dold.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-package tech.libeufin.ebics.ebics_s002
-
-import org.apache.xml.security.binding.xmldsig.RSAKeyValueType
-import org.apache.xml.security.binding.xmldsig.X509DataType
-import javax.xml.bind.annotation.*
-import javax.xml.bind.annotation.adapters.CollapsedStringAdapter
-import javax.xml.bind.annotation.adapters.XmlJavaTypeAdapter
-import javax.xml.datatype.XMLGregorianCalendar
-
-
-object SignatureTypes {
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "PubKeyValueType", namespace = "http://www.ebics.org/S002", propOrder = [
-            "rsaKeyValue",
-            "timeStamp"
-        ]
-    )
-    class PubKeyValueType {
-        @get:XmlElement(name = "RSAKeyValue", namespace = "http://www.w3.org/2000/09/xmldsig#", required = true)
-        lateinit var rsaKeyValue: RSAKeyValueType
-
-        @get:XmlElement(name = "TimeStamp")
-        @get:XmlSchemaType(name = "dateTime")
-        var timeStamp: XMLGregorianCalendar? = null
-    }
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = [
-            "x509Data",
-            "pubKeyValue",
-            "signatureVersion"
-        ]
-    )
-    class SignaturePubKeyInfoType {
-        @get:XmlElement(name = "X509Data")
-        var x509Data: X509DataType? = null
-
-        @get:XmlElement(name = "PubKeyValue", required = true)
-        lateinit var pubKeyValue: PubKeyValueType
-
-        @get:XmlElement(name = "SignatureVersion", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        lateinit var signatureVersion: String
-    }
-
-    /**
-     * EBICS INI payload.
-     */
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(
-        name = "",
-        propOrder = ["signaturePubKeyInfo", "partnerID", "userID"]
-    )
-    @XmlRootElement(name = "SignaturePubKeyOrderData")
-    class SignaturePubKeyOrderData {
-        @get:XmlElement(name = "SignaturePubKeyInfo", required = true)
-        lateinit var signaturePubKeyInfo: SignaturePubKeyInfoType
-
-        @get:XmlElement(name = "PartnerID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var partnerID: String
-
-        @get:XmlElement(name = "UserID", required = true)
-        @get:XmlJavaTypeAdapter(CollapsedStringAdapter::class)
-        @get:XmlSchemaType(name = "token")
-        lateinit var userID: String
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_s002/UserSignatureDataEbics3.kt b/ebics/src/main/kotlin/ebics_s002/UserSignatureDataEbics3.kt
deleted file mode 100644
index 082d0681..00000000
--- a/ebics/src/main/kotlin/ebics_s002/UserSignatureDataEbics3.kt
+++ /dev/null
@@ -1,27 +0,0 @@
-package tech.libeufin.ebics.ebics_s002
-
-import javax.xml.bind.annotation.*
-
-@XmlAccessorType(XmlAccessType.NONE)
-@XmlRootElement(name = "UserSignatureData")
-@XmlType(name = "", propOrder = ["orderSignatureList"])
-class UserSignatureDataEbics3 {
-    @XmlElement(name = "OrderSignatureData", type = OrderSignatureData::class)
-    var orderSignatureList: List<OrderSignatureData>? = null
-
-    @XmlAccessorType(XmlAccessType.NONE)
-    @XmlType(name = "", propOrder = ["signatureVersion", "signatureValue", "partnerID", "userID"])
-    class OrderSignatureData {
-        @XmlElement(name = "SignatureVersion")
-        lateinit var signatureVersion: String
-
-        @XmlElement(name = "SignatureValue")
-        lateinit var signatureValue: ByteArray
-
-        @XmlElement(name = "PartnerID")
-        lateinit var partnerID: String
-
-        @XmlElement(name = "UserID")
-        lateinit var userID: String
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/ebics_s002/package-info.java b/ebics/src/main/kotlin/ebics_s002/package-info.java
deleted file mode 100644
index 5ddb1f77..00000000
--- a/ebics/src/main/kotlin/ebics_s002/package-info.java
+++ /dev/null
@@ -1,13 +0,0 @@
-/**
- * This package-info.java file defines the default namespace for the JAXB bindings
- * defined in the package.
- */
-
-@XmlSchema(
-        namespace = "http://www.ebics.org/S002",
-        elementFormDefault = XmlNsForm.QUALIFIED
-)
-package tech.libeufin.ebics.ebics_s002;
-
-import javax.xml.bind.annotation.XmlNsForm;
-import javax.xml.bind.annotation.XmlSchema;
\ No newline at end of file
diff --git a/ebics/src/main/resources/version.txt b/ebics/src/main/resources/version.txt
deleted file mode 100644
index 359d0539..00000000
--- a/ebics/src/main/resources/version.txt
+++ /dev/null
@@ -1 +0,0 @@
-v0.9.4-git-8aeffb3f
\ No newline at end of file
diff --git a/ebics/src/main/resources/xsd/camt.052.001.02.xsd b/ebics/src/main/resources/xsd/camt.052.001.02.xsd
deleted file mode 100644
index 52abd831..00000000
--- a/ebics/src/main/resources/xsd/camt.052.001.02.xsd
+++ /dev/null
@@ -1,1299 +0,0 @@
-<?xml version="1.0" encoding="UTF-8" standalone="no"?>

-<!-- Mit XMLSpy v2008 rel. 2 (http://www.altova.com) von Wenzel (SIZ Bonn) bearbeitet -->

-<!--Generated by SWIFTStandards Workstation (build:R6.1.0.2) on 2009 Jan 08 17:30:53-->

-<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:camt.052.001.02" xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="urn:iso:std:iso:20022:tech:xsd:camt.052.001.02" elementFormDefault="qualified">

-	<xs:element name="Document" type="Document"/>

-	<xs:complexType name="AccountIdentification4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="IBAN" type="IBAN2007Identifier"/>

-				<xs:element name="Othr" type="GenericAccountIdentification1"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountInterest2">

-		<xs:sequence>

-			<xs:element name="Tp" type="InterestType1Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="Rate3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountReport11">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="ElctrncSeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="LglSeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="CreDtTm" type="ISODateTime"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="CpyDplctInd" type="CopyDuplicate1Code" minOccurs="0"/>

-			<xs:element name="RptgSrc" type="ReportingSource1Choice" minOccurs="0"/>

-			<xs:element name="Acct" type="CashAccount20"/>

-			<xs:element name="RltdAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="Intrst" type="AccountInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Bal" type="CashBalance3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="TxsSummry" type="TotalTransactions2" minOccurs="0"/>

-			<xs:element name="Ntry" type="ReportEntry2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="AddtlRptInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalAccountIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-		<xs:restriction base="xs:decimal">

-			<xs:minInclusive value="0"/>

-			<xs:fractionDigits value="5"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ActiveOrHistoricCurrencyAndAmount">

-		<xs:simpleContent>

-			<xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-				<xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCode" use="required"/>

-			</xs:extension>

-		</xs:simpleContent>

-	</xs:complexType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{3,13}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="AddressType2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="ADDR"/>

-			<xs:enumeration value="PBOX"/>

-			<xs:enumeration value="HOME"/>

-			<xs:enumeration value="BIZZ"/>

-			<xs:enumeration value="MLTO"/>

-			<xs:enumeration value="DLVY"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="AlternateSecurityIdentification2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Id" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchange3">

-		<xs:sequence>

-			<xs:element name="InstdAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="TxAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="CntrValAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="AnncdPstngAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="PrtryAmt" type="AmountAndCurrencyExchangeDetails4" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchangeDetails3">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CcyXchg" type="CurrencyExchange5" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchangeDetails4">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CcyXchg" type="CurrencyExchange5" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountRangeBoundary1">

-		<xs:sequence>

-			<xs:element name="BdryAmt" type="ImpliedCurrencyAndAmount"/>

-			<xs:element name="Incl" type="YesNoIndicator"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="AnyBICIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="BICIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BalanceSubType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalBalanceSubType1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BalanceType12">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="BalanceType5Choice"/>

-			<xs:element name="SubTp" type="BalanceSubType1Choice" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="BalanceType12Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="XPCD"/>

-			<xs:enumeration value="OPAV"/>

-			<xs:enumeration value="ITAV"/>

-			<xs:enumeration value="CLAV"/>

-			<xs:enumeration value="FWAV"/>

-			<xs:enumeration value="CLBD"/>

-			<xs:enumeration value="ITBD"/>

-			<xs:enumeration value="OPBD"/>

-			<xs:enumeration value="PRCD"/>

-			<xs:enumeration value="INFO"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BalanceType5Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="BalanceType12Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankToCustomerAccountReportV02">

-		<xs:sequence>

-			<xs:element name="GrpHdr" type="GroupHeader42"/>

-			<xs:element name="Rpt" type="AccountReport11" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure4">

-		<xs:sequence>

-			<xs:element name="Domn" type="BankTransactionCodeStructure5" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryBankTransactionCodeStructure1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure5">

-		<xs:sequence>

-			<xs:element name="Cd" type="ExternalBankTransactionDomain1Code"/>

-			<xs:element name="Fmly" type="BankTransactionCodeStructure6"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure6">

-		<xs:sequence>

-			<xs:element name="Cd" type="ExternalBankTransactionFamily1Code"/>

-			<xs:element name="SubFmlyCd" type="ExternalBankTransactionSubFamily1Code"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="BaseOneRate">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="10"/>

-			<xs:totalDigits value="11"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BatchInformation2">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PmtInfId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification4">

-		<xs:sequence>

-			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification7"/>

-			<xs:element name="BrnchId" type="BranchData2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BranchData2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccount16">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice"/>

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccount20">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice"/>

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="Ownr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Svcr" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccountType2">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="CashAccountType4Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CashAccountType4Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CASH"/>

-			<xs:enumeration value="CHAR"/>

-			<xs:enumeration value="COMM"/>

-			<xs:enumeration value="TAXE"/>

-			<xs:enumeration value="CISH"/>

-			<xs:enumeration value="TRAS"/>

-			<xs:enumeration value="SACC"/>

-			<xs:enumeration value="CACC"/>

-			<xs:enumeration value="SVGS"/>

-			<xs:enumeration value="ONDP"/>

-			<xs:enumeration value="MGLD"/>

-			<xs:enumeration value="NREX"/>

-			<xs:enumeration value="MOMA"/>

-			<xs:enumeration value="LOAN"/>

-			<xs:enumeration value="SLRY"/>

-			<xs:enumeration value="ODFT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CashBalance3">

-		<xs:sequence>

-			<xs:element name="Tp" type="BalanceType12"/>

-			<xs:element name="CdtLine" type="CreditLine2" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-			<xs:element name="Dt" type="DateAndDateTimeChoice"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashBalanceAvailability2">

-		<xs:sequence>

-			<xs:element name="Dt" type="CashBalanceAvailabilityDate1"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashBalanceAvailabilityDate1">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="NbOfDays" type="Max15PlusSignedNumericText"/>

-				<xs:element name="ActlDt" type="ISODate"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ChargeBearerType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DEBT"/>

-			<xs:enumeration value="CRED"/>

-			<xs:enumeration value="SHAR"/>

-			<xs:enumeration value="SLEV"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ChargeType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="BRKF"/>

-			<xs:enumeration value="COMM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ChargeType2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ChargeType1Code"/>

-				<xs:element name="Prtry" type="GenericIdentification3"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ChargesInformation6">

-		<xs:sequence>

-			<xs:element name="TtlChrgsAndTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Tp" type="ChargeType2Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="Br" type="ChargeBearerType1Code" minOccurs="0"/>

-			<xs:element name="Pty" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="Tax" type="TaxCharges2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemIdentification2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemMemberIdentification2">

-		<xs:sequence>

-			<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice" minOccurs="0"/>

-			<xs:element name="MmbId" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ContactDetails2">

-		<xs:sequence>

-			<xs:element name="NmPrfx" type="NamePrefix1Code" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PhneNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="MobNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="FaxNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="EmailAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="Othr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CopyDuplicate1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CODU"/>

-			<xs:enumeration value="COPY"/>

-			<xs:enumeration value="DUPL"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CorporateAction1">

-		<xs:sequence>

-			<xs:element name="Cd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prtry" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CountryCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="CreditDebitCode">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CRDT"/>

-			<xs:enumeration value="DBIT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CreditLine2">

-		<xs:sequence>

-			<xs:element name="Incl" type="TrueFalseIndicator"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceInformation2">

-		<xs:sequence>

-			<xs:element name="Tp" type="CreditorReferenceType2" minOccurs="0"/>

-			<xs:element name="Ref" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="DocumentType3Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="CreditorReferenceType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CurrencyAndAmountRange2">

-		<xs:sequence>

-			<xs:element name="Amt" type="ImpliedCurrencyAmountRangeChoice"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CurrencyExchange5">

-		<xs:sequence>

-			<xs:element name="SrcCcy" type="ActiveOrHistoricCurrencyCode"/>

-			<xs:element name="TrgtCcy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="UnitCcy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="XchgRate" type="BaseOneRate"/>

-			<xs:element name="CtrctId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="QtnDt" type="ISODateTime" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateAndDateTimeChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Dt" type="ISODate"/>

-				<xs:element name="DtTm" type="ISODateTime"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateAndPlaceOfBirth">

-		<xs:sequence>

-			<xs:element name="BirthDt" type="ISODate"/>

-			<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CityOfBirth" type="Max35Text"/>

-			<xs:element name="CtryOfBirth" type="CountryCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DatePeriodDetails">

-		<xs:sequence>

-			<xs:element name="FrDt" type="ISODate"/>

-			<xs:element name="ToDt" type="ISODate"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateTimePeriodDetails">

-		<xs:sequence>

-			<xs:element name="FrDtTm" type="ISODateTime"/>

-			<xs:element name="ToDtTm" type="ISODateTime"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="DecimalNumber">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="17"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="Document">

-		<xs:sequence>

-			<xs:element name="BkToCstmrAcctRpt" type="BankToCustomerAccountReportV02"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentAdjustment1">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max4Text" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="DocumentType3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="RADM"/>

-			<xs:enumeration value="RPIN"/>

-			<xs:enumeration value="FXDR"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="PUOR"/>

-			<xs:enumeration value="SCOR"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="DocumentType5Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MSIN"/>

-			<xs:enumeration value="CNFA"/>

-			<xs:enumeration value="DNFA"/>

-			<xs:enumeration value="CINV"/>

-			<xs:enumeration value="CREN"/>

-			<xs:enumeration value="DEBN"/>

-			<xs:enumeration value="HIRI"/>

-			<xs:enumeration value="SBIN"/>

-			<xs:enumeration value="CMCN"/>

-			<xs:enumeration value="SOAC"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="BOLD"/>

-			<xs:enumeration value="VCHR"/>

-			<xs:enumeration value="AROI"/>

-			<xs:enumeration value="TSUT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="EntryDetails1">

-		<xs:sequence>

-			<xs:element name="Btch" type="BatchInformation2" minOccurs="0"/>

-			<xs:element name="TxDtls" type="EntryTransaction2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="EntryStatus2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="BOOK"/>

-			<xs:enumeration value="PDNG"/>

-			<xs:enumeration value="INFO"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="EntryTransaction2">

-		<xs:sequence>

-			<xs:element name="Refs" type="TransactionReferences2" minOccurs="0"/>

-			<xs:element name="AmtDtls" type="AmountAndCurrencyExchange3" minOccurs="0"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4" minOccurs="0"/>

-			<xs:element name="Chrgs" type="ChargesInformation6" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Intrst" type="TransactionInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RltdPties" type="TransactionParty2" minOccurs="0"/>

-			<xs:element name="RltdAgts" type="TransactionAgents2" minOccurs="0"/>

-			<xs:element name="Purp" type="Purpose2Choice" minOccurs="0"/>

-			<xs:element name="RltdRmtInf" type="RemittanceLocation2" minOccurs="0" maxOccurs="10"/>

-			<xs:element name="RmtInf" type="RemittanceInformation5" minOccurs="0"/>

-			<xs:element name="RltdDts" type="TransactionDates2" minOccurs="0"/>

-			<xs:element name="RltdPric" type="TransactionPrice2Choice" minOccurs="0"/>

-			<xs:element name="RltdQties" type="TransactionQuantities1Choice" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FinInstrmId" type="SecurityIdentification4Choice" minOccurs="0"/>

-			<xs:element name="Tax" type="TaxInformation3" minOccurs="0"/>

-			<xs:element name="RtrInf" type="ReturnReasonInformation10" minOccurs="0"/>

-			<xs:element name="CorpActn" type="CorporateAction1" minOccurs="0"/>

-			<xs:element name="SfkpgAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="AddtlTxInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ExternalAccountIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBalanceSubType1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionDomain1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionFamily1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionSubFamily1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalClearingSystemIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="5"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalOrganisationIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPersonIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPurpose1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalReportingSource1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalReturnReason1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalTechnicalInputChannel1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="FinancialIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification7">

-		<xs:sequence>

-			<xs:element name="BIC" type="BICIdentifier" minOccurs="0"/>

-			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericFinancialIdentification1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstrumentQuantityChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Unit" type="DecimalNumber"/>

-				<xs:element name="FaceAmt" type="ImpliedCurrencyAndAmount"/>

-				<xs:element name="AmtsdVal" type="ImpliedCurrencyAndAmount"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FromToAmountRange">

-		<xs:sequence>

-			<xs:element name="FrAmt" type="AmountRangeBoundary1"/>

-			<xs:element name="ToAmt" type="AmountRangeBoundary1"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericAccountIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max34Text"/>

-			<xs:element name="SchmeNm" type="AccountSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericFinancialIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericIdentification3">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericOrganisationIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericPersonIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="PersonIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GroupHeader42">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text"/>

-			<xs:element name="CreDtTm" type="ISODateTime"/>

-			<xs:element name="MsgRcpt" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="MsgPgntn" type="Pagination" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="IBAN2007Identifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ISINIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z0-9]{12,12}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ISODate">

-		<xs:restriction base="xs:date"/>

-	</xs:simpleType>

-	<xs:simpleType name="ISODateTime">

-		<xs:restriction base="xs:dateTime"/>

-	</xs:simpleType>

-	<xs:complexType name="ImpliedCurrencyAmountRangeChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="FrAmt" type="AmountRangeBoundary1"/>

-				<xs:element name="ToAmt" type="AmountRangeBoundary1"/>

-				<xs:element name="FrToAmt" type="FromToAmountRange"/>

-				<xs:element name="EQAmt" type="ImpliedCurrencyAndAmount"/>

-				<xs:element name="NEQAmt" type="ImpliedCurrencyAndAmount"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ImpliedCurrencyAndAmount">

-		<xs:restriction base="xs:decimal">

-			<xs:minInclusive value="0"/>

-			<xs:fractionDigits value="5"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="InterestType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="InterestType1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="InterestType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="INDY"/>

-			<xs:enumeration value="OVRN"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max105Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="105"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max140Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="140"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max15NumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[0-9]{1,15}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max15PlusSignedNumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[+]{0,1}[0-9]{1,15}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max16Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="16"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max2048Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="2048"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max34Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="34"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max35Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max4Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max500Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="500"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max5NumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[0-9]{1,5}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max70Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="70"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="MessageIdentification2">

-		<xs:sequence>

-			<xs:element name="MsgNmId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="NameAndAddress10">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text"/>

-			<xs:element name="Adr" type="PostalAddress6"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="NamePrefix1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DOCT"/>

-			<xs:enumeration value="MIST"/>

-			<xs:enumeration value="MISS"/>

-			<xs:enumeration value="MADM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Number">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="0"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="NumberAndSumOfTransactions1">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="NumberAndSumOfTransactions2">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="TtlNetNtryAmt" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentification4">

-		<xs:sequence>

-			<xs:element name="BICOrBEI" type="AnyBICIdentifier" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Pagination">

-		<xs:sequence>

-			<xs:element name="PgNb" type="Max5NumericText"/>

-			<xs:element name="LastPgInd" type="YesNoIndicator"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Party6Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="OrgId" type="OrganisationIdentification4"/>

-				<xs:element name="PrvtId" type="PersonIdentification5"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification32">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice" minOccurs="0"/>

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			<xs:element name="CtctDtls" type="ContactDetails2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="PercentageRate">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="10"/>

-			<xs:totalDigits value="11"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PersonIdentification5">

-		<xs:sequence>

-			<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PersonIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalPersonIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="PhoneNumber">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PostalAddress6">

-		<xs:sequence>

-			<xs:element name="AdrTp" type="AddressType2Code" minOccurs="0"/>

-			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-			<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-			<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-			<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryAgent2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Agt" type="BranchAndFinancialInstitutionIdentification4"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryBankTransactionCodeStructure1">

-		<xs:sequence>

-			<xs:element name="Cd" type="Max35Text"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryDate2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Dt" type="DateAndDateTimeChoice"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryParty2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Pty" type="PartyIdentification32"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryPrice2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Pric" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryQuantity1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Qty" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryReference1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Ref" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Purpose2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalPurpose1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Rate3">

-		<xs:sequence>

-			<xs:element name="Tp" type="RateType4Choice"/>

-			<xs:element name="VldtyRg" type="CurrencyAndAmountRange2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RateType4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Pctg" type="PercentageRate"/>

-				<xs:element name="Othr" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentInformation3">

-		<xs:sequence>

-			<xs:element name="Tp" type="ReferredDocumentType2" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="DocumentType5Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="ReferredDocumentType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceAmount1">

-		<xs:sequence>

-			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="DscntApldAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceInformation5">

-		<xs:sequence>

-			<xs:element name="Ustrd" type="Max140Text" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Strd" type="StructuredRemittanceInformation7" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceLocation2">

-		<xs:sequence>

-			<xs:element name="RmtId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RmtLctnMtd" type="RemittanceLocationMethod2Code" minOccurs="0"/>

-			<xs:element name="RmtLctnElctrncAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="RmtLctnPstlAdr" type="NameAndAddress10" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="RemittanceLocationMethod2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="FAXI"/>

-			<xs:enumeration value="EDIC"/>

-			<xs:enumeration value="URID"/>

-			<xs:enumeration value="EMAL"/>

-			<xs:enumeration value="POST"/>

-			<xs:enumeration value="SMSM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ReportEntry2">

-		<xs:sequence>

-			<xs:element name="NtryRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-			<xs:element name="RvslInd" type="TrueFalseIndicator" minOccurs="0"/>

-			<xs:element name="Sts" type="EntryStatus2Code"/>

-			<xs:element name="BookgDt" type="DateAndDateTimeChoice" minOccurs="0"/>

-			<xs:element name="ValDt" type="DateAndDateTimeChoice" minOccurs="0"/>

-			<xs:element name="AcctSvcrRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4"/>

-			<xs:element name="ComssnWvrInd" type="YesNoIndicator" minOccurs="0"/>

-			<xs:element name="AddtlInfInd" type="MessageIdentification2" minOccurs="0"/>

-			<xs:element name="AmtDtls" type="AmountAndCurrencyExchange3" minOccurs="0"/>

-			<xs:element name="Chrgs" type="ChargesInformation6" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="TechInptChanl" type="TechnicalInputChannel1Choice" minOccurs="0"/>

-			<xs:element name="Intrst" type="TransactionInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="NtryDtls" type="EntryDetails1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="AddtlNtryInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReportingSource1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalReportingSource1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReturnReason5Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalReturnReason1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReturnReasonInformation10">

-		<xs:sequence>

-			<xs:element name="OrgnlBkTxCd" type="BankTransactionCodeStructure4" minOccurs="0"/>

-			<xs:element name="Orgtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Rsn" type="ReturnReason5Choice" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max105Text" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="SecurityIdentification4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="ISIN" type="ISINIdentifier"/>

-				<xs:element name="Prtry" type="AlternateSecurityIdentification2"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="StructuredRemittanceInformation7">

-		<xs:sequence>

-			<xs:element name="RfrdDocInf" type="ReferredDocumentInformation3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RfrdDocAmt" type="RemittanceAmount1" minOccurs="0"/>

-			<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>

-			<xs:element name="Invcr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Invcee" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAmount1">

-		<xs:sequence>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="TaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dtls" type="TaxRecordDetails1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAuthorisation1">

-		<xs:sequence>

-			<xs:element name="Titl" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxCharges2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxInformation3">

-		<xs:sequence>

-			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>

-			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>

-			<xs:element name="AdmstnZn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="SeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="Rcrd" type="TaxRecord1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty1">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty2">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Authstn" type="TaxAuthorisation1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxPeriod1">

-		<xs:sequence>

-			<xs:element name="Yr" type="ISODate" minOccurs="0"/>

-			<xs:element name="Tp" type="TaxRecordPeriod1Code" minOccurs="0"/>

-			<xs:element name="FrToDt" type="DatePeriodDetails" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecord1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctgy" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtgyDtls" type="Max35Text" minOccurs="0"/>

-			<xs:element name="DbtrSts" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CertId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="TaxAmount1" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecordDetails1">

-		<xs:sequence>

-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="TaxRecordPeriod1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MM01"/>

-			<xs:enumeration value="MM02"/>

-			<xs:enumeration value="MM03"/>

-			<xs:enumeration value="MM04"/>

-			<xs:enumeration value="MM05"/>

-			<xs:enumeration value="MM06"/>

-			<xs:enumeration value="MM07"/>

-			<xs:enumeration value="MM08"/>

-			<xs:enumeration value="MM09"/>

-			<xs:enumeration value="MM10"/>

-			<xs:enumeration value="MM11"/>

-			<xs:enumeration value="MM12"/>

-			<xs:enumeration value="QTR1"/>

-			<xs:enumeration value="QTR2"/>

-			<xs:enumeration value="QTR3"/>

-			<xs:enumeration value="QTR4"/>

-			<xs:enumeration value="HLF1"/>

-			<xs:enumeration value="HLF2"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="TechnicalInputChannel1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalTechnicalInputChannel1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TotalTransactions2">

-		<xs:sequence>

-			<xs:element name="TtlNtries" type="NumberAndSumOfTransactions2" minOccurs="0"/>

-			<xs:element name="TtlCdtNtries" type="NumberAndSumOfTransactions1" minOccurs="0"/>

-			<xs:element name="TtlDbtNtries" type="NumberAndSumOfTransactions1" minOccurs="0"/>

-			<xs:element name="TtlNtriesPerBkTxCd" type="TotalsPerBankTransactionCode2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TotalsPerBankTransactionCode2">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="TtlNetNtryAmt" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="FcstInd" type="TrueFalseIndicator" minOccurs="0"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionAgents2">

-		<xs:sequence>

-			<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt2" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt3" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="RcvgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="DlvrgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IssgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="SttlmPlc" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryAgent2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionDates2">

-		<xs:sequence>

-			<xs:element name="AccptncDtTm" type="ISODateTime" minOccurs="0"/>

-			<xs:element name="TradActvtyCtrctlSttlmDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="TradDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="IntrBkSttlmDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="StartDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="EndDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="TxDtTm" type="ISODateTime" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryDate2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionInterest2">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-			<xs:element name="Tp" type="InterestType1Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="Rate3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionParty2">

-		<xs:sequence>

-			<xs:element name="InitgPty" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Dbtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="DbtrAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="UltmtDbtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Cdtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="CdtrAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="UltmtCdtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="TradgPty" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryParty2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionPrice2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="DealPric" type="ActiveOrHistoricCurrencyAndAmount"/>

-				<xs:element name="Prtry" type="ProprietaryPrice2" maxOccurs="unbounded"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionQuantities1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Qty" type="FinancialInstrumentQuantityChoice"/>

-				<xs:element name="Prtry" type="ProprietaryQuantity1"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionReferences2">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="AcctSvcrRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PmtInfId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="InstrId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="EndToEndId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MndtId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ChqNb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ClrSysRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryReference1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="TrueFalseIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-	<xs:simpleType name="YesNoIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-</xs:schema>

diff --git a/ebics/src/main/resources/xsd/camt.053.001.02.xsd b/ebics/src/main/resources/xsd/camt.053.001.02.xsd
deleted file mode 100644
index 0dc3b77e..00000000
--- a/ebics/src/main/resources/xsd/camt.053.001.02.xsd
+++ /dev/null
@@ -1,1299 +0,0 @@
-<?xml version="1.0" encoding="UTF-8" standalone="no"?>

-<!-- Mit XMLSpy v2008 rel. 2 (http://www.altova.com) von Wenzel (SIZ Bonn) bearbeitet -->

-<!--Generated by SWIFTStandards Workstation (build:R6.1.0.2) on 2009 Jan 08 17:30:53-->

-<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:camt.053.001.02" xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="urn:iso:std:iso:20022:tech:xsd:camt.053.001.02" elementFormDefault="qualified">

-	<xs:element name="Document" type="Document"/>

-	<xs:complexType name="AccountIdentification4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="IBAN" type="IBAN2007Identifier"/>

-				<xs:element name="Othr" type="GenericAccountIdentification1"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountInterest2">

-		<xs:sequence>

-			<xs:element name="Tp" type="InterestType1Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="Rate3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalAccountIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountStatement2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="ElctrncSeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="LglSeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="CreDtTm" type="ISODateTime"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="CpyDplctInd" type="CopyDuplicate1Code" minOccurs="0"/>

-			<xs:element name="RptgSrc" type="ReportingSource1Choice" minOccurs="0"/>

-			<xs:element name="Acct" type="CashAccount20"/>

-			<xs:element name="RltdAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="Intrst" type="AccountInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Bal" type="CashBalance3" maxOccurs="unbounded"/>

-			<xs:element name="TxsSummry" type="TotalTransactions2" minOccurs="0"/>

-			<xs:element name="Ntry" type="ReportEntry2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="AddtlStmtInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-		<xs:restriction base="xs:decimal">

-			<xs:minInclusive value="0"/>

-			<xs:fractionDigits value="5"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ActiveOrHistoricCurrencyAndAmount">

-		<xs:simpleContent>

-			<xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-				<xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCode" use="required"/>

-			</xs:extension>

-		</xs:simpleContent>

-	</xs:complexType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{3,13}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="AddressType2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="ADDR"/>

-			<xs:enumeration value="PBOX"/>

-			<xs:enumeration value="HOME"/>

-			<xs:enumeration value="BIZZ"/>

-			<xs:enumeration value="MLTO"/>

-			<xs:enumeration value="DLVY"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="AlternateSecurityIdentification2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Id" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchange3">

-		<xs:sequence>

-			<xs:element name="InstdAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="TxAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="CntrValAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="AnncdPstngAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="PrtryAmt" type="AmountAndCurrencyExchangeDetails4" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchangeDetails3">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CcyXchg" type="CurrencyExchange5" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchangeDetails4">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CcyXchg" type="CurrencyExchange5" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountRangeBoundary1">

-		<xs:sequence>

-			<xs:element name="BdryAmt" type="ImpliedCurrencyAndAmount"/>

-			<xs:element name="Incl" type="YesNoIndicator"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="AnyBICIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="BICIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BalanceSubType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalBalanceSubType1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BalanceType12">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="BalanceType5Choice"/>

-			<xs:element name="SubTp" type="BalanceSubType1Choice" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="BalanceType12Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="XPCD"/>

-			<xs:enumeration value="OPAV"/>

-			<xs:enumeration value="ITAV"/>

-			<xs:enumeration value="CLAV"/>

-			<xs:enumeration value="FWAV"/>

-			<xs:enumeration value="CLBD"/>

-			<xs:enumeration value="ITBD"/>

-			<xs:enumeration value="OPBD"/>

-			<xs:enumeration value="PRCD"/>

-			<xs:enumeration value="INFO"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BalanceType5Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="BalanceType12Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankToCustomerStatementV02">

-		<xs:sequence>

-			<xs:element name="GrpHdr" type="GroupHeader42"/>

-			<xs:element name="Stmt" type="AccountStatement2" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure4">

-		<xs:sequence>

-			<xs:element name="Domn" type="BankTransactionCodeStructure5" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryBankTransactionCodeStructure1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure5">

-		<xs:sequence>

-			<xs:element name="Cd" type="ExternalBankTransactionDomain1Code"/>

-			<xs:element name="Fmly" type="BankTransactionCodeStructure6"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure6">

-		<xs:sequence>

-			<xs:element name="Cd" type="ExternalBankTransactionFamily1Code"/>

-			<xs:element name="SubFmlyCd" type="ExternalBankTransactionSubFamily1Code"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="BaseOneRate">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="10"/>

-			<xs:totalDigits value="11"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BatchInformation2">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PmtInfId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification4">

-		<xs:sequence>

-			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification7"/>

-			<xs:element name="BrnchId" type="BranchData2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BranchData2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccount16">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice"/>

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccount20">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice"/>

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="Ownr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Svcr" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccountType2">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="CashAccountType4Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CashAccountType4Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CASH"/>

-			<xs:enumeration value="CHAR"/>

-			<xs:enumeration value="COMM"/>

-			<xs:enumeration value="TAXE"/>

-			<xs:enumeration value="CISH"/>

-			<xs:enumeration value="TRAS"/>

-			<xs:enumeration value="SACC"/>

-			<xs:enumeration value="CACC"/>

-			<xs:enumeration value="SVGS"/>

-			<xs:enumeration value="ONDP"/>

-			<xs:enumeration value="MGLD"/>

-			<xs:enumeration value="NREX"/>

-			<xs:enumeration value="MOMA"/>

-			<xs:enumeration value="LOAN"/>

-			<xs:enumeration value="SLRY"/>

-			<xs:enumeration value="ODFT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CashBalance3">

-		<xs:sequence>

-			<xs:element name="Tp" type="BalanceType12"/>

-			<xs:element name="CdtLine" type="CreditLine2" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-			<xs:element name="Dt" type="DateAndDateTimeChoice"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashBalanceAvailability2">

-		<xs:sequence>

-			<xs:element name="Dt" type="CashBalanceAvailabilityDate1"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashBalanceAvailabilityDate1">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="NbOfDays" type="Max15PlusSignedNumericText"/>

-				<xs:element name="ActlDt" type="ISODate"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ChargeBearerType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DEBT"/>

-			<xs:enumeration value="CRED"/>

-			<xs:enumeration value="SHAR"/>

-			<xs:enumeration value="SLEV"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ChargeType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="BRKF"/>

-			<xs:enumeration value="COMM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ChargeType2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ChargeType1Code"/>

-				<xs:element name="Prtry" type="GenericIdentification3"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ChargesInformation6">

-		<xs:sequence>

-			<xs:element name="TtlChrgsAndTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Tp" type="ChargeType2Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="Br" type="ChargeBearerType1Code" minOccurs="0"/>

-			<xs:element name="Pty" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="Tax" type="TaxCharges2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemIdentification2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemMemberIdentification2">

-		<xs:sequence>

-			<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice" minOccurs="0"/>

-			<xs:element name="MmbId" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ContactDetails2">

-		<xs:sequence>

-			<xs:element name="NmPrfx" type="NamePrefix1Code" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PhneNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="MobNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="FaxNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="EmailAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="Othr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CopyDuplicate1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CODU"/>

-			<xs:enumeration value="COPY"/>

-			<xs:enumeration value="DUPL"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CorporateAction1">

-		<xs:sequence>

-			<xs:element name="Cd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prtry" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CountryCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="CreditDebitCode">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CRDT"/>

-			<xs:enumeration value="DBIT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CreditLine2">

-		<xs:sequence>

-			<xs:element name="Incl" type="TrueFalseIndicator"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceInformation2">

-		<xs:sequence>

-			<xs:element name="Tp" type="CreditorReferenceType2" minOccurs="0"/>

-			<xs:element name="Ref" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="DocumentType3Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="CreditorReferenceType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CurrencyAndAmountRange2">

-		<xs:sequence>

-			<xs:element name="Amt" type="ImpliedCurrencyAmountRangeChoice"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CurrencyExchange5">

-		<xs:sequence>

-			<xs:element name="SrcCcy" type="ActiveOrHistoricCurrencyCode"/>

-			<xs:element name="TrgtCcy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="UnitCcy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="XchgRate" type="BaseOneRate"/>

-			<xs:element name="CtrctId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="QtnDt" type="ISODateTime" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateAndDateTimeChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Dt" type="ISODate"/>

-				<xs:element name="DtTm" type="ISODateTime"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateAndPlaceOfBirth">

-		<xs:sequence>

-			<xs:element name="BirthDt" type="ISODate"/>

-			<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CityOfBirth" type="Max35Text"/>

-			<xs:element name="CtryOfBirth" type="CountryCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DatePeriodDetails">

-		<xs:sequence>

-			<xs:element name="FrDt" type="ISODate"/>

-			<xs:element name="ToDt" type="ISODate"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateTimePeriodDetails">

-		<xs:sequence>

-			<xs:element name="FrDtTm" type="ISODateTime"/>

-			<xs:element name="ToDtTm" type="ISODateTime"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="DecimalNumber">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="17"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="Document">

-		<xs:sequence>

-			<xs:element name="BkToCstmrStmt" type="BankToCustomerStatementV02"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentAdjustment1">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max4Text" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="DocumentType3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="RADM"/>

-			<xs:enumeration value="RPIN"/>

-			<xs:enumeration value="FXDR"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="PUOR"/>

-			<xs:enumeration value="SCOR"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="DocumentType5Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MSIN"/>

-			<xs:enumeration value="CNFA"/>

-			<xs:enumeration value="DNFA"/>

-			<xs:enumeration value="CINV"/>

-			<xs:enumeration value="CREN"/>

-			<xs:enumeration value="DEBN"/>

-			<xs:enumeration value="HIRI"/>

-			<xs:enumeration value="SBIN"/>

-			<xs:enumeration value="CMCN"/>

-			<xs:enumeration value="SOAC"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="BOLD"/>

-			<xs:enumeration value="VCHR"/>

-			<xs:enumeration value="AROI"/>

-			<xs:enumeration value="TSUT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="EntryDetails1">

-		<xs:sequence>

-			<xs:element name="Btch" type="BatchInformation2" minOccurs="0"/>

-			<xs:element name="TxDtls" type="EntryTransaction2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="EntryStatus2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="BOOK"/>

-			<xs:enumeration value="PDNG"/>

-			<xs:enumeration value="INFO"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="EntryTransaction2">

-		<xs:sequence>

-			<xs:element name="Refs" type="TransactionReferences2" minOccurs="0"/>

-			<xs:element name="AmtDtls" type="AmountAndCurrencyExchange3" minOccurs="0"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4" minOccurs="0"/>

-			<xs:element name="Chrgs" type="ChargesInformation6" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Intrst" type="TransactionInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RltdPties" type="TransactionParty2" minOccurs="0"/>

-			<xs:element name="RltdAgts" type="TransactionAgents2" minOccurs="0"/>

-			<xs:element name="Purp" type="Purpose2Choice" minOccurs="0"/>

-			<xs:element name="RltdRmtInf" type="RemittanceLocation2" minOccurs="0" maxOccurs="10"/>

-			<xs:element name="RmtInf" type="RemittanceInformation5" minOccurs="0"/>

-			<xs:element name="RltdDts" type="TransactionDates2" minOccurs="0"/>

-			<xs:element name="RltdPric" type="TransactionPrice2Choice" minOccurs="0"/>

-			<xs:element name="RltdQties" type="TransactionQuantities1Choice" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FinInstrmId" type="SecurityIdentification4Choice" minOccurs="0"/>

-			<xs:element name="Tax" type="TaxInformation3" minOccurs="0"/>

-			<xs:element name="RtrInf" type="ReturnReasonInformation10" minOccurs="0"/>

-			<xs:element name="CorpActn" type="CorporateAction1" minOccurs="0"/>

-			<xs:element name="SfkpgAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="AddtlTxInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ExternalAccountIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBalanceSubType1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionDomain1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionFamily1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionSubFamily1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalClearingSystemIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="5"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalOrganisationIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPersonIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPurpose1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalReportingSource1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalReturnReason1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalTechnicalInputChannel1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="FinancialIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification7">

-		<xs:sequence>

-			<xs:element name="BIC" type="BICIdentifier" minOccurs="0"/>

-			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericFinancialIdentification1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstrumentQuantityChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Unit" type="DecimalNumber"/>

-				<xs:element name="FaceAmt" type="ImpliedCurrencyAndAmount"/>

-				<xs:element name="AmtsdVal" type="ImpliedCurrencyAndAmount"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FromToAmountRange">

-		<xs:sequence>

-			<xs:element name="FrAmt" type="AmountRangeBoundary1"/>

-			<xs:element name="ToAmt" type="AmountRangeBoundary1"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericAccountIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max34Text"/>

-			<xs:element name="SchmeNm" type="AccountSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericFinancialIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericIdentification3">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericOrganisationIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericPersonIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="PersonIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GroupHeader42">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text"/>

-			<xs:element name="CreDtTm" type="ISODateTime"/>

-			<xs:element name="MsgRcpt" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="MsgPgntn" type="Pagination" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="IBAN2007Identifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ISINIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z0-9]{12,12}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ISODate">

-		<xs:restriction base="xs:date"/>

-	</xs:simpleType>

-	<xs:simpleType name="ISODateTime">

-		<xs:restriction base="xs:dateTime"/>

-	</xs:simpleType>

-	<xs:complexType name="ImpliedCurrencyAmountRangeChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="FrAmt" type="AmountRangeBoundary1"/>

-				<xs:element name="ToAmt" type="AmountRangeBoundary1"/>

-				<xs:element name="FrToAmt" type="FromToAmountRange"/>

-				<xs:element name="EQAmt" type="ImpliedCurrencyAndAmount"/>

-				<xs:element name="NEQAmt" type="ImpliedCurrencyAndAmount"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ImpliedCurrencyAndAmount">

-		<xs:restriction base="xs:decimal">

-			<xs:minInclusive value="0"/>

-			<xs:fractionDigits value="5"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="InterestType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="InterestType1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="InterestType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="INDY"/>

-			<xs:enumeration value="OVRN"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max105Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="105"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max140Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="140"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max15NumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[0-9]{1,15}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max15PlusSignedNumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[+]{0,1}[0-9]{1,15}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max16Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="16"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max2048Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="2048"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max34Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="34"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max35Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max4Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max500Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="500"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max5NumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[0-9]{1,5}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max70Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="70"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="MessageIdentification2">

-		<xs:sequence>

-			<xs:element name="MsgNmId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="NameAndAddress10">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text"/>

-			<xs:element name="Adr" type="PostalAddress6"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="NamePrefix1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DOCT"/>

-			<xs:enumeration value="MIST"/>

-			<xs:enumeration value="MISS"/>

-			<xs:enumeration value="MADM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Number">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="0"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="NumberAndSumOfTransactions1">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="NumberAndSumOfTransactions2">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="TtlNetNtryAmt" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentification4">

-		<xs:sequence>

-			<xs:element name="BICOrBEI" type="AnyBICIdentifier" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Pagination">

-		<xs:sequence>

-			<xs:element name="PgNb" type="Max5NumericText"/>

-			<xs:element name="LastPgInd" type="YesNoIndicator"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Party6Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="OrgId" type="OrganisationIdentification4"/>

-				<xs:element name="PrvtId" type="PersonIdentification5"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification32">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice" minOccurs="0"/>

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			<xs:element name="CtctDtls" type="ContactDetails2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="PercentageRate">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="10"/>

-			<xs:totalDigits value="11"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PersonIdentification5">

-		<xs:sequence>

-			<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PersonIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalPersonIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="PhoneNumber">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PostalAddress6">

-		<xs:sequence>

-			<xs:element name="AdrTp" type="AddressType2Code" minOccurs="0"/>

-			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-			<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-			<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-			<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryAgent2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Agt" type="BranchAndFinancialInstitutionIdentification4"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryBankTransactionCodeStructure1">

-		<xs:sequence>

-			<xs:element name="Cd" type="Max35Text"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryDate2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Dt" type="DateAndDateTimeChoice"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryParty2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Pty" type="PartyIdentification32"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryPrice2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Pric" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryQuantity1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Qty" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryReference1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Ref" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Purpose2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalPurpose1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Rate3">

-		<xs:sequence>

-			<xs:element name="Tp" type="RateType4Choice"/>

-			<xs:element name="VldtyRg" type="CurrencyAndAmountRange2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RateType4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Pctg" type="PercentageRate"/>

-				<xs:element name="Othr" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentInformation3">

-		<xs:sequence>

-			<xs:element name="Tp" type="ReferredDocumentType2" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="DocumentType5Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="ReferredDocumentType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceAmount1">

-		<xs:sequence>

-			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="DscntApldAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceInformation5">

-		<xs:sequence>

-			<xs:element name="Ustrd" type="Max140Text" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Strd" type="StructuredRemittanceInformation7" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceLocation2">

-		<xs:sequence>

-			<xs:element name="RmtId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RmtLctnMtd" type="RemittanceLocationMethod2Code" minOccurs="0"/>

-			<xs:element name="RmtLctnElctrncAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="RmtLctnPstlAdr" type="NameAndAddress10" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="RemittanceLocationMethod2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="FAXI"/>

-			<xs:enumeration value="EDIC"/>

-			<xs:enumeration value="URID"/>

-			<xs:enumeration value="EMAL"/>

-			<xs:enumeration value="POST"/>

-			<xs:enumeration value="SMSM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ReportEntry2">

-		<xs:sequence>

-			<xs:element name="NtryRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-			<xs:element name="RvslInd" type="TrueFalseIndicator" minOccurs="0"/>

-			<xs:element name="Sts" type="EntryStatus2Code"/>

-			<xs:element name="BookgDt" type="DateAndDateTimeChoice" minOccurs="0"/>

-			<xs:element name="ValDt" type="DateAndDateTimeChoice" minOccurs="0"/>

-			<xs:element name="AcctSvcrRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4"/>

-			<xs:element name="ComssnWvrInd" type="YesNoIndicator" minOccurs="0"/>

-			<xs:element name="AddtlInfInd" type="MessageIdentification2" minOccurs="0"/>

-			<xs:element name="AmtDtls" type="AmountAndCurrencyExchange3" minOccurs="0"/>

-			<xs:element name="Chrgs" type="ChargesInformation6" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="TechInptChanl" type="TechnicalInputChannel1Choice" minOccurs="0"/>

-			<xs:element name="Intrst" type="TransactionInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="NtryDtls" type="EntryDetails1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="AddtlNtryInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReportingSource1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalReportingSource1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReturnReason5Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalReturnReason1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReturnReasonInformation10">

-		<xs:sequence>

-			<xs:element name="OrgnlBkTxCd" type="BankTransactionCodeStructure4" minOccurs="0"/>

-			<xs:element name="Orgtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Rsn" type="ReturnReason5Choice" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max105Text" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="SecurityIdentification4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="ISIN" type="ISINIdentifier"/>

-				<xs:element name="Prtry" type="AlternateSecurityIdentification2"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="StructuredRemittanceInformation7">

-		<xs:sequence>

-			<xs:element name="RfrdDocInf" type="ReferredDocumentInformation3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RfrdDocAmt" type="RemittanceAmount1" minOccurs="0"/>

-			<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>

-			<xs:element name="Invcr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Invcee" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAmount1">

-		<xs:sequence>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="TaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dtls" type="TaxRecordDetails1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAuthorisation1">

-		<xs:sequence>

-			<xs:element name="Titl" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxCharges2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxInformation3">

-		<xs:sequence>

-			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>

-			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>

-			<xs:element name="AdmstnZn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="SeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="Rcrd" type="TaxRecord1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty1">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty2">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Authstn" type="TaxAuthorisation1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxPeriod1">

-		<xs:sequence>

-			<xs:element name="Yr" type="ISODate" minOccurs="0"/>

-			<xs:element name="Tp" type="TaxRecordPeriod1Code" minOccurs="0"/>

-			<xs:element name="FrToDt" type="DatePeriodDetails" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecord1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctgy" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtgyDtls" type="Max35Text" minOccurs="0"/>

-			<xs:element name="DbtrSts" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CertId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="TaxAmount1" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecordDetails1">

-		<xs:sequence>

-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="TaxRecordPeriod1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MM01"/>

-			<xs:enumeration value="MM02"/>

-			<xs:enumeration value="MM03"/>

-			<xs:enumeration value="MM04"/>

-			<xs:enumeration value="MM05"/>

-			<xs:enumeration value="MM06"/>

-			<xs:enumeration value="MM07"/>

-			<xs:enumeration value="MM08"/>

-			<xs:enumeration value="MM09"/>

-			<xs:enumeration value="MM10"/>

-			<xs:enumeration value="MM11"/>

-			<xs:enumeration value="MM12"/>

-			<xs:enumeration value="QTR1"/>

-			<xs:enumeration value="QTR2"/>

-			<xs:enumeration value="QTR3"/>

-			<xs:enumeration value="QTR4"/>

-			<xs:enumeration value="HLF1"/>

-			<xs:enumeration value="HLF2"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="TechnicalInputChannel1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalTechnicalInputChannel1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TotalTransactions2">

-		<xs:sequence>

-			<xs:element name="TtlNtries" type="NumberAndSumOfTransactions2" minOccurs="0"/>

-			<xs:element name="TtlCdtNtries" type="NumberAndSumOfTransactions1" minOccurs="0"/>

-			<xs:element name="TtlDbtNtries" type="NumberAndSumOfTransactions1" minOccurs="0"/>

-			<xs:element name="TtlNtriesPerBkTxCd" type="TotalsPerBankTransactionCode2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TotalsPerBankTransactionCode2">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="TtlNetNtryAmt" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="FcstInd" type="TrueFalseIndicator" minOccurs="0"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionAgents2">

-		<xs:sequence>

-			<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt2" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt3" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="RcvgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="DlvrgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IssgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="SttlmPlc" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryAgent2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionDates2">

-		<xs:sequence>

-			<xs:element name="AccptncDtTm" type="ISODateTime" minOccurs="0"/>

-			<xs:element name="TradActvtyCtrctlSttlmDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="TradDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="IntrBkSttlmDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="StartDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="EndDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="TxDtTm" type="ISODateTime" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryDate2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionInterest2">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-			<xs:element name="Tp" type="InterestType1Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="Rate3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionParty2">

-		<xs:sequence>

-			<xs:element name="InitgPty" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Dbtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="DbtrAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="UltmtDbtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Cdtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="CdtrAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="UltmtCdtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="TradgPty" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryParty2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionPrice2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="DealPric" type="ActiveOrHistoricCurrencyAndAmount"/>

-				<xs:element name="Prtry" type="ProprietaryPrice2" maxOccurs="unbounded"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionQuantities1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Qty" type="FinancialInstrumentQuantityChoice"/>

-				<xs:element name="Prtry" type="ProprietaryQuantity1"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionReferences2">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="AcctSvcrRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PmtInfId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="InstrId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="EndToEndId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MndtId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ChqNb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ClrSysRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryReference1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="TrueFalseIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-	<xs:simpleType name="YesNoIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-</xs:schema>

diff --git a/ebics/src/main/resources/xsd/camt.054.001.02.xsd b/ebics/src/main/resources/xsd/camt.054.001.02.xsd
deleted file mode 100644
index b284c6dd..00000000
--- a/ebics/src/main/resources/xsd/camt.054.001.02.xsd
+++ /dev/null
@@ -1,1240 +0,0 @@
-<?xml version="1.0" encoding="UTF-8" standalone="no"?>

-<!-- Mit XMLSpy v2008 rel. 2 (http://www.altova.com) von Wenzel (SIZ Bonn) bearbeitet -->

-<!--Generated by SWIFTStandards Workstation (build:R6.1.0.2) on 2009 Jan 08 17:30:53-->

-<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:camt.054.001.02" xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="urn:iso:std:iso:20022:tech:xsd:camt.054.001.02" elementFormDefault="qualified">

-	<xs:element name="Document" type="Document"/>

-	<xs:complexType name="AccountIdentification4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="IBAN" type="IBAN2007Identifier"/>

-				<xs:element name="Othr" type="GenericAccountIdentification1"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountInterest2">

-		<xs:sequence>

-			<xs:element name="Tp" type="InterestType1Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="Rate3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountNotification2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="ElctrncSeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="LglSeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="CreDtTm" type="ISODateTime"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="CpyDplctInd" type="CopyDuplicate1Code" minOccurs="0"/>

-			<xs:element name="RptgSrc" type="ReportingSource1Choice" minOccurs="0"/>

-			<xs:element name="Acct" type="CashAccount20"/>

-			<xs:element name="RltdAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="Intrst" type="AccountInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="TxsSummry" type="TotalTransactions2" minOccurs="0"/>

-			<xs:element name="Ntry" type="ReportEntry2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="AddtlNtfctnInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AccountSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalAccountIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-		<xs:restriction base="xs:decimal">

-			<xs:minInclusive value="0"/>

-			<xs:fractionDigits value="5"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ActiveOrHistoricCurrencyAndAmount">

-		<xs:simpleContent>

-			<xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-				<xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCode" use="required"/>

-			</xs:extension>

-		</xs:simpleContent>

-	</xs:complexType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{3,13}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="AddressType2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="ADDR"/>

-			<xs:enumeration value="PBOX"/>

-			<xs:enumeration value="HOME"/>

-			<xs:enumeration value="BIZZ"/>

-			<xs:enumeration value="MLTO"/>

-			<xs:enumeration value="DLVY"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="AlternateSecurityIdentification2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Id" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchange3">

-		<xs:sequence>

-			<xs:element name="InstdAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="TxAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="CntrValAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="AnncdPstngAmt" type="AmountAndCurrencyExchangeDetails3" minOccurs="0"/>

-			<xs:element name="PrtryAmt" type="AmountAndCurrencyExchangeDetails4" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchangeDetails3">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CcyXchg" type="CurrencyExchange5" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountAndCurrencyExchangeDetails4">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CcyXchg" type="CurrencyExchange5" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="AmountRangeBoundary1">

-		<xs:sequence>

-			<xs:element name="BdryAmt" type="ImpliedCurrencyAndAmount"/>

-			<xs:element name="Incl" type="YesNoIndicator"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="AnyBICIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="BICIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BankToCustomerDebitCreditNotificationV02">

-		<xs:sequence>

-			<xs:element name="GrpHdr" type="GroupHeader42"/>

-			<xs:element name="Ntfctn" type="AccountNotification2" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure4">

-		<xs:sequence>

-			<xs:element name="Domn" type="BankTransactionCodeStructure5" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryBankTransactionCodeStructure1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure5">

-		<xs:sequence>

-			<xs:element name="Cd" type="ExternalBankTransactionDomain1Code"/>

-			<xs:element name="Fmly" type="BankTransactionCodeStructure6"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BankTransactionCodeStructure6">

-		<xs:sequence>

-			<xs:element name="Cd" type="ExternalBankTransactionFamily1Code"/>

-			<xs:element name="SubFmlyCd" type="ExternalBankTransactionSubFamily1Code"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="BaseOneRate">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="10"/>

-			<xs:totalDigits value="11"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BatchInformation2">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PmtInfId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification4">

-		<xs:sequence>

-			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification7"/>

-			<xs:element name="BrnchId" type="BranchData2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BranchData2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccount16">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice"/>

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccount20">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice"/>

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="Ownr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Svcr" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccountType2">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="CashAccountType4Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CashAccountType4Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CASH"/>

-			<xs:enumeration value="CHAR"/>

-			<xs:enumeration value="COMM"/>

-			<xs:enumeration value="TAXE"/>

-			<xs:enumeration value="CISH"/>

-			<xs:enumeration value="TRAS"/>

-			<xs:enumeration value="SACC"/>

-			<xs:enumeration value="CACC"/>

-			<xs:enumeration value="SVGS"/>

-			<xs:enumeration value="ONDP"/>

-			<xs:enumeration value="MGLD"/>

-			<xs:enumeration value="NREX"/>

-			<xs:enumeration value="MOMA"/>

-			<xs:enumeration value="LOAN"/>

-			<xs:enumeration value="SLRY"/>

-			<xs:enumeration value="ODFT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CashBalanceAvailability2">

-		<xs:sequence>

-			<xs:element name="Dt" type="CashBalanceAvailabilityDate1"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashBalanceAvailabilityDate1">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="NbOfDays" type="Max15PlusSignedNumericText"/>

-				<xs:element name="ActlDt" type="ISODate"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ChargeBearerType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DEBT"/>

-			<xs:enumeration value="CRED"/>

-			<xs:enumeration value="SHAR"/>

-			<xs:enumeration value="SLEV"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ChargeType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="BRKF"/>

-			<xs:enumeration value="COMM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ChargeType2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ChargeType1Code"/>

-				<xs:element name="Prtry" type="GenericIdentification3"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ChargesInformation6">

-		<xs:sequence>

-			<xs:element name="TtlChrgsAndTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Tp" type="ChargeType2Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="Br" type="ChargeBearerType1Code" minOccurs="0"/>

-			<xs:element name="Pty" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="Tax" type="TaxCharges2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemIdentification2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemMemberIdentification2">

-		<xs:sequence>

-			<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice" minOccurs="0"/>

-			<xs:element name="MmbId" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ContactDetails2">

-		<xs:sequence>

-			<xs:element name="NmPrfx" type="NamePrefix1Code" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PhneNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="MobNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="FaxNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="EmailAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="Othr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CopyDuplicate1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CODU"/>

-			<xs:enumeration value="COPY"/>

-			<xs:enumeration value="DUPL"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CorporateAction1">

-		<xs:sequence>

-			<xs:element name="Cd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prtry" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CountryCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="CreditDebitCode">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CRDT"/>

-			<xs:enumeration value="DBIT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CreditorReferenceInformation2">

-		<xs:sequence>

-			<xs:element name="Tp" type="CreditorReferenceType2" minOccurs="0"/>

-			<xs:element name="Ref" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="DocumentType3Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="CreditorReferenceType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CurrencyAndAmountRange2">

-		<xs:sequence>

-			<xs:element name="Amt" type="ImpliedCurrencyAmountRangeChoice"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CurrencyExchange5">

-		<xs:sequence>

-			<xs:element name="SrcCcy" type="ActiveOrHistoricCurrencyCode"/>

-			<xs:element name="TrgtCcy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="UnitCcy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="XchgRate" type="BaseOneRate"/>

-			<xs:element name="CtrctId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="QtnDt" type="ISODateTime" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateAndDateTimeChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Dt" type="ISODate"/>

-				<xs:element name="DtTm" type="ISODateTime"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateAndPlaceOfBirth">

-		<xs:sequence>

-			<xs:element name="BirthDt" type="ISODate"/>

-			<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CityOfBirth" type="Max35Text"/>

-			<xs:element name="CtryOfBirth" type="CountryCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DatePeriodDetails">

-		<xs:sequence>

-			<xs:element name="FrDt" type="ISODate"/>

-			<xs:element name="ToDt" type="ISODate"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateTimePeriodDetails">

-		<xs:sequence>

-			<xs:element name="FrDtTm" type="ISODateTime"/>

-			<xs:element name="ToDtTm" type="ISODateTime"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="DecimalNumber">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="17"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="Document">

-		<xs:sequence>

-			<xs:element name="BkToCstmrDbtCdtNtfctn" type="BankToCustomerDebitCreditNotificationV02"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentAdjustment1">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max4Text" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="DocumentType3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="RADM"/>

-			<xs:enumeration value="RPIN"/>

-			<xs:enumeration value="FXDR"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="PUOR"/>

-			<xs:enumeration value="SCOR"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="DocumentType5Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MSIN"/>

-			<xs:enumeration value="CNFA"/>

-			<xs:enumeration value="DNFA"/>

-			<xs:enumeration value="CINV"/>

-			<xs:enumeration value="CREN"/>

-			<xs:enumeration value="DEBN"/>

-			<xs:enumeration value="HIRI"/>

-			<xs:enumeration value="SBIN"/>

-			<xs:enumeration value="CMCN"/>

-			<xs:enumeration value="SOAC"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="BOLD"/>

-			<xs:enumeration value="VCHR"/>

-			<xs:enumeration value="AROI"/>

-			<xs:enumeration value="TSUT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="EntryDetails1">

-		<xs:sequence>

-			<xs:element name="Btch" type="BatchInformation2" minOccurs="0"/>

-			<xs:element name="TxDtls" type="EntryTransaction2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="EntryStatus2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="BOOK"/>

-			<xs:enumeration value="PDNG"/>

-			<xs:enumeration value="INFO"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="EntryTransaction2">

-		<xs:sequence>

-			<xs:element name="Refs" type="TransactionReferences2" minOccurs="0"/>

-			<xs:element name="AmtDtls" type="AmountAndCurrencyExchange3" minOccurs="0"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4" minOccurs="0"/>

-			<xs:element name="Chrgs" type="ChargesInformation6" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Intrst" type="TransactionInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RltdPties" type="TransactionParty2" minOccurs="0"/>

-			<xs:element name="RltdAgts" type="TransactionAgents2" minOccurs="0"/>

-			<xs:element name="Purp" type="Purpose2Choice" minOccurs="0"/>

-			<xs:element name="RltdRmtInf" type="RemittanceLocation2" minOccurs="0" maxOccurs="10"/>

-			<xs:element name="RmtInf" type="RemittanceInformation5" minOccurs="0"/>

-			<xs:element name="RltdDts" type="TransactionDates2" minOccurs="0"/>

-			<xs:element name="RltdPric" type="TransactionPrice2Choice" minOccurs="0"/>

-			<xs:element name="RltdQties" type="TransactionQuantities1Choice" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FinInstrmId" type="SecurityIdentification4Choice" minOccurs="0"/>

-			<xs:element name="Tax" type="TaxInformation3" minOccurs="0"/>

-			<xs:element name="RtrInf" type="ReturnReasonInformation10" minOccurs="0"/>

-			<xs:element name="CorpActn" type="CorporateAction1" minOccurs="0"/>

-			<xs:element name="SfkpgAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="AddtlTxInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ExternalAccountIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionDomain1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionFamily1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalBankTransactionSubFamily1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalClearingSystemIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="5"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalOrganisationIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPersonIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPurpose1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalReportingSource1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalReturnReason1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalTechnicalInputChannel1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="FinancialIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification7">

-		<xs:sequence>

-			<xs:element name="BIC" type="BICIdentifier" minOccurs="0"/>

-			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericFinancialIdentification1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstrumentQuantityChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Unit" type="DecimalNumber"/>

-				<xs:element name="FaceAmt" type="ImpliedCurrencyAndAmount"/>

-				<xs:element name="AmtsdVal" type="ImpliedCurrencyAndAmount"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FromToAmountRange">

-		<xs:sequence>

-			<xs:element name="FrAmt" type="AmountRangeBoundary1"/>

-			<xs:element name="ToAmt" type="AmountRangeBoundary1"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericAccountIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max34Text"/>

-			<xs:element name="SchmeNm" type="AccountSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericFinancialIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericIdentification3">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericOrganisationIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericPersonIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="PersonIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GroupHeader42">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text"/>

-			<xs:element name="CreDtTm" type="ISODateTime"/>

-			<xs:element name="MsgRcpt" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="MsgPgntn" type="Pagination" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="IBAN2007Identifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ISINIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z0-9]{12,12}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ISODate">

-		<xs:restriction base="xs:date"/>

-	</xs:simpleType>

-	<xs:simpleType name="ISODateTime">

-		<xs:restriction base="xs:dateTime"/>

-	</xs:simpleType>

-	<xs:complexType name="ImpliedCurrencyAmountRangeChoice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="FrAmt" type="AmountRangeBoundary1"/>

-				<xs:element name="ToAmt" type="AmountRangeBoundary1"/>

-				<xs:element name="FrToAmt" type="FromToAmountRange"/>

-				<xs:element name="EQAmt" type="ImpliedCurrencyAndAmount"/>

-				<xs:element name="NEQAmt" type="ImpliedCurrencyAndAmount"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ImpliedCurrencyAndAmount">

-		<xs:restriction base="xs:decimal">

-			<xs:minInclusive value="0"/>

-			<xs:fractionDigits value="5"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="InterestType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="InterestType1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="InterestType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="INDY"/>

-			<xs:enumeration value="OVRN"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max105Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="105"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max140Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="140"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max15NumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[0-9]{1,15}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max15PlusSignedNumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[+]{0,1}[0-9]{1,15}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max16Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="16"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max2048Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="2048"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max34Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="34"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max35Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max4Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max500Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="500"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max5NumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[0-9]{1,5}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max70Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="70"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="MessageIdentification2">

-		<xs:sequence>

-			<xs:element name="MsgNmId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="NameAndAddress10">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text"/>

-			<xs:element name="Adr" type="PostalAddress6"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="NamePrefix1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DOCT"/>

-			<xs:enumeration value="MIST"/>

-			<xs:enumeration value="MISS"/>

-			<xs:enumeration value="MADM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Number">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="0"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="NumberAndSumOfTransactions1">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="NumberAndSumOfTransactions2">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="TtlNetNtryAmt" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentification4">

-		<xs:sequence>

-			<xs:element name="BICOrBEI" type="AnyBICIdentifier" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Pagination">

-		<xs:sequence>

-			<xs:element name="PgNb" type="Max5NumericText"/>

-			<xs:element name="LastPgInd" type="YesNoIndicator"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Party6Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="OrgId" type="OrganisationIdentification4"/>

-				<xs:element name="PrvtId" type="PersonIdentification5"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification32">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice" minOccurs="0"/>

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			<xs:element name="CtctDtls" type="ContactDetails2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="PercentageRate">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="10"/>

-			<xs:totalDigits value="11"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PersonIdentification5">

-		<xs:sequence>

-			<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PersonIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalPersonIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="PhoneNumber">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PostalAddress6">

-		<xs:sequence>

-			<xs:element name="AdrTp" type="AddressType2Code" minOccurs="0"/>

-			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-			<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-			<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-			<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryAgent2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Agt" type="BranchAndFinancialInstitutionIdentification4"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryBankTransactionCodeStructure1">

-		<xs:sequence>

-			<xs:element name="Cd" type="Max35Text"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryDate2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Dt" type="DateAndDateTimeChoice"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryParty2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Pty" type="PartyIdentification32"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryPrice2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Pric" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryQuantity1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Qty" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProprietaryReference1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text"/>

-			<xs:element name="Ref" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Purpose2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalPurpose1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Rate3">

-		<xs:sequence>

-			<xs:element name="Tp" type="RateType4Choice"/>

-			<xs:element name="VldtyRg" type="CurrencyAndAmountRange2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RateType4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Pctg" type="PercentageRate"/>

-				<xs:element name="Othr" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentInformation3">

-		<xs:sequence>

-			<xs:element name="Tp" type="ReferredDocumentType2" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="DocumentType5Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="ReferredDocumentType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceAmount1">

-		<xs:sequence>

-			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="DscntApldAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceInformation5">

-		<xs:sequence>

-			<xs:element name="Ustrd" type="Max140Text" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Strd" type="StructuredRemittanceInformation7" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceLocation2">

-		<xs:sequence>

-			<xs:element name="RmtId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RmtLctnMtd" type="RemittanceLocationMethod2Code" minOccurs="0"/>

-			<xs:element name="RmtLctnElctrncAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="RmtLctnPstlAdr" type="NameAndAddress10" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="RemittanceLocationMethod2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="FAXI"/>

-			<xs:enumeration value="EDIC"/>

-			<xs:enumeration value="URID"/>

-			<xs:enumeration value="EMAL"/>

-			<xs:enumeration value="POST"/>

-			<xs:enumeration value="SMSM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ReportEntry2">

-		<xs:sequence>

-			<xs:element name="NtryRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-			<xs:element name="RvslInd" type="TrueFalseIndicator" minOccurs="0"/>

-			<xs:element name="Sts" type="EntryStatus2Code"/>

-			<xs:element name="BookgDt" type="DateAndDateTimeChoice" minOccurs="0"/>

-			<xs:element name="ValDt" type="DateAndDateTimeChoice" minOccurs="0"/>

-			<xs:element name="AcctSvcrRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4"/>

-			<xs:element name="ComssnWvrInd" type="YesNoIndicator" minOccurs="0"/>

-			<xs:element name="AddtlInfInd" type="MessageIdentification2" minOccurs="0"/>

-			<xs:element name="AmtDtls" type="AmountAndCurrencyExchange3" minOccurs="0"/>

-			<xs:element name="Chrgs" type="ChargesInformation6" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="TechInptChanl" type="TechnicalInputChannel1Choice" minOccurs="0"/>

-			<xs:element name="Intrst" type="TransactionInterest2" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="NtryDtls" type="EntryDetails1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="AddtlNtryInf" type="Max500Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReportingSource1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalReportingSource1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReturnReason5Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalReturnReason1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReturnReasonInformation10">

-		<xs:sequence>

-			<xs:element name="OrgnlBkTxCd" type="BankTransactionCodeStructure4" minOccurs="0"/>

-			<xs:element name="Orgtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Rsn" type="ReturnReason5Choice" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max105Text" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="SecurityIdentification4Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="ISIN" type="ISINIdentifier"/>

-				<xs:element name="Prtry" type="AlternateSecurityIdentification2"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="StructuredRemittanceInformation7">

-		<xs:sequence>

-			<xs:element name="RfrdDocInf" type="ReferredDocumentInformation3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RfrdDocAmt" type="RemittanceAmount1" minOccurs="0"/>

-			<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>

-			<xs:element name="Invcr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Invcee" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAmount1">

-		<xs:sequence>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="TaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dtls" type="TaxRecordDetails1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAuthorisation1">

-		<xs:sequence>

-			<xs:element name="Titl" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxCharges2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxInformation3">

-		<xs:sequence>

-			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>

-			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>

-			<xs:element name="AdmstnZn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="SeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="Rcrd" type="TaxRecord1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty1">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty2">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Authstn" type="TaxAuthorisation1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxPeriod1">

-		<xs:sequence>

-			<xs:element name="Yr" type="ISODate" minOccurs="0"/>

-			<xs:element name="Tp" type="TaxRecordPeriod1Code" minOccurs="0"/>

-			<xs:element name="FrToDt" type="DatePeriodDetails" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecord1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctgy" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtgyDtls" type="Max35Text" minOccurs="0"/>

-			<xs:element name="DbtrSts" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CertId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="TaxAmount1" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecordDetails1">

-		<xs:sequence>

-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="TaxRecordPeriod1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MM01"/>

-			<xs:enumeration value="MM02"/>

-			<xs:enumeration value="MM03"/>

-			<xs:enumeration value="MM04"/>

-			<xs:enumeration value="MM05"/>

-			<xs:enumeration value="MM06"/>

-			<xs:enumeration value="MM07"/>

-			<xs:enumeration value="MM08"/>

-			<xs:enumeration value="MM09"/>

-			<xs:enumeration value="MM10"/>

-			<xs:enumeration value="MM11"/>

-			<xs:enumeration value="MM12"/>

-			<xs:enumeration value="QTR1"/>

-			<xs:enumeration value="QTR2"/>

-			<xs:enumeration value="QTR3"/>

-			<xs:enumeration value="QTR4"/>

-			<xs:enumeration value="HLF1"/>

-			<xs:enumeration value="HLF2"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="TechnicalInputChannel1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalTechnicalInputChannel1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TotalTransactions2">

-		<xs:sequence>

-			<xs:element name="TtlNtries" type="NumberAndSumOfTransactions2" minOccurs="0"/>

-			<xs:element name="TtlCdtNtries" type="NumberAndSumOfTransactions1" minOccurs="0"/>

-			<xs:element name="TtlDbtNtries" type="NumberAndSumOfTransactions1" minOccurs="0"/>

-			<xs:element name="TtlNtriesPerBkTxCd" type="TotalsPerBankTransactionCode2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TotalsPerBankTransactionCode2">

-		<xs:sequence>

-			<xs:element name="NbOfNtries" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="Sum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="TtlNetNtryAmt" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="FcstInd" type="TrueFalseIndicator" minOccurs="0"/>

-			<xs:element name="BkTxCd" type="BankTransactionCodeStructure4"/>

-			<xs:element name="Avlbty" type="CashBalanceAvailability2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionAgents2">

-		<xs:sequence>

-			<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt2" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt3" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="RcvgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="DlvrgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IssgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="SttlmPlc" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryAgent2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionDates2">

-		<xs:sequence>

-			<xs:element name="AccptncDtTm" type="ISODateTime" minOccurs="0"/>

-			<xs:element name="TradActvtyCtrctlSttlmDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="TradDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="IntrBkSttlmDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="StartDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="EndDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="TxDtTm" type="ISODateTime" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryDate2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionInterest2">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode"/>

-			<xs:element name="Tp" type="InterestType1Choice" minOccurs="0"/>

-			<xs:element name="Rate" type="Rate3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="FrToDt" type="DateTimePeriodDetails" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionParty2">

-		<xs:sequence>

-			<xs:element name="InitgPty" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Dbtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="DbtrAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="UltmtDbtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Cdtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="CdtrAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="UltmtCdtr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="TradgPty" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryParty2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionPrice2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="DealPric" type="ActiveOrHistoricCurrencyAndAmount"/>

-				<xs:element name="Prtry" type="ProprietaryPrice2" maxOccurs="unbounded"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionQuantities1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Qty" type="FinancialInstrumentQuantityChoice"/>

-				<xs:element name="Prtry" type="ProprietaryQuantity1"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TransactionReferences2">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="AcctSvcrRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PmtInfId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="InstrId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="EndToEndId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MndtId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ChqNb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ClrSysRef" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prtry" type="ProprietaryReference1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="TrueFalseIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-	<xs:simpleType name="YesNoIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-</xs:schema>

diff --git a/ebics/src/main/resources/xsd/ebics_H004.xsd b/ebics/src/main/resources/xsd/ebics_H004.xsd
deleted file mode 100644
index c5f7ec2c..00000000
--- a/ebics/src/main/resources/xsd/ebics_H004.xsd
+++ /dev/null
@@ -1,11 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_H004.xsd inkludiert alle Schemadateien des EBICS-Protokolls, um die Eindeutigkeit von Element- und Typnamen im EBCIS Namespace zu erzwingen.</documentation>

-		<documentation xml:lang="en">ebics_H004.xsd includes all schema files for the EBICS protocol in order to enforce unique element and type names in the EBICS namespace.</documentation>

-	</annotation>

-	<include schemaLocation="ebics_request_H004.xsd"/>

-	<include schemaLocation="ebics_response_H004.xsd"/>

-	<include schemaLocation="ebics_keymgmt_request_H004.xsd"/>

-	<include schemaLocation="ebics_keymgmt_response_H004.xsd"/>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_H005.xsd b/ebics/src/main/resources/xsd/ebics_H005.xsd
deleted file mode 100644
index 149bf263..00000000
--- a/ebics/src/main/resources/xsd/ebics_H005.xsd
+++ /dev/null
@@ -1,11 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H005" targetNamespace="urn:org:ebics:H005" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_H005.xsd inkludiert alle Schemadateien des EBICS-Protokolls, um die Eindeutigkeit von Element- und Typnamen im EBCIS Namespace zu erzwingen.</documentation>

-		<documentation xml:lang="en">ebics_H005.xsd includes all schema files for the EBICS protocol in order to enforce unique element and type names in the EBICS namespace.</documentation>

-	</annotation>

-	<include schemaLocation="ebics_request_H005.xsd"/>

-	<include schemaLocation="ebics_response_H005.xsd"/>

-	<include schemaLocation="ebics_keymgmt_request_H005.xsd"/>

-	<include schemaLocation="ebics_keymgmt_response_H005.xsd"/>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_hev.xsd b/ebics/src/main/resources/xsd/ebics_hev.xsd
deleted file mode 100644
index 8ee84587..00000000
--- a/ebics/src/main/resources/xsd/ebics_hev.xsd
+++ /dev/null
@@ -1,135 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:ebics="http://www.ebics.org/H000" targetNamespace="http://www.ebics.org/H000" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<xs:annotation>

-		<xs:documentation xml:lang="de">ebics_hev.xsd ist das EBICS-Protokollschema entweder für Anfragen oder Rückmeldungen der Bank zu unterstützten EBICS-Versionen.</xs:documentation>

-		<xs:documentation xml:lang="en">ebics_hev.xsd is the appropriate EBICS protocol schema either for requests or responses according the EBICS versions supported by a bank.</xs:documentation>

-	</xs:annotation>

-	<xs:simpleType name="HostIDType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Datentyp für die Host-ID.</xs:documentation>

-			<xs:documentation xml:lang="en">Dataype for Host-ID.</xs:documentation>

-		</xs:annotation>

-		<xs:restriction base="xs:token">

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="OrderTBaseType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Datentyp für allgemeine Auftragsarten (Grundtyp).</xs:documentation>

-			<xs:documentation xml:lang="en">Datatype for general order types (basic type).</xs:documentation>

-		</xs:annotation>

-		<xs:restriction base="xs:token">

-			<xs:length value="3"/>

-			<xs:pattern value="HEV"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ReturnCodeType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Datentyp für Antwortcodes.</xs:documentation>

-			<xs:documentation xml:lang="en">Datatype for the return code</xs:documentation>

-		</xs:annotation>

-		<xs:restriction base="xs:token">

-			<xs:length value="6"/>

-			<xs:pattern value="\d{6}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ReportTextType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Datentyp für den Erklärungstext zum Antwortcode.</xs:documentation>

-			<xs:documentation xml:lang="en">Datatype for report text with respect to the return code</xs:documentation>

-		</xs:annotation>

-		<xs:restriction base="xs:normalizedString">

-			<xs:maxLength value="256"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="VersionNumberType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Datentyp für eine Versionsnummer</xs:documentation>

-			<xs:documentation xml:lang="en">Datatype for a release number </xs:documentation>

-		</xs:annotation>

-		<xs:restriction base="xs:token">

-			<xs:length value="5"/>

-			<xs:pattern value="[0-9]{2}[.][0-9]{2}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ProtocolVersionType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Datentyp für Versionsnummer des EBICS-schemas</xs:documentation>

-			<xs:documentation xml:lang="en">Datatype for release-number of the EBICS scheme</xs:documentation>

-		</xs:annotation>

-		<xs:restriction base="xs:token">

-			<xs:length value="4"/>

-			<xs:pattern value="H\d{3}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="SystemReturnCodeType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Datentyp für technische Fehler.</xs:documentation>

-			<xs:documentation xml:lang="en">Datatype for technical error</xs:documentation>

-		</xs:annotation>

-		<xs:sequence>

-			<xs:element name="ReturnCode" type="ebics:ReturnCodeType">

-				<xs:annotation>

-					<xs:documentation xml:lang="de">Rückmeldung des Ausführungsstatus mit einer eindeutigen Fehlernummer.</xs:documentation>

-					<xs:documentation xml:lang="en">Confirmation of the carried out status with a unique error code.</xs:documentation>

-				</xs:annotation>

-			</xs:element>

-			<xs:element name="ReportText" type="ebics:ReportTextType">

-				<xs:annotation>

-					<xs:documentation xml:lang="de">Klartext der Rückmeldung des Ausführungsstatus.</xs:documentation>

-					<xs:documentation xml:lang="en">Clear text of the response (carried out status).</xs:documentation>

-				</xs:annotation>

-			</xs:element>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="HEVRequestDataType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Datentyp für die Request-Daten</xs:documentation>

-			<xs:documentation xml:lang="en">Data type for Request data</xs:documentation>

-		</xs:annotation>

-		<xs:sequence>

-			<xs:element name="HostID" type="ebics:HostIDType"/>

-			<xs:any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="HEVResponseDataType">

-		<xs:annotation>

-			<xs:documentation xml:lang="en">Datentyp für die Response-Daten</xs:documentation>

-			<xs:documentation xml:lang="en">Data type for Request data</xs:documentation>

-		</xs:annotation>

-		<xs:sequence>

-			<xs:element name="SystemReturnCode" type="ebics:SystemReturnCodeType"/>

-			<xs:element name="VersionNumber" minOccurs="0" maxOccurs="unbounded">

-				<xs:annotation>

-					<xs:documentation xml:lang="de">Von der Bank unterstützte EBICS-Versionen, z.B.  2.4</xs:documentation>

-					<xs:documentation xml:lang="en">EBICS-releases supported by the bank, e.g. 2.4</xs:documentation>

-				</xs:annotation>

-				<xs:complexType>

-					<xs:simpleContent>

-						<xs:extension base="ebics:VersionNumberType">

-							<xs:attribute name="ProtocolVersion" type="ebics:ProtocolVersionType" use="required">

-								<xs:annotation>

-									<xs:documentation xml:lang="de">der EBICS-Version eindeutig zugeordnete Schema-Version, z.B. H003</xs:documentation>

-									<xs:documentation xml:lang="en">EBICS-scheme-version, e.g. H003, well-defined for EBICS-release-Version</xs:documentation>

-								</xs:annotation>

-							</xs:attribute>

-						</xs:extension>

-					</xs:simpleContent>

-				</xs:complexType>

-			</xs:element>

-			<xs:any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:element name="ebicsHEVRequest" type="ebics:HEVRequestDataType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Requestdaten</xs:documentation>

-			<xs:documentation xml:lang="en">request data</xs:documentation>

-		</xs:annotation>

-	</xs:element>

-	<xs:element name="ebicsHEVResponse" type="ebics:HEVResponseDataType">

-		<xs:annotation>

-			<xs:documentation xml:lang="de">Responsedaten</xs:documentation>

-			<xs:documentation xml:lang="en">response data</xs:documentation>

-		</xs:annotation>

-	</xs:element>

-</xs:schema>

diff --git a/ebics/src/main/resources/xsd/ebics_keymgmt_request_H004.xsd b/ebics/src/main/resources/xsd/ebics_keymgmt_request_H004.xsd
deleted file mode 100644
index 4a3d2b0b..00000000
--- a/ebics/src/main/resources/xsd/ebics_keymgmt_request_H004.xsd
+++ /dev/null
@@ -1,543 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- Mit XMLSpy v2008 rel. 2 sp2 (http://www.altova.com) von benutzerservice benutzerservice (SIZ GmbH) bearbeitet -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_keymgmt_request_H004.xsd ist das EBICS-Protokollschema für Schlüsselmanagement-Anfragen (HIA, HPB, HSA, INI).</documentation>

-	</annotation>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">

-		<annotation>

-			<documentation xml:lang="de">XML-Signature.</documentation>

-		</annotation>

-	</import>

-	<include schemaLocation="ebics_types_H004.xsd"/>

-	<include schemaLocation="ebics_orders_H004.xsd"/>

-	<complexType name="StaticHeaderBaseType" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header (allgemein).</documentation>

-		</annotation>

-		<sequence>

-			<element name="HostID" type="ebics:HostIDType">

-				<annotation>

-					<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-				</annotation>

-			</element>

-			<element name="Nonce" type="ebics:NonceType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nur anzugeben, falls Authentifikationssignatur vorhanden.</documentation>

-				</annotation>

-			</element>

-			<element name="Timestamp" type="ebics:TimestampType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nur anzugeben, falls Authentifikationssignatur vorhanden.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-				</annotation>

-			</element>

-			<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-				</annotation>

-			</element>

-			<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDetails" type="ebics:OrderDetailsType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsdetails.</documentation>

-				</annotation>

-			</element>

-			<element name="SecurityMedium" type="ebics:SecurityMediumType">

-				<annotation>

-					<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="OrderDetailsType" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header (allgemein).</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderType" type="ebics:OrderTBaseType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsart.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderAttribute" type="ebics:OrderAttributeBaseType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsattribut.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="ProductElementType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Element mit Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-		</annotation>

-		<simpleContent>

-			<extension base="ebics:ProductType">

-				<attribute name="Language" type="ebics:LanguageType" use="required">

-					<annotation>

-						<documentation xml:lang="de">Sprachkennzeichen der Kundenproduktversion (gemäß ISO 639).</documentation>

-					</annotation>

-				</attribute>

-				<attribute name="InstituteID" type="ebics:InstituteIDType" use="optional">

-					<annotation>

-						<documentation xml:lang="de">Kennung des Herausgebers des Kundenprodukts bzw. des betreuenden Kreditinstituts.</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<complexType name="EmptyMutableHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den leeren variablen EBICS-Header von Key Managemen Aufträgen.</documentation>

-		</annotation>

-		<sequence>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<element name="ebicsUnsecuredRequest">

-		<annotation>

-			<documentation>Anfragestruktur für ungesicherte Auftragsarten HIA (Authentifikations- und Verschlüsselungsschlüssel senden) und INI (bankfachllichen Schlüssel senden).</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:UnsecuredRequestStaticHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:EmptyMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält die Auftragsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<annotation>

-								<documentation xml:lang="de"/>

-							</annotation>

-							<element name="DataTransfer">

-								<annotation>

-									<documentation xml:lang="de">Transfer von Auftragsdaten.</documentation>

-								</annotation>

-								<complexType>

-									<sequence>

-										<element name="OrderData">

-											<annotation>

-												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:OrderDataType">

-														<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-									</sequence>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-		</complexType>

-	</element>

-	<complexType name="UnsecuredRequestStaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header bei ungesicherten Sendeauftragsarten (Aufträge HIA und INI): kein Nonce, kein Timestamp, keine EU-Datei, keine X001 Authentifizierung, keine Verschlüsselung, keine Digests der öffentlichen Bankschlüssel, Nutzdaten komprimiert, Auftragsattribut DZNNN</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:StaticHeaderBaseType">

-				<sequence>

-					<element name="HostID" type="ebics:HostIDType">

-						<annotation>

-							<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-						</annotation>

-					</element>

-					<element name="Nonce" type="ebics:NonceType" minOccurs="0" maxOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nicht anzugeben für ebicsUnsecuredRequest.</documentation>

-						</annotation>

-					</element>

-					<element name="Timestamp" type="ebics:TimestampType" minOccurs="0" maxOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nicht anzugeben für ebicsUnsecuredRequest.</documentation>

-						</annotation>

-					</element>

-					<element name="PartnerID" type="ebics:PartnerIDType">

-						<annotation>

-							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-						</annotation>

-					</element>

-					<element name="UserID" type="ebics:UserIDType">

-						<annotation>

-							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-						</annotation>

-					</element>

-					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-						</annotation>

-					</element>

-					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderDetails" type="ebics:UnsecuredReqOrderDetailsType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsdetails.</documentation>

-						</annotation>

-					</element>

-					<element name="SecurityMedium" type="ebics:SecurityMediumType">

-						<annotation>

-							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-						</annotation>

-					</element>

-					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="UnsecuredReqOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header von ebicsUnsecuredRequest.</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:OrderDetailsType">

-				<sequence>

-					<element name="OrderType" type="ebics:OrderTBaseType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsart.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderAttribute" type="ebics:OrderAttributeBaseType" fixed="DZNNN">

-						<annotation>

-							<documentation xml:lang="de">Auftragsattribut: DZNNN.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<element name="ebicsNoPubKeyDigestsRequest">

-		<annotation>

-			<documentation>Anfragestruktur für Auftragsarten ohne Übertragung der Digests der öffentlichen Bankschlüssel (HPB Bankschlüssel abholen).</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:NoPubKeyDigestsRequestStaticHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:EmptyMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element ref="ebics:AuthSignature">

-					<annotation>

-						<documentation xml:lang="de">Authentifikationssignatur.</documentation>

-					</annotation>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält optionale Zertifikate (vorgesehen).</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<annotation>

-								<documentation xml:lang="de"/>

-							</annotation>

-							<element ref="ds:X509Data" minOccurs="0" maxOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">X.509-Daten des Teilnehmers.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-		</complexType>

-	</element>

-	<complexType name="NoPubKeyDigestsRequestStaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header bei Aufträgen ohne Übertragung der Digests der Bankschlüssel (Auftrag HBP): keine Digests der öffentlichen Bankschlüssel, keine EU-Datei, keine Nutzdaten, OrderId optional!, Nonce, Timestamp, X001 Authentifizierung, Auftragsattribut DZHNN</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:StaticHeaderBaseType">

-				<sequence>

-					<element name="HostID" type="ebics:HostIDType">

-						<annotation>

-							<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-						</annotation>

-					</element>

-					<element name="Nonce" type="ebics:NonceType">

-						<annotation>

-							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig.</documentation>

-						</annotation>

-					</element>

-					<element name="Timestamp" type="ebics:TimestampType">

-						<annotation>

-							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung.</documentation>

-						</annotation>

-					</element>

-					<element name="PartnerID" type="ebics:PartnerIDType">

-						<annotation>

-							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-						</annotation>

-					</element>

-					<element name="UserID" type="ebics:UserIDType">

-						<annotation>

-							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-						</annotation>

-					</element>

-					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-						</annotation>

-					</element>

-					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderDetails" type="ebics:NoPubKeyDigestsReqOrderDetailsType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsdetails.</documentation>

-						</annotation>

-					</element>

-					<element name="SecurityMedium" type="ebics:SecurityMediumType">

-						<annotation>

-							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-						</annotation>

-					</element>

-					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="NoPubKeyDigestsReqOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header von ebicsNoPubKeyDigestsRequest.</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:OrderDetailsType">

-				<sequence>

-					<element name="OrderType" type="ebics:OrderTBaseType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsart.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderAttribute" type="ebics:OrderAttributeBaseType" fixed="DZHNN">

-						<annotation>

-							<documentation xml:lang="de">Auftragsattribut: DZHNN.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<element name="ebicsUnsignedRequest">

-		<annotation>

-			<documentation xml:lang="en">The structure for uploads contains order data and the ESs, but without an authentication signature and data digest of bank keys.</documentation>

-			<documentation>Anfragestruktur für Sendeaufträge mit EU-Datei und Nutzdaten aber ohne Authentifizierungssignatur und Digests der Bankschlüssel.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="en">Contains technical transaction data.</documentation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:UnsignedRequestStaticHeaderType">

-								<annotation>

-									<documentation xml:lang="en">Contains all fixed header entries.</documentation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:EmptyMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="en">Contains all mutable header entries.</documentation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="en">Contains the order data and the ESs.</documentation>

-						<documentation xml:lang="de">enthält die Auftragsdaten und EUs.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<annotation>

-								<documentation xml:lang="de"/>

-							</annotation>

-							<element name="DataTransfer">

-								<annotation>

-									<documentation xml:lang="en">Transfer of order data and the ESs.</documentation>

-									<documentation xml:lang="de">Transfer von Auftragsdaten und EUs.</documentation>

-								</annotation>

-								<complexType>

-									<sequence>

-										<element name="SignatureData">

-											<annotation>

-												<documentation xml:lang="en">Contains the ESs.</documentation>

-												<documentation xml:lang="de">enthält Signaturdaten (EUs).</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:SignatureDataType">

-														<attributeGroup ref="ebics:AuthenticationMarker"/>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-										<element name="OrderData">

-											<annotation>

-												<documentation xml:lang="en">Contains the order data</documentation>

-												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:OrderDataType">

-														<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-									</sequence>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-		</complexType>

-	</element>

-	<complexType name="UnsignedRequestStaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header für ebicsUnsignedRequest.Datentyp für den statischen EBICS-Header bei Aufträgen ohne Authentifizierungssignatur (Auftrag HSA): keine X001 Authentifizierung, keine Digests der öffentlichen Bankschlüssel, EU-Datei, Nutzdaten, Nonce, Timestamp, OrderId, Auftragsattribut OZNNN</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:StaticHeaderBaseType">

-				<sequence>

-					<element name="HostID" type="ebics:HostIDType">

-						<annotation>

-							<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-						</annotation>

-					</element>

-					<element name="Nonce" type="ebics:NonceType" minOccurs="0" maxOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nicht anzugeben bei ebicsUnsignedRequest.</documentation>

-						</annotation>

-					</element>

-					<element name="Timestamp" type="ebics:TimestampType" minOccurs="0" maxOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nicht anzugeben bei ebicsUnsignedRequest.</documentation>

-						</annotation>

-					</element>

-					<element name="PartnerID" type="ebics:PartnerIDType">

-						<annotation>

-							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-						</annotation>

-					</element>

-					<element name="UserID" type="ebics:UserIDType">

-						<annotation>

-							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-						</annotation>

-					</element>

-					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-						</annotation>

-					</element>

-					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderDetails" type="ebics:UnsignedReqOrderDetailsType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsdetails.</documentation>

-						</annotation>

-					</element>

-					<element name="SecurityMedium" type="ebics:SecurityMediumType">

-						<annotation>

-							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-						</annotation>

-					</element>

-					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="UnsignedReqOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header von ebicsUnsignedRequest.</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:OrderDetailsType">

-				<sequence>

-					<element name="OrderType" type="ebics:OrderTBaseType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsart.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderAttribute" type="ebics:OrderAttributeBaseType" fixed="OZNNN">

-						<annotation>

-							<documentation xml:lang="de">Auftragsattribut: OZNNN.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_keymgmt_request_H005.xsd b/ebics/src/main/resources/xsd/ebics_keymgmt_request_H005.xsd
deleted file mode 100644
index cb93d3c4..00000000
--- a/ebics/src/main/resources/xsd/ebics_keymgmt_request_H005.xsd
+++ /dev/null
@@ -1,523 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- edited with XMLSpy v2016 sp1 (x64) (http://www.altova.com) by EBICS Working Group - October 2016 -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H005" targetNamespace="urn:org:ebics:H005" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_keymgmt_request_H005.xsd ist das EBICS-Protokollschema für Schlüsselmanagement-Anfragen (HIA, HPB, HSA, INI).</documentation>

-	</annotation>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">

-		<annotation>

-			<documentation xml:lang="de">XML-Signature.</documentation>

-		</annotation>

-	</import>

-	<include schemaLocation="ebics_types_H005.xsd"/>

-	<include schemaLocation="ebics_orders_H005.xsd"/>

-	<complexType name="StaticHeaderBaseType" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header (allgemein).</documentation>

-		</annotation>

-		<sequence>

-			<element name="HostID" type="ebics:HostIDType">

-				<annotation>

-					<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-				</annotation>

-			</element>

-			<element name="Nonce" type="ebics:NonceType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nur anzugeben, falls Authentifikationssignatur vorhanden.</documentation>

-				</annotation>

-			</element>

-			<element name="Timestamp" type="ebics:TimestampType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nur anzugeben, falls Authentifikationssignatur vorhanden.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-				</annotation>

-			</element>

-			<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-				</annotation>

-			</element>

-			<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDetails" type="ebics:OrderDetailsType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsdetails.</documentation>

-				</annotation>

-			</element>

-			<element name="SecurityMedium" type="ebics:SecurityMediumType">

-				<annotation>

-					<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="OrderDetailsType" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header (allgemein).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AdminOrderType" type="ebics:OrderTBaseType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsart.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="ProductElementType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Element mit Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-		</annotation>

-		<simpleContent>

-			<extension base="ebics:ProductType">

-				<attribute name="Language" type="ebics:LanguageType" use="required">

-					<annotation>

-						<documentation xml:lang="de">Sprachkennzeichen der Kundenproduktversion (gemäß ISO 639).</documentation>

-					</annotation>

-				</attribute>

-				<attribute name="InstituteID" type="ebics:InstituteIDType" use="optional">

-					<annotation>

-						<documentation xml:lang="de">Kennung des Herausgebers des Kundenprodukts bzw. des betreuenden Kreditinstituts.</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<complexType name="EmptyMutableHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den leeren variablen EBICS-Header von Key Managemen Aufträgen.</documentation>

-		</annotation>

-		<sequence>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<element name="ebicsUnsecuredRequest">

-		<annotation>

-			<documentation>Anfragestruktur für ungesicherte Auftragsarten HIA (Authentifikations- und Verschlüsselungsschlüssel senden) und INI (bankfachllichen Schlüssel senden).</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:UnsecuredRequestStaticHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:EmptyMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält die Auftragsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<annotation>

-								<documentation xml:lang="de"/>

-							</annotation>

-							<element name="DataTransfer">

-								<annotation>

-									<documentation xml:lang="de">Transfer von Auftragsdaten.</documentation>

-								</annotation>

-								<complexType>

-									<sequence>

-										<element name="OrderData">

-											<annotation>

-												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:OrderDataType">

-														<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-									</sequence>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-		</complexType>

-	</element>

-	<complexType name="UnsecuredRequestStaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header bei ungesicherten Sendeauftragsarten (Aufträge HIA und INI): kein Nonce, kein Timestamp, keine EU-Datei, keine X001 Authentifizierung, keine Verschlüsselung, keine Digests der öffentlichen Bankschlüssel, Nutzdaten komprimiert</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:StaticHeaderBaseType">

-				<sequence>

-					<element name="HostID" type="ebics:HostIDType">

-						<annotation>

-							<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-						</annotation>

-					</element>

-					<element name="Nonce" type="ebics:NonceType" minOccurs="0" maxOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nicht anzugeben für ebicsUnsecuredRequest.</documentation>

-						</annotation>

-					</element>

-					<element name="Timestamp" type="ebics:TimestampType" minOccurs="0" maxOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nicht anzugeben für ebicsUnsecuredRequest.</documentation>

-						</annotation>

-					</element>

-					<element name="PartnerID" type="ebics:PartnerIDType">

-						<annotation>

-							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-						</annotation>

-					</element>

-					<element name="UserID" type="ebics:UserIDType">

-						<annotation>

-							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-						</annotation>

-					</element>

-					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-						</annotation>

-					</element>

-					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderDetails" type="ebics:UnsecuredReqOrderDetailsType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsdetails.</documentation>

-						</annotation>

-					</element>

-					<element name="SecurityMedium" type="ebics:SecurityMediumType">

-						<annotation>

-							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-						</annotation>

-					</element>

-					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="UnsecuredReqOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header von ebicsUnsecuredRequest.</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:OrderDetailsType">

-				<sequence>

-					<element name="AdminOrderType" type="ebics:OrderTBaseType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsart.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<element name="ebicsNoPubKeyDigestsRequest">

-		<annotation>

-			<documentation>Anfragestruktur für Auftragsarten ohne Übertragung der Digests der öffentlichen Bankschlüssel (HPB Bankschlüssel abholen).</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:NoPubKeyDigestsRequestStaticHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:EmptyMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element ref="ebics:AuthSignature">

-					<annotation>

-						<documentation xml:lang="de">Authentifikationssignatur.</documentation>

-					</annotation>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält optionale Zertifikate (vorgesehen).</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<annotation>

-								<documentation xml:lang="de"/>

-							</annotation>

-							<element ref="ds:X509Data" minOccurs="0" maxOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">X.509-Daten des Teilnehmers.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-		</complexType>

-	</element>

-	<complexType name="NoPubKeyDigestsRequestStaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header bei Aufträgen ohne Übertragung der Digests der Bankschlüssel (Auftrag HBP): keine Digests der öffentlichen Bankschlüssel, keine EU-Datei, keine Nutzdaten, OrderId optional!, Nonce, Timestamp, X001 Authentifizierung, Auftragsattribut DZHNN</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:StaticHeaderBaseType">

-				<sequence>

-					<element name="HostID" type="ebics:HostIDType">

-						<annotation>

-							<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-						</annotation>

-					</element>

-					<element name="Nonce" type="ebics:NonceType">

-						<annotation>

-							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig.</documentation>

-						</annotation>

-					</element>

-					<element name="Timestamp" type="ebics:TimestampType">

-						<annotation>

-							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung.</documentation>

-						</annotation>

-					</element>

-					<element name="PartnerID" type="ebics:PartnerIDType">

-						<annotation>

-							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-						</annotation>

-					</element>

-					<element name="UserID" type="ebics:UserIDType">

-						<annotation>

-							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-						</annotation>

-					</element>

-					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-						</annotation>

-					</element>

-					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderDetails" type="ebics:NoPubKeyDigestsReqOrderDetailsType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsdetails.</documentation>

-						</annotation>

-					</element>

-					<element name="SecurityMedium" type="ebics:SecurityMediumType">

-						<annotation>

-							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-						</annotation>

-					</element>

-					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="NoPubKeyDigestsReqOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de"> Datentyp für OrderDetails im statischen EBICS-Header von ebicsNoPubKeyDigestsRequest.</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:OrderDetailsType">

-				<sequence>

-					<element name="AdminOrderType" type="ebics:OrderTBaseType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsart.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<element name="ebicsUnsignedRequest">

-		<annotation>

-			<documentation xml:lang="en">The structure for uploads contains order data and the ESs, but without an authentication signature and data digest of bank keys.</documentation>

-			<documentation>Anfragestruktur für Sendeaufträge mit EU-Datei und Nutzdaten aber ohne Authentifizierungssignatur und Digests der Bankschlüssel.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="en">Contains technical transaction data.</documentation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:UnsignedRequestStaticHeaderType">

-								<annotation>

-									<documentation xml:lang="en">Contains all fixed header entries.</documentation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:EmptyMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="en">Contains all mutable header entries.</documentation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="en">Contains the order data and the ESs.</documentation>

-						<documentation xml:lang="de">enthält die Auftragsdaten und EUs.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<annotation>

-								<documentation xml:lang="de"/>

-							</annotation>

-							<element name="DataTransfer">

-								<annotation>

-									<documentation xml:lang="en">Transfer of order data and the ESs.</documentation>

-									<documentation xml:lang="de">Transfer von Auftragsdaten und EUs.</documentation>

-								</annotation>

-								<complexType>

-									<sequence>

-										<element name="SignatureData">

-											<annotation>

-												<documentation xml:lang="en">Contains the ESs.</documentation>

-												<documentation xml:lang="de">enthält Signaturdaten (EUs).</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:SignatureDataType">

-														<attributeGroup ref="ebics:AuthenticationMarker"/>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-										<element name="OrderData">

-											<annotation>

-												<documentation xml:lang="en">Contains the order data</documentation>

-												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:OrderDataType">

-														<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-									</sequence>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-		</complexType>

-	</element>

-	<complexType name="UnsignedRequestStaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header für ebicsUnsignedRequest.Datentyp für den statischen EBICS-Header bei Aufträgen ohne Authentifizierungssignatur (Auftrag HSA): keine X001 Authentifizierung, keine Digests der öffentlichen Bankschlüssel, EU-Datei, Nutzdaten, Nonce, Timestamp, OrderId, Auftragsattribut OZNNN</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:StaticHeaderBaseType">

-				<sequence>

-					<element name="HostID" type="ebics:HostIDType">

-						<annotation>

-							<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-						</annotation>

-					</element>

-					<element name="Nonce" type="ebics:NonceType" minOccurs="0" maxOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nicht anzugeben bei ebicsUnsignedRequest.</documentation>

-						</annotation>

-					</element>

-					<element name="Timestamp" type="ebics:TimestampType" minOccurs="0" maxOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nicht anzugeben bei ebicsUnsignedRequest.</documentation>

-						</annotation>

-					</element>

-					<element name="PartnerID" type="ebics:PartnerIDType">

-						<annotation>

-							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-						</annotation>

-					</element>

-					<element name="UserID" type="ebics:UserIDType">

-						<annotation>

-							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-						</annotation>

-					</element>

-					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-						</annotation>

-					</element>

-					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-						</annotation>

-					</element>

-					<element name="OrderDetails" type="ebics:UnsignedReqOrderDetailsType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsdetails.</documentation>

-						</annotation>

-					</element>

-					<element name="SecurityMedium" type="ebics:SecurityMediumType">

-						<annotation>

-							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-						</annotation>

-					</element>

-					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="UnsignedReqOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header von ebicsUnsignedRequest.</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:OrderDetailsType">

-				<sequence>

-					<element name="AdminOrderType" type="ebics:OrderTBaseType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsart.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_keymgmt_response_H004.xsd b/ebics/src/main/resources/xsd/ebics_keymgmt_response_H004.xsd
deleted file mode 100644
index 6de6984f..00000000
--- a/ebics/src/main/resources/xsd/ebics_keymgmt_response_H004.xsd
+++ /dev/null
@@ -1,137 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- Mit XMLSpy v2008 rel. 2 sp2 (http://www.altova.com) von benutzerservice benutzerservice (SIZ GmbH) bearbeitet -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_keymgmt_response_H004.xsd ist das EBICS-Protokollschema für Schlüsselmanagement-Antwortnachrichten (HIA, HPB, HSA, INI).</documentation>

-	</annotation>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">

-		<annotation>

-			<documentation xml:lang="de">XML-Signature.</documentation>

-		</annotation>

-	</import>

-	<include schemaLocation="ebics_types_H004.xsd"/>

-	<include schemaLocation="ebics_orders_H004.xsd"/>

-	<element name="ebicsKeyManagementResponse">

-		<annotation>

-			<documentation xml:lang="de">Electronic Banking Internet Communication Standard des Zentralen Kreditausschusses (ZKA): Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								</annotation>

-								<complexType>

-									<sequence/>

-								</complexType>

-							</element>

-							<element name="mutable" type="ebics:KeyMgmntResponseMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält die Auftragsdaten und den fachlichen ReturnCode.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="DataTransfer" minOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Transfer von Auftragsdaten; nur bei Download anzugeben (HPB).</documentation>

-								</annotation>

-								<complexType>

-									<sequence>

-										<element name="DataEncryptionInfo">

-											<annotation>

-												<documentation xml:lang="de">Informationen zur Verschlüsselung der Auftragsdaten</documentation>

-											</annotation>

-											<complexType>

-												<complexContent>

-													<extension base="ebics:DataEncryptionInfoType">

-														<attributeGroup ref="ebics:AuthenticationMarker"/>

-													</extension>

-												</complexContent>

-											</complexType>

-										</element>

-										<element name="OrderData">

-											<annotation>

-												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:OrderDataType">

-														<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-										<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-									</sequence>

-								</complexType>

-							</element>

-							<element name="ReturnCode">

-								<annotation>

-									<documentation xml:lang="de">Antwortcode für den vorangegangenen Transfer.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:ReturnCodeType">

-											<attributeGroup ref="ebics:AuthenticationMarker"/>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-							<element name="TimestampBankParameter" minOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Zeitstempel der letzten Aktualisierung der Bankparameter; nur in der Initialisierungsphase anzugeben.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:TimestampType">

-											<attributeGroup ref="ebics:AuthenticationMarker"/>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-		</complexType>

-	</element>

-	<complexType name="KeyMgmntResponseMutableHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer von Sendeaufträgen gemäß DFÜ-Abkommen (used for all key management order types except download order type HPB).</documentation>

-				</annotation>

-			</element>

-			<element name="ReturnCode" type="ebics:ReturnCodeType">

-				<annotation>

-					<documentation xml:lang="de">Rückmeldung des Ausführungsstatus mit einer eindeutigen Fehlernummer.</documentation>

-				</annotation>

-			</element>

-			<element name="ReportText" type="ebics:ReportTextType">

-				<annotation>

-					<documentation xml:lang="de">Klartext der Rückmeldung des Ausführungsstatus.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_keymgmt_response_H005.xsd b/ebics/src/main/resources/xsd/ebics_keymgmt_response_H005.xsd
deleted file mode 100644
index dfc33909..00000000
--- a/ebics/src/main/resources/xsd/ebics_keymgmt_response_H005.xsd
+++ /dev/null
@@ -1,137 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- edited with XMLSpy v2016 sp1 (x64) (http://www.altova.com) by EBICS Working Group - October 2016 -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H005" targetNamespace="urn:org:ebics:H005" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_keymgmt_response_H005.xsd ist das EBICS-Protokollschema für Schlüsselmanagement-Antwortnachrichten (HIA, HPB, HSA, INI).</documentation>

-	</annotation>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">

-		<annotation>

-			<documentation xml:lang="de">XML-Signature.</documentation>

-		</annotation>

-	</import>

-	<include schemaLocation="ebics_types_H005.xsd"/>

-	<include schemaLocation="ebics_orders_H005.xsd"/>

-	<element name="ebicsKeyManagementResponse">

-		<annotation>

-			<documentation xml:lang="de">Electronic Banking Internet Communication Standard des Zentralen Kreditausschusses (ZKA): Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								</annotation>

-								<complexType>

-									<sequence/>

-								</complexType>

-							</element>

-							<element name="mutable" type="ebics:KeyMgmntResponseMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält die Auftragsdaten und den fachlichen ReturnCode.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="DataTransfer" minOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Transfer von Auftragsdaten; nur bei Download anzugeben (HPB).</documentation>

-								</annotation>

-								<complexType>

-									<sequence>

-										<element name="DataEncryptionInfo">

-											<annotation>

-												<documentation xml:lang="de">Informationen zur Verschlüsselung der Auftragsdaten</documentation>

-											</annotation>

-											<complexType>

-												<complexContent>

-													<extension base="ebics:DataEncryptionInfoType">

-														<attributeGroup ref="ebics:AuthenticationMarker"/>

-													</extension>

-												</complexContent>

-											</complexType>

-										</element>

-										<element name="OrderData">

-											<annotation>

-												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:OrderDataType">

-														<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-										<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-									</sequence>

-								</complexType>

-							</element>

-							<element name="ReturnCode">

-								<annotation>

-									<documentation xml:lang="de">Antwortcode für den vorangegangenen Transfer.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:ReturnCodeType">

-											<attributeGroup ref="ebics:AuthenticationMarker"/>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-							<element name="TimestampBankParameter" minOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Zeitstempel der letzten Aktualisierung der Bankparameter; nur in der Initialisierungsphase anzugeben.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:TimestampType">

-											<attributeGroup ref="ebics:AuthenticationMarker"/>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-		</complexType>

-	</element>

-	<complexType name="KeyMgmntResponseMutableHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer von Sendeaufträgen gemäß DFÜ-Abkommen (used for all key management order types except download order type HPB).</documentation>

-				</annotation>

-			</element>

-			<element name="ReturnCode" type="ebics:ReturnCodeType">

-				<annotation>

-					<documentation xml:lang="de">Rückmeldung des Ausführungsstatus mit einer eindeutigen Fehlernummer.</documentation>

-				</annotation>

-			</element>

-			<element name="ReportText" type="ebics:ReportTextType">

-				<annotation>

-					<documentation xml:lang="de">Klartext der Rückmeldung des Ausführungsstatus.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_orders_H004.xsd b/ebics/src/main/resources/xsd/ebics_orders_H004.xsd
deleted file mode 100644
index dfb3914b..00000000
--- a/ebics/src/main/resources/xsd/ebics_orders_H004.xsd
+++ /dev/null
@@ -1,1892 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- Mit XMLSpy v2008 rel. 2 (http://www.altova.com) von Sabine Wenzel (SIZ Bonn) bearbeitet -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:esig="http://www.ebics.org/S001" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_orders_H004.xsd enthält auftragsbezogene Referenzelemente und auftragsbezogene Typdefinitionen für EBICS.</documentation>

-		<documentation xml:lang="en">ebics_orders_H004.xsd contains order-based reference elements and order-based type definitions for EBICS.</documentation>

-	</annotation>

-	<import namespace="http://www.ebics.org/S001" schemaLocation="ebics_signatures.xsd"/>

-	<include schemaLocation="ebics_types_H004.xsd"/>

-	<!--Es folgen die Elementdefinitionen für neue EBICS-Auftragsarten (Hxx). Die XML-Klartext-Struktur wird im EBICS-Auftragsdatenkontext binär interpretiert.-->

-	<element name="EBICSOrderData" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">XML-Klartext-Auftragsdaten für neue EBICS-Auftragsarten.</documentation>

-			<documentation xml:lang="en">Order data in XML format for new EBICS order types.</documentation>

-		</annotation>

-	</element>

-	<element name="HAAResponseOrderData" type="ebics:HAAResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HAA (Antwort: abrufbare Auftragsarten abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HAA (response: receive downloadable order types).</documentation>

-		</annotation>

-	</element>

-	<element name="HCARequestOrderData" type="ebics:HCARequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HCA (Anfrage: Änderung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung).</documentation>

-			<documentation xml:lang="en">Order data for order type HCA (request: replace user's keys for authentication and encryption).</documentation>

-		</annotation>

-	</element>

-	<element name="HCSRequestOrderData" type="ebics:HCSRequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HCS (Anfrage: Schlüsselwechsel aller Schlüssel).</documentation>

-			<documentation xml:lang="en">Order data for order type HCS (request: replace all keys).</documentation>

-		</annotation>

-	</element>

-	<element name="HIARequestOrderData" type="ebics:HIARequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HIA (Anfrage: Initialisierung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung).</documentation>

-			<documentation xml:lang="en">Order data for order type HIA (request: initialise user's keys for authentication and encryption).</documentation>

-		</annotation>

-	</element>

-	<element name="H3KRequestOrderData" type="ebics:H3KRequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="en">Order data for order type H3K (request: initialise all three user's keys).</documentation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart H3K (Anfrage: Initialisierung aller drei Teilnehmerschlüssel).</documentation>

-		</annotation>

-	</element>

-	<element name="HSARequestOrderData" type="ebics:HSARequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HSA (Anfrage: Initialisierung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung, bankfachlich signiert mit Signaturschlüssel aus FTAM).</documentation>

-			<documentation xml:lang="en">Order data for order type HSA (request: initialise the user's keys for authentication and encryption; this request is signed using the user's FTAM signature key).</documentation>

-		</annotation>

-	</element>

-	<element name="HKDResponseOrderData" type="ebics:HKDResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HKD (Antwort: Kunden- und Teilnehmerdaten des Kunden abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HKD (response: receive customer-based information on the customer and the customer's users).</documentation>

-		</annotation>

-		<key name="HKDAccountKey">

-			<annotation>

-				<documentation xml:lang="de">Schlüssel zur Identifikation des Kontos.</documentation>

-				<documentation xml:lang="en">Key for the identification of the account.</documentation>

-			</annotation>

-			<selector xpath="./ebics:PartnerInfo/ebics:AccountInfo"/>

-			<field xpath="@ID"/>

-		</key>

-		<keyref name="HKDAccountRef" refer="ebics:HKDAccountKey">

-			<annotation>

-				<documentation xml:lang="de">Referenz auf die Konten-Identifikationsschlüssel.</documentation>

-				<documentation xml:lang="en">Reference to the account identification keys.</documentation>

-			</annotation>

-			<selector xpath="./ebics:UserInfo/ebics:Permission"/>

-			<field xpath="ebics:AccountID"/>

-		</keyref>

-	</element>

-	<element name="HPBResponseOrderData" type="ebics:HPBResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HPB (Antwort: Transfer der Bankschlüssel).</documentation>

-			<documentation xml:lang="en">Order data for order type HPB (response: receive bank's public keys).</documentation>

-		</annotation>

-	</element>

-	<element name="HPDResponseOrderData" type="ebics:HPDResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HPD (Antwort: Bankparameter abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HPD (response: receive bank parameters).</documentation>

-		</annotation>

-	</element>

-	<element name="HTDResponseOrderData" type="ebics:HTDReponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HTD (Antwort: Kunden- und Teilnehmerdaten des Teilnehmers abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HTD (response: receive user-based information on the user's customer and the user herself/himself).</documentation>

-		</annotation>

-		<key name="HTDAccountKey">

-			<annotation>

-				<documentation xml:lang="de">Schlüssel zur Identifikation des Kontos.</documentation>

-				<documentation xml:lang="en">Key for the identification of the account.</documentation>

-			</annotation>

-			<selector xpath="./ebics:PartnerInfo/ebics:AccountInfo"/>

-			<field xpath="@ID"/>

-		</key>

-		<keyref name="HTDAccountRef" refer="ebics:HTDAccountKey">

-			<annotation>

-				<documentation xml:lang="de">Referenz auf die Konten-Identifikationsschlüssel.</documentation>

-				<documentation xml:lang="en">Reference to the account identification keys.</documentation>

-			</annotation>

-			<selector xpath="./ebics:UserInfo/ebics:Permission"/>

-			<field xpath="ebics:AccountID"/>

-		</keyref>

-	</element>

-	<element name="HVDResponseOrderData" type="ebics:HVDResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVD (Antwort: VEU-Status abrufen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVD (response: receive the status of an order currently stored in the distributed signature processing unit).</documentation>

-		</annotation>

-	</element>

-	<element name="HVSRequestOrderData" type="ebics:HVSRequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVS (Anfrage: VEU-Storno).</documentation>

-			<documentation xml:lang="en">Order data for order type HVS (request: reject an order currently stored in the distributed signature processing unit).</documentation>

-		</annotation>

-	</element>

-	<element name="HVTResponseOrderData" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVT (Antwort: VEU-Transaktionsdetails abrufen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVT (response: receive transaction details of an order currently stored in the distributed signature processing unit).</documentation>

-		</annotation>

-		<complexType>

-			<complexContent>

-				<extension base="ebics:HVTResponseOrderDataType"/>

-			</complexContent>

-		</complexType>

-	</element>

-	<element name="HVUResponseOrderData" type="ebics:HVUResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVU (Antwort: VEU-Übersicht abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVU (response: receive summary of orders currently stored in the distributed signature processing unit).</documentation>

-		</annotation>

-	</element>

-	<element name="HVZResponseOrderData" type="ebics:HVZResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVZ (Antwort: VEU-Übersicht mit Zusatzinformationen abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVZ (response: receive summary of orders currently stored in the distributed signature processing unit with additional information).</documentation>

-		</annotation>

-	</element>

-	<!--Es folgen die Elementdefinitionen für die EU. Die XML-Klartext-Struktur wird im EBICS-Signaturdatenkontext binär interpretiert.-->

-	<element name="EBICSSignatureData" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">XML-Strukturen für bankfachliche Elektronische Unterschriften (EUs).</documentation>

-			<documentation xml:lang="en">contains the digital signatures.</documentation>

-		</annotation>

-	</element>

-	<element name="BankSignatureData" type="ebics:BankSignatureDataSigBookType" substitutionGroup="ebics:EBICSSignatureData">

-		<annotation>

-			<documentation xml:lang="de">enthält die EU des Kreditinstituts.</documentation>

-			<documentation xml:lang="en">contains the digital signatures.</documentation>

-		</annotation>

-	</element>

-	<!--Es folgen die Elementdefinitionen für zusätzliche Auftragsparameter. Die XML-Klartext-Struktur wird in die Headerdaten eingebettet.-->

-	<element name="OrderParams" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter, die zur Ausführung des Auftrags notwendig sind.</documentation>

-			<documentation xml:lang="en">additional order parameters required to execute the order.</documentation>

-		</annotation>

-	</element>

-	<element name="HVDOrderParams" type="ebics:HVDOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVD.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVD.</documentation>

-		</annotation>

-	</element>

-	<element name="HVEOrderParams" type="ebics:HVEOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVE.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVE.</documentation>

-		</annotation>

-	</element>

-	<element name="HVSOrderParams" type="ebics:HVSOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVS.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVS.</documentation>

-		</annotation>

-	</element>

-	<element name="HVTOrderParams" type="ebics:HVTOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVT.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVT.</documentation>

-		</annotation>

-	</element>

-	<element name="HVUOrderParams" type="ebics:HVUOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVU.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVU.</documentation>

-		</annotation>

-	</element>

-	<element name="HVZOrderParams" type="ebics:HVZOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVZ.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVZ.</documentation>

-		</annotation>

-	</element>

-	<element name="FULOrderParams" type="ebics:FULOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart FUL.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type FUL.</documentation>

-		</annotation>

-	</element>

-	<element name="FDLOrderParams" type="ebics:FDLOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart FDL.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type FDL.</documentation>

-		</annotation>

-	</element>

-	<element name="StandardOrderParams" type="ebics:StandardOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Standard-Auftragsarten.</documentation>

-			<documentation xml:lang="en">additional order parameters for standard order types.</documentation>

-		</annotation>

-	</element>

-	<element name="GenericOrderParams" type="ebics:GenericOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für beliebige Auftragsarten.</documentation>

-			<documentation xml:lang="en">additional order parameters for generic order types.</documentation>

-		</annotation>

-	</element>

-	<!--Es folgen Elementgruppen- und Strukturdefinitionen.-->

-	<group name="HVRequestStructure">

-		<annotation>

-			<documentation xml:lang="de">Standard-Requeststruktur für HVx-Aufträge (HVD, HVT, HVE, HVS).</documentation>

-			<documentation xml:lang="en">Standard request structure for HVx orders (HVD, HVT, HVE, HVS).</documentation>

-		</annotation>

-		<sequence>

-			<annotation>

-				<documentation xml:lang="de">Standard-Requestdaten.</documentation>

-				<documentation xml:lang="en">Standard request data.</documentation>

-			</annotation>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des Einreichers des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Customer ID of the presenter of the selected order.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderType" type="ebics:OrderTBaseType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsart des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Order type of the selected order.</documentation>

-				</annotation>

-			</element>

-			<element name="FileFormat" type="ebics:FileFormatType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Identifizierung des Dateiformats im Falle von FUL/FDL</documentation>

-					<documentation xml:lang="en">Identification of the file format in the case of FUL/FDL</documentation>

-				</annotation>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Order ID of the selected order.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</group>

-	<attributeGroup name="AuthenticationMarker">

-		<annotation>

-			<documentation xml:lang="de">Marker für Elemente und deren Substrukturen, die authentifiziert werden sollen.</documentation>

-			<documentation xml:lang="en">Marker for elements and their substructures that are to be authenticated.</documentation>

-		</annotation>

-		<attribute name="authenticate" type="boolean" use="required" fixed="true">

-			<annotation>

-				<documentation xml:lang="de">Das zugehörige Element ist mitsamt seinen Unterstrukturen zu authentifizieren.</documentation>

-				<documentation xml:lang="en">The element (and its substructures) that belongs to this attribute is to be authenticated.</documentation>

-			</annotation>

-		</attribute>

-	</attributeGroup>

-	<attributeGroup name="OptSupportFlag">

-		<annotation>

-			<documentation xml:lang="de">optionales Support-Flag, Default = true.</documentation>

-			<documentation xml:lang="en">optional support flag, default = true.</documentation>

-		</annotation>

-		<attribute name="supported" type="boolean" use="optional" default="true">

-			<annotation>

-				<documentation xml:lang="de">Wird die Funktion unterstützt?</documentation>

-				<documentation xml:lang="en">Is this function supported?</documentation>

-			</annotation>

-		</attribute>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</attributeGroup>

-	<attributeGroup name="SignerPermission">

-		<annotation>

-			<documentation xml:lang="de">EU-Berechtigungsinformationen.</documentation>

-			<documentation xml:lang="en">permission information of a user's digital signature.</documentation>

-		</annotation>

-		<attribute name="AuthorisationLevel" type="ebics:AuthorisationLevelType" use="required">

-			<annotation>

-				<documentation xml:lang="de">Unterschriftsberechtigung des Teilnehmers, der unterzeichnet hat.</documentation>

-				<documentation xml:lang="en">Authorisation level of the user that signed the order.</documentation>

-			</annotation>

-		</attribute>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</attributeGroup>

-	<!--Es folgen Typdefinitionen für auftragsbezogene komplexe Typen.-->

-	<complexType name="BankSignatureDataSigBookType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Signaturdaten des Kreditinstituts beim EU-Transfer.</documentation>

-			<documentation xml:lang="en">Data type for digital signature data transferred using EBICS.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderSignature" minOccurs="0" maxOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">bankfachliche Elektronische Unterschrift.</documentation>

-					<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation).</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:SignatureType"/>

-					</simpleContent>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="PreValidationRequestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Vorabprüfung (Anfrage).</documentation>

-			<documentation xml:lang="en">Data type for pre-validation (request).</documentation>

-		</annotation>

-		<sequence>

-			<annotation>

-				<documentation xml:lang="de">Client sendet den Hashwert der Auftragsdaten und alle weiteren Daten, die er im Rahmen der Vorabprüfung zur Verfügung stellen will</documentation>

-			</annotation>

-			<element name="DataDigest" type="ebics:DataDigestType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Hashwert der zu übertragenden Auftragsdatendatei für die Vorabprüfung.</documentation>

-				</annotation>

-			</element>

-			<element name="AccountAuthorisation" type="ebics:PreValidationAccountAuthType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Kontoangabe zur Kontoberechtigung für diesen Zahlungsverkehrsauftrag bei der Vorabprüfung.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="PreValidationAccountAuthType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Kontenberechtigungsdaten zur Vorabprüfung.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:AccountType">

-				<sequence>

-					<element name="Amount" type="ebics:AmountType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Summe der Zahlungsverkehrsaufträge dieses Kontos für die Höchstbetragsprüfung der EU.</documentation>

-							<documentation xml:lang="en">Total sum of the ordered payments regarding this account in order to check the maximum amount limit of the signature permission grades.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="DataTransferRequestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Transfer von Auftragsdaten (Anfrage).</documentation>

-		</annotation>

-		<sequence>

-			<choice>

-				<annotation>

-					<documentation xml:lang="de">Transaktionsphase?</documentation>

-				</annotation>

-				<sequence>

-					<annotation>

-						<documentation xml:lang="de">Initialisierungsphase: Transfer der Signaturdaten (EUs) und des Transaktionsschlüssels.</documentation>

-					</annotation>

-					<element name="DataEncryptionInfo">

-						<annotation>

-							<documentation xml:lang="de">Information zur Verschlüsselung der Signatur- und Auftragsdaten.</documentation>

-						</annotation>

-						<complexType>

-							<complexContent>

-								<extension base="ebics:DataEncryptionInfoType">

-									<attributeGroup ref="ebics:AuthenticationMarker"/>

-								</extension>

-							</complexContent>

-						</complexType>

-					</element>

-					<element name="SignatureData">

-						<annotation>

-							<documentation xml:lang="de">enthält Signaturdaten (EUs).</documentation>

-						</annotation>

-						<complexType>

-							<simpleContent>

-								<extension base="ebics:SignatureDataType">

-									<attributeGroup ref="ebics:AuthenticationMarker"/>

-								</extension>

-							</simpleContent>

-						</complexType>

-					</element>

-				</sequence>

-				<sequence>

-					<annotation>

-						<documentation xml:lang="de">Transferphase: Transfer von Auftragsdaten.</documentation>

-					</annotation>

-					<element name="OrderData">

-						<annotation>

-							<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-						</annotation>

-						<complexType>

-							<simpleContent>

-								<extension base="ebics:OrderDataType">

-									<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-								</extension>

-							</simpleContent>

-						</complexType>

-					</element>

-				</sequence>

-			</choice>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="DataTransferResponseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Transfer von Auftragsdaten (Antwort).</documentation>

-		</annotation>

-		<sequence>

-			<sequence minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Transfer des Sitzungsschlüssels und (optional) der Signaturdaten (EUs); nur in der Initialisierungsphase anzugeben.</documentation>

-				</annotation>

-				<element name="DataEncryptionInfo">

-					<annotation>

-						<documentation xml:lang="de">Information zur Verschlüsselung der Signatur- und Auftragsdaten.</documentation>

-					</annotation>

-					<complexType>

-						<complexContent>

-							<extension base="ebics:DataEncryptionInfoType">

-								<attributeGroup ref="ebics:AuthenticationMarker"/>

-							</extension>

-						</complexContent>

-					</complexType>

-				</element>

-				<element name="SignatureData" minOccurs="0" maxOccurs="0">

-					<annotation>

-						<documentation xml:lang="de">enthält Signaturdaten (EUs).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:SignatureDataType">

-								<attributeGroup ref="ebics:AuthenticationMarker"/>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</sequence>

-			<element name="OrderData">

-				<annotation>

-					<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:OrderDataType">

-							<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="TransferReceiptRequestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Transfer von Transferquittungen.</documentation>

-		</annotation>

-		<sequence>

-			<element name="ReceiptCode" type="ebics:ReceiptCodeType">

-				<annotation>

-					<documentation xml:lang="de">Quittierungscode für Auftragsdatentransfer.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="TransferReceiptResponseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Transfer von Antwortcodes.</documentation>

-		</annotation>

-		<sequence>

-			<element name="ReturnCodeReceipt" type="ebics:ReturnCodeType">

-				<annotation>

-					<documentation xml:lang="de">Antwortcode für den vorangegangenen Transfer.</documentation>

-				</annotation>

-			</element>

-			<element name="TimestampBankParameter" type="ebics:TimestampType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Zeitstempel der letzten Aktualisierung der Bankparameter.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HAAResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HAA (Antwort: abrufbare Auftragsarten abholen).</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderTypes" type="ebics:OrderTListType">

-				<annotation>

-					<documentation xml:lang="de">Liste von Auftragsarten, für die Daten bereit stehen.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HCARequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HCA (Anfrage: Änderung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HCSRequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HCS (Anfrage: Schlüsselwechsel aller Schlüssel).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element ref="esig:SignaturePubKeyInfo"/>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HIARequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HIA (Anfrage: Initialisierung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="H3KRequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart H3K (Anfrage: Initialisierung aller drei Teilnehmerschlüssel).</documentation>

-			<documentation xml:lang="en">Order type for order data H3K (request: initialise all three user's keys).</documentation>

-		</annotation>

-		<sequence>

-			<element name="SignatureCertificateInfo" type="ebics:SignatureCertificateInfoType">

-				<annotation>

-					<documentation xml:lang="en">Key for electronic Signature</documentation>

-					<documentation xml:lang="de">Signaturschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="AuthenticationCertificateInfo" type="ebics:AuthenticationCertificateInfoType">

-				<annotation>

-					<documentation xml:lang="en">Authentication key</documentation>

-					<documentation xml:lang="de">Authentifikationsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionCertificateInfo" type="ebics:EncryptionCertificateInfoType">

-				<annotation>

-					<documentation xml:lang="en">Encryption key</documentation>

-					<documentation xml:lang="de">Verschlüsselungsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="en">PartnerID.</documentation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="en">UserID.</documentation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="HSARequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HSA (Anfrage: Initialisierung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung, bankfachlich signiert mit FTAM-Schlüssel).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HKDResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HKD (Antwort: Kunden- und Teilnehmerdaten des Kunden abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HKD (response: receive customer based information on the customer and the customer's user.</documentation>

-		</annotation>

-		<sequence>

-			<element name="PartnerInfo" type="ebics:PartnerInfoType">

-				<annotation>

-					<documentation xml:lang="de">Kundendaten.</documentation>

-					<documentation xml:lang="en">Customer data.</documentation>

-				</annotation>

-			</element>

-			<element name="UserInfo" type="ebics:UserInfoType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmerdaten.</documentation>

-					<documentation xml:lang="en">User data.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HPBResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HPB (Antwort: Transfer der Bankschlüssel).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element ref="esig:SignaturePubKeyInfo" minOccurs="0" maxOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher EU-Signaturschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="HostID" type="ebics:HostIDType">

-				<annotation>

-					<documentation xml:lang="de">Banksystem-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HPDResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HPD (Antwort: Bankparameter abholen).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AccessParams" type="ebics:HPDAccessParamsType">

-				<annotation>

-					<documentation xml:lang="de">Zugangsparameter.</documentation>

-				</annotation>

-			</element>

-			<element name="ProtocolParams" type="ebics:HPDProtocolParamsType">

-				<annotation>

-					<documentation xml:lang="de">Protokollparameter.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="HPDAccessParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HPD-Zugangsparameter.</documentation>

-		</annotation>

-		<sequence>

-			<element name="URL" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">institutsspezifische IP-Adresse/URL.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="anyURI">

-							<attribute name="valid_from" type="ebics:TimestampType">

-								<annotation>

-									<documentation xml:lang="de">Gültigkeitsbeginn für die angegebene URL/IP.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Institute">

-				<annotation>

-					<documentation xml:lang="de">Institutsbezeichnung.</documentation>

-				</annotation>

-				<simpleType>

-					<restriction base="normalizedString">

-						<maxLength value="80"/>

-					</restriction>

-				</simpleType>

-			</element>

-			<element name="HostID" type="ebics:HostIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Banksystem-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HPDProtocolParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HPD-Protokollparameter.</documentation>

-			<documentation xml:lang="en">Data type for HPD's parameters regarding the EBICS protocol.</documentation>

-		</annotation>

-		<sequence>

-			<element name="Version" type="ebics:HPDVersionType">

-				<annotation>

-					<documentation xml:lang="de">Spezifikation unterstützter Versionen.</documentation>

-					<documentation xml:lang="en">Specification of supported versions..</documentation>

-				</annotation>

-			</element>

-			<element name="Recovery" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zur Recovery-Funktion (Wiederaufnahme abgebrochener Übertragungen).</documentation>

-					<documentation xml:lang="en">Parameter denoting the recovery function (recovery of aborted transmissions).</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-				</complexType>

-			</element>

-			<element name="PreValidation" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zur Vorabprüfung (über die Übermittlung der EU hinaus).</documentation>

-					<documentation xml:lang="en">Parameter denoting the pre-validation (beyond transmission of signatures).</documentation>

-				</annotation>

-				<complexType>

-					<annotation>

-						<documentation xml:lang="de">Optionales Support-Flag, Default = true.</documentation>

-						<documentation xml:lang="en">Optional support flag, default = true.</documentation>

-					</annotation>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-				</complexType>

-			</element>

-			<element name="X509Data" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zur X.509-Funktionalität.</documentation>

-					<documentation xml:lang="en">Parameter denoting the X.509 functionality.</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-					<attribute name="persistent" type="boolean" use="optional" default="false">

-						<annotation>

-							<documentation xml:lang="de">Sind die X.509-Daten der Teilnehmer serverseitig persistent gespeichert?</documentation>

-							<documentation xml:lang="en">Will the user's X.509 data be stored persistently on server side?</documentation>

-						</annotation>

-					</attribute>

-				</complexType>

-			</element>

-			<element name="ClientDataDownload" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zum Download von Kunden- und Teilnehmerdaten (Auftragsarten HKD/HTD).</documentation>

-					<documentation xml:lang="en">Parameter denoting the download of customer and user data (order types HKD/HTD).</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-				</complexType>

-			</element>

-			<element name="DownloadableOrderData" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zum Abruf von Auftragsarten, zu denen Auftragsdaten verfügbar sind (Auftragsart HAA).</documentation>

-					<documentation xml:lang="en">Parameter denoting the reception of order types which provides downloadable order data (order type HAA).</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HPDVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HPD-Versionsinformationen.</documentation>

-		</annotation>

-		<sequence>

-			<element name="Protocol">

-				<annotation>

-					<documentation xml:lang="de">unterstützte EBICS-Protokollversionen (H...).</documentation>

-				</annotation>

-				<simpleType>

-					<list itemType="ebics:ProtocolVersionType"/>

-				</simpleType>

-			</element>

-			<element name="Authentication">

-				<annotation>

-					<documentation xml:lang="de">unterstützte Versionen der Authentifikation (X...).</documentation>

-				</annotation>

-				<simpleType>

-					<list itemType="ebics:AuthenticationVersionType"/>

-				</simpleType>

-			</element>

-			<element name="Encryption">

-				<annotation>

-					<documentation xml:lang="de">unterstützte Versionen der Verschlüsselung (E...).</documentation>

-				</annotation>

-				<simpleType>

-					<list itemType="ebics:EncryptionVersionType"/>

-				</simpleType>

-			</element>

-			<element name="Signature">

-				<annotation>

-					<documentation xml:lang="de">unterstützte EU-Versionen (A...).</documentation>

-				</annotation>

-				<simpleType>

-					<list itemType="esig:SignatureVersionType"/>

-				</simpleType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HTDReponseOrderDataType">

-		<annotation>

-			<documentation>Datentyp für Auftragsdaten für Auftragsart HTD (Antwort: Kunden- und Teilnehmerdaten des Teilnehmers abholen).</documentation>

-		</annotation>

-		<sequence>

-			<element name="PartnerInfo" type="ebics:PartnerInfoType">

-				<annotation>

-					<documentation xml:lang="de">Kundendaten.</documentation>

-					<documentation xml:lang="en">Customer data.</documentation>

-				</annotation>

-			</element>

-			<element name="UserInfo" type="ebics:UserInfoType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmerdaten.</documentation>

-					<documentation xml:lang="en">User data.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVDResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HVD (Antwort: VEU-Status abrufen).</documentation>

-		</annotation>

-		<sequence>

-			<element name="DataDigest" type="ebics:DataDigestType">

-				<annotation>

-					<documentation xml:lang="de">Hashwert der Auftragsdaten.</documentation>

-					<documentation xml:lang="en">Hash value of the order data.</documentation>

-				</annotation>

-			</element>

-			<element name="DisplayFile" type="base64Binary">

-				<annotation>

-					<documentation xml:lang="de">Begleitzettel/"Displaydatei" (entspricht der Dateianzeige im Kundenprotokoll gemäß DFÜ-Abkommen).</documentation>

-					<documentation xml:lang="en">Accompanying ticket/"display file" (corresponds to the display file of the customer's journal according to the document "DFÜ-Abkommen").</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataAvailable" type="boolean">

-				<annotation>

-					<documentation xml:lang="de">Kann die Auftragsdatei im Originalformat abgeholt werden? (HVT mit completeOrderData=true)</documentation>

-					<documentation xml:lang="en">Can the order file be downloaded in the original format? (HVT with completeOrderData=true)</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataSize" type="positiveInteger">

-				<annotation>

-					<documentation xml:lang="de">Größe der unkomprimierten Auftragsdaten in Bytes.</documentation>

-					<documentation xml:lang="en">Size of the uncompressed order data (byte count).</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDetailsAvailable" type="boolean">

-				<annotation>

-					<documentation xml:lang="de">Können die Auftragsdetails als XML-Dokument HVTResponseOrderData abgeholt werden?  (HVT mit completeOrderData=false)</documentation>

-					<documentation xml:lang="en">Can the order details be downloaded as XML document HVTResponseOrderData?  (HVT with completeOrderData=false)</documentation>

-				</annotation>

-			</element>

-			<element name="BankSignature" type="ebics:SignatureType" minOccurs="0" maxOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">bankfachliche Elektronische Unterschrift des Kreditinstituts über Hashwert und Displaydatei.</documentation>

-					<documentation xml:lang="en">Digital Signature issued by the bank, covering the hash value and the accompanying ticket.</documentation>

-				</annotation>

-			</element>

-			<element name="SignerInfo" type="ebics:SignerInfoType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den bisherigen Unterzeichnern.</documentation>

-					<documentation xml:lang="en">Information about the already existing signers.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVDOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVD.</documentation>

-		</annotation>

-		<sequence>

-			<group ref="ebics:HVRequestStructure"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVEOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVE.</documentation>

-		</annotation>

-		<sequence>

-			<group ref="ebics:HVRequestStructure"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVSOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVS.</documentation>

-		</annotation>

-		<sequence>

-			<group ref="ebics:HVRequestStructure"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVSRequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HVS (Anfrage: VEU-Storno).</documentation>

-		</annotation>

-		<sequence>

-			<element name="CancelledDataDigest" type="ebics:DataDigestType">

-				<annotation>

-					<documentation xml:lang="de">Hashwert der Auftragsdaten des stornierten Auftrags.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVTResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Antwort mit Einzelauftraginfos für Auftragsart HVT (Antwort VEU-Transaktionsdetails abrufen mit completeOrderData="false").</documentation>

-		</annotation>

-		<sequence>

-			<element name="NumOrderInfos" type="ebics:NumOrderInfosType">

-				<annotation>

-					<documentation xml:lang="de">Gesamtanzahl der Einzelaufträge für den Auftrag.</documentation>

-					<documentation xml:lang="en">Total number of order infos for the order.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderInfo" type="ebics:HVTOrderInfoType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Einzelauftragsinfos.</documentation>

-					<documentation xml:lang="en">Particular order content information requested for display matters.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVTAccountInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVT-Konteninformationen.</documentation>

-			<documentation xml:lang="en">Data type for account information regarding order type HVT.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:AttributedAccountType"/>

-		</complexContent>

-	</complexType>

-	<complexType name="HVTOrderInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVT-Auftragsinformationen.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderFormat" type="ebics:OrderFormatType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragsformat (z.B. DTAZV).</documentation>

-				</annotation>

-			</element>

-			<element name="AccountInfo" type="ebics:HVTAccountInfoType" minOccurs="2" maxOccurs="3">

-				<annotation>

-					<documentation xml:lang="de">kontobezogene Details des Auftrags (Auftraggeber, Empfänger etc.).</documentation>

-				</annotation>

-			</element>

-			<element name="ExecutionDate" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Ausführungsdatum.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="date"/>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Amount">

-				<annotation>

-					<documentation xml:lang="de">Betrag.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:AmountValueType">

-							<attribute name="isCredit" type="boolean" use="optional">

-								<annotation>

-									<documentation xml:lang="de">Gutschrift (isCredit = "true") oder Lastschrift (isCredit = "false")?</documentation>

-								</annotation>

-							</attribute>

-							<attribute name="Currency" type="ebics:CurrencyBaseType" use="optional">

-								<annotation>

-									<documentation xml:lang="de">Währungscode.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Description" minOccurs="0" maxOccurs="4">

-				<annotation>

-					<documentation xml:lang="de">Textfeld zur weiteren Beschreibung der Transaktion (Verwendungszweck, Auftragsdetails, Kommentar).</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="string">

-							<attribute name="Type" use="required">

-								<annotation>

-									<documentation xml:lang="de">Beschreibungstyp.</documentation>

-								</annotation>

-								<simpleType>

-									<restriction base="token">

-										<enumeration value="Purpose">

-											<annotation>

-												<documentation xml:lang="de">Verwendungszweck</documentation>

-											</annotation>

-										</enumeration>

-										<enumeration value="Details">

-											<annotation>

-												<documentation xml:lang="de">Auftragsdetails</documentation>

-											</annotation>

-										</enumeration>

-										<enumeration value="Comment">

-											<annotation>

-												<documentation xml:lang="de">Kommentar</documentation>

-											</annotation>

-										</enumeration>

-									</restriction>

-								</simpleType>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVTOrderFlagsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVT-Auftragsflags.</documentation>

-		</annotation>

-		<attribute name="completeOrderData" type="boolean" use="required">

-			<annotation>

-				<documentation xml:lang="de">Sollen die Transaktionsdetails als Einzelauftragsinfos (completeOrderData=false) oder als komplette Originaldaten (completeOrderData=true) übertragen werden? (Vorschlag für Default=false)</documentation>

-				<documentation xml:lang="en">Are the transaction details so be transmitted as particular order content information requested for display matters or in complete order data file form? (Proposal for Default=false)</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="fetchLimit" use="required">

-			<annotation>

-				<documentation xml:lang="de">Limit für die zu liefernden Transaktionsdetails, bei completeOrderData=false maximale Anzahl zu liefernder Einzelauftragsinfos, 0 für unbegrenzt (Vorschlag für Default=100).</documentation>

-				<documentation xml:lang="en">Limit for the transaction details to be transmitted; if completeOrderData=false, maximum number of details of a particular order; 0 for unlimited number of details (Proposal for Default=100).</documentation>

-			</annotation>

-			<simpleType>

-				<restriction base="nonNegativeInteger">

-					<totalDigits value="10"/>

-				</restriction>

-			</simpleType>

-		</attribute>

-		<attribute name="fetchOffset" use="required">

-			<annotation>

-				<documentation xml:lang="de">Offset vom Anfang der Originalauftragsdatei für die zu liefernden Transaktionsdetails, bei completeOrderData=false bezogen auf laufende Nummer des Einzelauftrags (Vorschlag für Default=0).</documentation>

-				<documentation xml:lang="en">Offset position in the original order file which marks the starting point for the transaction details to be transmitted; applies to the sequential number of a particular order if completeOrderData=false (Proposal for Default=0).</documentation>

-			</annotation>

-			<simpleType>

-				<restriction base="nonNegativeInteger">

-					<totalDigits value="10"/>

-				</restriction>

-			</simpleType>

-		</attribute>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</complexType>

-	<complexType name="HVTOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVT.</documentation>

-			<documentation xml:lang="en">Data type for additional order parameters for order type HVT.</documentation>

-		</annotation>

-		<sequence>

-			<group ref="ebics:HVRequestStructure"/>

-			<element name="OrderFlags">

-				<annotation>

-					<documentation xml:lang="de">spezielle Flags für HVT-Aufträge.</documentation>

-					<documentation xml:lang="en">Special order flags for orders of type HVT.</documentation>

-				</annotation>

-				<complexType>

-					<complexContent>

-						<extension base="ebics:HVTOrderFlagsType"/>

-					</complexContent>

-				</complexType>

-			</element>

-			<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Generische Schlüssel-Wert-Parameter</documentation>

-					<documentation xml:lang="en">Generic key-value parameters</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVUResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HVU (Antwort: VEU-Übersicht abholen).</documentation>

-		</annotation>

-		<sequence>

-			<annotation>

-				<documentation xml:lang="de"/>

-			</annotation>

-			<element name="OrderDetails" type="ebics:HVUOrderDetailsType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Auftragsinformationen.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVUOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVU-Auftragsdetails.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderType" type="ebics:OrderTBaseType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsart lt. DFÜ-Abkommen des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Type of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="FileFormat" type="ebics:FileFormatType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="en">Identification of the file format in the case of FUL/FDL</documentation>

-				</annotation>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer lt. DFÜ-Abkommen des ausgewählten Auftrags.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataSize" type="positiveInteger">

-				<annotation>

-					<documentation xml:lang="de">Größe der unkomprimierten Auftragsdaten in Bytes.</documentation>

-				</annotation>

-			</element>

-			<element name="SigningInfo" type="ebics:HVUSigningInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Unterschriftsmodalitäten.</documentation>

-				</annotation>

-			</element>

-			<element name="SignerInfo" type="ebics:SignerInfoType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den bisherigen Unterzeichnern.</documentation>

-				</annotation>

-			</element>

-			<element name="OriginatorInfo" type="ebics:HVUOriginatorInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zum Einreicher.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVUOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVU.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderTypes" type="ebics:OrderTListType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Liste von Auftragsarten, für die zur Unterschrift vorliegende Aufträge abgerufen werden sollen; falls nicht angegeben, werden sämtliche für den Teilnehmer unterschriftsfähigen Aufträge abgerufen.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVZOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVZ.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderTypes" type="ebics:OrderTListType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Liste von Auftragsarten, für die zur Unterschrift vorliegende Aufträge abgerufen werden sollen; falls nicht angegeben, werden sämtliche für den Teilnehmer unterschriftsfähigen Aufträge abgerufen.</documentation>

-					<documentation xml:lang="de">List of order types that the orders ready to be signed by the requesting user should match; if not specified, a list of all orders ready to be signed by the requesting user is returned.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVUSigningInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Informationen zu den HVU-Unterschriftsmodalitäten.</documentation>

-		</annotation>

-		<attribute name="readyToBeSigned" type="boolean" use="required">

-			<annotation>

-				<documentation xml:lang="de">Ist der Auftrag unterschriftsreif ("true") oder bereits vom Teilnehmer unterschrieben ("false")?</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="NumSigRequired" type="positiveInteger" use="required">

-			<annotation>

-				<documentation xml:lang="de">Anzahl der insgesamt zur Freigabe erforderlichen EUs.</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="NumSigDone" type="nonNegativeInteger" use="required">

-			<annotation>

-				<documentation xml:lang="de">Anzahl der bereits geleisteten EUs.</documentation>

-			</annotation>

-		</attribute>

-	</complexType>

-	<complexType name="HVUOriginatorInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Informationen zum Ersteller eines HVU-Auftrags.</documentation>

-		</annotation>

-		<sequence>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des Einreichers.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID des Einreichers.</documentation>

-				</annotation>

-			</element>

-			<element name="Name" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Einreichers.</documentation>

-				</annotation>

-			</element>

-			<element name="Timestamp" type="ebics:TimestampType">

-				<annotation>

-					<documentation xml:lang="de">Zeitstempel der Einreichung (d.h. der Übertragung der Auftragsdatei).</documentation>

-				</annotation>

-			</element>

-			<any namespace="##targetNamespace" processContents="strict" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVZResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HVZ (Antwort: VEU-Übersicht mit Zusatzinformationen abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVZ (response: receive summary of orders currently stored in the distributed signature processing unit with additional informations).</documentation>

-		</annotation>

-		<sequence>

-			<annotation>

-				<documentation xml:lang="de"/>

-			</annotation>

-			<element name="OrderDetails" type="ebics:HVZOrderDetailsType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Auftragsinformationen.</documentation>

-					<documentation xml:lang="en">Summary of order information.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVZOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVZ-Auftragsdetails.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderType" type="ebics:OrderTBaseType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsart lt. DFÜ-Abkommen des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Type of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="FileFormat" type="ebics:FileFormatType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="en">Identification of the file format in the case of FUL/FDL</documentation>

-				</annotation>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer lt. DFÜ-Abkommen des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">ID number of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="DataDigest" type="ebics:DataDigestType">

-				<annotation>

-					<documentation xml:lang="de">Hashwert der Auftragsdaten.</documentation>

-					<documentation xml:lang="en">Hash value of the order data.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataAvailable" type="boolean">

-				<annotation>

-					<documentation xml:lang="de">Kann die Auftragsdatei im Originalformat abgeholt werden? (HVT mit completeOrderData=true).</documentation>

-					<documentation xml:lang="en">Can the order file be downloaded in the original format? (HVT with completeOrderData=true)</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataSize" type="positiveInteger">

-				<annotation>

-					<documentation xml:lang="de">Größe der unkomprimierten Auftragsdaten in Bytes.</documentation>

-					<documentation xml:lang="en">Size of uncompressed order data in Bytes.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDetailsAvailable" type="boolean">

-				<annotation>

-					<documentation xml:lang="de">Können die Auftragsdetails als XML-Dokument HVTResponseOrderData abgeholt werden? (HVT mit completeOrderData=false).</documentation>

-					<documentation xml:lang="en">Can the order details be downloaded as XML document HVTResponseOrderData?  (HVT with completeOrderData=false)</documentation>

-				</annotation>

-			</element>

-			<group ref="ebics:HVZPaymentOrderDetailsStructure" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Zusätzliche Auftragsdetails nur für Zahlungsaufträge.</documentation>

-					<documentation xml:lang="en">Order details related to payment orders only.</documentation>

-				</annotation>

-			</group>

-			<element name="SigningInfo" type="ebics:HVUSigningInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Unterschriftsmodalitäten.</documentation>

-					<documentation xml:lang="en">Information regarding the signing modalities of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="SignerInfo" type="ebics:SignerInfoType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den bisherigen Unterzeichnern.</documentation>

-					<documentation xml:lang="en">Information regarding the users who already signed the order.</documentation>

-				</annotation>

-			</element>

-			<element name="OriginatorInfo" type="ebics:HVUOriginatorInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zum Einreicher.</documentation>

-					<documentation xml:lang="en">Information regarding the originator of the order.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<group name="HVZPaymentOrderDetailsStructure">

-		<annotation>

-			<documentation xml:lang="de">Standard-Requeststruktur für HVx-Aufträge (HVD, HVT, HVE, HVS).</documentation>

-			<documentation xml:lang="en">Standard structure for HVZ OrderDetails related to payment orders</documentation>

-		</annotation>

-		<sequence>

-			<element name="TotalOrders" type="nonNegativeInteger" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Anzahl der Zahlungssätze über alle logische Dateien entsprechend Dateianzeige.</documentation>

-					<documentation xml:lang="en">Total transaction number for all logical files (from dispay file).</documentation>

-				</annotation>

-			</element>

-			<element name="TotalAmount" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Summe der Beträge über alle logische Dateien entsprechend Dateianzeige.</documentation>

-					<documentation xml:lang="en">Total transaction amount for all logical files (from dispay file).</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:AmountValueType">

-							<attribute name="isCredit" type="boolean" use="optional">

-								<annotation>

-									<documentation xml:lang="de">Nur Gutschriften (isCredit = "true") oder nur Lastschriften (isCredit = "false")? Sonst keine Nutzung des Elements.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Currency" type="ebics:CurrencyBaseType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragswährung (nur bei sortenreinen Zahlungen, sonst keine Angabe).</documentation>

-					<documentation xml:lang="en">Order currency (only if identical across all transactions, ship otherwise).</documentation>

-				</annotation>

-			</element>

-			<element name="FirstOrderInfo" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Informationen aus Dateianzeige der ersten logischen Datei.</documentation>

-					<documentation xml:lang="en">Order details from display file for first logical file.</documentation>

-				</annotation>

-				<complexType>

-					<sequence>

-						<element name="OrderPartyInfo" type="normalizedString" minOccurs="0">

-							<annotation>

-								<documentation xml:lang="de">Auftraggeber entsprechend Dateianzeige.</documentation>

-								<documentation xml:lang="en">Order party information (from display file).</documentation>

-							</annotation>

-						</element>

-						<element name="AccountInfo" minOccurs="0">

-							<annotation>

-								<documentation xml:lang="de">Erstes Auftraggeberkonto entsprechend Dateianzeige.</documentation>

-								<documentation xml:lang="en">First order party account (from display file).</documentation>

-							</annotation>

-							<complexType>

-								<sequence>

-									<choice maxOccurs="2">

-										<element name="AccountNumber">

-											<annotation>

-												<documentation xml:lang="de">Kontonummer (deutsches Format oder international als IBAN).</documentation>

-												<documentation xml:lang="en">Account number (German format or international as IBAN).</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:AccountNumberType">

-														<attribute name="international" type="boolean" use="optional" default="false">

-															<annotation>

-																<documentation xml:lang="de">Ist die Kontonummer im deutschen Format (international=false) oder im internationalen Format (international=true, IBAN) angegeben?</documentation>

-																<documentation xml:lang="en">Account number given in German format (international=false) or in international format (international=true, IBAN)?</documentation>

-															</annotation>

-														</attribute>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-										<element name="NationalAccountNumber">

-											<annotation>

-												<documentation xml:lang="de">Kontonummer im freien Format.</documentation>

-												<documentation xml:lang="en">Account number in free format.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:NationalAccountNumberType">

-														<attribute name="format" type="token" use="required">

-															<annotation>

-																<documentation xml:lang="de">Formatkennung.</documentation>

-																<documentation xml:lang="en">Format type.</documentation>

-															</annotation>

-														</attribute>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-									</choice>

-									<choice maxOccurs="2">

-										<element name="BankCode">

-											<annotation>

-												<documentation xml:lang="de">Bankleitzahl (deutsches Format oder international als SWIFT-BIC).</documentation>

-												<documentation xml:lang="en">Bank sort code (German format or international as SWIFT-BIC).</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:BankCodeType">

-														<attribute name="international" type="boolean" use="optional" default="false">

-															<annotation>

-																<documentation xml:lang="de">Ist die Bankleitzahl im deutschen Format (international=false, BLZ) oder im internationalen Format (international=true, SWIFT-BIC) angegeben?</documentation>

-																<documentation xml:lang="en">Bank sort code given in German format (international=false) or in international format (international=true, SWIFT-BIC)?</documentation>

-															</annotation>

-														</attribute>

-														<attribute name="Prefix" type="ebics:BankCodePrefixType" use="optional">

-															<annotation>

-																<documentation xml:lang="de">nationales Präfix für Bankleitzahlen.</documentation>

-																<documentation xml:lang="en">National prefix for bank sort code.</documentation>

-															</annotation>

-														</attribute>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-										<element name="NationalBankCode">

-											<annotation>

-												<documentation xml:lang="de">Bankleitzahl im freien Format.</documentation>

-												<documentation xml:lang="en">Bank sort code in free format.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:NationalBankCodeType">

-														<attribute name="format" type="token" use="required">

-															<annotation>

-																<documentation xml:lang="de">Formatkennung.</documentation>

-																<documentation xml:lang="en">Format type.</documentation>

-															</annotation>

-														</attribute>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-									</choice>

-								</sequence>

-							</complexType>

-						</element>

-					</sequence>

-				</complexType>

-			</element>

-		</sequence>

-	</group>

-	<complexType name="SignerInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Informationen zu einem Unterzeichner eines VEU-Auftrags (HVU, HVD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des Unterzeichners.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID des Unterzeichners.</documentation>

-				</annotation>

-			</element>

-			<element name="Name" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Unterzeichners.</documentation>

-				</annotation>

-			</element>

-			<element name="Timestamp" type="ebics:TimestampType">

-				<annotation>

-					<documentation xml:lang="de">Zeitstempel der Unterzeichnung (d.h. der Übertragung der Unterschrift).</documentation>

-				</annotation>

-			</element>

-			<element name="Permission">

-				<annotation>

-					<documentation xml:lang="de">zusätzliche Informationen zu den Berechtigungen des Teilnehmers, der unterzeichnet hat.</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:SignerPermission"/>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="UserPermissionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Berechtigungsinformationen des Teilnehmers (HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderTypes" type="ebics:OrderTListType">

-				<annotation>

-					<documentation xml:lang="de">Liste von Auftragsarten, für die die Berechtigung des Teilnehmers gültig ist.</documentation>

-					<documentation xml:lang="en">List of order types which the user's permission belongs to.</documentation>

-				</annotation>

-			</element>

-			<element name="FileFormat" type="ebics:FileFormatType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Identifikation des Dateiformats im Falle von FUL/FDL</documentation>

-					<documentation xml:lang="en">Identification of the file format in the case of FUL/FDL</documentation>

-				</annotation>

-			</element>

-			<element name="AccountID" type="ebics:AccountIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Verweis auf den Identifikationscode des berechtigten Kontos.</documentation>

-					<documentation xml:lang="en">Identification codes of the affected accounts.</documentation>

-				</annotation>

-			</element>

-			<element name="MaxAmount" type="ebics:AmountType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Betragshöchstgrenze, bis zu der die Berechtigung des Teilnehmers gültig ist.</documentation>

-					<documentation xml:lang="en">Maximum total amount which the user's permission is valid for.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-		<attribute name="AuthorisationLevel" type="ebics:AuthorisationLevelType">

-			<annotation>

-				<documentation xml:lang="de">Unterschriftsklasse, für die der Teilnehmer berechtigt ist; nicht anzugeben bei Download-Auftragsarten.</documentation>

-				<documentation xml:lang="en">Authorization level of the user who signed the order; to be omitted for orders of type "download".</documentation>

-			</annotation>

-		</attribute>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</complexType>

-	<complexType name="PartnerInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Partnerdaten (HKD, HTD).</documentation>

-			<documentation xml:lang="en">Data type for customer data with regard to distributed signatures (order types HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AddressInfo" type="ebics:AddressInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zur Adresse des Kunden.</documentation>

-					<documentation xml:lang="en">Information about the customer's adress.</documentation>

-				</annotation>

-			</element>

-			<element name="BankInfo" type="ebics:BankInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zur Kreditinstitutsanbindung des Kunden.</documentation>

-					<documentation xml:lang="en">Information about the customer's banking access paramters.</documentation>

-				</annotation>

-			</element>

-			<element name="AccountInfo" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Konten des Kunden.</documentation>

-					<documentation xml:lang="en">Information about the customer's accounts.</documentation>

-				</annotation>

-				<complexType>

-					<complexContent>

-						<extension base="ebics:AccountType">

-							<sequence>

-								<element name="UsageOrderTypes" type="ebics:OrderTListType" minOccurs="0">

-									<annotation>

-										<documentation xml:lang="de">Liste der Auftragsartenbeschränkungen; falls nicht angegeben, gibt es keine Auftragsartenbeschränkungen; falls Liste leer, ist das Konto für keine Auftragsart freigegeben.</documentation>

-										<documentation xml:lang="en">List containing the order types which contain this account is restricted to; if omitted, the account is unrestricted; if the list is empty the account is blocked for any order type.</documentation>

-									</annotation>

-								</element>

-								<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-							</sequence>

-							<attribute name="ID" type="ebics:AccountIDType" use="required">

-								<annotation>

-									<documentation xml:lang="de">Identifikationscode des Kontos.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</complexContent>

-				</complexType>

-			</element>

-			<element name="OrderInfo" type="ebics:AuthOrderInfoType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Auftragsarten, für die der Kunde berechtigt ist.</documentation>

-					<documentation xml:lang="en">Information about order types which the customer is authorised to use.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="AddressInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Adressinformationen (HKD, HTD).</documentation>

-			<documentation xml:lang="en">Data type for address information with regard to distributed signature (order types HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="Name" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Kunden.</documentation>

-					<documentation xml:lang="en">Customer's name.</documentation>

-				</annotation>

-			</element>

-			<element name="Street" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Straße und Hausnummer.</documentation>

-					<documentation xml:lang="en">Street and house number.</documentation>

-				</annotation>

-			</element>

-			<element name="PostCode" type="token" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Postleitzahl.</documentation>

-					<documentation xml:lang="en">Postal code.</documentation>

-				</annotation>

-			</element>

-			<element name="City" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Stadt.</documentation>

-					<documentation xml:lang="en">City.</documentation>

-				</annotation>

-			</element>

-			<element name="Region" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Region / Bundesland / Bundesstaat.</documentation>

-					<documentation xml:lang="en">Region / province / federal state.</documentation>

-				</annotation>

-			</element>

-			<element name="Country" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Land.</documentation>

-					<documentation xml:lang="en">Country.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="BankInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Kreditinstitutsinformationen (HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="HostID" type="ebics:HostIDType">

-				<annotation>

-					<documentation xml:lang="de">Banksystem-ID.</documentation>

-				</annotation>

-			</element>

-			<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="UserInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Teilnehmerinformationen (HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="UserID">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:UserIDType">

-							<attribute name="Status" type="ebics:UserStatusType" use="required">

-								<annotation>

-									<documentation xml:lang="de">Status des Teilnehmers.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Name" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Teilnehmers.</documentation>

-				</annotation>

-			</element>

-			<element name="Permission" type="ebics:UserPermissionType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Berechtigungen des Teilnehmers.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="AuthOrderInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Berechtigungsinformationen zu Auftragsarten (HKD, HTD).</documentation>

-			<documentation xml:lang="en">Data type for user permissions with regard to distributed signatures (order types HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderType" type="ebics:OrderTBaseType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsart.</documentation>

-				</annotation>

-			</element>

-			<element name="FileFormat" type="ebics:FileFormatType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Identifikation des Dateiformats im Falle von FUL/FDL</documentation>

-					<documentation xml:lang="en">Identification of the file format in the case of FUL/FDL</documentation>

-				</annotation>

-			</element>

-			<element name="TransferType" type="ebics:TransferType">

-				<annotation>

-					<documentation xml:lang="de">Transfertyp (Upload/Download).</documentation>

-				</annotation>

-			</element>

-			<element name="OrderFormat" type="ebics:OrderFormatType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragsformat (z.B. DTAZV).</documentation>

-				</annotation>

-			</element>

-			<element name="Description" type="ebics:OrderDescriptionType">

-				<annotation>

-					<documentation xml:lang="de">Beschreibung der Auftragsart.</documentation>

-				</annotation>

-			</element>

-			<element name="NumSigRequired" type="nonNegativeInteger" default="0" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Anzahl erforderlicher EUs (Default=0).</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="StandardOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter bei Standard-Auftragsarten.</documentation>

-		</annotation>

-		<sequence>

-			<element name="DateRange" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Datumsbereich (von-bis).</documentation>

-				</annotation>

-				<complexType>

-					<sequence>

-						<element name="Start" type="ebics:DateType">

-							<annotation>

-								<documentation xml:lang="de">Startdatum (inkl.).</documentation>

-							</annotation>

-						</element>

-						<element name="End" type="ebics:DateType">

-							<annotation>

-								<documentation xml:lang="de">Enddatum (inkl.).</documentation>

-							</annotation>

-						</element>

-					</sequence>

-				</complexType>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="GenericOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für beliebige Auftragsarten.</documentation>

-		</annotation>

-		<sequence>

-			<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="FULOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart FUL.</documentation>

-		</annotation>

-		<sequence>

-			<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded"/>

-			<element name="FileFormat" type="ebics:FileFormatType">

-				<annotation>

-					<documentation xml:lang="de">Bezeichnung des Dateiformats</documentation>

-					<documentation xml:lang="en">Name of data format</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="FDLOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart FDL.</documentation>

-		</annotation>

-		<sequence>

-			<element name="DateRange" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Datumsbereich (von-bis).</documentation>

-					<documentation xml:lang="en">Range of date (from-to).</documentation>

-				</annotation>

-				<complexType>

-					<sequence>

-						<element name="Start" type="ebics:DateType">

-							<annotation>

-								<documentation xml:lang="de">Startdatum (inkl.).</documentation>

-							</annotation>

-						</element>

-						<element name="End" type="ebics:DateType">

-							<annotation>

-								<documentation xml:lang="de">Enddatum (inkl.).</documentation>

-							</annotation>

-						</element>

-					</sequence>

-				</complexType>

-			</element>

-			<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded"/>

-			<element name="FileFormat" type="ebics:FileFormatType">

-				<annotation>

-					<documentation xml:lang="de">Bezeichnung des Dateiformats</documentation>

-					<documentation xml:lang="en">Name of data format</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<attributeGroup name="VersionAttrGroup">

-		<annotation>

-			<documentation xml:lang="de">Attribute zur EBICS-Protokollversion und -revision.</documentation>

-			<documentation xml:lang="en">Attributes regarding the protocol version and revision of EBICS.</documentation>

-		</annotation>

-		<attribute name="Version" type="ebics:ProtocolVersionType" use="required">

-			<annotation>

-				<documentation xml:lang="de">Version des EBICS-Protokolls (z.B. "H00x").</documentation>

-				<documentation xml:lang="en">Version of the EBICS protocol (e.g. "H00x").</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="Revision" type="ebics:ProtocolRevisionType" use="optional">

-			<annotation>

-				<documentation xml:lang="de">Revision des EBICS-Protokolls (z.B. 1).</documentation>

-				<documentation xml:lang="en">Revision of the EBICS protocol (e.g. 1).</documentation>

-			</annotation>

-		</attribute>

-	</attributeGroup>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_orders_H005.xsd b/ebics/src/main/resources/xsd/ebics_orders_H005.xsd
deleted file mode 100644
index 30db1213..00000000
--- a/ebics/src/main/resources/xsd/ebics_orders_H005.xsd
+++ /dev/null
@@ -1,2094 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- edited with XMLSpy v2017 sp2 (http://www.altova.com) by EBICS Working Group (July 3rd 2017) - Compared to the status of March 27th 2017 only the element group standardOrderParams was reinserted (as used in schema version H004) and several annotations in English added -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:esig="http://www.ebics.org/S002" xmlns:ebics="urn:org:ebics:H005" targetNamespace="urn:org:ebics:H005" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="en">ebics_orders_H005.xsd contains order-based reference elements and order-based type definitions for EBICS.</documentation>

-		<documentation xml:lang="de">ebics_orders_H005.xsd enthält auftragsbezogene Referenzelemente und auftragsbezogene Typdefinitionen für EBICS.</documentation>

-	</annotation>

-	<import namespace="http://www.ebics.org/S002" schemaLocation="ebics_signature_S002.xsd"/>

-	<include schemaLocation="ebics_types_H005.xsd"/>

-	<!--Element definitions for the new EBICS order types (Hxx) - Binary interpretation of the XML clear text structure in the context.-->

-	<element name="EBICSOrderData" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">XML-Klartext-Auftragsdaten für neue EBICS-Auftragsarten.</documentation>

-			<documentation xml:lang="en">Order data in XML format for new EBICS order types.</documentation>

-		</annotation>

-	</element>

-	<element name="HAAResponseOrderData" type="ebics:HAAResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HAA (Antwort: abrufbare Auftragsarten abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HAA (response: receive downloadable order types).</documentation>

-		</annotation>

-	</element>

-	<element name="HCARequestOrderData" type="ebics:HCARequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HCA (Anfrage: Änderung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung).</documentation>

-			<documentation xml:lang="en">Order data for order type HCA (request: replace user's keys for authentication and encryption).</documentation>

-		</annotation>

-	</element>

-	<element name="HCSRequestOrderData" type="ebics:HCSRequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HCS (Anfrage: Schlüsselwechsel aller Schlüssel).</documentation>

-			<documentation xml:lang="en">Order data for order type HCS (request: replace all keys).</documentation>

-		</annotation>

-	</element>

-	<element name="HIARequestOrderData" type="ebics:HIARequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HIA (Anfrage: Initialisierung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung).</documentation>

-			<documentation xml:lang="en">Order data for order type HIA (request: initialise user's keys for authentication and encryption).</documentation>

-		</annotation>

-	</element>

-	<element name="H3KRequestOrderData" type="ebics:H3KRequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="en">Order data for order type H3K (request: initialise all three user's keys).</documentation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart H3K (Anfrage: Initialisierung aller drei Teilnehmerschlüssel).</documentation>

-		</annotation>

-	</element>

-	<element name="HKDResponseOrderData" type="ebics:HKDResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HKD (Antwort: Kunden- und Teilnehmerdaten des Kunden abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HKD (response: receive customer-based information on the customer and the customer's users).</documentation>

-		</annotation>

-		<key name="HKDAccountKey">

-			<annotation>

-				<documentation xml:lang="de">Schlüssel zur Identifikation des Kontos.</documentation>

-				<documentation xml:lang="en">Key for the identification of the account.</documentation>

-			</annotation>

-			<selector xpath="./ebics:PartnerInfo/ebics:AccountInfo"/>

-			<field xpath="@ID"/>

-		</key>

-		<keyref name="HKDAccountRef" refer="ebics:HKDAccountKey">

-			<annotation>

-				<documentation xml:lang="de">Referenz auf die Konten-Identifikationsschlüssel.</documentation>

-				<documentation xml:lang="en">Reference to the account identification keys.</documentation>

-			</annotation>

-			<selector xpath="./ebics:UserInfo/ebics:Permission"/>

-			<field xpath="ebics:AccountID"/>

-		</keyref>

-	</element>

-	<element name="HPBResponseOrderData" type="ebics:HPBResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HPB (Antwort: Transfer der Bankschlüssel).</documentation>

-			<documentation xml:lang="en">Order data for order type HPB (response: receive bank's public keys).</documentation>

-		</annotation>

-	</element>

-	<element name="HPDResponseOrderData" type="ebics:HPDResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HPD (Antwort: Bankparameter abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HPD (response: receive bank parameters).</documentation>

-		</annotation>

-	</element>

-	<element name="HTDResponseOrderData" type="ebics:HTDReponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HTD (Antwort: Kunden- und Teilnehmerdaten des Teilnehmers abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HTD (response: receive user-based information on the user's customer and the user herself/himself).</documentation>

-		</annotation>

-		<key name="HTDAccountKey">

-			<annotation>

-				<documentation xml:lang="de">Schlüssel zur Identifikation des Kontos.</documentation>

-				<documentation xml:lang="en">Key for the identification of the account.</documentation>

-			</annotation>

-			<selector xpath="./ebics:PartnerInfo/ebics:AccountInfo"/>

-			<field xpath="@ID"/>

-		</key>

-		<keyref name="HTDAccountRef" refer="ebics:HTDAccountKey">

-			<annotation>

-				<documentation xml:lang="de">Referenz auf die Konten-Identifikationsschlüssel.</documentation>

-				<documentation xml:lang="en">Reference to the account identification keys.</documentation>

-			</annotation>

-			<selector xpath="./ebics:UserInfo/ebics:Permission"/>

-			<field xpath="ebics:AccountID"/>

-		</keyref>

-	</element>

-	<element name="HVDResponseOrderData" type="ebics:HVDResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVD (Antwort: VEU-Status abrufen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVD (response: receive the status of an order currently stored in the distributed signature processing unit).</documentation>

-		</annotation>

-	</element>

-	<element name="HVSRequestOrderData" type="ebics:HVSRequestOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVS (Anfrage: VEU-Storno).</documentation>

-			<documentation xml:lang="en">Order data for order type HVS (request: reject an order currently stored in the distributed signature processing unit).</documentation>

-		</annotation>

-	</element>

-	<element name="HVTResponseOrderData" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVT (Antwort: VEU-Transaktionsdetails abrufen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVT (response: receive transaction details of an order currently stored in the distributed signature processing unit).</documentation>

-		</annotation>

-		<complexType>

-			<complexContent>

-				<extension base="ebics:HVTResponseOrderDataType"/>

-			</complexContent>

-		</complexType>

-	</element>

-	<element name="HVUResponseOrderData" type="ebics:HVUResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVU (Antwort: VEU-Übersicht abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVU (response: receive summary of orders currently stored in the distributed signature processing unit).</documentation>

-		</annotation>

-	</element>

-	<element name="HVZResponseOrderData" type="ebics:HVZResponseOrderDataType" substitutionGroup="ebics:EBICSOrderData">

-		<annotation>

-			<documentation xml:lang="de">Auftragsdaten für Auftragsart HVZ (Antwort: VEU-Übersicht mit Zusatzinformationen abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVZ (response: receive summary of orders currently stored in the distributed signature processing unit with additional information).</documentation>

-		</annotation>

-	</element>

-	<!--Element definitions for the ES. Binary interpreation of the XML clear text structure within the signature context.-->

-	<element name="EBICSSignatureData" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">XML-Strukturen für bankfachliche Elektronische Unterschriften (EUs).</documentation>

-			<documentation xml:lang="en">contains the digital signatures.</documentation>

-		</annotation>

-	</element>

-	<element name="BankSignatureData" type="ebics:BankSignatureDataSigBookType" substitutionGroup="ebics:EBICSSignatureData">

-		<annotation>

-			<documentation xml:lang="de">enthält die EU des Kreditinstituts.</documentation>

-			<documentation xml:lang="en">contains the digital signatures.</documentation>

-		</annotation>

-	</element>

-	<!--Element definitions for additional order parameters. XML clear text is embedded in the header data.-->

-	<element name="OrderParams" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter, die zur Ausführung des Auftrags notwendig sind.</documentation>

-			<documentation xml:lang="en">additional order parameters required to execute the order.</documentation>

-		</annotation>

-	</element>

-	<element name="HVDOrderParams" type="ebics:HVDOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVD.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVD.</documentation>

-		</annotation>

-	</element>

-	<element name="HVEOrderParams" type="ebics:HVEOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVE.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVE.</documentation>

-		</annotation>

-	</element>

-	<element name="HVSOrderParams" type="ebics:HVSOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVS.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVS.</documentation>

-		</annotation>

-	</element>

-	<element name="HVTOrderParams" type="ebics:HVTOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVT.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVT.</documentation>

-		</annotation>

-	</element>

-	<element name="HVUOrderParams" type="ebics:HVUOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVU.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVU.</documentation>

-		</annotation>

-	</element>

-	<element name="HVZOrderParams" type="ebics:HVZOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Auftragsart HVZ.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type HVZ.</documentation>

-		</annotation>

-	</element>

-	<element name="StandardOrderParams" type="ebics:StandardOrderParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation xml:lang="de">zusätzliche Auftragsparameter für Standard-Auftragsarten.</documentation>

-			<documentation xml:lang="en">additional order parameters for standard order types.</documentation>

-		</annotation>

-	</element>

-	<!--Element groups and structural information.-->

-	<group name="HVRequestStructure">

-		<annotation>

-			<documentation xml:lang="de">Standard-Requeststruktur für HVx-Aufträge (HVD, HVT, HVE, HVS).</documentation>

-			<documentation xml:lang="en">Standard request structure for HVx orders (HVD, HVT, HVE, HVS).</documentation>

-		</annotation>

-		<sequence>

-			<annotation>

-				<documentation xml:lang="de">Standard-Requestdaten.</documentation>

-				<documentation xml:lang="en">Standard request data.</documentation>

-			</annotation>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des Einreichers des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Customer ID of the presenter of the selected order.</documentation>

-				</annotation>

-			</element>

-			<element name="Service" type="ebics:RestrictedServiceType">

-				<annotation>

-					<documentation xml:lang="de">BTF Service Parameter struktur im Falle von BTU/BTD</documentation>

-					<documentation xml:lang="en">Identification of the file format in the case of FUL/FDL</documentation>

-				</annotation>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Order ID of the selected order.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</group>

-	<attributeGroup name="AuthenticationMarker">

-		<annotation>

-			<documentation xml:lang="de">Marker für Elemente und deren Substrukturen, die authentifiziert werden sollen.</documentation>

-			<documentation xml:lang="en">Marker for elements and their substructures that are to be authenticated.</documentation>

-		</annotation>

-		<attribute name="authenticate" type="boolean" use="required" fixed="true">

-			<annotation>

-				<documentation xml:lang="de">Das zugehörige Element ist mitsamt seinen Unterstrukturen zu authentifizieren.</documentation>

-				<documentation xml:lang="en">The element (and its substructures) that belongs to this attribute is to be authenticated.</documentation>

-			</annotation>

-		</attribute>

-	</attributeGroup>

-	<attributeGroup name="OptSupportFlag">

-		<annotation>

-			<documentation xml:lang="de">optionales Support-Flag, Default = true.</documentation>

-			<documentation xml:lang="en">optional support flag, default = true.</documentation>

-		</annotation>

-		<attribute name="supported" type="boolean" use="optional" default="true">

-			<annotation>

-				<documentation xml:lang="de">Wird die Funktion unterstützt?</documentation>

-				<documentation xml:lang="en">Is this function supported?</documentation>

-			</annotation>

-		</attribute>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</attributeGroup>

-	<attributeGroup name="SignerPermission">

-		<annotation>

-			<documentation xml:lang="de">EU-Berechtigungsinformationen.</documentation>

-			<documentation xml:lang="en">permission information of a user's digital signature.</documentation>

-		</annotation>

-		<attribute name="AuthorisationLevel" type="ebics:AuthorisationLevelType" use="required">

-			<annotation>

-				<documentation xml:lang="de">Unterschriftsberechtigung des Teilnehmers, der unterzeichnet hat.</documentation>

-				<documentation xml:lang="en">Authorisation level of the user that signed the order.</documentation>

-			</annotation>

-		</attribute>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</attributeGroup>

-	<!--Type definitions and order-related complex types.-->

-	<complexType name="BankSignatureDataSigBookType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Signaturdaten des Kreditinstituts beim EU-Transfer.</documentation>

-			<documentation xml:lang="en">Data type for digital signature data transferred using EBICS.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderSignature" minOccurs="0" maxOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">bankfachliche Elektronische Unterschrift.</documentation>

-					<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation).</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:SignatureType"/>

-					</simpleContent>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="PreValidationRequestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Vorabprüfung (Anfrage).</documentation>

-			<documentation xml:lang="en">Data type for pre-validation (request).</documentation>

-		</annotation>

-		<sequence>

-			<annotation>

-				<documentation xml:lang="de">Client sendet den Hashwert der Auftragsdaten und alle weiteren Daten, die er im Rahmen der Vorabprüfung zur Verfügung stellen will</documentation>

-			</annotation>

-			<element name="DataDigest" type="ebics:DataDigestType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Hashwert der zu übertragenden Auftragsdatendatei für die Vorabprüfung.</documentation>

-					<documentation xml:lang="en">Hashvalue of the transmitted order data for the prevalidation.</documentation>

-				</annotation>

-			</element>

-			<element name="AccountAuthorisation" type="ebics:PreValidationAccountAuthType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Kontoangabe zur Kontoberechtigung für diesen Zahlungsverkehrsauftrag bei der Vorabprüfung.</documentation>

-					<documentation xml:lang="en">Account information for authorisation checks for the payment order within the prevalidation.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="PreValidationAccountAuthType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Kontenberechtigungsdaten zur Vorabprüfung.</documentation>

-			<documentation xml:lang="en">Data type for the account authorisation data for the prevalidation.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:AccountType">

-				<sequence>

-					<element name="Amount" type="ebics:AmountType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Summe der Zahlungsverkehrsaufträge dieses Kontos für die Höchstbetragsprüfung der EU.</documentation>

-							<documentation xml:lang="en">Total sum of the ordered payments regarding this account in order to check the maximum amount limit of the signature permission grades.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="DataTransferRequestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Transfer von Auftragsdaten (Anfrage).</documentation>

-			<documentation xml:lang="en">Data type for the transfer of order data (request).</documentation>

-		</annotation>

-		<sequence>

-			<choice>

-				<annotation>

-					<documentation xml:lang="de">Transaktionsphase?</documentation>

-				</annotation>

-				<sequence>

-					<annotation>

-						<documentation xml:lang="de">Initialisierungsphase: Transfer der Signaturdaten (EUs) und des Transaktionsschlüssels.</documentation>

-						<documentation xml:lang="en">Inituialisation phase: Transfer of signatur data (ESs) and transaktion key.</documentation>

-					</annotation>

-					<element name="DataEncryptionInfo">

-						<annotation>

-							<documentation xml:lang="de">Information zur Verschlüsselung der Signatur- und Auftragsdaten.</documentation>

-							<documentation xml:lang="en">Information regarding the encryption of signature and order data.</documentation>

-						</annotation>

-						<complexType>

-							<complexContent>

-								<extension base="ebics:DataEncryptionInfoType">

-									<attributeGroup ref="ebics:AuthenticationMarker"/>

-								</extension>

-							</complexContent>

-						</complexType>

-					</element>

-					<element name="SignatureData">

-						<annotation>

-							<documentation xml:lang="de">enthält Signaturdaten (EUs).</documentation>

-							<documentation xml:lang="en">contains signature data (ESs).</documentation>

-						</annotation>

-						<complexType>

-							<simpleContent>

-								<extension base="ebics:SignatureDataType">

-									<attributeGroup ref="ebics:AuthenticationMarker"/>

-								</extension>

-							</simpleContent>

-						</complexType>

-					</element>

-					<element name="DataDigest" type="ebics:DataDigestType">

-						<annotation>

-							<documentation xml:lang="de">Hashwert der Auftragsdaten.</documentation>

-							<documentation xml:lang="de">Hashvalue of the order data.</documentation>

-						</annotation>

-					</element>

-					<element name="AdditionalOrderInfo" type="ebics:String255Type" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Additional Information about the order (unstructured, up to 255 characters).</documentation>

-						</annotation>

-					</element>

-				</sequence>

-				<sequence>

-					<annotation>

-						<documentation xml:lang="de">Transferphase: Transfer von Auftragsdaten.</documentation>

-						<documentation xml:lang="en">Transferphase: Transfer of order data.</documentation>

-					</annotation>

-					<element name="OrderData">

-						<annotation>

-							<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-							<documentation xml:lang="en">contains order data.</documentation>

-						</annotation>

-						<complexType>

-							<simpleContent>

-								<extension base="ebics:OrderDataType">

-									<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-								</extension>

-							</simpleContent>

-						</complexType>

-					</element>

-				</sequence>

-			</choice>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="DataTransferResponseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Transfer von Auftragsdaten (Antwort).</documentation>

-		</annotation>

-		<sequence>

-			<sequence minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Transfer des Sitzungsschlüssels und (optional) der Signaturdaten (EUs); nur in der Initialisierungsphase anzugeben.</documentation>

-					<documentation xml:lang="en">Transfer of the session key and (optional) signature data (ESs); to be specified only in the initialisation phase.</documentation>

-				</annotation>

-				<element name="DataEncryptionInfo">

-					<annotation>

-						<documentation xml:lang="de">Information zur Verschlüsselung der Signatur- und Auftragsdaten.</documentation>

-						<documentation xml:lang="en">Information regarding the encryption of signature and order data.</documentation>

-					</annotation>

-					<complexType>

-						<complexContent>

-							<extension base="ebics:DataEncryptionInfoType">

-								<attributeGroup ref="ebics:AuthenticationMarker"/>

-							</extension>

-						</complexContent>

-					</complexType>

-				</element>

-				<element name="SignatureData" minOccurs="0" maxOccurs="0">

-					<annotation>

-						<documentation xml:lang="de">enthält Signaturdaten (EUs).</documentation>

-						<documentation xml:lang="en">contains signature data (ESs).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:SignatureDataType">

-								<attributeGroup ref="ebics:AuthenticationMarker"/>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</sequence>

-			<element name="OrderData">

-				<annotation>

-					<documentation xml:lang="de">enthält Auftragsdaten.</documentation>

-					<documentation xml:lang="en">contains order data.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:OrderDataType">

-							<anyAttribute namespace="##targetNamespace" processContents="lax"/>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="TransferReceiptRequestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Transfer von Transferquittungen.</documentation>

-			<documentation xml:lang="en">Data type for the transfer of transfer receipts.</documentation>

-		</annotation>

-		<sequence>

-			<element name="ReceiptCode" type="ebics:ReceiptCodeType">

-				<annotation>

-					<documentation xml:lang="de">Quittierungscode für Auftragsdatentransfer.</documentation>

-					<documentation xml:lang="en">Receipt code fpr transfer of order data.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="TransferReceiptResponseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Transfer von Antwortcodes.</documentation>

-		</annotation>

-		<sequence>

-			<element name="ReturnCodeReceipt" type="ebics:ReturnCodeType">

-				<annotation>

-					<documentation xml:lang="de">Antwortcode für den vorangegangenen Transfer.</documentation>

-					<documentation xml:lang="en">response code for the foregoing transfer.</documentation>

-				</annotation>

-			</element>

-			<element name="TimestampBankParameter" type="ebics:TimestampType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Zeitstempel der letzten Aktualisierung der Bankparameter.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HAAResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HAA (Antwort: abrufbare Auftragsarten abholen).</documentation>

-			<documentation xml:lang="en">Data type for order data of order type HAA (Response: Download of available order data).</documentation>

-		</annotation>

-		<sequence>

-			<element name="Service" type="ebics:RestrictedServiceType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Liste von Auftragsarten, für die Daten bereit stehen.</documentation>

-					<documentation xml:lang="en">List of order types for which data are available.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HCARequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HCA (Anfrage: Änderung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung).</documentation>

-			<documentation xml:lang="en">Data type for order data regarding order type HCA (Request: Update of Subscriber's key for authentication and encryption).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-					<documentation xml:lang="en">public key for authentication.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-					<documentation xml:lang="en">public key for encryption.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-					<documentation xml:lang="en">Partner-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-					<documentation xml:lang="en">User-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HCSRequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HCS (Anfrage: Schlüsselwechsel aller Schlüssel).</documentation>

-			<documentation xml:lang="en">Data type for order data for order type HCS (Request: Update of all keys).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-					<documentation xml:lang="en">public key for authentication.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-					<documentation xml:lang="en">public key for encryption.</documentation>

-				</annotation>

-			</element>

-			<element ref="esig:SignaturePubKeyInfo"/>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-					<documentation xml:lang="en">Partner-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-					<documentation xml:lang="en">User-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HIARequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HIA (Anfrage: Initialisierung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung).</documentation>

-			<documentation xml:lang="en">Data type for order data for order type HIA (Request: Initialisation of subcriber keys for authentication and encryption).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-					<documentation xml:lang="en">public key for authentication.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-					<documentation xml:lang="en">public key for encryption.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-					<documentation xml:lang="en">Partner-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-					<documentation xml:lang="en">User-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="H3KRequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart H3K (Anfrage: Initialisierung aller drei Teilnehmerschlüssel).</documentation>

-			<documentation xml:lang="en">Order type for order data H3K (request: initialise all three user's keys).</documentation>

-		</annotation>

-		<sequence>

-			<element name="SignatureCertificateInfo" type="ebics:SignatureCertificateInfoType">

-				<annotation>

-					<documentation xml:lang="en">Key for electronic Signature</documentation>

-					<documentation xml:lang="de">Signaturschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="AuthenticationCertificateInfo" type="ebics:AuthenticationCertificateInfoType">

-				<annotation>

-					<documentation xml:lang="en">Authentication key</documentation>

-					<documentation xml:lang="de">Authentifikationsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionCertificateInfo" type="ebics:EncryptionCertificateInfoType">

-				<annotation>

-					<documentation xml:lang="en">Encryption key</documentation>

-					<documentation xml:lang="de">Verschlüsselungsschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="en">PartnerID.</documentation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="en">UserID.</documentation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="HKDResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HKD (Antwort: Kunden- und Teilnehmerdaten des Kunden abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HKD (response: receive customer based information on the customer and the customer's user.</documentation>

-		</annotation>

-		<sequence>

-			<element name="PartnerInfo" type="ebics:PartnerInfoType">

-				<annotation>

-					<documentation xml:lang="de">Kundendaten.</documentation>

-					<documentation xml:lang="en">Customer data.</documentation>

-				</annotation>

-			</element>

-			<element name="UserInfo" type="ebics:UserInfoType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmerdaten.</documentation>

-					<documentation xml:lang="en">User data.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HPBResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HPB (Antwort: Transfer der Bankschlüssel).</documentation>

-			<documentation xml:lang="en">Data type for order data for order type HPB (Response: Transfer of bank keys).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AuthenticationPubKeyInfo" type="ebics:AuthenticationPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Authentifikationsschlüssel.</documentation>

-					<documentation xml:lang="en">public authentication key</documentation>

-				</annotation>

-			</element>

-			<element name="EncryptionPubKeyInfo" type="ebics:EncryptionPubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Verschlüsselungsschlüssel.</documentation>

-					<documentation xml:lang="en">public encryption key</documentation>

-				</annotation>

-			</element>

-			<element ref="esig:SignaturePubKeyInfo" minOccurs="0" maxOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher EU-Signaturschlüssel.</documentation>

-					<documentation xml:lang="en">public ES key.</documentation>

-				</annotation>

-			</element>

-			<element name="HostID" type="ebics:HostIDType">

-				<annotation>

-					<documentation xml:lang="de">Banksystem-ID.</documentation>

-					<documentation xml:lang="en">Host-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HPDResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HPD (Antwort: Bankparameter abholen).</documentation>

-			<documentation xml:lang="en">Data type for order data for order type HPD (Response: Download bank parameters).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AccessParams" type="ebics:HPDAccessParamsType">

-				<annotation>

-					<documentation xml:lang="de">Zugangsparameter.</documentation>

-					<documentation xml:lang="en">Access Parameter.</documentation>

-				</annotation>

-			</element>

-			<element name="ProtocolParams" type="ebics:HPDProtocolParamsType">

-				<annotation>

-					<documentation xml:lang="de">Protokollparameter.</documentation>

-					<documentation xml:lang="en">Protocol Parameter.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="HPDAccessParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HPD-Zugangsparameter.</documentation>

-			<documentation xml:lang="en">data type for HPD Access Parameter.</documentation>

-		</annotation>

-		<sequence>

-			<element name="URL" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">institutsspezifische IP-Adresse/URL.</documentation>

-					<documentation xml:lang="en">individual IP-address/URL of the bank.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="anyURI">

-							<attribute name="valid_from" type="ebics:TimestampType">

-								<annotation>

-									<documentation xml:lang="de">Gültigkeitsbeginn für die angegebene URL/IP.</documentation>

-									<documentation xml:lang="en">Valid-From-Date of the URL/IP.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Institute">

-				<annotation>

-					<documentation xml:lang="de">Institutsbezeichnung.</documentation>

-					<documentation xml:lang="en">Name of the bank.</documentation>

-				</annotation>

-				<simpleType>

-					<restriction base="normalizedString">

-						<maxLength value="80"/>

-					</restriction>

-				</simpleType>

-			</element>

-			<element name="HostID" type="ebics:HostIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Banksystem-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HPDProtocolParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HPD-Protokollparameter.</documentation>

-			<documentation xml:lang="en">Data type for HPD's parameters regarding the EBICS protocol.</documentation>

-		</annotation>

-		<sequence>

-			<element name="Version" type="ebics:HPDVersionType">

-				<annotation>

-					<documentation xml:lang="de">Spezifikation unterstützter Versionen.</documentation>

-					<documentation xml:lang="en">Specification of supported versions..</documentation>

-				</annotation>

-			</element>

-			<element name="Recovery" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zur Recovery-Funktion (Wiederaufnahme abgebrochener Übertragungen).</documentation>

-					<documentation xml:lang="en">Parameter denoting the recovery function (recovery of aborted transmissions).</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-				</complexType>

-			</element>

-			<element name="PreValidation" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zur Vorabprüfung (über die Übermittlung der EU hinaus).</documentation>

-					<documentation xml:lang="en">Parameter denoting the pre-validation (beyond transmission of signatures).</documentation>

-				</annotation>

-				<complexType>

-					<annotation>

-						<documentation xml:lang="de">Optionales Support-Flag, Default = true.</documentation>

-						<documentation xml:lang="en">Optional support flag, default = true.</documentation>

-					</annotation>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-				</complexType>

-			</element>

-			<element name="ClientDataDownload" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zum Download von Kunden- und Teilnehmerdaten (Auftragsarten HKD/HTD).</documentation>

-					<documentation xml:lang="en">Parameter denoting the download of customer and user data (order types HKD/HTD).</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-				</complexType>

-			</element>

-			<element name="DownloadableOrderData" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zum Abruf von Auftragsarten, zu denen Auftragsdaten verfügbar sind (Auftragsart HAA).</documentation>

-					<documentation xml:lang="en">Parameter denoting the reception of order types which provides downloadable order data (order type HAA).</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:OptSupportFlag"/>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HPDVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HPD-Versionsinformationen.</documentation>

-			<documentation xml:lang="en">Data type for HPD version information.</documentation>

-		</annotation>

-		<sequence>

-			<element name="Protocol">

-				<annotation>

-					<documentation xml:lang="de">unterstützte EBICS-Protokollversionen (H...).</documentation>

-					<documentation xml:lang="en">supported EBICS protocol versions. (H...).</documentation>

-				</annotation>

-				<simpleType>

-					<list itemType="ebics:ProtocolVersionType"/>

-				</simpleType>

-			</element>

-			<element name="Authentication">

-				<annotation>

-					<documentation xml:lang="de">unterstützte Versionen der Authentifikation (X...).</documentation>

-					<documentation xml:lang="en">supported version for authentication (X...).</documentation>

-				</annotation>

-				<simpleType>

-					<list itemType="ebics:AuthenticationVersionType"/>

-				</simpleType>

-			</element>

-			<element name="Encryption">

-				<annotation>

-					<documentation xml:lang="de">unterstützte Versionen der Verschlüsselung (E...).</documentation>

-					<documentation xml:lang="en">supported version for encryption (E...).</documentation>

-				</annotation>

-				<simpleType>

-					<list itemType="ebics:EncryptionVersionType"/>

-				</simpleType>

-			</element>

-			<element name="Signature">

-				<annotation>

-					<documentation xml:lang="de">unterstützte EU-Versionen (A...).</documentation>

-					<documentation xml:lang="en">supported version for ES (A...).</documentation>

-				</annotation>

-				<simpleType>

-					<list itemType="esig:SignatureVersionType"/>

-				</simpleType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HTDReponseOrderDataType">

-		<annotation>

-			<documentation>Datentyp für Auftragsdaten für Auftragsart HTD (Antwort: Kunden- und Teilnehmerdaten des Teilnehmers abholen).</documentation>

-			<documentation xml:lang="en">Data type for order data for order type HTD (Response: Download partner- and user data).</documentation>

-		</annotation>

-		<sequence>

-			<element name="PartnerInfo" type="ebics:PartnerInfoType">

-				<annotation>

-					<documentation xml:lang="de">Kundendaten.</documentation>

-					<documentation xml:lang="en">Customer data.</documentation>

-				</annotation>

-			</element>

-			<element name="UserInfo" type="ebics:UserInfoType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmerdaten.</documentation>

-					<documentation xml:lang="en">User data.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVDResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HVD (Antwort: VEU-Status abrufen).</documentation>

-			<documentation xml:lang="en">Data type for order data for order type HVD (Response: EDS-status).</documentation>

-		</annotation>

-		<sequence>

-			<element name="DataDigest" type="ebics:DataDigestType">

-				<annotation>

-					<documentation xml:lang="de">Hashwert der Auftragsdaten.</documentation>

-					<documentation xml:lang="en">Hash value of the order data.</documentation>

-				</annotation>

-			</element>

-			<element name="DisplayFile" type="base64Binary">

-				<annotation>

-					<documentation xml:lang="de">Begleitzettel/"Displaydatei" (entspricht der Dateianzeige im Kundenprotokoll gemäß DFÜ-Abkommen).</documentation>

-					<documentation xml:lang="en">Accompanying ticket/"display file" (corresponds to the display file of the customer's journal according to the document "DFÜ-Abkommen").</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataAvailable" type="boolean">

-				<annotation>

-					<documentation xml:lang="de">Kann die Auftragsdatei im Originalformat abgeholt werden? (HVT mit completeOrderData=true)</documentation>

-					<documentation xml:lang="en">Can the order file be downloaded in the original format? (HVT with completeOrderData=true)</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataSize" type="positiveInteger">

-				<annotation>

-					<documentation xml:lang="de">Größe der unkomprimierten Auftragsdaten in Bytes.</documentation>

-					<documentation xml:lang="en">Size of the uncompressed order data (byte count).</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDetailsAvailable" type="boolean">

-				<annotation>

-					<documentation xml:lang="de">Können die Auftragsdetails als XML-Dokument HVTResponseOrderData abgeholt werden?  (HVT mit completeOrderData=false)</documentation>

-					<documentation xml:lang="en">Can the order details be downloaded as XML document HVTResponseOrderData?  (HVT with completeOrderData=false)</documentation>

-				</annotation>

-			</element>

-			<element name="BankSignature" type="ebics:SignatureType" minOccurs="0" maxOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">bankfachliche Elektronische Unterschrift des Kreditinstituts über Hashwert und Displaydatei.</documentation>

-					<documentation xml:lang="en">Digital Signature issued by the bank, covering the hash value and the accompanying ticket.</documentation>

-				</annotation>

-			</element>

-			<element name="SignerInfo" type="ebics:SignerInfoType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den bisherigen Unterzeichnern.</documentation>

-					<documentation xml:lang="en">Information about the already existing signers.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVDOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVD.</documentation>

-			<documentation xml:lang="en">Data type for additional order parameters for order type HVD.</documentation>

-		</annotation>

-		<sequence>

-			<group ref="ebics:HVRequestStructure"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVEOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVE.</documentation>

-			<documentation xml:lang="en">Data type for additional order parameters for order type HVE.</documentation>

-		</annotation>

-		<sequence>

-			<group ref="ebics:HVRequestStructure"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVSOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVS.</documentation>

-			<documentation xml:lang="en">Data type for additional order parameters for order type HVS.</documentation>

-		</annotation>

-		<sequence>

-			<group ref="ebics:HVRequestStructure"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVSRequestOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HVS (Anfrage: VEU-Storno).</documentation>

-			<documentation xml:lang="en">Data type for order data for order type HVS (request: EDS cancellation).</documentation>

-		</annotation>

-		<sequence>

-			<element name="CancelledDataDigest" type="ebics:DataDigestType">

-				<annotation>

-					<documentation xml:lang="de">Hashwert der Auftragsdaten des stornierten Auftrags.</documentation>

-					<documentation xml:lang="en">Hash value of order data of cancelled order.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVTResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Antwort mit Einzelauftraginfos für Auftragsart HVT (Antwort VEU-Transaktionsdetails abrufen mit completeOrderData="false").</documentation>

-			<documentation xml:lang="en">Data type for a response containing information about single transactions for order type HVT (response: EDS transaction details with completeOrderData="false").</documentation>

-		</annotation>

-		<sequence>

-			<element name="NumOrderInfos" type="ebics:NumOrderInfosType">

-				<annotation>

-					<documentation xml:lang="de">Gesamtanzahl der Einzelaufträge für den Auftrag.</documentation>

-					<documentation xml:lang="en">Total number of order infos for the order.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderInfo" type="ebics:HVTOrderInfoType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Einzelauftragsinfos.</documentation>

-					<documentation xml:lang="en">Particular order content information requested for display matters.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVTAccountInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVT-Konteninformationen.</documentation>

-			<documentation xml:lang="en">Data type for account information regarding order type HVT.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:AttributedAccountType"/>

-		</complexContent>

-	</complexType>

-	<complexType name="HVTOrderInfoType">

-		<annotation>

-			<documentation xml:lang="de">//MODIFIED - Replaced Element OrderFormat with MsgName// Datentyp für HVT-Auftragsinformationen.</documentation>

-		</annotation>

-		<sequence>

-			<element name="MsgName" type="ebics:MessageType" minOccurs="0"/>

-			<element name="AccountInfo" type="ebics:HVTAccountInfoType" minOccurs="2" maxOccurs="3">

-				<annotation>

-					<documentation xml:lang="de">kontobezogene Details des Auftrags (Auftraggeber, Empfänger etc.).</documentation>

-					<documentation xml:lang="en">account related details of the order (ordering party, receiver etc.).</documentation>

-				</annotation>

-			</element>

-			<element name="ExecutionDate" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Ausführungsdatum.</documentation>

-					<documentation xml:lang="en">Execution date.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="date"/>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Amount">

-				<annotation>

-					<documentation xml:lang="de">Betrag.</documentation>

-					<documentation xml:lang="en">Amount.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:AmountValueType">

-							<attribute name="isCredit" type="boolean" use="optional">

-								<annotation>

-									<documentation xml:lang="de">Gutschrift (isCredit = "true") oder Lastschrift (isCredit = "false")?</documentation>

-									<documentation xml:lang="en">Credit (isCredit = "true") or debit (isCredit = "false")?</documentation>

-								</annotation>

-							</attribute>

-							<attribute name="Currency" type="ebics:CurrencyBaseType" use="optional">

-								<annotation>

-									<documentation xml:lang="de">Währungscode.</documentation>

-									<documentation xml:lang="en">Currency code.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Description" minOccurs="0" maxOccurs="4">

-				<annotation>

-					<documentation xml:lang="de">Textfeld zur weiteren Beschreibung der Transaktion (Verwendungszweck, Auftragsdetails, Kommentar).</documentation>

-					<documentation xml:lang="en">text field for additional descriptions regarding the transaction (remittance information, order details, annotations).</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="string">

-							<attribute name="Type" use="required">

-								<annotation>

-									<documentation xml:lang="de">Beschreibungstyp.</documentation>

-									<documentation xml:lang="en">Description type.</documentation>

-								</annotation>

-								<simpleType>

-									<restriction base="token">

-										<enumeration value="Purpose">

-											<annotation>

-												<documentation xml:lang="de">Verwendungszweck</documentation>

-												<documentation xml:lang="en">remittance information.</documentation>

-											</annotation>

-										</enumeration>

-										<enumeration value="Details">

-											<annotation>

-												<documentation xml:lang="de">Auftragsdetails</documentation>

-												<documentation xml:lang="en">Order details.</documentation>

-											</annotation>

-										</enumeration>

-										<enumeration value="Comment">

-											<annotation>

-												<documentation xml:lang="de">Kommentar</documentation>

-												<documentation xml:lang="en">Annotation.</documentation>

-											</annotation>

-										</enumeration>

-									</restriction>

-								</simpleType>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVTOrderFlagsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVT-Auftragsflags.</documentation>

-			<documentation xml:lang="en">Data type for HVT order flags.</documentation>

-		</annotation>

-		<attribute name="completeOrderData" type="boolean" use="required">

-			<annotation>

-				<documentation xml:lang="de">Sollen die Transaktionsdetails als Einzelauftragsinfos (completeOrderData=false) oder als komplette Originaldaten (completeOrderData=true) übertragen werden? (Vorschlag für Default=false)</documentation>

-				<documentation xml:lang="en">Are the transaction details so be transmitted as particular order content information requested for display matters or in complete order data file form? (Proposal for Default=false)</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="fetchLimit" use="required">

-			<annotation>

-				<documentation xml:lang="de">Limit für die zu liefernden Transaktionsdetails, bei completeOrderData=false maximale Anzahl zu liefernder Einzelauftragsinfos, 0 für unbegrenzt (Vorschlag für Default=100).</documentation>

-				<documentation xml:lang="en">Limit for the transaction details to be transmitted; if completeOrderData=false, maximum number of details of a particular order; 0 for unlimited number of details (Proposal for Default=100).</documentation>

-			</annotation>

-			<simpleType>

-				<restriction base="nonNegativeInteger">

-					<totalDigits value="10"/>

-				</restriction>

-			</simpleType>

-		</attribute>

-		<attribute name="fetchOffset" use="required">

-			<annotation>

-				<documentation xml:lang="de">Offset vom Anfang der Originalauftragsdatei für die zu liefernden Transaktionsdetails, bei completeOrderData=false bezogen auf laufende Nummer des Einzelauftrags (Vorschlag für Default=0).</documentation>

-				<documentation xml:lang="en">Offset position in the original order file which marks the starting point for the transaction details to be transmitted; applies to the sequential number of a particular order if completeOrderData=false (Proposal for Default=0).</documentation>

-			</annotation>

-			<simpleType>

-				<restriction base="nonNegativeInteger">

-					<totalDigits value="10"/>

-				</restriction>

-			</simpleType>

-		</attribute>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</complexType>

-	<complexType name="HVTOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVT.</documentation>

-			<documentation xml:lang="en">Data type for additional order parameters for order type HVT.</documentation>

-		</annotation>

-		<sequence>

-			<group ref="ebics:HVRequestStructure"/>

-			<element name="OrderFlags">

-				<annotation>

-					<documentation xml:lang="de">spezielle Flags für HVT-Aufträge.</documentation>

-					<documentation xml:lang="en">Special order flags for orders of type HVT.</documentation>

-				</annotation>

-				<complexType>

-					<complexContent>

-						<extension base="ebics:HVTOrderFlagsType"/>

-					</complexContent>

-				</complexType>

-			</element>

-			<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Generische Schlüssel-Wert-Parameter</documentation>

-					<documentation xml:lang="en">Generic key-value parameters</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVUResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HVU (Antwort: VEU-Übersicht abholen).</documentation>

-			<documentation xml:lang="en">Data type for order data for order type HVU (Response: Download EDS overview).</documentation>

-		</annotation>

-		<sequence>

-			<annotation>

-				<documentation xml:lang="de"/>

-			</annotation>

-			<element name="OrderDetails" type="ebics:HVUOrderDetailsType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Auftragsinformationen.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVUOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVU-Auftragsdetails.</documentation>

-			<documentation xml:lang="en">Data type for HVU order details.</documentation>

-		</annotation>

-		<sequence>

-			<element name="Service" type="ebics:RestrictedServiceType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsart lt. DFÜ-Abkommen des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Type of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer lt. DFÜ-Abkommen des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Order number.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataSize" type="positiveInteger">

-				<annotation>

-					<documentation xml:lang="de">Größe der unkomprimierten Auftragsdaten in Bytes.</documentation>

-					<documentation xml:lang="en">Order data size in bytes.</documentation>

-				</annotation>

-			</element>

-			<element name="SigningInfo" type="ebics:HVUSigningInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Unterschriftsmodalitäten.</documentation>

-					<documentation xml:lang="en">Signing information.</documentation>

-				</annotation>

-			</element>

-			<element name="SignerInfo" type="ebics:SignerInfoType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den bisherigen Unterzeichnern.</documentation>

-					<documentation xml:lang="en">Information regarding the signer.</documentation>

-				</annotation>

-			</element>

-			<element name="OriginatorInfo" type="ebics:HVUOriginatorInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zum Einreicher.</documentation>

-					<documentation xml:lang="en">Information regarding the originator.</documentation>

-				</annotation>

-			</element>

-			<element name="AdditionalOrderInfo" type="ebics:String255Type" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Additional Information about the order (unstructured, up to 255 characters).</documentation>

-					<documentation xml:lang="en">Additional Information about the order (unstructured, up to 255 characters).</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVUOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVU.</documentation>

-			<documentation xml:lang="en">Data type for additional order parameters for order type HVU.</documentation>

-		</annotation>

-		<sequence>

-			<element name="ServiceFilter" type="ebics:ServiceType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Liste von Auftragsarten, für die zur Unterschrift vorliegende Aufträge abgerufen werden sollen; falls nicht angegeben, werden sämtliche für den Teilnehmer unterschriftsfähigen Aufträge abgerufen.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVZOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter für Auftragsart HVZ.</documentation>

-			<documentation xml:lang="en">Data type for additional order parameters for order type HVZ.</documentation>

-		</annotation>

-		<sequence>

-			<element name="ServiceFilter" type="ebics:ServiceType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Liste von Auftragsarten, für die zur Unterschrift vorliegende Aufträge abgerufen werden sollen; falls nicht angegeben, werden sämtliche für den Teilnehmer unterschriftsfähigen Aufträge abgerufen.</documentation>

-					<documentation xml:lang="de">List of order types that the orders ready to be signed by the requesting user should match; if not specified, a list of all orders ready to be signed by the requesting user is returned.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVUSigningInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Informationen zu den HVU-Unterschriftsmodalitäten.</documentation>

-		</annotation>

-		<attribute name="readyToBeSigned" type="boolean" use="required">

-			<annotation>

-				<documentation xml:lang="de">Ist der Auftrag unterschriftsreif ("true") oder bereits vom Teilnehmer unterschrieben ("false")?</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="NumSigRequired" type="positiveInteger" use="required">

-			<annotation>

-				<documentation xml:lang="de">Anzahl der insgesamt zur Freigabe erforderlichen EUs.</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="NumSigDone" type="nonNegativeInteger" use="required">

-			<annotation>

-				<documentation xml:lang="de">Anzahl der bereits geleisteten EUs.</documentation>

-			</annotation>

-		</attribute>

-	</complexType>

-	<complexType name="HVUOriginatorInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Informationen zum Ersteller eines HVU-Auftrags.</documentation>

-		</annotation>

-		<sequence>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des Einreichers.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID des Einreichers.</documentation>

-				</annotation>

-			</element>

-			<element name="Name" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Einreichers.</documentation>

-				</annotation>

-			</element>

-			<element name="Timestamp" type="ebics:TimestampType">

-				<annotation>

-					<documentation xml:lang="de">Zeitstempel der Einreichung (d.h. der Übertragung der Auftragsdatei).</documentation>

-				</annotation>

-			</element>

-			<any namespace="##targetNamespace" processContents="strict" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVZResponseOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsdaten für Auftragsart HVZ (Antwort: VEU-Übersicht mit Zusatzinformationen abholen).</documentation>

-			<documentation xml:lang="en">Order data for order type HVZ (response: receive summary of orders currently stored in the distributed signature processing unit with additional informations).</documentation>

-		</annotation>

-		<sequence>

-			<annotation>

-				<documentation xml:lang="de"/>

-			</annotation>

-			<element name="OrderDetails" type="ebics:HVZOrderDetailsType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Auftragsinformationen.</documentation>

-					<documentation xml:lang="en">Summary of order information.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="HVZOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für HVZ-Auftragsdetails.</documentation>

-		</annotation>

-		<sequence>

-			<element name="Service" type="ebics:RestrictedServiceType">

-				<annotation>

-					<documentation xml:lang="de">BTF Service Parameter-Struktur des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">Type of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer lt. DFÜ-Abkommen des ausgewählten Auftrags.</documentation>

-					<documentation xml:lang="en">ID number of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="DataDigest" type="ebics:DataDigestType">

-				<annotation>

-					<documentation xml:lang="de">Hashwert der Auftragsdaten.</documentation>

-					<documentation xml:lang="en">Hash value of the order data.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataAvailable" type="boolean">

-				<annotation>

-					<documentation xml:lang="de">Kann die Auftragsdatei im Originalformat abgeholt werden? (HVT mit completeOrderData=true).</documentation>

-					<documentation xml:lang="en">Can the order file be downloaded in the original format? (HVT with completeOrderData=true)</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDataSize" type="positiveInteger">

-				<annotation>

-					<documentation xml:lang="de">Größe der unkomprimierten Auftragsdaten in Bytes.</documentation>

-					<documentation xml:lang="en">Size of uncompressed order data in Bytes.</documentation>

-				</annotation>

-			</element>

-			<element name="OrderDetailsAvailable" type="boolean">

-				<annotation>

-					<documentation xml:lang="de">Können die Auftragsdetails als XML-Dokument HVTResponseOrderData abgeholt werden? (HVT mit completeOrderData=false).</documentation>

-					<documentation xml:lang="en">Can the order details be downloaded as XML document HVTResponseOrderData?  (HVT with completeOrderData=false)</documentation>

-				</annotation>

-			</element>

-			<group ref="ebics:HVZPaymentOrderDetailsStructure" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Zusätzliche Auftragsdetails nur für Zahlungsaufträge.</documentation>

-					<documentation xml:lang="en">Order details related to payment orders only.</documentation>

-				</annotation>

-			</group>

-			<element name="SigningInfo" type="ebics:HVUSigningInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Unterschriftsmodalitäten.</documentation>

-					<documentation xml:lang="en">Information regarding the signing modalities of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="SignerInfo" type="ebics:SignerInfoType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den bisherigen Unterzeichnern.</documentation>

-					<documentation xml:lang="en">Information regarding the users who already signed the order.</documentation>

-				</annotation>

-			</element>

-			<element name="OriginatorInfo" type="ebics:HVUOriginatorInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zum Einreicher.</documentation>

-					<documentation xml:lang="en">Information regarding the originator of the order.</documentation>

-				</annotation>

-			</element>

-			<element name="AdditionalOrderInfo" type="ebics:String255Type" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Additional Information about the order (unstructured, up to 255 characters).</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<group name="HVZPaymentOrderDetailsStructure">

-		<annotation>

-			<documentation xml:lang="de">Standard-Requeststruktur für HVx-Aufträge (HVD, HVT, HVE, HVS).</documentation>

-			<documentation xml:lang="en">Standard structure for HVZ OrderDetails related to payment orders</documentation>

-		</annotation>

-		<sequence>

-			<element name="TotalOrders" type="nonNegativeInteger" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Anzahl der Zahlungssätze über alle logische Dateien entsprechend Dateianzeige.</documentation>

-					<documentation xml:lang="en">Total transaction number for all logical files (from dispay file).</documentation>

-				</annotation>

-			</element>

-			<element name="TotalAmount" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Summe der Beträge über alle logische Dateien entsprechend Dateianzeige.</documentation>

-					<documentation xml:lang="en">Total transaction amount for all logical files (from dispay file).</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:AmountValueType">

-							<attribute name="isCredit" type="boolean" use="optional">

-								<annotation>

-									<documentation xml:lang="de">Nur Gutschriften (isCredit = "true") oder nur Lastschriften (isCredit = "false")? Sonst keine Nutzung des Elements.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Currency" type="ebics:CurrencyBaseType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragswährung (nur bei sortenreinen Zahlungen, sonst keine Angabe).</documentation>

-					<documentation xml:lang="en">Order currency (only if identical across all transactions, ship otherwise).</documentation>

-				</annotation>

-			</element>

-			<element name="FirstOrderInfo" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Informationen aus Dateianzeige der ersten logischen Datei.</documentation>

-					<documentation xml:lang="en">Order details from display file for first logical file.</documentation>

-				</annotation>

-				<complexType>

-					<sequence>

-						<element name="OrderPartyInfo" type="normalizedString" minOccurs="0">

-							<annotation>

-								<documentation xml:lang="de">Auftraggeber entsprechend Dateianzeige.</documentation>

-								<documentation xml:lang="en">Order party information (from display file).</documentation>

-							</annotation>

-						</element>

-						<element name="AccountInfo" minOccurs="0">

-							<annotation>

-								<documentation xml:lang="de">Erstes Auftraggeberkonto entsprechend Dateianzeige.</documentation>

-								<documentation xml:lang="en">First order party account (from display file).</documentation>

-							</annotation>

-							<complexType>

-								<sequence>

-									<choice maxOccurs="2">

-										<element name="AccountNumber">

-											<annotation>

-												<documentation xml:lang="de">Kontonummer (deutsches Format oder international als IBAN).</documentation>

-												<documentation xml:lang="en">Account number (German format or international as IBAN).</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:AccountNumberType">

-														<attribute name="international" type="boolean" use="optional" default="false">

-															<annotation>

-																<documentation xml:lang="de">Ist die Kontonummer im deutschen Format (international=false) oder im internationalen Format (international=true, IBAN) angegeben?</documentation>

-																<documentation xml:lang="en">Account number given in German format (international=false) or in international format (international=true, IBAN)?</documentation>

-															</annotation>

-														</attribute>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-										<element name="NationalAccountNumber">

-											<annotation>

-												<documentation xml:lang="de">Kontonummer im freien Format.</documentation>

-												<documentation xml:lang="en">Account number in free format.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:NationalAccountNumberType">

-														<attribute name="format" type="token" use="required">

-															<annotation>

-																<documentation xml:lang="de">Formatkennung.</documentation>

-																<documentation xml:lang="en">Format type.</documentation>

-															</annotation>

-														</attribute>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-									</choice>

-									<choice minOccurs="0" maxOccurs="2">

-										<element name="BankCode">

-											<annotation>

-												<documentation xml:lang="de">Bankleitzahl (deutsches Format oder international als SWIFT-BIC).</documentation>

-												<documentation xml:lang="en">Bank sort code (German format or international as SWIFT-BIC).</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:BankCodeType">

-														<attribute name="international" type="boolean" use="optional" default="false">

-															<annotation>

-																<documentation xml:lang="de">Ist die Bankleitzahl im deutschen Format (international=false, BLZ) oder im internationalen Format (international=true, SWIFT-BIC) angegeben?</documentation>

-																<documentation xml:lang="en">Bank sort code given in German format (international=false) or in international format (international=true, SWIFT-BIC)?</documentation>

-															</annotation>

-														</attribute>

-														<attribute name="Prefix" type="ebics:BankCodePrefixType" use="optional">

-															<annotation>

-																<documentation xml:lang="de">nationales Präfix für Bankleitzahlen.</documentation>

-																<documentation xml:lang="en">National prefix for bank sort code.</documentation>

-															</annotation>

-														</attribute>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-										<element name="NationalBankCode">

-											<annotation>

-												<documentation xml:lang="de">Bankleitzahl im freien Format.</documentation>

-												<documentation xml:lang="en">Bank sort code in free format.</documentation>

-											</annotation>

-											<complexType>

-												<simpleContent>

-													<extension base="ebics:NationalBankCodeType">

-														<attribute name="format" type="token" use="required">

-															<annotation>

-																<documentation xml:lang="de">Formatkennung.</documentation>

-																<documentation xml:lang="en">Format type.</documentation>

-															</annotation>

-														</attribute>

-													</extension>

-												</simpleContent>

-											</complexType>

-										</element>

-									</choice>

-								</sequence>

-							</complexType>

-						</element>

-					</sequence>

-				</complexType>

-			</element>

-		</sequence>

-	</group>

-	<complexType name="SignerInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Informationen zu einem Unterzeichner eines VEU-Auftrags (HVU, HVD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="PartnerID" type="ebics:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des Unterzeichners.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="ebics:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID des Unterzeichners.</documentation>

-				</annotation>

-			</element>

-			<element name="Name" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Unterzeichners.</documentation>

-				</annotation>

-			</element>

-			<element name="Timestamp" type="ebics:TimestampType">

-				<annotation>

-					<documentation xml:lang="de">Zeitstempel der Unterzeichnung (d.h. der Übertragung der Unterschrift).</documentation>

-				</annotation>

-			</element>

-			<element name="Permission">

-				<annotation>

-					<documentation xml:lang="de">zusätzliche Informationen zu den Berechtigungen des Teilnehmers, der unterzeichnet hat.</documentation>

-				</annotation>

-				<complexType>

-					<attributeGroup ref="ebics:SignerPermission"/>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="UserPermissionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Berechtigungsinformationen des Teilnehmers (HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AdminOrderType" type="ebics:OrderTBaseType">

-				<annotation>

-					<documentation xml:lang="de">Liste von Auftragsarten, für die die Berechtigung des Teilnehmers gültig ist.</documentation>

-					<documentation xml:lang="en">List of order types which the user's permission belongs to.</documentation>

-				</annotation>

-			</element>

-			<element name="Service" type="ebics:RestrictedServiceType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">BTF Service Parameter struktur im Falle von BTU/BTD</documentation>

-					<documentation xml:lang="en">Identification of the file format in the case of FUL/FDL</documentation>

-				</annotation>

-			</element>

-			<element name="AccountID" type="ebics:AccountIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Verweis auf den Identifikationscode des berechtigten Kontos.</documentation>

-					<documentation xml:lang="en">Identification codes of the affected accounts.</documentation>

-				</annotation>

-			</element>

-			<element name="MaxAmount" type="ebics:AmountType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Betragshöchstgrenze, bis zu der die Berechtigung des Teilnehmers gültig ist.</documentation>

-					<documentation xml:lang="en">Maximum total amount which the user's permission is valid for.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-		<attribute name="AuthorisationLevel" type="ebics:AuthorisationLevelType">

-			<annotation>

-				<documentation xml:lang="de">Unterschriftsklasse, für die der Teilnehmer berechtigt ist; nicht anzugeben bei Download-Auftragsarten.</documentation>

-				<documentation xml:lang="en">Authorization level of the user who signed the order; to be omitted for orders of type "download".</documentation>

-			</annotation>

-		</attribute>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</complexType>

-	<complexType name="PartnerInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Partnerdaten (HKD, HTD).</documentation>

-			<documentation xml:lang="en">Data type for customer data with regard to distributed signatures (order types HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AddressInfo" type="ebics:AddressInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zur Adresse des Kunden.</documentation>

-					<documentation xml:lang="en">Information about the customer's adress.</documentation>

-				</annotation>

-			</element>

-			<element name="BankInfo" type="ebics:BankInfoType">

-				<annotation>

-					<documentation xml:lang="de">Informationen zur Kreditinstitutsanbindung des Kunden.</documentation>

-					<documentation xml:lang="en">Information about the customer's banking access paramters.</documentation>

-				</annotation>

-			</element>

-			<element name="AccountInfo" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Konten des Kunden.</documentation>

-					<documentation xml:lang="en">Information about the customer's accounts.</documentation>

-				</annotation>

-				<complexType>

-					<complexContent>

-						<extension base="ebics:AccountType">

-							<sequence>

-								<element name="UsageOrderTypes" type="ebics:UsageOrderType" minOccurs="0">

-									<annotation>

-										<documentation xml:lang="de">//MODIFIED//Liste der Auftragsartenbeschränkungen; falls nicht angegeben, gibt es keine Auftragsartenbeschränkungen; falls das Element ohne Service-Element geliefert wird, ist das Konto für keine Auftragsart freigegeben.</documentation>

-										<documentation xml:lang="en">List containing the order types which contain this account is restricted to; if omitted, the account is unrestricted; if the list is empty the account is blocked for any order type.</documentation>

-									</annotation>

-								</element>

-								<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-							</sequence>

-							<attribute name="ID" type="ebics:AccountIDType" use="required">

-								<annotation>

-									<documentation xml:lang="de">Identifikationscode des Kontos.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</complexContent>

-				</complexType>

-			</element>

-			<element name="OrderInfo" type="ebics:AuthOrderInfoType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Auftragsarten, für die der Kunde berechtigt ist.</documentation>

-					<documentation xml:lang="en">Information about order types which the customer is authorised to use.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="AddressInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Adressinformationen (HKD, HTD).</documentation>

-			<documentation xml:lang="en">Data type for address information with regard to distributed signature (order types HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="Name" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Kunden.</documentation>

-					<documentation xml:lang="en">Customer's name.</documentation>

-				</annotation>

-			</element>

-			<element name="Street" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Straße und Hausnummer.</documentation>

-					<documentation xml:lang="en">Street and house number.</documentation>

-				</annotation>

-			</element>

-			<element name="PostCode" type="token" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Postleitzahl.</documentation>

-					<documentation xml:lang="en">Postal code.</documentation>

-				</annotation>

-			</element>

-			<element name="City" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Stadt.</documentation>

-					<documentation xml:lang="en">City.</documentation>

-				</annotation>

-			</element>

-			<element name="Region" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Region / Bundesland / Bundesstaat.</documentation>

-					<documentation xml:lang="en">Region / province / federal state.</documentation>

-				</annotation>

-			</element>

-			<element name="Country" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Land.</documentation>

-					<documentation xml:lang="en">Country.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="BankInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Kreditinstitutsinformationen (HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="HostID" type="ebics:HostIDType">

-				<annotation>

-					<documentation xml:lang="de">Banksystem-ID.</documentation>

-				</annotation>

-			</element>

-			<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="UserInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Teilnehmerinformationen (HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="UserID">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:UserIDType">

-							<attribute name="Status" type="ebics:UserStatusType" use="required">

-								<annotation>

-									<documentation xml:lang="de">Status des Teilnehmers.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="Name" type="ebics:NameType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Teilnehmers.</documentation>

-				</annotation>

-			</element>

-			<element name="Permission" type="ebics:UserPermissionType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">Informationen zu den Berechtigungen des Teilnehmers.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="AuthOrderInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für VEU-Berechtigungsinformationen zu Auftragsarten (HKD, HTD).</documentation>

-			<documentation xml:lang="en">Data type for user permissions with regard to distributed signatures (order types HKD, HTD).</documentation>

-		</annotation>

-		<sequence>

-			<element name="AdminOrderType" type="ebics:OrderTBaseType">

-				<annotation>

-					<documentation xml:lang="de">Administrative EBICS Auftragsart.</documentation>

-				</annotation>

-			</element>

-			<element name="Service" type="ebics:RestrictedServiceType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">BTF Service Parameter struktur im Falle von BTU/BTD</documentation>

-					<documentation xml:lang="en">Identification of the file format in the case of FUL/FDL</documentation>

-				</annotation>

-			</element>

-			<element name="Description" type="ebics:OrderDescriptionType">

-				<annotation>

-					<documentation xml:lang="de">Beschreibung der Auftragsart.</documentation>

-				</annotation>

-			</element>

-			<element name="NumSigRequired" type="nonNegativeInteger" default="0" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Anzahl erforderlicher EUs (Default=0).</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="StandardOrderParamsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zusätzliche Auftragsparameter bei Standard-Auftragsarten.</documentation>

-		</annotation>

-		<sequence>

-			<element name="DateRange" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Datumsbereich (von-bis).</documentation>

-				</annotation>

-				<complexType>

-					<sequence>

-						<element name="Start" type="ebics:DateType">

-							<annotation>

-								<documentation xml:lang="de">Startdatum (inkl.).</documentation>

-							</annotation>

-						</element>

-						<element name="End" type="ebics:DateType">

-							<annotation>

-								<documentation xml:lang="de">Enddatum (inkl.).</documentation>

-							</annotation>

-						</element>

-					</sequence>

-				</complexType>

-			</element>

-		</sequence>

-	</complexType>

-	<attributeGroup name="VersionAttrGroup">

-		<annotation>

-			<documentation xml:lang="de">Attribute zur EBICS-Protokollversion und -revision.</documentation>

-			<documentation xml:lang="en">Attributes regarding the protocol version and revision of EBICS.</documentation>

-		</annotation>

-		<attribute name="Version" type="ebics:ProtocolVersionType" use="required">

-			<annotation>

-				<documentation xml:lang="de">Version des EBICS-Protokolls (z.B. "H00x").</documentation>

-				<documentation xml:lang="en">Version of the EBICS protocol (e.g. "H00x").</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="Revision" type="ebics:ProtocolRevisionType" use="optional">

-			<annotation>

-				<documentation xml:lang="de">Revision des EBICS-Protokolls (z.B. 1).</documentation>

-				<documentation xml:lang="en">Revision of the EBICS protocol (e.g. 1).</documentation>

-			</annotation>

-		</attribute>

-	</attributeGroup>

-	<!--Following ComplexTypes are used for BTF-->

-	<element name="BTDOrderParams" type="ebics:BTDParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation>zusätzliche Auftragsparameter für Auftragsart BTD.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type BTD.</documentation>

-		</annotation>

-	</element>

-	<element name="BTUOrderParams" type="ebics:BTUParamsType" substitutionGroup="ebics:OrderParams">

-		<annotation>

-			<documentation>zusätzliche Auftragsparameter für Auftragsart BTU.</documentation>

-			<documentation xml:lang="en">additional order parameters for order type BTU.</documentation>

-		</annotation>

-	</element>

-	<complexType name="BTDParamsType">

-		<annotation>

-			<documentation>Datentyp für BTF Download Parameter</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:BTFParamsTyp">

-				<sequence>

-					<element name="Service" type="ebics:RestrictedServiceType">

-						<annotation>

-							<documentation>Service name - target system for the further processing of the order</documentation>

-						</annotation>

-					</element>

-					<element name="DateRange" type="ebics:DateRangeType" minOccurs="0"/>

-					<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-				<attribute name="fileName" type="ebics:FileNameStringType" use="prohibited">

-					<annotation>

-						<documentation>The file name on the client It can be transmitted optionally</documentation>

-					</annotation>

-				</attribute>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="BTUParamsType">

-		<annotation>

-			<documentation>Datentyp für BTF Upload Parameter</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:BTFParamsTyp">

-				<sequence>

-					<element name="Service" type="ebics:RestrictedServiceType">

-						<annotation>

-							<documentation>Service name - target system for the further processing of the order</documentation>

-						</annotation>

-					</element>

-					<element name="SignatureFlag" type="ebics:SignatureFlagType" minOccurs="0">

-						<annotation>

-							<documentation>If not present the order doesn't contain any ES and shall be authorised outside EBICS

-If present the order shall be autorised within EBICS: 

-1. If the attribute VEU is also present the sender desires spooling into the VEU - hence in this case the order is not rejected in the case of not sufficient number of ES

-2. If the attribute is not present all necessary ES must be inside the order (else: rejection of the order)  </documentation>

-						</annotation>

-					</element>

-					<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-				<attribute name="fileName" type="ebics:FileNameStringType">

-					<annotation>

-						<documentation>The file name on the client It can be transmitted optionally</documentation>

-					</annotation>

-				</attribute>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="BTFParamsTyp" abstract="true">

-		<annotation>

-			<documentation>Abstract Type containing all BTF params structures</documentation>

-		</annotation>

-		<sequence>

-			<element name="Service" type="ebics:RestrictedServiceType">

-				<annotation>

-					<documentation>Service name - target system for the further processing of the order</documentation>

-				</annotation>

-			</element>

-			<element name="SignatureFlag" type="ebics:SignatureFlagType" minOccurs="0">

-				<annotation>

-					<documentation>If not present the order doesn't contain any ES and shall be authorised outside EBICS

-If present the order shall be autorised within EBICS: 

-1. If the attribute VEU is also present the sender desires spooling into the VEU - hence in this case the order is not rejected in the case of not sufficient number of ES

-2. If the attribute is not present all necessary ES must be inside the order (else: rejection of the order)  </documentation>

-				</annotation>

-			</element>

-			<element name="DateRange" type="ebics:DateRangeType" minOccurs="0"/>

-			<element ref="ebics:Parameter" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-		<attribute name="fileName" type="ebics:FileNameStringType">

-			<annotation>

-				<documentation>The file name on the client It can be transmitted optionally</documentation>

-			</annotation>

-		</attribute>

-	</complexType>

-	<complexType name="DateRangeType">

-		<annotation>

-			<documentation>Datentyp für die Angabe eines (Berichts-) Zeitraums</documentation>

-		</annotation>

-		<sequence>

-			<element name="Start" type="ebics:DateType"/>

-			<element name="End" type="ebics:DateType"/>

-		</sequence>

-	</complexType>

-	<complexType name="FlagAttribType">

-		<annotation>

-			<documentation>Basis-Datentyp für Kennzeichen mit optionalem Attribut</documentation>

-		</annotation>

-		<anyAttribute/>

-	</complexType>

-	<complexType name="MessageType">

-		<annotation>

-			<documentation>Datentyp für Meldungstyp-String mit optionalen Attributen</documentation>

-		</annotation>

-		<simpleContent>

-			<extension base="ebics:MessageNameStringType">

-				<attribute name="variant" type="ebics:NumStringType" use="optional">

-					<annotation>

-						<documentation>Variant number of the message type (usable for ISO20022 messages)</documentation>

-					</annotation>

-				</attribute>

-				<attribute name="version" type="ebics:NumStringType" use="optional">

-					<annotation>

-						<documentation>Version number of the message type  (usable for ISO20022 messages)</documentation>

-					</annotation>

-				</attribute>

-				<attribute name="format" use="optional">

-					<annotation>

-						<documentation>Encoding format of the message (e.g. XML, ASN1, JSON, PDF)</documentation>

-					</annotation>

-					<simpleType>

-						<restriction base="ebics:CodeStringType">

-							<maxLength value="4"/>

-						</restriction>

-					</simpleType>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<complexType name="ServiceType">

-		<annotation>

-			<documentation>Basisdatentyp für BTF-Service Parameter Set</documentation>

-		</annotation>

-		<sequence>

-			<element name="ServiceName" type="ebics:ServiceNameStringType" minOccurs="0">

-				<annotation>

-					<documentation>Service Code name: External list specified and maintained by EBICS. Basis is the "SWIFT-list" for the field "description" (SCT, DCT, XCT, SDD, DDD, STM, REP...) plus additional codes needed for further services </documentation>

-				</annotation>

-			</element>

-			<element name="Scope" type="ebics:ScopeStringType" minOccurs="0">

-				<annotation>

-					<documentation>Specifies whose rules have to be taken into account for the service. This means which market / comminity has defined the rules. 

-If the element is absent a global definition for the service is assumed.

-External list specified and maintained by EBICS. In addition the following codes may be used:

-2-character ISO country code or a 3-character issuer code (defined by EBICS)</documentation>

-				</annotation>

-			</element>

-			<element name="ServiceOption" type="ebics:ServiceOptionStringType" minOccurs="0">

-				<annotation>

-					<documentation>Service Option Code

-Additional option for the service (also depends on used scope)</documentation>

-				</annotation>

-			</element>

-			<element name="Container" type="ebics:ContainerFlagType" minOccurs="0">

-				<annotation>

-					<documentation>Container flag. If present, data is provided/requested in a container format specified in the attribute of the flag</documentation>

-				</annotation>

-			</element>

-			<element name="MsgName" type="ebics:MessageType" minOccurs="0">

-				<annotation>

-					<documentation>Name of the message, e.g. pain.001 or mt101 National message names (issued by DK, CFONB or SIC are also allowed)</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="RestrictedServiceType">

-		<annotation>

-			<documentation>Type is arestriction of the generic ServiceType, defining the mandatory elements</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:ServiceType">

-				<sequence>

-					<element name="ServiceName" type="ebics:ServiceNameStringType">

-						<annotation>

-							<documentation>Service Code name: External list specified and maintained by EBICS. Basis is the "SWIFT-list" for the field "description" (SCT, DCT, XCT, SDD, DDD, STM, REP...) plus additional codes needed for further services </documentation>

-						</annotation>

-					</element>

-					<element name="Scope" type="ebics:ScopeStringType" minOccurs="0">

-						<annotation>

-							<documentation>Specifies whose rules have to be taken into account for the service. This means which market / comminity has defined the rules. 

-If the element is absent a global definition for the service is assumed.

-External list specified and maintained by EBICS.

-In addition the following codes may be used:        

-2-character ISO country code or a 3-character issuer code (defined by EBICS)</documentation>

-						</annotation>

-					</element>

-					<element name="ServiceOption" type="ebics:ServiceOptionStringType" minOccurs="0">

-						<annotation>

-							<documentation>Service Option Code

-		Additional option for the service (also depends on used scope)</documentation>

-						</annotation>

-					</element>

-					<element name="Container" type="ebics:ContainerFlagType" minOccurs="0">

-						<annotation>

-							<documentation>Container flag. If present, data is provided/requested in a container format specified in the attribute of the flag</documentation>

-						</annotation>

-					</element>

-					<element name="MsgName" type="ebics:MessageType">

-						<annotation>

-							<documentation>Name of the message, e.g. pain.001 or mt101 National message names (issued by DK, CFONB or SIC are also allowed)</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="ContainerFlagType">

-		<annotation>

-			<documentation>Container flag. If present, data is provided/requested in a container format specified in the attribute of the flag</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:FlagAttribType">

-				<attribute name="containerType" type="ebics:ContainerStringType" use="required">

-					<annotation>

-						<documentation>Specifies the container type  - External Codelist defined by EBICS (starting values: XML, ZIP, SVC)</documentation>

-					</annotation>

-				</attribute>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="SignatureFlagType">

-		<annotation>

-			<documentation>Datentyp für BTF Signatur-Flag (ersetzt Orderkennzeichen)</documentation>

-		</annotation>

-		<complexContent>

-			<restriction base="ebics:FlagAttribType">

-				<attribute name="requestEDS" type="boolean" use="optional">

-					<annotation>

-						<documentation>If present the sender desires spooling into EBICS distributed signature queue, only "true" is allowed</documentation>

-					</annotation>

-				</attribute>

-			</restriction>

-		</complexContent>

-	</complexType>

-	<complexType name="UsageOrderType">

-		<annotation>

-			<documentation>Datentyp zur Kennzeichnung von Auftragsartenbeschränkungen</documentation>

-		</annotation>

-		<sequence>

-			<element name="Service" type="ebics:RestrictedServiceType" minOccurs="0" maxOccurs="unbounded">

-				<annotation>

-					<documentation>Service Parameter-Sets von nicht unterstützten BTF-Auftragsarten</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<!--END BTF-->

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_request_H004.xsd b/ebics/src/main/resources/xsd/ebics_request_H004.xsd
deleted file mode 100644
index efae61d9..00000000
--- a/ebics/src/main/resources/xsd/ebics_request_H004.xsd
+++ /dev/null
@@ -1,355 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-		<!-- Mit XMLSpy v2008 rel. 2 (http://www.altova.com) von Sabine Wenzel (SIZ Bonn) bearbeitet -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-<annotation>

-	<documentation xml:lang="de">ebics_request_H004.xsd ist das EBICS-Protokollschema für Anfragen.</documentation>

-	<documentation xml:lang="en">ebics_request_H004.xsd is the appropriate EBICS protocol schema for standard requests.</documentation>

-</annotation>

-<include schemaLocation="ebics_types_H004.xsd"/>

-<include schemaLocation="ebics_orders_H004.xsd"/>

-<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd"/>

-<element name="ebicsRequest">

-	<annotation>

-		<documentation xml:lang="de">Electronic Banking Internet Communication Standard of the EBICS SCRL: Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>

-		<documentation xml:lang="en">Electronic Banking Internet Communication Standard der EBICS SCRL: multi-bank capable interface for internet-based communication.</documentation>

-	</annotation>

-	<complexType>

-		<sequence>

-			<element name="header">

-				<annotation>

-					<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-					<documentation xml:lang="en">contains the transaction-driven data.</documentation>

-				</annotation>

-				<complexType>

-					<sequence>

-						<element name="static" type="ebics:StaticHeaderType">

-							<annotation>

-								<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-								<documentation xml:lang="en">contains the static header entries.</documentation>

-							</annotation>

-						</element>

-						<element name="mutable" type="ebics:MutableHeaderType">

-							<annotation>

-								<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-								<documentation xml:lang="en">contains the mutable header entries.</documentation>

-							</annotation>

-						</element>

-					</sequence>

-					<attributeGroup ref="ebics:AuthenticationMarker"/>

-				</complexType>

-			</element>

-			<element ref="ebics:AuthSignature"/>

-			<element name="body">

-				<annotation>

-					<documentation xml:lang="de">enthält die Auftragsdaten, EU(s) und weitere Nutzdaten.</documentation>

-					<documentation xml:lang="en">contains order data, order signature(s) and further data referring to the current order.</documentation>

-				</annotation>

-				<complexType>

-					<sequence>

-						<annotation>

-							<documentation xml:lang="de"/>

-						</annotation>

-						<element ref="ds:X509Data" minOccurs="0" maxOccurs="0">

-							<annotation>

-								<documentation xml:lang="de">X.509-Daten des Teilnehmers.</documentation>

-								<documentation xml:lang="en">X.509 data of the user.</documentation>

-							</annotation>

-						</element>

-						<choice>

-							<annotation>

-								<documentation xml:lang="de">Welche Transaktionsphase?</documentation>

-								<documentation xml:lang="en">Which transaction phase?</documentation>

-							</annotation>

-							<sequence>

-								<annotation>

-									<documentation xml:lang="de">Initialisierungs- und Transferphase.</documentation>

-									<documentation xml:lang="en">Initialisation or transfer phase.</documentation>

-								</annotation>

-								<element name="PreValidation" minOccurs="0">

-									<annotation>

-										<documentation xml:lang="de">Daten zur Vorabprüfung; nur anzugeben in der Initialisierungsphase bei Uploads mit Auftragsattribut OZH (EUs + Auftragsdaten).</documentation>

-										<documentation xml:lang="en">Data sent for pre-validation; mandatory for initialisation phase during uploads using order attribute OZH (order signature(s) + order data).</documentation>

-									</annotation>

-									<complexType>

-										<complexContent>

-											<extension base="ebics:PreValidationRequestType">

-												<attributeGroup ref="ebics:AuthenticationMarker"/>

-											</extension>

-										</complexContent>

-									</complexType>

-								</element>

-								<element name="DataTransfer" type="ebics:DataTransferRequestType" minOccurs="0">

-									<annotation>

-										<documentation xml:lang="de">Transfer von Signatur- bzw. Auftragsdaten; nur bei Upload anzugeben.</documentation>

-										<documentation xml:lang="en">Transfer of signature or order data; mandatory for uploads only.</documentation>

-									</annotation>

-								</element>

-							</sequence>

-							<sequence>

-								<annotation>

-									<documentation xml:lang="de">Quittierungsphase nach Download.</documentation>

-									<documentation xml:lang="en">Receipt phase after download.</documentation>

-								</annotation>

-								<element name="TransferReceipt">

-									<annotation>

-										<documentation xml:lang="de">Quittierung des Transfers.</documentation>

-										<documentation xml:lang="en">Receipt of transfer.</documentation>

-									</annotation>

-									<complexType>

-										<complexContent>

-											<extension base="ebics:TransferReceiptRequestType">

-												<attributeGroup ref="ebics:AuthenticationMarker"/>

-											</extension>

-										</complexContent>

-									</complexType>

-								</element>

-							</sequence>

-						</choice>

-					</sequence>

-				</complexType>

-			</element>

-		</sequence>

-		<attributeGroup ref="ebics:VersionAttrGroup"/>

-		<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-	</complexType>

-</element>

-<complexType name="StaticHeaderType">

-	<annotation>

-		<documentation xml:lang="de">Datentyp für den statischen EBICS-Header.</documentation>

-		<documentation xml:lang="en">Data type for the static EBICS header.</documentation>

-	</annotation>

-	<sequence>

-		<element name="HostID" type="ebics:HostIDType">

-			<annotation>

-				<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-			</annotation>

-		</element>

-		<choice>

-			<annotation>

-				<documentation xml:lang="de">Transaktionsphase?</documentation>

-				<documentation xml:lang="en">Transaction phase?</documentation>

-			</annotation>

-			<sequence>

-				<annotation>

-					<documentation xml:lang="de">Initialisierungsphase.</documentation>

-					<documentation xml:lang="en">Initialisation phase.</documentation>

-				</annotation>

-				<element name="Nonce" type="ebics:NonceType">

-					<annotation>

-						<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig.</documentation>

-						<documentation xml:lang="en">Random value, ensures the uniqueness of the client's message during initialisation phase.</documentation>

-					</annotation>

-				</element>

-				<element name="Timestamp" type="ebics:TimestampType">

-					<annotation>

-						<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung.</documentation>

-						<documentation xml:lang="en">current timestamp, used to limit storage space for nonces on the server.</documentation>

-					</annotation>

-				</element>

-				<element name="PartnerID" type="ebics:PartnerIDType">

-					<annotation>

-						<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-						<documentation xml:lang="en">ID of the partner = customer, administered on the server.</documentation>

-					</annotation>

-				</element>

-				<element name="UserID" type="ebics:UserIDType">

-					<annotation>

-						<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-						<documentation xml:lang="en">ID of the user that is assigned to the given customer, administered on the server.</documentation>

-					</annotation>

-				</element>

-				<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-					<annotation>

-						<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-						<documentation xml:lang="en">ID of the system for multi-user systems.</documentation>

-					</annotation>

-				</element>

-				<element name="Product" nillable="true" minOccurs="0">

-					<annotation>

-						<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-						<documentation xml:lang="en">software ID / manufacturer ID / manufacturer's name of the customer's software package.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:ProductType">

-								<attribute name="Language" type="ebics:LanguageType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Sprachkennzeichen der Kundenproduktversion (gemäß ISO 639).</documentation>

-										<documentation xml:lang="en">Language code of the customer's software package according to ISO 639.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="InstituteID" type="ebics:InstituteIDType" use="optional">

-									<annotation>

-										<documentation xml:lang="de">Kennung des Herausgebers des Kundenprodukts bzw. des betreuenden Kreditinstituts.</documentation>

-										<documentation xml:lang="en">ID of the manufacturer / financial institute providing support for the customer's software package.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="OrderDetails" type="ebics:StaticHeaderOrderDetailsType">

-					<annotation>

-						<documentation xml:lang="de">Auftragsdetails.</documentation>

-						<documentation xml:lang="en">order details.</documentation>

-					</annotation>

-				</element>

-				<element name="BankPubKeyDigests">

-					<annotation>

-						<documentation xml:lang="de">Hashwerte der erwarteten öffentlichen Schlüssel (Verschlüsselung, Signatur, Authentifikation) des Kreditinstituts.</documentation>

-						<documentation xml:lang="en">Digest values of the expected public keys (authentication, encryption, signature) owned by the financial institute.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="Authentication">

-								<annotation>

-									<documentation xml:lang="de">Hashwert des Authentifikationsschlüssels.</documentation>

-									<documentation xml:lang="en">Digest value of the public authentication key.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:PubKeyDigestType">

-											<attribute name="Version" type="ebics:AuthenticationVersionType" use="required">

-												<annotation>

-													<documentation xml:lang="de">Version des Authentifikationsverfahrens.</documentation>

-													<documentation xml:lang="en">Version of the algorithm used for authentication.</documentation>

-												</annotation>

-											</attribute>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-							<element name="Encryption">

-								<annotation>

-									<documentation xml:lang="de">Hashwert des Verschlüsselungsschlüssels.</documentation>

-									<documentation xml:lang="en">Digest value of the public encryption key.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:PubKeyDigestType">

-											<attribute name="Version" type="ebics:EncryptionVersionType" use="required">

-												<annotation>

-													<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>

-													<documentation xml:lang="en">Version of the algorithm used for encryption.</documentation>

-												</annotation>

-											</attribute>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-							<element name="Signature" minOccurs="0" maxOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Hashwert des Signaturschlüssels.</documentation>

-									<documentation xml:lang="en">Digest value of the public signature key.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:PubKeyDigestType">

-											<attribute name="Version" type="ebics:SignatureVersionType" use="required">

-												<annotation>

-													<documentation xml:lang="de">Version des Signaturverfahrens.</documentation>

-													<documentation xml:lang="en">Version of the algorithm used for signature creation.</documentation>

-												</annotation>

-											</attribute>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-				<element name="SecurityMedium" type="ebics:SecurityMediumType">

-					<annotation>

-						<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-						<documentation xml:lang="en">Classification of the security medium used by the customer.</documentation>

-					</annotation>

-				</element>

-				<element name="NumSegments" type="ebics:NumSegmentsType" minOccurs="0">

-					<annotation>

-						<documentation xml:lang="de">Gesamtsegmentanzahl für diese Transaktion; nur bei Uploads anzugeben.</documentation>

-						<documentation xml:lang="en">Total number of segments for this transaction; mandatory for uploads only.</documentation>

-					</annotation>

-				</element>

-				<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-			</sequence>

-			<sequence>

-				<annotation>

-					<documentation xml:lang="de">Transfer- und Quittierungsphase.</documentation>

-					<documentation xml:lang="en">Transfer or receipt phase.</documentation>

-				</annotation>

-				<element name="TransactionID" type="ebics:TransactionIDType">

-					<annotation>

-						<documentation xml:lang="de">eindeutige, technische Transaktions-ID; wird vom Server vergeben.</documentation>

-						<documentation xml:lang="en">unique transaction ID, provided by the server.</documentation>

-					</annotation>

-				</element>

-			</sequence>

-		</choice>

-	</sequence>

-</complexType>

-<complexType name="MutableHeaderType">

-	<annotation>

-		<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>

-		<documentation xml:lang="en">Data type for the mutable EBICS header.</documentation>

-	</annotation>

-	<sequence>

-		<element name="TransactionPhase" type="ebics:TransactionPhaseType">

-			<annotation>

-				<documentation xml:lang="de">Phase, in der sich die Transaktion gerade befindet; wird bei jedem Transaktionsschritt vom Client gesetzt und vom Server übernommen.</documentation>

-				<documentation xml:lang="en">Current phase of the transaction; this information is provided by the client for each step of the transaction, and the server adopts the setting.</documentation>

-			</annotation>

-		</element>

-		<element name="SegmentNumber" nillable="true" minOccurs="0">

-			<annotation>

-				<documentation xml:lang="de">enthält die Nummer des aktuellen Segments, welches gerade übertragen oder angefordert wird; nur anzugeben bei TransactionPhase=Transfer.</documentation>

-				<documentation xml:lang="en">contains the number of the segment which is currently being transmitted or requested; mandatory for transaction phase 'Transfer' only.</documentation>

-			</annotation>

-			<complexType>

-				<simpleContent>

-					<extension base="ebics:SegmentNumberType">

-						<attribute name="lastSegment" type="boolean" use="required">

-							<annotation>

-								<documentation xml:lang="de">Ist dies das letzte Segment der Übertragung?</documentation>

-								<documentation xml:lang="en">Is this segment meant to be the last one regarding this transmission?</documentation>

-							</annotation>

-						</attribute>

-					</extension>

-				</simpleContent>

-			</complexType>

-		</element>

-		<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-	</sequence>

-</complexType>

-<complexType name="StaticHeaderOrderDetailsType">

-	<annotation>

-		<documentation xml:lang="de">Datentyp für Auftragsdetails im statischen EBICS-Header.</documentation>

-		<documentation xml:lang="en">Data type for order details stored in the static EBICS header.</documentation>

-	</annotation>

-	<sequence>

-		<element name="OrderType">

-			<annotation>

-				<documentation xml:lang="de">Auftragsart.</documentation>

-				<documentation xml:lang="en">type code of the order.</documentation>

-			</annotation>

-			<complexType>

-				<simpleContent>

-					<extension base="ebics:OrderTBaseType"/>

-				</simpleContent>

-			</complexType>

-		</element>

-		<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">

-			<annotation>

-				<documentation xml:lang="de">Auftragsnummer für Sendeaufträge gemäß DFÜ-Abkommen.</documentation>

-				<documentation xml:lang="en">ID of the (upload) order, formatted in accordance with the document "DFÜ-Abkommen".</documentation>

-			</annotation>

-		</element>

-		<element name="OrderAttribute" type="ebics:OrderAttributeType">

-			<annotation>

-				<documentation xml:lang="de">Auftragsattribut.</documentation>

-				<documentation xml:lang="en">attribute describing the order contents.</documentation>

-			</annotation>

-		</element>

-		<element ref="ebics:OrderParams"/>

-	</sequence>

-</complexType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_request_H005.xsd b/ebics/src/main/resources/xsd/ebics_request_H005.xsd
deleted file mode 100644
index dc7ad70a..00000000
--- a/ebics/src/main/resources/xsd/ebics_request_H005.xsd
+++ /dev/null
@@ -1,349 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- edited with XMLSpy v2016 sp1 (x64) (http://www.altova.com) by EBICS Working Group - March 2017 -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H005" targetNamespace="urn:org:ebics:H005" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_request_H005.xsd ist das EBICS-Protokollschema für Anfragen.</documentation>

-		<documentation xml:lang="en">ebics_request_H005.xsd is the appropriate EBICS protocol schema for standard requests.</documentation>

-	</annotation>

-	<include schemaLocation="ebics_types_H005.xsd"/>

-	<include schemaLocation="ebics_orders_H005.xsd"/>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd"/>

-	<element name="ebicsRequest">

-		<annotation>

-			<documentation xml:lang="de">Electronic Banking Internet Communication Standard of the EBICS SCRL: Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>

-			<documentation xml:lang="en">Electronic Banking Internet Communication Standard der EBICS SCRL: multi-bank capable interface for internet-based communication.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-						<documentation xml:lang="en">contains the transaction-driven data.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:StaticHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-									<documentation xml:lang="en">contains the static header entries.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:MutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-									<documentation xml:lang="en">contains the mutable header entries.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element ref="ebics:AuthSignature"/>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält die Auftragsdaten, EU(s) und weitere Nutzdaten.</documentation>

-						<documentation xml:lang="en">contains order data, order signature(s) and further data referring to the current order.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<annotation>

-								<documentation xml:lang="de"/>

-							</annotation>

-							<element ref="ds:X509Data" minOccurs="0" maxOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">X.509-Daten des Teilnehmers.</documentation>

-									<documentation xml:lang="en">X.509 data of the user.</documentation>

-								</annotation>

-							</element>

-							<choice>

-								<annotation>

-									<documentation xml:lang="de">Welche Transaktionsphase?</documentation>

-									<documentation xml:lang="en">Which transaction phase?</documentation>

-								</annotation>

-								<sequence>

-									<annotation>

-										<documentation xml:lang="de">Initialisierungs- und Transferphase.</documentation>

-										<documentation xml:lang="en">Initialisation or transfer phase.</documentation>

-									</annotation>

-									<element name="PreValidation" minOccurs="0">

-										<annotation>

-											<documentation xml:lang="de">Daten zur Vorabprüfung; nur anzugeben in der Initialisierungsphase bei Uploads mit Auftragsattribut OZH (EUs + Auftragsdaten).</documentation>

-											<documentation xml:lang="en">Data sent for pre-validation; mandatory for initialisation phase during uploads using order attribute OZH (order signature(s) + order data).</documentation>

-										</annotation>

-										<complexType>

-											<complexContent>

-												<extension base="ebics:PreValidationRequestType">

-													<attributeGroup ref="ebics:AuthenticationMarker"/>

-												</extension>

-											</complexContent>

-										</complexType>

-									</element>

-									<element name="DataTransfer" type="ebics:DataTransferRequestType" minOccurs="0">

-										<annotation>

-											<documentation xml:lang="de">Transfer von Signatur- bzw. Auftragsdaten; nur bei Upload anzugeben.</documentation>

-											<documentation xml:lang="en">Transfer of signature or order data; mandatory for uploads only.</documentation>

-										</annotation>

-									</element>

-								</sequence>

-								<sequence>

-									<annotation>

-										<documentation xml:lang="de">Quittierungsphase nach Download.</documentation>

-										<documentation xml:lang="en">Receipt phase after download.</documentation>

-									</annotation>

-									<element name="TransferReceipt">

-										<annotation>

-											<documentation xml:lang="de">Quittierung des Transfers.</documentation>

-											<documentation xml:lang="en">Receipt of transfer.</documentation>

-										</annotation>

-										<complexType>

-											<complexContent>

-												<extension base="ebics:TransferReceiptRequestType">

-													<attributeGroup ref="ebics:AuthenticationMarker"/>

-												</extension>

-											</complexContent>

-										</complexType>

-									</element>

-								</sequence>

-							</choice>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-			<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-		</complexType>

-	</element>

-	<complexType name="StaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header.</documentation>

-			<documentation xml:lang="en">Data type for the static EBICS header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="HostID" type="ebics:HostIDType">

-				<annotation>

-					<documentation xml:lang="de">Hostname des Banksystems.</documentation>

-				</annotation>

-			</element>

-			<choice>

-				<annotation>

-					<documentation xml:lang="de">Transaktionsphase?</documentation>

-					<documentation xml:lang="en">Transaction phase?</documentation>

-				</annotation>

-				<sequence>

-					<annotation>

-						<documentation xml:lang="de">Initialisierungsphase.</documentation>

-						<documentation xml:lang="en">Initialisation phase.</documentation>

-					</annotation>

-					<element name="Nonce" type="ebics:NonceType">

-						<annotation>

-							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig.</documentation>

-							<documentation xml:lang="en">Random value, ensures the uniqueness of the client's message during initialisation phase.</documentation>

-						</annotation>

-					</element>

-					<element name="Timestamp" type="ebics:TimestampType">

-						<annotation>

-							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung.</documentation>

-							<documentation xml:lang="en">current timestamp, used to limit storage space for nonces on the server.</documentation>

-						</annotation>

-					</element>

-					<element name="PartnerID" type="ebics:PartnerIDType">

-						<annotation>

-							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>

-							<documentation xml:lang="en">ID of the partner = customer, administered on the server.</documentation>

-						</annotation>

-					</element>

-					<element name="UserID" type="ebics:UserIDType">

-						<annotation>

-							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>

-							<documentation xml:lang="en">ID of the user that is assigned to the given customer, administered on the server.</documentation>

-						</annotation>

-					</element>

-					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>

-							<documentation xml:lang="en">ID of the system for multi-user systems.</documentation>

-						</annotation>

-					</element>

-					<element name="Product" nillable="true" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>

-							<documentation xml:lang="en">software ID / manufacturer ID / manufacturer's name of the customer's software package.</documentation>

-						</annotation>

-						<complexType>

-							<simpleContent>

-								<extension base="ebics:ProductType">

-									<attribute name="Language" type="ebics:LanguageType" use="required">

-										<annotation>

-											<documentation xml:lang="de">Sprachkennzeichen der Kundenproduktversion (gemäß ISO 639).</documentation>

-											<documentation xml:lang="en">Language code of the customer's software package according to ISO 639.</documentation>

-										</annotation>

-									</attribute>

-									<attribute name="InstituteID" type="ebics:InstituteIDType" use="optional">

-										<annotation>

-											<documentation xml:lang="de">Kennung des Herausgebers des Kundenprodukts bzw. des betreuenden Kreditinstituts.</documentation>

-											<documentation xml:lang="en">ID of the manufacturer / financial institute providing support for the customer's software package.</documentation>

-										</annotation>

-									</attribute>

-								</extension>

-							</simpleContent>

-						</complexType>

-					</element>

-					<element name="OrderDetails" type="ebics:StaticHeaderOrderDetailsType">

-						<annotation>

-							<documentation xml:lang="de">Auftragsdetails.</documentation>

-							<documentation xml:lang="en">order details.</documentation>

-						</annotation>

-					</element>

-					<element name="BankPubKeyDigests">

-						<annotation>

-							<documentation xml:lang="de">Hashwerte der erwarteten öffentlichen Schlüssel (Verschlüsselung, Signatur, Authentifikation) des Kreditinstituts.</documentation>

-							<documentation xml:lang="en">Digest values of the expected public keys (authentication, encryption, signature) owned by the financial institute.</documentation>

-						</annotation>

-						<complexType>

-							<sequence>

-								<element name="Authentication">

-									<annotation>

-										<documentation xml:lang="de">Hashwert des Authentifikationsschlüssels.</documentation>

-										<documentation xml:lang="en">Digest value of the public authentication key.</documentation>

-									</annotation>

-									<complexType>

-										<simpleContent>

-											<extension base="ebics:PubKeyDigestType">

-												<attribute name="Version" type="ebics:AuthenticationVersionType" use="required">

-													<annotation>

-														<documentation xml:lang="de">Version des Authentifikationsverfahrens.</documentation>

-														<documentation xml:lang="en">Version of the algorithm used for authentication.</documentation>

-													</annotation>

-												</attribute>

-											</extension>

-										</simpleContent>

-									</complexType>

-								</element>

-								<element name="Encryption">

-									<annotation>

-										<documentation xml:lang="de">Hashwert des Verschlüsselungsschlüssels.</documentation>

-										<documentation xml:lang="en">Digest value of the public encryption key.</documentation>

-									</annotation>

-									<complexType>

-										<simpleContent>

-											<extension base="ebics:PubKeyDigestType">

-												<attribute name="Version" type="ebics:EncryptionVersionType" use="required">

-													<annotation>

-														<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>

-														<documentation xml:lang="en">Version of the algorithm used for encryption.</documentation>

-													</annotation>

-												</attribute>

-											</extension>

-										</simpleContent>

-									</complexType>

-								</element>

-								<element name="Signature" minOccurs="0" maxOccurs="0">

-									<annotation>

-										<documentation xml:lang="de">Hashwert des Signaturschlüssels.</documentation>

-										<documentation xml:lang="en">Digest value of the public signature key.</documentation>

-									</annotation>

-									<complexType>

-										<simpleContent>

-											<extension base="ebics:PubKeyDigestType">

-												<attribute name="Version" type="ebics:SignatureVersionType" use="required">

-													<annotation>

-														<documentation xml:lang="de">Version des Signaturverfahrens.</documentation>

-														<documentation xml:lang="en">Version of the algorithm used for signature creation.</documentation>

-													</annotation>

-												</attribute>

-											</extension>

-										</simpleContent>

-									</complexType>

-								</element>

-							</sequence>

-						</complexType>

-					</element>

-					<element name="SecurityMedium" type="ebics:SecurityMediumType">

-						<annotation>

-							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>

-							<documentation xml:lang="en">Classification of the security medium used by the customer.</documentation>

-						</annotation>

-					</element>

-					<element name="NumSegments" type="ebics:NumSegmentsType" minOccurs="0">

-						<annotation>

-							<documentation xml:lang="de">Gesamtsegmentanzahl für diese Transaktion; nur bei Uploads anzugeben.</documentation>

-							<documentation xml:lang="en">Total number of segments for this transaction; mandatory for uploads only.</documentation>

-						</annotation>

-					</element>

-					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-				</sequence>

-				<sequence>

-					<annotation>

-						<documentation xml:lang="de">Transfer- und Quittierungsphase.</documentation>

-						<documentation xml:lang="en">Transfer or receipt phase.</documentation>

-					</annotation>

-					<element name="TransactionID" type="ebics:TransactionIDType">

-						<annotation>

-							<documentation xml:lang="de">eindeutige, technische Transaktions-ID; wird vom Server vergeben.</documentation>

-							<documentation xml:lang="en">unique transaction ID, provided by the server.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</choice>

-		</sequence>

-	</complexType>

-	<complexType name="MutableHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>

-			<documentation xml:lang="en">Data type for the mutable EBICS header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="TransactionPhase" type="ebics:TransactionPhaseType">

-				<annotation>

-					<documentation xml:lang="de">Phase, in der sich die Transaktion gerade befindet; wird bei jedem Transaktionsschritt vom Client gesetzt und vom Server übernommen.</documentation>

-					<documentation xml:lang="en">Current phase of the transaction; this information is provided by the client for each step of the transaction, and the server adopts the setting.</documentation>

-				</annotation>

-			</element>

-			<element name="SegmentNumber" nillable="true" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">enthält die Nummer des aktuellen Segments, welches gerade übertragen oder angefordert wird; nur anzugeben bei TransactionPhase=Transfer.</documentation>

-					<documentation xml:lang="en">contains the number of the segment which is currently being transmitted or requested; mandatory for transaction phase 'Transfer' only.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:SegmentNumberType">

-							<attribute name="lastSegment" type="boolean" use="required">

-								<annotation>

-									<documentation xml:lang="de">Ist dies das letzte Segment der Übertragung?</documentation>

-									<documentation xml:lang="en">Is this segment meant to be the last one regarding this transmission?</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="StaticHeaderOrderDetailsType">

-		<annotation>

-			<documentation xml:lang="de">//MODIFIED - Removed OrderAtribute ELEMENT// Datentyp für Auftragsdetails im statischen EBICS-Header.</documentation>

-			<documentation xml:lang="en">Data type for order details stored in the static EBICS header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="AdminOrderType">

-				<annotation>

-					<documentation xml:lang="de">//MODIFIED - Umbenannt von OrderType// Auftragsart.</documentation>

-					<documentation xml:lang="en">type code of the order.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:OrderTBaseType"/>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer für Sendeaufträge gemäß DFÜ-Abkommen.</documentation>

-					<documentation xml:lang="en">ID of the (upload) order, formatted in accordance with the document "DFÜ-Abkommen".</documentation>

-				</annotation>

-			</element>

-			<element ref="ebics:OrderParams"/>

-		</sequence>

-	</complexType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_response_H004.xsd b/ebics/src/main/resources/xsd/ebics_response_H004.xsd
deleted file mode 100644
index f14ff99b..00000000
--- a/ebics/src/main/resources/xsd/ebics_response_H004.xsd
+++ /dev/null
@@ -1,166 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_response_H004.xsd ist das EBICS-Protokollschema für Antwortnachrichten.</documentation>

-		<documentation xml:lang="en">ebics_response_H004.xsd is the appropriate EBICS protocol schema for standard responses.</documentation>

-	</annotation>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">

-		<annotation>

-			<documentation xml:lang="de">XML-Signature.</documentation>

-		</annotation>

-	</import>

-	<include schemaLocation="ebics_types_H004.xsd"/>

-	<include schemaLocation="ebics_orders_H004.xsd"/>

-	<element name="ebicsResponse">

-		<annotation>

-			<documentation xml:lang="de">Electronic Banking Internet Communication Standard des Zentralen Kreditausschusses (ZKA): Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>

-			<documentation xml:lang="en">Electronic Banking Internet Communication Standard of the "Zentraler Kreditausschuss (ZKA)": multi-bank capable interface for internet-based communication.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-						<documentation xml:lang="en">contains the transaction-driven data.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:ResponseStaticHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-									<documentation xml:lang="en">contains the static header entries.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:ResponseMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-									<documentation xml:lang="en">contains the mutable header entries.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element ref="ebics:AuthSignature">

-					<annotation>

-						<documentation xml:lang="de">Authentifikationssignatur.</documentation>

-						<documentation xml:lang="en">Authentication signature.</documentation>

-					</annotation>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält die Auftragsdaten, EU(s) und weitere Nutzdaten.</documentation>

-						<documentation xml:lang="en">contains order data, order signature(s) and further data referring to the current order.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="DataTransfer" type="ebics:DataTransferResponseType" minOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Transfer von Auftragsdaten; nur bei Download anzugeben.</documentation>

-									<documentation xml:lang="en">Transfer of signature or order data; mandatory for downloads only.</documentation>

-								</annotation>

-							</element>

-							<element name="ReturnCode">

-								<annotation>

-									<documentation xml:lang="de">fachlicher Antwortcode für den vorangegangenen Request.</documentation>

-									<documentation xml:lang="en">order-related return code of the previous request.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:ReturnCodeType">

-											<attributeGroup ref="ebics:AuthenticationMarker"/>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-							<element name="TimestampBankParameter" minOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Zeitstempel der letzten Aktualisierung der Bankparameter; nur in der Initialisierungsphase anzugeben.</documentation>

-									<documentation xml:lang="en">timestamp indicating the latest update of the bank parameters; may be set during initialisation phase only.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:TimestampType">

-											<attributeGroup ref="ebics:AuthenticationMarker"/>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-			<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-		</complexType>

-	</element>

-	<complexType name="ResponseStaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header.</documentation>

-			<documentation xml:lang="en">Data type for the static EBICS header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="TransactionID" type="ebics:TransactionIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">eindeutige, technische Transaktions-ID; wird vom Server vergeben, falls OrderAttribute entweder gleich "OZHNN" oder gleich "DZHNN" ist und falls tatsächlich eine Transaktion erzeugt wurde.</documentation>

-					<documentation xml:lang="en">unique transaction ID, provided by the server if and only if the order attribute is set to either "OZHNN" or "DZHNN" and if a transaction has been established actually.</documentation>

-				</annotation>

-			</element>

-			<element name="NumSegments" type="ebics:SegmentNumberType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Gesamtsegmentanzahl für diese Transaktion; nur bei Downloads in der Initialisierungsphase anzugeben.</documentation>

-					<documentation xml:lang="en">Total number of segments for this transaction; mandatory for downloads in initialisation phase only.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="ResponseMutableHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>

-			<documentation xml:lang="en">Data type for the mutable EBICS header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="TransactionPhase" type="ebics:TransactionPhaseType">

-				<annotation>

-					<documentation xml:lang="de">Phase, in der sich die Transaktion gerade befindet; wird bei jedem Transaktionsschritt vom Client gesetzt und vom Server übernommen.</documentation>

-					<documentation xml:lang="en">Current phase of the transaction; this information is provided by the client for each step of the transaction, and the server adopts the setting.</documentation>

-				</annotation>

-			</element>

-			<element name="SegmentNumber" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">enthält die Nummer des aktuellen Segments, welches gerade übertragen oder angefordert wird; nur anzugeben bei TransactionPhase=Transfer und (bei Download) TransactionPhase=Initialisation.</documentation>

-					<documentation xml:lang="en">contains the number of the segment which is currently being transmitted or requested; mandatory for transaction phases 'Transfer' and (for downloads) 'Initialisation' only.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:SegmentNumberType">

-							<attribute name="lastSegment" type="boolean" use="required">

-								<annotation>

-									<documentation xml:lang="de">Ist dies das letzte Segment der Übertragung?</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer von Sendeaufträgen gemäß DFÜ-Abkommen.</documentation>

-				</annotation>

-			</element>

-			<element name="ReturnCode" type="ebics:ReturnCodeType">

-				<annotation>

-					<documentation xml:lang="de">Rückmeldung des technischen Status mit einer eindeutigen Fehlernummer.</documentation>

-					<documentation xml:lang="en">Return code indicating the technical status.</documentation>

-				</annotation>

-			</element>

-			<element name="ReportText" type="ebics:ReportTextType">

-				<annotation>

-					<documentation xml:lang="de">Klartext der Rückmeldung des technischen Status.</documentation>

-					<documentation xml:lang="en">Textual interpretation of the returned technical status code.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_response_H005.xsd b/ebics/src/main/resources/xsd/ebics_response_H005.xsd
deleted file mode 100644
index 841286b7..00000000
--- a/ebics/src/main/resources/xsd/ebics_response_H005.xsd
+++ /dev/null
@@ -1,167 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- edited with XMLSpy v2016 sp1 (x64) (http://www.altova.com) by EBICS Working Group - October 2016 -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H005" targetNamespace="urn:org:ebics:H005" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<annotation>

-		<documentation xml:lang="de">ebics_response_H005.xsd ist das EBICS-Protokollschema für Antwortnachrichten.</documentation>

-		<documentation xml:lang="en">ebics_response_H005.xsd is the appropriate EBICS protocol schema for standard responses.</documentation>

-	</annotation>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">

-		<annotation>

-			<documentation xml:lang="de">XML-Signature.</documentation>

-		</annotation>

-	</import>

-	<include schemaLocation="ebics_types_H005.xsd"/>

-	<include schemaLocation="ebics_orders_H005.xsd"/>

-	<element name="ebicsResponse">

-		<annotation>

-			<documentation xml:lang="de">Electronic Banking Internet Communication Standard des Zentralen Kreditausschusses (ZKA): Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>

-			<documentation xml:lang="en">Electronic Banking Internet Communication Standard of the "Zentraler Kreditausschuss (ZKA)": multi-bank capable interface for internet-based communication.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="header">

-					<annotation>

-						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>

-						<documentation xml:lang="en">contains the transaction-driven data.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="static" type="ebics:ResponseStaticHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>

-									<documentation xml:lang="en">contains the static header entries.</documentation>

-								</annotation>

-							</element>

-							<element name="mutable" type="ebics:ResponseMutableHeaderType">

-								<annotation>

-									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>

-									<documentation xml:lang="en">contains the mutable header entries.</documentation>

-								</annotation>

-							</element>

-						</sequence>

-						<attributeGroup ref="ebics:AuthenticationMarker"/>

-					</complexType>

-				</element>

-				<element ref="ebics:AuthSignature">

-					<annotation>

-						<documentation xml:lang="de">Authentifikationssignatur.</documentation>

-						<documentation xml:lang="en">Authentication signature.</documentation>

-					</annotation>

-				</element>

-				<element name="body">

-					<annotation>

-						<documentation xml:lang="de">enthält die Auftragsdaten, EU(s) und weitere Nutzdaten.</documentation>

-						<documentation xml:lang="en">contains order data, order signature(s) and further data referring to the current order.</documentation>

-					</annotation>

-					<complexType>

-						<sequence>

-							<element name="DataTransfer" type="ebics:DataTransferResponseType" minOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Transfer von Auftragsdaten; nur bei Download anzugeben.</documentation>

-									<documentation xml:lang="en">Transfer of signature or order data; mandatory for downloads only.</documentation>

-								</annotation>

-							</element>

-							<element name="ReturnCode">

-								<annotation>

-									<documentation xml:lang="de">fachlicher Antwortcode für den vorangegangenen Request.</documentation>

-									<documentation xml:lang="en">order-related return code of the previous request.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:ReturnCodeType">

-											<attributeGroup ref="ebics:AuthenticationMarker"/>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-							<element name="TimestampBankParameter" minOccurs="0">

-								<annotation>

-									<documentation xml:lang="de">Zeitstempel der letzten Aktualisierung der Bankparameter; nur in der Initialisierungsphase anzugeben.</documentation>

-									<documentation xml:lang="en">timestamp indicating the latest update of the bank parameters; may be set during initialisation phase only.</documentation>

-								</annotation>

-								<complexType>

-									<simpleContent>

-										<extension base="ebics:TimestampType">

-											<attributeGroup ref="ebics:AuthenticationMarker"/>

-										</extension>

-									</simpleContent>

-								</complexType>

-							</element>

-						</sequence>

-					</complexType>

-				</element>

-			</sequence>

-			<attributeGroup ref="ebics:VersionAttrGroup"/>

-			<anyAttribute namespace="##targetNamespace" processContents="strict"/>

-		</complexType>

-	</element>

-	<complexType name="ResponseStaticHeaderType">

-		<annotation>

-			<documentation xml:lang="de">//TODO - Modify anotation TransactionID// Datentyp für den statischen EBICS-Header.</documentation>

-			<documentation xml:lang="en">Data type for the static EBICS header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="TransactionID" type="ebics:TransactionIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">eindeutige, technische Transaktions-ID; wird vom Server vergeben, falls OrderAttribute entweder gleich "OZHNN" oder gleich "DZHNN" ist und falls tatsächlich eine Transaktion erzeugt wurde.</documentation>

-					<documentation xml:lang="en">unique transaction ID, provided by the server if and only if the order attribute is set to either "OZHNN" or "DZHNN" and if a transaction has been established actually.</documentation>

-				</annotation>

-			</element>

-			<element name="NumSegments" type="ebics:SegmentNumberType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Gesamtsegmentanzahl für diese Transaktion; nur bei Downloads in der Initialisierungsphase anzugeben.</documentation>

-					<documentation xml:lang="en">Total number of segments for this transaction; mandatory for downloads in initialisation phase only.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<complexType name="ResponseMutableHeaderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>

-			<documentation xml:lang="en">Data type for the mutable EBICS header.</documentation>

-		</annotation>

-		<sequence>

-			<element name="TransactionPhase" type="ebics:TransactionPhaseType">

-				<annotation>

-					<documentation xml:lang="de">Phase, in der sich die Transaktion gerade befindet; wird bei jedem Transaktionsschritt vom Client gesetzt und vom Server übernommen.</documentation>

-					<documentation xml:lang="en">Current phase of the transaction; this information is provided by the client for each step of the transaction, and the server adopts the setting.</documentation>

-				</annotation>

-			</element>

-			<element name="SegmentNumber" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">enthält die Nummer des aktuellen Segments, welches gerade übertragen oder angefordert wird; nur anzugeben bei TransactionPhase=Transfer und (bei Download) TransactionPhase=Initialisation.</documentation>

-					<documentation xml:lang="en">contains the number of the segment which is currently being transmitted or requested; mandatory for transaction phases 'Transfer' and (for downloads) 'Initialisation' only.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:SegmentNumberType">

-							<attribute name="lastSegment" type="boolean" use="required">

-								<annotation>

-									<documentation xml:lang="de">Ist dies das letzte Segment der Übertragung?</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Auftragsnummer von Sendeaufträgen gemäß DFÜ-Abkommen.</documentation>

-				</annotation>

-			</element>

-			<element name="ReturnCode" type="ebics:ReturnCodeType">

-				<annotation>

-					<documentation xml:lang="de">Rückmeldung des technischen Status mit einer eindeutigen Fehlernummer.</documentation>

-					<documentation xml:lang="en">Return code indicating the technical status.</documentation>

-				</annotation>

-			</element>

-			<element name="ReportText" type="ebics:ReportTextType">

-				<annotation>

-					<documentation xml:lang="de">Klartext der Rückmeldung des technischen Status.</documentation>

-					<documentation xml:lang="en">Textual interpretation of the returned technical status code.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_signature_S002.xsd b/ebics/src/main/resources/xsd/ebics_signature_S002.xsd
deleted file mode 100644
index 3127faa7..00000000
--- a/ebics/src/main/resources/xsd/ebics_signature_S002.xsd
+++ /dev/null
@@ -1,177 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- edited with XMLSpy v2016 sp1 (x64) (http://www.altova.com) by EBICS Working Group - October 2016 -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:esig="http://www.ebics.org/S002" targetNamespace="http://www.ebics.org/S002" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd"/>

-	<annotation>

-		<documentation xml:lang="de">ebics_signature enthält Typdefinitionen für elektronische Unterschriften der Versionen A005, A006 und folgende.</documentation>

-		<documentation xml:lang="en">ebics_EU contains type definitions for electronic signatures: versions A005, A006 and et sqq.</documentation>

-	</annotation>

-	<!-- Elementdefinitionen für die EU. Die XML-Klartext-Struktur wird im EBICS-Signaturdatenkontext binär interpretiert.-->

-	<element name="EBICSSignatureData" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">XML-Strukturen für bankfachliche Elektronische Unterschriften (EUs).</documentation>

-			<documentation xml:lang="en">contains the digital signatures.</documentation>

-		</annotation>

-	</element>

-	<element name="UserSignatureData" type="esig:UserSignatureDataSigBookType" substitutionGroup="esig:EBICSSignatureData">

-		<annotation>

-			<documentation xml:lang="de">enthält die EUs der Teilnehmer.</documentation>

-			<documentation xml:lang="en">contains the digital signatures.</documentation>

-		</annotation>

-	</element>

-	<complexType name="UserSignatureDataSigBookType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Signaturdaten des Teilnehmers beim EU-Transfer.</documentation>

-			<documentation xml:lang="en">Data type for digital signature data transferred using EBICS.</documentation>

-		</annotation>

-		<sequence>

-			<element name="OrderSignatureData" type="esig:OrderSignatureDataType" maxOccurs="unbounded">

-				<annotation>

-					<documentation xml:lang="de">bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>

-					<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation), structured format.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<simpleType name="OrderSignatureType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für kryptographische Unterschriften.</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<element name="OrderSignatureData" type="esig:OrderSignatureDataType">

-		<annotation>

-			<documentation xml:lang="de">bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>

-			<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation), structured format.</documentation>

-		</annotation>

-	</element>

-	<complexType name="OrderSignatureDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>

-			<documentation xml:lang="en">Data type according for a digital signature (either autorising an order or applied for transportation), structured format.</documentation>

-		</annotation>

-		<sequence>

-			<element name="SignatureVersion" type="esig:SignatureVersionType">

-				<annotation>

-					<documentation xml:lang="de">Version des Signaturverfahrens.</documentation>

-					<documentation xml:lang="en">Version of the algorithm used for signature creation.</documentation>

-				</annotation>

-			</element>

-			<element name="SignatureValue" type="base64Binary">

-				<annotation>

-					<documentation xml:lang="de">Digitale Signatur.</documentation>

-					<documentation xml:lang="en">Digital signature.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="esig:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des Unterzeichners.</documentation>

-					<documentation xml:lang="en">Customer ID of the signer.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="esig:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-					<documentation xml:lang="en">User ID.</documentation>

-				</annotation>

-			</element>

-			<element ref="ds:X509Data" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zur X.509-Funktionalität</documentation>

-					<documentation xml:lang="en">Parameter for X509Data</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<simpleType name="PartnerIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Kunden-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="UserIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Teilnehmer-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="SignatureVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Elektronischen Unterschrift (EU).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="A\d{3}"/>

-		</restriction>

-	</simpleType>

-	<!-- Definitionen für die Uebertragung von oeffentlichen Signierschlüsseln. z.B. ueber EBICS mit INI, PUB, HCS.-->

-	<element name="SignaturePubKeyOrderData" type="esig:SignaturePubKeyOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Element für Public Key Dateien unabhängig von der Auftragsart / Geschäftsvorfall.</documentation>

-		</annotation>

-	</element>

-	<complexType name="SignaturePubKeyOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Public Key Dateien unabhängig von der Auftragsart / Geschäftsvorfall.</documentation>

-		</annotation>

-		<sequence>

-			<element name="SignaturePubKeyInfo" type="esig:SignaturePubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Signaturschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="esig:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="esig:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<element name="SignaturePubKeyInfo" type="esig:SignaturePubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">öffentlicher Signaturschlüssel.</documentation>

-		</annotation>

-	</element>

-	<complexType name="SignaturePubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentliche bankfachliche Schlüssel.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="esig:PubKeyInfoType">

-				<sequence>

-					<element name="SignatureVersion" type="esig:SignatureVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des EU-Signaturverfahrens.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="PubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Darstellung eines öffentlichen RSA-Schlüssels als Exponent-Modulus-Kombination oder als X509-Zertifikat.</documentation>

-		</annotation>

-		<sequence>

-			<element ref="ds:X509Data"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<simpleType name="TimestampType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Zeitstempel.</documentation>

-		</annotation>

-		<restriction base="dateTime"/>

-	</simpleType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_signatures.xsd b/ebics/src/main/resources/xsd/ebics_signatures.xsd
deleted file mode 100644
index 79abed9b..00000000
--- a/ebics/src/main/resources/xsd/ebics_signatures.xsd
+++ /dev/null
@@ -1,217 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:esig="http://www.ebics.org/S001" targetNamespace="http://www.ebics.org/S001" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd"/>

-	<annotation>

-		<documentation xml:lang="de">ebics_signature enthält Typdefinitionen für elektronische Unterschriften der Versionen A004, A005, A006 und folgende.</documentation>

-		<documentation xml:lang="en">ebics_EU contains type definitions for electronic signatures: versions A005, A006 and et sqq.</documentation>

-	</annotation>

-	<!-- Elementdefinitionen für die EU. Die XML-Klartext-Struktur wird im EBICS-Signaturdatenkontext binär interpretiert.-->

-	<element name="EBICSSignatureData" abstract="true">

-		<annotation>

-			<documentation xml:lang="de">XML-Strukturen für bankfachliche Elektronische Unterschriften (EUs).</documentation>

-			<documentation xml:lang="en">contains the digital signatures.</documentation>

-		</annotation>

-	</element>

-	<element name="UserSignatureData" type="esig:UserSignatureDataSigBookType" substitutionGroup="esig:EBICSSignatureData">

-		<annotation>

-			<documentation xml:lang="de">enthält die EUs der Teilnehmer.</documentation>

-			<documentation xml:lang="en">contains the digital signatures.</documentation>

-		</annotation>

-	</element>

-	<complexType name="UserSignatureDataSigBookType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Signaturdaten des Teilnehmers beim EU-Transfer.</documentation>

-			<documentation xml:lang="en">Data type for digital signature data transferred using EBICS.</documentation>

-		</annotation>

-		<sequence>

-			<choice maxOccurs="unbounded">

-				<element name="OrderSignature">

-					<annotation>

-						<documentation xml:lang="de">bankfachliche Elektronische Unterschrift oder Transportunterschrift (Binärformat).</documentation>

-						<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation), binary format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="esig:OrderSignatureType">

-								<attribute name="PartnerID" use="required">

-									<annotation>

-										<documentation xml:lang="de">Kunden-ID des Unterzeichners.</documentation>

-										<documentation xml:lang="en">Customer ID of the signer.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="OrderSignatureData" type="esig:OrderSignatureDataType">

-					<annotation>

-						<documentation xml:lang="de">bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>

-						<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation), structured format.</documentation>

-					</annotation>

-				</element>

-			</choice>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<simpleType name="OrderSignatureType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für kryptographische Unterschriften.</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<element name="OrderSignatureData" type="esig:OrderSignatureDataType">

-		<annotation>

-			<documentation xml:lang="de">bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>

-			<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation), structured format.</documentation>

-		</annotation>

-	</element>

-	<complexType name="OrderSignatureDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>

-			<documentation xml:lang="en">Data type according for a digital signature (either autorising an order or applied for transportation), structured format.</documentation>

-		</annotation>

-		<sequence>

-			<element name="SignatureVersion" type="esig:SignatureVersionType">

-				<annotation>

-					<documentation xml:lang="de">Version des Signaturverfahrens.</documentation>

-					<documentation xml:lang="en">Version of the algorithm used for signature creation.</documentation>

-				</annotation>

-			</element>

-			<element name="SignatureValue" type="base64Binary">

-				<annotation>

-					<documentation xml:lang="de">Digitale Signatur.</documentation>

-					<documentation xml:lang="en">Digital signature.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="esig:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID des Unterzeichners.</documentation>

-					<documentation xml:lang="en">Customer ID of the signer.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="esig:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-					<documentation xml:lang="en">User ID.</documentation>

-				</annotation>

-			</element>

-			<element ref="ds:X509Data" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Parameter zur X.509-Funktionalität</documentation>

-					<documentation xml:lang="en">Parameter for X509Data</documentation>

-				</annotation>

-			</element>

-		</sequence>

-	</complexType>

-	<simpleType name="PartnerIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Kunden-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="UserIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Teilnehmer-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="SignatureVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Elektronischen Unterschrift (EU).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="A\d{3}"/>

-		</restriction>

-	</simpleType>

-	<!-- Definitionen für die Uebertragung von oeffentlichen Signierschlüsseln. z.B. ueber EBICS mit INI, PUB, HCS.-->

-	<element name="SignaturePubKeyOrderData" type="esig:SignaturePubKeyOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Element für Public Key Dateien unabhängig von der Auftragsart / Geschäftsvorfall.</documentation>

-		</annotation>

-	</element>

-	<complexType name="SignaturePubKeyOrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Public Key Dateien unabhängig von der Auftragsart / Geschäftsvorfall.</documentation>

-		</annotation>

-		<sequence>

-			<element name="SignaturePubKeyInfo" type="esig:SignaturePubKeyInfoType">

-				<annotation>

-					<documentation xml:lang="de">öffentlicher Signaturschlüssel.</documentation>

-				</annotation>

-			</element>

-			<element name="PartnerID" type="esig:PartnerIDType">

-				<annotation>

-					<documentation xml:lang="de">Kunden-ID.</documentation>

-				</annotation>

-			</element>

-			<element name="UserID" type="esig:UserIDType">

-				<annotation>

-					<documentation xml:lang="de">Teilnehmer-ID.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<element name="SignaturePubKeyInfo" type="esig:SignaturePubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">öffentlicher Signaturschlüssel.</documentation>

-		</annotation>

-	</element>

-	<complexType name="SignaturePubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentliche bankfachliche Schlüssel.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="esig:PubKeyInfoType">

-				<sequence>

-					<element name="SignatureVersion" type="esig:SignatureVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des EU-Signaturverfahrens.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="PubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Darstellung eines öffentlichen RSA-Schlüssels als Exponent-Modulus-Kombination oder als X509-Zertifikat.</documentation>

-		</annotation>

-		<sequence>

-			<sequence>

-				<element ref="ds:X509Data" minOccurs="0"/>

-				<element name="PubKeyValue" type="esig:PubKeyValueType">

-					<annotation>

-						<documentation xml:lang="de">Darstellung als Exponent-Modulus-Kombination.</documentation>

-					</annotation>

-				</element>

-			</sequence>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="PubKeyValueType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Exponent-Modulus-Darstellung eines öffentlichen RSA-Schlüssels.</documentation>

-		</annotation>

-		<sequence>

-			<element ref="ds:RSAKeyValue"/>

-			<element name="TimeStamp" type="esig:TimestampType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Zeitpunkt der Generierung des Schlüssels.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<simpleType name="TimestampType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Zeitstempel.</documentation>

-		</annotation>

-		<restriction base="dateTime"/>

-	</simpleType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_types_H004.xsd b/ebics/src/main/resources/xsd/ebics_types_H004.xsd
deleted file mode 100644
index 461e377d..00000000
--- a/ebics/src/main/resources/xsd/ebics_types_H004.xsd
+++ /dev/null
@@ -1,2426 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- Mit XMLSpy v2008 rel. 2 (http://www.altova.com) von Sabine Wenzel (SIZ Bonn) bearbeitet -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:esig="http://www.ebics.org/S001" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<import namespace="http://www.ebics.org/S001" schemaLocation="ebics_signatures.xsd"/>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd"/>

-	<annotation>

-		<documentation xml:lang="de">ebics_types_H004.xsd enthält einfache Typdefinitionen für EBICS.</documentation>

-	</annotation>

-	<simpleType name="ProtocolVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für EBICS-Versionsnummern.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="H\d{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ProtocolRevisionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für EBICS-Revisionsnummern.</documentation>

-		</annotation>

-		<restriction base="positiveInteger">

-			<maxInclusive value="99"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="EncryptionVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Verschlüsselung.</documentation>

-		</annotation>

-		<restriction base="token">

-			<pattern value="E\d{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="SignatureVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Elektronischen Unterschrift (EU).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="A\d{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="AuthenticationVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Authentifikation.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="X\d{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="CryptoVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Verschlüsselung, Signatur und Authentifkation.</documentation>

-		</annotation>

-		<union memberTypes="ebics:EncryptionVersionType ebics:SignatureVersionType ebics:AuthenticationVersionType"/>

-	</simpleType>

-	<simpleType name="CurrencyBaseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Währungen (Grundtyp).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="3"/>

-			<pattern value="[A-Z]{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="CurrencyCode">

-		<annotation>

-			<documentation xml:lang="de">dreistelliger Währungscode gemäß ISO 4217.</documentation>

-		</annotation>

-		<restriction base="ebics:CurrencyBaseType">

-			<length value="3"/>

-			<enumeration value="AFN">

-				<annotation>

-					<documentation xml:lang="de">Afghanistan: Afghani</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ALL">

-				<annotation>

-					<documentation xml:lang="de">Albanien: Lek</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AMD">

-				<annotation>

-					<documentation xml:lang="de">Armenien: Dram</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ANG">

-				<annotation>

-					<documentation xml:lang="de">Niederländische Antillen: Gulden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AOA">

-				<annotation>

-					<documentation xml:lang="de">Angola: Kwanza</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ARS">

-				<annotation>

-					<documentation xml:lang="de">Argentinien: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AUD">

-				<annotation>

-					<documentation xml:lang="de">Australien: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AWG">

-				<annotation>

-					<documentation xml:lang="de">Aruba: Florin</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AZM">

-				<annotation>

-					<documentation xml:lang="de">Aserbaidschan: Manat</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BAM">

-				<annotation>

-					<documentation xml:lang="de">Bosnien und Herzegowina: Konvertible Mark</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BBD">

-				<annotation>

-					<documentation xml:lang="de">Barbados: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BDT">

-				<annotation>

-					<documentation xml:lang="de">Bangladesch: Taka</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BGN">

-				<annotation>

-					<documentation xml:lang="de">Bulgarien: Lew</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BHD">

-				<annotation>

-					<documentation xml:lang="de">Bahrain: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BMD">

-				<annotation>

-					<documentation xml:lang="de">Bermuda: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BND">

-				<annotation>

-					<documentation xml:lang="de">Brunei: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BOB">

-				<annotation>

-					<documentation xml:lang="de">Bolivien: Boliviano</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BRL">

-				<annotation>

-					<documentation xml:lang="de">Brasilien: Real</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BSD">

-				<annotation>

-					<documentation xml:lang="de">Bahamas: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BTN">

-				<annotation>

-					<documentation xml:lang="de">Bhutan: Ngultrum</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BWP">

-				<annotation>

-					<documentation xml:lang="de">Botswana: Pula</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BYR">

-				<annotation>

-					<documentation xml:lang="de">Weißrussland (Belarus): Rubel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BZD">

-				<annotation>

-					<documentation xml:lang="de">Belize: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CAD">

-				<annotation>

-					<documentation xml:lang="de">Kanada: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CDF">

-				<annotation>

-					<documentation xml:lang="de">Demokratische Republik Kongo: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CHF">

-				<annotation>

-					<documentation xml:lang="de">Schweiz: Franken</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CLP">

-				<annotation>

-					<documentation xml:lang="de">Chile: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CNY">

-				<annotation>

-					<documentation xml:lang="de">China (Volksrepublik): Renminbi Yuan</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="COP">

-				<annotation>

-					<documentation xml:lang="de">Kolumbien: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CRC">

-				<annotation>

-					<documentation xml:lang="de">Costa Rica: Colón</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CSD">

-				<annotation>

-					<documentation xml:lang="de">Serbien: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CUP">

-				<annotation>

-					<documentation xml:lang="de">Kuba: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CVE">

-				<annotation>

-					<documentation xml:lang="de">Kap Verde: Escudo</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CYP">

-				<annotation>

-					<documentation xml:lang="de">Zypern (griechischer Teil): Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CZK">

-				<annotation>

-					<documentation xml:lang="de">Tschechien: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DJV">

-				<annotation>

-					<documentation xml:lang="de">Dschibuti: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DKK">

-				<annotation>

-					<documentation xml:lang="de">Dänemark: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DOP">

-				<annotation>

-					<documentation xml:lang="de">Dominikanische Republik: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DZD">

-				<annotation>

-					<documentation xml:lang="de">Algerien: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ECS">

-				<annotation>

-					<documentation xml:lang="de">Ecuador (bis 2000): Sucre</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EEK">

-				<annotation>

-					<documentation xml:lang="de">Estland: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EGP">

-				<annotation>

-					<documentation xml:lang="de">Ägypten: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ETB">

-				<annotation>

-					<documentation xml:lang="de">Äthiopien: Birr</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EUR">

-				<annotation>

-					<documentation xml:lang="de">Europäische Währungsunion: Euro</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="FJD">

-				<annotation>

-					<documentation xml:lang="de">Fidschi: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="FKP">

-				<annotation>

-					<documentation xml:lang="de">Falklandinseln: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GBP">

-				<annotation>

-					<documentation xml:lang="de">Vereinigtes Königreich: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GEL">

-				<annotation>

-					<documentation xml:lang="de">Georgien: Lari</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GHC">

-				<annotation>

-					<documentation xml:lang="de">Ghana: Cedi</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GIP">

-				<annotation>

-					<documentation xml:lang="de">Gibraltar: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GMD">

-				<annotation>

-					<documentation xml:lang="de">Gambia: Dalasi</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GNF">

-				<annotation>

-					<documentation xml:lang="de">Guinea: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GTQ">

-				<annotation>

-					<documentation xml:lang="de">Guatemala: Quetzal</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GYD">

-				<annotation>

-					<documentation xml:lang="de">Guyana: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HKD">

-				<annotation>

-					<documentation xml:lang="de">Hongkong: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HNL">

-				<annotation>

-					<documentation xml:lang="de">Honduras: Lempira</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HRK">

-				<annotation>

-					<documentation xml:lang="de">Kroatien: Kuna</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HTG">

-				<annotation>

-					<documentation xml:lang="de">Haiti: Gourde</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HUF">

-				<annotation>

-					<documentation xml:lang="de">Ungarn: Forint</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IDR">

-				<annotation>

-					<documentation xml:lang="de">Indonesien: Rupiah</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ILS">

-				<annotation>

-					<documentation xml:lang="de">Israel: Schekel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="INR">

-				<annotation>

-					<documentation xml:lang="de">Indien: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IQD">

-				<annotation>

-					<documentation xml:lang="de">Irak: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IRR">

-				<annotation>

-					<documentation xml:lang="de">Iran: Rial</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ISK">

-				<annotation>

-					<documentation xml:lang="de">Island: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="JMD">

-				<annotation>

-					<documentation xml:lang="de">Jamaika: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="JOD">

-				<annotation>

-					<documentation xml:lang="de">Jordanien: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="JPY">

-				<annotation>

-					<documentation xml:lang="de">Japan: Yen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KES">

-				<annotation>

-					<documentation xml:lang="de">Kenia: Schilling</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KGS">

-				<annotation>

-					<documentation xml:lang="de">Kirgisistan: Som</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KHR">

-				<annotation>

-					<documentation xml:lang="de">Kambodscha: Riel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KMF">

-				<annotation>

-					<documentation xml:lang="de">Komoren: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KPW">

-				<annotation>

-					<documentation xml:lang="de">Nordkorea: Won</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KRW">

-				<annotation>

-					<documentation xml:lang="de">Südkorea: Won</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KWD">

-				<annotation>

-					<documentation xml:lang="de">Kuwait: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KYD">

-				<annotation>

-					<documentation xml:lang="de">Kaimaninseln: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KZT">

-				<annotation>

-					<documentation xml:lang="de">Kasachstan: Tenge</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LAK">

-				<annotation>

-					<documentation xml:lang="de">Laos: Kip</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LBP">

-				<annotation>

-					<documentation xml:lang="de">Libanon: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LKR">

-				<annotation>

-					<documentation xml:lang="de">Sri Lanka: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LRD">

-				<annotation>

-					<documentation xml:lang="de">Liberia: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LSL">

-				<annotation>

-					<documentation xml:lang="de">Lesotho: Loti</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LTL">

-				<annotation>

-					<documentation xml:lang="de">Litauen: Litas</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LVL">

-				<annotation>

-					<documentation xml:lang="de">Lettland: Lats</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LYD">

-				<annotation>

-					<documentation xml:lang="de">Libyen: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MAD">

-				<annotation>

-					<documentation xml:lang="de">Marokko: Dirham</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MDL">

-				<annotation>

-					<documentation xml:lang="de">Moldawien: Leu</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MGF">

-				<annotation>

-					<documentation xml:lang="de">Madagaskar: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MKD">

-				<annotation>

-					<documentation xml:lang="de">Mazedonien: Denar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MMK">

-				<annotation>

-					<documentation xml:lang="de">Myanmar: Kyat</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MNT">

-				<annotation>

-					<documentation xml:lang="de">Mongolei: Tugrik</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MOP">

-				<annotation>

-					<documentation xml:lang="de">Macau: Pataca</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MRO">

-				<annotation>

-					<documentation xml:lang="de">Mauretanien: Ouguiya</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MTL">

-				<annotation>

-					<documentation xml:lang="de">Malta: Lira</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MUR">

-				<annotation>

-					<documentation xml:lang="de">Mauritius: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MVR">

-				<annotation>

-					<documentation xml:lang="de">Malediven: Rufiyaa</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MWK">

-				<annotation>

-					<documentation xml:lang="de">Malawi: Kwacha</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MXN">

-				<annotation>

-					<documentation xml:lang="de">Mexiko: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MYR">

-				<annotation>

-					<documentation xml:lang="de">Malaysia: Ringgit</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MZM">

-				<annotation>

-					<documentation xml:lang="de">Mosambik: Metical</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NAD">

-				<annotation>

-					<documentation xml:lang="de">Namibia: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NGN">

-				<annotation>

-					<documentation xml:lang="de">Nigeria: Naira</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NIO">

-				<annotation>

-					<documentation xml:lang="de">Nicaragua: Cordoba Oro</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NOK">

-				<annotation>

-					<documentation xml:lang="de">Norwegen: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NPR">

-				<annotation>

-					<documentation xml:lang="de">Nepal: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NZD">

-				<annotation>

-					<documentation xml:lang="de">Neuseeland: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="OMR">

-				<annotation>

-					<documentation xml:lang="de">Oman: Rial</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PAB">

-				<annotation>

-					<documentation xml:lang="de">Panama: Balboa</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PEN">

-				<annotation>

-					<documentation xml:lang="de">Peru: Nuevo Sol</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PGK">

-				<annotation>

-					<documentation xml:lang="de">Papua-Neuguinea: Kina</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PHP">

-				<annotation>

-					<documentation xml:lang="de">Philippinen: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PKR">

-				<annotation>

-					<documentation xml:lang="de">Pakistan: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PLN">

-				<annotation>

-					<documentation xml:lang="de">Polen: Zloty</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PYG">

-				<annotation>

-					<documentation xml:lang="de">Paraguay: Guaraní</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="QAR">

-				<annotation>

-					<documentation xml:lang="de">Katar: Riyal</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ROL">

-				<annotation>

-					<documentation xml:lang="de">Rumänien: Leu</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="RUB">

-				<annotation>

-					<documentation xml:lang="de">Russland: Rubel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="RWF">

-				<annotation>

-					<documentation xml:lang="de">Ruanda: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SAR">

-				<annotation>

-					<documentation xml:lang="de">Saudi-Arabien: Riyal</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SBD">

-				<annotation>

-					<documentation xml:lang="de">Salomonen: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SCR">

-				<annotation>

-					<documentation xml:lang="de">Seychellen: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SDD">

-				<annotation>

-					<documentation xml:lang="de">Sudan: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SEK">

-				<annotation>

-					<documentation xml:lang="de">Schweden: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SGD">

-				<annotation>

-					<documentation xml:lang="de">Singapur: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SHP">

-				<annotation>

-					<documentation xml:lang="de">St. Helena: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SIT">

-				<annotation>

-					<documentation xml:lang="de">Slowenien: Tolar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SKK">

-				<annotation>

-					<documentation xml:lang="de">Slowakei: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SLL">

-				<annotation>

-					<documentation xml:lang="de">Sierra Leone: Leone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SOS">

-				<annotation>

-					<documentation xml:lang="de">Somalia: Schilling</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SRD">

-				<annotation>

-					<documentation xml:lang="de">Suriname: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="STD">

-				<annotation>

-					<documentation xml:lang="de">São Tomé und Príncipe: Dobra</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SVC">

-				<annotation>

-					<documentation xml:lang="de">El Salvador: Colón</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SYP">

-				<annotation>

-					<documentation xml:lang="de">Syrien: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SZL">

-				<annotation>

-					<documentation xml:lang="de">Swasiland: Lilangeni</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="THB">

-				<annotation>

-					<documentation xml:lang="de">Thailand: Baht</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TJS">

-				<annotation>

-					<documentation xml:lang="de">Tadschikistan: Somoni</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TMM">

-				<annotation>

-					<documentation xml:lang="de">Turkmenistan: Manat</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TND">

-				<annotation>

-					<documentation xml:lang="de">Tunesien: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TOP">

-				<annotation>

-					<documentation xml:lang="de">Tonga: Pa'anga</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TRL">

-				<annotation>

-					<documentation xml:lang="de">Türkei: Lira</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TRY">

-				<annotation>

-					<documentation xml:lang="de">Türkei: Neue Lira (ab 2005)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TTD">

-				<annotation>

-					<documentation xml:lang="de">Trinidad und Tobago: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TWD">

-				<annotation>

-					<documentation xml:lang="de">Taiwan: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TZS">

-				<annotation>

-					<documentation xml:lang="de">Tansania: Schilling</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UAH">

-				<annotation>

-					<documentation xml:lang="de">Ukraine: Hrywnja</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UGX">

-				<annotation>

-					<documentation xml:lang="de">Uganda: Shilling</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="USD">

-				<annotation>

-					<documentation xml:lang="de">USA: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UYU">

-				<annotation>

-					<documentation xml:lang="de">Uruguay: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UZS">

-				<annotation>

-					<documentation xml:lang="de">Usbekistan: Sum</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="VEB">

-				<annotation>

-					<documentation xml:lang="de">Venezuela: Bolivar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="VND">

-				<annotation>

-					<documentation xml:lang="de">Vietnam: Dong</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="VUV">

-				<annotation>

-					<documentation xml:lang="de">Vanuatu: Vatu</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="WST">

-				<annotation>

-					<documentation xml:lang="de">Samoa: Tala</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XAF">

-				<annotation>

-					<documentation xml:lang="de">Zentralafrikanische Wirtschafts- und Währungsunion: CFA-Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XCD">

-				<annotation>

-					<documentation xml:lang="de">Ostkaribische Währungsunion: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XOF">

-				<annotation>

-					<documentation xml:lang="de">Westafrikanische Wirtschafts- und Währungsunion: CFA-Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XPF">

-				<annotation>

-					<documentation xml:lang="de">Neukaledonien: CFP-Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XTS">

-				<annotation>

-					<documentation xml:lang="de">Spezialcode für Testzwecke; keine existierende Währung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XXX">

-				<annotation>

-					<documentation xml:lang="de">keine Währung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="YER">

-				<annotation>

-					<documentation xml:lang="de">Jemen: Rial</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ZAR">

-				<annotation>

-					<documentation xml:lang="de">Südafrika: Rand</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ZMK">

-				<annotation>

-					<documentation xml:lang="de">Sambia: Kwacha</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ZWD">

-				<annotation>

-					<documentation xml:lang="de">Simbabwe: Dollar</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="AmountValueType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für einen Betragswert (ohne Währung).</documentation>

-		</annotation>

-		<restriction base="decimal">

-			<totalDigits value="24"/>

-			<fractionDigits value="4"/>

-		</restriction>

-	</simpleType>

-	<complexType name="AmountType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für einen Betrag inkl. Währungscode-Attribut (Default = "EUR").</documentation>

-		</annotation>

-		<simpleContent>

-			<extension base="ebics:AmountValueType">

-				<attribute name="Currency" type="ebics:CurrencyBaseType" use="optional" default="EUR">

-					<annotation>

-						<documentation xml:lang="de">Währungscode, Default="EUR".</documentation>

-						<documentation xml:lang="en">Currency code, default setting is "EUR".</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<simpleType name="TransactionIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Transaktions-ID.</documentation>

-		</annotation>

-		<restriction base="hexBinary">

-			<length value="16"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NonceType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Nonces.</documentation>

-		</annotation>

-		<restriction base="hexBinary">

-			<length value="16"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="InstituteIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Instituts-ID.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="64"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="HostIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Host-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ProductType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Kundenprodukt-ID.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="64"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="LanguageType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für das Sprachkennzeichen des Kundenprodukts.</documentation>

-		</annotation>

-		<restriction base="language">

-			<length value="2"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderTBaseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für allgemeine Auftragsarten (Grundtyp).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="3"/>

-			<pattern value="[A-Z0-9]{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderTListType">

-		<annotation>

-			<documentation xml:lang="de">Listentyp für allgemeine Auftragsarten.</documentation>

-		</annotation>

-		<list itemType="ebics:OrderTBaseType"/>

-	</simpleType>

-	<simpleType name="OrderTType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für zulässige Auftragsarten im EBICS-Kontext.</documentation>

-		</annotation>

-		<restriction base="ebics:OrderTBaseType">

-			<length value="3"/>

-			<enumeration value="HSA">

-				<annotation>

-					<documentation xml:lang="de">Senden der Public Keys für Authentifikation und Verschlüsselung, bankfachlich signiert mit FTAM-Signaturschlüssel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HIA">

-				<annotation>

-					<documentation xml:lang="de">Senden der Public Keys zur Authentifikation und zur Verschlüsselung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HPB">

-				<annotation>

-					<documentation xml:lang="de">Abholen der Public Keys der Bank</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HCA">

-				<annotation>

-					<documentation xml:lang="de">Ändern der Public Keys zur Authentifikation und zur Verschlüsselung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HPD">

-				<annotation>

-					<documentation xml:lang="de">Abholen Bankparameter für internetbasierten Standard</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVU">

-				<annotation>

-					<documentation xml:lang="de">Abholen VEU Übersicht</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVD">

-				<annotation>

-					<documentation xml:lang="de">Abholen VEU Auftragsdaten (Daten-trägerbegleitzettel)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVT">

-				<annotation>

-					<documentation xml:lang="de">Abholen VEU Auftragsdaten ( Transakti-onsdetails gemäß Parametervorgabe)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVE">

-				<annotation>

-					<documentation xml:lang="de">Senden EU zu bestehendem VEU-Auftrag</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVS">

-				<annotation>

-					<documentation xml:lang="de">Senden Stornierung für bestehenden VEU-Auftrag</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HKD">

-				<annotation>

-					<documentation xml:lang="de">Abholen Konfigurationsdaten des Teilnehmers</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HAA">

-				<annotation>

-					<documentation xml:lang="de">Abholen Übersicht zu abrufbaren Aufträgen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVU">

-				<annotation>

-					<documentation xml:lang="de">VEU-Übersicht abholen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVD">

-				<annotation>

-					<documentation xml:lang="de">VEU-Status abrufen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVT">

-				<annotation>

-					<documentation xml:lang="de">VEU-Transaktion-Details abrufen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVE">

-				<annotation>

-					<documentation xml:lang="de">EU hinzufügen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HVS">

-				<annotation>

-					<documentation xml:lang="de">VEU-Stornierung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AAE">

-				<annotation>

-					<documentation xml:lang="de">Senden Importakkreditiv Änderung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AEA">

-				<annotation>

-					<documentation xml:lang="de">Senden Exportakkreditive</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AIA">

-				<annotation>

-					<documentation xml:lang="de">Senden Import-Akkreditive Avisierung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AKA">

-				<annotation>

-					<documentation xml:lang="de">Abholen Import-Akkreditive</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AWV">

-				<annotation>

-					<documentation xml:lang="de">AWV-Meldung senden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AZM">

-				<annotation>

-					<documentation xml:lang="de">AZV im Magnetbandformat senden (Satzlänge variabel)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AZV">

-				<annotation>

-					<documentation xml:lang="de">AZV im Diskettenformat senden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AZ2">

-				<annotation>

-					<documentation xml:lang="de">AZV im Magnetbandformat senden (Satzlängenfeld 2 Bytes)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AZ4">

-				<annotation>

-					<documentation xml:lang="de">AZV im Magnetbandformat senden (Satzlängenfeld 4 Bytes)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DDG">

-				<annotation>

-					<documentation xml:lang="de">Abholen Devisenhandelsbestätigung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DHB">

-				<annotation>

-					<documentation xml:lang="de">Senden Devisenhandelsbestätigung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DTE">

-				<annotation>

-					<documentation xml:lang="de">Eilauftrag (IZV im DTAUS0-Format) senden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DTI">

-				<annotation>

-					<documentation xml:lang="de">IZV-Datei abholen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DTM">

-				<annotation>

-					<documentation xml:lang="de">MCV-Datei abholen (Format analog MCV)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DTV">

-				<annotation>

-					<documentation xml:lang="de">Zahlungsverkehrsdateien von Service-Rechenzentren senden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DT2">

-				<annotation>

-					<documentation xml:lang="de">MC2-Datei abholen (Format analog MC2)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DT4">

-				<annotation>

-					<documentation xml:lang="de">MC4-Datei abholen (Format analog MC4)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EAB">

-				<annotation>

-					<documentation xml:lang="de">Exportakkreditive abholen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ECS">

-				<annotation>

-					<documentation xml:lang="de">Senden electronic-cash Lastschriftdatei</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EDC">

-				<annotation>

-					<documentation xml:lang="de">Senden Maestro-Lastschriftdatei</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EEA">

-				<annotation>

-					<documentation xml:lang="de">EDIFACT abholen ASCII</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EEZ">

-				<annotation>

-					<documentation xml:lang="de">EDIFACT abholen EBCDIC</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EIB">

-				<annotation>

-					<documentation xml:lang="de">Ausführungsanzeige (Exportinkasso) Bank an Kunde abholen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EIK">

-				<annotation>

-					<documentation xml:lang="de">Senden Exportinkassi</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ESA">

-				<annotation>

-					<documentation xml:lang="de">EDIFACT senden ASCII</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ESM">

-				<annotation>

-					<documentation xml:lang="de">EU-Standardüberweisung (Zahlungsart 13) im Magnetbandformat (Satzlängenfeld 4 Bytes)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ESR">

-				<annotation>

-					<documentation xml:lang="de">Einreichung von EDIFACT-Lastschriften</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ESZ">

-				<annotation>

-					<documentation xml:lang="de">EDIFACT senden EBCDIC</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ESU">

-				<annotation>

-					<documentation xml:lang="de">EU-Standardüberweisung (Zahlungsart 13)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EUE">

-				<annotation>

-					<documentation xml:lang="de">Taggleiche grenzüberschreitende Euro-Eilzahlung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GAB">

-				<annotation>

-					<documentation xml:lang="de">Abholen Garantien</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GAK">

-				<annotation>

-					<documentation xml:lang="de">Senden Garantien</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GKT">

-				<annotation>

-					<documentation xml:lang="de">GeldKarte-Umsatz senden (Datenaufbau gemäß GeldKarte-Spezifikation)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IDD">

-				<annotation>

-					<documentation xml:lang="de">Internationale Lastschriften</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IIB">

-				<annotation>

-					<documentation xml:lang="de">Abholen Importinkassi</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IIK">

-				<annotation>

-					<documentation xml:lang="de">Senden Importinkassi</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="INT">

-				<annotation>

-					<documentation xml:lang="de">Internationaler Zahlungsverkehr</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IZG">

-				<annotation>

-					<documentation xml:lang="de">Inlandszahlungsverkehrsauftrag senden (nur Gutschriften)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IZL">

-				<annotation>

-					<documentation xml:lang="de">Inlandszahlungsverkehrsauftrag senden (nur Lastschriften)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IZV">

-				<annotation>

-					<documentation xml:lang="de">Inlandszahlungsverkehrsauftrag senden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MAO">

-				<annotation>

-					<documentation xml:lang="de">Abholen Magnetband-Datei aus optischer Beleglesung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MCV">

-				<annotation>

-					<documentation xml:lang="de">Senden IZV-Magnetbandformat (Satzlängenfeld 4 Bytes)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MC2">

-				<annotation>

-					<documentation xml:lang="de">Senden IZV-Magnetbandformat (Satzlängenfeld 2 Bytes)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MC4">

-				<annotation>

-					<documentation xml:lang="de">Senden IZV-Magnetbandformat (Satzlänge variabel)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="POZ">

-				<annotation>

-					<documentation xml:lang="de">Senden POZ-Datei</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="RDT">

-				<annotation>

-					<documentation xml:lang="de">Rücklastschrift an Kunde</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="RFT">

-				<annotation>

-					<documentation xml:lang="de">Request for Transfer</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="STA">

-				<annotation>

-					<documentation xml:lang="de">Abholen Swift-Tagesauszüge</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="VMK">

-				<annotation>

-					<documentation xml:lang="de">Abholen kurzfristige Vormerkposten</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="WPA">

-				<annotation>

-					<documentation xml:lang="de">Abholen Wertpapierabrechnung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="WPB">

-				<annotation>

-					<documentation xml:lang="de">Abholen Wertpapierausführungsanzeige</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="WPC">

-				<annotation>

-					<documentation xml:lang="de">Abholen Depotaufstellung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="WPD">

-				<annotation>

-					<documentation xml:lang="de">Abholen sonstige WP-Umsätze</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="INI">

-				<annotation>

-					<documentation xml:lang="de">Initialisierung der bankfachlichen EU des Teilnehmers.</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PTK">

-				<annotation>

-					<documentation xml:lang="de">Abholen Kundenprotokoll</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PUB">

-				<annotation>

-					<documentation xml:lang="de">Senden Public Key zur Unterschriftenverifizierung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HCA">

-				<annotation>

-					<documentation xml:lang="de">Änderung der Teilnehmerschlüssel für Authentifikation und Verschlüsselung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SPR">

-				<annotation>

-					<documentation xml:lang="de">Sperren der Zugangsberechtigung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="VPB">

-				<annotation>

-					<documentation xml:lang="de">Abholen Public Key der Bank zur Verschlüsselung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="FIN">

-				<annotation>

-					<documentation xml:lang="de">EDIFACT-FINPAY senden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IZS">

-				<annotation>

-					<documentation xml:lang="de">Informationen von Zentralstellen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SSP">

-				<annotation>

-					<documentation xml:lang="de">ec-Karten-Sperrdatei</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ATA">

-				<annotation>

-					<documentation xml:lang="de">Teilausnutzung Importakkreditiv (Kreditinstitut an Kunde)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BKA">

-				<annotation>

-					<documentation xml:lang="de">Auftragsart für elektronische Kontoauszüge</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BZK">

-				<annotation>

-					<documentation xml:lang="de">Barzahlungskarte</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DKI">

-				<annotation>

-					<documentation xml:lang="de">Devisenkursinformationen abholen (Euro)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DMI">

-				<annotation>

-					<documentation xml:lang="de">Abholen Devisenmarktinformationen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DSW">

-				<annotation>

-					<documentation xml:lang="de">Abholen Devisenswapinformationen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ESG">

-				<annotation>

-					<documentation xml:lang="de">ESG-Datei für Elektronische Zweitunterschrift abholen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ESP">

-				<annotation>

-					<documentation xml:lang="de">ESP-Datei für Elektronische Zweitunterschrift senden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="FTB">

-				<annotation>

-					<documentation xml:lang="de">Abholen/Senden beliebige Datei</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="FTD">

-				<annotation>

-					<documentation xml:lang="de">Freie Textdatei senden/abholen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IBK">

-				<annotation>

-					<documentation xml:lang="de">Abholen Institutsbestätigungsdatei (Komplettbestand)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IBW">

-				<annotation>

-					<documentation xml:lang="de">Abholen Institutsbestätigungsdatei (Komplettbestand weitere Datei)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IBU">

-				<annotation>

-					<documentation xml:lang="de">Abholen Institutsbestätigungsdatei (tägliches Update)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IKK">

-				<annotation>

-					<documentation xml:lang="de">Senden Institutskonten (Komplettbestand begrenzt auf 170 MB)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IKU">

-				<annotation>

-					<documentation xml:lang="de">Senden Institutskonten (tägliches Update)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IKW">

-				<annotation>

-					<documentation xml:lang="de">Senden Institutskonten (Komplettbestand weitere Datei)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KTH">

-				<annotation>

-					<documentation xml:lang="de">KTOHIN: Automatisiertes Verfahren für die Änderung von Kontonummern und Bankleitzahlen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KTR">

-				<annotation>

-					<documentation xml:lang="de">KTORUECK: Automatisiertes Verfahren für die Änderung von Kontonummern und Bankleitzahlen </documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KKZ">

-				<annotation>

-					<documentation xml:lang="de">Kontenkonzentration und Saldenausgleich</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TST">

-				<annotation>

-					<documentation xml:lang="de">Senden/Abholen Testdatei (ASCII)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UPD">

-				<annotation>

-					<documentation xml:lang="de">Updates abholen</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Auftragsnummer lt. DFÜ-Abkommen.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="[A-Z][A-Z0-9]{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderAttributeBaseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für ein einzelnes Auftragsattributkennzeichen (Grundtyp).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="5"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderAttributeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Auftragsattributkennzeichen gemäß DFÜ-Abkommen.</documentation>

-		</annotation>

-		<restriction base="ebics:OrderAttributeBaseType">

-			<enumeration value="OZHNN">

-				<annotation>

-					<documentation xml:lang="de">Auftragsdaten mit Unterschrift, ZIP-komprimiert, hybrid verschlüsselt</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UZHNN">

-				<annotation>

-					<documentation xml:lang="de">Unterschrift, ZIP-komprimiert, hybrid verschlüsselt</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DZHNN">

-				<annotation>

-					<documentation xml:lang="de">Auftragsdaten ohne Unterschrift, ZIP-komprimiert, hybrid verschlüsselt</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="SecurityMediumType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für das Sicherheitsmedium.</documentation>

-		</annotation>

-		<restriction base="string">

-			<length value="4"/>

-			<pattern value="\d{4}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="SegmentNumberType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Segmentnummer.</documentation>

-		</annotation>

-		<restriction base="positiveInteger">

-			<totalDigits value="10"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NumSegmentsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Gesamtsegmentanzahl.</documentation>

-		</annotation>

-		<restriction base="nonNegativeInteger">

-			<totalDigits value="10"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NumOrderInfosType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Gesamtanzahl der Einzelauftraginfos.</documentation>

-		</annotation>

-		<restriction base="nonNegativeInteger">

-			<totalDigits value="10"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="TransactionPhaseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Transaktionsphase.</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Initialisation">

-				<annotation>

-					<documentation xml:lang="de">Transaktionsinitialisierung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Transfer">

-				<annotation>

-					<documentation xml:lang="de">Auftragsdatentransfer</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Receipt">

-				<annotation>

-					<documentation xml:lang="de">Quittungstransfer</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="TimestampType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Zeitstempel.</documentation>

-		</annotation>

-		<restriction base="dateTime"/>

-	</simpleType>

-	<simpleType name="DateType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Datumswerte.</documentation>

-		</annotation>

-		<restriction base="date"/>

-	</simpleType>

-	<simpleType name="UserIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Teilnehmer-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-			<pattern value="[a-zA-Z0-9,=]{1,35}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="PartnerIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Kunden-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-			<pattern value="[a-zA-Z0-9,=]{1,35}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="AccountIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Konten-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="64"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="AccountNumberType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Kontonummer (national/international).</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="40"/>

-			<pattern value="\d{3,10}|([A-Z]{2}\d{2}[A-Za-z0-9]{3,30})"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="BankCodeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Bankleitzahl (national/international).</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="11"/>

-			<pattern value="\d{8}|([A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?)"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="BankCodePrefixType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für ein nationales BLZ-Präfix.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="2"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NationalAccountNumberType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Kontonummer (freies Format).</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="40"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NationalBankCodeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Bankleitzahl (freies Format).</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="30"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="AccountHolderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Namen des Kontoinhabers.</documentation>

-		</annotation>

-		<restriction base="normalizedString"/>

-	</simpleType>

-	<simpleType name="AccountDescriptionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Kontobeschreibung.</documentation>

-		</annotation>

-		<restriction base="normalizedString"/>

-	</simpleType>

-	<complexType name="AccountType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Kontoinformationen.</documentation>

-		</annotation>

-		<sequence>

-			<choice maxOccurs="2">

-				<element name="AccountNumber">

-					<annotation>

-						<documentation xml:lang="de">Kontonummer (deutsches Format und/oder international als IBAN).</documentation>

-						<documentation xml:lang="en">Account number (German format and/or international=IBAN).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:AccountNumberType">

-								<attribute name="international" type="boolean" use="optional" default="false">

-									<annotation>

-										<documentation xml:lang="de">Ist die Kontonummer im deutschen Format (international=false) oder im internationalen Format (international=true, IBAN) angegeben?</documentation>

-										<documentation xml:lang="en">Is the account number specified using the national=German or the international=IBAN format?</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="NationalAccountNumber">

-					<annotation>

-						<documentation xml:lang="de">Kontonummer im freien Format.</documentation>

-						<documentation xml:lang="en">Account in free format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:NationalAccountNumberType">

-								<attribute name="format" type="token" use="required">

-									<annotation>

-										<documentation xml:lang="de">Formatkennung.</documentation>

-										<documentation xml:lang="en">Format identification.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</choice>

-			<choice maxOccurs="2">

-				<element name="BankCode">

-					<annotation>

-						<documentation xml:lang="de">Bankleitzahl (deutsches Format und/oder international als SWIFT-BIC).</documentation>

-						<documentation xml:lang="en">Bank code (German and/or international=SWIFT-BIC).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:BankCodeType">

-								<attribute name="international" type="boolean" use="optional" default="false">

-									<annotation>

-										<documentation xml:lang="de">Ist die Bankleitzahl im deutschen Format (international=false, BLZ) oder im internationalen Format (international=true, SWIFT-BIC) angegeben?</documentation>

-										<documentation xml:lang="en">Is the bank code specified using the national=German or the international SWIFT-BIC format?</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Prefix" type="ebics:BankCodePrefixType" use="optional">

-									<annotation>

-										<documentation xml:lang="de">nationales Präfix für Bankleitzahlen.</documentation>

-										<documentation xml:lang="en">National=German prefix for bank codes.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="NationalBankCode">

-					<annotation>

-						<documentation xml:lang="de">Bankleitzahl im freien Format.</documentation>

-						<documentation xml:lang="en">Bank code in free format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:NationalBankCodeType">

-								<attribute name="format" type="token" use="required">

-									<annotation>

-										<documentation xml:lang="de">Formatkennung.</documentation>

-										<documentation xml:lang="en">Format identification.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</choice>

-			<element name="AccountHolder" type="ebics:AccountHolderType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Kontoinhabers.</documentation>

-					<documentation xml:lang="de">Name of the account holder.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-		<attribute name="Currency" type="ebics:CurrencyBaseType" use="optional" default="EUR">

-			<annotation>

-				<documentation xml:lang="de">Währungscode für dieses Konto, Default=EUR.</documentation>

-				<documentation xml:lang="en">Currency code for this account, Default=EUR.</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="Description" type="ebics:AccountDescriptionType" use="optional">

-			<annotation>

-				<documentation xml:lang="de">Kontobeschreibung.</documentation>

-				<documentation xml:lang="en">Description of this account.</documentation>

-			</annotation>

-		</attribute>

-	</complexType>

-	<simpleType name="AccountNumberRoleType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Rolle eines Zahlungsverkehrskontos innerhalb einer Transaktion.</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Originator">

-				<annotation>

-					<documentation xml:lang="de">Auftraggeberkonto</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Recipient">

-				<annotation>

-					<documentation xml:lang="de">Empfängerkonto</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Charges">

-				<annotation>

-					<documentation xml:lang="de">Gebührenkonto</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Other">

-				<annotation>

-					<documentation xml:lang="de">andere Kontorolle</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="BankCodeRoleType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Rolle eines Kreditinstituts innerhalb einer Transaktion (repräsentiert durch die Bankleitzahl).</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Originator">

-				<annotation>

-					<documentation xml:lang="de">Auftraggeberbank</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Recipient">

-				<annotation>

-					<documentation xml:lang="de">Empfängerbank</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Correspondent">

-				<annotation>

-					<documentation xml:lang="de">Korrespondenzbank</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Other">

-				<annotation>

-					<documentation xml:lang="de">andere Bankrolle</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="AccountHolderRoleType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Rolle eines Kontoinhabers innerhalb einer Transaktion.</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Originator">

-				<annotation>

-					<documentation xml:lang="de">Auftraggeber</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Recipient">

-				<annotation>

-					<documentation xml:lang="de">Empfänger</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Presenter">

-				<annotation>

-					<documentation xml:lang="de">Überbringer, Einreicher</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Other">

-				<annotation>

-					<documentation xml:lang="de">andere Rolle</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<complexType name="AttributedAccountType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Kontoinformationen inkl. der Eigenschaftszuordnung innerhalb einer Zahlungstransaktion.</documentation>

-		</annotation>

-		<sequence>

-			<choice maxOccurs="2">

-				<element name="AccountNumber">

-					<annotation>

-						<documentation xml:lang="de">Kontonummer (deutsches Format oder international als IBAN).</documentation>

-						<documentation xml:lang="en">Kontonummer (Account number (German format and/or international = IBAN).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:AccountNumberType">

-								<attribute name="Role" type="ebics:AccountNumberRoleType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Rolle des Kontos innerhalb der Zahlungstransaktion.</documentation>

-										<documentation xml:lang="en">Role of the account during the transaction.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Description" type="normalizedString">

-									<annotation>

-										<documentation xml:lang="de">Textuelle Beschreibung der Funktion, falls role=Other ausgewählt wird.</documentation>

-										<documentation xml:lang="en">Textual description of the role the account place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="international" type="boolean" use="optional" default="false">

-									<annotation>

-										<documentation xml:lang="de">Ist die Kontonummer im deutschen Format (international=false) oder im internationalen Format (international=true, IBAN) angegeben?</documentation>

-										<documentation xml:lang="en">Is the account number specified using the national=German or the international=IBAN format?</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="NationalAccountNumber">

-					<annotation>

-						<documentation xml:lang="de">Kontonummer im freien Format.</documentation>

-						<documentation xml:lang="en">Account in free format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:NationalAccountNumberType">

-								<attribute name="Role" type="ebics:AccountNumberRoleType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Rolle des Kontos innerhalb der Zahlungstransaktion.</documentation>

-										<documentation xml:lang="en">Role of the account during the transaction.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Description" type="normalizedString">

-									<annotation>

-										<documentation xml:lang="de">Textuelle Beschreibung der Funktion, falls role=Other ausgewählt wird.</documentation>

-										<documentation xml:lang="en">Textual description of the role the account place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="format" type="token" use="required">

-									<annotation>

-										<documentation xml:lang="de">Formatkennung.</documentation>

-										<documentation xml:lang="en">Format identification.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</choice>

-			<choice maxOccurs="2">

-				<element name="BankCode">

-					<annotation>

-						<documentation xml:lang="de">Bankleitzahl (deutsches Format oder international als SWIFT-BIC).</documentation>

-						<documentation xml:lang="en">Bank code (German and/or international=SWIFT-BIC).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:BankCodeType">

-								<attribute name="Role" type="ebics:BankCodeRoleType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Rolle des kontoführenden Instituts innerhalb der Zahlungstransaktion.</documentation>

-										<documentation xml:lang="en">Role of the bank during the transaction.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Description" type="normalizedString">

-									<annotation>

-										<documentation xml:lang="de">Textuelle Beschreibung der Funktion, falls role=Other ausgewählt wird.</documentation>

-										<documentation xml:lang="en">Textual description of the role the account place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="international" type="boolean" use="optional" default="false">

-									<annotation>

-										<documentation xml:lang="de">Ist die Bankleitzahl im deutschen Format (international=false, BLZ) oder im internationalen Format (international=true, SWIFT-BIC) angegeben?</documentation>

-										<documentation xml:lang="en">Is the bank code specified using the national=German or the international=SWIFT-BIC format?</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Prefix" type="ebics:BankCodePrefixType" use="optional">

-									<annotation>

-										<documentation xml:lang="de">nationales Präfix für Bankleitzahlen.</documentation>

-										<documentation xml:lang="en">National=German prefix for bank codes.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="NationalBankCode">

-					<annotation>

-						<documentation xml:lang="de">Bankleitzahl im freien Format.</documentation>

-						<documentation xml:lang="en">Bank code in free format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:NationalBankCodeType">

-								<attribute name="Role" type="ebics:BankCodeRoleType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Rolle des kontoführenden Instituts innerhalb der Zahlungstransaktion.</documentation>

-										<documentation xml:lang="en">Role of the bank during the transaction.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Description" type="normalizedString">

-									<annotation>

-										<documentation xml:lang="de">Textuelle Beschreibung der Funktion, falls role=Other ausgewählt wird.</documentation>

-										<documentation xml:lang="en">Textual description of the role the account place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="format" type="token" use="required">

-									<annotation>

-										<documentation xml:lang="de">Formatkennung.</documentation>

-										<documentation xml:lang="en">Format identification.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</choice>

-			<element name="AccountHolder" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Kontoinhabers.</documentation>

-					<documentation xml:lang="de">Name of the account holder.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:AccountHolderType">

-							<attribute name="Role" type="ebics:AccountHolderRoleType" use="required">

-								<annotation>

-									<documentation xml:lang="de">Rolle des Kontoinhabers innerhalb der Zahlungstransaktion.</documentation>

-									<documentation xml:lang="en">Role of the account holder during the transaction.</documentation>

-								</annotation>

-							</attribute>

-							<attribute name="Description" type="normalizedString">

-								<annotation>

-									<documentation xml:lang="de">Textuelle Beschreibung der Rolle, falls role=Other ausgewählt wird.</documentation>

-									<documentation xml:lang="en">Textual description of the role the account holder place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-		</sequence>

-		<attribute name="Currency" type="ebics:CurrencyBaseType" use="optional" default="EUR">

-			<annotation>

-				<documentation xml:lang="de">Währungscode für dieses Konto, Default=EUR.</documentation>

-				<documentation xml:lang="en">Currency code for this account, Default=EUR.</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="Description" type="ebics:AccountDescriptionType">

-			<annotation>

-				<documentation xml:lang="de">Kontobeschreibung.</documentation>

-				<documentation xml:lang="en">Description of this account.</documentation>

-			</annotation>

-		</attribute>

-	</complexType>

-	<simpleType name="SignatureDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für binäre Signaturdaten (komprimiert, verschlüsselt und kodiert).</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<simpleType name="OrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für binäre Auftragsdaten (komprimiert, verschlüsselt und kodiert).</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<simpleType name="CountryCodeType">

-		<annotation>

-			<documentation xml:lang="de">ISO-Code zur Länderkennzeichnung.</documentation>

-			<documentation xml:lang="en">ISO-Code to identify the country.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="2"/>

-			<pattern value="[A-Z]{2,2}"/>

-		</restriction>

-	</simpleType>

-	<complexType name="FileFormatType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für das Dateiformat.</documentation>

-		</annotation>

-		<simpleContent>

-			<extension base="token">

-				<attribute name="CountryCode" type="ebics:CountryCodeType">

-					<annotation>

-						<documentation xml:lang="de">ISO-Code zur Länderkennzeichnung (EU für Europa)</documentation>

-						<documentation xml:lang="en">ISO-Code to identify the country (EU for Europe)</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<simpleType name="AuthorisationLevelType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Berechtigungsklassen zur Elektronischen Unterschrift.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="1"/>

-			<enumeration value="E">

-				<annotation>

-					<documentation xml:lang="de">Einzelunterschrift</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="A">

-				<annotation>

-					<documentation xml:lang="de">Erstunterschrift</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="B">

-				<annotation>

-					<documentation xml:lang="de">Zweitunterschrift</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="T">

-				<annotation>

-					<documentation xml:lang="de">Transportunterschrift</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="AuthorisationLevelListType">

-		<annotation>

-			<documentation xml:lang="de">Listentyp für Berechtigungsklassen zur Elektronischen Unterschrift.</documentation>

-		</annotation>

-		<list itemType="ebics:AuthorisationLevelType"/>

-	</simpleType>

-	<simpleType name="DigestAlgorithmType">

-		<annotation>

-			<documentation>Datentyp für Hashfunktionen.</documentation>

-		</annotation>

-		<restriction base="anyURI"/>

-	</simpleType>

-	<simpleType name="DigestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Hashwerte.</documentation>

-		</annotation>

-		<restriction base="ds:DigestValueType"/>

-	</simpleType>

-	<complexType name="DataDigestType">

-		<simpleContent>

-			<extension base="ebics:DigestType">

-				<attribute name="SignatureVersion" type="ebics:SignatureVersionType" use="optional" default="A004">

-					<annotation>

-						<documentation xml:lang="de">Version des Signaturverfahrens.</documentation>

-						<documentation xml:lang="en">Version of the algorithm used for signature creation.</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<simpleType name="SignatureType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für kryptographische Unterschriften.</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<simpleType name="SymmetricKeyType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für symmetrische Schlüssel.</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<complexType name="PubKeyDigestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Hashwerte und Attribute von öffentlichen Schlüsseln.</documentation>

-		</annotation>

-		<simpleContent>

-			<extension base="ebics:DigestType">

-				<attribute name="Algorithm" type="anyURI" use="required">

-					<annotation>

-						<documentation xml:lang="de">Hashalgorithmus.</documentation>

-						<documentation xml:lang="en">Name of the used hash algorithm.</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<complexType name="PubKeyValueType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Exponent-Modulus-Darstellung eines öffentlichen RSA-Schlüssels.</documentation>

-		</annotation>

-		<sequence>

-			<element ref="ds:RSAKeyValue"/>

-			<element name="TimeStamp" type="ebics:TimestampType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Zeitpunkt der Generierung des Schlüssels.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="PubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Darstellung eines öffentlichen RSA-Schlüssels als Exponent-Modulus-Kombination oder als X509-Zertifikat.</documentation>

-		</annotation>

-		<sequence>

-			<sequence>

-				<element ref="ds:X509Data" minOccurs="0"/>

-				<element name="PubKeyValue" type="ebics:PubKeyValueType">

-					<annotation>

-						<documentation xml:lang="de">Darstellung als Exponent-Modulus-Kombination.</documentation>

-					</annotation>

-				</element>

-			</sequence>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="EncryptionPubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentliche Verschlüsselungsschlüssel.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:PubKeyInfoType">

-				<sequence>

-					<element name="EncryptionVersion" type="ebics:EncryptionVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="AuthenticationPubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentlichen Authentfikationsschlüssel.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:PubKeyInfoType">

-				<sequence>

-					<element name="AuthenticationVersion" type="ebics:AuthenticationVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des Authentifikationsverfahrens.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="SignatureCertificateInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentliche bankfachliche Schlüssel.</documentation>

-			<documentation xml:lang="en">Data type for public authorisation (ES) key.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:CertificateInfoType">

-				<sequence>

-					<element name="SignatureVersion" type="ebics:SignatureVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des EU-Signaturverfahrens.</documentation>

-							<documentation xml:lang="en">ES-Version.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="AuthenticationCertificateInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentlichen Schlüssel zur Authentisierung.</documentation>

-			<documentation xml:lang="en">Data type for public for identification and authentication.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:CertificateInfoType">

-				<sequence>

-					<element name="AuthenticationVersion" type="ebics:AuthenticationVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des Authentifikationsverfahrens.</documentation>

-							<documentation xml:lang="de">Authentication version.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="EncryptionCertificateInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentlichen Verschlüsselungsschlüssel.</documentation>

-			<documentation xml:lang="en">Data type for encryption key.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:CertificateInfoType">

-				<sequence>

-					<element name="EncryptionVersion" type="ebics:EncryptionVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>

-							<documentation xml:lang="en">Encryption Version.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="CertificateInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Zertifikate hinsichtlich der "bank-technical signature for authorisation" (ES).</documentation>

-			<documentation xml:lang="en">Data Type for Certificates for the bank-technical signature for authorisation (ES)</documentation>

-		</annotation>

-		<sequence>

-			<element ref="ds:X509Data"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<simpleType name="ReturnCodeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Antwortcodes.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="6"/>

-			<pattern value="\d{6}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ReportTextType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Erklärungstext zum Antwortcode.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="256"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ReceiptCodeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Quittierungscodes.</documentation>

-		</annotation>

-		<restriction base="nonNegativeInteger">

-			<maxInclusive value="1"/>

-			<minInclusive value="0"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NameType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Kunden-, Teilnehmer-, Straßen- oder Ortsnamen.</documentation>

-		</annotation>

-		<restriction base="normalizedString"/>

-	</simpleType>

-	<simpleType name="TransferType">

-		<annotation>

-			<documentation>Datentyp für den Transfertyp (Upload/Download).</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Upload">

-				<annotation>

-					<documentation xml:lang="de">Auftragsdaten werden bei der Anfrage transferiert.</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Download">

-				<annotation>

-					<documentation xml:lang="de">Auftragsdaten werden bei der Antwort transferiert.</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderDescriptionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Beschreibung von Auftragsarten.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="128"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderFormatType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für das Auftragsformat.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="8"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="UserStatusType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Teilnehmerstatus.</documentation>

-		</annotation>

-		<restriction base="nonNegativeInteger">

-			<maxInclusive value="99"/>

-		</restriction>

-	</simpleType>

-	<element name="Parameter">

-		<annotation>

-			<documentation xml:lang="de">generische Schlüssel-Wert-Parameter.</documentation>

-			<documentation xml:lang="en">Generic key value parameters.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="Name" type="token">

-					<annotation>

-						<documentation xml:lang="de">Name des Parameters.</documentation>

-						<documentation xml:lang="en">Name of the parameter (= key).</documentation>

-					</annotation>

-				</element>

-				<element name="Value">

-					<annotation>

-						<documentation xml:lang="de">Wert des Parameters.</documentation>

-						<documentation xml:lang="en">Value of the parameter.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="anySimpleType">

-								<attribute name="Type" type="NCName" use="required">

-									<annotation>

-										<documentation xml:lang="de">XML-Typ des Parameterwerts (Vorschlag für default ist string).</documentation>

-										<documentation xml:lang="en">XML type of the parameter value (Proposal for default is string).</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</sequence>

-		</complexType>

-	</element>

-	<complexType name="DataEncryptionInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Darstellung von Information zur Verschlüsselung der Auftragsdaten.</documentation>

-			<documentation xml:lang="en">Data type for the modelling of information regarding the encryption of signature and order data.</documentation>

-		</annotation>

-		<sequence>

-			<element name="EncryptionPubKeyDigest">

-				<annotation>

-					<documentation xml:lang="de">Hashwert des öffentlichen Verschlüsselungsschlüssels des Empfängers der verschlüsselten Auftragsdaten.</documentation>

-					<documentation xml:lang="en">Hash value of the public encryption key owned by the receipient of the encrypted order data.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:PubKeyDigestType">

-							<attribute name="Version" type="ebics:EncryptionVersionType" use="required">

-								<annotation>

-									<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>

-									<documentation xml:lang="en">Version of the encryption method.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="TransactionKey" type="ebics:SymmetricKeyType">

-				<annotation>

-					<documentation xml:lang="de">Asymmetrisch verschlüsselter symmetrischer Transaktionsschlüssel.</documentation>

-					<documentation xml:lang="en">The asymmetrically encrypted symmetric transaction key.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<element name="AuthSignature" type="ds:SignatureType">

-		<annotation>

-			<documentation xml:lang="de">Authentifikationssignatur.</documentation>

-			<documentation xml:lang="en">Authentication signature.</documentation>

-		</annotation>

-	</element>

-</schema>

diff --git a/ebics/src/main/resources/xsd/ebics_types_H005.xsd b/ebics/src/main/resources/xsd/ebics_types_H005.xsd
deleted file mode 100644
index ea13f06b..00000000
--- a/ebics/src/main/resources/xsd/ebics_types_H005.xsd
+++ /dev/null
@@ -1,1885 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!-- edited with XMLSpy v2017 sp1 (x64) (http://www.altova.com) by EBICS Working Group - March 2017 -->

-<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:esig="http://www.ebics.org/S002" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H005" targetNamespace="urn:org:ebics:H005" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">

-	<import namespace="http://www.ebics.org/S002" schemaLocation="ebics_signature_S002.xsd"/>

-	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd"/>

-	<annotation>

-		<documentation xml:lang="de">ebics_types_H005.xsd enthält einfache Typdefinitionen für EBICS.</documentation>

-	</annotation>

-	<simpleType name="ProtocolVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für EBICS-Versionsnummern.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="H\d{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ProtocolRevisionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für EBICS-Revisionsnummern.</documentation>

-		</annotation>

-		<restriction base="positiveInteger">

-			<maxInclusive value="99"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="EncryptionVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Verschlüsselung.</documentation>

-		</annotation>

-		<restriction base="token">

-			<pattern value="E\d{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="SignatureVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Elektronischen Unterschrift (EU).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="A\d{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="AuthenticationVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Authentifikation.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="X\d{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="CryptoVersionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Versionsnummern zur Verschlüsselung, Signatur und Authentifkation.</documentation>

-		</annotation>

-		<union memberTypes="ebics:EncryptionVersionType ebics:SignatureVersionType ebics:AuthenticationVersionType"/>

-	</simpleType>

-	<simpleType name="CurrencyBaseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Währungen (Grundtyp).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="3"/>

-			<pattern value="[A-Z]{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="CurrencyCode">

-		<annotation>

-			<documentation xml:lang="de">dreistelliger Währungscode gemäß ISO 4217.</documentation>

-		</annotation>

-		<restriction base="ebics:CurrencyBaseType">

-			<length value="3"/>

-			<enumeration value="AFN">

-				<annotation>

-					<documentation xml:lang="de">Afghanistan: Afghani</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ALL">

-				<annotation>

-					<documentation xml:lang="de">Albanien: Lek</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AMD">

-				<annotation>

-					<documentation xml:lang="de">Armenien: Dram</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ANG">

-				<annotation>

-					<documentation xml:lang="de">Niederländische Antillen: Gulden</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AOA">

-				<annotation>

-					<documentation xml:lang="de">Angola: Kwanza</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ARS">

-				<annotation>

-					<documentation xml:lang="de">Argentinien: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AUD">

-				<annotation>

-					<documentation xml:lang="de">Australien: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AWG">

-				<annotation>

-					<documentation xml:lang="de">Aruba: Florin</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="AZM">

-				<annotation>

-					<documentation xml:lang="de">Aserbaidschan: Manat</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BAM">

-				<annotation>

-					<documentation xml:lang="de">Bosnien und Herzegowina: Konvertible Mark</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BBD">

-				<annotation>

-					<documentation xml:lang="de">Barbados: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BDT">

-				<annotation>

-					<documentation xml:lang="de">Bangladesch: Taka</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BGN">

-				<annotation>

-					<documentation xml:lang="de">Bulgarien: Lew</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BHD">

-				<annotation>

-					<documentation xml:lang="de">Bahrain: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BMD">

-				<annotation>

-					<documentation xml:lang="de">Bermuda: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BND">

-				<annotation>

-					<documentation xml:lang="de">Brunei: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BOB">

-				<annotation>

-					<documentation xml:lang="de">Bolivien: Boliviano</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BRL">

-				<annotation>

-					<documentation xml:lang="de">Brasilien: Real</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BSD">

-				<annotation>

-					<documentation xml:lang="de">Bahamas: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BTN">

-				<annotation>

-					<documentation xml:lang="de">Bhutan: Ngultrum</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BWP">

-				<annotation>

-					<documentation xml:lang="de">Botswana: Pula</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BYR">

-				<annotation>

-					<documentation xml:lang="de">Weißrussland (Belarus): Rubel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="BZD">

-				<annotation>

-					<documentation xml:lang="de">Belize: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CAD">

-				<annotation>

-					<documentation xml:lang="de">Kanada: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CDF">

-				<annotation>

-					<documentation xml:lang="de">Demokratische Republik Kongo: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CHF">

-				<annotation>

-					<documentation xml:lang="de">Schweiz: Franken</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CLP">

-				<annotation>

-					<documentation xml:lang="de">Chile: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CNY">

-				<annotation>

-					<documentation xml:lang="de">China (Volksrepublik): Renminbi Yuan</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="COP">

-				<annotation>

-					<documentation xml:lang="de">Kolumbien: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CRC">

-				<annotation>

-					<documentation xml:lang="de">Costa Rica: Colón</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CSD">

-				<annotation>

-					<documentation xml:lang="de">Serbien: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CUP">

-				<annotation>

-					<documentation xml:lang="de">Kuba: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CVE">

-				<annotation>

-					<documentation xml:lang="de">Kap Verde: Escudo</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CYP">

-				<annotation>

-					<documentation xml:lang="de">Zypern (griechischer Teil): Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="CZK">

-				<annotation>

-					<documentation xml:lang="de">Tschechien: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DJV">

-				<annotation>

-					<documentation xml:lang="de">Dschibuti: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DKK">

-				<annotation>

-					<documentation xml:lang="de">Dänemark: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DOP">

-				<annotation>

-					<documentation xml:lang="de">Dominikanische Republik: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="DZD">

-				<annotation>

-					<documentation xml:lang="de">Algerien: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ECS">

-				<annotation>

-					<documentation xml:lang="de">Ecuador (bis 2000): Sucre</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EEK">

-				<annotation>

-					<documentation xml:lang="de">Estland: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EGP">

-				<annotation>

-					<documentation xml:lang="de">Ägypten: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ETB">

-				<annotation>

-					<documentation xml:lang="de">Äthiopien: Birr</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="EUR">

-				<annotation>

-					<documentation xml:lang="de">Europäische Währungsunion: Euro</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="FJD">

-				<annotation>

-					<documentation xml:lang="de">Fidschi: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="FKP">

-				<annotation>

-					<documentation xml:lang="de">Falklandinseln: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GBP">

-				<annotation>

-					<documentation xml:lang="de">Vereinigtes Königreich: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GEL">

-				<annotation>

-					<documentation xml:lang="de">Georgien: Lari</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GHC">

-				<annotation>

-					<documentation xml:lang="de">Ghana: Cedi</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GIP">

-				<annotation>

-					<documentation xml:lang="de">Gibraltar: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GMD">

-				<annotation>

-					<documentation xml:lang="de">Gambia: Dalasi</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GNF">

-				<annotation>

-					<documentation xml:lang="de">Guinea: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GTQ">

-				<annotation>

-					<documentation xml:lang="de">Guatemala: Quetzal</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="GYD">

-				<annotation>

-					<documentation xml:lang="de">Guyana: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HKD">

-				<annotation>

-					<documentation xml:lang="de">Hongkong: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HNL">

-				<annotation>

-					<documentation xml:lang="de">Honduras: Lempira</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HRK">

-				<annotation>

-					<documentation xml:lang="de">Kroatien: Kuna</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HTG">

-				<annotation>

-					<documentation xml:lang="de">Haiti: Gourde</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="HUF">

-				<annotation>

-					<documentation xml:lang="de">Ungarn: Forint</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IDR">

-				<annotation>

-					<documentation xml:lang="de">Indonesien: Rupiah</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ILS">

-				<annotation>

-					<documentation xml:lang="de">Israel: Schekel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="INR">

-				<annotation>

-					<documentation xml:lang="de">Indien: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IQD">

-				<annotation>

-					<documentation xml:lang="de">Irak: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="IRR">

-				<annotation>

-					<documentation xml:lang="de">Iran: Rial</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ISK">

-				<annotation>

-					<documentation xml:lang="de">Island: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="JMD">

-				<annotation>

-					<documentation xml:lang="de">Jamaika: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="JOD">

-				<annotation>

-					<documentation xml:lang="de">Jordanien: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="JPY">

-				<annotation>

-					<documentation xml:lang="de">Japan: Yen</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KES">

-				<annotation>

-					<documentation xml:lang="de">Kenia: Schilling</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KGS">

-				<annotation>

-					<documentation xml:lang="de">Kirgisistan: Som</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KHR">

-				<annotation>

-					<documentation xml:lang="de">Kambodscha: Riel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KMF">

-				<annotation>

-					<documentation xml:lang="de">Komoren: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KPW">

-				<annotation>

-					<documentation xml:lang="de">Nordkorea: Won</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KRW">

-				<annotation>

-					<documentation xml:lang="de">Südkorea: Won</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KWD">

-				<annotation>

-					<documentation xml:lang="de">Kuwait: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KYD">

-				<annotation>

-					<documentation xml:lang="de">Kaimaninseln: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="KZT">

-				<annotation>

-					<documentation xml:lang="de">Kasachstan: Tenge</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LAK">

-				<annotation>

-					<documentation xml:lang="de">Laos: Kip</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LBP">

-				<annotation>

-					<documentation xml:lang="de">Libanon: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LKR">

-				<annotation>

-					<documentation xml:lang="de">Sri Lanka: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LRD">

-				<annotation>

-					<documentation xml:lang="de">Liberia: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LSL">

-				<annotation>

-					<documentation xml:lang="de">Lesotho: Loti</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LTL">

-				<annotation>

-					<documentation xml:lang="de">Litauen: Litas</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LVL">

-				<annotation>

-					<documentation xml:lang="de">Lettland: Lats</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="LYD">

-				<annotation>

-					<documentation xml:lang="de">Libyen: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MAD">

-				<annotation>

-					<documentation xml:lang="de">Marokko: Dirham</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MDL">

-				<annotation>

-					<documentation xml:lang="de">Moldawien: Leu</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MGF">

-				<annotation>

-					<documentation xml:lang="de">Madagaskar: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MKD">

-				<annotation>

-					<documentation xml:lang="de">Mazedonien: Denar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MMK">

-				<annotation>

-					<documentation xml:lang="de">Myanmar: Kyat</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MNT">

-				<annotation>

-					<documentation xml:lang="de">Mongolei: Tugrik</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MOP">

-				<annotation>

-					<documentation xml:lang="de">Macau: Pataca</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MRO">

-				<annotation>

-					<documentation xml:lang="de">Mauretanien: Ouguiya</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MTL">

-				<annotation>

-					<documentation xml:lang="de">Malta: Lira</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MUR">

-				<annotation>

-					<documentation xml:lang="de">Mauritius: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MVR">

-				<annotation>

-					<documentation xml:lang="de">Malediven: Rufiyaa</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MWK">

-				<annotation>

-					<documentation xml:lang="de">Malawi: Kwacha</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MXN">

-				<annotation>

-					<documentation xml:lang="de">Mexiko: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MYR">

-				<annotation>

-					<documentation xml:lang="de">Malaysia: Ringgit</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="MZM">

-				<annotation>

-					<documentation xml:lang="de">Mosambik: Metical</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NAD">

-				<annotation>

-					<documentation xml:lang="de">Namibia: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NGN">

-				<annotation>

-					<documentation xml:lang="de">Nigeria: Naira</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NIO">

-				<annotation>

-					<documentation xml:lang="de">Nicaragua: Cordoba Oro</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NOK">

-				<annotation>

-					<documentation xml:lang="de">Norwegen: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NPR">

-				<annotation>

-					<documentation xml:lang="de">Nepal: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="NZD">

-				<annotation>

-					<documentation xml:lang="de">Neuseeland: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="OMR">

-				<annotation>

-					<documentation xml:lang="de">Oman: Rial</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PAB">

-				<annotation>

-					<documentation xml:lang="de">Panama: Balboa</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PEN">

-				<annotation>

-					<documentation xml:lang="de">Peru: Nuevo Sol</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PGK">

-				<annotation>

-					<documentation xml:lang="de">Papua-Neuguinea: Kina</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PHP">

-				<annotation>

-					<documentation xml:lang="de">Philippinen: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PKR">

-				<annotation>

-					<documentation xml:lang="de">Pakistan: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PLN">

-				<annotation>

-					<documentation xml:lang="de">Polen: Zloty</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="PYG">

-				<annotation>

-					<documentation xml:lang="de">Paraguay: Guaraní</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="QAR">

-				<annotation>

-					<documentation xml:lang="de">Katar: Riyal</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ROL">

-				<annotation>

-					<documentation xml:lang="de">Rumänien: Leu</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="RUB">

-				<annotation>

-					<documentation xml:lang="de">Russland: Rubel</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="RWF">

-				<annotation>

-					<documentation xml:lang="de">Ruanda: Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SAR">

-				<annotation>

-					<documentation xml:lang="de">Saudi-Arabien: Riyal</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SBD">

-				<annotation>

-					<documentation xml:lang="de">Salomonen: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SCR">

-				<annotation>

-					<documentation xml:lang="de">Seychellen: Rupie</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SDD">

-				<annotation>

-					<documentation xml:lang="de">Sudan: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SEK">

-				<annotation>

-					<documentation xml:lang="de">Schweden: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SGD">

-				<annotation>

-					<documentation xml:lang="de">Singapur: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SHP">

-				<annotation>

-					<documentation xml:lang="de">St. Helena: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SIT">

-				<annotation>

-					<documentation xml:lang="de">Slowenien: Tolar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SKK">

-				<annotation>

-					<documentation xml:lang="de">Slowakei: Krone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SLL">

-				<annotation>

-					<documentation xml:lang="de">Sierra Leone: Leone</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SOS">

-				<annotation>

-					<documentation xml:lang="de">Somalia: Schilling</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SRD">

-				<annotation>

-					<documentation xml:lang="de">Suriname: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="STD">

-				<annotation>

-					<documentation xml:lang="de">São Tomé und Príncipe: Dobra</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SVC">

-				<annotation>

-					<documentation xml:lang="de">El Salvador: Colón</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SYP">

-				<annotation>

-					<documentation xml:lang="de">Syrien: Pfund</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="SZL">

-				<annotation>

-					<documentation xml:lang="de">Swasiland: Lilangeni</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="THB">

-				<annotation>

-					<documentation xml:lang="de">Thailand: Baht</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TJS">

-				<annotation>

-					<documentation xml:lang="de">Tadschikistan: Somoni</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TMM">

-				<annotation>

-					<documentation xml:lang="de">Turkmenistan: Manat</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TND">

-				<annotation>

-					<documentation xml:lang="de">Tunesien: Dinar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TOP">

-				<annotation>

-					<documentation xml:lang="de">Tonga: Pa'anga</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TRL">

-				<annotation>

-					<documentation xml:lang="de">Türkei: Lira</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TRY">

-				<annotation>

-					<documentation xml:lang="de">Türkei: Neue Lira (ab 2005)</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TTD">

-				<annotation>

-					<documentation xml:lang="de">Trinidad und Tobago: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TWD">

-				<annotation>

-					<documentation xml:lang="de">Taiwan: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="TZS">

-				<annotation>

-					<documentation xml:lang="de">Tansania: Schilling</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UAH">

-				<annotation>

-					<documentation xml:lang="de">Ukraine: Hrywnja</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UGX">

-				<annotation>

-					<documentation xml:lang="de">Uganda: Shilling</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="USD">

-				<annotation>

-					<documentation xml:lang="de">USA: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UYU">

-				<annotation>

-					<documentation xml:lang="de">Uruguay: Peso</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="UZS">

-				<annotation>

-					<documentation xml:lang="de">Usbekistan: Sum</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="VEB">

-				<annotation>

-					<documentation xml:lang="de">Venezuela: Bolivar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="VND">

-				<annotation>

-					<documentation xml:lang="de">Vietnam: Dong</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="VUV">

-				<annotation>

-					<documentation xml:lang="de">Vanuatu: Vatu</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="WST">

-				<annotation>

-					<documentation xml:lang="de">Samoa: Tala</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XAF">

-				<annotation>

-					<documentation xml:lang="de">Zentralafrikanische Wirtschafts- und Währungsunion: CFA-Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XCD">

-				<annotation>

-					<documentation xml:lang="de">Ostkaribische Währungsunion: Dollar</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XOF">

-				<annotation>

-					<documentation xml:lang="de">Westafrikanische Wirtschafts- und Währungsunion: CFA-Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XPF">

-				<annotation>

-					<documentation xml:lang="de">Neukaledonien: CFP-Franc</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XTS">

-				<annotation>

-					<documentation xml:lang="de">Spezialcode für Testzwecke; keine existierende Währung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="XXX">

-				<annotation>

-					<documentation xml:lang="de">keine Währung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="YER">

-				<annotation>

-					<documentation xml:lang="de">Jemen: Rial</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ZAR">

-				<annotation>

-					<documentation xml:lang="de">Südafrika: Rand</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ZMK">

-				<annotation>

-					<documentation xml:lang="de">Sambia: Kwacha</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="ZWD">

-				<annotation>

-					<documentation xml:lang="de">Simbabwe: Dollar</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="AmountValueType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für einen Betragswert (ohne Währung).</documentation>

-		</annotation>

-		<restriction base="decimal">

-			<totalDigits value="24"/>

-			<fractionDigits value="4"/>

-		</restriction>

-	</simpleType>

-	<complexType name="AmountType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für einen Betrag inkl. Währungscode-Attribut (Default = "EUR").</documentation>

-		</annotation>

-		<simpleContent>

-			<extension base="ebics:AmountValueType">

-				<attribute name="Currency" type="ebics:CurrencyBaseType" use="optional" default="EUR">

-					<annotation>

-						<documentation xml:lang="de">Währungscode, Default="EUR".</documentation>

-						<documentation xml:lang="en">Currency code, default setting is "EUR".</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<simpleType name="TransactionIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Transaktions-ID.</documentation>

-		</annotation>

-		<restriction base="hexBinary">

-			<length value="16"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NonceType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Nonces.</documentation>

-		</annotation>

-		<restriction base="hexBinary">

-			<length value="16"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="InstituteIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Instituts-ID.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="64"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="HostIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Host-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ProductType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Kundenprodukt-ID.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="64"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="LanguageType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für das Sprachkennzeichen des Kundenprodukts.</documentation>

-		</annotation>

-		<restriction base="language">

-			<length value="2"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderTBaseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für allgemeine Auftragsarten (Grundtyp).</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="3"/>

-			<pattern value="[A-Z0-9]{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="OrderIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Auftragsnummer lt. DFÜ-Abkommen.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="4"/>

-			<pattern value="[A-Z][A-Z0-9]{3}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="SecurityMediumType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für das Sicherheitsmedium.</documentation>

-		</annotation>

-		<restriction base="string">

-			<length value="4"/>

-			<pattern value="\d{4}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="SegmentNumberType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Segmentnummer.</documentation>

-		</annotation>

-		<restriction base="positiveInteger">

-			<totalDigits value="10"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NumSegmentsType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Gesamtsegmentanzahl.</documentation>

-		</annotation>

-		<restriction base="nonNegativeInteger">

-			<totalDigits value="10"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NumOrderInfosType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Gesamtanzahl der Einzelauftraginfos.</documentation>

-		</annotation>

-		<restriction base="nonNegativeInteger">

-			<totalDigits value="10"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="TransactionPhaseType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Transaktionsphase.</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Initialisation">

-				<annotation>

-					<documentation xml:lang="de">Transaktionsinitialisierung</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Transfer">

-				<annotation>

-					<documentation xml:lang="de">Auftragsdatentransfer</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Receipt">

-				<annotation>

-					<documentation xml:lang="de">Quittungstransfer</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="TimestampType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Zeitstempel.</documentation>

-		</annotation>

-		<restriction base="dateTime"/>

-	</simpleType>

-	<simpleType name="DateType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Datumswerte.</documentation>

-		</annotation>

-		<restriction base="date"/>

-	</simpleType>

-	<simpleType name="UserIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Teilnehmer-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-			<pattern value="[a-zA-Z0-9,=]{1,35}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="PartnerIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Kunden-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="35"/>

-			<pattern value="[a-zA-Z0-9,=]{1,35}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="AccountIDType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Konten-ID.</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="64"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="AccountNumberType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Kontonummer (national/international).</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="40"/>

-			<pattern value="\d{3,10}|([A-Z]{2}\d{2}[A-Za-z0-9]{3,30})"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="BankCodeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Bankleitzahl (national/international).</documentation>

-		</annotation>

-		<restriction base="token">

-			<maxLength value="11"/>

-			<pattern value="\d{8}|([A-Z]{6}[A-Z0-9]{2}([A-Z0-9]{3})?)"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="BankCodePrefixType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für ein nationales BLZ-Präfix.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="2"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NationalAccountNumberType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Kontonummer (freies Format).</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="40"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NationalBankCodeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für eine Bankleitzahl (freies Format).</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="30"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="AccountHolderType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Namen des Kontoinhabers.</documentation>

-		</annotation>

-		<restriction base="normalizedString"/>

-	</simpleType>

-	<simpleType name="AccountDescriptionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Kontobeschreibung.</documentation>

-		</annotation>

-		<restriction base="normalizedString"/>

-	</simpleType>

-	<complexType name="AccountType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Kontoinformationen.</documentation>

-		</annotation>

-		<sequence>

-			<choice maxOccurs="2">

-				<element name="AccountNumber">

-					<annotation>

-						<documentation xml:lang="de">Kontonummer (deutsches Format und/oder international als IBAN).</documentation>

-						<documentation xml:lang="en">Account number (German format and/or international=IBAN).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:AccountNumberType">

-								<attribute name="international" type="boolean" use="optional" default="false">

-									<annotation>

-										<documentation xml:lang="de">Ist die Kontonummer im deutschen Format (international=false) oder im internationalen Format (international=true, IBAN) angegeben?</documentation>

-										<documentation xml:lang="en">Is the account number specified using the national=German or the international=IBAN format?</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="NationalAccountNumber">

-					<annotation>

-						<documentation xml:lang="de">Kontonummer im freien Format.</documentation>

-						<documentation xml:lang="en">Account in free format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:NationalAccountNumberType">

-								<attribute name="format" type="token" use="required">

-									<annotation>

-										<documentation xml:lang="de">Formatkennung.</documentation>

-										<documentation xml:lang="en">Format identification.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</choice>

-			<choice minOccurs="0" maxOccurs="2">

-				<element name="BankCode">

-					<annotation>

-						<documentation xml:lang="de">Bankleitzahl (deutsches Format und/oder international als SWIFT-BIC).</documentation>

-						<documentation xml:lang="en">Bank code (German and/or international=SWIFT-BIC).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:BankCodeType">

-								<attribute name="international" type="boolean" use="optional" default="false">

-									<annotation>

-										<documentation xml:lang="de">Ist die Bankleitzahl im deutschen Format (international=false, BLZ) oder im internationalen Format (international=true, SWIFT-BIC) angegeben?</documentation>

-										<documentation xml:lang="en">Is the bank code specified using the national=German or the international SWIFT-BIC format?</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Prefix" type="ebics:BankCodePrefixType" use="optional">

-									<annotation>

-										<documentation xml:lang="de">nationales Präfix für Bankleitzahlen.</documentation>

-										<documentation xml:lang="en">National=German prefix for bank codes.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="NationalBankCode">

-					<annotation>

-						<documentation xml:lang="de">Bankleitzahl im freien Format.</documentation>

-						<documentation xml:lang="en">Bank code in free format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:NationalBankCodeType">

-								<attribute name="format" type="token" use="required">

-									<annotation>

-										<documentation xml:lang="de">Formatkennung.</documentation>

-										<documentation xml:lang="en">Format identification.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</choice>

-			<element name="AccountHolder" type="ebics:AccountHolderType" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Kontoinhabers.</documentation>

-					<documentation xml:lang="de">Name of the account holder.</documentation>

-				</annotation>

-			</element>

-		</sequence>

-		<attribute name="Currency" type="ebics:CurrencyBaseType" use="optional" default="EUR">

-			<annotation>

-				<documentation xml:lang="de">Währungscode für dieses Konto, Default=EUR.</documentation>

-				<documentation xml:lang="en">Currency code for this account, Default=EUR.</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="Description" type="ebics:AccountDescriptionType" use="optional">

-			<annotation>

-				<documentation xml:lang="de">Kontobeschreibung.</documentation>

-				<documentation xml:lang="en">Description of this account.</documentation>

-			</annotation>

-		</attribute>

-	</complexType>

-	<simpleType name="AccountNumberRoleType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Rolle eines Zahlungsverkehrskontos innerhalb einer Transaktion.</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Originator">

-				<annotation>

-					<documentation xml:lang="de">Auftraggeberkonto</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Recipient">

-				<annotation>

-					<documentation xml:lang="de">Empfängerkonto</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Charges">

-				<annotation>

-					<documentation xml:lang="de">Gebührenkonto</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Other">

-				<annotation>

-					<documentation xml:lang="de">andere Kontorolle</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="BankCodeRoleType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Rolle eines Kreditinstituts innerhalb einer Transaktion (repräsentiert durch die Bankleitzahl).</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Originator">

-				<annotation>

-					<documentation xml:lang="de">Auftraggeberbank</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Recipient">

-				<annotation>

-					<documentation xml:lang="de">Empfängerbank</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Correspondent">

-				<annotation>

-					<documentation xml:lang="de">Korrespondenzbank</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Other">

-				<annotation>

-					<documentation xml:lang="de">andere Bankrolle</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="AccountHolderRoleType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Rolle eines Kontoinhabers innerhalb einer Transaktion.</documentation>

-		</annotation>

-		<restriction base="token">

-			<enumeration value="Originator">

-				<annotation>

-					<documentation xml:lang="de">Auftraggeber</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Recipient">

-				<annotation>

-					<documentation xml:lang="de">Empfänger</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Presenter">

-				<annotation>

-					<documentation xml:lang="de">Überbringer, Einreicher</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="Other">

-				<annotation>

-					<documentation xml:lang="de">andere Rolle</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<complexType name="AttributedAccountType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Kontoinformationen inkl. der Eigenschaftszuordnung innerhalb einer Zahlungstransaktion.</documentation>

-		</annotation>

-		<sequence>

-			<choice maxOccurs="2">

-				<element name="AccountNumber">

-					<annotation>

-						<documentation xml:lang="de">Kontonummer (deutsches Format oder international als IBAN).</documentation>

-						<documentation xml:lang="en">Kontonummer (Account number (German format and/or international = IBAN).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:AccountNumberType">

-								<attribute name="Role" type="ebics:AccountNumberRoleType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Rolle des Kontos innerhalb der Zahlungstransaktion.</documentation>

-										<documentation xml:lang="en">Role of the account during the transaction.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Description" type="normalizedString">

-									<annotation>

-										<documentation xml:lang="de">Textuelle Beschreibung der Funktion, falls role=Other ausgewählt wird.</documentation>

-										<documentation xml:lang="en">Textual description of the role the account place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="international" type="boolean" use="optional" default="false">

-									<annotation>

-										<documentation xml:lang="de">Ist die Kontonummer im deutschen Format (international=false) oder im internationalen Format (international=true, IBAN) angegeben?</documentation>

-										<documentation xml:lang="en">Is the account number specified using the national=German or the international=IBAN format?</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="NationalAccountNumber">

-					<annotation>

-						<documentation xml:lang="de">Kontonummer im freien Format.</documentation>

-						<documentation xml:lang="en">Account in free format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:NationalAccountNumberType">

-								<attribute name="Role" type="ebics:AccountNumberRoleType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Rolle des Kontos innerhalb der Zahlungstransaktion.</documentation>

-										<documentation xml:lang="en">Role of the account during the transaction.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Description" type="normalizedString">

-									<annotation>

-										<documentation xml:lang="de">Textuelle Beschreibung der Funktion, falls role=Other ausgewählt wird.</documentation>

-										<documentation xml:lang="en">Textual description of the role the account place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="format" type="token" use="required">

-									<annotation>

-										<documentation xml:lang="de">Formatkennung.</documentation>

-										<documentation xml:lang="en">Format identification.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</choice>

-			<choice minOccurs="0" maxOccurs="2">

-				<element name="BankCode">

-					<annotation>

-						<documentation xml:lang="de">Bankleitzahl (deutsches Format oder international als SWIFT-BIC).</documentation>

-						<documentation xml:lang="en">Bank code (German and/or international=SWIFT-BIC).</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:BankCodeType">

-								<attribute name="Role" type="ebics:BankCodeRoleType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Rolle des kontoführenden Instituts innerhalb der Zahlungstransaktion.</documentation>

-										<documentation xml:lang="en">Role of the bank during the transaction.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Description" type="normalizedString">

-									<annotation>

-										<documentation xml:lang="de">Textuelle Beschreibung der Funktion, falls role=Other ausgewählt wird.</documentation>

-										<documentation xml:lang="en">Textual description of the role the account place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="international" type="boolean" use="optional" default="false">

-									<annotation>

-										<documentation xml:lang="de">Ist die Bankleitzahl im deutschen Format (international=false, BLZ) oder im internationalen Format (international=true, SWIFT-BIC) angegeben?</documentation>

-										<documentation xml:lang="en">Is the bank code specified using the national=German or the international=SWIFT-BIC format?</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Prefix" type="ebics:BankCodePrefixType" use="optional">

-									<annotation>

-										<documentation xml:lang="de">nationales Präfix für Bankleitzahlen.</documentation>

-										<documentation xml:lang="en">National=German prefix for bank codes.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-				<element name="NationalBankCode">

-					<annotation>

-						<documentation xml:lang="de">Bankleitzahl im freien Format.</documentation>

-						<documentation xml:lang="en">Bank code in free format.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="ebics:NationalBankCodeType">

-								<attribute name="Role" type="ebics:BankCodeRoleType" use="required">

-									<annotation>

-										<documentation xml:lang="de">Rolle des kontoführenden Instituts innerhalb der Zahlungstransaktion.</documentation>

-										<documentation xml:lang="en">Role of the bank during the transaction.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="Description" type="normalizedString">

-									<annotation>

-										<documentation xml:lang="de">Textuelle Beschreibung der Funktion, falls role=Other ausgewählt wird.</documentation>

-										<documentation xml:lang="en">Textual description of the role the account place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-									</annotation>

-								</attribute>

-								<attribute name="format" type="token" use="required">

-									<annotation>

-										<documentation xml:lang="de">Formatkennung.</documentation>

-										<documentation xml:lang="en">Format identification.</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</choice>

-			<element name="AccountHolder" minOccurs="0">

-				<annotation>

-					<documentation xml:lang="de">Name des Kontoinhabers.</documentation>

-					<documentation xml:lang="de">Name of the account holder.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:AccountHolderType">

-							<attribute name="Role" type="ebics:AccountHolderRoleType" use="required">

-								<annotation>

-									<documentation xml:lang="de">Rolle des Kontoinhabers innerhalb der Zahlungstransaktion.</documentation>

-									<documentation xml:lang="en">Role of the account holder during the transaction.</documentation>

-								</annotation>

-							</attribute>

-							<attribute name="Description" type="normalizedString">

-								<annotation>

-									<documentation xml:lang="de">Textuelle Beschreibung der Rolle, falls role=Other ausgewählt wird.</documentation>

-									<documentation xml:lang="en">Textual description of the role the account holder place during the transaction; use only if the corresponding 'role' field is set to 'other'.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-		</sequence>

-		<attribute name="Currency" type="ebics:CurrencyBaseType" use="optional" default="EUR">

-			<annotation>

-				<documentation xml:lang="de">Währungscode für dieses Konto, Default=EUR.</documentation>

-				<documentation xml:lang="en">Currency code for this account, Default=EUR.</documentation>

-			</annotation>

-		</attribute>

-		<attribute name="Description" type="ebics:AccountDescriptionType">

-			<annotation>

-				<documentation xml:lang="de">Kontobeschreibung.</documentation>

-				<documentation xml:lang="en">Description of this account.</documentation>

-			</annotation>

-		</attribute>

-	</complexType>

-	<simpleType name="SignatureDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für binäre Signaturdaten (komprimiert, verschlüsselt und kodiert).</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<simpleType name="OrderDataType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für binäre Auftragsdaten (komprimiert, verschlüsselt und kodiert).</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<simpleType name="AuthorisationLevelType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Berechtigungsklassen zur Elektronischen Unterschrift.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="1"/>

-			<enumeration value="E">

-				<annotation>

-					<documentation xml:lang="de">Einzelunterschrift</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="A">

-				<annotation>

-					<documentation xml:lang="de">Erstunterschrift</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="B">

-				<annotation>

-					<documentation xml:lang="de">Zweitunterschrift</documentation>

-				</annotation>

-			</enumeration>

-			<enumeration value="T">

-				<annotation>

-					<documentation xml:lang="de">Transportunterschrift</documentation>

-				</annotation>

-			</enumeration>

-		</restriction>

-	</simpleType>

-	<simpleType name="AuthorisationLevelListType">

-		<annotation>

-			<documentation xml:lang="de">Listentyp für Berechtigungsklassen zur Elektronischen Unterschrift.</documentation>

-		</annotation>

-		<list itemType="ebics:AuthorisationLevelType"/>

-	</simpleType>

-	<simpleType name="DigestAlgorithmType">

-		<annotation>

-			<documentation>Datentyp für Hashfunktionen.</documentation>

-		</annotation>

-		<restriction base="anyURI"/>

-	</simpleType>

-	<simpleType name="DigestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Hashwerte.</documentation>

-		</annotation>

-		<restriction base="ds:DigestValueType"/>

-	</simpleType>

-	<complexType name="DataDigestType">

-		<simpleContent>

-			<extension base="ebics:DigestType">

-				<attribute name="SignatureVersion" type="ebics:SignatureVersionType" use="required">

-					<annotation>

-						<documentation xml:lang="de">Version des Signaturverfahrens.</documentation>

-						<documentation xml:lang="en">Version of the algorithm used for signature creation.</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<simpleType name="SignatureType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für kryptographische Unterschriften.</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<simpleType name="SymmetricKeyType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für symmetrische Schlüssel.</documentation>

-		</annotation>

-		<restriction base="base64Binary"/>

-	</simpleType>

-	<complexType name="PubKeyDigestType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Hashwerte und Attribute von öffentlichen Schlüsseln.</documentation>

-		</annotation>

-		<simpleContent>

-			<extension base="ebics:DigestType">

-				<attribute name="Algorithm" type="anyURI" use="required">

-					<annotation>

-						<documentation xml:lang="de">Hashalgorithmus.</documentation>

-						<documentation xml:lang="en">Name of the used hash algorithm.</documentation>

-					</annotation>

-				</attribute>

-			</extension>

-		</simpleContent>

-	</complexType>

-	<complexType name="PubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Darstellung eines öffentlichen RSA-Schlüssels als Exponent-Modulus-Kombination oder als X509-Zertifikat.</documentation>

-		</annotation>

-		<sequence>

-			<element ref="ds:X509Data"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<complexType name="EncryptionPubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentliche Verschlüsselungsschlüssel.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:PubKeyInfoType">

-				<sequence>

-					<element name="EncryptionVersion" type="ebics:EncryptionVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="AuthenticationPubKeyInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentlichen Authentfikationsschlüssel.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:PubKeyInfoType">

-				<sequence>

-					<element name="AuthenticationVersion" type="ebics:AuthenticationVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des Authentifikationsverfahrens.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="SignatureCertificateInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentliche bankfachliche Schlüssel.</documentation>

-			<documentation xml:lang="en">Data type for public authorisation (ES) key.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:CertificateInfoType">

-				<sequence>

-					<element name="SignatureVersion" type="ebics:SignatureVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des EU-Signaturverfahrens.</documentation>

-							<documentation xml:lang="en">ES-Version.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="AuthenticationCertificateInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentlichen Schlüssel zur Authentisierung.</documentation>

-			<documentation xml:lang="en">Data type for public for identification and authentication.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:CertificateInfoType">

-				<sequence>

-					<element name="AuthenticationVersion" type="ebics:AuthenticationVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des Authentifikationsverfahrens.</documentation>

-							<documentation xml:lang="de">Authentication version.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="EncryptionCertificateInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für öffentlichen Verschlüsselungsschlüssel.</documentation>

-			<documentation xml:lang="en">Data type for encryption key.</documentation>

-		</annotation>

-		<complexContent>

-			<extension base="ebics:CertificateInfoType">

-				<sequence>

-					<element name="EncryptionVersion" type="ebics:EncryptionVersionType">

-						<annotation>

-							<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>

-							<documentation xml:lang="en">Encryption Version.</documentation>

-						</annotation>

-					</element>

-				</sequence>

-			</extension>

-		</complexContent>

-	</complexType>

-	<complexType name="CertificateInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Zertifikate hinsichtlich der "bank-technical signature for authorisation" (ES).</documentation>

-			<documentation xml:lang="en">Data Type for Certificates for the bank-technical signature for authorisation (ES)</documentation>

-		</annotation>

-		<sequence>

-			<element ref="ds:X509Data"/>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<simpleType name="ReturnCodeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Antwortcodes.</documentation>

-		</annotation>

-		<restriction base="token">

-			<length value="6"/>

-			<pattern value="\d{6}"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ReportTextType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Erklärungstext zum Antwortcode.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="256"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ReceiptCodeType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Quittierungscodes.</documentation>

-		</annotation>

-		<restriction base="nonNegativeInteger">

-			<maxInclusive value="1"/>

-			<minInclusive value="0"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NameType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für Kunden-, Teilnehmer-, Straßen- oder Ortsnamen.</documentation>

-		</annotation>

-		<restriction base="normalizedString"/>

-	</simpleType>

-	<simpleType name="OrderDescriptionType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Beschreibung von Auftragsarten.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="128"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="UserStatusType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für den Teilnehmerstatus.</documentation>

-		</annotation>

-		<restriction base="nonNegativeInteger">

-			<maxInclusive value="99"/>

-		</restriction>

-	</simpleType>

-	<element name="Parameter">

-		<annotation>

-			<documentation xml:lang="de">generic parameter</documentation>

-			<documentation xml:lang="en">Generic key value parameters.</documentation>

-		</annotation>

-		<complexType>

-			<sequence>

-				<element name="Name" type="token">

-					<annotation>

-						<documentation xml:lang="de">name of parameter</documentation>

-						<documentation xml:lang="en">Name of the parameter (= key).</documentation>

-					</annotation>

-				</element>

-				<element name="Value">

-					<annotation>

-						<documentation xml:lang="de">value of parameter</documentation>

-						<documentation xml:lang="en">Value of the parameter.</documentation>

-					</annotation>

-					<complexType>

-						<simpleContent>

-							<extension base="anySimpleType">

-								<attribute name="Type" type="NCName" use="required">

-									<annotation>

-										<documentation xml:lang="de">XML-Typ des Parameterwerts (Vorschlag für default ist string).</documentation>

-										<documentation xml:lang="en">XML type of the parameter value (Proposal for default is string).</documentation>

-									</annotation>

-								</attribute>

-							</extension>

-						</simpleContent>

-					</complexType>

-				</element>

-			</sequence>

-		</complexType>

-	</element>

-	<complexType name="DataEncryptionInfoType">

-		<annotation>

-			<documentation xml:lang="de">Datentyp für die Darstellung von Information zur Verschlüsselung der Auftragsdaten.</documentation>

-			<documentation xml:lang="en">Data type for the modelling of information regarding the encryption of signature and order data.</documentation>

-		</annotation>

-		<sequence>

-			<element name="EncryptionPubKeyDigest">

-				<annotation>

-					<documentation xml:lang="de">Hashwert des öffentlichen Verschlüsselungsschlüssels des Empfängers der verschlüsselten Auftragsdaten.</documentation>

-					<documentation xml:lang="en">Hash value of the public encryption key owned by the receipient of the encrypted order data.</documentation>

-				</annotation>

-				<complexType>

-					<simpleContent>

-						<extension base="ebics:PubKeyDigestType">

-							<attribute name="Version" type="ebics:EncryptionVersionType" use="required">

-								<annotation>

-									<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>

-									<documentation xml:lang="en">Version of the encryption method.</documentation>

-								</annotation>

-							</attribute>

-						</extension>

-					</simpleContent>

-				</complexType>

-			</element>

-			<element name="TransactionKey" type="ebics:SymmetricKeyType">

-				<annotation>

-					<documentation xml:lang="de">Asymmetrisch verschlüsselter symmetrischer Transaktionsschlüssel.</documentation>

-					<documentation xml:lang="en">The asymmetrically encrypted symmetric transaction key.</documentation>

-				</annotation>

-			</element>

-			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-		</sequence>

-	</complexType>

-	<element name="AuthSignature" type="ds:SignatureType">

-		<annotation>

-			<documentation xml:lang="de">Authentifikationssignatur.</documentation>

-			<documentation xml:lang="en">Authentication signature.</documentation>

-		</annotation>

-	</element>

-	<simpleType name="String255Type">

-		<annotation>

-			<documentation xml:lang="de">String up to 255 characters.</documentation>

-		</annotation>

-		<restriction base="normalizedString">

-			<maxLength value="255"/>

-		</restriction>

-	</simpleType>

-	<!--Following types are BTF required type definitions-->

-	<simpleType name="CodeStringType">

-		<restriction base="string">

-			<minLength value="1"/>

-			<maxLength value="10"/>

-			<pattern value="[A-Z0-9]*"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="NumStringType">

-		<annotation>

-			<documentation>Type is used for ISO variant and version</documentation>

-		</annotation>

-		<restriction base="string">

-			<minLength value="2"/>

-			<maxLength value="3"/>

-			<pattern value="[0-9]*"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="FileNameStringType">

-		<annotation>

-			<documentation>Type ist used for original file name</documentation>

-		</annotation>

-		<restriction base="string">

-			<minLength value="1"/>

-			<maxLength value="256"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="MessageNameStringType">

-		<annotation>

-			<documentation>Type ist used for name or rather kind of Message</documentation>

-		</annotation>

-		<restriction base="token">

-			<minLength value="1"/>

-			<maxLength value="10"/>

-			<pattern value="[a-z\.0-9]*"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ServiceNameStringType">

-		<annotation>

-			<documentation>Service Code name: External list specified and maintained by EBICS. Basis is the "SWIFT-list" for the field "description" (SCT, DCT, XCT, SDD, DDD, STM, REP...) plus additional codes needed for further services </documentation>

-		</annotation>

-		<restriction base="ebics:CodeStringType">

-			<maxLength value="3"/>

-			<minLength value="3"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ScopeStringType">

-		<restriction base="ebics:CodeStringType">

-			<maxLength value="3"/>

-			<minLength value="2"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ServiceOptionStringType">

-		<restriction base="ebics:CodeStringType">

-			<minLength value="3"/>

-		</restriction>

-	</simpleType>

-	<simpleType name="ContainerStringType">

-		<restriction base="ebics:CodeStringType">

-			<maxLength value="3"/>

-			<minLength value="3"/>

-			<enumeration value="SVC"/>

-			<enumeration value="XML"/>

-			<enumeration value="ZIP"/>

-		</restriction>

-	</simpleType>

-</schema>

diff --git a/ebics/src/main/resources/xsd/pain.001.001.03.ch.02.xsd b/ebics/src/main/resources/xsd/pain.001.001.03.ch.02.xsd
deleted file mode 100644
index b8ecce02..00000000
--- a/ebics/src/main/resources/xsd/pain.001.001.03.ch.02.xsd
+++ /dev/null
@@ -1,1212 +0,0 @@
-<?xml version="1.0" encoding="UTF-8" standalone="no"?>

-<!--

-(C) Copyright 2010, SKSF, www.sksf.ch

-CH Version fuer pain.001 Credit Transfer: xmlns="http://www.iso-payments.ch"

-.ch.:	            Identification for this CH version

-Last part (.02):   Version of this scheme

-

-Based on ISO pain.001.001.03 (urn:iso:std:iso:20022:tech:xsd:pain.001.001.03)

-

-Anregungen und Fragen zu diesem Dokument können an das jeweilige Finanzinstitut gerichtet werden.

-Allgemeine Anregungen können auch bei der SIX Interbank Clearing AG unter folgender Adresse angebracht werden:

-pm@six-group.com

-

-History

-15.02.2010  V01  initial version, targetNamespace="http://www.six-interbank-clearing.com/de/pain.001.001.03.ch.01.xsd"  File:pain.001.001.03.ch.01.xsd

-30.04.2010  V02  added: element Initiating Party/Contact Details contains Software name and Version of producing application

-						 changed: name in "PartyIdentification32-CH_Name" mandatory

--->

-<!-- V01: changed:

--->

-<xs:schema xmlns="http://www.six-interbank-clearing.com/de/pain.001.001.03.ch.02.xsd" xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="http://www.six-interbank-clearing.com/de/pain.001.001.03.ch.02.xsd" elementFormDefault="qualified">

-	<xs:element name="Document" type="Document"/>

-	<!-- V01: changed: CH version changes applied -->

-	<xs:complexType name="AccountIdentification4Choice-CH">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="IBAN" type="IBAN2007Identifier"/>

-				<xs:element name="Othr" type="GenericAccountIdentification1-CH"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: unused

-	<xs:complexType name="AccountSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalAccountIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-    -->

-	<xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-		<xs:restriction base="xs:decimal">

-			<xs:minInclusive value="0"/>

-			<xs:fractionDigits value="5"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ActiveOrHistoricCurrencyAndAmount">

-		<xs:simpleContent>

-			<xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-				<xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCode" use="required"/>

-			</xs:extension>

-		</xs:simpleContent>

-	</xs:complexType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{3,3}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="AddressType2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="ADDR"/>

-			<xs:enumeration value="PBOX"/>

-			<xs:enumeration value="HOME"/>

-			<xs:enumeration value="BIZZ"/>

-			<xs:enumeration value="MLTO"/>

-			<xs:enumeration value="DLVY"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="AmountType3Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="InstdAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-				<xs:element name="EqvtAmt" type="EquivalentAmount2"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="AnyBICIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: unused: type Authorisation1Choice is not allowed or used in CH Version

-	<xs:complexType name="Authorisation1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="Authorisation1Code"/>

-				<xs:element name="Prtry" type="Max128Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="Authorisation1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="AUTH"/>

-			<xs:enumeration value="FDET"/>

-			<xs:enumeration value="FSUM"/>

-			<xs:enumeration value="ILEV"/>

-		</xs:restriction>

-	</xs:simpleType>

-	-->

-	<!-- V01: added: CH version supports only this character set. All text fields use this type -->

-	<xs:simpleType name="BasicText-CH">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="([a-zA-Z0-9\.,;:'\+\-/\(\)?\*\[\]\{\}\\`´~ ]|[!&quot;#%&amp;&lt;&gt;÷=@_$£]|[àáâäçèéêëìíîïñòóôöùúûüýßÀÁÂÄÇÈÉÊËÌÍÎÏÒÓÔÖÙÚÛÜÑ])*"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: added: This is the SWIFT character set -->

-	<xs:simpleType name="BasicText-Swift">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="([A-Za-z0-9]|[+|\?|/|\-|:|\(|\)|\.|,|'|\p{Zs}])*"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="BICIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="BaseOneRate">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="10"/>

-			<xs:totalDigits value="11"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="BatchBookingIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification4">

-		<xs:sequence>

-			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification7"/>

-			<xs:element name="BrnchId" type="BranchData2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- VO1: added: definition of FI where only BIC or Clearing Id is allowed, but no branch data -->

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification4-CH_BicOrClrId">

-		<xs:sequence>

-			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification7-CH_BicOrClrId"/>

-			<!-- V01: unused

-			<xs:element name="BrnchId" type="BranchData2" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<!-- VO1: added: definition of FI where all elements are allowed, but no branch data -->

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification4-CH">

-		<xs:sequence>

-			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification7-CH"/>

-			<!-- V01: unused

-			<xs:element name="BrnchId" type="BranchData2" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BranchData2">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: changed: CH version changes applied  -->

-	<xs:complexType name="CashAccount16-CH_IdAndCurrency">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice-CH"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<!-- V01: unused

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added -->

-	<xs:complexType name="CashAccount16-CH_IdTpCcy">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice-CH"/>

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<!-- V01: unused

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added -->

-	<xs:complexType name="CashAccount16-CH_Id">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice-CH"/>

-			<!-- V01: unused

-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccountType2">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="CashAccountType4Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CashAccountType4Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CASH"/>

-			<xs:enumeration value="CHAR"/>

-			<xs:enumeration value="COMM"/>

-			<xs:enumeration value="TAXE"/>

-			<xs:enumeration value="CISH"/>

-			<xs:enumeration value="TRAS"/>

-			<xs:enumeration value="SACC"/>

-			<xs:enumeration value="CACC"/>

-			<xs:enumeration value="SVGS"/>

-			<xs:enumeration value="ONDP"/>

-			<xs:enumeration value="MGLD"/>

-			<xs:enumeration value="NREX"/>

-			<xs:enumeration value="MOMA"/>

-			<xs:enumeration value="LOAN"/>

-			<xs:enumeration value="SLRY"/>

-			<xs:enumeration value="ODFT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: changed: Only element Code allowed in Ch version -->

-	<xs:complexType name="CategoryPurpose1-CH_Code">

-		<xs:sequence>

-			<xs:element name="Cd" type="ExternalCategoryPurpose1Code"/>

-			<!-- V01: unused

-				<xs:element name="Prtry" type="Max35Text"/>

-				-->

-		</xs:sequence>

-	</xs:complexType>

-	<!-- -->

-	<xs:simpleType name="ChargeBearerType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DEBT"/>

-			<xs:enumeration value="CRED"/>

-			<xs:enumeration value="SHAR"/>

-			<xs:enumeration value="SLEV"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: unused

-	<xs:complexType name="Cheque6">

-		<xs:sequence>

-			<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0"/>

-			<xs:element name="ChqNb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ChqFr" type="NameAndAddress10" minOccurs="0"/>

-			<xs:element name="DlvryMtd" type="ChequeDeliveryMethod1Choice" minOccurs="0"/>

-			<xs:element name="DlvrTo" type="NameAndAddress10" minOccurs="0"/>

-			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

-			<xs:element name="ChqMtrtyDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MemoFld" type="Max35Text" minOccurs="0" maxOccurs="2"/>

-			<xs:element name="RgnlClrZone" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PrtLctn" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-    -->

-	<!-- V01: added -->

-	<xs:complexType name="Cheque6-CH">

-		<xs:sequence>

-			<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0"/>

-			<xs:element name="DlvryMtd" type="ChequeDeliveryMethod1Choice" minOccurs="0"/>

-			<!-- V01: unused

-			<xs:element name="ChqNb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ChqFr" type="NameAndAddress10" minOccurs="0"/>

-			<xs:element name="DlvrTo" type="NameAndAddress10" minOccurs="0"/>

-			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

-			<xs:element name="ChqMtrtyDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MemoFld" type="Max35Text" minOccurs="0" maxOccurs="2"/>

-			<xs:element name="RgnlClrZone" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PrtLctn" type="Max35Text" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ChequeDelivery1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MLDB"/>

-			<xs:enumeration value="MLCD"/>

-			<xs:enumeration value="MLFA"/>

-			<xs:enumeration value="CRDB"/>

-			<xs:enumeration value="CRCD"/>

-			<xs:enumeration value="CRFA"/>

-			<xs:enumeration value="PUDB"/>

-			<xs:enumeration value="PUCD"/>

-			<xs:enumeration value="PUFA"/>

-			<xs:enumeration value="RGDB"/>

-			<xs:enumeration value="RGCD"/>

-			<xs:enumeration value="RGFA"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ChequeDeliveryMethod1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ChequeDelivery1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ChequeType2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CCHQ"/>

-			<xs:enumeration value="CCCH"/>

-			<xs:enumeration value="BCHQ"/>

-			<xs:enumeration value="DRFT"/>

-			<xs:enumeration value="ELDR"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ClearingSystemIdentification2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemMemberIdentification2">

-		<xs:sequence>

-			<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice" minOccurs="0"/>

-			<xs:element name="MmbId" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ContactDetails2">

-		<xs:sequence>

-			<xs:element name="NmPrfx" type="NamePrefix1Code" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PhneNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="MobNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="FaxNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="EmailAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="Othr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V02: changed: include Contact Details for Software name and version -->

-	<xs:complexType name="ContactDetails2-CH">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="Othr" type="Max35Text" minOccurs="0"/>

-			<!-- V02: unused

-			<xs:element name="NmPrfx" type="NamePrefix1Code" minOccurs="0"/>

-			<xs:element name="PhneNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="MobNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="FaxNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="EmailAdr" type="Max2048Text" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="CountryCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="CreditDebitCode">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CRDT"/>

-			<xs:enumeration value="DBIT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CreditTransferTransactionInformation10-CH">

-		<xs:sequence>

-			<xs:element name="PmtId" type="PaymentIdentification1"/>

-			<xs:element name="PmtTpInf" type="PaymentTypeInformation19-CH" minOccurs="0"/>

-			<xs:element name="Amt" type="AmountType3Choice"/>

-			<xs:element name="XchgRateInf" type="ExchangeRateInformation1" minOccurs="0"/>

-			<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

-			<xs:element name="ChqInstr" type="Cheque6-CH" minOccurs="0"/>

-			<xs:element name="UltmtDbtr" type="PartyIdentification32-CH" minOccurs="0"/>

-			<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification4-CH" minOccurs="0"/>

-			<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification4-CH" minOccurs="0"/>

-			<!-- V02: changed:  element Name mandatory -->

-			<xs:element name="Cdtr" type="PartyIdentification32-CH_Name" minOccurs="0"/>

-			<xs:element name="CdtrAcct" type="CashAccount16-CH_Id" minOccurs="0"/>

-			<!-- V02: changed:  element Name mandatory -->

-			<xs:element name="UltmtCdtr" type="PartyIdentification32-CH_Name" minOccurs="0"/>

-			<xs:element name="InstrForCdtrAgt" type="InstructionForCreditorAgent1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Purp" type="Purpose2-CH_Code" minOccurs="0"/>

-			<xs:element name="RgltryRptg" type="RegulatoryReporting3" minOccurs="0" maxOccurs="10"/>

-			<xs:element name="RmtInf" type="RemittanceInformation5-CH" minOccurs="0"/>

-			<!-- V01: usused

-			<xs:element name="IntrmyAgt1Acct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="IntrmyAgt2" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt2Acct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="IntrmyAgt3" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<xs:element name="IntrmyAgt3Acct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="CdtrAgtAcct" type="CashAccount16-CH_Id" minOccurs="0"/>

-			<xs:element name="Tax" type="TaxInformation3" minOccurs="0"/>

-			<xs:element name="RltdRmtInf" type="RemittanceLocation2" minOccurs="0" maxOccurs="10"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceInformation2">

-		<xs:sequence>

-			<xs:element name="Tp" type="CreditorReferenceType2" minOccurs="0"/>

-			<xs:element name="Ref" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="DocumentType3Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="CreditorReferenceType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CustomerCreditTransferInitiationV03-CH">

-		<xs:sequence>

-			<xs:element name="GrpHdr" type="GroupHeader32-CH"/>

-			<xs:element name="PmtInf" type="PaymentInstructionInformation3-CH" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DateAndPlaceOfBirth">

-		<xs:sequence>

-			<xs:element name="BirthDt" type="ISODate"/>

-			<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CityOfBirth" type="Max35Text"/>

-			<xs:element name="CtryOfBirth" type="CountryCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: unused

-	<xs:complexType name="DatePeriodDetails">

-		<xs:sequence>

-			<xs:element name="FrDt" type="ISODate"/>

-			<xs:element name="ToDt" type="ISODate"/>

-		</xs:sequence>

-	</xs:complexType>

-    -->

-	<xs:simpleType name="DecimalNumber">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="17"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="Document">

-		<xs:sequence>

-			<xs:element name="CstmrCdtTrfInitn" type="CustomerCreditTransferInitiationV03-CH"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentAdjustment1">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max4Text" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="DocumentType3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="RADM"/>

-			<xs:enumeration value="RPIN"/>

-			<xs:enumeration value="FXDR"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="PUOR"/>

-			<xs:enumeration value="SCOR"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="DocumentType5Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MSIN"/>

-			<xs:enumeration value="CNFA"/>

-			<xs:enumeration value="DNFA"/>

-			<xs:enumeration value="CINV"/>

-			<xs:enumeration value="CREN"/>

-			<xs:enumeration value="DEBN"/>

-			<xs:enumeration value="HIRI"/>

-			<xs:enumeration value="SBIN"/>

-			<xs:enumeration value="CMCN"/>

-			<xs:enumeration value="SOAC"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="BOLD"/>

-			<xs:enumeration value="VCHR"/>

-			<xs:enumeration value="AROI"/>

-			<xs:enumeration value="TSUT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="EquivalentAmount2">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CcyOfTrf" type="ActiveOrHistoricCurrencyCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ExchangeRateInformation1">

-		<xs:sequence>

-			<xs:element name="XchgRate" type="BaseOneRate" minOccurs="0"/>

-			<xs:element name="RateTp" type="ExchangeRateType1Code" minOccurs="0"/>

-			<xs:element name="CtrctId" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ExchangeRateType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="SPOT"/>

-			<xs:enumeration value="SALE"/>

-			<xs:enumeration value="AGRD"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01:  unused:

-	<xs:simpleType name="ExternalAccountIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-    -->

-	<xs:simpleType name="ExternalCategoryPurpose1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalClearingSystemIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="5"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalLocalInstrument1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalOrganisationIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPersonIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPurpose1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalServiceLevel1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="FinancialIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification7">

-		<xs:sequence>

-			<xs:element name="BIC" type="BICIdentifier" minOccurs="0"/>

-			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericFinancialIdentification1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added: definition of FI where only BIC or Clearing Id is allowed -->

-	<xs:complexType name="FinancialInstitutionIdentification7-CH_BicOrClrId">

-		<xs:sequence>

-			<xs:element name="BIC" type="BICIdentifier" minOccurs="0"/>

-			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

-			<!-- V01: unused

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericFinancialIdentification1" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added: definition of FI where all elements are allowed (in a CH version) -->

-	<xs:complexType name="FinancialInstitutionIdentification7-CH">

-		<xs:sequence>

-			<xs:element name="BIC" type="BICIdentifier" minOccurs="0"/>

-			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6-CH" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericFinancialIdentification1-CH" minOccurs="0"/>

-			<!-- V01: unused

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: changed: only element ID allowed in CH version -->

-	<xs:complexType name="GenericAccountIdentification1-CH">

-		<xs:sequence>

-			<xs:element name="Id" type="Max34Text"/>

-			<!-- V01: unused

-			<xs:element name="SchmeNm" type="AccountSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericFinancialIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added: only element Id allowed in CH version -->

-	<xs:complexType name="GenericFinancialIdentification1-CH">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<!-- V01: unused

-			<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericOrganisationIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericPersonIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="PersonIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GroupHeader32-CH">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text-Swift"/>

-			<xs:element name="CreDtTm" type="ISODateTime"/>

-			<xs:element name="NbOfTxs" type="Max15NumericText"/>

-			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

-			<!-- V02: changed: include Contact Details for Software name and version -->

-			<xs:element name="InitgPty" type="PartyIdentification32-CH_NameAndId"/>

-			<xs:element name="FwdgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			<!-- V01: unused: type Authorisation1Choice is not allowed or used in CH Version

-			<xs:element name="Authstn" type="Authorisation1Choice" minOccurs="0" maxOccurs="2"/>

-			-->

-			<!-- V01: changed: Initiating party only to contain name and id in CH version

-			<xs:element name="InitgPty" type="PartyIdentification32"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="IBAN2007Identifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ISODate">

-		<xs:restriction base="xs:date"/>

-	</xs:simpleType>

-	<xs:simpleType name="ISODateTime">

-		<xs:restriction base="xs:dateTime"/>

-	</xs:simpleType>

-	<xs:simpleType name="Instruction3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CHQB"/>

-			<xs:enumeration value="HOLD"/>

-			<xs:enumeration value="PHOB"/>

-			<xs:enumeration value="TELB"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="InstructionForCreditorAgent1">

-		<xs:sequence>

-			<xs:element name="Cd" type="Instruction3Code" minOccurs="0"/>

-			<xs:element name="InstrInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="LocalInstrument2Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalLocalInstrument1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="Max10Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="10"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: unused

-	<xs:simpleType name="Max128Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="128"/>

-		</xs:restriction>

-	</xs:simpleType>

-    -->

-	<xs:simpleType name="Max140Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="140"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max15NumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[0-9]{1,15}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max16Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="16"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max2048Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="2048"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max34Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="34"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max35Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: added: replacement type for Max35Text where only the Swift character set is allowed -->

-	<xs:simpleType name="Max35Text-Swift">

-		<xs:restriction base="BasicText-Swift">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max4Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max70Text">

-		<xs:restriction base="BasicText-CH">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="70"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: unused

-	<xs:complexType name="NameAndAddress10">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text"/>

-			<xs:element name="Adr" type="PostalAddress6"/>

-		</xs:sequence>

-	</xs:complexType>

-    -->

-	<!-- V01: added: CH-Version: unused (prepared for later usage)

-	<xs:complexType name="NameAndAddress10-CH">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max70Text"/>

-			<xs:element name="Adr" type="PostalAddress6-CH"/>

-		</xs:sequence>

-	</xs:complexType>

-    -->

-	<xs:simpleType name="NamePrefix1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DOCT"/>

-			<xs:enumeration value="MIST"/>

-			<xs:enumeration value="MISS"/>

-			<xs:enumeration value="MADM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: unused

-	<xs:simpleType name="Number">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="0"/>

-			<xs:totalDigits value="18"/>

-		</xs:restriction>

-	</xs:simpleType>

-    -->

-	<xs:complexType name="OrganisationIdentification4">

-		<xs:sequence>

-			<xs:element name="BICOrBEI" type="AnyBICIdentifier" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added:  only one occurance of element other allowed in CH version -->

-	<xs:complexType name="OrganisationIdentification4-CH">

-		<xs:sequence>

-			<xs:element name="BICOrBEI" type="AnyBICIdentifier" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Party6Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="OrgId" type="OrganisationIdentification4"/>

-				<xs:element name="PrvtId" type="PersonIdentification5"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added:  -->

-	<xs:complexType name="Party6Choice-CH">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="OrgId" type="OrganisationIdentification4-CH"/>

-				<xs:element name="PrvtId" type="PersonIdentification5-CH"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification32">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice" minOccurs="0"/>

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			<xs:element name="CtctDtls" type="ContactDetails2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added: replacement type for PartyIdentification8 where only elements Name and Id may be used -->

-	<xs:complexType name="PartyIdentification32-CH_NameAndId">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice-CH" minOccurs="0"/>

-			<!-- V02: added: Contact Details for Software name and version -->

-			<xs:element name="CtctDtls" type="ContactDetails2-CH" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added -->

-	<xs:complexType name="PartyIdentification32-CH">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6-CH" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice-CH" minOccurs="0"/>

-			<!-- changed -->

-			<!-- unused

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V02: changed: element Name mandatory -->

-	<xs:complexType name="PartyIdentification32-CH_Name">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max70Text"/>

-			<xs:element name="PstlAdr" type="PostalAddress6-CH" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice-CH" minOccurs="0"/>

-			<!-- changed -->

-			<!-- unused

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<!--

-	<xs:complexType name="PartyIdentification32-CH_Debtor">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6-CH" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice-CH" minOccurs="0"/>

-

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			<xs:element name="CtctDtls" type="ContactDetails2" minOccurs="0"/>

-

-		</xs:sequence>

-	</xs:complexType>

-

-	<xs:complexType name="PartyIdentification32-CH_Creditor">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress6-CH" minOccurs="0"/>

-			<xs:element name="Id" type="Party6Choice-CH" minOccurs="0"/>

-

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			<xs:element name="CtctDtls" type="ContactDetails2" minOccurs="0"/>

-

-		</xs:sequence>

-	</xs:complexType>

-	-->

-	<xs:complexType name="PaymentIdentification1">

-		<xs:sequence>

-			<xs:element name="InstrId" type="Max35Text-Swift" minOccurs="0"/>

-			<xs:element name="EndToEndId" type="Max35Text-Swift"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: changed: CH-version changes applied -->

-	<xs:complexType name="PaymentInstructionInformation3-CH">

-		<xs:sequence>

-			<xs:element name="PmtInfId" type="Max35Text-Swift"/>

-			<xs:element name="PmtMtd" type="PaymentMethod3Code"/>

-			<xs:element name="BtchBookg" type="BatchBookingIndicator" minOccurs="0"/>

-			<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="PmtTpInf" type="PaymentTypeInformation19-CH" minOccurs="0"/>

-			<xs:element name="ReqdExctnDt" type="ISODate"/>

-			<xs:element name="Dbtr" type="PartyIdentification32-CH"/>

-			<xs:element name="DbtrAcct" type="CashAccount16-CH_IdTpCcy"/>

-			<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification4-CH_BicOrClrId"/>

-			<xs:element name="UltmtDbtr" type="PartyIdentification32-CH" minOccurs="0"/>

-			<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

-			<xs:element name="ChrgsAcct" type="CashAccount16-CH_IdAndCurrency" minOccurs="0"/>

-			<xs:element name="CdtTrfTxInf" type="CreditTransferTransactionInformation10-CH" maxOccurs="unbounded"/>

-			<!-- V01: unused

-			<xs:element name="PoolgAdjstmntDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="DbtrAgtAcct" type="CashAccount16" minOccurs="0"/>

-			<xs:element name="ChrgsAcctAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>

-			-->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="PaymentMethod3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CHK"/>

-			<xs:enumeration value="TRF"/>

-			<xs:enumeration value="TRA"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: changed: CH version changes applied -->

-	<xs:complexType name="PaymentTypeInformation19-CH">

-		<xs:sequence>

-			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

-			<xs:element name="SvcLvl" type="ServiceLevel8Choice" minOccurs="0"/>

-			<xs:element name="LclInstrm" type="LocalInstrument2Choice" minOccurs="0"/>

-			<xs:element name="CtgyPurp" type="CategoryPurpose1-CH_Code" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: unused

-	<xs:simpleType name="PercentageRate">

-		<xs:restriction base="xs:decimal">

-			<xs:fractionDigits value="10"/>

-			<xs:totalDigits value="11"/>

-		</xs:restriction>

-	</xs:simpleType>

-    -->

-	<xs:complexType name="PersonIdentification5">

-		<xs:sequence>

-			<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: changed: only one occurance of element Othr allowed in CH version -->

-	<xs:complexType name="PersonIdentification5-CH">

-		<xs:sequence>

-			<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PersonIdentificationSchemeName1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalPersonIdentification1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="PhoneNumber">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PostalAddress6">

-		<xs:sequence>

-			<xs:element name="AdrTp" type="AddressType2Code" minOccurs="0"/>

-			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-			<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-			<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-			<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: added: only 2 lines of address lines allowed in CH version -->

-	<xs:complexType name="PostalAddress6-CH">

-		<xs:sequence>

-			<xs:element name="AdrTp" type="AddressType2Code" minOccurs="0"/>

-			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-			<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-			<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-			<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="2"/>

-			<!-- V01: changed: max. 2 occurence -->

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="Priority2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="HIGH"/>

-			<xs:enumeration value="NORM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<!-- V01: changed: CH-version changes applied -->

-	<xs:complexType name="Purpose2-CH_Code">

-		<xs:sequence>

-			<xs:element name="Cd" type="ExternalPurpose1Code"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentInformation3">

-		<xs:sequence>

-			<xs:element name="Tp" type="ReferredDocumentType2" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType1Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="DocumentType5Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="ReferredDocumentType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RegulatoryAuthority2">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RegulatoryReporting3">

-		<xs:sequence>

-			<xs:element name="DbtCdtRptgInd" type="RegulatoryReportingType1Code" minOccurs="0"/>

-			<xs:element name="Authrty" type="RegulatoryAuthority2" minOccurs="0"/>

-			<xs:element name="Dtls" type="StructuredRegulatoryReporting3" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="RegulatoryReportingType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CRED"/>

-			<xs:enumeration value="DEBT"/>

-			<xs:enumeration value="BOTH"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="RemittanceAmount1">

-		<xs:sequence>

-			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="DscntApldAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceInformation5-CH">

-		<xs:sequence>

-			<xs:element name="Ustrd" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Strd" type="StructuredRemittanceInformation7" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: unused

-	<xs:complexType name="RemittanceLocation2">

-		<xs:sequence>

-			<xs:element name="RmtId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RmtLctnMtd" type="RemittanceLocationMethod2Code" minOccurs="0"/>

-			<xs:element name="RmtLctnElctrncAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="RmtLctnPstlAdr" type="NameAndAddress10" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="RemittanceLocationMethod2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="FAXI"/>

-			<xs:enumeration value="EDIC"/>

-			<xs:enumeration value="URID"/>

-			<xs:enumeration value="EMAL"/>

-			<xs:enumeration value="POST"/>

-			<xs:enumeration value="SMSM"/>

-		</xs:restriction>

-	</xs:simpleType>

-    -->

-	<xs:complexType name="ServiceLevel8Choice">

-		<xs:sequence>

-			<xs:choice>

-				<xs:element name="Cd" type="ExternalServiceLevel1Code"/>

-				<xs:element name="Prtry" type="Max35Text"/>

-			</xs:choice>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="StructuredRegulatoryReporting3">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-			<xs:element name="Cd" type="Max10Text" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Inf" type="Max35Text" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="StructuredRemittanceInformation7">

-		<xs:sequence>

-			<xs:element name="RfrdDocInf" type="ReferredDocumentInformation3" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RfrdDocAmt" type="RemittanceAmount1" minOccurs="0"/>

-			<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>

-			<xs:element name="Invcr" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="Invcee" type="PartyIdentification32" minOccurs="0"/>

-			<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>

-		</xs:sequence>

-	</xs:complexType>

-	<!-- V01: unused

-	<xs:complexType name="TaxAmount1">

-		<xs:sequence>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="TaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dtls" type="TaxRecordDetails1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAuthorisation1">

-		<xs:sequence>

-			<xs:element name="Titl" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxInformation3">

-		<xs:sequence>

-			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>

-			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>

-			<xs:element name="AdmstnZn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="SeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="Rcrd" type="TaxRecord1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty1">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty2">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Authstn" type="TaxAuthorisation1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxPeriod1">

-		<xs:sequence>

-			<xs:element name="Yr" type="ISODate" minOccurs="0"/>

-			<xs:element name="Tp" type="TaxRecordPeriod1Code" minOccurs="0"/>

-			<xs:element name="FrToDt" type="DatePeriodDetails" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecord1">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctgy" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtgyDtls" type="Max35Text" minOccurs="0"/>

-			<xs:element name="DbtrSts" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CertId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="TaxAmount1" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecordDetails1">

-		<xs:sequence>

-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="TaxRecordPeriod1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="MM01"/>

-			<xs:enumeration value="MM02"/>

-			<xs:enumeration value="MM03"/>

-			<xs:enumeration value="MM04"/>

-			<xs:enumeration value="MM05"/>

-			<xs:enumeration value="MM06"/>

-			<xs:enumeration value="MM07"/>

-			<xs:enumeration value="MM08"/>

-			<xs:enumeration value="MM09"/>

-			<xs:enumeration value="MM10"/>

-			<xs:enumeration value="MM11"/>

-			<xs:enumeration value="MM12"/>

-			<xs:enumeration value="QTR1"/>

-			<xs:enumeration value="QTR2"/>

-			<xs:enumeration value="QTR3"/>

-			<xs:enumeration value="QTR4"/>

-			<xs:enumeration value="HLF1"/>

-			<xs:enumeration value="HLF2"/>

-		</xs:restriction>

-	</xs:simpleType>

-    -->

-</xs:schema>

diff --git a/ebics/src/main/resources/xsd/pain.001.001.03.xsd b/ebics/src/main/resources/xsd/pain.001.001.03.xsd
deleted file mode 100644
index 60cd5d71..00000000
--- a/ebics/src/main/resources/xsd/pain.001.001.03.xsd
+++ /dev/null
@@ -1,922 +0,0 @@
-<?xml version="1.0" encoding="UTF-8" standalone="no"?>
-<!-- edited with XMLSpy v2011 rel. 3 sp1 (x64) (http://www.altova.com) by Antero Mäenpää (XMLdation.com Oy) -->
-<!--Generated by SWIFTStandards Workstation (build:R6.1.0.2) on 2009 Jan 08 17:30:53-->
-<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="urn:iso:std:iso:20022:tech:xsd:pain.001.001.03" elementFormDefault="qualified">
-	<xs:element name="Document" type="Document"/>
-	<xs:complexType name="AccountIdentification4Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="IBAN" type="IBAN2007Identifier"/>
-				<xs:element name="Othr" type="GenericAccountIdentification1"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="AccountSchemeName1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalAccountIdentification1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleType">
-		<xs:restriction base="xs:decimal">
-			<xs:minInclusive value="0"/>
-			<xs:fractionDigits value="5"/>
-			<xs:totalDigits value="18"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="ActiveOrHistoricCurrencyAndAmount">
-		<xs:simpleContent>
-			<xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleType">
-				<xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCode" use="required"/>
-			</xs:extension>
-		</xs:simpleContent>
-	</xs:complexType>
-	<xs:simpleType name="ActiveOrHistoricCurrencyCode">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="[A-Z]{3,13}"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AddressType2Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="ADDR"/>
-			<xs:enumeration value="PBOX"/>
-			<xs:enumeration value="HOME"/>
-			<xs:enumeration value="BIZZ"/>
-			<xs:enumeration value="MLTO"/>
-			<xs:enumeration value="DLVY"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="AmountType3Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="InstdAmt" type="ActiveOrHistoricCurrencyAndAmount"/>
-				<xs:element name="EqvtAmt" type="EquivalentAmount2"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="AnyBICIdentifier">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="Authorisation1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="Authorisation1Code"/>
-				<xs:element name="Prtry" type="Max128Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="Authorisation1Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AUTH"/>
-			<xs:enumeration value="FDET"/>
-			<xs:enumeration value="FSUM"/>
-			<xs:enumeration value="ILEV"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="BICIdentifier">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="[A-Z]{6,6}[A-Z2-9][A-NP-Z0-9]([A-Z0-9]{3,3}){0,1}"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="BaseOneRate">
-		<xs:restriction base="xs:decimal">
-			<xs:fractionDigits value="10"/>
-			<xs:totalDigits value="11"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="BatchBookingIndicator">
-		<xs:restriction base="xs:boolean"/>
-	</xs:simpleType>
-	<xs:complexType name="BranchAndFinancialInstitutionIdentification4">
-		<xs:sequence>
-			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification7"/>
-			<xs:element name="BrnchId" type="BranchData2" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="BranchData2">
-		<xs:sequence>
-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>
-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>
-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="CashAccount16">
-		<xs:sequence>
-			<xs:element name="Id" type="AccountIdentification4Choice"/>
-			<xs:element name="Tp" type="CashAccountType2" minOccurs="0"/>
-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>
-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="CashAccountType2">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="CashAccountType4Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="CashAccountType4Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CASH"/>
-			<xs:enumeration value="CHAR"/>
-			<xs:enumeration value="COMM"/>
-			<xs:enumeration value="TAXE"/>
-			<xs:enumeration value="CISH"/>
-			<xs:enumeration value="TRAS"/>
-			<xs:enumeration value="SACC"/>
-			<xs:enumeration value="CACC"/>
-			<xs:enumeration value="SVGS"/>
-			<xs:enumeration value="ONDP"/>
-			<xs:enumeration value="MGLD"/>
-			<xs:enumeration value="NREX"/>
-			<xs:enumeration value="MOMA"/>
-			<xs:enumeration value="LOAN"/>
-			<xs:enumeration value="SLRY"/>
-			<xs:enumeration value="ODFT"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="CategoryPurpose1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalCategoryPurpose1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="ChargeBearerType1Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="DEBT"/>
-			<xs:enumeration value="CRED"/>
-			<xs:enumeration value="SHAR"/>
-			<xs:enumeration value="SLEV"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="Cheque6">
-		<xs:sequence>
-			<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0"/>
-			<xs:element name="ChqNb" type="Max35Text" minOccurs="0"/>
-			<xs:element name="ChqFr" type="NameAndAddress10" minOccurs="0"/>
-			<xs:element name="DlvryMtd" type="ChequeDeliveryMethod1Choice" minOccurs="0"/>
-			<xs:element name="DlvrTo" type="NameAndAddress10" minOccurs="0"/>
-			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>
-			<xs:element name="ChqMtrtyDt" type="ISODate" minOccurs="0"/>
-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>
-			<xs:element name="MemoFld" type="Max35Text" minOccurs="0" maxOccurs="2"/>
-			<xs:element name="RgnlClrZone" type="Max35Text" minOccurs="0"/>
-			<xs:element name="PrtLctn" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="ChequeDelivery1Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="MLDB"/>
-			<xs:enumeration value="MLCD"/>
-			<xs:enumeration value="MLFA"/>
-			<xs:enumeration value="CRDB"/>
-			<xs:enumeration value="CRCD"/>
-			<xs:enumeration value="CRFA"/>
-			<xs:enumeration value="PUDB"/>
-			<xs:enumeration value="PUCD"/>
-			<xs:enumeration value="PUFA"/>
-			<xs:enumeration value="RGDB"/>
-			<xs:enumeration value="RGCD"/>
-			<xs:enumeration value="RGFA"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="ChequeDeliveryMethod1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ChequeDelivery1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="ChequeType2Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CCHQ"/>
-			<xs:enumeration value="CCCH"/>
-			<xs:enumeration value="BCHQ"/>
-			<xs:enumeration value="DRFT"/>
-			<xs:enumeration value="ELDR"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="ClearingSystemIdentification2Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="ClearingSystemMemberIdentification2">
-		<xs:sequence>
-			<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice" minOccurs="0"/>
-			<xs:element name="MmbId" type="Max35Text"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="ContactDetails2">
-		<xs:sequence>
-			<xs:element name="NmPrfx" type="NamePrefix1Code" minOccurs="0"/>
-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>
-			<xs:element name="PhneNb" type="PhoneNumber" minOccurs="0"/>
-			<xs:element name="MobNb" type="PhoneNumber" minOccurs="0"/>
-			<xs:element name="FaxNb" type="PhoneNumber" minOccurs="0"/>
-			<xs:element name="EmailAdr" type="Max2048Text" minOccurs="0"/>
-			<xs:element name="Othr" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="CountryCode">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="[A-Z]{2,2}"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="CreditDebitCode">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CRDT"/>
-			<xs:enumeration value="DBIT"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="CreditTransferTransactionInformation10">
-		<xs:sequence>
-			<xs:element name="PmtId" type="PaymentIdentification1"/>
-			<xs:element name="PmtTpInf" type="PaymentTypeInformation19" minOccurs="0"/>
-			<xs:element name="Amt" type="AmountType3Choice"/>
-			<xs:element name="XchgRateInf" type="ExchangeRateInformation1" minOccurs="0"/>
-			<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>
-			<xs:element name="ChqInstr" type="Cheque6" minOccurs="0"/>
-			<xs:element name="UltmtDbtr" type="PartyIdentification32" minOccurs="0"/>
-			<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>
-			<xs:element name="IntrmyAgt1Acct" type="CashAccount16" minOccurs="0"/>
-			<xs:element name="IntrmyAgt2" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>
-			<xs:element name="IntrmyAgt2Acct" type="CashAccount16" minOccurs="0"/>
-			<xs:element name="IntrmyAgt3" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>
-			<xs:element name="IntrmyAgt3Acct" type="CashAccount16" minOccurs="0"/>
-			<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>
-			<xs:element name="CdtrAgtAcct" type="CashAccount16" minOccurs="0"/>
-			<xs:element name="Cdtr" type="PartyIdentification32" minOccurs="0"/>
-			<xs:element name="CdtrAcct" type="CashAccount16" minOccurs="0"/>
-			<xs:element name="UltmtCdtr" type="PartyIdentification32" minOccurs="0"/>
-			<xs:element name="InstrForCdtrAgt" type="InstructionForCreditorAgent1" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>
-			<xs:element name="Purp" type="Purpose2Choice" minOccurs="0"/>
-			<xs:element name="RgltryRptg" type="RegulatoryReporting3" minOccurs="0" maxOccurs="10"/>
-			<xs:element name="Tax" type="TaxInformation3" minOccurs="0"/>
-			<xs:element name="RltdRmtInf" type="RemittanceLocation2" minOccurs="0" maxOccurs="10"/>
-			<xs:element name="RmtInf" type="RemittanceInformation5" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="CreditorReferenceInformation2">
-		<xs:sequence>
-			<xs:element name="Tp" type="CreditorReferenceType2" minOccurs="0"/>
-			<xs:element name="Ref" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="CreditorReferenceType1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="DocumentType3Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="CreditorReferenceType2">
-		<xs:sequence>
-			<xs:element name="CdOrPrtry" type="CreditorReferenceType1Choice"/>
-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="CustomerCreditTransferInitiationV03">
-		<xs:sequence>
-			<xs:element name="GrpHdr" type="GroupHeader32"/>
-			<xs:element name="PmtInf" type="PaymentInstructionInformation3" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="DateAndPlaceOfBirth">
-		<xs:sequence>
-			<xs:element name="BirthDt" type="ISODate"/>
-			<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0"/>
-			<xs:element name="CityOfBirth" type="Max35Text"/>
-			<xs:element name="CtryOfBirth" type="CountryCode"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="DatePeriodDetails">
-		<xs:sequence>
-			<xs:element name="FrDt" type="ISODate"/>
-			<xs:element name="ToDt" type="ISODate"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="DecimalNumber">
-		<xs:restriction base="xs:decimal">
-			<xs:fractionDigits value="17"/>
-			<xs:totalDigits value="18"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="Document">
-		<xs:sequence>
-			<xs:element name="CstmrCdtTrfInitn" type="CustomerCreditTransferInitiationV03"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="DocumentAdjustment1">
-		<xs:sequence>
-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>
-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>
-			<xs:element name="Rsn" type="Max4Text" minOccurs="0"/>
-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="DocumentType3Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="RADM"/>
-			<xs:enumeration value="RPIN"/>
-			<xs:enumeration value="FXDR"/>
-			<xs:enumeration value="DISP"/>
-			<xs:enumeration value="PUOR"/>
-			<xs:enumeration value="SCOR"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="DocumentType5Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="MSIN"/>
-			<xs:enumeration value="CNFA"/>
-			<xs:enumeration value="DNFA"/>
-			<xs:enumeration value="CINV"/>
-			<xs:enumeration value="CREN"/>
-			<xs:enumeration value="DEBN"/>
-			<xs:enumeration value="HIRI"/>
-			<xs:enumeration value="SBIN"/>
-			<xs:enumeration value="CMCN"/>
-			<xs:enumeration value="SOAC"/>
-			<xs:enumeration value="DISP"/>
-			<xs:enumeration value="BOLD"/>
-			<xs:enumeration value="VCHR"/>
-			<xs:enumeration value="AROI"/>
-			<xs:enumeration value="TSUT"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="EquivalentAmount2">
-		<xs:sequence>
-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>
-			<xs:element name="CcyOfTrf" type="ActiveOrHistoricCurrencyCode"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="ExchangeRateInformation1">
-		<xs:sequence>
-			<xs:element name="XchgRate" type="BaseOneRate" minOccurs="0"/>
-			<xs:element name="RateTp" type="ExchangeRateType1Code" minOccurs="0"/>
-			<xs:element name="CtrctId" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="ExchangeRateType1Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="SPOT"/>
-			<xs:enumeration value="SALE"/>
-			<xs:enumeration value="AGRD"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalAccountIdentification1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="4"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalCategoryPurpose1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="4"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalClearingSystemIdentification1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="5"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="4"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalLocalInstrument1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="35"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalOrganisationIdentification1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="4"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalPersonIdentification1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="4"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalPurpose1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="4"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ExternalServiceLevel1Code">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="4"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="FinancialIdentificationSchemeName1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="FinancialInstitutionIdentification7">
-		<xs:sequence>
-			<xs:element name="BIC" type="BICIdentifier" minOccurs="0"/>
-			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>
-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>
-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>
-			<xs:element name="Othr" type="GenericFinancialIdentification1" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="GenericAccountIdentification1">
-		<xs:sequence>
-			<xs:element name="Id" type="Max34Text"/>
-			<xs:element name="SchmeNm" type="AccountSchemeName1Choice" minOccurs="0"/>
-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="GenericFinancialIdentification1">
-		<xs:sequence>
-			<xs:element name="Id" type="Max35Text"/>
-			<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>
-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="GenericOrganisationIdentification1">
-		<xs:sequence>
-			<xs:element name="Id" type="Max35Text"/>
-			<xs:element name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice" minOccurs="0"/>
-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="GenericPersonIdentification1">
-		<xs:sequence>
-			<xs:element name="Id" type="Max35Text"/>
-			<xs:element name="SchmeNm" type="PersonIdentificationSchemeName1Choice" minOccurs="0"/>
-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="GroupHeader32">
-		<xs:sequence>
-			<xs:element name="MsgId" type="Max35Text"/>
-			<xs:element name="CreDtTm" type="ISODateTime"/>
-			<xs:element name="Authstn" type="Authorisation1Choice" minOccurs="0" maxOccurs="2"/>
-			<xs:element name="NbOfTxs" type="Max15NumericText"/>
-			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>
-			<xs:element name="InitgPty" type="PartyIdentification32"/>
-			<xs:element name="FwdgAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="IBAN2007Identifier">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="ISODate">
-		<xs:restriction base="xs:date"/>
-	</xs:simpleType>
-	<xs:simpleType name="ISODateTime">
-		<xs:restriction base="xs:dateTime"/>
-	</xs:simpleType>
-	<xs:simpleType name="Instruction3Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CHQB"/>
-			<xs:enumeration value="HOLD"/>
-			<xs:enumeration value="PHOB"/>
-			<xs:enumeration value="TELB"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="InstructionForCreditorAgent1">
-		<xs:sequence>
-			<xs:element name="Cd" type="Instruction3Code" minOccurs="0"/>
-			<xs:element name="InstrInf" type="Max140Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="LocalInstrument2Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalLocalInstrument1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="Max10Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="10"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max128Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="128"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max140Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="140"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max15NumericText">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="[0-9]{1,15}"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max16Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="16"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max2048Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="2048"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max34Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="34"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max35Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="35"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max4Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="4"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Max70Text">
-		<xs:restriction base="xs:string">
-			<xs:minLength value="1"/>
-			<xs:maxLength value="70"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="NameAndAddress10">
-		<xs:sequence>
-			<xs:element name="Nm" type="Max140Text"/>
-			<xs:element name="Adr" type="PostalAddress6"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="NamePrefix1Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="DOCT"/>
-			<xs:enumeration value="MIST"/>
-			<xs:enumeration value="MISS"/>
-			<xs:enumeration value="MADM"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="Number">
-		<xs:restriction base="xs:decimal">
-			<xs:fractionDigits value="0"/>
-			<xs:totalDigits value="18"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="OrganisationIdentification4">
-		<xs:sequence>
-			<xs:element name="BICOrBEI" type="AnyBICIdentifier" minOccurs="0"/>
-			<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="OrganisationIdentificationSchemeName1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="Party6Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="OrgId" type="OrganisationIdentification4"/>
-				<xs:element name="PrvtId" type="PersonIdentification5"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="PartyIdentification32">
-		<xs:sequence>
-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>
-			<xs:element name="PstlAdr" type="PostalAddress6" minOccurs="0"/>
-			<xs:element name="Id" type="Party6Choice" minOccurs="0"/>
-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>
-			<xs:element name="CtctDtls" type="ContactDetails2" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="PaymentIdentification1">
-		<xs:sequence>
-			<xs:element name="InstrId" type="Max35Text" minOccurs="0"/>
-			<xs:element name="EndToEndId" type="Max35Text"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="PaymentInstructionInformation3">
-		<xs:sequence>
-			<xs:element name="PmtInfId" type="Max35Text"/>
-			<xs:element name="PmtMtd" type="PaymentMethod3Code"/>
-			<xs:element name="BtchBookg" type="BatchBookingIndicator" minOccurs="0"/>
-			<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>
-			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>
-			<xs:element name="PmtTpInf" type="PaymentTypeInformation19" minOccurs="0"/>
-			<xs:element name="ReqdExctnDt" type="ISODate"/>
-			<xs:element name="PoolgAdjstmntDt" type="ISODate" minOccurs="0"/>
-			<xs:element name="Dbtr" type="PartyIdentification32"/>
-			<xs:element name="DbtrAcct" type="CashAccount16"/>
-			<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification4"/>
-			<xs:element name="DbtrAgtAcct" type="CashAccount16" minOccurs="0"/>
-			<xs:element name="UltmtDbtr" type="PartyIdentification32" minOccurs="0"/>
-			<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>
-			<xs:element name="ChrgsAcct" type="CashAccount16" minOccurs="0"/>
-			<xs:element name="ChrgsAcctAgt" type="BranchAndFinancialInstitutionIdentification4" minOccurs="0"/>
-			<xs:element name="CdtTrfTxInf" type="CreditTransferTransactionInformation10" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="PaymentMethod3Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CHK"/>
-			<xs:enumeration value="TRF"/>
-			<xs:enumeration value="TRA"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="PaymentTypeInformation19">
-		<xs:sequence>
-			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>
-			<xs:element name="SvcLvl" type="ServiceLevel8Choice" minOccurs="0"/>
-			<xs:element name="LclInstrm" type="LocalInstrument2Choice" minOccurs="0"/>
-			<xs:element name="CtgyPurp" type="CategoryPurpose1Choice" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="PercentageRate">
-		<xs:restriction base="xs:decimal">
-			<xs:fractionDigits value="10"/>
-			<xs:totalDigits value="11"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="PersonIdentification5">
-		<xs:sequence>
-			<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth" minOccurs="0"/>
-			<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="PersonIdentificationSchemeName1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalPersonIdentification1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="PhoneNumber">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="PostalAddress6">
-		<xs:sequence>
-			<xs:element name="AdrTp" type="AddressType2Code" minOccurs="0"/>
-			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>
-			<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>
-			<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>
-			<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>
-			<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>
-			<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>
-			<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>
-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>
-			<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="Priority2Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="HIGH"/>
-			<xs:enumeration value="NORM"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="Purpose2Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalPurpose1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="ReferredDocumentInformation3">
-		<xs:sequence>
-			<xs:element name="Tp" type="ReferredDocumentType2" minOccurs="0"/>
-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>
-			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="ReferredDocumentType1Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="DocumentType5Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="ReferredDocumentType2">
-		<xs:sequence>
-			<xs:element name="CdOrPrtry" type="ReferredDocumentType1Choice"/>
-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="RegulatoryAuthority2">
-		<xs:sequence>
-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>
-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="RegulatoryReporting3">
-		<xs:sequence>
-			<xs:element name="DbtCdtRptgInd" type="RegulatoryReportingType1Code" minOccurs="0"/>
-			<xs:element name="Authrty" type="RegulatoryAuthority2" minOccurs="0"/>
-			<xs:element name="Dtls" type="StructuredRegulatoryReporting3" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="RegulatoryReportingType1Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CRED"/>
-			<xs:enumeration value="DEBT"/>
-			<xs:enumeration value="BOTH"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="RemittanceAmount1">
-		<xs:sequence>
-			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="DscntApldAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="TaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="RemittanceInformation5">
-		<xs:sequence>
-			<xs:element name="Ustrd" type="Max140Text" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="Strd" type="StructuredRemittanceInformation7" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="RemittanceLocation2">
-		<xs:sequence>
-			<xs:element name="RmtId" type="Max35Text" minOccurs="0"/>
-			<xs:element name="RmtLctnMtd" type="RemittanceLocationMethod2Code" minOccurs="0"/>
-			<xs:element name="RmtLctnElctrncAdr" type="Max2048Text" minOccurs="0"/>
-			<xs:element name="RmtLctnPstlAdr" type="NameAndAddress10" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="RemittanceLocationMethod2Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FAXI"/>
-			<xs:enumeration value="EDIC"/>
-			<xs:enumeration value="URID"/>
-			<xs:enumeration value="EMAL"/>
-			<xs:enumeration value="POST"/>
-			<xs:enumeration value="SMSM"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:complexType name="ServiceLevel8Choice">
-		<xs:sequence>
-			<xs:choice>
-				<xs:element name="Cd" type="ExternalServiceLevel1Code"/>
-				<xs:element name="Prtry" type="Max35Text"/>
-			</xs:choice>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="StructuredRegulatoryReporting3">
-		<xs:sequence>
-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>
-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>
-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>
-			<xs:element name="Cd" type="Max10Text" minOccurs="0"/>
-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="Inf" type="Max35Text" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="StructuredRemittanceInformation7">
-		<xs:sequence>
-			<xs:element name="RfrdDocInf" type="ReferredDocumentInformation3" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="RfrdDocAmt" type="RemittanceAmount1" minOccurs="0"/>
-			<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>
-			<xs:element name="Invcr" type="PartyIdentification32" minOccurs="0"/>
-			<xs:element name="Invcee" type="PartyIdentification32" minOccurs="0"/>
-			<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="TaxAmount1">
-		<xs:sequence>
-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>
-			<xs:element name="TaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="Dtls" type="TaxRecordDetails1" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="TaxAuthorisation1">
-		<xs:sequence>
-			<xs:element name="Titl" type="Max35Text" minOccurs="0"/>
-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="TaxInformation3">
-		<xs:sequence>
-			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>
-			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>
-			<xs:element name="AdmstnZn" type="Max35Text" minOccurs="0"/>
-			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>
-			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>
-			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>
-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>
-			<xs:element name="SeqNb" type="Number" minOccurs="0"/>
-			<xs:element name="Rcrd" type="TaxRecord1" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="TaxParty1">
-		<xs:sequence>
-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>
-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>
-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="TaxParty2">
-		<xs:sequence>
-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>
-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>
-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>
-			<xs:element name="Authstn" type="TaxAuthorisation1" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="TaxPeriod1">
-		<xs:sequence>
-			<xs:element name="Yr" type="ISODate" minOccurs="0"/>
-			<xs:element name="Tp" type="TaxRecordPeriod1Code" minOccurs="0"/>
-			<xs:element name="FrToDt" type="DatePeriodDetails" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="TaxRecord1">
-		<xs:sequence>
-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>
-			<xs:element name="Ctgy" type="Max35Text" minOccurs="0"/>
-			<xs:element name="CtgyDtls" type="Max35Text" minOccurs="0"/>
-			<xs:element name="DbtrSts" type="Max35Text" minOccurs="0"/>
-			<xs:element name="CertId" type="Max35Text" minOccurs="0"/>
-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>
-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>
-			<xs:element name="TaxAmt" type="TaxAmount1" minOccurs="0"/>
-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="TaxRecordDetails1">
-		<xs:sequence>
-			<xs:element name="Prd" type="TaxPeriod1" minOccurs="0"/>
-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:simpleType name="TaxRecordPeriod1Code">
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="MM01"/>
-			<xs:enumeration value="MM02"/>
-			<xs:enumeration value="MM03"/>
-			<xs:enumeration value="MM04"/>
-			<xs:enumeration value="MM05"/>
-			<xs:enumeration value="MM06"/>
-			<xs:enumeration value="MM07"/>
-			<xs:enumeration value="MM08"/>
-			<xs:enumeration value="MM09"/>
-			<xs:enumeration value="MM10"/>
-			<xs:enumeration value="MM11"/>
-			<xs:enumeration value="MM12"/>
-			<xs:enumeration value="QTR1"/>
-			<xs:enumeration value="QTR2"/>
-			<xs:enumeration value="QTR3"/>
-			<xs:enumeration value="QTR4"/>
-			<xs:enumeration value="HLF1"/>
-			<xs:enumeration value="HLF2"/>
-		</xs:restriction>
-	</xs:simpleType>
-</xs:schema>
\ No newline at end of file
diff --git a/ebics/src/main/resources/xsd/pain.001.001.09.ch.03.xsd b/ebics/src/main/resources/xsd/pain.001.001.09.ch.03.xsd
deleted file mode 100644
index f12da93c..00000000
--- a/ebics/src/main/resources/xsd/pain.001.001.09.ch.03.xsd
+++ /dev/null
@@ -1,1733 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!--

-(C) Copyright 2021, SIX, www.iso-payments.ch

-CH Version for pain.001 Credit Transfer: "pain.001.001.09.ch.03.xsd"

-.ch.:	            Identification for this CH version

-Last part (.03):   CH Version of this scheme

-

-Based on ISO pain.001.001.09 (urn:iso:std:iso:20022:tech:xsd:pain.001.001.09)

--->

-<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09" xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09" elementFormDefault="qualified">

-	<xs:element name="Document" type="Document_pain001_ch"/>

-	<xs:complexType name="AccountIdentification4Choice">

-		<xs:choice>

-			<xs:element name="IBAN" type="IBAN2007Identifier"/>

-			<xs:element name="Othr" type="GenericAccountIdentification1"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="AccountIdentification4Choice_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="AccountIdentification4Choice">

-				<xs:choice>

-					<xs:element name="IBAN" type="IBAN2007Identifier"/>

-					<xs:element name="Othr" type="GenericAccountIdentification1_pain001_ch"/>

-				</xs:choice>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="AccountSchemeName1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalAccountIdentification1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="ActiveOrHistoricCurrencyAndAmount">

-		<xs:simpleContent>

-			<xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-				<xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCode" use="required"/>

-			</xs:extension>

-		</xs:simpleContent>

-	</xs:complexType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-		<xs:restriction base="xs:decimal">

-			<xs:minInclusive value="0"/>

-			<xs:totalDigits value="18"/>

-			<xs:fractionDigits value="5"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ActiveOrHistoricCurrencyCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{3,3}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="AddressType2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="ADDR"/>

-			<xs:enumeration value="BIZZ"/>

-			<xs:enumeration value="DLVY"/>

-			<xs:enumeration value="HOME"/>

-			<xs:enumeration value="MLTO"/>

-			<xs:enumeration value="PBOX"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="AddressType3Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="AddressType2Code"/>

-			<xs:element name="Prtry" type="GenericIdentification30"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="AmountType4Choice">

-		<xs:choice>

-			<xs:element name="InstdAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="EqvtAmt" type="EquivalentAmount2"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:simpleType name="AnyBICDec2014Identifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="Authorisation1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="Authorisation1Code"/>

-			<xs:element name="Prtry" type="Max128Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:simpleType name="Authorisation1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="AUTH"/>

-			<xs:enumeration value="FDET"/>

-			<xs:enumeration value="FSUM"/>

-			<xs:enumeration value="ILEV"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="BaseOneRate">

-		<xs:restriction base="xs:decimal">

-			<xs:totalDigits value="11"/>

-			<xs:fractionDigits value="10"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="BatchBookingIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-	<xs:simpleType name="BICFIDec2014Identifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification6">

-		<xs:sequence>

-			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18"/>

-			<xs:element name="BrnchId" type="BranchData3" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification6_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="BranchAndFinancialInstitutionIdentification6">

-				<xs:sequence>

-					<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18_pain001_ch"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification6_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="BranchAndFinancialInstitutionIdentification6">

-				<xs:sequence>

-					<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18_pain001_ch_2"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification6_pain001_ch_3">

-		<xs:complexContent>

-			<xs:restriction base="BranchAndFinancialInstitutionIdentification6">

-				<xs:sequence>

-					<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18_pain001_ch_3"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="BranchAndFinancialInstitutionIdentification6_pain001_ch_4">

-		<xs:complexContent>

-			<xs:restriction base="BranchAndFinancialInstitutionIdentification6">

-				<xs:sequence>

-					<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18_pain001_ch_4"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="BranchData3">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

-			<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress24" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccount38">

-		<xs:sequence>

-			<xs:element name="Id" type="AccountIdentification4Choice"/>

-			<xs:element name="Tp" type="CashAccountType2Choice" minOccurs="0"/>

-			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="Prxy" type="ProxyAccountIdentification1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CashAccount38_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="CashAccount38">

-				<xs:sequence>

-					<xs:element name="Id" type="AccountIdentification4Choice_pain001_ch"/>

-					<xs:element name="Tp" type="CashAccountType2Choice" minOccurs="0"/>

-					<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-					<xs:element name="Prxy" type="ProxyAccountIdentification1" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="CashAccount38_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="CashAccount38">

-				<xs:sequence>

-					<xs:element name="Id" type="AccountIdentification4Choice_pain001_ch"/>

-					<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-					<xs:element name="Prxy" type="ProxyAccountIdentification1" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="CashAccount38_pain001_ch_3">

-		<xs:complexContent>

-			<xs:restriction base="CashAccount38">

-				<xs:sequence>

-					<xs:element name="Id" type="AccountIdentification4Choice"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="CashAccount38_pain001_ch_4">

-		<xs:complexContent>

-			<xs:restriction base="CashAccount38">

-				<xs:sequence>

-					<xs:element name="Id" type="AccountIdentification4Choice_pain001_ch"/>

-					<xs:element name="Prxy" type="ProxyAccountIdentification1" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="CashAccountType2Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalCashAccountType1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="CategoryPurpose1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalCategoryPurpose1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="CategoryPurpose1Choice_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="CategoryPurpose1Choice">

-				<xs:choice>

-					<xs:element name="Cd" type="ExternalCategoryPurpose1Code"/>

-				</xs:choice>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:simpleType name="ChargeBearerType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CRED"/>

-			<xs:enumeration value="DEBT"/>

-			<xs:enumeration value="SHAR"/>

-			<xs:enumeration value="SLEV"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="Cheque11">

-		<xs:sequence>

-			<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0"/>

-			<xs:element name="ChqNb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="ChqFr" type="NameAndAddress16" minOccurs="0"/>

-			<xs:element name="DlvryMtd" type="ChequeDeliveryMethod1Choice" minOccurs="0"/>

-			<xs:element name="DlvrTo" type="NameAndAddress16" minOccurs="0"/>

-			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

-			<xs:element name="ChqMtrtyDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="MemoFld" type="Max35Text" minOccurs="0" maxOccurs="2"/>

-			<xs:element name="RgnlClrZone" type="Max35Text" minOccurs="0"/>

-			<xs:element name="PrtLctn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Sgntr" type="Max70Text" minOccurs="0" maxOccurs="5"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Cheque11_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="Cheque11">

-				<xs:sequence>

-					<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0"/>

-					<xs:element name="DlvryMtd" type="ChequeDeliveryMethod1Choice" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:simpleType name="ChequeDelivery1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CRCD"/>

-			<xs:enumeration value="CRDB"/>

-			<xs:enumeration value="CRFA"/>

-			<xs:enumeration value="MLCD"/>

-			<xs:enumeration value="MLDB"/>

-			<xs:enumeration value="MLFA"/>

-			<xs:enumeration value="PUCD"/>

-			<xs:enumeration value="PUDB"/>

-			<xs:enumeration value="PUFA"/>

-			<xs:enumeration value="RGCD"/>

-			<xs:enumeration value="RGDB"/>

-			<xs:enumeration value="RGFA"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ChequeDeliveryMethod1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ChequeDelivery1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:simpleType name="ChequeType2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="BCHQ"/>

-			<xs:enumeration value="CCCH"/>

-			<xs:enumeration value="CCHQ"/>

-			<xs:enumeration value="DRFT"/>

-			<xs:enumeration value="ELDR"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ClearingSystemIdentification2Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemIdentification2Choice_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="ClearingSystemIdentification2Choice">

-				<xs:choice>

-					<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

-				</xs:choice>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemMemberIdentification2">

-		<xs:sequence>

-			<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice" minOccurs="0"/>

-			<xs:element name="MmbId" type="Max35Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ClearingSystemMemberIdentification2_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="ClearingSystemMemberIdentification2">

-				<xs:sequence>

-					<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice_pain001_ch" minOccurs="0"/>

-					<xs:element name="MmbId" type="Max35Text"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="Contact4">

-		<xs:sequence>

-			<xs:element name="NmPrfx" type="NamePrefix2Code" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PhneNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="MobNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="FaxNb" type="PhoneNumber" minOccurs="0"/>

-			<xs:element name="EmailAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="EmailPurp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="JobTitl" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Rspnsblty" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="Othr" type="OtherContact1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="PrefrdMtd" type="PreferredContactMethod1Code" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Contact4_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="Contact4">

-				<xs:sequence>

-					<xs:element name="Othr" type="OtherContact1_pain001_ch" minOccurs="0" maxOccurs="4"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:simpleType name="CountryCode">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="CreditDebitCode">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CRDT"/>

-			<xs:enumeration value="DBIT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="CreditorReferenceInformation2">

-		<xs:sequence>

-			<xs:element name="Tp" type="CreditorReferenceType2" minOccurs="0"/>

-			<xs:element name="Ref" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="DocumentType3Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="CreditorReferenceType2">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="CreditorReferenceType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditTransferTransaction34">

-		<xs:sequence>

-			<xs:element name="PmtId" type="PaymentIdentification6"/>

-			<xs:element name="PmtTpInf" type="PaymentTypeInformation26" minOccurs="0"/>

-			<xs:element name="Amt" type="AmountType4Choice"/>

-			<xs:element name="XchgRateInf" type="ExchangeRate1" minOccurs="0"/>

-			<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

-			<xs:element name="ChqInstr" type="Cheque11" minOccurs="0"/>

-			<xs:element name="UltmtDbtr" type="PartyIdentification135" minOccurs="0"/>

-			<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

-			<xs:element name="IntrmyAgt1Acct" type="CashAccount38" minOccurs="0"/>

-			<xs:element name="IntrmyAgt2" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

-			<xs:element name="IntrmyAgt2Acct" type="CashAccount38" minOccurs="0"/>

-			<xs:element name="IntrmyAgt3" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

-			<xs:element name="IntrmyAgt3Acct" type="CashAccount38" minOccurs="0"/>

-			<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

-			<xs:element name="CdtrAgtAcct" type="CashAccount38" minOccurs="0"/>

-			<xs:element name="Cdtr" type="PartyIdentification135" minOccurs="0"/>

-			<xs:element name="CdtrAcct" type="CashAccount38" minOccurs="0"/>

-			<xs:element name="UltmtCdtr" type="PartyIdentification135" minOccurs="0"/>

-			<xs:element name="InstrForCdtrAgt" type="InstructionForCreditorAgent1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Purp" type="Purpose2Choice" minOccurs="0"/>

-			<xs:element name="RgltryRptg" type="RegulatoryReporting3" minOccurs="0" maxOccurs="10"/>

-			<xs:element name="Tax" type="TaxInformation8" minOccurs="0"/>

-			<xs:element name="RltdRmtInf" type="RemittanceLocation7" minOccurs="0" maxOccurs="10"/>

-			<xs:element name="RmtInf" type="RemittanceInformation16" minOccurs="0"/>

-			<xs:element name="SplmtryData" type="SupplementaryData1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CreditTransferTransaction34_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="CreditTransferTransaction34">

-				<xs:sequence>

-					<xs:element name="PmtId" type="PaymentIdentification6_pain001_ch"/>

-					<xs:element name="PmtTpInf" type="PaymentTypeInformation26_pain001_ch_2" minOccurs="0"/>

-					<xs:element name="Amt" type="AmountType4Choice"/>

-					<xs:element name="XchgRateInf" type="ExchangeRate1" minOccurs="0"/>

-					<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

-					<xs:element name="ChqInstr" type="Cheque11_pain001_ch" minOccurs="0"/>

-					<xs:element name="UltmtDbtr" type="PartyIdentification135_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification6_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="IntrmyAgt1Acct" type="CashAccount38_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification6_pain001_ch_4" minOccurs="0"/>

-					<xs:element name="CdtrAgtAcct" type="CashAccount38_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="Cdtr" type="PartyIdentification135_pain001_ch_4" minOccurs="0"/>

-					<xs:element name="CdtrAcct" type="CashAccount38_pain001_ch_4" minOccurs="0"/>

-					<xs:element name="UltmtCdtr" type="PartyIdentification135_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="InstrForCdtrAgt" type="InstructionForCreditorAgent1" minOccurs="0" maxOccurs="2"/>

-					<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

-					<xs:element name="Purp" type="Purpose2Choice_pain001_ch" minOccurs="0"/>

-					<xs:element name="RgltryRptg" type="RegulatoryReporting3" minOccurs="0" maxOccurs="10"/>

-					<xs:element name="RltdRmtInf" type="RemittanceLocation7" minOccurs="0"/>

-					<xs:element name="RmtInf" type="RemittanceInformation16_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="CustomerCreditTransferInitiationV09">

-		<xs:sequence>

-			<xs:element name="GrpHdr" type="GroupHeader85"/>

-			<xs:element name="PmtInf" type="PaymentInstruction30" maxOccurs="unbounded"/>

-			<xs:element name="SplmtryData" type="SupplementaryData1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="CustomerCreditTransferInitiationV09_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="CustomerCreditTransferInitiationV09">

-				<xs:sequence>

-					<xs:element name="GrpHdr" type="GroupHeader85_pain001_ch"/>

-					<xs:element name="PmtInf" type="PaymentInstruction30_pain001_ch" maxOccurs="unbounded"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="DateAndDateTime2Choice">

-		<xs:choice>

-			<xs:element name="Dt" type="ISODate"/>

-			<xs:element name="DtTm" type="ISODateTime"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="DateAndPlaceOfBirth1">

-		<xs:sequence>

-			<xs:element name="BirthDt" type="ISODate"/>

-			<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CityOfBirth" type="Max35Text"/>

-			<xs:element name="CtryOfBirth" type="CountryCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DatePeriod2">

-		<xs:sequence>

-			<xs:element name="FrDt" type="ISODate"/>

-			<xs:element name="ToDt" type="ISODate"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="DecimalNumber">

-		<xs:restriction base="xs:decimal">

-			<xs:totalDigits value="18"/>

-			<xs:fractionDigits value="17"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="DiscountAmountAndType1">

-		<xs:sequence>

-			<xs:element name="Tp" type="DiscountAmountType1Choice" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DiscountAmountType1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalDiscountAmountType1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="Document">

-		<xs:sequence>

-			<xs:element name="CstmrCdtTrfInitn" type="CustomerCreditTransferInitiationV09"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentAdjustment1">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

-			<xs:element name="Rsn" type="Max4Text" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentLineIdentification1">

-		<xs:sequence>

-			<xs:element name="Tp" type="DocumentLineType1" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentLineInformation1">

-		<xs:sequence>

-			<xs:element name="Id" type="DocumentLineIdentification1" maxOccurs="unbounded"/>

-			<xs:element name="Desc" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="Amt" type="RemittanceAmount3" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentLineType1">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="DocumentLineType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="DocumentLineType1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalDocumentLineType1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:simpleType name="DocumentType3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="FXDR"/>

-			<xs:enumeration value="PUOR"/>

-			<xs:enumeration value="RADM"/>

-			<xs:enumeration value="RPIN"/>

-			<xs:enumeration value="SCOR"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="DocumentType6Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="AROI"/>

-			<xs:enumeration value="BOLD"/>

-			<xs:enumeration value="CINV"/>

-			<xs:enumeration value="CMCN"/>

-			<xs:enumeration value="CNFA"/>

-			<xs:enumeration value="CREN"/>

-			<xs:enumeration value="DEBN"/>

-			<xs:enumeration value="DISP"/>

-			<xs:enumeration value="DNFA"/>

-			<xs:enumeration value="HIRI"/>

-			<xs:enumeration value="MSIN"/>

-			<xs:enumeration value="PUOR"/>

-			<xs:enumeration value="SBIN"/>

-			<xs:enumeration value="SOAC"/>

-			<xs:enumeration value="TSUT"/>

-			<xs:enumeration value="VCHR"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="Document_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="Document">

-				<xs:sequence>

-					<xs:element name="CstmrCdtTrfInitn" type="CustomerCreditTransferInitiationV09_pain001_ch"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="EquivalentAmount2">

-		<xs:sequence>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-			<xs:element name="CcyOfTrf" type="ActiveOrHistoricCurrencyCode"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="Exact4AlphaNumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[a-zA-Z0-9]{4}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ExchangeRate1">

-		<xs:sequence>

-			<xs:element name="UnitCcy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

-			<xs:element name="XchgRate" type="BaseOneRate" minOccurs="0"/>

-			<xs:element name="RateTp" type="ExchangeRateType1Code" minOccurs="0"/>

-			<xs:element name="CtrctId" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ExchangeRateType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="AGRD"/>

-			<xs:enumeration value="SALE"/>

-			<xs:enumeration value="SPOT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalAccountIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalCashAccountType1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalCategoryPurpose1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalClearingSystemIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="5"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalDiscountAmountType1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalDocumentLineType1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalGarnishmentType1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalLocalInstrument1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalOrganisationIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPersonIdentification1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalProxyAccountType1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalPurpose1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalServiceLevel1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="ExternalTaxAmountType1Code">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="FinancialIdentificationSchemeName1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification18">

-		<xs:sequence>

-			<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

-			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

-			<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress24" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericFinancialIdentification1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification18_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="FinancialInstitutionIdentification18">

-				<xs:sequence>

-					<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

-					<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

-					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch" minOccurs="0"/>

-					<xs:element name="Othr" type="GenericFinancialIdentification1_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification18_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="FinancialInstitutionIdentification18">

-				<xs:sequence>

-					<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

-					<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2_pain001_ch" minOccurs="0"/>

-					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification18_pain001_ch_3">

-		<xs:complexContent>

-			<xs:restriction base="FinancialInstitutionIdentification18">

-				<xs:sequence>

-					<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

-					<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2_pain001_ch" minOccurs="0"/>

-					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_4" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="FinancialInstitutionIdentification18_pain001_ch_4">

-		<xs:complexContent>

-			<xs:restriction base="FinancialInstitutionIdentification18">

-				<xs:sequence>

-					<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

-					<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2_pain001_ch" minOccurs="0"/>

-					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="Othr" type="GenericFinancialIdentification1_pain001_ch_2" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="Garnishment3">

-		<xs:sequence>

-			<xs:element name="Tp" type="GarnishmentType1"/>

-			<xs:element name="Grnshee" type="PartyIdentification135" minOccurs="0"/>

-			<xs:element name="GrnshmtAdmstr" type="PartyIdentification135" minOccurs="0"/>

-			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="FmlyMdclInsrncInd" type="TrueFalseIndicator" minOccurs="0"/>

-			<xs:element name="MplyeeTermntnInd" type="TrueFalseIndicator" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="Garnishment3_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="Garnishment3">

-				<xs:sequence>

-					<xs:element name="Tp" type="GarnishmentType1"/>

-					<xs:element name="Grnshee" type="PartyIdentification135_pain001_ch_5" minOccurs="0"/>

-					<xs:element name="GrnshmtAdmstr" type="PartyIdentification135_pain001_ch_5" minOccurs="0"/>

-					<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

-					<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-					<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-					<xs:element name="FmlyMdclInsrncInd" type="TrueFalseIndicator" minOccurs="0"/>

-					<xs:element name="MplyeeTermntnInd" type="TrueFalseIndicator" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="GarnishmentType1">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="GarnishmentType1Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GarnishmentType1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalGarnishmentType1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="GenericAccountIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max34Text"/>

-			<xs:element name="SchmeNm" type="AccountSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericAccountIdentification1_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="GenericAccountIdentification1">

-				<xs:sequence>

-					<xs:element name="Id" type="Max34Text"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="GenericFinancialIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericFinancialIdentification1_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="GenericFinancialIdentification1">

-				<xs:sequence>

-					<xs:element name="Id" type="Max35Text"/>

-					<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="GenericFinancialIdentification1_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="GenericFinancialIdentification1">

-				<xs:sequence>

-					<xs:element name="Id" type="Max35Text"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="GenericIdentification30">

-		<xs:sequence>

-			<xs:element name="Id" type="Exact4AlphaNumericText"/>

-			<xs:element name="Issr" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericOrganisationIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GenericPersonIdentification1">

-		<xs:sequence>

-			<xs:element name="Id" type="Max35Text"/>

-			<xs:element name="SchmeNm" type="PersonIdentificationSchemeName1Choice" minOccurs="0"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GroupHeader85">

-		<xs:sequence>

-			<xs:element name="MsgId" type="Max35Text"/>

-			<xs:element name="CreDtTm" type="ISODateTime"/>

-			<xs:element name="Authstn" type="Authorisation1Choice" minOccurs="0" maxOccurs="2"/>

-			<xs:element name="NbOfTxs" type="Max15NumericText"/>

-			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="InitgPty" type="PartyIdentification135"/>

-			<xs:element name="FwdgAgt" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="GroupHeader85_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="GroupHeader85">

-				<xs:sequence>

-					<xs:element name="MsgId" type="Max35Text_pain001_ch"/>

-					<xs:element name="CreDtTm" type="ISODateTime"/>

-					<xs:element name="NbOfTxs" type="Max15NumericText"/>

-					<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

-					<xs:element name="InitgPty" type="PartyIdentification135_pain001_ch"/>

-					<xs:element name="FwdgAgt" type="BranchAndFinancialInstitutionIdentification6_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:simpleType name="IBAN2007Identifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Instruction3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CHQB"/>

-			<xs:enumeration value="HOLD"/>

-			<xs:enumeration value="PHOB"/>

-			<xs:enumeration value="TELB"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="InstructionForCreditorAgent1">

-		<xs:sequence>

-			<xs:element name="Cd" type="Instruction3Code" minOccurs="0"/>

-			<xs:element name="InstrInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="ISODate">

-		<xs:restriction base="xs:date"/>

-	</xs:simpleType>

-	<xs:simpleType name="ISODateTime">

-		<xs:restriction base="xs:dateTime"/>

-	</xs:simpleType>

-	<xs:simpleType name="LEIIdentifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[A-Z0-9]{18,18}[0-9]{2,2}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="LocalInstrument2Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalLocalInstrument1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:simpleType name="Max10Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="10"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max128Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="128"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max140Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="140"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max15NumericText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[0-9]{1,15}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max16Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="16"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max2048Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="2048"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max34Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="34"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max350Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="350"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max35Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max35Text_pain001_ch">

-		<xs:restriction base="Max35Text">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="35"/>

-			<xs:pattern value="([A-Za-z0-9]|[+|\?|/|\-|:|\(|\)|\.|,|&apos;|\p{Zs}])*"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max4Text">

-		<xs:restriction base="xs:string">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Max70Text">

-		<xs:restriction base="SPSText">

-			<xs:minLength value="1"/>

-			<xs:maxLength value="70"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="NameAndAddress16">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text"/>

-			<xs:element name="Adr" type="PostalAddress24"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="NamePrefix2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="DOCT"/>

-			<xs:enumeration value="MADM"/>

-			<xs:enumeration value="MIKS"/>

-			<xs:enumeration value="MISS"/>

-			<xs:enumeration value="MIST"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Number">

-		<xs:restriction base="xs:decimal">

-			<xs:totalDigits value="18"/>

-			<xs:fractionDigits value="0"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="OrganisationIdentification29">

-		<xs:sequence>

-			<xs:element name="AnyBIC" type="AnyBICDec2014Identifier" minOccurs="0"/>

-			<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentification29_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="OrganisationIdentification29">

-				<xs:sequence>

-					<xs:element name="AnyBIC" type="AnyBICDec2014Identifier" minOccurs="0"/>

-					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-					<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentification29_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="OrganisationIdentification29">

-				<xs:sequence>

-					<xs:element name="AnyBIC" type="AnyBICDec2014Identifier" minOccurs="0"/>

-					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

-					<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="2"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="OrganisationIdentificationSchemeName1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="OtherContact1">

-		<xs:sequence>

-			<xs:element name="ChanlTp" type="Max4Text"/>

-			<xs:element name="Id" type="Max128Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="OtherContact1_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="OtherContact1">

-				<xs:sequence>

-					<xs:element name="ChanlTp" type="Max4Text"/>

-					<xs:element name="Id" type="Max128Text"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="Party38Choice">

-		<xs:choice>

-			<xs:element name="OrgId" type="OrganisationIdentification29"/>

-			<xs:element name="PrvtId" type="PersonIdentification13"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="Party38Choice_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="Party38Choice">

-				<xs:choice>

-					<xs:element name="OrgId" type="OrganisationIdentification29_pain001_ch"/>

-					<xs:element name="PrvtId" type="PersonIdentification13_pain001_ch"/>

-				</xs:choice>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="Party38Choice_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="Party38Choice">

-				<xs:choice>

-					<xs:element name="OrgId" type="OrganisationIdentification29_pain001_ch_2"/>

-					<xs:element name="PrvtId" type="PersonIdentification13_pain001_ch_2"/>

-				</xs:choice>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification135">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="PostalAddress24" minOccurs="0"/>

-			<xs:element name="Id" type="Party38Choice" minOccurs="0"/>

-			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-			<xs:element name="CtctDtls" type="Contact4" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification135_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="PartyIdentification135">

-				<xs:sequence>

-					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-					<xs:element name="Id" type="Party38Choice_pain001_ch" minOccurs="0"/>

-					<xs:element name="CtctDtls" type="Contact4_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification135_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="PartyIdentification135">

-				<xs:sequence>

-					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_2" minOccurs="0"/>

-					<xs:element name="Id" type="Party38Choice_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification135_pain001_ch_3">

-		<xs:complexContent>

-			<xs:restriction base="PartyIdentification135">

-				<xs:sequence>

-					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="Id" type="Party38Choice_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification135_pain001_ch_4">

-		<xs:complexContent>

-			<xs:restriction base="PartyIdentification135">

-				<xs:sequence>

-					<xs:element name="Nm" type="Max140Text"/>

-					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="Id" type="Party38Choice_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PartyIdentification135_pain001_ch_5">

-		<xs:complexContent>

-			<xs:restriction base="PartyIdentification135">

-				<xs:sequence>

-					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_5" minOccurs="0"/>

-					<xs:element name="Id" type="Party38Choice_pain001_ch_2" minOccurs="0"/>

-					<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PaymentIdentification6">

-		<xs:sequence>

-			<xs:element name="InstrId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="EndToEndId" type="Max35Text"/>

-			<xs:element name="UETR" type="UUIDv4Identifier" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PaymentIdentification6_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="PaymentIdentification6">

-				<xs:sequence>

-					<xs:element name="InstrId" type="Max35Text_pain001_ch" minOccurs="0"/>

-					<xs:element name="EndToEndId" type="Max35Text_pain001_ch"/>

-					<xs:element name="UETR" type="UUIDv4Identifier" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PaymentInstruction30">

-		<xs:sequence>

-			<xs:element name="PmtInfId" type="Max35Text"/>

-			<xs:element name="PmtMtd" type="PaymentMethod3Code"/>

-			<xs:element name="BtchBookg" type="BatchBookingIndicator" minOccurs="0"/>

-			<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>

-			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

-			<xs:element name="PmtTpInf" type="PaymentTypeInformation26" minOccurs="0"/>

-			<xs:element name="ReqdExctnDt" type="DateAndDateTime2Choice"/>

-			<xs:element name="PoolgAdjstmntDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="Dbtr" type="PartyIdentification135"/>

-			<xs:element name="DbtrAcct" type="CashAccount38"/>

-			<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-			<xs:element name="DbtrAgtAcct" type="CashAccount38" minOccurs="0"/>

-			<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

-			<xs:element name="UltmtDbtr" type="PartyIdentification135" minOccurs="0"/>

-			<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

-			<xs:element name="ChrgsAcct" type="CashAccount38" minOccurs="0"/>

-			<xs:element name="ChrgsAcctAgt" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

-			<xs:element name="CdtTrfTxInf" type="CreditTransferTransaction34" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PaymentInstruction30_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="PaymentInstruction30">

-				<xs:sequence>

-					<xs:element name="PmtInfId" type="Max35Text_pain001_ch"/>

-					<xs:element name="PmtMtd" type="PaymentMethod3Code"/>

-					<xs:element name="BtchBookg" type="BatchBookingIndicator" minOccurs="0"/>

-					<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>

-					<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

-					<xs:element name="PmtTpInf" type="PaymentTypeInformation26_pain001_ch" minOccurs="0"/>

-					<xs:element name="ReqdExctnDt" type="DateAndDateTime2Choice"/>

-					<xs:element name="Dbtr" type="PartyIdentification135_pain001_ch_2"/>

-					<xs:element name="DbtrAcct" type="CashAccount38_pain001_ch"/>

-					<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification6_pain001_ch_2"/>

-					<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

-					<xs:element name="UltmtDbtr" type="PartyIdentification135_pain001_ch_3" minOccurs="0"/>

-					<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

-					<xs:element name="ChrgsAcct" type="CashAccount38_pain001_ch_2" minOccurs="0"/>

-					<xs:element name="CdtTrfTxInf" type="CreditTransferTransaction34_pain001_ch" maxOccurs="unbounded"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:simpleType name="PaymentMethod3Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CHK"/>

-			<xs:enumeration value="TRA"/>

-			<xs:enumeration value="TRF"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PaymentTypeInformation26">

-		<xs:sequence>

-			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

-			<xs:element name="SvcLvl" type="ServiceLevel8Choice" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="LclInstrm" type="LocalInstrument2Choice" minOccurs="0"/>

-			<xs:element name="CtgyPurp" type="CategoryPurpose1Choice" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PaymentTypeInformation26_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="PaymentTypeInformation26">

-				<xs:sequence>

-					<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

-					<xs:element name="SvcLvl" type="ServiceLevel8Choice" minOccurs="0" maxOccurs="3"/>

-					<xs:element name="LclInstrm" type="LocalInstrument2Choice" minOccurs="0"/>

-					<xs:element name="CtgyPurp" type="CategoryPurpose1Choice_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PaymentTypeInformation26_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="PaymentTypeInformation26">

-				<xs:sequence>

-					<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

-					<xs:element name="SvcLvl" type="ServiceLevel8Choice" minOccurs="0" maxOccurs="3"/>

-					<xs:element name="LclInstrm" type="LocalInstrument2Choice" minOccurs="0"/>

-					<xs:element name="CtgyPurp" type="CategoryPurpose1Choice" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:simpleType name="PercentageRate">

-		<xs:restriction base="xs:decimal">

-			<xs:totalDigits value="11"/>

-			<xs:fractionDigits value="10"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PersonIdentification13">

-		<xs:sequence>

-			<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth1" minOccurs="0"/>

-			<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PersonIdentification13_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="PersonIdentification13">

-				<xs:sequence>

-					<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth1" minOccurs="0"/>

-					<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PersonIdentification13_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="PersonIdentification13">

-				<xs:sequence>

-					<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth1" minOccurs="0"/>

-					<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="2"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PersonIdentificationSchemeName1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalPersonIdentification1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:simpleType name="PhoneNumber">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="PostalAddress24">

-		<xs:sequence>

-			<xs:element name="AdrTp" type="AddressType3Choice" minOccurs="0"/>

-			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-			<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-			<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-			<xs:element name="BldgNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Flr" type="Max70Text" minOccurs="0"/>

-			<xs:element name="PstBx" type="Max16Text" minOccurs="0"/>

-			<xs:element name="Room" type="Max70Text" minOccurs="0"/>

-			<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-			<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TwnLctnNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="DstrctNm" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-			<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="PostalAddress24_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="PostalAddress24">

-				<xs:sequence>

-					<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PostalAddress24_pain001_ch_2">

-		<xs:complexContent>

-			<xs:restriction base="PostalAddress24">

-				<xs:sequence>

-					<xs:element name="AdrTp" type="AddressType3Choice" minOccurs="0"/>

-					<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-					<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-					<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-					<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-					<xs:element name="BldgNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="Flr" type="Max70Text" minOccurs="0"/>

-					<xs:element name="PstBx" type="Max16Text" minOccurs="0"/>

-					<xs:element name="Room" type="Max70Text" minOccurs="0"/>

-					<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-					<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="TwnLctnNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="DstrctNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-					<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-					<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="2"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PostalAddress24_pain001_ch_3">

-		<xs:complexContent>

-			<xs:restriction base="PostalAddress24">

-				<xs:sequence>

-					<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-					<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-					<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-					<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-					<xs:element name="BldgNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="Flr" type="Max70Text" minOccurs="0"/>

-					<xs:element name="PstBx" type="Max16Text" minOccurs="0"/>

-					<xs:element name="Room" type="Max70Text" minOccurs="0"/>

-					<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-					<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="TwnLctnNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="DstrctNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-					<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-					<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="2"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PostalAddress24_pain001_ch_4">

-		<xs:complexContent>

-			<xs:restriction base="PostalAddress24">

-				<xs:sequence>

-					<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="2"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="PostalAddress24_pain001_ch_5">

-		<xs:complexContent>

-			<xs:restriction base="PostalAddress24">

-				<xs:sequence>

-					<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

-					<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

-					<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

-					<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

-					<xs:element name="BldgNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="Flr" type="Max70Text" minOccurs="0"/>

-					<xs:element name="PstBx" type="Max16Text" minOccurs="0"/>

-					<xs:element name="Room" type="Max70Text" minOccurs="0"/>

-					<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

-					<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="TwnLctnNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="DstrctNm" type="Max35Text" minOccurs="0"/>

-					<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

-					<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:simpleType name="PreferredContactMethod1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="CELL"/>

-			<xs:enumeration value="FAXX"/>

-			<xs:enumeration value="LETT"/>

-			<xs:enumeration value="MAIL"/>

-			<xs:enumeration value="PHON"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="Priority2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="HIGH"/>

-			<xs:enumeration value="NORM"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ProxyAccountIdentification1">

-		<xs:sequence>

-			<xs:element name="Tp" type="ProxyAccountType1Choice" minOccurs="0"/>

-			<xs:element name="Id" type="Max2048Text"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ProxyAccountType1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalProxyAccountType1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="Purpose2Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalPurpose1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="Purpose2Choice_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="Purpose2Choice">

-				<xs:choice>

-					<xs:element name="Cd" type="ExternalPurpose1Code"/>

-				</xs:choice>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentInformation7">

-		<xs:sequence>

-			<xs:element name="Tp" type="ReferredDocumentType4" minOccurs="0"/>

-			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>

-			<xs:element name="LineDtls" type="DocumentLineInformation1" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType3Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="DocumentType6Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="ReferredDocumentType4">

-		<xs:sequence>

-			<xs:element name="CdOrPrtry" type="ReferredDocumentType3Choice"/>

-			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RegulatoryAuthority2">

-		<xs:sequence>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RegulatoryReporting3">

-		<xs:sequence>

-			<xs:element name="DbtCdtRptgInd" type="RegulatoryReportingType1Code" minOccurs="0"/>

-			<xs:element name="Authrty" type="RegulatoryAuthority2" minOccurs="0"/>

-			<xs:element name="Dtls" type="StructuredRegulatoryReporting3" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="RegulatoryReportingType1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="BOTH"/>

-			<xs:enumeration value="CRED"/>

-			<xs:enumeration value="DEBT"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="RemittanceAmount2">

-		<xs:sequence>

-			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="DscntApldAmt" type="DiscountAmountAndType1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="TaxAmountAndType1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceAmount3">

-		<xs:sequence>

-			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="DscntApldAmt" type="DiscountAmountAndType1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="TaxAmountAndType1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceInformation16">

-		<xs:sequence>

-			<xs:element name="Ustrd" type="Max140Text" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="Strd" type="StructuredRemittanceInformation16" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceInformation16_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="RemittanceInformation16">

-				<xs:sequence>

-					<xs:element name="Ustrd" type="Max140Text" minOccurs="0"/>

-					<xs:element name="Strd" type="StructuredRemittanceInformation16_pain001_ch" minOccurs="0"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="RemittanceLocation7">

-		<xs:sequence>

-			<xs:element name="RmtId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RmtLctnDtls" type="RemittanceLocationData1" minOccurs="0" maxOccurs="2"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="RemittanceLocationData1">

-		<xs:sequence>

-			<xs:element name="Mtd" type="RemittanceLocationMethod2Code"/>

-			<xs:element name="ElctrncAdr" type="Max2048Text" minOccurs="0"/>

-			<xs:element name="PstlAdr" type="NameAndAddress16" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="RemittanceLocationMethod2Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="EDIC"/>

-			<xs:enumeration value="EMAL"/>

-			<xs:enumeration value="FAXI"/>

-			<xs:enumeration value="POST"/>

-			<xs:enumeration value="SMSM"/>

-			<xs:enumeration value="URID"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="ServiceLevel8Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalServiceLevel1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:simpleType name="SPSText">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[\p{IsBasicLatin}\p{IsLatin-1Supplement}\p{IsLatinExtended-A}€ȘșȚț-[\p{C}]]+"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:complexType name="StructuredRegulatoryReporting3">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

-			<xs:element name="Cd" type="Max10Text" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Inf" type="Max35Text" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="StructuredRemittanceInformation16">

-		<xs:sequence>

-			<xs:element name="RfrdDocInf" type="ReferredDocumentInformation7" minOccurs="0" maxOccurs="unbounded"/>

-			<xs:element name="RfrdDocAmt" type="RemittanceAmount2" minOccurs="0"/>

-			<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>

-			<xs:element name="Invcr" type="PartyIdentification135" minOccurs="0"/>

-			<xs:element name="Invcee" type="PartyIdentification135" minOccurs="0"/>

-			<xs:element name="TaxRmt" type="TaxInformation7" minOccurs="0"/>

-			<xs:element name="GrnshmtRmt" type="Garnishment3" minOccurs="0"/>

-			<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="StructuredRemittanceInformation16_pain001_ch">

-		<xs:complexContent>

-			<xs:restriction base="StructuredRemittanceInformation16">

-				<xs:sequence>

-					<xs:element name="RfrdDocInf" type="ReferredDocumentInformation7" minOccurs="0" maxOccurs="unbounded"/>

-					<xs:element name="RfrdDocAmt" type="RemittanceAmount2" minOccurs="0"/>

-					<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>

-					<xs:element name="Invcr" type="PartyIdentification135_pain001_ch_5" minOccurs="0"/>

-					<xs:element name="Invcee" type="PartyIdentification135_pain001_ch_5" minOccurs="0"/>

-					<xs:element name="TaxRmt" type="TaxInformation7" minOccurs="0"/>

-					<xs:element name="GrnshmtRmt" type="Garnishment3_pain001_ch" minOccurs="0"/>

-					<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>

-				</xs:sequence>

-			</xs:restriction>

-		</xs:complexContent>

-	</xs:complexType>

-	<xs:complexType name="SupplementaryData1">

-		<xs:sequence>

-			<xs:element name="PlcAndNm" type="Max350Text" minOccurs="0"/>

-			<xs:element name="Envlp" type="SupplementaryDataEnvelope1"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="SupplementaryDataEnvelope1">

-		<xs:sequence>

-			<xs:any namespace="##any" processContents="lax"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAmount2">

-		<xs:sequence>

-			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

-			<xs:element name="TaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dtls" type="TaxRecordDetails2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAmountAndType1">

-		<xs:sequence>

-			<xs:element name="Tp" type="TaxAmountType1Choice" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxAmountType1Choice">

-		<xs:choice>

-			<xs:element name="Cd" type="ExternalTaxAmountType1Code"/>

-			<xs:element name="Prtry" type="Max35Text"/>

-		</xs:choice>

-	</xs:complexType>

-	<xs:complexType name="TaxAuthorisation1">

-		<xs:sequence>

-			<xs:element name="Titl" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxInformation7">

-		<xs:sequence>

-			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>

-			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>

-			<xs:element name="UltmtDbtr" type="TaxParty2" minOccurs="0"/>

-			<xs:element name="AdmstnZone" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="SeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="Rcrd" type="TaxRecord2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxInformation8">

-		<xs:sequence>

-			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>

-			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>

-			<xs:element name="AdmstnZone" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

-			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

-			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

-			<xs:element name="SeqNb" type="Number" minOccurs="0"/>

-			<xs:element name="Rcrd" type="TaxRecord2" minOccurs="0" maxOccurs="unbounded"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty1">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxParty2">

-		<xs:sequence>

-			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Authstn" type="TaxAuthorisation1" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxPeriod2">

-		<xs:sequence>

-			<xs:element name="Yr" type="ISODate" minOccurs="0"/>

-			<xs:element name="Tp" type="TaxRecordPeriod1Code" minOccurs="0"/>

-			<xs:element name="FrToDt" type="DatePeriod2" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecord2">

-		<xs:sequence>

-			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Ctgy" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CtgyDtls" type="Max35Text" minOccurs="0"/>

-			<xs:element name="DbtrSts" type="Max35Text" minOccurs="0"/>

-			<xs:element name="CertId" type="Max35Text" minOccurs="0"/>

-			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

-			<xs:element name="Prd" type="TaxPeriod2" minOccurs="0"/>

-			<xs:element name="TaxAmt" type="TaxAmount2" minOccurs="0"/>

-			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:complexType name="TaxRecordDetails2">

-		<xs:sequence>

-			<xs:element name="Prd" type="TaxPeriod2" minOccurs="0"/>

-			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-		</xs:sequence>

-	</xs:complexType>

-	<xs:simpleType name="TaxRecordPeriod1Code">

-		<xs:restriction base="xs:string">

-			<xs:enumeration value="HLF1"/>

-			<xs:enumeration value="HLF2"/>

-			<xs:enumeration value="MM01"/>

-			<xs:enumeration value="MM02"/>

-			<xs:enumeration value="MM03"/>

-			<xs:enumeration value="MM04"/>

-			<xs:enumeration value="MM05"/>

-			<xs:enumeration value="MM06"/>

-			<xs:enumeration value="MM07"/>

-			<xs:enumeration value="MM08"/>

-			<xs:enumeration value="MM09"/>

-			<xs:enumeration value="MM10"/>

-			<xs:enumeration value="MM11"/>

-			<xs:enumeration value="MM12"/>

-			<xs:enumeration value="QTR1"/>

-			<xs:enumeration value="QTR2"/>

-			<xs:enumeration value="QTR3"/>

-			<xs:enumeration value="QTR4"/>

-		</xs:restriction>

-	</xs:simpleType>

-	<xs:simpleType name="TrueFalseIndicator">

-		<xs:restriction base="xs:boolean"/>

-	</xs:simpleType>

-	<xs:simpleType name="UUIDv4Identifier">

-		<xs:restriction base="xs:string">

-			<xs:pattern value="[a-f0-9]{8}-[a-f0-9]{4}-4[a-f0-9]{3}-[89ab][a-f0-9]{3}-[a-f0-9]{12}"/>

-		</xs:restriction>

-	</xs:simpleType>

-</xs:schema>

diff --git a/ebics/src/main/resources/xsd/pain.002.001.13.xsd b/ebics/src/main/resources/xsd/pain.002.001.13.xsd
deleted file mode 100644
index 01d18ba4..00000000
--- a/ebics/src/main/resources/xsd/pain.002.001.13.xsd
+++ /dev/null
@@ -1,1253 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>

-<!--Generated by Standards Editor (build:R1.6.22) on 2023 Feb 09 10:24:15, ISO 20022 version : 2013-->

-<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:pain.002.001.13" xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified" targetNamespace="urn:iso:std:iso:20022:tech:xsd:pain.002.001.13">

-    <xs:element name="Document" type="Document"/>

-    <xs:complexType name="AccountIdentification4Choice">

-        <xs:choice>

-            <xs:element name="IBAN" type="IBAN2007Identifier"/>

-            <xs:element name="Othr" type="GenericAccountIdentification1"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="AccountSchemeName1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalAccountIdentification1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:simpleType name="ActiveCurrencyAndAmount_SimpleType">

-        <xs:restriction base="xs:decimal">

-            <xs:fractionDigits value="5"/>

-            <xs:totalDigits value="18"/>

-            <xs:minInclusive value="0"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="ActiveCurrencyAndAmount">

-        <xs:simpleContent>

-            <xs:extension base="ActiveCurrencyAndAmount_SimpleType">

-                <xs:attribute name="Ccy" type="ActiveCurrencyCode" use="required"/>

-            </xs:extension>

-        </xs:simpleContent>

-    </xs:complexType>

-    <xs:simpleType name="ActiveCurrencyCode">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[A-Z]{3,3}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-        <xs:restriction base="xs:decimal">

-            <xs:fractionDigits value="5"/>

-            <xs:totalDigits value="18"/>

-            <xs:minInclusive value="0"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="ActiveOrHistoricCurrencyAndAmount">

-        <xs:simpleContent>

-            <xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleType">

-                <xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCode" use="required"/>

-            </xs:extension>

-        </xs:simpleContent>

-    </xs:complexType>

-    <xs:simpleType name="ActiveOrHistoricCurrencyCode">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[A-Z]{3,3}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="AddressType2Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="ADDR"/>

-            <xs:enumeration value="PBOX"/>

-            <xs:enumeration value="HOME"/>

-            <xs:enumeration value="BIZZ"/>

-            <xs:enumeration value="MLTO"/>

-            <xs:enumeration value="DLVY"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="AddressType3Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="AddressType2Code"/>

-            <xs:element name="Prtry" type="GenericIdentification30"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="AmendmentInformationDetails14">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlMndtId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlCdtrSchmeId" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlCdtrAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlCdtrAgtAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlDbtr" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlDbtrAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlDbtrAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlDbtrAgtAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlFnlColltnDt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlFrqcy" type="Frequency36Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlRsn" type="MandateSetupReason1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlTrckgDays" type="Exact2NumericText"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="AmountType4Choice">

-        <xs:choice>

-            <xs:element name="InstdAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element name="EqvtAmt" type="EquivalentAmount2"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:simpleType name="AnyBICDec2014Identifier">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="BICFIDec2014Identifier">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="BaseOneRate">

-        <xs:restriction base="xs:decimal">

-            <xs:fractionDigits value="10"/>

-            <xs:totalDigits value="11"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="BranchAndFinancialInstitutionIdentification6">

-        <xs:sequence>

-            <xs:element name="FinInstnId" type="FinancialInstitutionIdentification18"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="BrnchId" type="BranchData3"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="BranchData3">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress24"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="CashAccount40">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="AccountIdentification4Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="CashAccountType2Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Ccy" type="ActiveOrHistoricCurrencyCode"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max70Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Prxy" type="ProxyAccountIdentification1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="CashAccountType2Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalCashAccountType1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="CategoryPurpose1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalCategoryPurpose1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:simpleType name="ChargeBearerType1Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="DEBT"/>

-            <xs:enumeration value="CRED"/>

-            <xs:enumeration value="SHAR"/>

-            <xs:enumeration value="SLEV"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="ChargeType3Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalChargeType1Code"/>

-            <xs:element name="Prtry" type="GenericIdentification3"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="Charges12">

-        <xs:sequence>

-            <xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element name="Agt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="ChargeType3Choice"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="ClearingChannel2Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="RTGS"/>

-            <xs:enumeration value="RTNS"/>

-            <xs:enumeration value="MPNS"/>

-            <xs:enumeration value="BOOK"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="ClearingSystemIdentification2Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="ClearingSystemIdentification3Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalCashClearingSystem1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="ClearingSystemMemberIdentification2">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysId" type="ClearingSystemIdentification2Choice"/>

-            <xs:element name="MmbId" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="Contact4">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="NmPrfx" type="NamePrefix2Code"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PhneNb" type="PhoneNumber"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="MobNb" type="PhoneNumber"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FaxNb" type="PhoneNumber"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="EmailAdr" type="Max2048Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="EmailPurp" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="JobTitl" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Rspnsblty" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Dept" type="Max70Text"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="Othr" type="OtherContact1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PrefrdMtd" type="PreferredContactMethod1Code"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="CountryCode">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[A-Z]{2,2}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="CreditDebitCode">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="CRDT"/>

-            <xs:enumeration value="DBIT"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="CreditTransferMandateData1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="MndtId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="MandateTypeInformation2"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DtOfSgntr" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DtOfVrfctn" type="ISODateTime"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ElctrncSgntr" type="Max10KBinary"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FrstPmtDt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FnlPmtDt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Frqcy" type="Frequency36Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Rsn" type="MandateSetupReason1Choice"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="CreditorReferenceInformation2">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="CreditorReferenceType2"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Ref" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="CreditorReferenceType1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="DocumentType3Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="CreditorReferenceType2">

-        <xs:sequence>

-            <xs:element name="CdOrPrtry" type="CreditorReferenceType1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="CurrencyExchange13">

-        <xs:sequence>

-            <xs:element name="SrcCcy" type="ActiveCurrencyCode"/>

-            <xs:element name="TrgtCcy" type="ActiveCurrencyCode"/>

-            <xs:element name="XchgRate" type="BaseOneRate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="UnitCcy" type="ActiveCurrencyCode"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="CustomerPaymentStatusReportV13">

-        <xs:sequence>

-            <xs:element name="GrpHdr" type="GroupHeader86"/>

-            <xs:element name="OrgnlGrpInfAndSts" type="OriginalGroupHeader17"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="OrgnlPmtInfAndSts" type="OriginalPaymentInstruction45"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="SplmtryData" type="SupplementaryData1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="DateAndDateTime2Choice">

-        <xs:choice>

-            <xs:element name="Dt" type="ISODate"/>

-            <xs:element name="DtTm" type="ISODateTime"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="DateAndPlaceOfBirth1">

-        <xs:sequence>

-            <xs:element name="BirthDt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PrvcOfBirth" type="Max35Text"/>

-            <xs:element name="CityOfBirth" type="Max35Text"/>

-            <xs:element name="CtryOfBirth" type="CountryCode"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="DatePeriod2">

-        <xs:sequence>

-            <xs:element name="FrDt" type="ISODate"/>

-            <xs:element name="ToDt" type="ISODate"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="DecimalNumber">

-        <xs:restriction base="xs:decimal">

-            <xs:fractionDigits value="17"/>

-            <xs:totalDigits value="18"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="DiscountAmountAndType1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="DiscountAmountType1Choice"/>

-            <xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="DiscountAmountType1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalDiscountAmountType1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="Document">

-        <xs:sequence>

-            <xs:element name="CstmrPmtStsRpt" type="CustomerPaymentStatusReportV13"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="DocumentAdjustment1">

-        <xs:sequence>

-            <xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtDbtInd" type="CreditDebitCode"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Rsn" type="Max4Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="AddtlInf" type="Max140Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="DocumentLineIdentification1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="DocumentLineType1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Nb" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RltdDt" type="ISODate"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="DocumentLineInformation1">

-        <xs:sequence>

-            <xs:element maxOccurs="unbounded" minOccurs="1" name="Id" type="DocumentLineIdentification1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Desc" type="Max2048Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Amt" type="RemittanceAmount3"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="DocumentLineType1">

-        <xs:sequence>

-            <xs:element name="CdOrPrtry" type="DocumentLineType1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="DocumentLineType1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalDocumentLineType1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:simpleType name="DocumentType3Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="RADM"/>

-            <xs:enumeration value="RPIN"/>

-            <xs:enumeration value="FXDR"/>

-            <xs:enumeration value="DISP"/>

-            <xs:enumeration value="PUOR"/>

-            <xs:enumeration value="SCOR"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="DocumentType6Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="MSIN"/>

-            <xs:enumeration value="CNFA"/>

-            <xs:enumeration value="DNFA"/>

-            <xs:enumeration value="CINV"/>

-            <xs:enumeration value="CREN"/>

-            <xs:enumeration value="DEBN"/>

-            <xs:enumeration value="HIRI"/>

-            <xs:enumeration value="SBIN"/>

-            <xs:enumeration value="CMCN"/>

-            <xs:enumeration value="SOAC"/>

-            <xs:enumeration value="DISP"/>

-            <xs:enumeration value="BOLD"/>

-            <xs:enumeration value="VCHR"/>

-            <xs:enumeration value="AROI"/>

-            <xs:enumeration value="TSUT"/>

-            <xs:enumeration value="PUOR"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="EquivalentAmount2">

-        <xs:sequence>

-            <xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element name="CcyOfTrf" type="ActiveOrHistoricCurrencyCode"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="Exact2NumericText">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[0-9]{2}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Exact4AlphaNumericText">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[a-zA-Z0-9]{4}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalAccountIdentification1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalCashAccountType1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalCashClearingSystem1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="3"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalCategoryPurpose1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalChargeType1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalClearingSystemIdentification1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="5"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalDiscountAmountType1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalDocumentLineType1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalGarnishmentType1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalLocalInstrument1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="35"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalMandateSetupReason1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalOrganisationIdentification1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalPaymentGroupStatus1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalPaymentTransactionStatus1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalPersonIdentification1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalProxyAccountType1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalPurpose1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalServiceLevel1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalStatusReason1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ExternalTaxAmountType1Code">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="FinancialIdentificationSchemeName1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="FinancialInstitutionIdentification18">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="BICFI" type="BICFIDec2014Identifier"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysMmbId" type="ClearingSystemMemberIdentification2"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress24"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Othr" type="GenericFinancialIdentification1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="Frequency36Choice">

-        <xs:choice>

-            <xs:element name="Tp" type="Frequency6Code"/>

-            <xs:element name="Prd" type="FrequencyPeriod1"/>

-            <xs:element name="PtInTm" type="FrequencyAndMoment1"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:simpleType name="Frequency6Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="YEAR"/>

-            <xs:enumeration value="MNTH"/>

-            <xs:enumeration value="QURT"/>

-            <xs:enumeration value="MIAN"/>

-            <xs:enumeration value="WEEK"/>

-            <xs:enumeration value="DAIL"/>

-            <xs:enumeration value="ADHO"/>

-            <xs:enumeration value="INDA"/>

-            <xs:enumeration value="FRTN"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="FrequencyAndMoment1">

-        <xs:sequence>

-            <xs:element name="Tp" type="Frequency6Code"/>

-            <xs:element name="PtInTm" type="Exact2NumericText"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="FrequencyPeriod1">

-        <xs:sequence>

-            <xs:element name="Tp" type="Frequency6Code"/>

-            <xs:element name="CntPerPrd" type="DecimalNumber"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="Garnishment3">

-        <xs:sequence>

-            <xs:element name="Tp" type="GarnishmentType1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Grnshee" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="GrnshmtAdmstr" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RefNb" type="Max140Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Dt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FmlyMdclInsrncInd" type="TrueFalseIndicator"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="MplyeeTermntnInd" type="TrueFalseIndicator"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="GarnishmentType1">

-        <xs:sequence>

-            <xs:element name="CdOrPrtry" type="GarnishmentType1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="GarnishmentType1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalGarnishmentType1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="GenericAccountIdentification1">

-        <xs:sequence>

-            <xs:element name="Id" type="Max34Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="AccountSchemeName1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="GenericFinancialIdentification1">

-        <xs:sequence>

-            <xs:element name="Id" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="FinancialIdentificationSchemeName1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="GenericIdentification3">

-        <xs:sequence>

-            <xs:element name="Id" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="GenericIdentification30">

-        <xs:sequence>

-            <xs:element name="Id" type="Exact4AlphaNumericText"/>

-            <xs:element name="Issr" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="GenericOrganisationIdentification1">

-        <xs:sequence>

-            <xs:element name="Id" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="GenericPersonIdentification1">

-        <xs:sequence>

-            <xs:element name="Id" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SchmeNm" type="PersonIdentificationSchemeName1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="GroupHeader86">

-        <xs:sequence>

-            <xs:element name="MsgId" type="Max35Text"/>

-            <xs:element name="CreDtTm" type="ISODateTime"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="InitgPty" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FwdgAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="IBAN2007Identifier">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="ISODate">

-        <xs:restriction base="xs:date"/>

-    </xs:simpleType>

-    <xs:simpleType name="ISODateTime">

-        <xs:restriction base="xs:dateTime"/>

-    </xs:simpleType>

-    <xs:simpleType name="ISOYear">

-        <xs:restriction base="xs:gYear"/>

-    </xs:simpleType>

-    <xs:simpleType name="LEIIdentifier">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[A-Z0-9]{18,18}[0-9]{2,2}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="LocalInstrument2Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalLocalInstrument1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="MandateClassification1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="MandateClassification1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:simpleType name="MandateClassification1Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="FIXE"/>

-            <xs:enumeration value="USGB"/>

-            <xs:enumeration value="VARI"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="MandateRelatedData2Choice">

-        <xs:choice>

-            <xs:element maxOccurs="1" minOccurs="0" name="DrctDbtMndt" type="MandateRelatedInformation15"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtTrfMndt" type="CreditTransferMandateData1"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="MandateRelatedInformation15">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="MndtId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DtOfSgntr" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="AmdmntInd" type="TrueFalseIndicator"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="AmdmntInfDtls" type="AmendmentInformationDetails14"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ElctrncSgntr" type="Max1025Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FrstColltnDt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FnlColltnDt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Frqcy" type="Frequency36Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Rsn" type="MandateSetupReason1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TrckgDays" type="Exact2NumericText"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="MandateSetupReason1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalMandateSetupReason1Code"/>

-            <xs:element name="Prtry" type="Max70Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="MandateTypeInformation2">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="SvcLvl" type="ServiceLevel8Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="LclInstrm" type="LocalInstrument2Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CtgyPurp" type="CategoryPurpose1Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Clssfctn" type="MandateClassification1Choice"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="Max1025Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="1025"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max105Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="105"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max10KBinary">

-        <xs:restriction base="xs:base64Binary">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="10240"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max128Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="128"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max140Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="140"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max15NumericText">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[0-9]{1,15}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max16Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="16"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max2048Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="2048"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max34Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="34"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max350Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="350"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max35Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="35"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max4Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="4"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Max70Text">

-        <xs:restriction base="xs:string">

-            <xs:minLength value="1"/>

-            <xs:maxLength value="70"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="NamePrefix2Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="DOCT"/>

-            <xs:enumeration value="MADM"/>

-            <xs:enumeration value="MISS"/>

-            <xs:enumeration value="MIST"/>

-            <xs:enumeration value="MIKS"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Number">

-        <xs:restriction base="xs:decimal">

-            <xs:fractionDigits value="0"/>

-            <xs:totalDigits value="18"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="NumberOfTransactionsPerStatus5">

-        <xs:sequence>

-            <xs:element name="DtldNbOfTxs" type="Max15NumericText"/>

-            <xs:element name="DtldSts" type="ExternalPaymentTransactionStatus1Code"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DtldCtrlSum" type="DecimalNumber"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="OrganisationIdentification29">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="AnyBIC" type="AnyBICDec2014Identifier"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="LEI" type="LEIIdentifier"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="Othr" type="GenericOrganisationIdentification1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="OrganisationIdentificationSchemeName1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="OriginalGroupHeader17">

-        <xs:sequence>

-            <xs:element name="OrgnlMsgId" type="Max35Text"/>

-            <xs:element name="OrgnlMsgNmId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlCreDtTm" type="ISODateTime"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlNbOfTxs" type="Max15NumericText"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlCtrlSum" type="DecimalNumber"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="GrpSts" type="ExternalPaymentGroupStatus1Code"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="StsRsnInf" type="StatusReasonInformation12"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="NbOfTxsPerSts" type="NumberOfTransactionsPerStatus5"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="OriginalPaymentInstruction45">

-        <xs:sequence>

-            <xs:element name="OrgnlPmtInfId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlNbOfTxs" type="Max15NumericText"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlCtrlSum" type="DecimalNumber"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PmtInfSts" type="ExternalPaymentGroupStatus1Code"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="StsRsnInf" type="StatusReasonInformation12"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="NbOfTxsPerSts" type="NumberOfTransactionsPerStatus5"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="TxInfAndSts" type="PaymentTransaction144"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="OriginalTransactionReference35">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="IntrBkSttlmAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Amt" type="AmountType4Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="IntrBkSttlmDt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ReqdColltnDt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ReqdExctnDt" type="DateAndDateTime2Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtrSchmeId" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SttlmInf" type="SettlementInstruction11"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PmtTpInf" type="PaymentTypeInformation27"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PmtMtd" type="PaymentMethod4Code"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="MndtRltdInf" type="MandateRelatedData2Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RmtInf" type="RemittanceInformation21"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="UltmtDbtr" type="Party40Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Dbtr" type="Party40Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DbtrAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DbtrAgtAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtrAgtAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Cdtr" type="Party40Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtrAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="UltmtCdtr" type="Party40Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Purp" type="Purpose2Choice"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="OtherContact1">

-        <xs:sequence>

-            <xs:element name="ChanlTp" type="Max4Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Max128Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="Party38Choice">

-        <xs:choice>

-            <xs:element name="OrgId" type="OrganisationIdentification29"/>

-            <xs:element name="PrvtId" type="PersonIdentification13"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="Party40Choice">

-        <xs:choice>

-            <xs:element name="Pty" type="PartyIdentification135"/>

-            <xs:element name="Agt" type="BranchAndFinancialInstitutionIdentification6"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="PartyIdentification135">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PstlAdr" type="PostalAddress24"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Id" type="Party38Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CtryOfRes" type="CountryCode"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CtctDtls" type="Contact4"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="PaymentMethod4Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="CHK"/>

-            <xs:enumeration value="TRF"/>

-            <xs:enumeration value="DD"/>

-            <xs:enumeration value="TRA"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="PaymentTransaction144">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="StsId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlInstrId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlEndToEndId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlUETR" type="UUIDv4Identifier"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TxSts" type="ExternalPaymentTransactionStatus1Code"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="StsRsnInf" type="StatusReasonInformation12"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="ChrgsInf" type="Charges12"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TrckrData" type="TrackerData1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="AccptncDtTm" type="ISODateTime"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="AcctSvcrRef" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ClrSysRef" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="OrgnlTxRef" type="OriginalTransactionReference35"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="SplmtryData" type="SupplementaryData1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="PaymentTypeInformation27">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="InstrPrty" type="Priority2Code"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ClrChanl" type="ClearingChannel2Code"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="SvcLvl" type="ServiceLevel8Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="LclInstrm" type="LocalInstrument2Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SeqTp" type="SequenceType3Code"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CtgyPurp" type="CategoryPurpose1Choice"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="PercentageRate">

-        <xs:restriction base="xs:decimal">

-            <xs:fractionDigits value="10"/>

-            <xs:totalDigits value="11"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="PersonIdentification13">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth1"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="Othr" type="GenericPersonIdentification1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="PersonIdentificationSchemeName1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalPersonIdentification1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:simpleType name="PhoneNumber">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="PostalAddress24">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="AdrTp" type="AddressType3Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Dept" type="Max70Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SubDept" type="Max70Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="StrtNm" type="Max70Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="BldgNb" type="Max16Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="BldgNm" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Flr" type="Max70Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PstBx" type="Max16Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Room" type="Max70Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="PstCd" type="Max16Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TwnNm" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TwnLctnNm" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DstrctNm" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CtrySubDvsn" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Ctry" type="CountryCode"/>

-            <xs:element maxOccurs="7" minOccurs="0" name="AdrLine" type="Max70Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="PreferredContactMethod1Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="LETT"/>

-            <xs:enumeration value="MAIL"/>

-            <xs:enumeration value="PHON"/>

-            <xs:enumeration value="FAXX"/>

-            <xs:enumeration value="CELL"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:simpleType name="Priority2Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="HIGH"/>

-            <xs:enumeration value="NORM"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="ProxyAccountIdentification1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="ProxyAccountType1Choice"/>

-            <xs:element name="Id" type="Max2048Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="ProxyAccountType1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalProxyAccountType1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="Purpose2Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalPurpose1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="ReferredDocumentInformation7">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="ReferredDocumentType4"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Nb" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RltdDt" type="ISODate"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="LineDtls" type="DocumentLineInformation1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="ReferredDocumentType3Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="DocumentType6Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="ReferredDocumentType4">

-        <xs:sequence>

-            <xs:element name="CdOrPrtry" type="ReferredDocumentType3Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Issr" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="RemittanceAmount2">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="DscntApldAmt" type="DiscountAmountAndType1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="TaxAmt" type="TaxAmountAndType1"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="AdjstmntAmtAndRsn" type="DocumentAdjustment1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="RemittanceAmount3">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="DscntApldAmt" type="DiscountAmountAndType1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="TaxAmt" type="TaxAmountAndType1"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="AdjstmntAmtAndRsn" type="DocumentAdjustment1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="RemittanceInformation21">

-        <xs:sequence>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="Ustrd" type="Max140Text"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="Strd" type="StructuredRemittanceInformation17"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="SequenceType3Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="FRST"/>

-            <xs:enumeration value="RCUR"/>

-            <xs:enumeration value="FNAL"/>

-            <xs:enumeration value="OOFF"/>

-            <xs:enumeration value="RPRE"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="ServiceLevel8Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalServiceLevel1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="SettlementInstruction11">

-        <xs:sequence>

-            <xs:element name="SttlmMtd" type="SettlementMethod1Code"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SttlmAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ClrSys" type="ClearingSystemIdentification3Choice"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="InstgRmbrsmntAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="InstgRmbrsmntAgtAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="InstdRmbrsmntAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="InstdRmbrsmntAgtAcct" type="CashAccount40"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ThrdRmbrsmntAgt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ThrdRmbrsmntAgtAcct" type="CashAccount40"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="SettlementMethod1Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="INDA"/>

-            <xs:enumeration value="INGA"/>

-            <xs:enumeration value="COVE"/>

-            <xs:enumeration value="CLRG"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="StatusReason6Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalStatusReason1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="StatusReasonInformation12">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Orgtr" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Rsn" type="StatusReason6Choice"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="AddtlInf" type="Max105Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="StructuredRemittanceInformation17">

-        <xs:sequence>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="RfrdDocInf" type="ReferredDocumentInformation7"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RfrdDocAmt" type="RemittanceAmount2"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CdtrRefInf" type="CreditorReferenceInformation2"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Invcr" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Invcee" type="PartyIdentification135"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TaxRmt" type="TaxData1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="GrnshmtRmt" type="Garnishment3"/>

-            <xs:element maxOccurs="3" minOccurs="0" name="AddtlRmtInf" type="Max140Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="SupplementaryData1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="PlcAndNm" type="Max350Text"/>

-            <xs:element name="Envlp" type="SupplementaryDataEnvelope1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="SupplementaryDataEnvelope1">

-        <xs:sequence>

-            <xs:any namespace="##any" processContents="lax"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxAmount3">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Rate" type="PercentageRate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="Dtls" type="TaxRecordDetails3"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxAmountAndType1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="TaxAmountType1Choice"/>

-            <xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxAmountType1Choice">

-        <xs:choice>

-            <xs:element name="Cd" type="ExternalTaxAmountType1Code"/>

-            <xs:element name="Prtry" type="Max35Text"/>

-        </xs:choice>

-    </xs:complexType>

-    <xs:complexType name="TaxAuthorisation1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Titl" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Nm" type="Max140Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxData1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Cdtr" type="TaxParty1"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Dbtr" type="TaxParty2"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="UltmtDbtr" type="TaxParty2"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="AdmstnZone" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RefNb" type="Max140Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Mtd" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Dt" type="ISODate"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="SeqNb" type="Number"/>

-            <xs:element maxOccurs="unbounded" minOccurs="0" name="Rcrd" type="TaxRecord3"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxParty1">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="TaxId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RegnId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TaxTp" type="Max35Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxParty2">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="TaxId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="RegnId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TaxTp" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Authstn" type="TaxAuthorisation1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxPeriod3">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Yr" type="ISOYear"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="TaxRecordPeriod1Code"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FrToDt" type="DatePeriod2"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxRecord3">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Tp" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Ctgy" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CtgyDtls" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="DbtrSts" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="CertId" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="FrmsCd" type="Max35Text"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="Prd" type="TaxPeriod3"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="TaxAmt" type="TaxAmount3"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="AddtlInf" type="Max140Text"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TaxRecordDetails3">

-        <xs:sequence>

-            <xs:element maxOccurs="1" minOccurs="0" name="Prd" type="TaxPeriod3"/>

-            <xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="TaxRecordPeriod1Code">

-        <xs:restriction base="xs:string">

-            <xs:enumeration value="MM01"/>

-            <xs:enumeration value="MM02"/>

-            <xs:enumeration value="MM03"/>

-            <xs:enumeration value="MM04"/>

-            <xs:enumeration value="MM05"/>

-            <xs:enumeration value="MM06"/>

-            <xs:enumeration value="MM07"/>

-            <xs:enumeration value="MM08"/>

-            <xs:enumeration value="MM09"/>

-            <xs:enumeration value="MM10"/>

-            <xs:enumeration value="MM11"/>

-            <xs:enumeration value="MM12"/>

-            <xs:enumeration value="QTR1"/>

-            <xs:enumeration value="QTR2"/>

-            <xs:enumeration value="QTR3"/>

-            <xs:enumeration value="QTR4"/>

-            <xs:enumeration value="HLF1"/>

-            <xs:enumeration value="HLF2"/>

-        </xs:restriction>

-    </xs:simpleType>

-    <xs:complexType name="TrackerData1">

-        <xs:sequence>

-            <xs:element name="ConfdDt" type="DateAndDateTime2Choice"/>

-            <xs:element name="ConfdAmt" type="ActiveCurrencyAndAmount"/>

-            <xs:element maxOccurs="unbounded" minOccurs="1" name="TrckrRcrd" type="TrackerRecord1"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:complexType name="TrackerRecord1">

-        <xs:sequence>

-            <xs:element name="Agt" type="BranchAndFinancialInstitutionIdentification6"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ChrgBr" type="ChargeBearerType1Code"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="ChrgsAmt" type="ActiveCurrencyAndAmount"/>

-            <xs:element maxOccurs="1" minOccurs="0" name="XchgRateData" type="CurrencyExchange13"/>

-        </xs:sequence>

-    </xs:complexType>

-    <xs:simpleType name="TrueFalseIndicator">

-        <xs:restriction base="xs:boolean"/>

-    </xs:simpleType>

-    <xs:simpleType name="UUIDv4Identifier">

-        <xs:restriction base="xs:string">

-            <xs:pattern value="[a-f0-9]{8}-[a-f0-9]{4}-4[a-f0-9]{3}-[89ab][a-f0-9]{3}-[a-f0-9]{12}"/>

-        </xs:restriction>

-    </xs:simpleType>

-</xs:schema>

diff --git a/ebics/src/main/resources/xsd/xmldsig-core-schema.xsd b/ebics/src/main/resources/xsd/xmldsig-core-schema.xsd
deleted file mode 100644
index 3c397a63..00000000
--- a/ebics/src/main/resources/xsd/xmldsig-core-schema.xsd
+++ /dev/null
@@ -1,318 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>

-<!-- !DOCTYPE schema

-  PUBLIC "-//W3C//DTD XMLSchema 200102//EN" "XMLSchema.dtd"

- [

-   <!ATTLIST schema 

-     xmlns:ds CDATA #FIXED "http://www.w3.org/2000/09/xmldsig#">

-   <!ENTITY dsig 'http://www.w3.org/2000/09/xmldsig#'>

-   <!ENTITY % p ''>

-   <!ENTITY % s ''>

-  ] -->

-

-<!-- Schema for XML Signatures

-    http://www.w3.org/2000/09/xmldsig#

-    $Revision: 1.2 $ on $Date: 2006/02/15 16:36:35 $ by $Author: hpl $

-

-    Copyright 2001 The Internet Society and W3C (Massachusetts Institute

-    of Technology, Institut National de Recherche en Informatique et en

-    Automatique, Keio University). All Rights Reserved.

-    http://www.w3.org/Consortium/Legal/

-

-    This document is governed by the W3C Software License [1] as described

-    in the FAQ [2].

-

-    [1] http://www.w3.org/Consortium/Legal/copyright-software-19980720

-    [2] http://www.w3.org/Consortium/Legal/IPR-FAQ-20000620.html#DTD

--->

-

-

-<schema xmlns="http://www.w3.org/2001/XMLSchema"

-        xmlns:ds="http://www.w3.org/2000/09/xmldsig#"

-        targetNamespace="http://www.w3.org/2000/09/xmldsig#"

-        version="0.1" elementFormDefault="qualified"> 

-

-<!-- Basic Types Defined for Signatures -->

-

-<simpleType name="CryptoBinary">

-  <restriction base="base64Binary">

-  </restriction>

-</simpleType>

-

-<!-- Start Signature -->

-

-<element name="Signature" type="ds:SignatureType"/>

-<complexType name="SignatureType">

-  <sequence> 

-    <element ref="ds:SignedInfo"/> 

-    <element ref="ds:SignatureValue"/> 

-    <element ref="ds:KeyInfo" minOccurs="0"/> 

-    <element ref="ds:Object" minOccurs="0" maxOccurs="unbounded"/> 

-  </sequence>  

-  <attribute name="Id" type="ID" use="optional"/>

-</complexType>

-

-  <element name="SignatureValue" type="ds:SignatureValueType"/> 

-  <complexType name="SignatureValueType">

-    <simpleContent>

-      <extension base="base64Binary">

-        <attribute name="Id" type="ID" use="optional"/>

-      </extension>

-    </simpleContent>

-  </complexType>

-

-<!-- Start SignedInfo -->

-

-<element name="SignedInfo" type="ds:SignedInfoType"/>

-<complexType name="SignedInfoType">

-  <sequence> 

-    <element ref="ds:CanonicalizationMethod"/> 

-    <element ref="ds:SignatureMethod"/> 

-    <element ref="ds:Reference" maxOccurs="unbounded"/> 

-  </sequence>  

-  <attribute name="Id" type="ID" use="optional"/> 

-</complexType>

-

-  <element name="CanonicalizationMethod" type="ds:CanonicalizationMethodType"/> 

-  <complexType name="CanonicalizationMethodType" mixed="true">

-    <sequence>

-      <any namespace="##any" minOccurs="0" maxOccurs="unbounded"/>

-      <!-- (0,unbounded) elements from (1,1) namespace -->

-    </sequence>

-    <attribute name="Algorithm" type="anyURI" use="required"/> 

-  </complexType>

-

-  <element name="SignatureMethod" type="ds:SignatureMethodType"/>

-  <complexType name="SignatureMethodType" mixed="true">

-    <sequence>

-      <element name="HMACOutputLength" minOccurs="0" type="ds:HMACOutputLengthType"/>

-      <any namespace="##other" minOccurs="0" maxOccurs="unbounded"/>

-      <!-- (0,unbounded) elements from (1,1) external namespace -->

-    </sequence>

-    <attribute name="Algorithm" type="anyURI" use="required"/> 

-  </complexType>

-

-<!-- Start Reference -->

-

-<element name="Reference" type="ds:ReferenceType"/>

-<complexType name="ReferenceType">

-  <sequence> 

-    <element ref="ds:Transforms" minOccurs="0"/> 

-    <element ref="ds:DigestMethod"/> 

-    <element ref="ds:DigestValue"/> 

-  </sequence>

-  <attribute name="Id" type="ID" use="optional"/> 

-  <attribute name="URI" type="anyURI" use="optional"/> 

-  <attribute name="Type" type="anyURI" use="optional"/> 

-</complexType>

-

-  <element name="Transforms" type="ds:TransformsType"/>

-  <complexType name="TransformsType">

-    <sequence>

-      <element ref="ds:Transform" maxOccurs="unbounded"/>  

-    </sequence>

-  </complexType>

-

-  <element name="Transform" type="ds:TransformType"/>

-  <complexType name="TransformType" mixed="true">

-    <choice minOccurs="0" maxOccurs="unbounded"> 

-      <any namespace="##other" processContents="lax"/>

-      <!-- (1,1) elements from (0,unbounded) namespaces -->

-      <element name="XPath" type="string"/> 

-    </choice>

-    <attribute name="Algorithm" type="anyURI" use="required"/> 

-  </complexType>

-

-<!-- End Reference -->

-

-<element name="DigestMethod" type="ds:DigestMethodType"/>

-<complexType name="DigestMethodType" mixed="true"> 

-  <sequence>

-    <any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>

-  </sequence>    

-  <attribute name="Algorithm" type="anyURI" use="required"/> 

-</complexType>

-

-<element name="DigestValue" type="ds:DigestValueType"/>

-<simpleType name="DigestValueType">

-  <restriction base="base64Binary"/>

-</simpleType>

-

-<!-- End SignedInfo -->

-

-<!-- Start KeyInfo -->

-

-<element name="KeyInfo" type="ds:KeyInfoType"/> 

-<complexType name="KeyInfoType" mixed="true">

-  <choice maxOccurs="unbounded">     

-    <element ref="ds:KeyName"/> 

-    <element ref="ds:KeyValue"/> 

-    <element ref="ds:RetrievalMethod"/> 

-    <element ref="ds:X509Data"/> 

-    <element ref="ds:PGPData"/> 

-    <element ref="ds:SPKIData"/>

-    <element ref="ds:MgmtData"/>

-    <any processContents="lax" namespace="##other"/>

-    <!-- (1,1) elements from (0,unbounded) namespaces -->

-  </choice>

-  <attribute name="Id" type="ID" use="optional"/> 

-</complexType>

-

-  <element name="KeyName" type="string"/>

-  <element name="MgmtData" type="string"/>

-

-  <element name="KeyValue" type="ds:KeyValueType"/> 

-  <complexType name="KeyValueType" mixed="true">

-   <choice>

-     <element ref="ds:DSAKeyValue"/>

-     <element ref="ds:RSAKeyValue"/>

-     <any namespace="##other" processContents="lax"/>

-   </choice>

-  </complexType>

-

-  <element name="RetrievalMethod" type="ds:RetrievalMethodType"/> 

-  <complexType name="RetrievalMethodType">

-    <sequence>

-      <element ref="ds:Transforms" minOccurs="0"/> 

-    </sequence>  

-    <attribute name="URI" type="anyURI"/>

-    <attribute name="Type" type="anyURI" use="optional"/>

-  </complexType>

-

-<!-- Start X509Data -->

-

-<element name="X509Data" type="ds:X509DataType"/> 

-<complexType name="X509DataType">

-  <sequence maxOccurs="unbounded">

-    <choice>

-      <element name="X509IssuerSerial" type="ds:X509IssuerSerialType"/>

-      <element name="X509SKI" type="base64Binary"/>

-      <element name="X509SubjectName" type="string"/>

-      <element name="X509Certificate" type="base64Binary"/>

-      <element name="X509CRL" type="base64Binary"/>

-      <any namespace="##other" processContents="lax"/>

-    </choice>

-  </sequence>

-</complexType>

-

-<complexType name="X509IssuerSerialType"> 

-  <sequence> 

-    <element name="X509IssuerName" type="string"/> 

-    <element name="X509SerialNumber" type="integer"/> 

-  </sequence>

-</complexType>

-

-<!-- End X509Data -->

-

-<!-- Begin PGPData -->

-

-<element name="PGPData" type="ds:PGPDataType"/> 

-<complexType name="PGPDataType"> 

-  <choice>

-    <sequence>

-      <element name="PGPKeyID" type="base64Binary"/> 

-      <element name="PGPKeyPacket" type="base64Binary" minOccurs="0"/> 

-      <any namespace="##other" processContents="lax" minOccurs="0"

-       maxOccurs="unbounded"/>

-    </sequence>

-    <sequence>

-      <element name="PGPKeyPacket" type="base64Binary"/> 

-      <any namespace="##other" processContents="lax" minOccurs="0"

-       maxOccurs="unbounded"/>

-    </sequence>

-  </choice>

-</complexType>

-

-<!-- End PGPData -->

-

-<!-- Begin SPKIData -->

-

-<element name="SPKIData" type="ds:SPKIDataType"/> 

-<complexType name="SPKIDataType">

-  <sequence maxOccurs="unbounded">

-    <element name="SPKISexp" type="base64Binary"/>

-    <any namespace="##other" processContents="lax" minOccurs="0"/>

-  </sequence>

-</complexType> 

-

-<!-- End SPKIData -->

-

-<!-- End KeyInfo -->

-

-<!-- Start Object (Manifest, SignatureProperty) -->

-

-<element name="Object" type="ds:ObjectType"/> 

-<complexType name="ObjectType" mixed="true">

-  <sequence minOccurs="0" maxOccurs="unbounded">

-    <any namespace="##any" processContents="lax"/>

-  </sequence>

-  <attribute name="Id" type="ID" use="optional"/> 

-  <attribute name="MimeType" type="string" use="optional"/> <!-- add a grep facet -->

-  <attribute name="Encoding" type="anyURI" use="optional"/> 

-</complexType>

-

-<element name="Manifest" type="ds:ManifestType"/> 

-<complexType name="ManifestType">

-  <sequence>

-    <element ref="ds:Reference" maxOccurs="unbounded"/> 

-  </sequence>

-  <attribute name="Id" type="ID" use="optional"/> 

-</complexType>

-

-<element name="SignatureProperties" type="ds:SignaturePropertiesType"/> 

-<complexType name="SignaturePropertiesType">

-  <sequence>

-    <element ref="ds:SignatureProperty" maxOccurs="unbounded"/> 

-  </sequence>

-  <attribute name="Id" type="ID" use="optional"/> 

-</complexType>

-

-   <element name="SignatureProperty" type="ds:SignaturePropertyType"/> 

-   <complexType name="SignaturePropertyType" mixed="true">

-     <choice maxOccurs="unbounded">

-       <any namespace="##other" processContents="lax"/>

-       <!-- (1,1) elements from (1,unbounded) namespaces -->

-     </choice>

-     <attribute name="Target" type="anyURI" use="required"/> 

-     <attribute name="Id" type="ID" use="optional"/> 

-   </complexType>

-

-<!-- End Object (Manifest, SignatureProperty) -->

-

-<!-- Start Algorithm Parameters -->

-

-<simpleType name="HMACOutputLengthType">

-  <restriction base="integer"/>

-</simpleType>

-

-<!-- Start KeyValue Element-types -->

-

-<element name="DSAKeyValue" type="ds:DSAKeyValueType"/>

-<complexType name="DSAKeyValueType">

-  <sequence>

-    <sequence minOccurs="0">

-      <element name="P" type="ds:CryptoBinary"/>

-      <element name="Q" type="ds:CryptoBinary"/>

-    </sequence>

-    <element name="G" type="ds:CryptoBinary" minOccurs="0"/>

-    <element name="Y" type="ds:CryptoBinary"/>

-    <element name="J" type="ds:CryptoBinary" minOccurs="0"/>

-    <sequence minOccurs="0">

-      <element name="Seed" type="ds:CryptoBinary"/>

-      <element name="PgenCounter" type="ds:CryptoBinary"/>

-    </sequence>

-  </sequence>

-</complexType>

-

-<element name="RSAKeyValue" type="ds:RSAKeyValueType"/>

-<complexType name="RSAKeyValueType">

-  <sequence>

-    <element name="Modulus" type="ds:CryptoBinary"/> 

-    <element name="Exponent" type="ds:CryptoBinary"/> 

-  </sequence>

-</complexType> 

-

-<!-- End KeyValue Element-types -->

-

-<!-- End Signature -->

-

-</schema>

diff --git a/ebics/src/test/kotlin/EbicsMessagesTest.kt b/ebics/src/test/kotlin/EbicsMessagesTest.kt
deleted file mode 100644
index 28820374..00000000
--- a/ebics/src/test/kotlin/EbicsMessagesTest.kt
+++ /dev/null
@@ -1,365 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-import junit.framework.TestCase.assertEquals
-import org.apache.xml.security.binding.xmldsig.SignatureType
-import org.junit.Test
-import org.w3c.dom.Element
-import tech.libeufin.common.crypto.CryptoUtil
-import tech.libeufin.ebics.XMLUtil
-import tech.libeufin.ebics.ebics_h004.*
-import tech.libeufin.ebics.ebics_hev.HEVResponse
-import tech.libeufin.ebics.ebics_hev.SystemReturnCodeType
-import tech.libeufin.ebics.ebics_s001.SignatureTypes
-import javax.xml.datatype.DatatypeFactory
-import kotlin.test.assertNotNull
-import kotlin.test.assertTrue
-
-class EbicsMessagesTest {
-    /**
-     * Tests the JAXB instantiation of non-XmlRootElement documents,
-     * as notably are the inner XML strings carrying keys in INI/HIA
-     * messages.
-     */
-    @Test
-    fun testImportNonRoot() {
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val ini = classLoader.getResourceAsStream("ebics_ini_inner_key.xml")
-        val jaxb = XMLUtil.convertToJaxb<SignatureTypes.SignaturePubKeyOrderData>(ini)
-        assertEquals("A006", jaxb.value.signaturePubKeyInfo.signatureVersion)
-    }
-
-    /**
-     * Test string -> JAXB
-     */
-    @Test
-    fun testStringToJaxb() {
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val ini = classLoader.getResourceAsStream("ebics_ini_request_sample.xml")
-        val jaxb = XMLUtil.convertToJaxb<EbicsUnsecuredRequest>(ini)
-        println("jaxb loaded")
-        assertEquals(
-            "INI",
-            jaxb.value.header.static.orderDetails.orderType
-        )
-    }
-
-    /**
-     * Test JAXB -> string
-     */
-    @Test
-    fun testJaxbToString() {
-        val hevResponseJaxb = HEVResponse().apply {
-            this.systemReturnCode = SystemReturnCodeType().apply {
-                this.reportText = "[EBICS_OK]"
-                this.returnCode = "000000"
-            }
-            this.versionNumber = listOf(HEVResponse.VersionNumber.create("H004", "02.50"))
-        }
-        XMLUtil.convertJaxbToBytes(hevResponseJaxb)
-    }
-
-    /**
-     * Test DOM -> JAXB
-     */
-    @Test
-    fun testDomToJaxb() {
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val ini = classLoader.getResourceAsStream("ebics_ini_request_sample.xml")
-        val iniDom = XMLUtil.parseIntoDom(ini)
-        XMLUtil.convertDomToJaxb<EbicsUnsecuredRequest>(
-            iniDom
-        )
-    }
-
-    @Test
-    fun testKeyMgmgResponse() {
-        val responseXml = EbicsKeyManagementResponse().apply {
-            header = EbicsKeyManagementResponse.Header().apply {
-                mutable = EbicsKeyManagementResponse.MutableHeaderType().apply {
-                    reportText = "foo"
-                    returnCode = "bar"
-                }
-                _static = EbicsKeyManagementResponse.EmptyStaticHeader()
-            }
-            version = "H004"
-            body = EbicsKeyManagementResponse.Body().apply {
-                returnCode = EbicsKeyManagementResponse.ReturnCode().apply {
-                    authenticate = true
-                    value = "000000"
-                }
-            }
-        }
-        val bytes = XMLUtil.convertJaxbToBytes(responseXml)
-        assertTrue(bytes.isNotEmpty())
-    }
-
-    @Test
-    fun testParseHiaRequestOrderData() {
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val hia = classLoader.getResourceAsStream("hia_request_order_data.xml")
-        XMLUtil.convertToJaxb<HIARequestOrderData>(hia)
-    }
-
-    @Test
-    fun testHiaLoad() {
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val hia = classLoader.getResourceAsStream("hia_request.xml")
-        val hiaDom = XMLUtil.parseIntoDom(hia)
-        val x: Element = hiaDom.getElementsByTagNameNS(
-            "urn:org:ebics:H004",
-            "OrderDetails"
-        )?.item(0) as Element
-
-        x.setAttributeNS(
-            "http://www.w3.org/2001/XMLSchema-instance",
-            "type",
-            "UnsecuredReqOrderDetailsType"
-        )
-
-        XMLUtil.convertDomToJaxb<EbicsUnsecuredRequest>(
-            hiaDom
-        )
-    }
-
-    @Test
-    fun testLoadInnerKey() {
-        val jaxbKey = run {
-            val classLoader = ClassLoader.getSystemClassLoader()
-            val file = classLoader.getResourceAsStream(
-                "ebics_ini_inner_key.xml"
-            )
-            assertNotNull(file)
-            XMLUtil.convertToJaxb<SignatureTypes.SignaturePubKeyOrderData>(file)
-        }
-
-        val modulus = jaxbKey.value.signaturePubKeyInfo.pubKeyValue.rsaKeyValue.modulus
-        val exponent = jaxbKey.value.signaturePubKeyInfo.pubKeyValue.rsaKeyValue.exponent
-        CryptoUtil.loadRsaPublicKeyFromComponents(modulus, exponent)
-    }
-
-    @Test
-    fun testLoadIniMessage() {
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val text = classLoader.getResourceAsStream("ebics_ini_request_sample.xml")!!
-        XMLUtil.convertToJaxb<EbicsUnsecuredRequest>(text)
-    }
-
-    @Test
-    fun testLoadResponse() {
-        val response = EbicsResponse().apply {
-            version = "H004"
-            header = EbicsResponse.Header().apply {
-                _static = EbicsResponse.StaticHeaderType()
-                mutable = EbicsResponse.MutableHeaderType().apply {
-                    this.reportText = "foo"
-                    this.returnCode = "bar"
-                    this.transactionPhase = EbicsTypes.TransactionPhaseType.INITIALISATION
-                }
-            }
-            authSignature = SignatureType()
-            body = EbicsResponse.Body().apply {
-                returnCode = EbicsResponse.ReturnCode().apply {
-                    authenticate = true
-                    value = "asdf"
-                }
-            }
-        }
-        print(XMLUtil.convertJaxbToBytes(response).toString())
-    }
-
-    @Test
-    fun testLoadHpb() {
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val text = classLoader.getResourceAsStream("hpb_request.xml")!!
-        XMLUtil.convertToJaxb<EbicsNpkdRequest>(text)
-    }
-
-    @Test
-    fun testHtd() {
-        val htd = HTDResponseOrderData().apply {
-            this.partnerInfo = EbicsTypes.PartnerInfo().apply {
-                this.accountInfoList = listOf(
-                    EbicsTypes.AccountInfo().apply {
-                        this.id = "acctid1"
-                        this.accountHolder = "Mina Musterfrau"
-                        this.accountNumberList = listOf(
-                            EbicsTypes.GeneralAccountNumber().apply {
-                                this.international = true
-                                this.value = "AT411100000237571500"
-                            }
-                        )
-                        this.currency = "EUR"
-                        this.description = "some account"
-                        this.bankCodeList = listOf(
-                            EbicsTypes.GeneralBankCode().apply {
-                                this.international = true
-                                this.value = "ABAGATWWXXX"
-                            }
-                        )
-                    }
-                )
-                this.addressInfo = EbicsTypes.AddressInfo().apply {
-                    this.name = "Foo"
-                }
-                this.bankInfo = EbicsTypes.BankInfo().apply {
-                    this.hostID = "MYHOST"
-                }
-                this.orderInfoList = listOf(
-                    EbicsTypes.AuthOrderInfoType().apply {
-                        this.description = "foo"
-                        this.orderType = "CCC"
-                        this.orderFormat = "foo"
-                        this.transferType = "Upload"
-                    }
-                )
-            }
-            this.userInfo = EbicsTypes.UserInfo().apply {
-                this.name = "Some User"
-                this.userID = EbicsTypes.UserIDType().apply {
-                    this.status = 2
-                    this.value = "myuserid"
-                }
-                this.permissionList = listOf(
-                    EbicsTypes.UserPermission().apply {
-                        this.orderTypes = "CCC ABC"
-                    }
-                )
-            }
-        }
-
-        val bytes = XMLUtil.convertJaxbToBytes(htd)
-        assert(XMLUtil.validateFromBytes(bytes))
-    }
-
-
-    @Test
-    fun testHkd() {
-        val hkd = HKDResponseOrderData().apply {
-            this.partnerInfo = EbicsTypes.PartnerInfo().apply {
-                this.accountInfoList = listOf(
-                    EbicsTypes.AccountInfo().apply {
-                        this.id = "acctid1"
-                        this.accountHolder = "Mina Musterfrau"
-                        this.accountNumberList = listOf(
-                            EbicsTypes.GeneralAccountNumber().apply {
-                                this.international = true
-                                this.value = "AT411100000237571500"
-                            }
-                        )
-                        this.currency = "EUR"
-                        this.description = "some account"
-                        this.bankCodeList = listOf(
-                            EbicsTypes.GeneralBankCode().apply {
-                                this.international = true
-                                this.value = "ABAGATWWXXX"
-                            }
-                        )
-                    }
-                )
-                this.addressInfo = EbicsTypes.AddressInfo().apply {
-                    this.name = "Foo"
-                }
-                this.bankInfo = EbicsTypes.BankInfo().apply {
-                    this.hostID = "MYHOST"
-                }
-                this.orderInfoList = listOf(
-                    EbicsTypes.AuthOrderInfoType().apply {
-                        this.description = "foo"
-                        this.orderType = "CCC"
-                        this.orderFormat = "foo"
-                        this.transferType = "Upload"
-                    }
-                )
-            }
-            this.userInfoList = listOf(
-                EbicsTypes.UserInfo().apply {
-                    this.name = "Some User"
-                    this.userID = EbicsTypes.UserIDType().apply {
-                        this.status = 2
-                        this.value = "myuserid"
-                    }
-                    this.permissionList = listOf(
-                        EbicsTypes.UserPermission().apply {
-                            this.orderTypes = "CCC ABC"
-                        }
-                    )
-                })
-        }
-
-        val bytes = XMLUtil.convertJaxbToBytes(hkd)
-        assert(XMLUtil.validateFromBytes(bytes))
-    }
-
-    @Test
-    fun testEbicsRequestInitializationPhase() {
-        val ebicsRequestObj = EbicsRequest().apply {
-            this.version = "H004"
-            this.revision = 1
-            this.authSignature = SignatureType()
-            this.header = EbicsRequest.Header().apply {
-                this.authenticate = true
-                this.mutable = EbicsRequest.MutableHeader().apply {
-                    this.transactionPhase = EbicsTypes.TransactionPhaseType.INITIALISATION
-                }
-                this.static = EbicsRequest.StaticHeaderType().apply {
-                    this.hostID = "myhost"
-                    this.nonce = ByteArray(16)
-                    this.timestamp =
-                        DatatypeFactory.newDefaultInstance().newXMLGregorianCalendar(2019, 5, 5, 5, 5, 5, 0, 0)
-                    this.partnerID = "mypid01"
-                    this.userID = "myusr01"
-                    this.product = EbicsTypes.Product().apply {
-                        this.instituteID = "test"
-                        this.language = "en"
-                        this.value = "test"
-                    }
-                    this.orderDetails = EbicsRequest.OrderDetails().apply {
-                        this.orderAttribute = "DZHNN"
-                        this.orderID = "OR01"
-                        this.orderType = "BLA"
-                        this.orderParams = EbicsRequest.StandardOrderParams()
-                    }
-                    this.bankPubKeyDigests = EbicsRequest.BankPubKeyDigests().apply {
-                        this.authentication = EbicsTypes.PubKeyDigest().apply {
-                            this.algorithm = "foo"
-                            this.value = ByteArray(32)
-                            this.version = "X002"
-                        }
-                        this.encryption = EbicsTypes.PubKeyDigest().apply {
-                            this.algorithm = "foo"
-                            this.value = ByteArray(32)
-                            this.version = "E002"
-                        }
-                    }
-                    this.securityMedium = "0000"
-                }
-            }
-            this.body = EbicsRequest.Body().apply {
-            }
-        }
-
-        val str = XMLUtil.convertJaxbToBytes(ebicsRequestObj)
-        val doc = XMLUtil.parseIntoDom(str.inputStream())
-        val pair = CryptoUtil.generateRsaKeyPair(1024)
-        XMLUtil.signEbicsDocument(doc, pair.private)
-        val bytes = XMLUtil.convertDomToBytes(doc)
-        assert(XMLUtil.validateFromBytes(bytes))
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/test/kotlin/EbicsOrderUtilTest.kt b/ebics/src/test/kotlin/EbicsOrderUtilTest.kt
deleted file mode 100644
index 1e7afbc1..00000000
--- a/ebics/src/test/kotlin/EbicsOrderUtilTest.kt
+++ /dev/null
@@ -1,308 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-import org.junit.Test
-import tech.libeufin.ebics.EbicsOrderUtil
-import tech.libeufin.ebics.XMLUtil
-import tech.libeufin.ebics.ebics_h004.HTDResponseOrderData
-import kotlin.test.assertEquals
-
-
-class EbicsOrderUtilTest {
-
-    @Test
-    fun testComputeOrderIDFromNumber() {
-        assertEquals("OR01", EbicsOrderUtil.computeOrderIDFromNumber(1))
-        assertEquals("OR0A", EbicsOrderUtil.computeOrderIDFromNumber(10))
-        assertEquals("OR10", EbicsOrderUtil.computeOrderIDFromNumber(36))
-        assertEquals("OR11", EbicsOrderUtil.computeOrderIDFromNumber(37))
-    }
-
-    @Test
-    fun testDecodeOrderData() {
-        val orderDataXml = """
-            <?xml version="1.0" encoding="UTF-8"?>
-            <HTDResponseOrderData xmlns="urn:org:ebics:H004" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:org:ebics:H004 ebics_orders_H004.xsd">
-                <PartnerInfo>
-                    <AddressInfo>
-                        <Name>Mr Anybody</Name>
-                        <Street>CENSORED</Street>
-                        <PostCode>12345</PostCode>
-                        <City>Footown</City>
-                    </AddressInfo>
-                    <BankInfo>
-                        <HostID>BLABLUBLA</HostID>
-                    </BankInfo>
-                    <AccountInfo ID="accid000000001" Currency="EUR">
-                        <AccountNumber international="false">12345667</AccountNumber>
-                        <AccountNumber international="true">DE54430609999999999999</AccountNumber>
-                        <BankCode international="false">43060967</BankCode>
-                        <BankCode international="true">GENODEM1GLS</BankCode>
-                        <AccountHolder>Mr Anybody</AccountHolder>
-                    </AccountInfo>
-                    <OrderInfo>
-                        <OrderType>C52</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>CAMT052</OrderFormat>
-                        <Description>Abholen Vormerkposten</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>C53</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>CAMT053</OrderFormat>
-                        <Description>Abholen Kontoauszuege</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>C54</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>CAMT054</OrderFormat>
-                        <Description>Abholen Nachricht Sammelbuchungsdatei, Soll-, Haben-Avis</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>CDZ</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>XMLBIN</OrderFormat>
-                        <Description>Abholen Payment Status Report for Direct Debit</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>CRZ</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>XMLBIN</OrderFormat>
-                        <Description>Abholen Payment Status Report for Credit Transfer</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HAA</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Abrufbare Auftragsarten abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HAC</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>HAC</OrderFormat>
-                        <Description>Kundenprotokoll (XML-Format) abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HKD</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Kunden- und Teilnehmerdaten abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HPB</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Public Keys der Bank abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HPD</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Bankparameter abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HTD</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Kunden- und Teilnehmerdaten abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HVD</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>VEU-Status abrufen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HVT</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>VEU-Transaktionsdetails abrufen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HVU</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>VEU-Uebersicht abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HVZ</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>VEU-Uebersicht mit Zusatzinformationen abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>PTK</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>PTK</OrderFormat>
-                        <Description>Protokolldatei abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>STA</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MT940</OrderFormat>
-                        <Description>Swift-Tagesauszuege abholen</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>VMK</OrderType>
-                        <TransferType>Download</TransferType>
-                        <OrderFormat>MT942</OrderFormat>
-                        <Description>Abholen kurzfristige Vormerkposten</Description>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>AZV</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>DTAZVJS</OrderFormat>
-                        <Description>AZV im Diskettenformat senden</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>C1C</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>P8CCOR1</OrderFormat>
-                        <Description>Einreichen von Lastschriften D-1-Option in einem Container</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>C2C</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>PN8CONCS</OrderFormat>
-                        <Description>Einreichen von Firmenlastschriften in einem Container</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>CCC</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>PN1CONCS</OrderFormat>
-                        <Description>Ueberweisungen im SEPA-Container</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>CCT</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>PN1GOCS</OrderFormat>
-                        <Description>Überweisungen im ZKA-Format</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>CCU</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>P1URGCS</OrderFormat>
-                        <Description>Einreichen von Eilueberweisungen</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>CDB</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>PAIN8CS</OrderFormat>
-                        <Description>Einreichen von Firmenlastschriften</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>CDC</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>PN8CONCS</OrderFormat>
-                        <Description>Einreichen von Lastschriften in einem Container</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>CDD</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>PN8GOCS</OrderFormat>
-                        <Description>Einreichen von Lastschriften</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HCA</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Public Key senden</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HCS</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Teilnehmerschluessel EU und EBICS aendern</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HIA</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Initiales Senden Public Keys</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HVE</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>VEU-Unterschrift hinzufuegen</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>HVS</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>VEU-Storno</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>INI</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Passwort-Initialisierung</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>PUB</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Public-Key senden</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                    <OrderInfo>
-                        <OrderType>SPR</OrderType>
-                        <TransferType>Upload</TransferType>
-                        <OrderFormat>MISC</OrderFormat>
-                        <Description>Sperrung der Zugangsberechtigung</Description>
-                        <NumSigRequired>0</NumSigRequired>
-                    </OrderInfo>
-                </PartnerInfo>
-                <UserInfo>
-                    <UserID Status="1">ANYBOMR</UserID>
-                    <Name>Mr Anybody</Name>
-                    <Permission>
-                        <OrderTypes>C52 C53 C54 CDZ CRZ HAA HAC HKD HPB HPD HTD HVD HVT HVU HVZ PTK</OrderTypes>
-                    </Permission>
-                    <Permission>
-                        <OrderTypes></OrderTypes>
-                        <AccountID>accid000000001</AccountID>
-                    </Permission>
-                    <Permission AuthorisationLevel="E">
-                        <OrderTypes>AZV CCC CCT CCU</OrderTypes>
-                    </Permission>
-                    <Permission AuthorisationLevel="T">
-                        <OrderTypes>HCA HCS HIA HVE HVS INI PUB SPR</OrderTypes>
-                    </Permission>
-                </UserInfo>
-            </HTDResponseOrderData>
-        """.trimIndent().toByteArray().inputStream()
-        XMLUtil.convertToJaxb<HTDResponseOrderData>(orderDataXml)
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/test/kotlin/SignatureDataTest.kt b/ebics/src/test/kotlin/SignatureDataTest.kt
deleted file mode 100644
index 9c5e4da6..00000000
--- a/ebics/src/test/kotlin/SignatureDataTest.kt
+++ /dev/null
@@ -1,97 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-import org.apache.xml.security.binding.xmldsig.SignatureType
-import org.junit.Test
-import tech.libeufin.common.crypto.CryptoUtil
-import tech.libeufin.ebics.XMLUtil
-import tech.libeufin.ebics.ebics_h004.EbicsRequest
-import tech.libeufin.ebics.ebics_h004.EbicsTypes
-import java.math.BigInteger
-import java.util.*
-import javax.xml.datatype.DatatypeFactory
-
-class SignatureDataTest {
-
-    @Test
-    fun makeSignatureData() {
-
-        val pair = CryptoUtil.generateRsaKeyPair(1024)
-
-        val tmp = EbicsRequest().apply {
-            header = EbicsRequest.Header().apply {
-                version = "H004"
-                revision = 1
-                authenticate = true
-                static = EbicsRequest.StaticHeaderType().apply {
-                    hostID = "some host ID"
-                    nonce = "nonce".toByteArray()
-                    timestamp = DatatypeFactory.newInstance().newXMLGregorianCalendar(GregorianCalendar())
-                    partnerID = "some partner ID"
-                    userID = "some user ID"
-                    orderDetails = EbicsRequest.OrderDetails().apply {
-                        orderType = "TST"
-                        orderAttribute = "OZHNN"
-                    }
-                    bankPubKeyDigests = EbicsRequest.BankPubKeyDigests().apply {
-                        authentication = EbicsTypes.PubKeyDigest().apply {
-                            algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                            version = "X002"
-                            value = CryptoUtil.getEbicsPublicKeyHash(pair.public)
-                        }
-                        encryption = EbicsTypes.PubKeyDigest().apply {
-                            algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                            version = "E002"
-                            value = CryptoUtil.getEbicsPublicKeyHash(pair.public)
-                        }
-                    }
-                    securityMedium = "0000"
-                    numSegments = BigInteger.ONE
-
-                    authSignature = SignatureType()
-                }
-                mutable = EbicsRequest.MutableHeader().apply {
-                    transactionPhase = EbicsTypes.TransactionPhaseType.INITIALISATION
-                }
-                body = EbicsRequest.Body().apply {
-                    dataTransfer = EbicsRequest.DataTransfer().apply {
-                        signatureData = EbicsRequest.SignatureData().apply {
-                            authenticate = true
-                            value = "to byte array".toByteArray()
-                        }
-                        dataEncryptionInfo = EbicsTypes.DataEncryptionInfo().apply {
-                            transactionKey = "mock".toByteArray()
-                            authenticate = true
-                            encryptionPubKeyDigest = EbicsTypes.PubKeyDigest().apply {
-                                algorithm = "http://www.w3.org/2001/04/xmlenc#sha256"
-                                version = "E002"
-                                value =
-                                    CryptoUtil.getEbicsPublicKeyHash(pair.public)
-                            }
-                        }
-                        hostId = "a host ID"
-                    }
-                }
-            }
-        }
-
-        println(XMLUtil.convertJaxbToBytes(tmp))
-
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/test/kotlin/XmlCombinatorsTest.kt b/ebics/src/test/kotlin/XmlCombinatorsTest.kt
deleted file mode 100644
index 8d722414..00000000
--- a/ebics/src/test/kotlin/XmlCombinatorsTest.kt
+++ /dev/null
@@ -1,67 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-import org.junit.Test
-import tech.libeufin.ebics.XmlBuilder
-import tech.libeufin.ebics.constructXml
-import kotlin.test.assertEquals
-
-class XmlCombinatorsTest {
-
-    @Test
-    fun testWithModularity() {
-        fun module(base: XmlBuilder) {
-            base.el("module")
-        }
-        val s = constructXml("root") {
-            module(this)
-        }
-        println(s)
-        assertEquals("<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><root><module/></root>", s)
-    }
-
-    @Test
-    fun testWithIterable() {
-        val s = constructXml("iterable") {
-            el("endOfDocument") {
-                for (i in 1..10)
-                    el("$i/$i$i", "$i$i$i")
-            }
-        }
-        println(s)
-        assertEquals("<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><iterable><endOfDocument><1><11>111</11></1><2><22>222</22></2><3><33>333</33></3><4><44>444</44></4><5><55>555</55></5><6><66>666</66></6><7><77>777</77></7><8><88>888</88></8><9><99>999</99></9><10><1010>101010</1010></10></endOfDocument></iterable>", s)
-    }
-
-    @Test
-    fun testBasicXmlBuilding() {
-        val s = constructXml("ebics:ebicsRequest") {
-            attr("version", "H004")
-            el("a/b/c") {
-                attr("attribute-of", "c")
-                el("//d/e/f//") {
-                    attr("nested", "true")
-                    el("g/h/")
-                }
-            }
-            el("one more")
-        }
-        println(s)
-        assertEquals("<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><ebics:ebicsRequest version=\"H004\"><a><b><c attribute-of=\"c\"><><><d><e><f><>< nested=\"true\"><g><h></></h></g></></></f></e></d></></></c></b></a><one more/></ebics:ebicsRequest>", s)
-    }
-}
diff --git a/ebics/src/test/kotlin/XmlUtilTest.kt b/ebics/src/test/kotlin/XmlUtilTest.kt
deleted file mode 100644
index 8b8f340f..00000000
--- a/ebics/src/test/kotlin/XmlUtilTest.kt
+++ /dev/null
@@ -1,191 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-import org.apache.xml.security.binding.xmldsig.SignatureType
-import org.junit.Assert.assertTrue
-import org.junit.Test
-import tech.libeufin.common.crypto.CryptoUtil
-import tech.libeufin.common.decodeBase64
-import tech.libeufin.ebics.XMLUtil
-import tech.libeufin.ebics.XMLUtil.Companion.signEbicsResponse
-import tech.libeufin.ebics.ebics_h004.EbicsKeyManagementResponse
-import tech.libeufin.ebics.ebics_h004.EbicsResponse
-import tech.libeufin.ebics.ebics_h004.EbicsTypes
-import tech.libeufin.ebics.ebics_h004.HTDResponseOrderData
-import java.security.KeyPairGenerator
-import javax.xml.transform.stream.StreamSource
-
-class XmlUtilTest {
-
-    @Test
-    fun deserializeConsecutiveLists() {
-        val tmp = XMLUtil.convertToJaxb<HTDResponseOrderData>("""
-            <?xml version="1.0" encoding="UTF-8" standalone="yes"?>
-            <HTDResponseOrderData xmlns="urn:org:ebics:H004">
-              <PartnerInfo>
-                <AddressInfo>
-                  <Name>Foo</Name>
-                </AddressInfo>
-                <BankInfo>
-                  <HostID>host01</HostID>
-                </BankInfo>
-                <AccountInfo Currency="EUR" Description="ACCT" ID="acctid1">
-                  <AccountNumber international="true">DE21500105174751659277</AccountNumber>
-                  <BankCode international="true">INGDDEFFXXX</BankCode>
-                  <AccountHolder>Mina Musterfrau</AccountHolder>
-                </AccountInfo>
-                <AccountInfo Currency="EUR" Description="glsdemoacct" ID="glsdemo">
-                  <AccountNumber international="true">DE91430609670123123123</AccountNumber>
-                  <BankCode international="true">GENODEM1GLS</BankCode>
-                  <AccountHolder>Mina Musterfrau</AccountHolder>
-                </AccountInfo>
-                <OrderInfo>
-                  <OrderType>C53</OrderType>
-                  <TransferType>Download</TransferType>
-                  <Description>foo</Description>
-                </OrderInfo>
-                <OrderInfo>
-                  <OrderType>C52</OrderType>
-                  <TransferType>Download</TransferType>
-                  <Description>foo</Description>
-                </OrderInfo>
-                <OrderInfo>
-                  <OrderType>CCC</OrderType>
-                  <TransferType>Upload</TransferType>
-                  <Description>foo</Description>
-                </OrderInfo>
-              </PartnerInfo>
-              <UserInfo>
-                <UserID Status="5">USER1</UserID>
-                <Name>Some User</Name>
-                <Permission>
-                  <OrderTypes>C54 C53 C52 CCC</OrderTypes>
-                </Permission>
-              </UserInfo>
-            </HTDResponseOrderData>""".trimIndent().toByteArray().inputStream()
-        )
-
-        println(tmp.value.partnerInfo.orderInfoList[0].description)
-    }
-
-    @Test
-    fun exceptionOnConversion() {
-        try {
-            XMLUtil.convertToJaxb<EbicsKeyManagementResponse>("<malformed xml>".toByteArray().inputStream())
-        } catch (e: javax.xml.bind.UnmarshalException) {
-            // just ensuring this is the exception
-            println("caught")
-            return
-        }
-        assertTrue(false)
-    }
-
-    @Test
-    fun hevValidation(){
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val hev = classLoader.getResourceAsStream("ebics_hev.xml")
-        assertTrue(XMLUtil.validate(StreamSource(hev)))
-    }
-
-    @Test
-    fun iniValidation(){
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val ini = classLoader.getResourceAsStream("ebics_ini_request_sample.xml")
-        assertTrue(XMLUtil.validate(StreamSource(ini)))
-    }
-
-    @Test
-    fun basicSigningTest() {
-        val doc = XMLUtil.parseIntoDom("""
-            <myMessage xmlns:ebics="urn:org:ebics:H004">
-                <ebics:AuthSignature />
-                <foo authenticate="true">Hello World</foo>
-            </myMessage>
-        """.trimIndent().toByteArray().inputStream())
-        val kpg = KeyPairGenerator.getInstance("RSA")
-        kpg.initialize(2048)
-        val pair = kpg.genKeyPair()
-        val otherPair = kpg.genKeyPair()
-        XMLUtil.signEbicsDocument(doc, pair.private)
-        kotlin.test.assertTrue(XMLUtil.verifyEbicsDocument(doc, pair.public))
-        kotlin.test.assertFalse(XMLUtil.verifyEbicsDocument(doc, otherPair.public))
-    }
-
-    @Test
-    fun verifySigningWithConversion() {
-
-        val pair = CryptoUtil.generateRsaKeyPair(2048)
-
-        val response = EbicsResponse().apply {
-            version = "H004"
-            header = EbicsResponse.Header().apply {
-                _static = EbicsResponse.StaticHeaderType()
-                mutable = EbicsResponse.MutableHeaderType().apply {
-                    this.reportText = "foo"
-                    this.returnCode = "bar"
-                    this.transactionPhase = EbicsTypes.TransactionPhaseType.INITIALISATION
-                }
-            }
-            authSignature = SignatureType()
-            body = EbicsResponse.Body().apply {
-                returnCode = EbicsResponse.ReturnCode().apply {
-                    authenticate = true
-                    value = "asdf"
-                }
-            }
-        }
-
-        val signature = signEbicsResponse(response, pair.private)
-        val signatureJaxb = XMLUtil.convertToJaxb<EbicsResponse>(signature.inputStream())
-
-        assertTrue(
-            XMLUtil.verifyEbicsDocument(
-                XMLUtil.convertJaxbToDocument(signatureJaxb.value),
-                pair.public
-            )
-        )
-    }
-
-    @Test
-    fun multiAuthSigningTest() {
-        val doc = XMLUtil.parseIntoDom("""
-            <myMessage xmlns:ebics="urn:org:ebics:H004">
-                <ebics:AuthSignature />
-                <foo authenticate="true">Hello World</foo>
-                <bar authenticate="true">Another one!</bar>
-            </myMessage>
-        """.trimIndent().toByteArray().inputStream())
-        val kpg = KeyPairGenerator.getInstance("RSA")
-        kpg.initialize(2048)
-        val pair = kpg.genKeyPair()
-        XMLUtil.signEbicsDocument(doc, pair.private)
-        kotlin.test.assertTrue(XMLUtil.verifyEbicsDocument(doc, pair.public))
-    }
-
-    @Test
-    fun testRefSignature() {
-        val classLoader = ClassLoader.getSystemClassLoader()
-        val docText = classLoader.getResourceAsStream("signature1/doc.xml")
-        val doc = XMLUtil.parseIntoDom(docText)
-        val keyStream = classLoader.getResourceAsStream("signature1/public_key.txt")
-        val keyBytes = keyStream.decodeBase64().readAllBytes()
-        val key = CryptoUtil.loadRsaPublicKey(keyBytes)
-        assertTrue(XMLUtil.verifyEbicsDocument(doc, key))
-    }
-}
\ No newline at end of file
diff --git a/ebics/src/test/resources/ebics_hev.xml b/ebics/src/test/resources/ebics_hev.xml
deleted file mode 100644
index 9f4598fe..00000000
--- a/ebics/src/test/resources/ebics_hev.xml
+++ /dev/null
@@ -1,4 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<ebics:ebicsHEVRequest xmlns:ebics="http://www.ebics.org/H000">
-    <ebics:HostID>EBIXQUAL</ebics:HostID>
-</ebics:ebicsHEVRequest>
diff --git a/ebics/src/test/resources/ebics_ini_inner_key.xml b/ebics/src/test/resources/ebics_ini_inner_key.xml
deleted file mode 100644
index 7e199f4f..00000000
--- a/ebics/src/test/resources/ebics_ini_inner_key.xml
+++ /dev/null
@@ -1,14 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>

-<SignaturePubKeyOrderData xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.ebics.org/S001 http://www.ebics.org/S001/ebics_signature.xsd" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns="http://www.ebics.org/S001">

-  <SignaturePubKeyInfo>

-    <PubKeyValue>

-      <ds:RSAKeyValue>

-        <ds:Modulus>s5ktpg3xGjbZZgVTYtW+0e6xsWg142UwvoM3mfuM+qrkIa5bPUGQLH6BRL9IejYosPhoA6jwMBSxO8LfaageyZJt2M5wHklJYz3fADtQrV1bk5R92OaY/9ZZdHxw3xY93tm5JfVrMDW9DEK5B1hUzYFdjuN/qu2/sdE9mwhx2YjYwwdSQzv6MhbtSK9OAJjPGo3fkxsht6maSmRCdgxplIOSO2mmP1wjUzbVUMcrRk9KDMvnb3kCxiTm+evvxX6J4wpY1bAWukolJbaALHlFtgTo1LnulUe/BxiKx9HpmuEAaPsk8kgduXsz5OqH2g/Vyw75x51aKVPxOTBPyP+4kQ==</ds:Modulus>

-        <ds:Exponent>AQAB</ds:Exponent>

-      </ds:RSAKeyValue>

-    </PubKeyValue>

-    <SignatureVersion>A006</SignatureVersion>

-  </SignaturePubKeyInfo>

-  <PartnerID>flo-kid</PartnerID>

-  <UserID>flo-uid</UserID>

-</SignaturePubKeyOrderData>
\ No newline at end of file
diff --git a/ebics/src/test/resources/ebics_ini_request_sample.xml b/ebics/src/test/resources/ebics_ini_request_sample.xml
deleted file mode 100644
index a9237a91..00000000
--- a/ebics/src/test/resources/ebics_ini_request_sample.xml
+++ /dev/null
@@ -1,25 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<ebicsUnsecuredRequest Revision="1" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
-                       xsi:schemaLocation="urn:org:ebics:H004 ebics_keymgmt_request_H004.xsd" Version="H004"
-                       xmlns="urn:org:ebics:H004">
-    <header authenticate="true">
-        <static>
-            <HostID>myhost</HostID>
-            <PartnerID>k1</PartnerID>
-            <UserID>u1</UserID>
-            <OrderDetails>
-                <OrderType>INI</OrderType>
-                <OrderAttribute>DZNNN</OrderAttribute>
-            </OrderDetails>
-            <SecurityMedium>0000</SecurityMedium>
-        </static>
-        <mutable/>
-    </header>
-    <body>
-        <DataTransfer>
-            <OrderData>
-                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
-            </OrderData>
-        </DataTransfer>
-    </body>
-</ebicsUnsecuredRequest>
\ No newline at end of file
diff --git a/ebics/src/test/resources/hia_request.xml b/ebics/src/test/resources/hia_request.xml
deleted file mode 100644
index 0089a363..00000000
--- a/ebics/src/test/resources/hia_request.xml
+++ /dev/null
@@ -1,26 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>
-<ebicsUnsecuredRequest xmlns="urn:org:ebics:H004"
-                       xmlns:ds="http://www.w3.org/2000/09/xmldsig#"
-                       xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
-                       xsi:schemaLocation="urn:org:ebics:H004 ebics_keymgmt_request_H004.xsd"
-                       Version="H004"
-                       Revision="1">
-  <header authenticate="true">
-    <static>
-      <HostID>LIBEUFIN-SANDBOX</HostID>
-      <PartnerID>CUSTM001</PartnerID>
-      <UserID>u1</UserID>
-      <OrderDetails>
-      <OrderType>HIA</OrderType>
-      <OrderAttribute>DZNNN</OrderAttribute>
-      </OrderDetails>
-      <SecurityMedium>0000</SecurityMedium>
-    </static>
-    <mutable/>
-  </header>
-  <body>
-    <DataTransfer>
-      <OrderData>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</OrderData>
-    </DataTransfer>
-  </body>
-</ebicsUnsecuredRequest>
diff --git a/ebics/src/test/resources/hia_request_order_data.xml b/ebics/src/test/resources/hia_request_order_data.xml
deleted file mode 100644
index cd1f4e4f..00000000
--- a/ebics/src/test/resources/hia_request_order_data.xml
+++ /dev/null
@@ -1,23 +0,0 @@
-<?xml version="1.0" encoding="utf-8"?>
-<HIARequestOrderData xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:org:ebics:H004 ebics_orders_H004.xsd" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns="urn:org:ebics:H004">
-    <AuthenticationPubKeyInfo>
-        <PubKeyValue>
-            <ds:RSAKeyValue>
-                <ds:Modulus>0Ekicvrcj2+8tsF+DZsWihl9W7AyVwtMLxq3qefSWagpfnV7BVsKYIJ/OhiWpvr3dz6K5lHSatzhG1x//jrZt6VHn5Wkkb0M0vayPUiZbe5s2aLabqfOTrt8TPnHwjZMChDHRmGoKI0OzLyQJ6MIfQrHZ5t61ccWubYO/bgbSnP9H39k8QEp0kmW4Tf4u+28GTLgueNAaaPTdCozZjrST4fH9nyhBUZ3nl+vZ+AiUNdl5UfV109CXhCm3safLboUus6ZcYLm6gTaiwJEdRX7HYbnAQZ5gcoXVz/oyxJqTkicVOLPrTAfi3UmFrnIVF8XBtOPdIXHzSpxZ3yT8gH4zQ==</ds:Modulus>
-                <ds:Exponent>AQAB</ds:Exponent>
-            </ds:RSAKeyValue>
-        </PubKeyValue>
-        <AuthenticationVersion>X002</AuthenticationVersion>
-    </AuthenticationPubKeyInfo>
-    <EncryptionPubKeyInfo>
-        <PubKeyValue>
-            <ds:RSAKeyValue>
-                <ds:Modulus>0Ekicvrcj2+8tsF+DZsWihl9W7AyVwtMLxq3qefSWagpfnV7BVsKYIJ/OhiWpvr3dz6K5lHSatzhG1x//jrZt6VHn5Wkkb0M0vayPUiZbe5s2aLabqfOTrt8TPnHwjZMChDHRmGoKI0OzLyQJ6MIfQrHZ5t61ccWubYO/bgbSnP9H39k8QEp0kmW4Tf4u+28GTLgueNAaaPTdCozZjrST4fH9nyhBUZ3nl+vZ+AiUNdl5UfV109CXhCm3safLboUus6ZcYLm6gTaiwJEdRX7HYbnAQZ5gcoXVz/oyxJqTkicVOLPrTAfi3UmFrnIVF8XBtOPdIXHzSpxZ3yT8gH4zQ==</ds:Modulus>
-                <ds:Exponent>AQAB</ds:Exponent>
-            </ds:RSAKeyValue>
-        </PubKeyValue>
-        <EncryptionVersion>E002</EncryptionVersion>
-    </EncryptionPubKeyInfo>
-    <PartnerID>PARTNER1</PartnerID>
-    <UserID>USER1</UserID>
-</HIARequestOrderData>
\ No newline at end of file
diff --git a/ebics/src/test/resources/hpb_request.xml b/ebics/src/test/resources/hpb_request.xml
deleted file mode 100644
index 3a630fdd..00000000
--- a/ebics/src/test/resources/hpb_request.xml
+++ /dev/null
@@ -1,43 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>
-<ebics:ebicsNoPubKeyDigestsRequest xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" xmlns="http://www.w3.org/2001/XMLSchema" Version="H004" Revision="1">
-  <ebics:header authenticate="true">
-    <ebics:static>
-      <ebics:HostID>EBIXQUAL</ebics:HostID>
-      <ebics:Nonce>0749134D19E160DA4ACA366180113D44</ebics:Nonce>
-      <ebics:Timestamp>2018-11-01T11:10:35Z</ebics:Timestamp>
-      <ebics:PartnerID>EXCHANGE</ebics:PartnerID>
-      <ebics:UserID>TALER</ebics:UserID>
-      <ebics:OrderDetails>
-        <ebics:OrderType>HPB</ebics:OrderType>
-        <ebics:OrderAttribute>DZHNN</ebics:OrderAttribute>
-      </ebics:OrderDetails>
-      <ebics:SecurityMedium>0000</ebics:SecurityMedium>
-    </ebics:static>
-    <ebics:mutable/>
-  </ebics:header>
-  <ebics:AuthSignature>
-    <ds:SignedInfo>
-      <ds:CanonicalizationMethod Algorithm="http://www.w3.org/TR/2001/REC-xml-c14n-20010315"/>
-      <ds:SignatureMethod Algorithm="http://www.w3.org/2001/04/xmldsig-more#rsa-sha256"/>
-      <ds:Reference URI="#xpointer(//*[@authenticate='true'])">
-        <ds:Transforms>
-          <ds:Transform Algorithm="http://www.w3.org/TR/2001/REC-xml-c14n-20010315"/>
-        </ds:Transforms>
-        <ds:DigestMethod Algorithm="http://www.w3.org/2001/04/xmlenc#sha256"/>
-        <ds:DigestValue>yuwpcvmVrNrc1t58aulF6TiqKO+CNe7Dhwaa6V/cKws=</ds:DigestValue>
-      </ds:Reference>
-    </ds:SignedInfo>
-    <ds:SignatureValue>chhF4/yxSz2WltTR0/DPf01WyncNx3P1XJDr0SylVMVWWSY9S1dYyJKgGOW+g7C/
-HYzrGcFwKrejf79DH3F2Ek8NJLsAFzf/0oxff2eYEe0SlxjXmgsubeMOy5PKB9Ag
-ZiQYMiNy9gaatqcW79E3n/r1nD/lwLsped/4jzWdY+Gfj3z6d18vymmGymbHqIaR
-hawk/Iu/tpMQ3dbvIFbzn9LLMmzfQzG2ZPy3BiQNVWr3aSLl9qG4U9zeK6OyH2/Z
-g1EEnjfJa/+pTCeJmyoDBwgaJWcuCRQmWjvxvbM4ckYnrFkhvLf24on2ydmUeipp
-sMl8q1khyWUC0P0h6otZhD1SUdf1rt14r16bdy1r0ieTVm6m3qXhcX5MXagvFci0
-0OE2mOgf/GXE2WiJLAbRh06s9OvAzHUq4QGQwbkprMBMFw4uxONyNzYl+F9aA5Ic
-Awebf7/dfDJIHZc8XkwY1jNJrmCTzRyTP5eDN4bDPoHqTotDo1CMFaHtnkygg/Lg
-qoirV8mHfqnO4XQBOCUiHZ6mzz81l+O7dYg65cYx9Z76q2cv1PxsMb7Eo4nvux5S
-QPuuid0G5lomHXM/uM3mu4vXcDluCoffgTDimxs0I9X+PB7a2vgSMezwYkj8dA69
-vszH1hwek7DRbRfKUo6HUxl49Gsk0XYG/K30M5fS5JE=</ds:SignatureValue>
-  </ebics:AuthSignature>
-  <ebics:body/>
-</ebics:ebicsNoPubKeyDigestsRequest>
diff --git a/nexus/build.gradle b/nexus/build.gradle
index be202f45..56eda968 100644
--- a/nexus/build.gradle
+++ b/nexus/build.gradle
@@ -22,10 +22,6 @@ dependencies {
     implementation("org.jetbrains.kotlinx:kotlinx-coroutines-core:$coroutines_version")
 
     implementation(project(":common"))
-    implementation(project(":ebics"))
-
-    // XML parsing/binding and encryption
-    implementation("jakarta.xml.bind:jakarta.xml.bind-api:2.3.3")
 
     // Command line parsing
     implementation("com.github.ajalt.clikt:clikt:$clikt_version")
diff --git a/ebics/codegen.py b/nexus/codegen.py
index 7b145662..634a9842 100644
--- a/ebics/codegen.py
+++ b/nexus/codegen.py
@@ -58,7 +58,7 @@ def iso20022codegen():
 
 // THIS FILE IS GENERATED, DO NOT EDIT
 
-package tech.libeufin.ebics
+package tech.libeufin.nexus
 
 {extractCodeSet("ExternalStatusReason1Code", "ExternalStatusReasonCode")}
 
@@ -66,7 +66,7 @@ package tech.libeufin.ebics
 
 {extractCodeSet("ExternalPaymentTransactionStatus1Code", "ExternalPaymentTransactionStatusCode")}
 """
-    with open("src/main/kotlin/Iso20022CodeSets.kt", "w") as file1:
+    with open("src/main/kotlin/tech/libeufin/nexus/Iso20022CodeSets.kt", "w") as file1:
         file1.write(kt)
 
 iso20022codegen()
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsFetch.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsFetch.kt
index 6b88362c..ca7b9116 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsFetch.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsFetch.kt
@@ -27,8 +27,6 @@ import io.ktor.client.*
 import io.ktor.client.plugins.*
 import kotlinx.coroutines.*
 import tech.libeufin.common.*
-import tech.libeufin.ebics.*
-import tech.libeufin.ebics.ebics_h005.Ebics3Request
 import tech.libeufin.nexus.ebics.*
 import java.io.IOException
 import java.io.InputStream
@@ -67,53 +65,6 @@ data class FetchContext(
 )
 
 /**
- * Downloads content via EBICS, according to the order params passed
- * by the caller.
- *
- * @param T [Ebics2Request] for EBICS 2 or [Ebics3Request.OrderDetails.BTOrderParams] for EBICS 3
- * @param ctx [FetchContext]
- * @param req contains the instructions for the download, namely
- *            which document is going to be downloaded from the bank.
- * @return the [ByteArray] payload.  On an empty response, the array
- *         length is zero.  It returns null, if the bank assigned an
- *         error to the EBICS transaction.
- */
-private suspend fun downloadHelper(
-    ctx: FetchContext,
-    lastExecutionTime: Instant? = null,
-    doc: SupportedDocument,
-    processing: (InputStream) -> Unit
-) {
-    val isEbics3 = doc != SupportedDocument.PAIN_002_LOGS
-    val initXml = if (isEbics3) {
-        createEbics3DownloadInitialization(
-            ctx.cfg,
-            ctx.bankKeys,
-            ctx.clientKeys,
-            prepEbics3Document(doc, lastExecutionTime)
-        )
-    } else {
-        val ebics2Req = prepEbics2Document(doc, lastExecutionTime)
-        createEbics25DownloadInit(
-            ctx.cfg,
-            ctx.clientKeys,
-            ctx.bankKeys,
-            ebics2Req.messageType,
-            ebics2Req.orderParams
-        )
-    }
-    return ebicsDownload(
-        ctx.httpClient,
-        ctx.cfg,
-        ctx.clientKeys,
-        ctx.bankKeys,
-        initXml,
-        isEbics3,
-        processing
-    )
-}
-
-/**
  * Converts the 2-digits fraction value as given by the bank
  * (postfinance dialect), to the Taler 8-digit value (db representation).
  *
@@ -322,7 +273,7 @@ private fun ingestDocuments(
 private suspend fun fetchDocuments(
     db: Database,
     ctx: FetchContext,
-    docs: List<Document>
+    docs: List<EbicsDocument>
 ): Boolean {
     val lastExecutionTime: Instant? = ctx.pinnedStart
     return docs.all { doc ->
@@ -332,9 +283,18 @@ private suspend fun fetchDocuments(
             } else {
                 logger.info("Fetching '${doc.fullDescription()}' from timestamp: $lastExecutionTime")
             }
-            val doc = doc.doc()
             // downloading the content
-            downloadHelper(ctx, lastExecutionTime, doc) { stream ->
+            val doc = doc.doc()
+            val order = downloadDocService(doc, doc == SupportedDocument.PAIN_002_LOGS)
+            ebicsDownload(
+                ctx.httpClient,
+                ctx.cfg,
+                ctx.clientKeys,
+                ctx.bankKeys,
+                order,
+                lastExecutionTime,
+                null
+            ) { stream ->
                 val loggedStream = ctx.fileLogger.logFetch(
                     stream,
                     doc == SupportedDocument.PAIN_002_LOGS
@@ -349,7 +309,7 @@ private suspend fun fetchDocuments(
     }
 }
 
-enum class Document {
+enum class EbicsDocument {
     /// EBICS acknowledgement - CustomerAcknowledgement HAC pain.002
     acknowledgement,
     /// Payment status - CustomerPaymentStatusReport pain.002
@@ -394,10 +354,10 @@ class EbicsFetch: CliktCommand("Fetches EBICS files") {
         help = "This flag fetches only once from the bank and returns, " +
                 "ignoring the 'frequency' configuration value"
     ).flag(default = false)
-    private val documents: Set<Document> by argument(
+    private val documents: Set<EbicsDocument> by argument(
         help = "Which documents should be fetched? If none are specified, all supported documents will be fetched",
-        helpTags = Document.entries.map { Pair(it.name, it.shortDescription()) }.toMap()
-    ).enum<Document>().multiple().unique()
+        helpTags = EbicsDocument.entries.map { Pair(it.name, it.shortDescription()) }.toMap()
+    ).enum<EbicsDocument>().multiple().unique()
     private val pinnedStart by option(
         help = "Constant YYYY-MM-DD date for the earliest document" +
                 " to download (only consumed in --transient mode).  The" +
@@ -434,7 +394,7 @@ class EbicsFetch: CliktCommand("Fetches EBICS files") {
                 null,
                 FileLogger(ebicsLog)
             )
-            val docs = if (documents.isEmpty()) Document.entries else documents.toList()
+            val docs = if (documents.isEmpty()) EbicsDocument.entries else documents.toList()
             if (transient) {
                 logger.info("Transient mode: fetching once and returning.")
                 val pinnedStartVal = pinnedStart
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsSetup.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsSetup.kt
index a9e595f4..b0cbc299 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsSetup.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsSetup.kt
@@ -23,9 +23,9 @@ import com.github.ajalt.clikt.core.CliktCommand
 import com.github.ajalt.clikt.parameters.groups.*
 import com.github.ajalt.clikt.parameters.options.*
 import io.ktor.client.*
+import io.ktor.client.plugins.*
 import tech.libeufin.common.*
 import tech.libeufin.common.crypto.*
-import tech.libeufin.ebics.*
 import tech.libeufin.nexus.ebics.*
 import java.nio.file.*
 import java.time.Instant
@@ -81,8 +81,8 @@ fun String.spaceEachTwo() =
  * @return true if the user accepted, false otherwise.
  */
 private fun askUserToAcceptKeys(bankKeys: BankPublicKeysFile): Boolean {
-    val encHash = CryptoUtil.getEbicsPublicKeyHash(bankKeys.bank_encryption_public_key).toHexString()
-    val authHash = CryptoUtil.getEbicsPublicKeyHash(bankKeys.bank_authentication_public_key).toHexString()
+    val encHash = CryptoUtil.getEbicsPublicKeyHash(bankKeys.bank_encryption_public_key).encodeUpHex()
+    val authHash = CryptoUtil.getEbicsPublicKeyHash(bankKeys.bank_authentication_public_key).encodeUpHex()
     println("The bank has the following keys:")
     println("Encryption key: ${encHash.spaceEachTwo()}")
     println("Authentication key: ${authHash.spaceEachTwo()}")
@@ -92,43 +92,6 @@ private fun askUserToAcceptKeys(bankKeys: BankPublicKeysFile): Boolean {
 }
 
 /**
- * Parses the HPB response and stores the bank keys as "NOT accepted" to disk.
- *
- * @param cfg used to get the location of the bank keys file.
- * @param bankKeys bank response to the HPB message.
- */
-private fun handleHpbResponse(
-    cfg: EbicsSetupConfig,
-    bankKeys: EbicsKeyManagementResponseContent
-) {
-    val hpbBytes = bankKeys.orderData // silences compiler.
-    if (hpbBytes == null) {
-        throw Exception("HPB content not found in a EBICS response with successful return codes.")
-    }
-    val hpbObj = try {
-        parseEbicsHpbOrder(hpbBytes.inputStream())
-    } catch (e: Exception) {
-        throw Exception("HPB response content seems invalid", e)
-    }
-    val encPub = try {
-        CryptoUtil.loadRsaPublicKey(hpbObj.encryptionPubKey.encoded)
-    } catch (e: Exception) {
-        throw Exception("Could not import bank encryption key from HPB response", e)
-    }
-    val authPub = try {
-        CryptoUtil.loadRsaPublicKey(hpbObj.authenticationPubKey.encoded)
-    } catch (e: Exception) {
-        throw Exception("Could not import bank authentication key from HPB response", e)
-    }
-    val json = BankPublicKeysFile(
-        bank_authentication_public_key = authPub,
-        bank_encryption_public_key = encPub,
-        accepted = false
-    )
-    persistBankKeys(json, cfg.bankPublicKeysFilename)
-}
-
-/**
  * Collects all the steps from generating the message, to
  * sending it to the bank, and finally updating the state
  * on disk according to the response.
@@ -147,37 +110,57 @@ suspend fun doKeysRequestAndUpdateState(
     orderType: KeysOrderType
 ) {
     logger.info("Doing key request ${orderType.name}")
+    val impl = Ebics3KeyMng(cfg, privs)
     val req = when(orderType) {
-        KeysOrderType.INI -> generateIniMessage(cfg, privs)
-        KeysOrderType.HIA -> generateHiaMessage(cfg, privs)
-        KeysOrderType.HPB -> generateHpbMessage(cfg, privs)
+        KeysOrderType.INI -> impl.INI()
+        KeysOrderType.HIA -> impl.HIA()
+        KeysOrderType.HPB -> impl.HPB()
     }
-    val xml = try {
-        client.postToBank(cfg.hostBaseUrl, req)
-    } catch (e: Exception) {
-        throw Exception("Could not POST the ${orderType.name} message to the bank at '${cfg.hostBaseUrl}'", e)
-    }
-    val ebics = parseKeysMgmtResponse(privs.encryption_private_key, xml)
-    if (ebics == null) {
-        throw Exception("Could not get any EBICS from the bank ${orderType.name} response ($xml).")
-    }
-    if (ebics.technicalReturnCode != EbicsReturnCode.EBICS_OK) {
-        throw Exception("EBICS ${orderType.name} failed with code: ${ebics.technicalReturnCode}")
-    }
-    if (ebics.bankReturnCode != EbicsReturnCode.EBICS_OK) {
-        throw Exception("EBICS ${orderType.name} reached the bank, but could not be fulfilled, error code: ${ebics.bankReturnCode}")
+    val xml = client.postToBank(cfg.hostBaseUrl, req, "$orderType")
+    val resp = Ebics3KeyMng.parseResponse(xml, privs.encryption_private_key)
+    
+    when (orderType) {
+        KeysOrderType.INI, KeysOrderType.HIA -> {
+            if (resp.technicalCode == EbicsReturnCode.EBICS_INVALID_USER_OR_USER_STATE) {
+                throw Exception("$orderType status code ${resp.technicalCode}: either your IDs are incorrect, or you already have keys registered with this bank")
+            }
+        }
+        KeysOrderType.HPB -> {
+            if (resp.technicalCode == EbicsReturnCode.EBICS_AUTHENTICATION_FAILED) {
+                throw Exception("$orderType status code ${resp.technicalCode}: could not download bank keys, send client keys (and/or related PDF document with --generate-registration-pdf) to the bank")
+            }
+        }
     }
-
+    
+    val orderData = resp.okOrFail("${orderType.name}")
     when (orderType) {
         KeysOrderType.INI -> privs.submitted_ini = true
         KeysOrderType.HIA -> privs.submitted_hia = true
-        KeysOrderType.HPB -> return handleHpbResponse(cfg, ebics)
+        KeysOrderType.HPB -> {
+            val orderData = requireNotNull(orderData) {
+                "HPB: missing order data"
+            }
+            val (authPub, encPub) = Ebics3KeyMng.parseHpbOrder(orderData)
+            val bankKeys = BankPublicKeysFile(
+                bank_authentication_public_key = authPub,
+                bank_encryption_public_key = encPub,
+                accepted = false
+            )
+            try {
+                persistBankKeys(bankKeys, cfg.bankPublicKeysFilename)
+            } catch (e: Exception) {
+                throw Exception("Could not update the ${orderType.name} state on disk", e)
+            }
+        }
     }
-    try {
-        persistClientKeys(privs, cfg.clientPrivateKeysFilename)
-    } catch (e: Exception) {
-        throw Exception("Could not update the ${orderType.name} state on disk", e)
+    if (orderType != KeysOrderType.HPB) {
+        try {
+            persistClientKeys(privs, cfg.clientPrivateKeysFilename)
+        } catch (e: Exception) {
+            throw Exception("Could not update the ${orderType.name} state on disk", e)
+        }
     }
+    
 }
 
 /**
@@ -231,7 +214,12 @@ class EbicsSetup: CliktCommand("Set up the EBICS subscriber") {
         val cfg = extractEbicsConfig(common.config)
         // Config is sane.  Go (maybe) making the private keys.
         val clientKeys = loadOrGenerateClientKeys(cfg.clientPrivateKeysFilename)
-        val httpClient = HttpClient()
+        val httpClient =  HttpClient {
+            install(HttpTimeout) {
+                // It can take a lot of time for the bank to generate documents
+                socketTimeoutMillis = 5 * 60 * 1000
+            }
+        }
         // Privs exist.  Upload their pubs
         val keysNotSub = !clientKeys.submitted_ini
         if ((!clientKeys.submitted_ini) || forceKeysResubmission)
@@ -244,16 +232,12 @@ class EbicsSetup: CliktCommand("Set up the EBICS subscriber") {
         // Checking if the bank keys exist on disk.
         var bankKeys = loadBankKeys(cfg.bankPublicKeysFilename)
         if (bankKeys == null) {
-            try {
-                doKeysRequestAndUpdateState(
-                    cfg,
-                    clientKeys,
-                    httpClient,
-                    KeysOrderType.HPB
-                )
-            } catch (e: Exception) {
-                throw Exception("Could not download bank keys. Send client keys (and/or related PDF document with --generate-registration-pdf) to the bank", e)
-            }
+            doKeysRequestAndUpdateState(
+                cfg,
+                clientKeys,
+                httpClient,
+                KeysOrderType.HPB
+            )
             logger.info("Bank keys stored at ${cfg.bankPublicKeysFilename}")
             bankKeys = loadBankKeys(cfg.bankPublicKeysFilename)!!
         }
@@ -264,12 +248,12 @@ class EbicsSetup: CliktCommand("Set up the EBICS subscriber") {
             else bankKeys.accepted = askUserToAcceptKeys(bankKeys)
 
             if (!bankKeys.accepted) {
-                throw Exception("Cannot successfully finish the setup without accepting the bank keys.")
+                throw Exception("Cannot successfully finish the setup without accepting the bank keys")
             }
             try {
                 persistBankKeys(bankKeys, cfg.bankPublicKeysFilename)
             } catch (e: Exception) {
-                throw Exception("Could not set bank keys as accepted on disk.", e)
+                throw Exception("Could not set bank keys as accepted on disk", e)
             }
         }
         
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsSubmit.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsSubmit.kt
index d38ee64c..82c1a459 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsSubmit.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/EbicsSubmit.kt
@@ -25,29 +25,11 @@ import com.github.ajalt.clikt.parameters.options.*
 import io.ktor.client.*
 import kotlinx.coroutines.*
 import tech.libeufin.common.*
-import tech.libeufin.nexus.ebics.EbicsSideError
-import tech.libeufin.nexus.ebics.EbicsSideException
-import tech.libeufin.nexus.ebics.EbicsUploadException
-import tech.libeufin.nexus.ebics.submitPain001
+import tech.libeufin.nexus.ebics.*
 import java.time.*
 import java.util.*
 
 /**
- * Possible stages when an error may occur.  These stages
- * help to decide the retry policy.
- */
-enum class NexusSubmissionStage {
-    pain,
-    ebics,
-    /**
-     * Includes both non-200 responses and network issues.
-     * They are both considered transient (non-200 responses
-     * can be fixed by changing and reloading the configuration).
-     */
-    reachability
-}
-
-/**
  * Groups useful parameters to submit pain.001 via EBICS.
  */
 data class SubmissionContext(
@@ -71,16 +53,6 @@ data class SubmissionContext(
 )
 
 /**
- * Expresses one error that occurred while submitting one pain.001
- * document via EBICS.
- */
-class NexusSubmitException(
-    msg: String? = null,
-    cause: Throwable? = null,
-    val stage: NexusSubmissionStage
-) : Exception(msg, cause)
-
-/**
  * Takes the initiated payment data as it was returned from the
  * database, sanity-checks it, gets the pain.001 from the helper
  * function and finally submits it via EBICS to the bank.
@@ -113,38 +85,14 @@ private suspend fun submitInitiatedPayment(
         wireTransferSubject = payment.wireTransferSubject
     )
     ctx.fileLogger.logSubmit(xml)
-    try {
-        return submitPain001(
-            xml,
-            ctx.cfg,
-            ctx.clientPrivateKeysFile,
-            ctx.bankPublicKeysFile,
-            ctx.httpClient
-        )
-    } catch (early: EbicsSideException) {
-        val errorStage = when (early.sideEc) {
-            EbicsSideError.HTTP_POST_FAILED ->
-                NexusSubmissionStage.reachability // transient error
-            /**
-             * Any other [EbicsSideError] should be treated as permanent,
-             * as they involve invalid signatures or an unexpected response
-             * format.  For this reason, they get the "ebics" stage assigned
-             * below, that will cause the payment as permanently failed and
-             * not to be retried.
-             */
-            else ->
-                NexusSubmissionStage.ebics // permanent error
-        }
-        throw NexusSubmitException(
-            stage = errorStage,
-            cause = early
-        )
-    } catch (permanent: EbicsUploadException) {
-        throw NexusSubmitException(
-            stage = NexusSubmissionStage.ebics,
-            cause = permanent
-        )
-    }
+    return doEbicsUpload(
+        ctx.httpClient,
+        ctx.cfg,
+        ctx.clientPrivateKeysFile,
+        ctx.bankPublicKeysFile,
+        uploadPaymentService(),
+        xml
+    )
 }
 
 /**
@@ -157,43 +105,23 @@ private suspend fun submitInitiatedPayment(
  * @param clientKeys subscriber private keys.
  * @param bankKeys bank public keys.
  */
-private fun submitBatch(
+private suspend fun submitBatch(
     ctx: SubmissionContext,
     db: Database,
 ) {
     logger.debug("Running submit at: ${Instant.now()}")
-    runBlocking {
-        db.initiatedPaymentsSubmittableGet(ctx.cfg.currency).forEach {
-            logger.debug("Submitting payment initiation with row ID: ${it.id}")
-            val submissionState = try {
-                val orderId = submitInitiatedPayment(ctx, it)
-                db.mem[orderId] = "Init"
-                DatabaseSubmissionState.success
-            } catch (e: NexusSubmitException) {
-                logger.error(e.message)
-                when (e.stage) {
-                    /**
-                     * Permanent failure: the pain.001 was invalid.  For example a Payto
-                     * URI was missing the receiver name, or the currency was wrong.  Must
-                     * not be retried.
-                     */
-                    NexusSubmissionStage.pain -> DatabaseSubmissionState.permanent_failure
-                    /**
-                     * Transient failure: HTTP or network failed, either because one party
-                     * was offline / unreachable, or because the bank URL is wrong.  In both
-                     * cases, the initiated payment stored in the database may still be correct,
-                     * therefore we set this error as transient, and it'll be retried.
-                     */
-                    NexusSubmissionStage.reachability -> DatabaseSubmissionState.transient_failure
-                    /**
-                     * As in the pain.001 case, there is a fundamental problem in the document
-                     * being submitted, so it should not be retried.
-                     */
-                    NexusSubmissionStage.ebics -> DatabaseSubmissionState.permanent_failure
-                }
-            }
-            db.initiatedPaymentSetSubmittedState(it.id, submissionState)
+    db.initiatedPaymentsSubmittableGet(ctx.cfg.currency).forEach {
+        logger.debug("Submitting payment initiation with row ID: ${it.id}")
+        val submissionState = try {
+            val orderId = submitInitiatedPayment(ctx, it)
+            db.mem[orderId] = "Init"
+            DatabaseSubmissionState.success
+        } catch (e: Exception) {
+            e.fmtLog(logger)
+            DatabaseSubmissionState.transient_failure
+            // TODO 
         }
+        db.initiatedPaymentSetSubmittedState(it.id, submissionState)
     }
 }
 
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/Iso20022.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/Iso20022.kt
index fb9c03ce..a9f44077 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/Iso20022.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/Iso20022.kt
@@ -19,7 +19,6 @@
 package tech.libeufin.nexus
 
 import tech.libeufin.common.*
-import tech.libeufin.ebics.*
 import java.io.InputStream
 import java.net.URLEncoder
 import java.time.*
@@ -76,14 +75,14 @@ fun createPain001(
     amount: TalerAmount,
     wireTransferSubject: String,
     creditAccount: IbanAccountMetadata
-): String {
+): ByteArray {
     val namespace = Pain001Namespaces(
         fullNamespace = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.09",
         xsdFilename = "pain.001.001.09.ch.03.xsd"
     )
     val zonedTimestamp = ZonedDateTime.ofInstant(initiationTimestamp, ZoneId.of("UTC"))
     val amountWithoutCurrency: String = getAmountNoCurrency(amount)
-    return constructXml("Document") {
+    return XmlBuilder.toBytes("Document") {
         attr("xmlns", namespace.fullNamespace)
         attr("xmlns:xsi", "http://www.w3.org/2001/XMLSchema-instance")
         attr("xsi:schemaLocation", "${namespace.fullNamespace} ${namespace.xsdFilename}")
diff --git a/ebics/src/main/kotlin/Iso20022CodeSets.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/Iso20022CodeSets.kt
index f5e338df..bc2c7eae 100644
--- a/ebics/src/main/kotlin/Iso20022CodeSets.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/Iso20022CodeSets.kt
@@ -19,7 +19,7 @@
 
 // THIS FILE IS GENERATED, DO NOT EDIT
 
-package tech.libeufin.ebics
+package tech.libeufin.nexus
 
 enum class ExternalStatusReasonCode(val isoCode: String, val description: String) {
 	AB01("AbortedClearingTimeout", "Clearing process aborted due to timeout."),
diff --git a/ebics/src/main/kotlin/Iso20022Constants.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/Iso20022Constants.kt
index 961f5f90..abc7bc80 100644
--- a/ebics/src/main/kotlin/Iso20022Constants.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/Iso20022Constants.kt
@@ -17,7 +17,7 @@
  * <http://www.gnu.org/licenses/>
  */
 
-package tech.libeufin.ebics
+package tech.libeufin.nexus
 
 enum class HacAction(val description: String) {
 	FILE_UPLOAD("File submitted to the bank"),
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/Log.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/Log.kt
index 9b4867d1..1367c97c 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/Log.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/Log.kt
@@ -80,7 +80,7 @@ class FileLogger(path: String?) {
      *
      * @param content EBICS submit content
      */
-    fun logSubmit(content: String) {
+    fun logSubmit(content: ByteArray) {
         if (dir == null) return
 
         // Subdir based on current day.
@@ -90,6 +90,6 @@ class FileLogger(path: String?) {
         // Creating the combined dir.
         val subDir = dir.resolve("${asUtcDate.year}-${asUtcDate.monthValue}-${asUtcDate.dayOfMonth}").resolve("submit")
         subDir.createDirectories()
-        subDir.resolve("${nowMs}_pain.001.xml").writeText(content)
+        subDir.resolve("${nowMs}_pain.001.xml").writeBytes(content)
     }
 }
\ No newline at end of file
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/PDF.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/PDF.kt
new file mode 100644
index 00000000..a485477c
--- /dev/null
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/PDF.kt
@@ -0,0 +1,115 @@
+/*
+ * This file is part of LibEuFin.
+ * Copyright (C) 2024 Taler Systems S.A.
+
+ * LibEuFin is free software; you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation; either version 3, or
+ * (at your option) any later version.
+
+ * LibEuFin is distributed in the hope that it will be useful, but
+ * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
+ * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
+ * Public License for more details.
+
+ * You should have received a copy of the GNU Affero General Public
+ * License along with LibEuFin; see the file COPYING.  If not, see
+ * <http://www.gnu.org/licenses/>
+ */
+
+package tech.libeufin.nexus
+
+import com.itextpdf.kernel.pdf.PdfDocument
+import com.itextpdf.kernel.pdf.PdfWriter
+import com.itextpdf.layout.Document
+import com.itextpdf.layout.element.AreaBreak
+import com.itextpdf.layout.element.Paragraph
+import java.security.interfaces.RSAPrivateCrtKey
+import java.time.LocalDateTime
+import java.time.format.DateTimeFormatter
+import java.util.*
+import java.io.ByteArrayOutputStream
+import tech.libeufin.common.crypto.*
+
+/**
+ * Generate the PDF document with all the client public keys
+ * to be sent on paper to the bank.
+ */
+fun generateKeysPdf(
+    clientKeys: ClientPrivateKeysFile,
+    cfg: EbicsSetupConfig
+): ByteArray {
+    val po = ByteArrayOutputStream()
+    val pdfWriter = PdfWriter(po)
+    val pdfDoc = PdfDocument(pdfWriter)
+    val date = LocalDateTime.now()
+    val dateStr = date.format(DateTimeFormatter.ISO_LOCAL_DATE)
+
+    fun formatHex(ba: ByteArray): String {
+        var out = ""
+        for (i in ba.indices) {
+            val b = ba[i]
+            if (i > 0 && i % 16 == 0) {
+                out += "\n"
+            }
+            out += java.lang.String.format("%02X", b)
+            out += " "
+        }
+        return out
+    }
+
+    fun writeCommon(doc: Document) {
+        doc.add(
+            Paragraph(
+                """
+            Datum: $dateStr
+            Host-ID: ${cfg.ebicsHostId}
+            User-ID: ${cfg.ebicsUserId}
+            Partner-ID: ${cfg.ebicsPartnerId}
+            ES version: A006
+        """.trimIndent()
+            )
+        )
+    }
+
+    fun writeKey(doc: Document, priv: RSAPrivateCrtKey) {
+        val pub = CryptoUtil.getRsaPublicFromPrivate(priv)
+        val hash = CryptoUtil.getEbicsPublicKeyHash(pub)
+        doc.add(Paragraph("Exponent:\n${formatHex(pub.publicExponent.toByteArray())}"))
+        doc.add(Paragraph("Modulus:\n${formatHex(pub.modulus.toByteArray())}"))
+        doc.add(Paragraph("SHA-256 hash:\n${formatHex(hash)}"))
+    }
+
+    fun writeSigLine(doc: Document) {
+        doc.add(Paragraph("Ort / Datum: ________________"))
+        doc.add(Paragraph("Firma / Name: ________________"))
+        doc.add(Paragraph("Unterschrift: ________________"))
+    }
+
+    Document(pdfDoc).use {
+        it.add(Paragraph("Signaturschlüssel").setFontSize(24f))
+        writeCommon(it)
+        it.add(Paragraph("Öffentlicher Schlüssel (Public key for the electronic signature)"))
+        writeKey(it, clientKeys.signature_private_key)
+        it.add(Paragraph("\n"))
+        writeSigLine(it)
+        it.add(AreaBreak())
+
+        it.add(Paragraph("Authentifikationsschlüssel").setFontSize(24f))
+        writeCommon(it)
+        it.add(Paragraph("Öffentlicher Schlüssel (Public key for the identification and authentication signature)"))
+        writeKey(it, clientKeys.authentication_private_key)
+        it.add(Paragraph("\n"))
+        writeSigLine(it)
+        it.add(AreaBreak())
+
+        it.add(Paragraph("Verschlüsselungsschlüssel").setFontSize(24f))
+        writeCommon(it)
+        it.add(Paragraph("Öffentlicher Schlüssel (Public encryption key)"))
+        writeKey(it, clientKeys.encryption_private_key)
+        it.add(Paragraph("\n"))
+        writeSigLine(it)
+    }
+    pdfWriter.flush()
+    return po.toByteArray()
+}
\ No newline at end of file
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/XMLUtil.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/XMLUtil.kt
new file mode 100644
index 00000000..2893f367
--- /dev/null
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/XMLUtil.kt
@@ -0,0 +1,175 @@
+/*
+ * This file is part of LibEuFin.
+ * Copyright (C) 2024 Taler Systems S.A.
+
+ * LibEuFin is free software; you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation; either version 3, or
+ * (at your option) any later version.
+
+ * LibEuFin is distributed in the hope that it will be useful, but
+ * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
+ * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
+ * Public License for more details.
+
+ * You should have received a copy of the GNU Affero General Public
+ * License along with LibEuFin; see the file COPYING.  If not, see
+ * <http://www.gnu.org/licenses/>
+ */
+
+package tech.libeufin.nexus
+
+import tech.libeufin.nexus.ebics.*
+import io.ktor.http.*
+import org.w3c.dom.Document
+import org.w3c.dom.Node
+import org.w3c.dom.NodeList
+import org.w3c.dom.ls.LSInput
+import org.w3c.dom.ls.LSResourceResolver
+import org.xml.sax.ErrorHandler
+import org.xml.sax.InputSource
+import org.xml.sax.SAXException
+import org.xml.sax.SAXParseException
+import java.io.*
+import java.security.PrivateKey
+import java.security.PublicKey
+import java.security.interfaces.RSAPrivateCrtKey
+import javax.xml.XMLConstants
+import javax.xml.crypto.*
+import javax.xml.crypto.dom.DOMURIReference
+import javax.xml.crypto.dsig.*
+import javax.xml.crypto.dsig.dom.DOMSignContext
+import javax.xml.crypto.dsig.dom.DOMValidateContext
+import javax.xml.crypto.dsig.spec.C14NMethodParameterSpec
+import javax.xml.crypto.dsig.spec.TransformParameterSpec
+import javax.xml.namespace.NamespaceContext
+import javax.xml.parsers.DocumentBuilderFactory
+import javax.xml.transform.OutputKeys
+import javax.xml.transform.Source
+import javax.xml.transform.TransformerFactory
+import javax.xml.transform.dom.DOMSource
+import javax.xml.transform.stream.StreamResult
+import javax.xml.transform.stream.StreamSource
+import javax.xml.validation.SchemaFactory
+import javax.xml.validation.Validator
+import javax.xml.xpath.XPath
+import javax.xml.xpath.XPathConstants
+import javax.xml.xpath.XPathFactory
+
+/**
+ * This URI dereferencer allows handling the resource reference used for
+ * XML signatures in EBICS.
+ */
+private class EbicsSigUriDereferencer : URIDereferencer {
+    override fun dereference(myRef: URIReference?, myCtx: XMLCryptoContext?): Data {
+        if (myRef !is DOMURIReference)
+            throw Exception("invalid type")
+        if (myRef.uri != "#xpointer(//*[@authenticate='true'])")
+            throw Exception("invalid EBICS XML signature URI: '${myRef.uri}'")
+        val xp: XPath = XPathFactory.newInstance().newXPath()
+        val nodeSet = xp.compile("//*[@authenticate='true']/descendant-or-self::node()").evaluate(
+            myRef.here.ownerDocument, XPathConstants.NODESET
+        )
+        if (nodeSet !is NodeList)
+            throw Exception("invalid type")
+        if (nodeSet.length <= 0) {
+            throw Exception("no nodes to sign")
+        }
+        val nodeList = ArrayList<Node>()
+        for (i in 0 until nodeSet.length) {
+            val node = nodeSet.item(i)
+            nodeList.add(node)
+        }
+        return NodeSetData { nodeList.iterator() }
+    }
+}
+
+/**
+ * Helpers for dealing with XML in EBICS.
+ */
+object XMLUtil {
+    fun convertDomToBytes(document: Document): ByteArray {
+        val w = ByteArrayOutputStream()
+        val transformer = TransformerFactory.newInstance().newTransformer()
+        transformer.setOutputProperty(OutputKeys.STANDALONE, "yes")
+        transformer.transform(DOMSource(document), StreamResult(w))
+        return w.toByteArray()
+    }
+
+    /** Parse [xml] into a XML DOM */
+    fun parseIntoDom(xml: InputStream): Document {
+        val factory = DocumentBuilderFactory.newInstance().apply {
+            isNamespaceAware = true
+        }
+        val builder = factory.newDocumentBuilder()
+        return xml.use { 
+            builder.parse(InputSource(it))
+        }
+    }
+
+    /**
+     * Sign an EBICS document with the authentication and identity signature.
+     */
+    fun signEbicsDocument(
+        doc: Document,
+        signingPriv: PrivateKey,
+        schema: String
+    ) {
+        val authSigNode = XPathFactory.newInstance().newXPath()
+            .evaluate("/*[1]/urn:org:ebics:$schema:AuthSignature", doc, XPathConstants.NODE)
+        if (authSigNode !is Node)
+            throw java.lang.Exception("no AuthSignature")
+        val fac = XMLSignatureFactory.getInstance("DOM")
+        val c14n = fac.newTransform(CanonicalizationMethod.INCLUSIVE, null as TransformParameterSpec?)
+        val ref: Reference =
+            fac.newReference(
+                "#xpointer(//*[@authenticate='true'])",
+                fac.newDigestMethod(DigestMethod.SHA256, null),
+                listOf(c14n),
+                null,
+                null
+            )
+        val canon: CanonicalizationMethod =
+            fac.newCanonicalizationMethod(CanonicalizationMethod.INCLUSIVE, null as C14NMethodParameterSpec?)
+        val signatureMethod = fac.newSignatureMethod("http://www.w3.org/2001/04/xmldsig-more#rsa-sha256", null)
+        val si: SignedInfo = fac.newSignedInfo(canon, signatureMethod, listOf(ref))
+        val sig: XMLSignature = fac.newXMLSignature(si, null)
+        val dsc = DOMSignContext(signingPriv, authSigNode)
+        dsc.defaultNamespacePrefix = "ds"
+        dsc.uriDereferencer = EbicsSigUriDereferencer()
+        dsc.setProperty("javax.xml.crypto.dsig.cacheReference", true)
+        sig.sign(dsc)
+        val innerSig = authSigNode.firstChild
+        while (innerSig.hasChildNodes()) {
+            authSigNode.appendChild(innerSig.firstChild)
+        }
+        authSigNode.removeChild(innerSig)
+    }
+
+    fun verifyEbicsDocument(
+        doc: Document,
+        signingPub: PublicKey,
+        schema: String
+    ): Boolean {
+        val doc2: Document = doc.cloneNode(true) as Document
+        val authSigNode = XPathFactory.newInstance().newXPath()
+            .evaluate("/*[1]/urn:org:ebics:$schema:AuthSignature", doc2, XPathConstants.NODE)
+        if (authSigNode !is Node)
+            throw java.lang.Exception("no AuthSignature")
+        val sigEl = doc2.createElementNS("http://www.w3.org/2000/09/xmldsig#", "ds:Signature")
+        authSigNode.parentNode.insertBefore(sigEl, authSigNode)
+        while (authSigNode.hasChildNodes()) {
+            sigEl.appendChild(authSigNode.firstChild)
+        }
+        authSigNode.parentNode.removeChild(authSigNode)
+        val fac = XMLSignatureFactory.getInstance("DOM")
+        val dvc = DOMValidateContext(signingPub, sigEl)
+        dvc.setProperty("javax.xml.crypto.dsig.cacheReference", true)
+        dvc.uriDereferencer = EbicsSigUriDereferencer()
+        val sig = fac.unmarshalXMLSignature(dvc)
+        // FIXME: check that parameters are okay!
+        val valResult = sig.validate(dvc)
+        sig.signedInfo.references[0].validate(dvc)
+        return valResult
+    }
+}
\ No newline at end of file
diff --git a/ebics/src/main/kotlin/XmlCombinators.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/XmlCombinators.kt
index ce1c9f37..cfb93782 100644
--- a/ebics/src/main/kotlin/XmlCombinators.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/XmlCombinators.kt
@@ -17,19 +17,64 @@
  * <http://www.gnu.org/licenses/>
  */
 
-package tech.libeufin.ebics
+package tech.libeufin.nexus
 
-import org.w3c.dom.Element
+import org.w3c.dom.*
 import java.io.InputStream
 import java.io.StringWriter
 import java.time.LocalDate
 import java.time.LocalDateTime
 import java.time.format.DateTimeFormatter
+import javax.xml.parsers.*
 import javax.xml.stream.XMLOutputFactory
 import javax.xml.stream.XMLStreamWriter
 
-class XmlBuilder(private val w: XMLStreamWriter) {
-    fun el(path: String, lambda: XmlBuilder.() -> Unit = {}) {
+interface XmlBuilder {
+    fun el(path: String, lambda: XmlBuilder.() -> Unit = {})
+    fun el(path: String, content: String) {
+        el(path) {
+            text(content)
+        }
+    }
+    fun attr(namespace: String, name: String, value: String)
+    fun attr(name: String, value: String)
+    fun text(content: String)
+
+    companion object {
+        fun toBytes(root: String, f: XmlBuilder.() -> Unit): ByteArray {
+            val factory = XMLOutputFactory.newFactory()
+            val stream = StringWriter()
+            var writer = factory.createXMLStreamWriter(stream)
+            /**
+             * NOTE: commenting out because it wasn't obvious how to output the
+             * "standalone = 'yes' directive".  Manual forge was therefore preferred.
+             */
+            stream.write("<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?>")
+            XmlStreamBuilder(writer).el(root) {
+                this.f()
+            }
+            writer.writeEndDocument()
+            return stream.buffer.toString().toByteArray()
+        }
+
+        fun toDom(root: String, schema: String?, f: XmlBuilder.() -> Unit): Document {
+            val factory = DocumentBuilderFactory.newInstance();
+            factory.isNamespaceAware = true
+            val builder = factory.newDocumentBuilder();
+            val doc = builder.newDocument();
+            doc.setXmlVersion("1.0")
+            doc.setXmlStandalone(true)
+            val root = doc.createElementNS(schema, root)
+            doc.appendChild(root);
+            XmlDOMBuilder(doc, schema, root).f()
+            doc.normalize()
+            return doc
+        }
+    }
+}
+
+private class XmlStreamBuilder(private val w: XMLStreamWriter): XmlBuilder {
+    override fun el(path: String, lambda: XmlBuilder.() -> Unit) {
         path.splitToSequence('/').forEach { 
             w.writeStartElement(it)
         }
@@ -39,35 +84,42 @@ class XmlBuilder(private val w: XMLStreamWriter) {
         }
     }
 
-    fun el(path: String, content: String) {
-        el(path) {
-            text(content)
-        }
+    override fun attr(namespace: String, name: String, value: String) {
+        w.writeAttribute(namespace, name, value)
     }
 
-    fun attr(name: String, value: String) {
+    override fun attr(name: String, value: String) {
         w.writeAttribute(name, value)
     }
 
-    fun text(content: String) {
+    override fun text(content: String) {
         w.writeCharacters(content)
     }
 }
 
-fun constructXml(root: String, f: XmlBuilder.() -> Unit): String {
-    val factory = XMLOutputFactory.newFactory()
-    val stream = StringWriter()
-    var writer = factory.createXMLStreamWriter(stream)
-    /**
-     * NOTE: commenting out because it wasn't obvious how to output the
-     * "standalone = 'yes' directive".  Manual forge was therefore preferred.
-     */
-    stream.write("<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?>")
-    XmlBuilder(writer).el(root) {
-        this.f()
-    }
-    writer.writeEndDocument()
-    return stream.buffer.toString()
+private class XmlDOMBuilder(private val doc: Document, private val schema: String?, private var node: Element): XmlBuilder {
+    override fun el(path: String, lambda: XmlBuilder.() -> Unit) {
+        val current = node
+        path.splitToSequence('/').forEach {
+            val new = doc.createElementNS(schema, it)
+            node.appendChild(new)
+            node = new
+        }
+        lambda()
+        node = current
+    }
+
+    override fun attr(namespace: String, name: String, value: String) {
+        node.setAttributeNS(namespace, name, value)
+    }
+
+    override fun attr(name: String, value: String) {
+        node.setAttribute(name, value)
+    }
+
+    override fun text(content: String) {
+        node.appendChild(doc.createTextNode(content));
+    }
 }
 
 class DestructionError(m: String) : Exception(m)
@@ -131,13 +183,22 @@ class XmlDestructor internal constructor(private val el: Element) {
     inline fun <reified T : Enum<T>> enum(): T = java.lang.Enum.valueOf(T::class.java, text())
 
     fun attr(index: String): String = el.getAttribute(index)
-}
 
-fun <T> destructXml(xml: InputStream, root: String, f: XmlDestructor.() -> T): T {
-    val doc = XMLUtil.parseIntoDom(xml)
-    if (doc.documentElement.tagName != root) {
-        throw DestructionError("expected root '$root' got '${doc.documentElement.tagName}'")
+    companion object {
+        fun <T> fromStream(xml: InputStream, root: String, f: XmlDestructor.() -> T): T {
+            val doc = XMLUtil.parseIntoDom(xml)
+            return fromDoc(doc, root, f)
+        }
+
+        fun <T> fromDoc(doc: Document, root: String, f: XmlDestructor.() -> T): T {
+            if (doc.documentElement.tagName != root) {
+                throw DestructionError("expected root '$root' got '${doc.documentElement.tagName}'")
+            }
+            val destr = XmlDestructor(doc.documentElement)
+            return f(destr)
+        }
     }
-    val destr = XmlDestructor(doc.documentElement)
-    return f(destr)
 }
+
+fun <T> destructXml(xml: InputStream, root: String, f: XmlDestructor.() -> T): T 
+    = XmlDestructor.fromStream(xml, root, f)
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/Ebics2.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/Ebics2.kt
deleted file mode 100644
index dd2cd67b..00000000
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/Ebics2.kt
+++ /dev/null
@@ -1,379 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-/**
- * This file contains helpers to construct EBICS 2.x requests.
- */
-
-package tech.libeufin.nexus.ebics
-
-import org.slf4j.Logger
-import org.slf4j.LoggerFactory
-import tech.libeufin.ebics.*
-import tech.libeufin.ebics.ebics_h004.EbicsKeyManagementResponse
-import tech.libeufin.ebics.ebics_h004.EbicsNpkdRequest
-import tech.libeufin.ebics.ebics_h004.EbicsRequest
-import tech.libeufin.ebics.ebics_h004.EbicsUnsecuredRequest
-import tech.libeufin.nexus.BankPublicKeysFile
-import tech.libeufin.nexus.ClientPrivateKeysFile
-import tech.libeufin.nexus.EbicsSetupConfig
-import java.io.InputStream
-import java.security.interfaces.RSAPrivateCrtKey
-import java.time.Instant
-import java.time.ZoneId
-import java.util.*
-import javax.xml.datatype.DatatypeFactory
-
-private val logger: Logger = LoggerFactory.getLogger("libeufin-nexus-ebics2")
-
-/**
- * Creates a EBICS 2.5 download init. message.  So far only used
- * to fetch the PostFinance bank accounts.
- */
-fun createEbics25DownloadInit(
-    cfg: EbicsSetupConfig,
-    clientKeys: ClientPrivateKeysFile,
-    bankKeys: BankPublicKeysFile,
-    orderType: String,
-    orderParams: EbicsOrderParams = EbicsStandardOrderParams()
-): ByteArray {
-    val nonce = getNonce(128)
-    val req = EbicsRequest.createForDownloadInitializationPhase(
-        cfg.ebicsUserId,
-        cfg.ebicsPartnerId,
-        cfg.ebicsHostId,
-        nonce,
-        DatatypeFactory.newInstance().newXMLGregorianCalendar(
-            GregorianCalendar(
-            TimeZone.getTimeZone(ZoneId.systemDefault())
-        )
-        ),
-        bankKeys.bank_encryption_public_key,
-        bankKeys.bank_authentication_public_key,
-        orderType,
-        makeOrderParams(orderParams)
-    )
-    val doc = XMLUtil.convertJaxbToDocument(req)
-    XMLUtil.signEbicsDocument(
-        doc,
-        clientKeys.authentication_private_key,
-        withEbics3 = false
-    )
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Creates raw XML for an EBICS receipt phase.
- *
- * @param cfg configuration handle.
- * @param clientKeys user EBICS private keys.
- * @param transactionId transaction ID of the EBICS communication that
- *        should receive this receipt.
- * @param success was the download successfully processed
- * @return receipt request in XML.
- */
-fun createEbics25DownloadReceiptPhase(
-    cfg: EbicsSetupConfig,
-    clientKeys: ClientPrivateKeysFile,
-    transactionId: String,
-    success: Boolean
-): ByteArray {
-    val req = EbicsRequest.createForDownloadReceiptPhase(
-        transactionId,
-        cfg.ebicsHostId,
-        success
-    )
-    val doc = XMLUtil.convertJaxbToDocument(req)
-    XMLUtil.signEbicsDocument(
-        doc,
-        clientKeys.authentication_private_key,
-        withEbics3 = false
-    )
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Creates raw XML for an EBICS transfer phase.
- *
- * @param cfg configuration handle.
- * @param clientKeys user EBICS private keys.
- * @param segNumber which segment we ask the bank.
- * @param totalSegments how many segments compose the whole EBICS transaction.
- * @param transactionId ID of the EBICS transaction that transports all the segments.
- * @return raw XML string of the request.
- */
-fun createEbics25DownloadTransferPhase(
-    cfg: EbicsSetupConfig,
-    clientKeys: ClientPrivateKeysFile,
-    segNumber: Int,
-    totalSegments: Int,
-    transactionId: String
-): ByteArray {
-    val req = EbicsRequest.createForDownloadTransferPhase(
-        hostID = cfg.ebicsHostId,
-        segmentNumber = segNumber,
-        numSegments = totalSegments,
-        transactionID = transactionId
-    )
-    val doc = XMLUtil.convertJaxbToDocument(req)
-    XMLUtil.signEbicsDocument(
-        doc,
-        clientKeys.authentication_private_key,
-        withEbics3 = false
-    )
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Parses the raw XML that came from the bank into the Nexus representation.
- *
- * @param clientEncryptionKey client private encryption key, used to decrypt
- *                            the transaction key.
- * @param xml the bank raw XML response
- * @return the internal representation of the XML response, or null if the parsing or the decryption failed.
- *         Note: it _is_ possible to successfully return the internal repr. of this response, where
- *         the payload is null.  That's however still useful, because the returned type provides bank
- *         and EBICS return codes.
- */
-fun parseKeysMgmtResponse(
-    clientEncryptionKey: RSAPrivateCrtKey,
-    xml: InputStream
-): EbicsKeyManagementResponseContent? {
-    // TODO throw instead of null
-    val jaxb = try {
-        XMLUtil.convertToJaxb<EbicsKeyManagementResponse>(xml)
-    } catch (e: Exception) {
-        tech.libeufin.nexus.logger.error("Could not parse the raw response from bank into JAXB.")
-        return null
-    }
-    var payload: ByteArray? = null
-    jaxb.value.body.dataTransfer?.dataEncryptionInfo.apply {
-        // non-null indicates that an encrypted payload should be found.
-        if (this != null) {
-            val encOrderData = jaxb.value.body.dataTransfer?.orderData?.value
-            if (encOrderData == null) {
-                tech.libeufin.nexus.logger.error("Despite a non-null DataEncryptionInfo, OrderData could not be found, can't decrypt any payload!")
-                return null
-            }
-            payload = decryptAndDecompressPayload(
-                clientEncryptionKey,
-                DataEncryptionInfo(this.transactionKey, this.encryptionPubKeyDigest.value),
-                listOf(encOrderData)
-            ).readBytes()
-        }
-    }
-    val bankReturnCode = EbicsReturnCode.lookup(jaxb.value.body.returnCode.value) // business error
-    val ebicsReturnCode = EbicsReturnCode.lookup(jaxb.value.header.mutable.returnCode) // ebics error
-    return EbicsKeyManagementResponseContent(ebicsReturnCode, bankReturnCode, payload)
-}
-
-/**
- * Generates the INI message to upload the signature key.
- *
- * @param cfg handle to the configuration.
- * @param clientKeys set of all the client keys.
- * @return the raw EBICS INI message.
- */
-fun generateIniMessage(cfg: EbicsSetupConfig, clientKeys: ClientPrivateKeysFile): ByteArray {
-    val iniRequest = EbicsUnsecuredRequest.createIni(
-        cfg.ebicsHostId,
-        cfg.ebicsUserId,
-        cfg.ebicsPartnerId,
-        clientKeys.signature_private_key
-    )
-    val doc = XMLUtil.convertJaxbToDocument(iniRequest)
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Generates the HIA message: uploads the authentication and
- * encryption keys.
- *
- * @param cfg handle to the configuration.
- * @param clientKeys set of all the client keys.
- * @return the raw EBICS HIA message.
- */
-fun generateHiaMessage(cfg: EbicsSetupConfig, clientKeys: ClientPrivateKeysFile): ByteArray {
-    val hiaRequest = EbicsUnsecuredRequest.createHia(
-        cfg.ebicsHostId,
-        cfg.ebicsUserId,
-        cfg.ebicsPartnerId,
-        clientKeys.authentication_private_key,
-        clientKeys.encryption_private_key
-    )
-    val doc = XMLUtil.convertJaxbToDocument(hiaRequest)
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Generates the HPB message: downloads the bank keys.
- *
- * @param cfg handle to the configuration.
- * @param clientKeys set of all the client keys.
- * @return the raw EBICS HPB message.
- */
-fun generateHpbMessage(cfg: EbicsSetupConfig, clientKeys: ClientPrivateKeysFile): ByteArray {
-    val hpbRequest = EbicsNpkdRequest.createRequest(
-        cfg.ebicsHostId,
-        cfg.ebicsPartnerId,
-        cfg.ebicsUserId,
-        getNonce(128),
-        DatatypeFactory.newInstance().newXMLGregorianCalendar(GregorianCalendar())
-    )
-    val doc = XMLUtil.convertJaxbToDocument(hpbRequest)
-    XMLUtil.signEbicsDocument(doc, clientKeys.authentication_private_key)
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Collects message type and date range of an EBICS 2 request.
- */
-data class Ebics2Request(
-    val messageType: String,
-    val orderParams: EbicsOrderParams
-)
-
-/**
- * Prepares an EBICS 2 request to get pain.002 acknowledgements
- * about submitted pain.001 documents.
- *
- * @param startDate earliest timestamp of the returned document(s).  If
- *        null, it defaults to download the unseen documents.
- * @param endDate latest timestamp of the returned document(s).  If
- *        null, it defaults to the current time.
- * @return [Ebics2Request] object to be first converted in XML and
- *         then be passed to the EBICS downloader.
- */
-private fun prepAckRequest2(
-    startDate: Instant? = null,
-    endDate: Instant? = null
-): Ebics2Request {
-    val maybeDateRange = if (startDate != null) EbicsDateRange(startDate, endDate ?: Instant.now()) else null
-    return Ebics2Request(
-        messageType = "Z01",
-        orderParams = EbicsStandardOrderParams(dateRange = maybeDateRange)
-    )
-}
-
-/**
- * Prepares an EBICS 2 request to get intraday camt.052 reports.
- *
- * @param startDate earliest timestamp of the returned document(s).  If
- *        null, it defaults to download the unseen documents.
- * @param endDate latest timestamp of the returned document(s).  If
- *        null, it defaults to the current time.
- * @return [Ebics2Request] object to be first converted in XML and
- *         then be passed to the EBICS downloader.
- */
-private fun prepReportRequest2(
-    startDate: Instant? = null,
-    endDate: Instant? = null
-): Ebics2Request {
-    val maybeDateRange = if (startDate != null) EbicsDateRange(startDate, endDate ?: Instant.now()) else null
-    return Ebics2Request(
-        messageType = "Z52",
-        orderParams = EbicsStandardOrderParams(dateRange = maybeDateRange)
-    )
-}
-
-/**
- * Prepares an EBICS 2 request to get daily camt.053 statements.
- *
- * @param startDate earliest timestamp of the returned document(s).  If
- *        null, it defaults to download the unseen documents.
- * @param endDate latest timestamp of the returned document(s).  If
- *        null, it defaults to the current time.
- * @return [Ebics2Request] object to be first converted in XML and
- *         then be passed to the EBICS downloader.
- */
-private fun prepStatementRequest2(
-    startDate: Instant? = null,
-    endDate: Instant? = null
-): Ebics2Request {
-    val maybeDateRange = if (startDate != null) EbicsDateRange(startDate, endDate ?: Instant.now()) else null
-    return Ebics2Request(
-        messageType = "Z53",
-        orderParams = EbicsStandardOrderParams(dateRange = maybeDateRange)
-    )
-}
-
-/**
- * Prepares an EBICS 2 request to get camt.054 notifications.
- *
- * @param startDate earliest timestamp of the returned document(s).  If
- *        null, it defaults to download the unseen documents.
- * @param endDate latest timestamp of the returned document(s).  If
- *        null, it defaults to the current time.
- * @return [Ebics2Request] object to be first converted in XML and
- *         then be passed to the EBICS downloader.
- */
-private fun prepNotificationRequest2(
-    startDate: Instant? = null,
-    endDate: Instant? = null
-): Ebics2Request {
-    val maybeDateRange = if (startDate != null) EbicsDateRange(startDate, endDate ?: Instant.now()) else null
-    return Ebics2Request(
-        messageType = "Z54", // ZS2 is the non-appendix type
-        orderParams = EbicsStandardOrderParams(dateRange = maybeDateRange)
-    )
-}
-
-/**
- * Prepares an EBICS 2 request to get logs from the bank about any
- * uploaded or downloaded document.
- *
- * @param startDate earliest timestamp of the returned document(s).  If
- *        null, it defaults to download the unseen documents.
- * @param endDate latest timestamp of the returned document(s).  If
- *        null, it defaults to the current time.
- * @return [Ebics2Request] object to be first converted in XML and
- *         then be passed to the EBICS downloader.
- */
-private fun prepLogsRequest2(
-    startDate: Instant? = null,
-    endDate: Instant? = null
-): Ebics2Request {
-    val maybeDateRange = if (startDate != null) EbicsDateRange(startDate, endDate ?: Instant.now()) else null
-    return Ebics2Request(
-        messageType = "HAC",
-        orderParams = EbicsStandardOrderParams(dateRange = maybeDateRange)
-    )
-}
-
-/**
- * Abstracts EBICS 2 request creation of a download init phase.
- *
- * @param whichDoc type of wanted document.
- * @param startDate earliest timestamp of the document(s) to download.
- *                  If null, it gets the unseen documents.  If defined,
- *                  the latest timestamp defaults to the current time.
- * @return [Ebics2Request] to be converted to XML string and passed to
- *         the EBICS downloader.
- */
-fun prepEbics2Document(
-    whichDoc: SupportedDocument,
-    startDate: Instant? = null
-): Ebics2Request =
-    when(whichDoc) {
-        SupportedDocument.PAIN_002 -> prepAckRequest2(startDate)
-        SupportedDocument.CAMT_052 -> prepReportRequest2(startDate)
-        SupportedDocument.CAMT_053 -> prepStatementRequest2(startDate)
-        SupportedDocument.CAMT_054 -> prepNotificationRequest2(startDate)
-        SupportedDocument.PAIN_002_LOGS -> prepLogsRequest2(startDate)
-    }
\ No newline at end of file
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/Ebics3.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/Ebics3.kt
deleted file mode 100644
index 09aac3df..00000000
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/Ebics3.kt
+++ /dev/null
@@ -1,443 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-package tech.libeufin.nexus.ebics
-
-import io.ktor.client.*
-import tech.libeufin.ebics.PreparedUploadData
-import tech.libeufin.ebics.XMLUtil
-import tech.libeufin.ebics.ebics_h005.Ebics3Request
-import tech.libeufin.ebics.getNonce
-import tech.libeufin.ebics.getXmlDate
-import tech.libeufin.nexus.BankPublicKeysFile
-import tech.libeufin.nexus.ClientPrivateKeysFile
-import tech.libeufin.nexus.EbicsSetupConfig
-import tech.libeufin.nexus.logger
-import java.math.BigInteger
-import java.time.Instant
-import java.util.*
-import javax.xml.datatype.DatatypeFactory
-
-/**
- * Crafts an EBICS request for the receipt phase of a download
- * transaction.
- *
- * @param cfg config handle
- * @param clientKeys subscriber private keys.
- * @param transactionId EBICS transaction ID as assigned by the
- *        bank to any successful transaction.
- * @param success was the download successfully processed
- * @return the raw XML of the EBICS request.
- */
-fun createEbics3DownloadReceiptPhase(
-    cfg: EbicsSetupConfig,
-    clientKeys: ClientPrivateKeysFile,
-    transactionId: String,
-    success: Boolean
-): ByteArray {
-    val req = Ebics3Request.createForDownloadReceiptPhase(
-        transactionId,
-        cfg.ebicsHostId,
-        success
-    )
-    val doc = XMLUtil.convertJaxbToDocument(req)
-    XMLUtil.signEbicsDocument(
-        doc,
-        clientKeys.authentication_private_key,
-        withEbics3 = true
-    )
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Crafts an EBICS download request for the transfer phase.
- *
- * @param cfg config handle
- * @param clientKeys subscriber private keys
- * @param transactionId EBICS transaction ID.  That came from the
- *        bank after the initialization phase ended successfully.
- * @param segmentNumber which (payload's) segment number this requests wants.
- * @param howManySegments total number of segments that the payload is split to.
- * @return the raw XML EBICS request.
- */
-fun createEbics3DownloadTransferPhase(
-    cfg: EbicsSetupConfig,
-    clientKeys: ClientPrivateKeysFile,
-    howManySegments: Int,
-    segmentNumber: Int,
-    transactionId: String
-): ByteArray {
-    val req = Ebics3Request.createForDownloadTransferPhase(
-        cfg.ebicsHostId,
-        transactionId,
-        segmentNumber,
-        howManySegments
-    )
-    val doc = XMLUtil.convertJaxbToDocument(req)
-    XMLUtil.signEbicsDocument(
-        doc,
-        clientKeys.authentication_private_key,
-        withEbics3 = true
-    )
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Creates the EBICS 3 document for the init phase of a download
- * transaction.
- *
- * @param cfg configuration handle.
- * @param bankkeys bank public keys.
- * @param clientKeys client private keys.
- * @param orderService EBICS 3 document defining the request type
- */
-fun createEbics3DownloadInitialization(
-    cfg: EbicsSetupConfig,
-    bankkeys: BankPublicKeysFile,
-    clientKeys: ClientPrivateKeysFile,
-    orderParams: Ebics3Request.OrderDetails.BTDOrderParams
-): ByteArray {
-    val nonce = getNonce(128)
-    val req = Ebics3Request.createForDownloadInitializationPhase(
-        cfg.ebicsUserId,
-        cfg.ebicsPartnerId,
-        cfg.ebicsHostId,
-        nonce,
-        DatatypeFactory.newInstance().newXMLGregorianCalendar(GregorianCalendar()),
-        bankAuthPub = bankkeys.bank_authentication_public_key,
-        bankEncPub = bankkeys.bank_encryption_public_key,
-        myOrderParams = orderParams
-    )
-    val doc = XMLUtil.convertJaxbToDocument(
-        req,
-        withSchemaLocation = "urn:org:ebics:H005 ebics_request_H005.xsd"
-    )
-    XMLUtil.signEbicsDocument(
-        doc,
-        clientKeys.authentication_private_key,
-        withEbics3 = true
-    )
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Creates the EBICS 3 document for the init phase of an upload
- * transaction.
- *
- * @param cfg configuration handle.
- * @param preparedUploadData business payload to send.
- * @param bankkeys bank public keys.
- * @param clientKeys client private keys.
- * @param orderService EBICS 3 document defining the request type
- * @return raw XML of the EBICS 3 init phase.
- */
-fun createEbics3RequestForUploadInitialization(
-    cfg: EbicsSetupConfig,
-    preparedUploadData: PreparedUploadData,
-    bankkeys: BankPublicKeysFile,
-    clientKeys: ClientPrivateKeysFile,
-    orderService: Ebics3Request.OrderDetails.Service
-): ByteArray {
-    val nonce = getNonce(128)
-    val req = Ebics3Request.createForUploadInitializationPhase(
-        preparedUploadData.transactionKey,
-        preparedUploadData.userSignatureDataEncrypted,
-        preparedUploadData.dataDigest,
-        cfg.ebicsHostId,
-        nonce,
-        cfg.ebicsPartnerId,
-        cfg.ebicsUserId,
-        DatatypeFactory.newInstance().newXMLGregorianCalendar(GregorianCalendar()),
-        bankkeys.bank_authentication_public_key,
-        bankkeys.bank_encryption_public_key,
-        BigInteger.ONE,
-        orderService
-    )
-    val doc = XMLUtil.convertJaxbToDocument(
-        req,
-        withSchemaLocation = "urn:org:ebics:H005 ebics_request_H005.xsd"
-    )
-    XMLUtil.signEbicsDocument(
-        doc,
-        clientKeys.authentication_private_key,
-        withEbics3 = true
-    )
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Crafts one EBICS 3 request for the upload transfer phase.  Currently
- * only 1-chunk payloads are supported.
- *
- * @param cfg configuration handle.
- * @param clientKeys client private keys.
- * @param transactionId EBICS transaction ID obtained from an init phase.
- * @param uploadData business content to upload.
- *
- * @return raw XML document.
- */
-fun createEbics3RequestForUploadTransferPhase(
-    cfg: EbicsSetupConfig,
-    clientKeys: ClientPrivateKeysFile,
-    transactionId: String,
-    uploadData: PreparedUploadData
-): ByteArray {
-    val chunkIndex = 1 // only 1-chunk communication currently supported.
-    val req = Ebics3Request.createForUploadTransferPhase(
-        cfg.ebicsHostId,
-        transactionId,
-        BigInteger.valueOf(chunkIndex.toLong()),
-        uploadData.encryptedPayloadChunks[chunkIndex - 1]
-    )
-    val doc = XMLUtil.convertJaxbToDocument(req)
-    XMLUtil.signEbicsDocument(
-        doc,
-        clientKeys.authentication_private_key,
-        withEbics3 = true
-    )
-    return XMLUtil.convertDomToBytes(doc)
-}
-
-/**
- * Collects all the steps to prepare the submission of a pain.001
- * document to the bank, and finally send it.  Indirectly throws
- * [EbicsSideException] or [EbicsUploadException].  The first means
- * that the bank sent an invalid response or signature, the second
- * that a proper EBICS or business error took place.  The caller must
- * catch those exceptions and decide the retry policy.
- *
- * @param pain001xml pain.001 document in XML.  The caller should
- *                   ensure its validity.
- * @param cfg configuration handle.
- * @param clientKeys client private keys.
- * @param bankkeys bank public keys.
- * @param httpClient HTTP client to connect to the bank.
- */
-suspend fun submitPain001(
-    pain001xml: String,
-    cfg: EbicsSetupConfig,
-    clientKeys: ClientPrivateKeysFile,
-    bankkeys: BankPublicKeysFile,
-    httpClient: HttpClient
-): String {
-    val orderService: Ebics3Request.OrderDetails.Service = Ebics3Request.OrderDetails.Service().apply {
-        serviceName = "MCT"
-        scope = "CH"
-        messageName = Ebics3Request.OrderDetails.Service.MessageName().apply {
-            value = "pain.001"
-            version = "09"
-        }
-    }
-    val maybeUploaded = doEbicsUpload(
-        httpClient,
-        cfg,
-        clientKeys,
-        bankkeys,
-        orderService,
-        pain001xml.toByteArray(Charsets.UTF_8),
-    )
-    logger.debug("Payment submitted, report text is: ${maybeUploaded.reportText}," +
-            " EBICS technical code is: ${maybeUploaded.technicalReturnCode}," +
-            " bank technical return code is: ${maybeUploaded.bankReturnCode}"
-    )
-    return maybeUploaded.orderID!!
-}
-
-/**
- * Crafts a date range object, when the caller needs a time range.
- *
- * @param startDate inclusive starting date for the returned banking events.
- * @param endDate inclusive ending date for the returned banking events.
- * @return [Ebics3Request.DateRange]
- */
-private fun getEbics3DateRange(
-    startDate: Instant,
-    endDate: Instant
-): Ebics3Request.DateRange {
-    return Ebics3Request.DateRange().apply {
-        start = getXmlDate(startDate)
-        end = getXmlDate(endDate)
-    }
-}
-
-/**
- * Prepares the request for a camt.054 notification from the bank,
- * via EBICS 3.
- * Notifications inform the subscriber that some new events occurred
- * on their account.  One main difference with reports/statements is
- * that notifications - according to the ISO20022 documentation - do
- * NOT contain any balance.
- *
- * @param startDate inclusive starting date for the returned notification(s).
- * @param endDate inclusive ending date for the returned notification(s).  NOTE:
- *        if startDate is NOT null and endDate IS null, endDate gets defaulted
- *        to the current UTC time.
- * @param isAppendix if true, the responded camt.054 will be an appendix of
- *        another camt.053 document, not therefore strictly acting as a notification.
- *        For example, camt.053 may omit wire transfer subjects and its related
- *        camt.054 appendix would instead contain those.
- *
- * @return [Ebics3Request.OrderDetails.BTOrderParams]
- */
-fun prepNotificationRequest3(
-    startDate: Instant? = null,
-    endDate: Instant? = null,
-    isAppendix: Boolean
-): Ebics3Request.OrderDetails.BTDOrderParams {
-    val service = Ebics3Request.OrderDetails.Service().apply {
-        serviceName = "REP"
-        scope = "CH"
-        container = Ebics3Request.OrderDetails.Service.Container().apply {
-            containerType = "ZIP"
-        }
-        messageName = Ebics3Request.OrderDetails.Service.MessageName().apply {
-            value = "camt.054"
-            version = "08"
-        }
-        if (!isAppendix)
-            serviceOption = "XDCI"
-    }
-    return Ebics3Request.OrderDetails.BTDOrderParams().apply {
-        this.service = service
-        this.dateRange = if (startDate != null)
-            getEbics3DateRange(startDate, endDate ?: Instant.now())
-        else null
-    }
-}
-
-/**
- * Prepares the request for a pain.002 acknowledgement from the bank, via
- * EBICS 3.
- *
- * @param startDate inclusive starting date for the returned acknowledgements.
- * @param endDate inclusive ending date for the returned acknowledgements.  NOTE:
- *        if startDate is NOT null and endDate IS null, endDate gets defaulted
- *        to the current UTC time.
- *
- * @return [Ebics3Request.OrderDetails.BTOrderParams]
- */
-fun prepAckRequest3(
-    startDate: Instant? = null,
-    endDate: Instant? = null
-): Ebics3Request.OrderDetails.BTDOrderParams {
-    val service = Ebics3Request.OrderDetails.Service().apply {
-        serviceName = "PSR"
-        scope = "CH"
-        container = Ebics3Request.OrderDetails.Service.Container().apply {
-            containerType = "ZIP"
-        }
-        messageName = Ebics3Request.OrderDetails.Service.MessageName().apply {
-            value = "pain.002"
-            version = "10"
-        }
-    }
-    return Ebics3Request.OrderDetails.BTDOrderParams().apply {
-        this.service = service
-        this.dateRange = if (startDate != null)
-            getEbics3DateRange(startDate, endDate ?: Instant.now())
-        else null
-    }
-}
-
-/**
- * Prepares the request for (a) camt.053/statement(s) via EBICS 3.
- *
- * @param startDate inclusive starting date for the returned banking events.
- * @param endDate inclusive ending date for the returned banking events.  NOTE:
- *        if startDate is NOT null and endDate IS null, endDate gets defaulted
- *        to the current UTC time.
- *
- * @return [Ebics3Request.OrderDetails.BTOrderParams]
- */
-fun prepStatementRequest3(
-    startDate: Instant? = null,
-    endDate: Instant? = null
-): Ebics3Request.OrderDetails.BTDOrderParams {
-    val service = Ebics3Request.OrderDetails.Service().apply {
-        serviceName = "EOP"
-        scope = "CH"
-        container = Ebics3Request.OrderDetails.Service.Container().apply {
-            containerType = "ZIP"
-        }
-        messageName = Ebics3Request.OrderDetails.Service.MessageName().apply {
-            value = "camt.053"
-            version = "08"
-        }
-    }
-    return Ebics3Request.OrderDetails.BTDOrderParams().apply {
-        this.service = service
-        this.dateRange = if (startDate != null)
-            getEbics3DateRange(startDate, endDate ?: Instant.now())
-        else null
-    }
-}
-
-/**
- * Prepares the request for camt.052/intraday records via EBICS 3.
- *
- * @param startDate inclusive starting date for the returned banking events.
- * @param endDate inclusive ending date for the returned banking events.  NOTE:
- *        if startDate is NOT null and endDate IS null, endDate gets defaulted
- *        to the current UTC time.
- *
- * @return [Ebics3Request.OrderDetails.BTOrderParams]
- */
-fun prepReportRequest3(
-    startDate: Instant? = null,
-    endDate: Instant? = null
-): Ebics3Request.OrderDetails.BTDOrderParams {
-    val service = Ebics3Request.OrderDetails.Service().apply {
-        serviceName = "STM"
-        scope = "CH"
-        container = Ebics3Request.OrderDetails.Service.Container().apply {
-            containerType = "ZIP"
-        }
-        messageName = Ebics3Request.OrderDetails.Service.MessageName().apply {
-            value = "camt.052"
-            version = "08"
-        }
-    }
-    return Ebics3Request.OrderDetails.BTDOrderParams().apply {
-        this.service = service
-        this.dateRange = if (startDate != null)
-            getEbics3DateRange(startDate, endDate ?: Instant.now())
-        else null
-    }
-}
-
-/**
- * Abstracts EBICS 3 request creation of a download init phase.
- *
- * @param whichDoc type of wanted document.
- * @param startDate earliest timestamp of the document(s) to download.
- *                  If null, it gets the unseen documents.  If defined,
- *                  the latest timestamp defaults to the current time.
- * @return [Ebics2Request] to be converted to XML string and passed to
- *         the EBICS downloader.
- */
-fun prepEbics3Document(
-    whichDoc: SupportedDocument,
-    startDate: Instant? = null
-): Ebics3Request.OrderDetails.BTDOrderParams =
-    when(whichDoc) {
-        SupportedDocument.PAIN_002 -> prepAckRequest3(startDate)
-        SupportedDocument.CAMT_052 -> prepReportRequest3(startDate)
-        SupportedDocument.CAMT_053 -> prepStatementRequest3(startDate)
-        SupportedDocument.CAMT_054 -> prepNotificationRequest3(startDate, isAppendix = true)
-        SupportedDocument.PAIN_002_LOGS -> throw Exception("HAC (--only-logs) not available in EBICS 3")
-    }
\ No newline at end of file
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsBTS.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsBTS.kt
new file mode 100644
index 00000000..356d4b96
--- /dev/null
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsBTS.kt
@@ -0,0 +1,347 @@
+/*
+ * This file is part of LibEuFin.
+ * Copyright (C) 2024 Taler Systems S.A.
+
+ * LibEuFin is free software; you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation; either version 3, or
+ * (at your option) any later version.
+
+ * LibEuFin is distributed in the hope that it will be useful, but
+ * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
+ * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
+ * Public License for more details.
+
+ * You should have received a copy of the GNU Affero General Public
+ * License along with LibEuFin; see the file COPYING.  If not, see
+ * <http://www.gnu.org/licenses/>
+ */
+package tech.libeufin.nexus.ebics
+
+import io.ktor.client.*
+import tech.libeufin.nexus.*
+import tech.libeufin.common.*
+import tech.libeufin.common.crypto.*
+import java.math.BigInteger
+import java.time.*
+import java.time.format.*
+import java.util.*
+import java.io.File
+import org.w3c.dom.*
+import javax.xml.datatype.XMLGregorianCalendar
+import javax.xml.datatype.DatatypeFactory
+import java.security.interfaces.*
+
+
+fun Instant.xmlDate(): String = DateTimeFormatter.ISO_DATE.withZone(ZoneId.of("UTC")).format(this)
+fun Instant.xmlDateTime(): String = DateTimeFormatter.ISO_OFFSET_DATE_TIME.withZone(ZoneId.of("UTC")).format(this)
+
+/** EBICS protocol for business transactions */
+class EbicsBTS(
+    val cfg: EbicsSetupConfig, 
+    val bankKeys: BankPublicKeysFile,
+    val clientKeys: ClientPrivateKeysFile,
+    val order: EbicsOrder
+) {
+    /* ----- Download ----- */
+
+    fun downloadInitialization(startDate: Instant?, endDate: Instant?): ByteArray {
+        val nonce = getNonce(128)
+        return signedRequest {
+            el("header") {
+                attr("authenticate", "true")
+                el("static") {
+                    el("HostID", cfg.ebicsHostId)
+                    el("Nonce", nonce.encodeHex())
+                    el("Timestamp", Instant.now().xmlDateTime())
+                    el("PartnerID", cfg.ebicsPartnerId)
+                    el("UserID", cfg.ebicsUserId)
+                    // SystemID
+                    // Product
+                    el("OrderDetails") {
+                        when (order) {
+                            is EbicsOrder.V2_5 -> {
+                                el("OrderType", order.type)
+                                el("OrderAttribute", order.attribute)
+                                el("StandardOrderParams") {
+                                    if (startDate != null) {
+                                        el("DateRange") {
+                                            el("Start", startDate.xmlDate())
+                                            el("End", (endDate ?: Instant.now()).xmlDate())
+                                        }
+                                    }
+                                }
+                            }
+                            is EbicsOrder.V3 -> {
+                                el("AdminOrderType", order.type)
+                                if (order.type == "BTD") {
+                                    el("BTDOrderParams") {
+                                        el("Service") {
+                                            el("ServiceName", order.name!!)
+                                            el("Scope", order.scope!!)
+                                            if (order.container != null) {
+                                                el("Container") {
+                                                    attr("containerType", order.container)
+                                                }
+                                            }
+                                            el("MsgName") {
+                                                attr("version", order.messageVersion!!)
+                                                text(order.messageName!!)
+                                            }
+                                        }
+                                        if (startDate != null) {
+                                            el("DateRange") {
+                                                el("Start", startDate.xmlDate())
+                                                el("End", (endDate ?: Instant.now()).xmlDate())
+                                            }
+                                        }
+                                    }
+                                }
+                            }
+                        }
+                    }
+                    bankDigest()
+                }
+                el("mutable/TransactionPhase", "Initialisation")
+            }
+            el("AuthSignature")
+            el("body")
+        }
+    }
+
+    fun downloadTransfer(
+        howManySegments: Int,
+        segmentNumber: Int,
+        transactionId: String
+    ): ByteArray {
+        return signedRequest {
+            el("header") {
+                attr("authenticate", "true")
+                el("static") {
+                    el("HostID", cfg.ebicsHostId)
+                    el("TransactionID", transactionId)
+                }
+                el("mutable") {
+                    el("TransactionPhase", "Transfer")
+                    el("SegmentNumber") {
+                        attr("lastSegment", if (howManySegments == segmentNumber) "true" else "false")
+                    }
+                }
+            }
+            el("AuthSignature")
+            el("body")
+        }
+    }
+
+    fun downloadReceipt(
+        transactionId: String,
+        success: Boolean
+    ): ByteArray {
+        return signedRequest {
+            el("header") {
+                attr("authenticate", "true")
+                el("static") {
+                    el("HostID", cfg.ebicsHostId)
+                    el("TransactionID", transactionId)
+                }
+                el("mutable") {
+                    el("TransactionPhase", "Receipt")
+                }
+            }
+            el("AuthSignature")
+            el("body/TransferReceipt") {
+                attr("authenticate", "true")
+                el("ReceiptCode", if (success) "0" else "1")
+            }
+        }
+    }
+
+    /* ----- Upload ----- */
+
+    fun uploadInitialization(preparedUploadData: PreparedUploadData): ByteArray {
+        val nonce = getNonce(128)
+        return signedRequest {
+            el("header") {
+                attr("authenticate", "true")
+                el("static") {
+                    el("HostID", cfg.ebicsHostId)
+                    el("Nonce", nonce.encodeUpHex())
+                    el("Timestamp", Instant.now().xmlDateTime())
+                    el("PartnerID", cfg.ebicsPartnerId)
+                    el("UserID", cfg.ebicsUserId)
+                    // SystemID
+                    // Product
+                    el("OrderDetails") {
+                        when (order) {
+                            is EbicsOrder.V2_5 -> {
+                                // TODO
+                            }
+                            is EbicsOrder.V3 -> {
+                                el("AdminOrderType", order.type)
+                                el("BTUOrderParams") {
+                                    el("Service") {
+                                        el("ServiceName", order.name!!)
+                                        el("Scope", order.scope!!)
+                                        el("MsgName") {
+                                            attr("version", order.messageVersion!!)
+                                            text(order.messageName!!)
+                                        }
+                                    }
+                                    el("SignatureFlag", "true")
+                                }
+                            }
+                        }
+                    }
+                    bankDigest()
+                    el("NumSegments", "1") // TODO test upload of many segment
+                    
+                }
+                el("mutable") {
+                    el("TransactionPhase", "Initialisation")
+                }
+            }
+            el("AuthSignature")
+            el("body") {
+                el("DataTransfer") {
+                    el("DataEncryptionInfo") {
+                        attr("authenticate", "true")
+                        el("EncryptionPubKeyDigest") {
+                            attr("Version", "E002")
+                            attr("Algorithm", "http://www.w3.org/2001/04/xmlenc#sha256")
+                            text(CryptoUtil.getEbicsPublicKeyHash(bankKeys.bank_encryption_public_key).encodeBase64())
+                        }
+                        el("TransactionKey", preparedUploadData.transactionKey.encodeBase64())
+                    }
+                    el("SignatureData") {
+                        attr("authenticate", "true")
+                        text(preparedUploadData.userSignatureDataEncrypted.encodeBase64())
+                    }
+                    el("DataDigest") {
+                        attr("SignatureVersion", "A006")
+                        text(preparedUploadData.dataDigest.encodeBase64())
+                    }
+                }
+            }
+        }
+    }
+
+    fun uploadTransfer(
+        transactionId: String,
+        uploadData: PreparedUploadData
+    ): ByteArray {
+        val chunkIndex = 1 // TODO test upload of many segment
+        return signedRequest {
+            el("header") {
+                attr("authenticate", "true")
+                el("static") {
+                    el("HostID", cfg.ebicsHostId)
+                    el("TransactionID", transactionId)
+                }
+                el("mutable") {
+                    el("TransactionPhase", "Transfer")
+                    el("SegmentNumber") {
+                        attr("lastSegment", "true")
+                        text(chunkIndex.toString())
+                    }
+                }
+            }
+            el("AuthSignature")
+            el("body/DataTransfer/OrderData", uploadData.encryptedPayloadChunks[chunkIndex - 1])
+        }
+    }
+
+    /* ----- Helpers ----- */
+
+    /** Generate a signed ebicsRequest */
+    private fun signedRequest(lambda: XmlBuilder.() -> Unit): ByteArray  {
+        val doc = XmlBuilder.toDom("ebicsRequest", "urn:org:ebics:${order.schema}") {
+            attr("http://www.w3.org/2000/xmlns/", "xmlns", "urn:org:ebics:${order.schema}")
+            attr("http://www.w3.org/2000/xmlns/", "xmlns:ds", "http://www.w3.org/2000/09/xmldsig#")
+            attr("Version", order.schema)
+            attr("Revision", "1")
+            lambda()
+        }
+        XMLUtil.signEbicsDocument(
+            doc,
+            clientKeys.authentication_private_key,
+            order.schema
+        )
+        return XMLUtil.convertDomToBytes(doc)
+    }
+
+    private fun XmlBuilder.bankDigest() {
+        el("BankPubKeyDigests") {
+            el("Authentication") {
+                attr("Version", "X002")
+                attr("Algorithm", "http://www.w3.org/2001/04/xmlenc#sha256")
+                text(CryptoUtil.getEbicsPublicKeyHash(bankKeys.bank_authentication_public_key).encodeBase64())
+            }
+            el("Encryption") {
+                attr("Version", "E002")
+                attr("Algorithm", "http://www.w3.org/2001/04/xmlenc#sha256")
+                text(CryptoUtil.getEbicsPublicKeyHash(bankKeys.bank_encryption_public_key).encodeBase64())
+            }
+            // Signature
+        }
+        el("SecurityMedium", "0000")
+    }
+
+    companion object {
+        fun parseResponse(doc: Document): EbicsResponse<BTSResponse> {
+            return XmlDestructor.fromDoc(doc, "ebicsResponse") {
+                var transactionID: String? = null
+                var numSegments: Int? = null
+                lateinit var technicalCode: EbicsReturnCode
+                lateinit var bankCode: EbicsReturnCode
+                var orderID: String? = null
+                var segmentNumber: Int? = null
+                var payloadChunk: ByteArray? = null
+                var dataEncryptionInfo: DataEncryptionInfo? = null
+                one("header") {
+                    one("static") {
+                        transactionID = opt("TransactionID")?.text()
+                        numSegments = opt("NumSegments")?.text()?.toInt()
+                    }
+                    one("mutable") {
+                        segmentNumber = opt("SegmentNumber")?.text()?.toInt()
+                        orderID = opt("OrderID")?.text()
+                        technicalCode = EbicsReturnCode.lookup(one("ReturnCode").text())
+                    }
+                }
+                one("body") {
+                    opt("DataTransfer") {
+                        payloadChunk = one("OrderData").text().decodeBase64()
+                        dataEncryptionInfo = opt("DataEncryptionInfo") {
+                            DataEncryptionInfo(
+                                one("TransactionKey").text().decodeBase64(),
+                                one("EncryptionPubKeyDigest").text().decodeBase64()
+                            )
+                        }
+                    }
+                    bankCode = EbicsReturnCode.lookup(one("ReturnCode").text())
+                }
+                EbicsResponse(
+                    bankCode = bankCode,
+                    technicalCode = technicalCode,
+                    content = BTSResponse(
+                        transactionID = transactionID,
+                        orderID = orderID,
+                        payloadChunk = payloadChunk,
+                        dataEncryptionInfo = dataEncryptionInfo,
+                        numSegments = numSegments,
+                        segmentNumber = segmentNumber
+                    )
+                )
+            }
+        }
+    }
+}
+
+data class BTSResponse(
+    val transactionID: String?,
+    val orderID: String?,
+    val dataEncryptionInfo: DataEncryptionInfo?,
+    val payloadChunk: ByteArray?,
+    val segmentNumber: Int?,
+    val numSegments: Int?
+)
\ No newline at end of file
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsCommon.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsCommon.kt
index c4231455..74c1dd32 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsCommon.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsCommon.kt
@@ -32,11 +32,6 @@
 
 package tech.libeufin.nexus.ebics
 
-import com.itextpdf.kernel.pdf.PdfDocument
-import com.itextpdf.kernel.pdf.PdfWriter
-import com.itextpdf.layout.Document
-import com.itextpdf.layout.element.AreaBreak
-import com.itextpdf.layout.element.Paragraph
 import io.ktor.client.*
 import io.ktor.client.plugins.*
 import io.ktor.client.request.*
@@ -45,8 +40,6 @@ import io.ktor.http.*
 import io.ktor.utils.io.jvm.javaio.*
 import tech.libeufin.common.*
 import tech.libeufin.common.crypto.*
-import tech.libeufin.ebics.*
-import tech.libeufin.ebics.ebics_h005.Ebics3Request
 import tech.libeufin.nexus.*
 import java.io.ByteArrayOutputStream
 import java.io.InputStream
@@ -55,7 +48,11 @@ import java.security.interfaces.RSAPrivateCrtKey
 import java.time.LocalDateTime
 import java.time.format.DateTimeFormatter
 import java.util.*
+import java.time.Instant
 import kotlinx.coroutines.*
+import java.security.SecureRandom
+import org.w3c.dom.Document
+import org.xml.sax.SAXException
 
 /**
  * Available EBICS versions.
@@ -82,15 +79,14 @@ enum class SupportedDocument {
  *                            one actually used to encrypt the payload.
  * @param encryptionInfo details related to the encrypted payload.
  * @param chunks the several chunks that constitute the whole encrypted payload.
- * @return the plain payload.  Errors throw, so the caller must handle those.
+ * @return the plain payload.
  */
 fun decryptAndDecompressPayload(
     clientEncryptionKey: RSAPrivateCrtKey,
     encryptionInfo: DataEncryptionInfo,
-    chunks: List<String>
+    chunks: List<ByteArray>
 ): InputStream =
-    SequenceInputStream(Collections.enumeration(chunks.map { it.toByteArray().inputStream() })) // Aggregate
-        .decodeBase64()
+    SequenceInputStream(Collections.enumeration(chunks.map { it.inputStream() })) // Aggregate
         .run {
             CryptoUtil.decryptEbicsE002(
                 encryptionInfo.transactionKey,
@@ -99,6 +95,13 @@ fun decryptAndDecompressPayload(
             )
         }.inflate()
 
+sealed class EbicsError(msg: String, cause: Throwable? = null): Exception(msg, cause) {
+    /** Http and network errors */
+    class Transport(msg: String, cause: Throwable? = null): EbicsError(msg, cause)
+    /** EBICS protocol & XML format error */
+    class Protocol(msg: String, cause: Throwable? = null): EbicsError(msg, cause)
+}
+
 /**
  * POSTs the EBICS message to the bank.
  *
@@ -106,164 +109,49 @@ fun decryptAndDecompressPayload(
  * @param msg EBICS message as raw bytes.
  * @return the raw bank response.
  */
-suspend fun HttpClient.postToBank(bankUrl: String, msg: ByteArray): InputStream {
-    logger.debug("POSTing EBICS to '$bankUrl'")
-    val res = post(urlString = bankUrl) {
-        contentType(ContentType.Text.Xml)
-        setBody(msg)
-    }
-    if (res.status != HttpStatusCode.OK) {
-        throw Exception("Invalid response status: ${res.status}")
-    }
-    return res.bodyAsChannel().toInputStream()
-}
-
-/**
- * Generate the PDF document with all the client public keys
- * to be sent on paper to the bank.
- */
-fun generateKeysPdf(
-    clientKeys: ClientPrivateKeysFile,
-    cfg: EbicsSetupConfig
-): ByteArray {
-    val po = ByteArrayOutputStream()
-    val pdfWriter = PdfWriter(po)
-    val pdfDoc = PdfDocument(pdfWriter)
-    val date = LocalDateTime.now()
-    val dateStr = date.format(DateTimeFormatter.ISO_LOCAL_DATE)
-
-    fun formatHex(ba: ByteArray): String {
-        var out = ""
-        for (i in ba.indices) {
-            val b = ba[i]
-            if (i > 0 && i % 16 == 0) {
-                out += "\n"
-            }
-            out += java.lang.String.format("%02X", b)
-            out += " "
+suspend fun HttpClient.postToBank(bankUrl: String, msg: ByteArray, phase: String): Document {
+    val res = try {
+        post(urlString = bankUrl) {
+            contentType(ContentType.Text.Xml)
+            setBody(msg)
         }
-        return out
-    }
-
-    fun writeCommon(doc: Document) {
-        doc.add(
-            Paragraph(
-                """
-            Datum: $dateStr
-            Host-ID: ${cfg.ebicsHostId}
-            User-ID: ${cfg.ebicsUserId}
-            Partner-ID: ${cfg.ebicsPartnerId}
-            ES version: A006
-        """.trimIndent()
-            )
-        )
-    }
-
-    fun writeKey(doc: Document, priv: RSAPrivateCrtKey) {
-        val pub = CryptoUtil.getRsaPublicFromPrivate(priv)
-        val hash = CryptoUtil.getEbicsPublicKeyHash(pub)
-        doc.add(Paragraph("Exponent:\n${formatHex(pub.publicExponent.toByteArray())}"))
-        doc.add(Paragraph("Modulus:\n${formatHex(pub.modulus.toByteArray())}"))
-        doc.add(Paragraph("SHA-256 hash:\n${formatHex(hash)}"))
+    } catch (e: Exception) {
+        throw EbicsError.Transport("$phase: failed to contact bank", e)
     }
-
-    fun writeSigLine(doc: Document) {
-        doc.add(Paragraph("Ort / Datum: ________________"))
-        doc.add(Paragraph("Firma / Name: ________________"))
-        doc.add(Paragraph("Unterschrift: ________________"))
+    
+    if (res.status != HttpStatusCode.OK) {
+        throw EbicsError.Transport("$phase: bank HTTP error: ${res.status}")
     }
-
-    Document(pdfDoc).use {
-        it.add(Paragraph("Signaturschlüssel").setFontSize(24f))
-        writeCommon(it)
-        it.add(Paragraph("Öffentlicher Schlüssel (Public key for the electronic signature)"))
-        writeKey(it, clientKeys.signature_private_key)
-        it.add(Paragraph("\n"))
-        writeSigLine(it)
-        it.add(AreaBreak())
-
-        it.add(Paragraph("Authentifikationsschlüssel").setFontSize(24f))
-        writeCommon(it)
-        it.add(Paragraph("Öffentlicher Schlüssel (Public key for the identification and authentication signature)"))
-        writeKey(it, clientKeys.authentication_private_key)
-        it.add(Paragraph("\n"))
-        writeSigLine(it)
-        it.add(AreaBreak())
-
-        it.add(Paragraph("Verschlüsselungsschlüssel").setFontSize(24f))
-        writeCommon(it)
-        it.add(Paragraph("Öffentlicher Schlüssel (Public encryption key)"))
-        writeKey(it, clientKeys.encryption_private_key)
-        it.add(Paragraph("\n"))
-        writeSigLine(it)
+    try {
+        return XMLUtil.parseIntoDom(res.bodyAsChannel().toInputStream())
+    } catch (e: SAXException) {
+        throw EbicsError.Protocol("$phase: invalid XML bank reponse", e)
+    } catch (e: Exception) {
+        throw EbicsError.Transport("$phase: failed read bank response", e)
     }
-    pdfWriter.flush()
-    return po.toByteArray()
 }
 
-/**
- * POSTs raw EBICS XML to the bank and checks the two return codes:
- * EBICS- and bank-technical.
- *
- * @param clientKeys client keys, used to sign the request.
- * @param bankKeys bank keys, used to decrypt and validate the response.
- * @param xmlReq raw EBICS request in XML.
- * @param isEbics3 true in case the communication is EBICS 3, false 
- * @return [EbicsResponseContent] or throws [EbicsSideException]
- */
-suspend fun postEbics(
+suspend fun EbicsBTS.postBTS(
     client: HttpClient,
-    cfg: EbicsSetupConfig,
-    bankKeys: BankPublicKeysFile,
     xmlReq: ByteArray,
-    isEbics3: Boolean
-): EbicsResponseContent {
-    val respXml = try {
-        client.postToBank(cfg.hostBaseUrl, xmlReq)
-    } catch (e: Exception) {
-        throw EbicsSideException(
-            "POSTing to ${cfg.hostBaseUrl} failed",
-            sideEc = EbicsSideError.HTTP_POST_FAILED,
-            e
-        )
-    }
-
-    // Parses the bank response from the raw XML and verifies
-    // the bank signature.
-    val doc = try {
-        XMLUtil.parseIntoDom(respXml)
-    } catch (e: Exception) {
-        throw EbicsSideException(
-            "Bank response apparently invalid",
-            sideEc = EbicsSideError.BANK_RESPONSE_IS_INVALID
-        )
-    }
+    phase: String,
+): EbicsResponse<BTSResponse> {
+    val doc = client.postToBank(cfg.hostBaseUrl, xmlReq, phase)
     if (!XMLUtil.verifyEbicsDocument(
         doc,
         bankKeys.bank_authentication_public_key,
-        isEbics3
+        order.schema
     )) {
-        throw EbicsSideException(
-            "Bank signature did not verify",
-            sideEc = EbicsSideError.BANK_SIGNATURE_DIDNT_VERIFY
-        )
+        throw EbicsError.Protocol("$phase: bank signature did not verify")
+    }
+    try {
+        return EbicsBTS.parseResponse(doc)
+    } catch (e: Exception) {
+        throw EbicsError.Protocol("$phase: invalid ebics response", e)
     }
-    if (isEbics3)
-        return ebics3toInternalRepr(doc)
-    return ebics25toInternalRepr(doc)
 }
 
 /**
- * Checks that EBICS- and bank-technical return codes are both EBICS_OK.
- *
- * @param ebicsResponseContent valid response gotten from the bank.
- * @return true only if both codes are EBICS_OK.
- */
-private fun areCodesOk(ebicsResponseContent: EbicsResponseContent) =
-    ebicsResponseContent.technicalReturnCode == EbicsReturnCode.EBICS_OK &&
-            ebicsResponseContent.bankReturnCode == EbicsReturnCode.EBICS_OK
-
-/**
  * Perform an EBICS download transaction.
  * 
  * It conducts init -> transfer -> processing -> receipt phases.
@@ -273,7 +161,6 @@ private fun areCodesOk(ebicsResponseContent: EbicsResponseContent) =
  * @param clientKeys client EBICS private keys.
  * @param bankKeys bank EBICS public keys.
  * @param reqXml raw EBICS XML request of the init phase.
- * @param isEbics3 true for EBICS 3, false otherwise.
  * @param processing processing lambda receiving EBICS files as a byte stream if the transaction was not empty.
  * @return T if the transaction was successful. If the failure is at the EBICS 
  *         level EbicsSideException is thrown else ités the exception of the processing lambda.
@@ -283,142 +170,98 @@ suspend fun ebicsDownload(
     cfg: EbicsSetupConfig,
     clientKeys: ClientPrivateKeysFile,
     bankKeys: BankPublicKeysFile,
-    reqXml: ByteArray,
-    isEbics3: Boolean,
-    processing: (InputStream) -> Unit
+    order: EbicsOrder,
+    startDate: Instant?, 
+    endDate: Instant?,
+    processing: (InputStream) -> Unit,
 ) = coroutineScope {
-    val scope = this
+    val impl = EbicsBTS(cfg, bankKeys, clientKeys, order)
+    val parentScope = this
+    
     // We need to run the logic in a non-cancelable context because we need to send 
     // a receipt for each open download transaction, otherwise we'll be stuck in an 
     // error loop until the pending transaction timeout.
     // TODO find a way to cancel the pending transaction ?
-    withContext(NonCancellable) { 
-        val initResp = postEbics(client, cfg, bankKeys, reqXml, isEbics3) 
-        logger.debug("Download init phase done.  EBICS- and bank-technical codes are: ${initResp.technicalReturnCode}, ${initResp.bankReturnCode}")
-        if (initResp.technicalReturnCode != EbicsReturnCode.EBICS_OK) {
-            throw Exception("Download init phase has EBICS-technical error: ${initResp.technicalReturnCode}")
+    withContext(NonCancellable) {
+        // Init phase
+        val initReq = impl.downloadInitialization(startDate, endDate)
+        val initResp = impl.postBTS(client, initReq, "Download init phase")
+        if (initResp.bankCode == EbicsReturnCode.EBICS_NO_DOWNLOAD_DATA_AVAILABLE) {
+           logger.debug("Download content is empty")
+           return@withContext
         }
-        if (initResp.bankReturnCode == EbicsReturnCode.EBICS_NO_DOWNLOAD_DATA_AVAILABLE) {
-            logger.debug("Download content is empty")
-            return@withContext
-        } else if (initResp.bankReturnCode != EbicsReturnCode.EBICS_OK) {
-            throw Exception("Download init phase has bank-technical error: ${initResp.bankReturnCode}")
+        val initContent = initResp.okOrFail("Download init phase")
+        val tId = requireNotNull(initContent.transactionID) {
+            "Download init phase: missing transaction ID"
         }
-        val tId = initResp.transactionID
-            ?: throw EbicsSideException(
-                "EBICS download init phase did not return a transaction ID, cannot do the transfer phase.",
-                sideEc = EbicsSideError.EBICS_UPLOAD_TRANSACTION_ID_MISSING
-            )
-        logger.debug("EBICS download transaction passed the init phase, got ID: $tId")
-        val howManySegments = initResp.numSegments
-        if (howManySegments == null) {
-            throw Exception("Init response lacks the quantity of segments, failing.")
+        val howManySegments = requireNotNull(initContent.numSegments) {
+            "Download init phase: missing num segments"
         }
-        val ebicsChunks = mutableListOf<String>()
-        // Getting the chunk(s)
-        val firstDataChunk = initResp.orderDataEncChunk
-            ?: throw EbicsSideException(
-                "OrderData element not found, despite non empty payload, failing.",
-                sideEc = EbicsSideError.ORDER_DATA_ELEMENT_NOT_FOUND
-            )
-        val dataEncryptionInfo = initResp.dataEncryptionInfo ?: run {
-            throw EbicsSideException(
-                "EncryptionInfo element not found, despite non empty payload, failing.",
-                sideEc = EbicsSideError.ENCRYPTION_INFO_ELEMENT_NOT_FOUND
-            )
+        val firstDataChunk = requireNotNull(initContent.payloadChunk) {
+            "Download init phase: missing OrderData"
         }
-        ebicsChunks.add(firstDataChunk)
-        // proceed with the transfer phase.
-        for (x in 2 .. howManySegments) {
-            if (!scope.isActive) break
-            // request segment number x.
-            val transReq = if (isEbics3)
-                createEbics3DownloadTransferPhase(cfg, clientKeys, x, howManySegments, tId)
-            else createEbics25DownloadTransferPhase(cfg, clientKeys, x, howManySegments, tId)
-
-            val transResp = postEbics(client, cfg, bankKeys, transReq, isEbics3)
-            if (!areCodesOk(transResp)) {
-                throw EbicsSideException(
-                    "EBICS transfer segment #$x failed.",
-                    sideEc = EbicsSideError.TRANSFER_SEGMENT_FAILED
-                )
+        val dataEncryptionInfo = requireNotNull(initContent.dataEncryptionInfo) {
+            "Download init phase: missing EncryptionInfo"
+        }
+
+        logger.debug("Download init phase for transaction '$tId'")
+    
+        /** Send download receipt */
+        suspend fun receipt(success: Boolean) {
+            val xml = impl.downloadReceipt(tId, success)
+            impl.postBTS(client, xml, "Download receipt phase").okOrFail("Download receipt phase")
+        }
+        /** Throw if parent scope have been canceled */
+        suspend fun checkCancellation() {
+            if (!parentScope.isActive) {
+                // First send a proper EBICS transaction failure
+                receipt(false)
+                // Send throw cancelation exception
+                throw CancellationException()
             }
-            val chunk = transResp.orderDataEncChunk
-            if (chunk == null) {
-                throw Exception("EBICS transfer phase lacks chunk #$x, failing.")
+        }
+
+        // Transfer phase
+        val ebicsChunks = mutableListOf(firstDataChunk)
+        for (x in 2 .. howManySegments) {
+            checkCancellation()
+            val transReq = impl.downloadTransfer(x, howManySegments, tId)
+            val transResp = impl.postBTS(client, transReq, "Download transfer phase").okOrFail("Download transfer phase")
+            val chunk = requireNotNull(transResp.payloadChunk) {
+                "Download transfer phase: missing encrypted chunk"
             }
             ebicsChunks.add(chunk)
         }
-        suspend fun receipt(success: Boolean) {
-            val receiptXml = if (isEbics3)
-                createEbics3DownloadReceiptPhase(cfg, clientKeys, tId, success)
-            else createEbics25DownloadReceiptPhase(cfg, clientKeys, tId, success)
-
-            // Sending the receipt to the bank.
-            postEbics(
-                client,
-                cfg,
-                bankKeys,
-                receiptXml,
-                isEbics3
-            )
-        }
-        if (scope.isActive) {
-            // all chunks gotten, shaping a meaningful response now.
-            val payloadBytes = decryptAndDecompressPayload(
+
+        checkCancellation()
+
+        // Decompress encrypted chunks
+        val payloadStream = try {
+            decryptAndDecompressPayload(
                 clientKeys.encryption_private_key,
                 dataEncryptionInfo,
                 ebicsChunks
             )
-            // Process payload
-            val res = runCatching {
-                processing(payloadBytes)
-            }
-            receipt(res.isSuccess)
+        } catch (e: Exception) {
+            throw EbicsError.Protocol("invalid chunks", e)
+        }
 
-            res.getOrThrow()
-        } else {
-            receipt(false)
-            throw CancellationException()
+        checkCancellation()
+
+        // Run business logic
+        val res = runCatching {
+            processing(payloadStream)
         }
+
+        // First send a proper EBICS transaction receipt
+        receipt(res.isSuccess)
+        // Then throw business logic exception if any
+        res.getOrThrow()
     }
     Unit
 }
 
 /**
- * These errors affect an EBICS transaction regardless
- * of the standard error codes.
- */
-enum class EbicsSideError {
-    BANK_SIGNATURE_DIDNT_VERIFY,
-    BANK_RESPONSE_IS_INVALID,
-    ENCRYPTION_INFO_ELEMENT_NOT_FOUND,
-    ORDER_DATA_ELEMENT_NOT_FOUND,
-    TRANSFER_SEGMENT_FAILED,
-    /**
-     * This might indicate that the EBICS transaction had errors.
-     */
-    EBICS_UPLOAD_TRANSACTION_ID_MISSING,
-    /**
-     * May be caused by a connection issue OR the HTTP response
-     * code was not 200 OK.  Both cases should lead to retry as
-     * they are fixable or transient.
-     */
-    HTTP_POST_FAILED
-}
-
-/**
- * Those errors happen before getting to validate the bank response
- * and successfully verify its signature.  They bring therefore NO
- * business meaning and may be retried.
- */
-class EbicsSideException(
-    msg: String,
-    val sideEc: EbicsSideError,
-    cause: Exception? = null
-) : Exception(msg, cause)
-
-/**
  * Signs and the encrypts the data to send via EBICS.
  *
  * @param cfg configuration handle.
@@ -433,43 +276,32 @@ fun prepareUploadPayload(
     clientKeys: ClientPrivateKeysFile,
     bankKeys: BankPublicKeysFile,
     payload: ByteArray,
-    isEbics3: Boolean
 ): PreparedUploadData {
-    val encryptionResult: CryptoUtil.EncryptionResult = if (isEbics3) {
-        val innerSignedEbicsXml = signOrderEbics3( // A006 signature.
-            payload,
-            clientKeys.signature_private_key,
-            cfg.ebicsPartnerId,
-            cfg.ebicsUserId
-        )
-        val userSignatureDataEncrypted = CryptoUtil.encryptEbicsE002(
-            EbicsOrderUtil.encodeOrderDataXml(innerSignedEbicsXml),
-            bankKeys.bank_encryption_public_key
-        )
-        userSignatureDataEncrypted
-    } else {
-        val innerSignedEbicsXml = signOrder( // A006 signature.
-            payload,
-            clientKeys.signature_private_key,
-            cfg.ebicsPartnerId,
-            cfg.ebicsUserId
-        )
-        val userSignatureDataEncrypted = CryptoUtil.encryptEbicsE002(
-            EbicsOrderUtil.encodeOrderDataXml(innerSignedEbicsXml),
-            bankKeys.bank_encryption_public_key
-        )
-        userSignatureDataEncrypted
+    val innerSignedEbicsXml = XmlBuilder.toBytes("UserSignatureData") {
+        attr("xmlns", "http://www.ebics.org/S002")
+        el("OrderSignatureData") {
+            el("SignatureVersion", "A006")
+            el("SignatureValue", CryptoUtil.signEbicsA006(
+                CryptoUtil.digestEbicsOrderA006(payload),
+                clientKeys.signature_private_key,
+            ).encodeBase64())
+            el("PartnerID", cfg.ebicsPartnerId)
+            el("UserID", cfg.ebicsUserId)
+        }
     }
-    val plainTransactionKey = encryptionResult.plainTransactionKey
-        ?: throw Exception("Could not generate the transaction key, cannot encrypt the payload!")
+    val encryptionResult = CryptoUtil.encryptEbicsE002(
+        innerSignedEbicsXml.inputStream().deflate(),
+        bankKeys.bank_encryption_public_key
+    )
     // Then only E002 symmetric (with ephemeral key) encrypt.
-    val compressedInnerPayload = payload.inputStream().deflate().readAllBytes()
+    val compressedInnerPayload = payload.inputStream().deflate()
+    // TODO stream
     val encryptedPayload = CryptoUtil.encryptEbicsE002withTransactionKey(
         compressedInnerPayload,
         bankKeys.bank_encryption_public_key,
-        plainTransactionKey
+        encryptionResult.plainTransactionKey
     )
-    val encodedEncryptedPayload = Base64.getEncoder().encodeToString(encryptedPayload.encryptedData)
+    val encodedEncryptedPayload = encryptedPayload.encryptedData.encodeBase64()
 
     return PreparedUploadData(
         encryptionResult.encryptedTransactionKey, // ephemeral key
@@ -480,32 +312,6 @@ fun prepareUploadPayload(
 }
 
 /**
- * Possible states of an EBICS transaction.
- */
-enum class EbicsPhase {
-    initialization,
-    transmission,
-    receipt
-}
-
-/**
- * Witnesses a failure in an EBICS communication.  That
- * implies that the bank response and its signature were
- * both valid.
- */
-class EbicsUploadException(
-    msg: String,
-    val phase: EbicsPhase,
-    val ebicsErrorCode: EbicsReturnCode,
-    /**
-     * If the error was EBICS-technical, then we might not
-     * even have interest on the business error code, therefore
-     * the value below may be null.
-     */
-    val bankErrorCode: EbicsReturnCode? = null
-) : Exception(msg)
-
-/**
  * Collects all the steps of an EBICS 3 upload transaction.
  * NOTE: this function could conveniently be reused for an EBICS 2.x
  * transaction, hence this function stays in this file.
@@ -522,56 +328,122 @@ suspend fun doEbicsUpload(
     cfg: EbicsSetupConfig,
     clientKeys: ClientPrivateKeysFile,
     bankKeys: BankPublicKeysFile,
-    orderService: Ebics3Request.OrderDetails.Service,
+    order: EbicsOrder,
     payload: ByteArray,
-): EbicsResponseContent = withContext(NonCancellable) {
+): String = withContext(NonCancellable) {
+    val impl = EbicsBTS(cfg, bankKeys, clientKeys, order)
     // TODO use a lambda and pass the order detail there for atomicity ?
-    val preparedPayload = prepareUploadPayload(cfg, clientKeys, bankKeys, payload, isEbics3 = true)
-    val initXml = createEbics3RequestForUploadInitialization(
-        cfg,
-        preparedPayload,
-        bankKeys,
-        clientKeys,
-        orderService
-    )
-    val initResp = postEbics( // may throw EbicsEarlyException
-        client,
-        cfg,
-        bankKeys,
-        initXml,
-        isEbics3 = true
-    )
-    if (!areCodesOk(initResp)) throw EbicsUploadException(
-        "EBICS upload init failed",
-        phase = EbicsPhase.initialization,
-        ebicsErrorCode = initResp.technicalReturnCode,
-        bankErrorCode = initResp.bankReturnCode
-    )
-    // Init phase OK, proceeding with the transfer phase.
-    val tId = initResp.transactionID
-        ?: throw EbicsSideException(
-            "EBICS upload init phase did not return a transaction ID, cannot do the transfer phase.",
-            sideEc = EbicsSideError.EBICS_UPLOAD_TRANSACTION_ID_MISSING
-        )
-    val transferXml = createEbics3RequestForUploadTransferPhase(
-        cfg,
-        clientKeys,
-        tId,
-        preparedPayload
-    )
-    val transferResp = postEbics(
-        client,
-        cfg,
-        bankKeys,
-        transferXml,
-        isEbics3 = true
-    )
-    if (!areCodesOk(transferResp)) throw EbicsUploadException(
-        "EBICS upload transfer failed",
-        phase = EbicsPhase.transmission,
-        ebicsErrorCode = initResp.technicalReturnCode,
-        bankErrorCode = initResp.bankReturnCode
-    )
-    // EBICS- and bank-technical codes were both EBICS_OK, success!
-    transferResp
+    val preparedPayload = prepareUploadPayload(cfg, clientKeys, bankKeys, payload)
+    
+    // Init phase
+    val initXml = impl.uploadInitialization(preparedPayload)
+    val initResp = impl.postBTS(client, initXml, "Upload init phase").okOrFail("Upload init phase")
+    val tId = requireNotNull(initResp.transactionID) {
+        "Upload init phase: missing transaction ID"
+    }
+
+    // Transfer phase
+    val transferXml = impl.uploadTransfer(tId, preparedPayload)
+    val transferResp = impl.postBTS(client, transferXml, "Upload transfer phase").okOrFail("Upload transfer phase")
+    val orderId = requireNotNull(transferResp.orderID) {
+        "Upload transfer phase: missing order ID"
+    }
+    orderId
+}
+
+/**
+ * @param size in bits
+ */
+fun getNonce(size: Int): ByteArray {
+    val sr = SecureRandom()
+    val ret = ByteArray(size / 8)
+    sr.nextBytes(ret)
+    return ret
+}
+
+class PreparedUploadData(
+    val transactionKey: ByteArray,
+    val userSignatureDataEncrypted: ByteArray,
+    val dataDigest: ByteArray,
+    val encryptedPayloadChunks: List<String>
+)
+
+class DataEncryptionInfo(
+    val transactionKey: ByteArray,
+    val bankPubDigest: ByteArray
+)
+
+class EbicsResponse<T>(
+    val technicalCode: EbicsReturnCode,
+    val bankCode: EbicsReturnCode,
+    private val content: T
+) {
+    /** Checks that return codes are both EBICS_OK or throw an exception */
+    fun okOrFail(phase: String): T {
+        logger.debug("$phase return codes: $technicalCode & $bankCode")
+        require(technicalCode.kind() != EbicsReturnCode.Kind.Error) {
+            "$phase has technical error: $technicalCode"
+        }
+        require(bankCode.kind() != EbicsReturnCode.Kind.Error) {
+            "$phase has bank error: $bankCode"
+        }
+        return content
+    }
+}
+
+// TODO import missing using a script
+@Suppress("SpellCheckingInspection")
+enum class EbicsReturnCode(val code: String) {
+    EBICS_OK("000000"),
+    EBICS_DOWNLOAD_POSTPROCESS_DONE("011000"),
+    EBICS_DOWNLOAD_POSTPROCESS_SKIPPED("011001"),
+    EBICS_TX_SEGMENT_NUMBER_UNDERRUN("011101"),
+    EBICS_AUTHENTICATION_FAILED("061001"),
+    EBICS_INVALID_REQUEST("061002"),
+    EBICS_INTERNAL_ERROR("061099"),
+    EBICS_TX_RECOVERY_SYNC("061101"),
+    EBICS_AUTHORISATION_ORDER_IDENTIFIER_FAILED("090003"),
+    EBICS_INVALID_ORDER_DATA_FORMAT("090004"),
+    EBICS_NO_DOWNLOAD_DATA_AVAILABLE("090005"),
+    EBICS_INVALID_USER_OR_USER_STATE("091002"),
+    EBICS_USER_UNKNOWN("091003"),
+    EBICS_INVALID_USER_STATE("091004"),
+    EBICS_INVALID_ORDER_IDENTIFIER("091005"),
+    EBICS_UNSUPPORTED_ORDER_TYPE("091006"),
+    EBICS_INVALID_XML("091010"),
+    EBICS_TX_MESSAGE_REPLAY("091103"),
+    EBICS_INVALID_REQUEST_CONTENT("091113"),
+    EBICS_PROCESSING_ERROR("091116"),
+    EBICS_ACCOUNT_AUTHORISATION_FAILED("091302"),
+    EBICS_AMOUNT_CHECK_FAILED("091303");
+
+    enum class Kind {
+        Information,
+        Note,
+        Warning,
+        Error
+    }
+
+    fun kind(): Kind {
+        return when (val errorClass = code.substring(0..1)) {
+            "00" -> Kind.Information
+            "01" -> Kind.Note
+            "03" -> Kind.Warning
+            "06", "09" -> Kind.Error
+            else -> throw Exception("Unknown EBICS status code error class: $errorClass")
+        }
+    }
+
+    companion object {
+        fun lookup(code: String): EbicsReturnCode {
+            for (x in entries) {
+                if (x.code == code) {
+                    return x
+                }
+            }
+            throw Exception(
+                "Unknown EBICS status code: $code"
+            )
+        }
+    }
 }
\ No newline at end of file
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsKeyMng.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsKeyMng.kt
new file mode 100644
index 00000000..a6d965e5
--- /dev/null
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsKeyMng.kt
@@ -0,0 +1,210 @@
+/*
+ * This file is part of LibEuFin.
+ * Copyright (C) 2024 Taler Systems S.A.
+
+ * LibEuFin is free software; you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation; either version 3, or
+ * (at your option) any later version.
+
+ * LibEuFin is distributed in the hope that it will be useful, but
+ * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
+ * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
+ * Public License for more details.
+
+ * You should have received a copy of the GNU Affero General Public
+ * License along with LibEuFin; see the file COPYING.  If not, see
+ * <http://www.gnu.org/licenses/>
+ */
+
+package tech.libeufin.nexus.ebics
+
+import org.w3c.dom.Document
+import tech.libeufin.common.crypto.CryptoUtil
+import tech.libeufin.common.*
+import tech.libeufin.nexus.*
+import tech.libeufin.nexus.BankPublicKeysFile
+import tech.libeufin.nexus.ClientPrivateKeysFile
+import tech.libeufin.nexus.EbicsSetupConfig
+import java.io.InputStream
+import java.time.Instant
+import java.time.ZoneId
+import java.util.*
+import javax.xml.datatype.DatatypeFactory
+import java.security.interfaces.*
+
+/** EBICS protocol for key management */
+class Ebics3KeyMng(
+    private val cfg: EbicsSetupConfig,
+    private val clientKeys: ClientPrivateKeysFile
+) {
+    fun INI(): ByteArray {
+        val inner = XMLOrderData(cfg, "ns2:SignaturePubKeyOrderData", "http://www.ebics.org/S001") {
+            el("ns2:SignaturePubKeyInfo") {
+                RSAKeyXml(clientKeys.signature_private_key)
+                el("ns2:SignatureVersion", "A006")
+            }
+        }
+        val doc = request("ebicsUnsecuredRequest") {
+            el("header") {
+                attr("authenticate", "true")
+                el("static") {
+                    el("HostID", cfg.ebicsHostId)
+                    el("PartnerID", cfg.ebicsPartnerId)
+                    el("UserID", cfg.ebicsUserId)
+                    el("OrderDetails") {
+                        el("OrderType", "INI")
+                        el("OrderAttribute", "DZNNN")
+                    }
+                    el("SecurityMedium", "0200")
+                }
+                el("mutable")
+            }
+            el("body/DataTransfer/OrderData", inner)
+        }
+        return XMLUtil.convertDomToBytes(doc)
+    }
+
+    fun HIA(): ByteArray {
+        val inner = XMLOrderData(cfg, "ns2:HIARequestOrderData", "urn:org:ebics:H004") {
+            el("ns2:AuthenticationPubKeyInfo") {
+                RSAKeyXml(clientKeys.authentication_private_key)
+                el("ns2:AuthenticationVersion", "X002")
+            }
+            el("ns2:EncryptionPubKeyInfo") {
+                RSAKeyXml(clientKeys.encryption_private_key)
+                el("ns2:EncryptionVersion", "E002")
+            }
+        }
+        val doc = request("ebicsUnsecuredRequest") {
+            el("header") {
+                attr("authenticate", "true")
+                el("static") {
+                    el("HostID", cfg.ebicsHostId)
+                    el("PartnerID", cfg.ebicsPartnerId)
+                    el("UserID", cfg.ebicsUserId)
+                    el("OrderDetails") {
+                        el("OrderType", "HIA")
+                        el("OrderAttribute", "DZNNN")
+                    }
+                    el("SecurityMedium", "0200")
+                }
+                el("mutable")
+            }
+            el("body/DataTransfer/OrderData", inner)
+        }
+        return XMLUtil.convertDomToBytes(doc)
+    }
+
+    fun HPB(): ByteArray {
+        val nonce = getNonce(128)
+        val doc = request("ebicsNoPubKeyDigestsRequest") {
+            el("header") {
+                attr("authenticate", "true")
+                el("static") {
+                    el("HostID", cfg.ebicsHostId)
+                    el("Nonce", nonce.encodeUpHex())
+                    el("Timestamp", Instant.now().xmlDateTime())
+                    el("PartnerID", cfg.ebicsPartnerId)
+                    el("UserID", cfg.ebicsUserId)
+                    el("OrderDetails") {
+                        el("OrderType", "HPB")
+                        el("OrderAttribute", "DZHNN")
+                    }
+                    el("SecurityMedium", "0000")
+                }
+                el("mutable")
+            }
+            el("AuthSignature")
+            el("body")
+        }
+        XMLUtil.signEbicsDocument(doc, clientKeys.authentication_private_key, "H004")
+        return XMLUtil.convertDomToBytes(doc)
+    }
+
+    /* ----- Helpers ----- */
+
+    private fun request(name: String, build: XmlBuilder.() -> Unit): Document {
+        return XmlBuilder.toDom(name, "urn:org:ebics:H004") {
+            attr("http://www.w3.org/2000/xmlns/", "xmlns", "urn:org:ebics:H004")
+            attr("http://www.w3.org/2000/xmlns/", "xmlns:ds", "http://www.w3.org/2000/09/xmldsig#")
+            attr("Version", "H004")
+            attr("Revision", "1")
+            build()
+        }
+    }
+
+    private fun XmlBuilder.RSAKeyXml(key: RSAPrivateCrtKey) {
+        el("ns2:PubKeyValue") {
+            el("ds:RSAKeyValue") {
+                el("ds:Modulus", key.modulus.encodeBase64())
+                el("ds:Exponent", key.publicExponent.encodeBase64())
+            }
+        }
+    }
+    
+    private fun XMLOrderData(cfg: EbicsSetupConfig, name: String, schema: String, build: XmlBuilder.() -> Unit): String {
+        return XmlBuilder.toBytes(name) {
+            attr("xmlns:ds", "http://www.w3.org/2000/09/xmldsig#")
+            attr("xmlns:ns2", schema)
+            build()
+            el("ns2:PartnerID", cfg.ebicsPartnerId)
+            el("ns2:UserID", cfg.ebicsUserId)
+        }.inputStream().deflate().encodeBase64()
+    }
+
+    companion object {
+        fun parseResponse(doc: Document, clientEncryptionKey: RSAPrivateCrtKey): EbicsResponse<InputStream?> {
+            return XmlDestructor.fromDoc(doc, "ebicsKeyManagementResponse") {
+                lateinit var technicalCode: EbicsReturnCode
+                lateinit var bankCode: EbicsReturnCode
+                var payload: InputStream? = null
+                one("header") {
+                    one("mutable") {
+                        technicalCode = EbicsReturnCode.lookup(one("ReturnCode").text())
+                    }
+                }
+                one("body") {
+                    bankCode = EbicsReturnCode.lookup(one("ReturnCode").text())
+                    payload = opt("DataTransfer") {
+                        val descriptionInfo = one("DataEncryptionInfo") {
+                            DataEncryptionInfo(
+                                one("TransactionKey").text().decodeBase64(),
+                                one("EncryptionPubKeyDigest").text().decodeBase64()
+                            )
+                        }
+                        val chunk = one("OrderData").text().decodeBase64()
+                        decryptAndDecompressPayload(
+                            clientEncryptionKey,
+                            descriptionInfo,
+                            listOf(chunk)
+                        )
+                    }
+                }
+                EbicsResponse(
+                    technicalCode = technicalCode, 
+                    bankCode, 
+                    content = payload
+                )
+            }
+        }
+
+        fun parseHpbOrder(data: InputStream): Pair<RSAPublicKey, RSAPublicKey> {
+            return XmlDestructor.fromStream(data, "HPBResponseOrderData") {
+                val authPub = one("AuthenticationPubKeyInfo").one("PubKeyValue").one("RSAKeyValue") {
+                    CryptoUtil.loadRsaPublicKeyFromComponents(
+                        one("Modulus").text().decodeBase64(),
+                        one("Exponent").text().decodeBase64(),
+                    )
+                }
+                val encPub = one("EncryptionPubKeyInfo").one("PubKeyValue").one("RSAKeyValue") {
+                    CryptoUtil.loadRsaPublicKeyFromComponents(
+                        one("Modulus").text().decodeBase64(),
+                        one("Exponent").text().decodeBase64(),
+                    )
+                }
+                Pair(authPub, encPub)
+            }
+        }
+    }
+}
\ No newline at end of file
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsOrder.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsOrder.kt
new file mode 100644
index 00000000..3c73fff0
--- /dev/null
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsOrder.kt
@@ -0,0 +1,59 @@
+/*
+ * This file is part of LibEuFin.
+ * Copyright (C) 2024 Taler Systems S.A.
+
+ * LibEuFin is free software; you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation; either version 3, or
+ * (at your option) any later version.
+
+ * LibEuFin is distributed in the hope that it will be useful, but
+ * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
+ * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
+ * Public License for more details.
+
+ * You should have received a copy of the GNU Affero General Public
+ * License along with LibEuFin; see the file COPYING.  If not, see
+ * <http://www.gnu.org/licenses/>
+ */
+package tech.libeufin.nexus.ebics
+
+// We will support more dialect in the future
+
+sealed class EbicsOrder(val schema: String) {
+    data class V2_5(
+        val type: String,
+        val attribute: String
+    ): EbicsOrder("H004")
+    data class V3(
+        val type: String,
+        val name: String? = null,
+        val scope: String? = null,
+        val messageName: String? = null,
+        val messageVersion: String? = null,
+        val container: String? = null,
+    ): EbicsOrder("H005")
+}
+
+fun downloadDocService(doc: SupportedDocument, ebics2: Boolean): EbicsOrder {
+    return if (ebics2) {
+        when (doc) {
+            SupportedDocument.PAIN_002 -> EbicsOrder.V2_5("Z01", "DZHNN")
+            SupportedDocument.CAMT_052 -> EbicsOrder.V2_5("Z52", "DZHNN")
+            SupportedDocument.CAMT_053 -> EbicsOrder.V2_5("Z53", "DZHNN")
+            SupportedDocument.CAMT_054 -> EbicsOrder.V2_5("Z54", "DZHNN")
+            SupportedDocument.PAIN_002_LOGS -> EbicsOrder.V2_5("HAC", "DZHNN")
+        }
+    } else {
+        when (doc) {
+            SupportedDocument.PAIN_002 -> EbicsOrder.V3("BTD", "PSR", "CH", "pain.002", "10", "ZIP")
+            SupportedDocument.CAMT_052 -> EbicsOrder.V3("BTD", "STM", "CH", "camt.052", "08", "ZIP")
+            SupportedDocument.CAMT_053 -> EbicsOrder.V3("BTD", "EOP", "CH", "camt.053", "08", "ZIP")
+            SupportedDocument.CAMT_054 -> EbicsOrder.V3("BTD", "REP", "CH", "camt.054", "08", "ZIP")
+            SupportedDocument.PAIN_002_LOGS -> EbicsOrder.V3("HAC")
+        }
+    }
+}
+
+fun uploadPaymentService(): EbicsOrder =
+    EbicsOrder.V3("BTU", "MCT", "CH", "pain.001", "09")
diff --git a/nexus/src/test/kotlin/Ebics.kt b/nexus/src/test/kotlin/Ebics.kt
deleted file mode 100644
index a1c86f20..00000000
--- a/nexus/src/test/kotlin/Ebics.kt
+++ /dev/null
@@ -1,90 +0,0 @@
-/*
- * This file is part of LibEuFin.
- * Copyright (C) 2024 Taler Systems S.A.
-
- * LibEuFin is free software; you can redistribute it and/or modify
- * it under the terms of the GNU Affero General Public License as
- * published by the Free Software Foundation; either version 3, or
- * (at your option) any later version.
-
- * LibEuFin is distributed in the hope that it will be useful, but
- * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
- * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
- * Public License for more details.
-
- * You should have received a copy of the GNU Affero General Public
- * License along with LibEuFin; see the file COPYING.  If not, see
- * <http://www.gnu.org/licenses/>
- */
-
-import io.ktor.client.engine.mock.*
-import io.ktor.http.*
-import org.junit.Test
-import tech.libeufin.ebics.XMLUtil
-import tech.libeufin.ebics.ebics_h004.EbicsUnsecuredRequest
-import tech.libeufin.nexus.ebics.*
-import kotlin.io.path.Path
-import kotlin.io.path.writeBytes
-import kotlin.test.assertEquals
-
-class Ebics {
-    // Checks XML is valid and INI.
-    @Test
-    fun iniMessage() = conf { config -> 
-        val msg = generateIniMessage(config, clientKeys)
-        val ini = XMLUtil.convertToJaxb<EbicsUnsecuredRequest>(msg.inputStream()) // ensures is valid
-        assertEquals(ini.value.header.static.orderDetails.orderType, "INI") // ensures is INI
-    }
-
-    // Checks XML is valid and HIA.
-    @Test
-    fun hiaMessage() = conf { config -> 
-        val msg = generateHiaMessage(config, clientKeys)
-        val ini = XMLUtil.convertToJaxb<EbicsUnsecuredRequest>(msg.inputStream()) // ensures is valid
-        assertEquals(ini.value.header.static.orderDetails.orderType, "HIA") // ensures is HIA
-    }
-
-    // Checks XML is valid and HPB.
-    @Test
-    fun hpbMessage() = conf { config -> 
-        val msg = generateHpbMessage(config, clientKeys)
-        val ini = XMLUtil.convertToJaxb<EbicsUnsecuredRequest>(msg.inputStream()) // ensures is valid
-        assertEquals(ini.value.header.static.orderDetails.orderType, "HPB") // ensures is HPB
-    }
-    // POSTs an EBICS message to the mock bank.  Tests
-    // the main branches: unreachable bank, non-200 status
-    // code, and 200.
-    @Test
-    fun postMessage() = conf { config -> 
-        val client404 = getMockedClient {
-            respondError(HttpStatusCode.NotFound)
-        }
-        val clientNoResponse = getMockedClient {
-            throw Exception("Network issue.")
-        }
-        val clientOk = getMockedClient {
-            respondOk("Not EBICS anyway.")
-        }
-        runCatching {
-            client404.postToBank("http://ignored.example.com/", "ignored".toByteArray())
-        }.run {
-            val exp = exceptionOrNull()!!
-            assertEquals(exp.message, "Invalid response status: 404 Not Found")
-        }
-        runCatching {
-            clientNoResponse.postToBank("http://ignored.example.com/", "ignored".toByteArray())
-        }.run {
-            val exp = exceptionOrNull()!!
-            assertEquals(exp.message, "Network issue.")
-        }
-        clientOk.postToBank("http://ignored.example.com/", "ignored".toByteArray())
-    }
-
-    // Tests that internal repr. of keys lead to valid PDF.
-    // Mainly tests that the function does not throw any error.
-    @Test
-    fun keysPdf() = conf { config -> 
-        val pdf = generateKeysPdf(clientKeys, config)
-        Path("/tmp/libeufin-nexus-test-keys.pdf").writeBytes(pdf)
-    }
-}
\ No newline at end of file
diff --git a/nexus/src/test/kotlin/EbicsTest.kt b/nexus/src/test/kotlin/EbicsTest.kt
new file mode 100644
index 00000000..a67a48d6
--- /dev/null
+++ b/nexus/src/test/kotlin/EbicsTest.kt
@@ -0,0 +1,70 @@
+/*
+ * This file is part of LibEuFin.
+ * Copyright (C) 2024 Taler Systems S.A.
+
+ * LibEuFin is free software; you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation; either version 3, or
+ * (at your option) any later version.
+
+ * LibEuFin is distributed in the hope that it will be useful, but
+ * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
+ * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
+ * Public License for more details.
+
+ * You should have received a copy of the GNU Affero General Public
+ * License along with LibEuFin; see the file COPYING.  If not, see
+ * <http://www.gnu.org/licenses/>
+ */
+
+import io.ktor.client.engine.mock.*
+import io.ktor.http.*
+import org.junit.Test
+import tech.libeufin.nexus.*
+import tech.libeufin.nexus.ebics.*
+import kotlin.io.path.Path
+import kotlin.io.path.writeBytes
+import kotlin.test.*
+
+class EbicsTest {
+    // POSTs an EBICS message to the mock bank.  Tests
+    // the main branches: unreachable bank, non-200 status
+    // code, and 200.
+    @Test
+    fun postMessage() = conf { config ->
+        assertFailsWith<EbicsError.Transport> {
+            getMockedClient {
+                respondError(HttpStatusCode.NotFound)
+            }.postToBank("http://ignored.example.com/", ByteArray(0), "Test")
+        }.run {
+            assertEquals("Test: bank HTTP error: 404 Not Found", message)
+        }
+        assertFailsWith<EbicsError.Transport> {
+            getMockedClient {
+                throw Exception("Simulate failure")
+            }.postToBank("http://ignored.example.com/", ByteArray(0), "Test")
+        }.run {
+            assertEquals("Test: failed to contact bank", message)
+            assertEquals("Simulate failure", cause!!.message)
+        }
+        assertFailsWith<EbicsError.Protocol> {
+            getMockedClient {
+                respondOk("<ebics broken></ebics>")
+            }.postToBank("http://ignored.example.com/", ByteArray(0), "Test")
+        }.run {
+            assertEquals("Test: invalid XML bank reponse", message)
+            assertEquals("Attribute name \"broken\" associated with an element type \"ebics\" must be followed by the ' = ' character.", cause!!.message)
+        }
+        getMockedClient {
+            respondOk("<ebics></ebics>")
+        }.postToBank("http://ignored.example.com/", ByteArray(0), "Test")
+    }
+
+    // Tests that internal repr. of keys lead to valid PDF.
+    // Mainly tests that the function does not throw any error.
+    @Test
+    fun keysPdf() = conf { config -> 
+        val pdf = generateKeysPdf(clientKeys, config)
+        Path("/tmp/libeufin-nexus-test-keys.pdf").writeBytes(pdf)
+    }
+}
\ No newline at end of file
diff --git a/nexus/src/test/kotlin/XmlCombinatorsTest.kt b/nexus/src/test/kotlin/XmlCombinatorsTest.kt
new file mode 100644
index 00000000..aeb8b327
--- /dev/null
+++ b/nexus/src/test/kotlin/XmlCombinatorsTest.kt
@@ -0,0 +1,76 @@
+/*
+ * This file is part of LibEuFin.
+ * Copyright (C) 2024 Taler Systems S.A.
+
+ * LibEuFin is free software; you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation; either version 3, or
+ * (at your option) any later version.
+
+ * LibEuFin is distributed in the hope that it will be useful, but
+ * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
+ * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
+ * Public License for more details.
+
+ * You should have received a copy of the GNU Affero General Public
+ * License along with LibEuFin; see the file COPYING.  If not, see
+ * <http://www.gnu.org/licenses/>
+ */
+
+import org.junit.Test
+import tech.libeufin.nexus.XmlBuilder
+import tech.libeufin.nexus.XMLUtil
+import kotlin.test.assertEquals
+
+class XmlCombinatorsTest {
+    fun testBuilder(expected: String, root: String, builder: XmlBuilder.() -> Unit) {
+        val toBytes = XmlBuilder.toBytes(root, builder)
+        val toDom = XmlBuilder.toDom(root, null, builder)
+        //assertEquals(expected, toString) TODO fix empty tag being closed only with toString
+        assertEquals(expected, XMLUtil.convertDomToBytes(toDom).toString(Charsets.UTF_8))
+    }
+
+    @Test
+    fun testWithModularity() {
+        fun module(base: XmlBuilder) {
+            base.el("module")
+        }
+        testBuilder(
+            "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><root><module/></root>",
+            "root"
+        ) {
+            module(this)
+        }
+    }
+
+    @Test
+    fun testWithIterable() {
+        testBuilder(
+            "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><iterable><endOfDocument><e1><e11>111</e11></e1><e2><e22>222</e22></e2><e3><e33>333</e33></e3><e4><e44>444</e44></e4><e5><e55>555</e55></e5><e6><e66>666</e66></e6><e7><e77>777</e77></e7><e8><e88>888</e88></e8><e9><e99>999</e99></e9><e10><e1010>101010</e1010></e10></endOfDocument></iterable>", 
+            "iterable"
+        ) {
+            el("endOfDocument") {
+                for (i in 1..10)
+                    el("e$i/e$i$i", "$i$i$i")
+            }
+        }
+    }
+
+    @Test
+    fun testBasicXmlBuilding() {
+        testBuilder(
+            "<?xml version=\"1.0\" encoding=\"UTF-8\" standalone=\"yes\"?><ebicsRequest version=\"H004\"><a><b><c attribute-of=\"c\"><d><e><f nested=\"true\"><g><h/></g></f></e></d></c></b></a><one_more/></ebicsRequest>",
+            "ebicsRequest"
+        ) {
+            attr("version", "H004")
+            el("a/b/c") {
+                attr("attribute-of", "c")
+                el("d/e/f") {
+                    attr("nested", "true")
+                    el("g/h")
+                }
+            }
+            el("one_more")
+        }
+    }
+}
diff --git a/nexus/src/test/kotlin/XmlUtilTest.kt b/nexus/src/test/kotlin/XmlUtilTest.kt
new file mode 100644
index 00000000..03941f3f
--- /dev/null
+++ b/nexus/src/test/kotlin/XmlUtilTest.kt
@@ -0,0 +1,73 @@
+/*
+ * This file is part of LibEuFin.
+ * Copyright (C) 2024 Taler Systems S.A.
+
+ * LibEuFin is free software; you can redistribute it and/or modify
+ * it under the terms of the GNU Affero General Public License as
+ * published by the Free Software Foundation; either version 3, or
+ * (at your option) any later version.
+
+ * LibEuFin is distributed in the hope that it will be useful, but
+ * WITHOUT ANY WARRANTY; without even the implied warranty of MERCHANTABILITY
+ * or FITNESS FOR A PARTICULAR PURPOSE.  See the GNU Affero General
+ * Public License for more details.
+
+ * You should have received a copy of the GNU Affero General Public
+ * License along with LibEuFin; see the file COPYING.  If not, see
+ * <http://www.gnu.org/licenses/>
+ */
+
+import org.junit.Assert.assertTrue
+import org.junit.Test
+import tech.libeufin.common.crypto.CryptoUtil
+import tech.libeufin.common.decodeBase64
+import tech.libeufin.nexus.XMLUtil
+import java.security.KeyPairGenerator
+import javax.xml.transform.stream.StreamSource
+
+class XmlUtilTest {
+
+    @Test
+    fun basicSigningTest() {
+        val doc = XMLUtil.parseIntoDom("""
+            <myMessage xmlns:ebics="urn:org:ebics:H004">
+                <ebics:AuthSignature />
+                <foo authenticate="true">Hello World</foo>
+            </myMessage>
+        """.trimIndent().toByteArray().inputStream())
+        val kpg = KeyPairGenerator.getInstance("RSA")
+        kpg.initialize(2048)
+        val pair = kpg.genKeyPair()
+        val otherPair = kpg.genKeyPair()
+        XMLUtil.signEbicsDocument(doc, pair.private, "H004")
+        kotlin.test.assertTrue(XMLUtil.verifyEbicsDocument(doc, pair.public, "H004"))
+        kotlin.test.assertFalse(XMLUtil.verifyEbicsDocument(doc, otherPair.public, "H004"))
+    }
+
+    @Test
+    fun multiAuthSigningTest() {
+        val doc = XMLUtil.parseIntoDom("""
+            <myMessage xmlns:ebics="urn:org:ebics:H004">
+                <ebics:AuthSignature />
+                <foo authenticate="true">Hello World</foo>
+                <bar authenticate="true">Another one!</bar>
+            </myMessage>
+        """.trimIndent().toByteArray().inputStream())
+        val kpg = KeyPairGenerator.getInstance("RSA")
+        kpg.initialize(2048)
+        val pair = kpg.genKeyPair()
+        XMLUtil.signEbicsDocument(doc, pair.private, "H004")
+        kotlin.test.assertTrue(XMLUtil.verifyEbicsDocument(doc, pair.public, "H004"))
+    }
+
+    @Test
+    fun testRefSignature() {
+        val classLoader = ClassLoader.getSystemClassLoader()
+        val docText = classLoader.getResourceAsStream("signature1/doc.xml")
+        val doc = XMLUtil.parseIntoDom(docText)
+        val keyStream = classLoader.getResourceAsStream("signature1/public_key.txt")
+        val keyBytes = keyStream.decodeBase64().readAllBytes()
+        val key = CryptoUtil.loadRsaPublicKey(keyBytes)
+        assertTrue(XMLUtil.verifyEbicsDocument(doc, key, "H004"))
+    }
+}
\ No newline at end of file
diff --git a/ebics/src/test/resources/signature1/doc.xml b/nexus/src/test/resources/signature1/doc.xml
index 271f8429..271f8429 100644
--- a/ebics/src/test/resources/signature1/doc.xml
+++ b/nexus/src/test/resources/signature1/doc.xml
diff --git a/ebics/src/test/resources/signature1/public_key.txt b/nexus/src/test/resources/signature1/public_key.txt
index 6d52df58..6d52df58 100644
--- a/ebics/src/test/resources/signature1/public_key.txt
+++ b/nexus/src/test/resources/signature1/public_key.txt
diff --git a/settings.gradle b/settings.gradle
index 48e088f8..310fbee3 100644
--- a/settings.gradle
+++ b/settings.gradle
@@ -2,5 +2,4 @@ rootProject.name = 'libeufin'
 include("bank")
 include("nexus")
 include("common")
-include("testbench")
-include("ebics")
\ No newline at end of file
+include("testbench")
\ No newline at end of file
diff --git a/testbench/src/main/kotlin/Main.kt b/testbench/src/main/kotlin/Main.kt
index cf50c59d..1c21d8da 100644
--- a/testbench/src/main/kotlin/Main.kt
+++ b/testbench/src/main/kotlin/Main.kt
@@ -121,8 +121,7 @@ class Cli : CliktCommand("Run integration tests on banks provider") {
         runBlocking {
             step("Init ${kind.name}")
 
-            if (ask("Reset DB ? y/n>") == "y") nexusCmd.test("dbinit -r $flags").assertOk()
-            else nexusCmd.test("dbinit $flags").assertOk()
+            nexusCmd.test("dbinit $flags").assertOk()
 
             val cmds = buildMap<String, suspend () -> Unit> {
                 put("reset-db", suspend {