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authorMS <ms@taler.net>2023-10-27 12:30:44 +0200
committerMS <ms@taler.net>2023-10-27 12:31:42 +0200
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DD 50
Cutting the step where Nexus asks to the bank to confirm their bank account metadata.
Diffstat (limited to 'design-documents')
-rw-r--r--design-documents/050-libeufin-nexus.rst14
1 files changed, 14 insertions, 0 deletions
diff --git a/design-documents/050-libeufin-nexus.rst b/design-documents/050-libeufin-nexus.rst
index 779e0b58..a471007e 100644
--- a/design-documents/050-libeufin-nexus.rst
+++ b/design-documents/050-libeufin-nexus.rst
@@ -315,3 +315,17 @@ Discussion / Q&A
the bank response, may lead double-submission even if the HTTP talk ended
well: it suffices to crash after having received a "200 OK" response but
before setting the submitted flag to the database.
+
+* Given that PostFinance does not provide the IBAN & BIC pair
+ on HTD (or other "admin" message types), the client cannot
+ confirm the bank account metadata with the bank. As a result,
+ it can only rely on what the configuration has in the
+ ACCOUNT_NUMBER value.
+
+ The current design however does NOT mandate any particular
+ format for such configuration value, and given that the debtor
+ BIC is mandatory in the pain.001 generation, ACCOUNT_NUMBER
+ should be a Payto address with BIC and account holder name.
+
+ Possibly, it may even be renamed to better match its content,
+ for example to ACCOUNT_METADATA.