From e691373fd1c176729875524d23ad38df9cea2599 Mon Sep 17 00:00:00 2001 From: MS Date: Fri, 27 Oct 2023 12:30:44 +0200 Subject: DD 50 Cutting the step where Nexus asks to the bank to confirm their bank account metadata. --- design-documents/050-libeufin-nexus.rst | 14 ++++++++++++++ 1 file changed, 14 insertions(+) (limited to 'design-documents') diff --git a/design-documents/050-libeufin-nexus.rst b/design-documents/050-libeufin-nexus.rst index 779e0b58..a471007e 100644 --- a/design-documents/050-libeufin-nexus.rst +++ b/design-documents/050-libeufin-nexus.rst @@ -315,3 +315,17 @@ Discussion / Q&A the bank response, may lead double-submission even if the HTTP talk ended well: it suffices to crash after having received a "200 OK" response but before setting the submitted flag to the database. + +* Given that PostFinance does not provide the IBAN & BIC pair + on HTD (or other "admin" message types), the client cannot + confirm the bank account metadata with the bank. As a result, + it can only rely on what the configuration has in the + ACCOUNT_NUMBER value. + + The current design however does NOT mandate any particular + format for such configuration value, and given that the debtor + BIC is mandatory in the pain.001 generation, ACCOUNT_NUMBER + should be a Payto address with BIC and account holder name. + + Possibly, it may even be renamed to better match its content, + for example to ACCOUNT_METADATA. -- cgit v1.2.3