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<h1>2023-6: SUERF Policy Brief &quot;Practical Offline Payments Using One-Time Passcodes&quot; published</h1>
<p>
We are happy to announce the publication on
<a href="https://www.suerf.org/suerf-policy-brief/69851/practical-offline-payments-using-one-time-passcodes">&quot;Practical Offline Payments Using One-Time Passcodes&quot;</a> by <a href="https://suerf.org/">The European Money and Finance Forum</a>.
</p>
<p>
Modern buyers enjoy the convenience of digital payments, but not all points of
sale always have an Internet connection. Trusting the buyer’s device to
honestly report that a payment was definitively made puts merchant’s revenue
at risk. We present an inexpensive and usable solution for merchants to verify
that a buyer correctly completed a payment even when the point of sale is
offline.
</p>
<h4>Download links</h4>
<ul>
<li><a href="https://www.suerf.org/docx/f_8ec57b4b3e0f08f05b4793beef0bcd62_69851_suerf.pdf">Official PDF</a></li>
<li><a href="/papers/suerf2023en.pdf">Local mirror of the PDF (English)</a></li>
<li><a href="https://grothoff.org/christian/suerf2023.bib">BibTeX file</a></li>
<li><a href="https://docs.taler.net/core/api-merchant.html#template">Relevant GNU Taler Templating API</a></li>
</ul>

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