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16 files changed, 0 insertions, 180 deletions

diff --git a/financial-news/2013-09-15.inc b/financial-news/2013-09-15.inc
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-          <h3>15-9-2013: NSA follows the Money</h3>
-          <p>Despite the EU allowing the NSA access to financial transaction data to
-             track terrorists and organized crime, the NSA saw it necessary to
-             target international payment processors including SWIFT and Visa.
-             As terrorism and organized crime are covered by legal means, industrial
-             espionage to improve the US economy is the only remaining US national
-             interest within the NSA's mandate that would explain this illegal activity.<br>
-             With Taler, exchanges will only learn the value of a merchant's transactions,
-             not who paid or for what (governments may learn what was sold).  Thus,
-             the Taler exchange is a significantly less interesting target for industrial
-             espionage.
-          </p>
-          <p><a class="btn btn-info" href="http://www.spiegel.de/international/world/spiegel-exclusive-nsa-spies-on-international-bank-transactions-a-922276.html" role="button">Source</a></p>
diff --git a/financial-news/2014-09-10.inc b/financial-news/2014-09-10.inc
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-          <h3>10-9-2014: PayPal accounts hacked with a click</h3>
-          <p>Yasser Ali reports a now patched vulnerability in PayPal that would
-             have allowed him to reset other user's passwords and take over their
-             accounts. This is unlikely to be the last vulnerability found in
-             account-based payment systems.<br>
-             In Taler, customers do not have accounts with usernames, passwords
-             or associated e-mail addresses.  Instead, Taler uses reserves which
-             are represented by a private key on the owner's computer.  Users
-             create a reserve by depositing currency at a Taler exchange, and can then
-             withdraw digital coins from that reserve using the respective private
-             key.  There is no limit on the number of reserves a user can have, and
-             even hacking the Taler exchange would not provide an adversary with access to
-             user's reserves (as the Taler exchange does not have the private keys).
-             Stealing in Taler requires breaking into each customer's computer to
-             extract the reserve keys or the coins from the digital wallet.
-          </p>
-          <p><a class="btn btn-info" href="http://yasserali.com/hacking-paypal-accounts-with-one-click/" role="button">Source</a></p>
diff --git a/financial-news/2014-11-13.inc b/financial-news/2014-11-13.inc
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-          <h3>13-11-2014: Visa and MasterCard's to move from passwords to biometrics</h3>
-          <p>Visa and MasterCard are planning to &quot;simplify hated verification
-             systems&quot; by moving from passwords to security codes on mobiles
-             and biometrics.  Continuing their flawed insistence on verifying identity,
-             Visa and MasterCard will thus build a very personal picture of their
-             customers, from shopping habbits down to their cardiac rhythm.<br>
-             Taler does not require a customer's identity to verify a payment, as the
-             payment system cryptographically verifies the coins.  Thus, Taler does
-             not have to intrude into any personal detail of a citizen's life, and
-             certainly not their private medical data.
-          </p>
-          <p><a class="btn btn-info" href="http://www.theguardian.com/money/2014/nov/13/mastercard-visa-kill-off-verification-systems" role="button">Source</a></p>
diff --git a/financial-news/2014-12-05.inc b/financial-news/2014-12-05.inc
deleted file mode 100644
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-          <h3>5-12-2014: PayPal for Android gains fingerprint support</h3>
-          <p>Following Visa and MasterCard's move to biometrics, PayPal
-             now supports authenticating purchases with fingerprint
-             recognition.
-             Hence, police can now <a href="http://www.findlaw.co.uk/law/government/civil_rights/500374.html">forcefully take user's fingerprints</a> and
-             <a href="http://www.wired.com/2013/09/the-unexpected-result-of-fingerprint-authentication-that-you-cant-take-the-fifth/">access their mobile computers</a> and possibly empty their electronic wallets
-             <a href="http://www.cbc.ca/news/world/american-shakedown-police-won-t-charge-you-but-they-ll-grab-your-money-1.2760736">in addition to their physical wallets</a>.<br>
-             For Taler, we advise users to protect their digital wallets using
-             passphrases.
-          </p>
-          <p><a class="btn btn-info" href="http://www.digitalspy.co.uk/tech/news/a614631/paypal-for-android-gains-fingerprint-support-on-samsung-devices.html" role="button">Source</a></p>
-
-          <h3>5-12-2014: US judge rules banks can sue merchant for bad security</h3>
-          <p>Merchants taking credit card data from customers now have to additionally
-             fear banks suing them for losses.  It is not suggested that the merchant
-             in question was not in compliance with PCI DSS security audit procedures.<br>
-             With Taler, merchants never handle sensitive personal credit data, and
-             thus neither customers, exchanges nor governments would even have standing to
-             sue merchants in court.  Thus, if a merchant system were to be compromised,
-             the damage would be limited to the merchant's own operations.
-          <p><a class="btn btn-info" href="http://arstechnica.com/tech-policy/2014/12/judge-rules-that-banks-can-sue-target-for-2013-credit-card-hack/" role="button">Source</a></p>
diff --git a/financial-news/2014-12-06.inc b/financial-news/2014-12-06.inc
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-          <h3>6-12-2014: Visa and MasterCard's uncompetitive business practices</h3>
-          <p>The Visa and MasterCard duopoly has eliminated competition among
-             banks, setting fees that take away a significant share of profits from
-             small merchants.<br>
-             Taler is an open standard with free software
-             implementations, so merchants do not have to fear a lack of competition.
-          </p>
-          <p><a class="btn btn-info" href="http://www.ocregister.com/articles/gas-644344-card-fees.html" role="button">Source</a></p>
diff --git a/financial-news/2015-03-17.inc b/financial-news/2015-03-17.inc
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-          <h3>17-3-2015: Pointing Fingers in Apple Pay Fraud</h3>
-          <p>Apple Pay may be easy to use, but the simplistic
-            user identification creates opportunities for fraud,
-            resulting in much higher fraud rates than even with traditional
-            credit card systems.<br>
-            Taler does not require user identification, enabling
-            ease of use while also being effective against fraud.
-          </p>
-          <p><a class="btn btn-info" href="http://www.nytimes.com/2015/03/17/business/banks-find-fraud-abounds-in-apple-pay.html?_r=0" role="button">Source</a></p>
diff --git a/financial-news/2015-04-30.inc b/financial-news/2015-04-30.inc
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-          <h3>30-4-2015: 1970 Researchers Predicted Debit Cards Would be Great for Surveillance</h3>
-          <p>&quot;Suppose you were an advisor to the head of the KGB,
-          the Soviet Secret Police. Suppose you are given the
-          assignment of designing a system for the surveillance of all
-          citizens and visitors within the boundaries of the USSR. The
-          system is not to be too obtrusive or obvious. What would be
-          your decision?&quot;<br>
-          The think tank RAND essentially answered this question with
-          a blueprint for modern payment systems.  Taler offers an
-          escape from the financial panopticon.
-          </p>
-          <p><a class="btn btn-info" href="http://paleofuture.gizmodo.com/1970s-researchers-predicted-debit-cards-would-be-great-1699216972" role="button">Source</a></p>
diff --git a/financial-news/2015-12-22.inc b/financial-news/2015-12-22.inc
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-          <h3>22-12-2015: Sicherheitsforscher hacken das EC-Bezahlsystem</h3>
-          <p>Security researchers found serious security flaws in the German &quot;electronic cash&quot; system
-             which enable criminals to withdraw funds from merchant accounts based on the information printed
-             on receipts and other information obtained from public sources or point-of-sales terminals purchased
-             online.<br>
-             The German &quot;electronic cash&quot; system is based on the &quot;Poseidon&quot; protocol, for
-             which there is no publicly accessible specification or reference implementation. This has allowed
-             such major security holes to persist for decades.
-          </p>
-          <p><a class="btn btn-info" href="http://www.zeit.de/digital/datenschutz/2015-12/electronic-cash-bezahlsystem-terminals-gehackt" role="button">Source</a></p>
diff --git a/financial-news/2016-07-23.inc b/financial-news/2016-07-23.inc
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-          <h3>23-07-2016: How banks are refusing to shoulder responsibility for fraud</h3>
-          <p>Banks are naturally unhappy about shouldering the cost for fraud, and use
-	     various tricks to impose the costs on their customers without providing
-	     adequate help to minimize fraud.<br>
-             With GNU Taler, cryptography ensures that identity theft and many related
-	     types of fraud are no longer possible, allowing banks to offer customers
-	     a payment experience where neither side needs to worry about fraud.
-          </p>
-          <p><a class="btn btn-info" href="http://www.telegraph.co.uk/personal-banking/current-accounts/how-banks-are-refusing-to-shoulder-responsibility-for-fraud/" role="button">Source</a></p>
diff --git a/financial-news/2016-10-15.inc b/financial-news/2016-10-15.inc
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-          <h3>15-10-2016: Thousands of online stores found skimming</h3>
-          <p>Security researchers found evidence of adversaries targeting online shops offering credit cards
-             to steal and resell credit card credentials.<br>
-             With GNU Taler, shops would never receive sensitive personal information such as credit cards,
-             thus hacked online shops would not create such hassles for consumers.
-          </p>
-          <p><a class="btn btn-info" href="https://gwillem.gitlab.io/2016/10/11/5900-online-stores-found-skimming/" role="button">Source</a></p>
diff --git a/financial-news/2016-10-21.inc b/financial-news/2016-10-21.inc
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index 47cad2ca..00000000
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-          <h3>21-10-2016: Indian banks warn 3.2 million customers</h3>
-          <p>A major data breach of Indian banks forced these institutions to warn 3.2 million
-	     customers that their accounts might have been compromised and that they need
-	     to obtain new bank cards and PIN numbers.<br>
-             With GNU Taler, banks can implement privacy by design and minimize data collection,
-	     minimizing the impact of security breaches and satisfying GDPR regulations in Europe.
-          </p>
-          <p><a class="btn btn-info" href="http://www.heise.de/newsticker/meldung/Vermutliche-Datenpanne-Indische-Banken-warnen-3-2-Millionen-Kunden-3356582.html" role="button">Source</a></p>
diff --git a/financial-news/2016-10-24.inc b/financial-news/2016-10-24.inc
deleted file mode 100644
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-          <h3>24-10-2016: ApplePay starts in France</h3>
-          <p>With ApplePay starting in France, pressure on
-	     European banks increase as they are set to
-	     lose market share to big technology providers.<br>
-             With GNU Taler, we could establish an open standard with a level
-	     playing field preserving the independence of national economies
-	     by establishing a commons that protects critical infrastructure
-	     from domination by a handful of global players.
-          </p>
-          <p><a class="btn btn-info" href="http://www.heise.de/newsticker/meldung/Apple-Pay-startet-in-Frankreich-3272412.html" role="button">Source</a></p>
diff --git a/financial-news/2016-10-26.inc b/financial-news/2016-10-26.inc
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-          <h3>24-10-2016: Alipay gains acceptance in US and Europe</h3>
-          <p>With Alipay being increasingly accepted in retail stores in US and Europe,
-	     European banks continue to lose market share to big technology
-	     providers.<br>
-             With GNU Taler, we could establish an open standard with a level
-	     playing field preserving the independence of national economies
-	     by establishing a commons that protects critical infrastructure
-	     from domination by a handful of global players.
-          </p>
-          <p><a class="btn btn-info" href="http://www.nfcworld.com/2016/10/24/347979/alipay-gains-acceptance-us-europe/" role="button">Source</a></p>
diff --git a/financial-news/2017-04-03.inc b/financial-news/2017-04-03.inc
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-          <h3>03-04-2017: Amazon launches Amazon Cash</h3>
-          <p>Despite Amazon being in the position of being allowed to keep
-             your credit card on file to enable faster payments, they have
-             now moved to enable payments without credit cards.
-	     <br>
-             With GNU Taler, cash-based payments for customers without
-             credit cards would be possible not only for big brands that
-             can sell tokens at participating retailers, but for all online
-             stores as GNU Taler is an open standard and not another
-             walled-garden lock-in payment system.
-          </p>
-          <p><a class="btn btn-info" href="https://techcrunch.com/2017/04/03/amazon-launches-amazon-cash-a-way-to-shop-its-site-without-a-bank-card/" role="button">Source</a></p>
diff --git a/financial-news/2017-04-04.inc b/financial-news/2017-04-04.inc
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-          <h3>04-04-2017: WhatsApp to offer person-to-person payments in India</h3>
-          <p>With Indian demonetization policy pushing the country towards
-             a cashless society, it was only a question of time until the
-             Big Data oligopoly would make its move to take over the country's
-             economy.
-	     <br>
-             With GNU Taler, India would maintain digital sovereignty, and
-             the privacy of citizens spending digital cash would
-             be preserved while achiving the laudable income transparency and
-             anti-counterfeiting goals of the Indian government.
-          </p>
-          <p><a class="btn btn-info" href="http://mashable.com/2017/04/04/whatsapp-person-to-person-payment-india/#_CZ7RRkKaiqN" role="button">Source</a></p>
diff --git a/financial-news/2017-07-20.inc b/financial-news/2017-07-20.inc
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-          <h3>20-07-2017: Sofort&uuml;berweisung unreasonable</h3>
-          <p>The German Federal High Court of Justice has decided that
-	     the online payment system Sofort&uuml;berweisung is
-	     unreasonable, and thus must not be the only payment option offered
-	     without additional fees for customers in Germany.
-	     <br>
-             With GNU Taler, inexpensive instant payments that respect customers
-	     privacy will be possible.
-          </p>
-          <p><a class="btn btn-info" href="https://www.heise.de/newsticker/meldung/BGH-Sofortueberweisung-darf-nicht-einziges-Gratis-Bezahlverfahren-sein-3777580.html" role="button">Source</a></p>