commit 23d76b7c93c478a0958308967ffcf2801984e0bc
parent c983426fabe4049d84133f7e982d6e34c7e912e5
Author: Christian Grothoff <christian@grothoff.org>
Date: Sun, 30 Mar 2025 10:06:17 +0200
review derived properties spec, add a few FIXMEs
Diffstat:
1 file changed, 30 insertions(+), 17 deletions(-)
diff --git a/deployments/tops.rst b/deployments/tops.rst
@@ -53,11 +53,11 @@ Establishing a Business Relationship
4. When all the required data has been provided, it is in any case checked
manually by the AML officer. Finally, the AML officer must categorize
- the customer to to derive a risk profile. Based on the risk profile,
+ the customer to to derive a risk profile. Based on the risk profile,
risk-based rules are set for monitoring the business relationship. If
the AML officer has concerns about the business, they
- escalate the case to the management as to whether the
- business relationship can be opened.
+ escalate the case to the management as to whether the
+ business relationship can be opened.
The management can then make a final decision on acceptance or rejection.
Monitoring a Business Relationship
@@ -459,7 +459,7 @@ Initial collection of basic attributes about customer during onboarding.
* ``LIFE_INSURANCE``
* **Label DE**: ... eine Lebensversicherung mit separater Konto-/Depotführung
- (sog. Insurance Wrapper)
+ (sog. Insurance Wrapper)
* ``OTHER``
@@ -760,7 +760,7 @@ to document the risk profile of a customer.
Geschäftsbeziehung mit einem PEP wurde eingeholt am:
* ``COUNTRY_RISK_NATIONALITY_TYPE``
-
+
* **Type:** Multi-choice
* **Label DE:** LÄNDERRISIKO (Nationalität)
* **Choices:**
@@ -792,15 +792,15 @@ to document the risk profile of a customer.
* ``LOW``
- * **Label DE:** Risiko 0 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
+ * **Label DE:** Risiko 0 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
* ``MEDIUM``
- * **Label DE:** Risiko 1 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
+ * **Label DE:** Risiko 1 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
* ``HIGH``
- * **Label DE:** Risiko 2 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
+ * **Label DE:** Risiko 2 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
* ``COUNTRY_RISK_BUSINESS_TYPE``
@@ -823,15 +823,15 @@ to document the risk profile of a customer.
* ``LOW``
- * **Label DE:** Risiko 0 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
+ * **Label DE:** Risiko 0 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
* ``MEDIUM``
- * **Label DE:** Risiko 1 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
+ * **Label DE:** Risiko 1 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
* ``HIGH``
- * **Label DE:** Risiko 2 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
+ * **Label DE:** Risiko 2 gemäss VQF-Länderliste (VQF Dok. Nr. 902.4.1)
* ``INDUSTRY_RISK_TYPE``
@@ -911,7 +911,7 @@ to document the risk profile of a customer.
persönlich unbekannt und Geschäftsaufnahme unter Abwesenden
(Korrespondenzbeziehung) sowie keine Einführung/Vermittlung des Kunden
durch eine Vertrauensperson
-
+
* ``RISK_RATIONALE``
* **Type:** Multi-line text
@@ -1052,7 +1052,7 @@ vqf_902_5
* **Type**: Multi-line text
* **Label DE**: Beziehung der Vertragspartei zu wirtschaftlich
berechtigten Personen, Kontrollinhaber, Begünstigten, Bevollmächtigten und weiteren in die
- Geschäftsbeziehung involvierten Personen
+ Geschäftsbeziehung involvierten Personen
* ``BIZREL_THIRDPARTY_AMLA_FILES``
@@ -1574,7 +1574,7 @@ Events:
vqf_902_4
^^^^^^^^^
-properties:
+Properties:
.. code:: javascript
@@ -1645,6 +1645,9 @@ Properties:
} else if (INCRISK_RESULT == "NO_SUSPICION") {
newProps.AML_INVESTIGATION_STATE = "INVESTIGATION_COMPLETED_WITHOUT_SUSPICION";
} else if (INCRISK_RESULT == "OTHER") {
+ // FIXME-#9677: would be nice if we instead could set the property to "undefined"/null
+ // and *force* the AML officer to manually set it.
+ // Alternatively, we should probably default to "INVESTIGATION_PENDING". -CG
newProps.AML_INVESTIGATION_STATE = "INVESTIGATION_COMPLETED_WITHOUT_SUSPICION";
} else {
not_reached();
@@ -1662,10 +1665,20 @@ Events:
newProps.AML_INVESTIGATION_STATE == "INVESTIGATION_COMPLETED_WITHOUT_SUSPICION") {
emit(INCR_INVESTIGATION_CONCLUDED);
}
- if (newProps.AML_INVESTIGATION_STATE == "REPORTED_SUSPICION_SUBSTANTIATED")
+ if (newProps.AML_INVESTIGATION_STATE == "REPORTED_SUSPICION_SUBSTANTIATED") {
+ // FIXME-#9676: if possible, we should force the AML officer to tick
+ // an extra check-box "I submitted this case to MROS". No need to
+ // actually do anything here server-side, it's more an explicit
+ // acknowledgement/reminder to make really sure this event is only
+ // emitted if the report was files.
emit(MROS_REPORTED_SUSPICION_SUBSTANTIATED);
}
- if (newProps.AML_INVESTIGATION_STATE == "REPORTED_SUSPICION_SIMPLE")
+ if (newProps.AML_INVESTIGATION_STATE == "REPORTED_SUSPICION_SIMPLE") {
+ // FIXME-#9676: if possible, we should force the AML officer to tick
+ // an extra check-box "I submitted this case to MROS". No need to
+ // actually do anything here server-side, it's more an explicit
+ // acknowledgement/reminder to make really sure this event is only
+ // emitted if the report was files.
emit(MROS_REPORTED_SUSPICION_SIMPLE);
}
}
@@ -1753,7 +1766,7 @@ to answer with statistics derived via events:
5. Meldungen an die Meldestelle (MROS)
- 5.1. Meldepflicht (Art. 9 Abs. 1 GwG) (nummerische Anzahl)
+ 5.1. Meldepflicht (Art. 9 Abs. 1 GwG) (nummerische Anzahl)
5.2. Melderecht (Art. 305ter Abs. 2 StGB) (nummerische Anzahl)
5.3. Total der an die Meldestelle (MROS) und den VQF erfolgten MROS-Meldungen
