commit db1075021c88c0b223ec56261131ce48ccd82d18
parent 25401e7fb584d9beab0aeaabf4dc531dd01eb97c
Author: Christian Grothoff <christian@grothoff.org>
Date: Fri, 22 Nov 2024 14:05:37 +0100
draft
Diffstat:
5 files changed, 206 insertions(+), 0 deletions(-)
diff --git a/presentations/politics/2024-governments.tex b/presentations/politics/2024-governments.tex
@@ -0,0 +1,206 @@
+\pdfminorversion=3
+\documentclass[fleqn,xcolor={usenames,dvipsnames}]{beamer}
+\usepackage{amsmath}
+\usepackage{multimedia}
+\usepackage[utf8]{inputenc}
+\usepackage{framed,color,ragged2e}
+\usepackage[absolute,overlay]{textpos}
+\definecolor{shadecolor}{rgb}{0.8,0.8,0.8}
+\usetheme{boxes}
+\setbeamertemplate{navigation symbols}{}
+\usepackage{xcolor}
+\usepackage[normalem]{ulem}
+\usepackage{listings}
+\usepackage{adjustbox}
+\usepackage{array}
+\usepackage{bbding}
+\usepackage{relsize}
+\usepackage{graphicx}
+\usepackage{tikz,eurosym,calc}
+\usetikzlibrary{tikzmark}
+\usetikzlibrary{shapes,arrows,arrows.meta}
+\usetikzlibrary{positioning,fit,patterns}
+\usetikzlibrary{calc}
+\usepackage{multicol}
+\usepackage{pgf-umlsd}
+\usepackage{relsize}
+%\usepackage{helvet}
+\usepackage{calc}
+\usepackage[utf8]{inputenc} % set your input encoding differently, if you want
+\usepackage[english]{babel}
+%\setbeameroption{show notes}
+
+
+\def\checkmark{\tikz\fill[scale=0.4](0,.35) -- (.25,0) -- (1,.7) -- (.25,.15) -- cycle;}
+
+%\setbeamertemplate{navigation symbols}{\url{taler.net}}
+
+\title{GNU Taler \\ Payments for the Common Good}
+\institute{The GNU Project}
+
+\begin{document}
+
+
+\begin{frame}{GNU Taler}
+ \vfill
+ \begin{center}
+ {\huge {\bf Digital} cash, made \textbf{socially responsible}.}
+ \end{center}
+ \vfill
+ \begin{center}
+ \includegraphics[scale=0.3]{taler-logo-2021-inkscape.pdf}
+ \end{center}
+ \vfill
+ \begin{center}
+ Privacy-Preserving, Practical, Taxable, Free Software, Efficient
+ \end{center}
+ \vfill
+ \vfill
+\ %
+\end{frame}
+
+
+\begin{frame}{What is Taler?}
+ \framesubtitle{\url{https://taler.net/en/features.html}} \noindent
+Taler is
+ \vfill
+ \begin{itemize}
+ \item a Free/Libre software \emph{payment system} infrastructure project
+ \item ... with a surrounding software ecosystem
+ \item ... and a company (Taler Systems S.A.) and community that wants to deploy it
+ as widely as possible.
+ \end{itemize}
+ \vfill
+\noindent
+ However, Taler is
+ \begin{itemize}
+ \item \emph{not} a currency or speculative asset
+ \item \emph{not} a long-term store of value
+ \item \emph{not} a network or instance of a system
+ \item \emph{not} decentralized
+ \item \emph{not} based on proof-of-work or proof-of-stake
+ \end{itemize}
+\end{frame}
+
+
+\begin{frame}{Design principles}
+ \framesubtitle{https://taler.net/en/principles.html}
+GNU Taler must ...
+\begin{enumerate}
+ \item ... be implemented as {\bf free software}.
+ \item ... protect the {\bf privacy of buyers}.
+ \item ... enable the state to {\bf tax income} and crack down on illegal business activities.
+ \item ... prevent payment fraud.
+ \item ... only {\bf disclose the minimal amount of information necessary}.
+ \item ... be usable.
+ \item ... be efficient.
+ \item ... avoid single points of failure.
+ \item ... foster {\bf competition}.
+\end{enumerate}
+\end{frame}
+
+
+\begin{frame}
+\frametitle{Architecture of Taler}
+\begin{center}
+ \includegraphics[width=1\textwidth]{operations.png}
+\end{center}
+\end{frame}
+
+
+\begin{frame}{Consumer Impact of Taler}
+\begin{itemize}
+\item {\bf Convenient:} pay with one click instantly --– in Euro,
+Dollar, Yen or Bitcoin
+\item {\bf Friction-free security:} Payments do not require sign-up,
+login or multi-factor authentication
+\item {\bf Privacy-preserving:} payment requires/shares no personal information
+\item {\bf Bank account:} not required
+\end{itemize}
+\end{frame}
+
+
+
+\begin{frame}{Merchant Impact of Taler}
+\begin{itemize}
+\item {\bf Instant clearance:} one-click transactions and instant clearance at par
+\item {\bf Easy \& compliant:} GDPR \& PCI-DSS compliance-free and without any effort
+\item {\bf Major profit increase:} efficient protocol $+$ no fraud $=$ extremely low costs
+\item {\bf 1-click checkout:} without Amazon and without false
+positives in fraud detection
+\end{itemize}
+\end{frame}
+
+
+\begin{frame}{Taler: Unique Regulatory Features for Central Banks}
+ \framesubtitle{\url{https://www.snb.ch/en/mmr/papers/id/working_paper_2021_03}}
+ \begin{itemize}
+ \item Central bank issues digital coins equivalent to issuing cash \\
+ $\Rightarrow$ monetary policy remains under CB control
+ \item Architecture with consumer accounts at commercial banks \\
+ $\Rightarrow$ no competition for commercial banking (S\&L) \\
+ $\Rightarrow$ CB does not have to manage KYC, customer support
+ \item Withdrawal limits and denomination expiration \\
+ $\Rightarrow$ protects against bank runs and hoarding
+ \item Income transparency and possibility to set fees \\
+ $\Rightarrow$ additional insights into economy and new policy options
+ \item Revocation protocols and loss limitations \\
+ $\Rightarrow$ exit strategy and handles catastrophic security incidents
+ \item Privacy by cryptographic design not organizational compliance \\
+ $\Rightarrow$ CB cannot be forced to facilitate mass-surveillance
+ \end{itemize}
+\end{frame}
+
+
+\begin{frame}{Real-world use}
+\vfill
+\begin{center}
+\includegraphics[width=1.0\textwidth]{taler-in-use.png}
+\end{center}
+\vfill
+\end{frame}
+
+\begin{frame}{Competitor comparison}
+ \begin{center} \small
+ \begin{tabular}{l||c|c|c|c|c}
+ & Cash & Bitcoin & Zerocoin & Creditcard & GNU Taler \\ \hline \hline
+ Online &$-$$-$$-$ & ++ & ++ & + & +++ \\ \hline
+ Offline & +++ & $-$$-$ & $-$$-$ & + & $+$$+$ \\ \hline
+ Trans. cost & + & $-$$-$$-$ & $-$$-$$-$ & $-$ & ++ \\ \hline
+ Speed & + & $-$$-$$-$ & $-$$-$$-$ & o & ++ \\ \hline
+ Taxation & $-$ & $-$$-$ & $-$$-$$-$ & +++ & +++ \\ \hline
+ Payer-anon & ++ & o & ++ & $-$$-$$-$ & +++ \\ \hline
+ Payee-anon & ++ & o & ++ & $-$$-$$-$ & $-$$-$$-$ \\ \hline
+ Security & $-$ & o & o & $-$$-$ & ++ \\ \hline
+ Conversion & +++ & $-$$-$$-$ & $-$$-$$-$ & +++ & +++ \\ \hline
+ Libre & $-$ & +++ & +++ & $-$ $-$ $-$& +++ \\
+ \end{tabular}
+ \end{center}
+\end{frame}
+
+
+\begin{frame}{Launch Timeline}
+ \begin{description}
+ \item[Q2'2022] Internal deployment at BFH
+% \item[Q1'2023] Deployment using Bitcoin at BFH (running, but not announced)
+ \item[Q3'2024] Deployment of local currency Netzbon in Basel
+ \item[Q4'2024] Public deployment of eCHF stablecoin in Switzerland, cleared by FINMA
+ \item[Q1'2025] GLS bank launches in Eurozone
+ \item[Q3'2025] Magnet bank launches in Hungary
+ \end{description}
+\end{frame}
+
+
+\begin{frame}{How to help?}
+ We are looking for ...
+ \begin{itemize}
+ \item Retail banking partners
+ \item Central bank partners
+ \item Merchants (Europe)
+ \item Integrators
+ \item Investors
+ \end{itemize}
+\end{frame}
+
+
+\end{document}
diff --git a/presentations/politics/governments.pdf b/presentations/politics/governments.pdf
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diff --git a/presentations/politics/operations.png b/presentations/politics/operations.png
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diff --git a/presentations/politics/taler-in-use.png b/presentations/politics/taler-in-use.png
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diff --git a/presentations/politics/taler-logo-2021-inkscape.pdf b/presentations/politics/taler-logo-2021-inkscape.pdf
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