PostFinance integration.

Implementing the EBICS message type to request pain.002
documents to the bank, and bringing the pain.001 to version
2019.

8 files changed, 1887 insertions, 72 deletions

diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsNexus.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsNexus.kt
index 50578894..138146dc 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsNexus.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/ebics/EbicsNexus.kt
@@ -501,6 +501,64 @@ private fun getNotificationTypeAfterDialect(dialect: String? = null): String {
  * take place.  The caller then decides how to handle the exceptions.
  */
 class EbicsBankConnectionProtocol: BankConnectionProtocol {
+    /**
+     * Downloads the pain.002 that informs about previous
+     * payments submissions.  Not all the banks offer this
+     * service; some may use analog channels.
+     */
+    suspend fun fetchPaymentReceipt(
+        fetchSpec: FetchSpecJson,
+        client: HttpClient,
+        bankConnectionId: String,
+        accountId: String
+    ) {
+        val subscriberDetails = transaction { getEbicsSubscriberDetails(bankConnectionId) }
+        // Typically a date range.
+        if (fetchSpec.level != FetchLevel.RECEIPT) {
+            logger.error("This method accepts only RECEIPT as the fetch level, not '${fetchSpec.level}'.")
+            throw badRequest("Invalid params to get payments receipts: use fetch level RECEIPT.")
+        }
+        val ebicsOrderInfo = when(fetchSpec) {
+            is FetchSpecLatestJson -> {
+                EbicsFetchSpec(
+                    orderType = "Z01", // PoFi specific.
+                    orderParams = EbicsStandardOrderParams()
+                )
+            }
+            else -> throw NotImplementedError("Fetch spec '${fetchSpec::class}' not supported for payment receipts.")
+        }
+        // Proceeding to download now.
+        val response = try {
+            doEbicsDownloadTransaction(
+                client,
+                subscriberDetails,
+                ebicsOrderInfo.orderType,
+                ebicsOrderInfo.orderParams
+            )
+        } catch (e: EbicsProtocolError) {
+            if (e.ebicsTechnicalCode == EbicsReturnCode.EBICS_NO_DOWNLOAD_DATA_AVAILABLE) {
+                logger.debug("EBICS had no new data")
+                return
+            }
+            // re-throw in any other error case.
+            throw e
+        }
+        when(response) {
+            is EbicsDownloadEmptyResult -> {
+                // no-op
+            }
+            is EbicsDownloadBankErrorResult -> {
+                logger.error("Bank technical code: ${response.returnCode}")
+            }
+            is EbicsDownloadSuccessResult -> {
+                // Extracting the content (pain.002) and parsing it.
+                val orderData: String = response.orderData.toString()
+                logger.debug(orderData)
+                val doc = XMLUtil.parseStringIntoDom(orderData)
+
+            }
+        }
+    }
     override suspend fun fetchTransactions(
         fetchSpec: FetchSpecJson,
         client: HttpClient,
@@ -533,6 +591,10 @@ class EbicsBankConnectionProtocol: BankConnectionProtocol {
                 FetchLevel.NOTIFICATION -> {
                     specs.add(EbicsFetchSpec(getNotificationTypeAfterDialect(subscriberDetails.dialect), p))
                 }
+                else -> {
+                    logger.error("fetch level wrong in addForLevel() helper: ${fetchSpec.level}.")
+                    throw badRequest("Fetch level ${fetchSpec.level} not supported")
+                }
             }
         }
         // Figuring out what time range to put in the fetch instructions.
@@ -611,6 +673,8 @@ class EbicsBankConnectionProtocol: BankConnectionProtocol {
                             orderParams = pNtfn
                         ))
                     }
+                    else -> throw badRequest("Fetch level ${fetchSpec.level} " +
+                            "not supported in the 'since last' EBICS time range.")
                 }
             }
         }
@@ -636,7 +700,10 @@ class EbicsBankConnectionProtocol: BankConnectionProtocol {
     }
 
     // Submit one Pain.001 for one payment initiations.
-    override suspend fun submitPaymentInitiation(httpClient: HttpClient, paymentInitiationId: Long) {
+    override suspend fun submitPaymentInitiation(
+        httpClient: HttpClient,
+        paymentInitiationId: Long
+    ) {
         val dbData = transaction {
             val preparedPayment = getPaymentInitiation(paymentInitiationId)
             val conn = preparedPayment.bankAccount.defaultBankConnection ?: throw NexusError(
@@ -668,19 +735,7 @@ class EbicsBankConnectionProtocol: BankConnectionProtocol {
                 val subscriberDetails = subscriberDetails
             }
         }
-        if (!XMLUtil.validateFromString(dbData.painXml)) {
-            val pmtInfId = transaction {
-                val payment = getPaymentInitiation(paymentInitiationId)
-                logger.error("Pain.001 ${payment.paymentInformationId}" +
-                        " is invalid, not submitting it and flag as invalid.")
-                payment.invalid = true
-            }
-            throw NexusError(
-                HttpStatusCode.InternalServerError,
-                "pain document: $pmtInfId document is invalid.  Not sent to the bank.",
-                LibeufinErrorCode.LIBEUFIN_EC_INVALID_STATE
-            )
-        }
+        // Used to validate here, then removed for performances reasons.
         doEbicsUploadTransaction(
             httpClient,
             dbData.subscriberDetails,
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/iso20022/Iso20022.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/iso20022/Iso20022.kt
index 14e24485..57d7bb7d 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/iso20022/Iso20022.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/iso20022/Iso20022.kt
@@ -135,6 +135,15 @@ data class Pain001Namespaces(
     val xsdFilename: String
 )
 
+fun XmlElementBuilder.setBicAfterDialect(dialect: String?, bic: String) {
+    if (dialect == EbicsDialects.POSTFINANCE.dialectName)
+        element("BICFI") {
+            text(bic)
+        }
+    else element("BIC") {
+        text(bic)
+    }
+}
 /**
  * Create a PAIN.001 XML document according to the input data.
  * Needs to be called within a transaction block.
@@ -145,9 +154,10 @@ fun createPain001document(
 ): String {
 
     val namespace: Pain001Namespaces = if (dialect == "pf")
+        // The 2019 version of pain.001.
         Pain001Namespaces(
-            fullNamespace = "http://www.six-interbank-clearing.com/de/pain.001.001.03.ch.02.xsd",
-            xsdFilename = "pain.001.001.03.ch.02.xsd"
+            fullNamespace = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.09",
+            xsdFilename = "pain.001.001.09.ch.03.xsd"
         )
     else Pain001Namespaces(
         fullNamespace = "urn:iso:std:iso:20022:tech:xsd:pain.001.001.03",
@@ -208,7 +218,12 @@ fun createPain001document(
                     }
                     element("ReqdExctnDt") {
                         val dateMillis = paymentData.preparationTimestamp
-                        text(importDateFromMillis(dateMillis).toDashedDate())
+                        if (dialect == EbicsDialects.POSTFINANCE.dialectName)
+                            element("Dt") {
+                                text(importDateFromMillis(dateMillis).toDashedDate())
+                            }
+                        else
+                            text(importDateFromMillis(dateMillis).toDashedDate())
                     }
                     element("Dbtr/Nm") {
                         text(paymentData.debtorName)
@@ -216,8 +231,8 @@ fun createPain001document(
                     element("DbtrAcct/Id/IBAN") {
                         text(paymentData.debtorIban)
                     }
-                    element("DbtrAgt/FinInstnId/BIC") {
-                        text(paymentData.debtorBic)
+                    element("DbtrAgt/FinInstnId") {
+                        setBicAfterDialect(dialect, paymentData.debtorBic)
                     }
                     element("ChrgBr") {
                         text("SLEV")
@@ -238,8 +253,8 @@ fun createPain001document(
                         }
                         val creditorBic = paymentData.creditorBic
                         if (creditorBic != null) {
-                            element("CdtrAgt/FinInstnId/BIC") {
-                                text(creditorBic)
+                            element("CdtrAgt/FinInstnId") {
+                                setBicAfterDialect(dialect, creditorBic)
                             }
                         }
                         element("Cdtr/Nm") {
diff --git a/nexus/src/main/kotlin/tech/libeufin/nexus/server/JSON.kt b/nexus/src/main/kotlin/tech/libeufin/nexus/server/JSON.kt
index bb0ece5e..074a2589 100644
--- a/nexus/src/main/kotlin/tech/libeufin/nexus/server/JSON.kt
+++ b/nexus/src/main/kotlin/tech/libeufin/nexus/server/JSON.kt
@@ -175,6 +175,15 @@ enum class FetchLevel(@get:JsonValue val jsonName: String) {
     REPORT("report"),
     STATEMENT("statement"),
     NOTIFICATION("notification"),
+    /**
+     * Although not strictly used to get camt documents - typically
+     * gets pain.002 documents, this level still participates in downloading
+     * bank account activity, so placing it here.
+     */
+    RECEIPT("receipt"),
+    /**
+     * Uses of ALL do NOT include RECEIPT, in the current version.
+     */
     ALL("all");
 }
 
diff --git a/nexus/src/test/kotlin/EbicsTest.kt b/nexus/src/test/kotlin/EbicsTest.kt
index 8de0d5a5..fc43a149 100644
--- a/nexus/src/test/kotlin/EbicsTest.kt
+++ b/nexus/src/test/kotlin/EbicsTest.kt
@@ -220,48 +220,6 @@ class DownloadAndSubmit {
     }
 
     /**
-     * Submits one payment instruction with an invalid Pain.001
-     * document, and checks that it was marked as invalid.  Hence,
-     * the error is expected only by the first submission, since
-     * the second won't pick the invalid payment.
-     */
-    @Test
-    fun invalidPain001() {
-        withNexusAndSandboxUser {
-            testApplication {
-                application(sandboxApp)
-                runBlocking {
-                    // Create Pain.001 to be submitted.
-                    addPaymentInitiation(
-                        Pain001Data(
-                            creditorIban = getIban(),
-                            creditorBic = "not-a-BIC", // this value causes the expected error.
-                            creditorName = "Tester",
-                            subject = "test payment",
-                            sum = "1",
-                            currency = "TESTKUDOS"
-                        ),
-                        transaction {
-                            NexusBankAccountEntity.findByName("foo") ?: throw Exception("Test failed")
-                        }
-                    )
-                    // Encounters errors.
-                    var thrown = false
-                    try {
-                        submitAllPaymentInitiations(client, "foo")
-                    } catch (e: NexusError) {
-                        assert((e.code == LibeufinErrorCode.LIBEUFIN_EC_INVALID_STATE))
-                        thrown = true
-                    }
-                    assert(thrown)
-                    // No errors, since it should not retry.
-                    submitAllPaymentInitiations(client, "foo")
-                }
-            }
-        }
-    }
-
-    /**
      * Submits one pain.001 document with the wrong currency and checks
      * that the bank responded with EBICS_PROCESSING_ERROR.
      */
diff --git a/nexus/src/test/kotlin/Iso20022Test.kt b/nexus/src/test/kotlin/Iso20022Test.kt
index bc5d7379..253f9cfa 100644
--- a/nexus/src/test/kotlin/Iso20022Test.kt
+++ b/nexus/src/test/kotlin/Iso20022Test.kt
@@ -20,6 +20,7 @@ import tech.libeufin.nexus.server.nexusApp
 import tech.libeufin.util.DestructionError
 import tech.libeufin.util.XMLUtil
 import tech.libeufin.util.destructXml
+import tech.libeufin.util.getNow
 import withTestDatabase
 import kotlin.test.assertEquals
 import kotlin.test.assertNotNull
@@ -122,10 +123,13 @@ class Iso20022Test {
         parseCamtMessage(doc, dialect = "pf")
     }
 
+    // TODO: test deduplication here.
+
     @Test
     fun ingestPoFiCamt054() {
         val doc = XMLUtil.parseStringIntoDom(poFiCamt054_2019)
-        withTestDatabase { prepNexusDb()
+        withTestDatabase {
+            prepNexusDb()
             ingestCamtMessageIntoAccount(
                 "foo",
                 doc,
@@ -134,6 +138,31 @@ class Iso20022Test {
             )
         }
     }
+    // Checks that the 2019 pain.001 version validates.
+    @Test
+    fun validatePain001() {
+        val pain001 = createPain001document(
+            NexusPaymentInitiationData(
+                debtorIban = "CH0889144371988976754",
+                debtorBic = "POFICHBEXXX",
+                debtorName = "Sample Debtor Name",
+                currency = "CHF",
+                amount = "5.00",
+                creditorIban = "CH9789144829733648596",
+                creditorName = "Sample Creditor Name",
+                creditorBic = "POFICHBEXXX",
+                paymentInformationId = "8aae7a2ded2f",
+                preparationTimestamp = getNow().toInstant().toEpochMilli(),
+                subject = "Unstructured remittance information",
+                instructionId = "InstructionId",
+                endToEndId = "71cfbdaf901f",
+                messageId = "2a16b35ed69c"
+            ),
+            dialect = "pf"
+        )
+        val doc = XMLUtil.parseStringIntoDom(pain001)
+        assert(XMLUtil.validateFromDom(doc))
+    }
 
     @Test
     fun parsePostFinanceCamt052() {
diff --git a/nexus/src/test/kotlin/PostFinance.kt b/nexus/src/test/kotlin/PostFinance.kt
index 5b93f677..23b562c2 100644
--- a/nexus/src/test/kotlin/PostFinance.kt
+++ b/nexus/src/test/kotlin/PostFinance.kt
@@ -5,6 +5,7 @@ import org.jetbrains.exposed.sql.transactions.transaction
 import tech.libeufin.nexus.bankaccount.addPaymentInitiation
 import tech.libeufin.nexus.bankaccount.fetchBankAccountTransactions
 import tech.libeufin.nexus.bankaccount.getBankAccount
+import tech.libeufin.nexus.ebics.EbicsBankConnectionProtocol
 import tech.libeufin.nexus.ebics.doEbicsUploadTransaction
 import tech.libeufin.nexus.ebics.getEbicsSubscriberDetails
 import tech.libeufin.nexus.getConnectionPlugin
@@ -14,7 +15,7 @@ import tech.libeufin.util.EbicsStandardOrderParams
 import java.io.BufferedReader
 import java.io.File
 
-
+// Submits a Z54 to the bank, expecting a camt.054 back.
 private fun downloadPayment() {
     val httpClient = HttpClient()
     runBlocking {
@@ -29,7 +30,9 @@ private fun downloadPayment() {
     }
 }
 
-// Causes one CRDT payment to show up in the camt.054.
+/* Simulates one incoming payment for the test platorm's bank account.
+ * The QRR format is NOT used in Taler, it is just convenient.
+ * */
 private fun uploadQrrPayment() {
     val httpClient = HttpClient()
     val qrr = """
@@ -48,6 +51,8 @@ private fun uploadQrrPayment() {
 }
 
 /**
+ * Submits a XE2 (+ pain.001 version 2019) message to the bank.
+ *
  * Causes one DBIT payment to show up in the camt.054.  This one
  * however lacks the AcctSvcrRef, so other ways to pin it are needed.
  * Notably, EndToEndId is mandatory in pain.001 _and_ is controlled
@@ -75,19 +80,22 @@ private fun uploadPain001Payment() {
         ebicsConn.submitPaymentInitiation(httpClient, 1L)
     }
 }
+
 fun main() {
-    // Load EBICS subscriber's keys from disk.
+    // Loads EBICS subscriber's keys from disk.
     val bufferedReader: BufferedReader = File("/tmp/pofi.json").bufferedReader()
     val accessDataTxt = bufferedReader.use { it.readText() }
     val ebicsConn = getConnectionPlugin("ebics")
     val accessDataJson = jacksonObjectMapper().readTree(accessDataTxt)
+
+    // Creates a connection handle to the bank, using the loaded keys.
     withTestDatabase {
         prepNexusDb()
         transaction {
             ebicsConn.createConnectionFromBackup(
                 connId = "postfinance",
                 user = getNexusUser("foo"),
-                passphrase = "foo",
+                passphrase = "secret",
                 accessDataJson
             )
             val fooBankAccount = getBankAccount("foo")
@@ -95,6 +103,14 @@ fun main() {
             fooBankAccount.iban = "CH9789144829733648596"
         }
     }
-    // uploadPayment()
-    downloadPayment()
+    // uploadPain001Payment() // XE2
+    // downloadPayment() // Z54.
+    /*runBlocking {
+        (ebicsConn as EbicsBankConnectionProtocol).fetchPaymentReceipt(
+            FetchSpecLatestJson(FetchLevel.RECEIPT, null),
+            HttpClient(),
+            "postfinance",
+            "foo"
+        )
+    }*/
 }
\ No newline at end of file
diff --git a/util/src/main/kotlin/XMLUtil.kt b/util/src/main/kotlin/XMLUtil.kt
index 4a4b9a48..59772430 100644
--- a/util/src/main/kotlin/XMLUtil.kt
+++ b/util/src/main/kotlin/XMLUtil.kt
@@ -225,7 +225,6 @@ class XMLUtil private constructor() {
                     }
                 }
             }
-
             val schemaInputs: Array<Source> = listOf(
                 "xsd/ebics_H004.xsd",
                 "xsd/ebics_hev.xsd",
@@ -233,7 +232,8 @@ class XMLUtil private constructor() {
                 "xsd/camt.053.001.02.xsd",
                 "xsd/camt.054.001.02.xsd",
                 "xsd/pain.001.001.03.xsd",
-                "xsd/pain.001.001.03.ch.02.xsd" // Swiss 2013 version.
+                // "xsd/pain.001.001.03.ch.02.xsd", // Swiss 2013 version.
+                "xsd/pain.001.001.09.ch.03.xsd" // Swiss 2019 version.
             ).map {
                 val stream =
                     classLoader.getResourceAsStream(it) ?: throw FileNotFoundException("Schema file $it not found.")
diff --git a/util/src/main/resources/xsd/pain.001.001.09.ch.03.xsd b/util/src/main/resources/xsd/pain.001.001.09.ch.03.xsd
new file mode 100644
index 00000000..f12da93c
--- /dev/null
+++ b/util/src/main/resources/xsd/pain.001.001.09.ch.03.xsd
@@ -0,0 +1,1733 @@
+<?xml version="1.0" encoding="UTF-8"?>

+<!--

+(C) Copyright 2021, SIX, www.iso-payments.ch

+CH Version for pain.001 Credit Transfer: "pain.001.001.09.ch.03.xsd"

+.ch.:	            Identification for this CH version

+Last part (.03):   CH Version of this scheme

+

+Based on ISO pain.001.001.09 (urn:iso:std:iso:20022:tech:xsd:pain.001.001.09)

+-->

+<xs:schema xmlns="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09" xmlns:xs="http://www.w3.org/2001/XMLSchema" targetNamespace="urn:iso:std:iso:20022:tech:xsd:pain.001.001.09" elementFormDefault="qualified">

+	<xs:element name="Document" type="Document_pain001_ch"/>

+	<xs:complexType name="AccountIdentification4Choice">

+		<xs:choice>

+			<xs:element name="IBAN" type="IBAN2007Identifier"/>

+			<xs:element name="Othr" type="GenericAccountIdentification1"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="AccountIdentification4Choice_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="AccountIdentification4Choice">

+				<xs:choice>

+					<xs:element name="IBAN" type="IBAN2007Identifier"/>

+					<xs:element name="Othr" type="GenericAccountIdentification1_pain001_ch"/>

+				</xs:choice>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="AccountSchemeName1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalAccountIdentification1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="ActiveOrHistoricCurrencyAndAmount">

+		<xs:simpleContent>

+			<xs:extension base="ActiveOrHistoricCurrencyAndAmount_SimpleType">

+				<xs:attribute name="Ccy" type="ActiveOrHistoricCurrencyCode" use="required"/>

+			</xs:extension>

+		</xs:simpleContent>

+	</xs:complexType>

+	<xs:simpleType name="ActiveOrHistoricCurrencyAndAmount_SimpleType">

+		<xs:restriction base="xs:decimal">

+			<xs:minInclusive value="0"/>

+			<xs:totalDigits value="18"/>

+			<xs:fractionDigits value="5"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ActiveOrHistoricCurrencyCode">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[A-Z]{3,3}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="AddressType2Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="ADDR"/>

+			<xs:enumeration value="BIZZ"/>

+			<xs:enumeration value="DLVY"/>

+			<xs:enumeration value="HOME"/>

+			<xs:enumeration value="MLTO"/>

+			<xs:enumeration value="PBOX"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="AddressType3Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="AddressType2Code"/>

+			<xs:element name="Prtry" type="GenericIdentification30"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="AmountType4Choice">

+		<xs:choice>

+			<xs:element name="InstdAmt" type="ActiveOrHistoricCurrencyAndAmount"/>

+			<xs:element name="EqvtAmt" type="EquivalentAmount2"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:simpleType name="AnyBICDec2014Identifier">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="Authorisation1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="Authorisation1Code"/>

+			<xs:element name="Prtry" type="Max128Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:simpleType name="Authorisation1Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="AUTH"/>

+			<xs:enumeration value="FDET"/>

+			<xs:enumeration value="FSUM"/>

+			<xs:enumeration value="ILEV"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="BaseOneRate">

+		<xs:restriction base="xs:decimal">

+			<xs:totalDigits value="11"/>

+			<xs:fractionDigits value="10"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="BatchBookingIndicator">

+		<xs:restriction base="xs:boolean"/>

+	</xs:simpleType>

+	<xs:simpleType name="BICFIDec2014Identifier">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[A-Z0-9]{4,4}[A-Z]{2,2}[A-Z0-9]{2,2}([A-Z0-9]{3,3}){0,1}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="BranchAndFinancialInstitutionIdentification6">

+		<xs:sequence>

+			<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18"/>

+			<xs:element name="BrnchId" type="BranchData3" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="BranchAndFinancialInstitutionIdentification6_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="BranchAndFinancialInstitutionIdentification6">

+				<xs:sequence>

+					<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18_pain001_ch"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="BranchAndFinancialInstitutionIdentification6_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="BranchAndFinancialInstitutionIdentification6">

+				<xs:sequence>

+					<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18_pain001_ch_2"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="BranchAndFinancialInstitutionIdentification6_pain001_ch_3">

+		<xs:complexContent>

+			<xs:restriction base="BranchAndFinancialInstitutionIdentification6">

+				<xs:sequence>

+					<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18_pain001_ch_3"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="BranchAndFinancialInstitutionIdentification6_pain001_ch_4">

+		<xs:complexContent>

+			<xs:restriction base="BranchAndFinancialInstitutionIdentification6">

+				<xs:sequence>

+					<xs:element name="FinInstnId" type="FinancialInstitutionIdentification18_pain001_ch_4"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="BranchData3">

+		<xs:sequence>

+			<xs:element name="Id" type="Max35Text" minOccurs="0"/>

+			<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+			<xs:element name="PstlAdr" type="PostalAddress24" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="CashAccount38">

+		<xs:sequence>

+			<xs:element name="Id" type="AccountIdentification4Choice"/>

+			<xs:element name="Tp" type="CashAccountType2Choice" minOccurs="0"/>

+			<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

+			<xs:element name="Nm" type="Max70Text" minOccurs="0"/>

+			<xs:element name="Prxy" type="ProxyAccountIdentification1" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="CashAccount38_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="CashAccount38">

+				<xs:sequence>

+					<xs:element name="Id" type="AccountIdentification4Choice_pain001_ch"/>

+					<xs:element name="Tp" type="CashAccountType2Choice" minOccurs="0"/>

+					<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

+					<xs:element name="Prxy" type="ProxyAccountIdentification1" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="CashAccount38_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="CashAccount38">

+				<xs:sequence>

+					<xs:element name="Id" type="AccountIdentification4Choice_pain001_ch"/>

+					<xs:element name="Ccy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

+					<xs:element name="Prxy" type="ProxyAccountIdentification1" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="CashAccount38_pain001_ch_3">

+		<xs:complexContent>

+			<xs:restriction base="CashAccount38">

+				<xs:sequence>

+					<xs:element name="Id" type="AccountIdentification4Choice"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="CashAccount38_pain001_ch_4">

+		<xs:complexContent>

+			<xs:restriction base="CashAccount38">

+				<xs:sequence>

+					<xs:element name="Id" type="AccountIdentification4Choice_pain001_ch"/>

+					<xs:element name="Prxy" type="ProxyAccountIdentification1" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="CashAccountType2Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalCashAccountType1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="CategoryPurpose1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalCategoryPurpose1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="CategoryPurpose1Choice_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="CategoryPurpose1Choice">

+				<xs:choice>

+					<xs:element name="Cd" type="ExternalCategoryPurpose1Code"/>

+				</xs:choice>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:simpleType name="ChargeBearerType1Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="CRED"/>

+			<xs:enumeration value="DEBT"/>

+			<xs:enumeration value="SHAR"/>

+			<xs:enumeration value="SLEV"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="Cheque11">

+		<xs:sequence>

+			<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0"/>

+			<xs:element name="ChqNb" type="Max35Text" minOccurs="0"/>

+			<xs:element name="ChqFr" type="NameAndAddress16" minOccurs="0"/>

+			<xs:element name="DlvryMtd" type="ChequeDeliveryMethod1Choice" minOccurs="0"/>

+			<xs:element name="DlvrTo" type="NameAndAddress16" minOccurs="0"/>

+			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

+			<xs:element name="ChqMtrtyDt" type="ISODate" minOccurs="0"/>

+			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

+			<xs:element name="MemoFld" type="Max35Text" minOccurs="0" maxOccurs="2"/>

+			<xs:element name="RgnlClrZone" type="Max35Text" minOccurs="0"/>

+			<xs:element name="PrtLctn" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Sgntr" type="Max70Text" minOccurs="0" maxOccurs="5"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="Cheque11_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="Cheque11">

+				<xs:sequence>

+					<xs:element name="ChqTp" type="ChequeType2Code" minOccurs="0"/>

+					<xs:element name="DlvryMtd" type="ChequeDeliveryMethod1Choice" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:simpleType name="ChequeDelivery1Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="CRCD"/>

+			<xs:enumeration value="CRDB"/>

+			<xs:enumeration value="CRFA"/>

+			<xs:enumeration value="MLCD"/>

+			<xs:enumeration value="MLDB"/>

+			<xs:enumeration value="MLFA"/>

+			<xs:enumeration value="PUCD"/>

+			<xs:enumeration value="PUDB"/>

+			<xs:enumeration value="PUFA"/>

+			<xs:enumeration value="RGCD"/>

+			<xs:enumeration value="RGDB"/>

+			<xs:enumeration value="RGFA"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="ChequeDeliveryMethod1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ChequeDelivery1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:simpleType name="ChequeType2Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="BCHQ"/>

+			<xs:enumeration value="CCCH"/>

+			<xs:enumeration value="CCHQ"/>

+			<xs:enumeration value="DRFT"/>

+			<xs:enumeration value="ELDR"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="ClearingSystemIdentification2Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="ClearingSystemIdentification2Choice_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="ClearingSystemIdentification2Choice">

+				<xs:choice>

+					<xs:element name="Cd" type="ExternalClearingSystemIdentification1Code"/>

+				</xs:choice>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="ClearingSystemMemberIdentification2">

+		<xs:sequence>

+			<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice" minOccurs="0"/>

+			<xs:element name="MmbId" type="Max35Text"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="ClearingSystemMemberIdentification2_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="ClearingSystemMemberIdentification2">

+				<xs:sequence>

+					<xs:element name="ClrSysId" type="ClearingSystemIdentification2Choice_pain001_ch" minOccurs="0"/>

+					<xs:element name="MmbId" type="Max35Text"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="Contact4">

+		<xs:sequence>

+			<xs:element name="NmPrfx" type="NamePrefix2Code" minOccurs="0"/>

+			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+			<xs:element name="PhneNb" type="PhoneNumber" minOccurs="0"/>

+			<xs:element name="MobNb" type="PhoneNumber" minOccurs="0"/>

+			<xs:element name="FaxNb" type="PhoneNumber" minOccurs="0"/>

+			<xs:element name="EmailAdr" type="Max2048Text" minOccurs="0"/>

+			<xs:element name="EmailPurp" type="Max35Text" minOccurs="0"/>

+			<xs:element name="JobTitl" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Rspnsblty" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

+			<xs:element name="Othr" type="OtherContact1" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="PrefrdMtd" type="PreferredContactMethod1Code" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="Contact4_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="Contact4">

+				<xs:sequence>

+					<xs:element name="Othr" type="OtherContact1_pain001_ch" minOccurs="0" maxOccurs="4"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:simpleType name="CountryCode">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[A-Z]{2,2}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="CreditDebitCode">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="CRDT"/>

+			<xs:enumeration value="DBIT"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="CreditorReferenceInformation2">

+		<xs:sequence>

+			<xs:element name="Tp" type="CreditorReferenceType2" minOccurs="0"/>

+			<xs:element name="Ref" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="CreditorReferenceType1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="DocumentType3Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="CreditorReferenceType2">

+		<xs:sequence>

+			<xs:element name="CdOrPrtry" type="CreditorReferenceType1Choice"/>

+			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="CreditTransferTransaction34">

+		<xs:sequence>

+			<xs:element name="PmtId" type="PaymentIdentification6"/>

+			<xs:element name="PmtTpInf" type="PaymentTypeInformation26" minOccurs="0"/>

+			<xs:element name="Amt" type="AmountType4Choice"/>

+			<xs:element name="XchgRateInf" type="ExchangeRate1" minOccurs="0"/>

+			<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

+			<xs:element name="ChqInstr" type="Cheque11" minOccurs="0"/>

+			<xs:element name="UltmtDbtr" type="PartyIdentification135" minOccurs="0"/>

+			<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

+			<xs:element name="IntrmyAgt1Acct" type="CashAccount38" minOccurs="0"/>

+			<xs:element name="IntrmyAgt2" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

+			<xs:element name="IntrmyAgt2Acct" type="CashAccount38" minOccurs="0"/>

+			<xs:element name="IntrmyAgt3" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

+			<xs:element name="IntrmyAgt3Acct" type="CashAccount38" minOccurs="0"/>

+			<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

+			<xs:element name="CdtrAgtAcct" type="CashAccount38" minOccurs="0"/>

+			<xs:element name="Cdtr" type="PartyIdentification135" minOccurs="0"/>

+			<xs:element name="CdtrAcct" type="CashAccount38" minOccurs="0"/>

+			<xs:element name="UltmtCdtr" type="PartyIdentification135" minOccurs="0"/>

+			<xs:element name="InstrForCdtrAgt" type="InstructionForCreditorAgent1" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

+			<xs:element name="Purp" type="Purpose2Choice" minOccurs="0"/>

+			<xs:element name="RgltryRptg" type="RegulatoryReporting3" minOccurs="0" maxOccurs="10"/>

+			<xs:element name="Tax" type="TaxInformation8" minOccurs="0"/>

+			<xs:element name="RltdRmtInf" type="RemittanceLocation7" minOccurs="0" maxOccurs="10"/>

+			<xs:element name="RmtInf" type="RemittanceInformation16" minOccurs="0"/>

+			<xs:element name="SplmtryData" type="SupplementaryData1" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="CreditTransferTransaction34_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="CreditTransferTransaction34">

+				<xs:sequence>

+					<xs:element name="PmtId" type="PaymentIdentification6_pain001_ch"/>

+					<xs:element name="PmtTpInf" type="PaymentTypeInformation26_pain001_ch_2" minOccurs="0"/>

+					<xs:element name="Amt" type="AmountType4Choice"/>

+					<xs:element name="XchgRateInf" type="ExchangeRate1" minOccurs="0"/>

+					<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

+					<xs:element name="ChqInstr" type="Cheque11_pain001_ch" minOccurs="0"/>

+					<xs:element name="UltmtDbtr" type="PartyIdentification135_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="IntrmyAgt1" type="BranchAndFinancialInstitutionIdentification6_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="IntrmyAgt1Acct" type="CashAccount38_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="CdtrAgt" type="BranchAndFinancialInstitutionIdentification6_pain001_ch_4" minOccurs="0"/>

+					<xs:element name="CdtrAgtAcct" type="CashAccount38_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="Cdtr" type="PartyIdentification135_pain001_ch_4" minOccurs="0"/>

+					<xs:element name="CdtrAcct" type="CashAccount38_pain001_ch_4" minOccurs="0"/>

+					<xs:element name="UltmtCdtr" type="PartyIdentification135_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="InstrForCdtrAgt" type="InstructionForCreditorAgent1" minOccurs="0" maxOccurs="2"/>

+					<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

+					<xs:element name="Purp" type="Purpose2Choice_pain001_ch" minOccurs="0"/>

+					<xs:element name="RgltryRptg" type="RegulatoryReporting3" minOccurs="0" maxOccurs="10"/>

+					<xs:element name="RltdRmtInf" type="RemittanceLocation7" minOccurs="0"/>

+					<xs:element name="RmtInf" type="RemittanceInformation16_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="CustomerCreditTransferInitiationV09">

+		<xs:sequence>

+			<xs:element name="GrpHdr" type="GroupHeader85"/>

+			<xs:element name="PmtInf" type="PaymentInstruction30" maxOccurs="unbounded"/>

+			<xs:element name="SplmtryData" type="SupplementaryData1" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="CustomerCreditTransferInitiationV09_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="CustomerCreditTransferInitiationV09">

+				<xs:sequence>

+					<xs:element name="GrpHdr" type="GroupHeader85_pain001_ch"/>

+					<xs:element name="PmtInf" type="PaymentInstruction30_pain001_ch" maxOccurs="unbounded"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="DateAndDateTime2Choice">

+		<xs:choice>

+			<xs:element name="Dt" type="ISODate"/>

+			<xs:element name="DtTm" type="ISODateTime"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="DateAndPlaceOfBirth1">

+		<xs:sequence>

+			<xs:element name="BirthDt" type="ISODate"/>

+			<xs:element name="PrvcOfBirth" type="Max35Text" minOccurs="0"/>

+			<xs:element name="CityOfBirth" type="Max35Text"/>

+			<xs:element name="CtryOfBirth" type="CountryCode"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="DatePeriod2">

+		<xs:sequence>

+			<xs:element name="FrDt" type="ISODate"/>

+			<xs:element name="ToDt" type="ISODate"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:simpleType name="DecimalNumber">

+		<xs:restriction base="xs:decimal">

+			<xs:totalDigits value="18"/>

+			<xs:fractionDigits value="17"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="DiscountAmountAndType1">

+		<xs:sequence>

+			<xs:element name="Tp" type="DiscountAmountType1Choice" minOccurs="0"/>

+			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="DiscountAmountType1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalDiscountAmountType1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="Document">

+		<xs:sequence>

+			<xs:element name="CstmrCdtTrfInitn" type="CustomerCreditTransferInitiationV09"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="DocumentAdjustment1">

+		<xs:sequence>

+			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

+			<xs:element name="CdtDbtInd" type="CreditDebitCode" minOccurs="0"/>

+			<xs:element name="Rsn" type="Max4Text" minOccurs="0"/>

+			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="DocumentLineIdentification1">

+		<xs:sequence>

+			<xs:element name="Tp" type="DocumentLineType1" minOccurs="0"/>

+			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

+			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="DocumentLineInformation1">

+		<xs:sequence>

+			<xs:element name="Id" type="DocumentLineIdentification1" maxOccurs="unbounded"/>

+			<xs:element name="Desc" type="Max2048Text" minOccurs="0"/>

+			<xs:element name="Amt" type="RemittanceAmount3" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="DocumentLineType1">

+		<xs:sequence>

+			<xs:element name="CdOrPrtry" type="DocumentLineType1Choice"/>

+			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="DocumentLineType1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalDocumentLineType1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:simpleType name="DocumentType3Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="DISP"/>

+			<xs:enumeration value="FXDR"/>

+			<xs:enumeration value="PUOR"/>

+			<xs:enumeration value="RADM"/>

+			<xs:enumeration value="RPIN"/>

+			<xs:enumeration value="SCOR"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="DocumentType6Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="AROI"/>

+			<xs:enumeration value="BOLD"/>

+			<xs:enumeration value="CINV"/>

+			<xs:enumeration value="CMCN"/>

+			<xs:enumeration value="CNFA"/>

+			<xs:enumeration value="CREN"/>

+			<xs:enumeration value="DEBN"/>

+			<xs:enumeration value="DISP"/>

+			<xs:enumeration value="DNFA"/>

+			<xs:enumeration value="HIRI"/>

+			<xs:enumeration value="MSIN"/>

+			<xs:enumeration value="PUOR"/>

+			<xs:enumeration value="SBIN"/>

+			<xs:enumeration value="SOAC"/>

+			<xs:enumeration value="TSUT"/>

+			<xs:enumeration value="VCHR"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="Document_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="Document">

+				<xs:sequence>

+					<xs:element name="CstmrCdtTrfInitn" type="CustomerCreditTransferInitiationV09_pain001_ch"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="EquivalentAmount2">

+		<xs:sequence>

+			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

+			<xs:element name="CcyOfTrf" type="ActiveOrHistoricCurrencyCode"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:simpleType name="Exact4AlphaNumericText">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[a-zA-Z0-9]{4}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="ExchangeRate1">

+		<xs:sequence>

+			<xs:element name="UnitCcy" type="ActiveOrHistoricCurrencyCode" minOccurs="0"/>

+			<xs:element name="XchgRate" type="BaseOneRate" minOccurs="0"/>

+			<xs:element name="RateTp" type="ExchangeRateType1Code" minOccurs="0"/>

+			<xs:element name="CtrctId" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:simpleType name="ExchangeRateType1Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="AGRD"/>

+			<xs:enumeration value="SALE"/>

+			<xs:enumeration value="SPOT"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalAccountIdentification1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalCashAccountType1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalCategoryPurpose1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalClearingSystemIdentification1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="5"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalDiscountAmountType1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalDocumentLineType1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalFinancialInstitutionIdentification1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalGarnishmentType1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalLocalInstrument1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="35"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalOrganisationIdentification1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalPersonIdentification1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalProxyAccountType1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalPurpose1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalServiceLevel1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="ExternalTaxAmountType1Code">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="FinancialIdentificationSchemeName1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalFinancialInstitutionIdentification1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="FinancialInstitutionIdentification18">

+		<xs:sequence>

+			<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

+			<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

+			<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+			<xs:element name="PstlAdr" type="PostalAddress24" minOccurs="0"/>

+			<xs:element name="Othr" type="GenericFinancialIdentification1" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="FinancialInstitutionIdentification18_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="FinancialInstitutionIdentification18">

+				<xs:sequence>

+					<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

+					<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2" minOccurs="0"/>

+					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch" minOccurs="0"/>

+					<xs:element name="Othr" type="GenericFinancialIdentification1_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="FinancialInstitutionIdentification18_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="FinancialInstitutionIdentification18">

+				<xs:sequence>

+					<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

+					<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2_pain001_ch" minOccurs="0"/>

+					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="FinancialInstitutionIdentification18_pain001_ch_3">

+		<xs:complexContent>

+			<xs:restriction base="FinancialInstitutionIdentification18">

+				<xs:sequence>

+					<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

+					<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2_pain001_ch" minOccurs="0"/>

+					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_4" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="FinancialInstitutionIdentification18_pain001_ch_4">

+		<xs:complexContent>

+			<xs:restriction base="FinancialInstitutionIdentification18">

+				<xs:sequence>

+					<xs:element name="BICFI" type="BICFIDec2014Identifier" minOccurs="0"/>

+					<xs:element name="ClrSysMmbId" type="ClearingSystemMemberIdentification2_pain001_ch" minOccurs="0"/>

+					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="Othr" type="GenericFinancialIdentification1_pain001_ch_2" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="Garnishment3">

+		<xs:sequence>

+			<xs:element name="Tp" type="GarnishmentType1"/>

+			<xs:element name="Grnshee" type="PartyIdentification135" minOccurs="0"/>

+			<xs:element name="GrnshmtAdmstr" type="PartyIdentification135" minOccurs="0"/>

+			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

+			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

+			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="FmlyMdclInsrncInd" type="TrueFalseIndicator" minOccurs="0"/>

+			<xs:element name="MplyeeTermntnInd" type="TrueFalseIndicator" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="Garnishment3_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="Garnishment3">

+				<xs:sequence>

+					<xs:element name="Tp" type="GarnishmentType1"/>

+					<xs:element name="Grnshee" type="PartyIdentification135_pain001_ch_5" minOccurs="0"/>

+					<xs:element name="GrnshmtAdmstr" type="PartyIdentification135_pain001_ch_5" minOccurs="0"/>

+					<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

+					<xs:element name="Dt" type="ISODate" minOccurs="0"/>

+					<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+					<xs:element name="FmlyMdclInsrncInd" type="TrueFalseIndicator" minOccurs="0"/>

+					<xs:element name="MplyeeTermntnInd" type="TrueFalseIndicator" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="GarnishmentType1">

+		<xs:sequence>

+			<xs:element name="CdOrPrtry" type="GarnishmentType1Choice"/>

+			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="GarnishmentType1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalGarnishmentType1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="GenericAccountIdentification1">

+		<xs:sequence>

+			<xs:element name="Id" type="Max34Text"/>

+			<xs:element name="SchmeNm" type="AccountSchemeName1Choice" minOccurs="0"/>

+			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="GenericAccountIdentification1_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="GenericAccountIdentification1">

+				<xs:sequence>

+					<xs:element name="Id" type="Max34Text"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="GenericFinancialIdentification1">

+		<xs:sequence>

+			<xs:element name="Id" type="Max35Text"/>

+			<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

+			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="GenericFinancialIdentification1_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="GenericFinancialIdentification1">

+				<xs:sequence>

+					<xs:element name="Id" type="Max35Text"/>

+					<xs:element name="SchmeNm" type="FinancialIdentificationSchemeName1Choice" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="GenericFinancialIdentification1_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="GenericFinancialIdentification1">

+				<xs:sequence>

+					<xs:element name="Id" type="Max35Text"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="GenericIdentification30">

+		<xs:sequence>

+			<xs:element name="Id" type="Exact4AlphaNumericText"/>

+			<xs:element name="Issr" type="Max35Text"/>

+			<xs:element name="SchmeNm" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="GenericOrganisationIdentification1">

+		<xs:sequence>

+			<xs:element name="Id" type="Max35Text"/>

+			<xs:element name="SchmeNm" type="OrganisationIdentificationSchemeName1Choice" minOccurs="0"/>

+			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="GenericPersonIdentification1">

+		<xs:sequence>

+			<xs:element name="Id" type="Max35Text"/>

+			<xs:element name="SchmeNm" type="PersonIdentificationSchemeName1Choice" minOccurs="0"/>

+			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="GroupHeader85">

+		<xs:sequence>

+			<xs:element name="MsgId" type="Max35Text"/>

+			<xs:element name="CreDtTm" type="ISODateTime"/>

+			<xs:element name="Authstn" type="Authorisation1Choice" minOccurs="0" maxOccurs="2"/>

+			<xs:element name="NbOfTxs" type="Max15NumericText"/>

+			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

+			<xs:element name="InitgPty" type="PartyIdentification135"/>

+			<xs:element name="FwdgAgt" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="GroupHeader85_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="GroupHeader85">

+				<xs:sequence>

+					<xs:element name="MsgId" type="Max35Text_pain001_ch"/>

+					<xs:element name="CreDtTm" type="ISODateTime"/>

+					<xs:element name="NbOfTxs" type="Max15NumericText"/>

+					<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

+					<xs:element name="InitgPty" type="PartyIdentification135_pain001_ch"/>

+					<xs:element name="FwdgAgt" type="BranchAndFinancialInstitutionIdentification6_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:simpleType name="IBAN2007Identifier">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[A-Z]{2,2}[0-9]{2,2}[a-zA-Z0-9]{1,30}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Instruction3Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="CHQB"/>

+			<xs:enumeration value="HOLD"/>

+			<xs:enumeration value="PHOB"/>

+			<xs:enumeration value="TELB"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="InstructionForCreditorAgent1">

+		<xs:sequence>

+			<xs:element name="Cd" type="Instruction3Code" minOccurs="0"/>

+			<xs:element name="InstrInf" type="Max140Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:simpleType name="ISODate">

+		<xs:restriction base="xs:date"/>

+	</xs:simpleType>

+	<xs:simpleType name="ISODateTime">

+		<xs:restriction base="xs:dateTime"/>

+	</xs:simpleType>

+	<xs:simpleType name="LEIIdentifier">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[A-Z0-9]{18,18}[0-9]{2,2}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="LocalInstrument2Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalLocalInstrument1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:simpleType name="Max10Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="10"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max128Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="128"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max140Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="140"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max15NumericText">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[0-9]{1,15}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max16Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="16"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max2048Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="2048"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max34Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="34"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max350Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="350"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max35Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="35"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max35Text_pain001_ch">

+		<xs:restriction base="Max35Text">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="35"/>

+			<xs:pattern value="([A-Za-z0-9]|[+|\?|/|\-|:|\(|\)|\.|,|&apos;|\p{Zs}])*"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max4Text">

+		<xs:restriction base="xs:string">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Max70Text">

+		<xs:restriction base="SPSText">

+			<xs:minLength value="1"/>

+			<xs:maxLength value="70"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="NameAndAddress16">

+		<xs:sequence>

+			<xs:element name="Nm" type="Max140Text"/>

+			<xs:element name="Adr" type="PostalAddress24"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:simpleType name="NamePrefix2Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="DOCT"/>

+			<xs:enumeration value="MADM"/>

+			<xs:enumeration value="MIKS"/>

+			<xs:enumeration value="MISS"/>

+			<xs:enumeration value="MIST"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Number">

+		<xs:restriction base="xs:decimal">

+			<xs:totalDigits value="18"/>

+			<xs:fractionDigits value="0"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="OrganisationIdentification29">

+		<xs:sequence>

+			<xs:element name="AnyBIC" type="AnyBICDec2014Identifier" minOccurs="0"/>

+			<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+			<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="OrganisationIdentification29_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="OrganisationIdentification29">

+				<xs:sequence>

+					<xs:element name="AnyBIC" type="AnyBICDec2014Identifier" minOccurs="0"/>

+					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+					<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="OrganisationIdentification29_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="OrganisationIdentification29">

+				<xs:sequence>

+					<xs:element name="AnyBIC" type="AnyBICDec2014Identifier" minOccurs="0"/>

+					<xs:element name="LEI" type="LEIIdentifier" minOccurs="0"/>

+					<xs:element name="Othr" type="GenericOrganisationIdentification1" minOccurs="0" maxOccurs="2"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="OrganisationIdentificationSchemeName1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalOrganisationIdentification1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="OtherContact1">

+		<xs:sequence>

+			<xs:element name="ChanlTp" type="Max4Text"/>

+			<xs:element name="Id" type="Max128Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="OtherContact1_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="OtherContact1">

+				<xs:sequence>

+					<xs:element name="ChanlTp" type="Max4Text"/>

+					<xs:element name="Id" type="Max128Text"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="Party38Choice">

+		<xs:choice>

+			<xs:element name="OrgId" type="OrganisationIdentification29"/>

+			<xs:element name="PrvtId" type="PersonIdentification13"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="Party38Choice_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="Party38Choice">

+				<xs:choice>

+					<xs:element name="OrgId" type="OrganisationIdentification29_pain001_ch"/>

+					<xs:element name="PrvtId" type="PersonIdentification13_pain001_ch"/>

+				</xs:choice>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="Party38Choice_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="Party38Choice">

+				<xs:choice>

+					<xs:element name="OrgId" type="OrganisationIdentification29_pain001_ch_2"/>

+					<xs:element name="PrvtId" type="PersonIdentification13_pain001_ch_2"/>

+				</xs:choice>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PartyIdentification135">

+		<xs:sequence>

+			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+			<xs:element name="PstlAdr" type="PostalAddress24" minOccurs="0"/>

+			<xs:element name="Id" type="Party38Choice" minOccurs="0"/>

+			<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

+			<xs:element name="CtctDtls" type="Contact4" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="PartyIdentification135_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="PartyIdentification135">

+				<xs:sequence>

+					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+					<xs:element name="Id" type="Party38Choice_pain001_ch" minOccurs="0"/>

+					<xs:element name="CtctDtls" type="Contact4_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PartyIdentification135_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="PartyIdentification135">

+				<xs:sequence>

+					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_2" minOccurs="0"/>

+					<xs:element name="Id" type="Party38Choice_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PartyIdentification135_pain001_ch_3">

+		<xs:complexContent>

+			<xs:restriction base="PartyIdentification135">

+				<xs:sequence>

+					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="Id" type="Party38Choice_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PartyIdentification135_pain001_ch_4">

+		<xs:complexContent>

+			<xs:restriction base="PartyIdentification135">

+				<xs:sequence>

+					<xs:element name="Nm" type="Max140Text"/>

+					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="Id" type="Party38Choice_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PartyIdentification135_pain001_ch_5">

+		<xs:complexContent>

+			<xs:restriction base="PartyIdentification135">

+				<xs:sequence>

+					<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+					<xs:element name="PstlAdr" type="PostalAddress24_pain001_ch_5" minOccurs="0"/>

+					<xs:element name="Id" type="Party38Choice_pain001_ch_2" minOccurs="0"/>

+					<xs:element name="CtryOfRes" type="CountryCode" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PaymentIdentification6">

+		<xs:sequence>

+			<xs:element name="InstrId" type="Max35Text" minOccurs="0"/>

+			<xs:element name="EndToEndId" type="Max35Text"/>

+			<xs:element name="UETR" type="UUIDv4Identifier" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="PaymentIdentification6_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="PaymentIdentification6">

+				<xs:sequence>

+					<xs:element name="InstrId" type="Max35Text_pain001_ch" minOccurs="0"/>

+					<xs:element name="EndToEndId" type="Max35Text_pain001_ch"/>

+					<xs:element name="UETR" type="UUIDv4Identifier" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PaymentInstruction30">

+		<xs:sequence>

+			<xs:element name="PmtInfId" type="Max35Text"/>

+			<xs:element name="PmtMtd" type="PaymentMethod3Code"/>

+			<xs:element name="BtchBookg" type="BatchBookingIndicator" minOccurs="0"/>

+			<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>

+			<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

+			<xs:element name="PmtTpInf" type="PaymentTypeInformation26" minOccurs="0"/>

+			<xs:element name="ReqdExctnDt" type="DateAndDateTime2Choice"/>

+			<xs:element name="PoolgAdjstmntDt" type="ISODate" minOccurs="0"/>

+			<xs:element name="Dbtr" type="PartyIdentification135"/>

+			<xs:element name="DbtrAcct" type="CashAccount38"/>

+			<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification6"/>

+			<xs:element name="DbtrAgtAcct" type="CashAccount38" minOccurs="0"/>

+			<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

+			<xs:element name="UltmtDbtr" type="PartyIdentification135" minOccurs="0"/>

+			<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

+			<xs:element name="ChrgsAcct" type="CashAccount38" minOccurs="0"/>

+			<xs:element name="ChrgsAcctAgt" type="BranchAndFinancialInstitutionIdentification6" minOccurs="0"/>

+			<xs:element name="CdtTrfTxInf" type="CreditTransferTransaction34" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="PaymentInstruction30_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="PaymentInstruction30">

+				<xs:sequence>

+					<xs:element name="PmtInfId" type="Max35Text_pain001_ch"/>

+					<xs:element name="PmtMtd" type="PaymentMethod3Code"/>

+					<xs:element name="BtchBookg" type="BatchBookingIndicator" minOccurs="0"/>

+					<xs:element name="NbOfTxs" type="Max15NumericText" minOccurs="0"/>

+					<xs:element name="CtrlSum" type="DecimalNumber" minOccurs="0"/>

+					<xs:element name="PmtTpInf" type="PaymentTypeInformation26_pain001_ch" minOccurs="0"/>

+					<xs:element name="ReqdExctnDt" type="DateAndDateTime2Choice"/>

+					<xs:element name="Dbtr" type="PartyIdentification135_pain001_ch_2"/>

+					<xs:element name="DbtrAcct" type="CashAccount38_pain001_ch"/>

+					<xs:element name="DbtrAgt" type="BranchAndFinancialInstitutionIdentification6_pain001_ch_2"/>

+					<xs:element name="InstrForDbtrAgt" type="Max140Text" minOccurs="0"/>

+					<xs:element name="UltmtDbtr" type="PartyIdentification135_pain001_ch_3" minOccurs="0"/>

+					<xs:element name="ChrgBr" type="ChargeBearerType1Code" minOccurs="0"/>

+					<xs:element name="ChrgsAcct" type="CashAccount38_pain001_ch_2" minOccurs="0"/>

+					<xs:element name="CdtTrfTxInf" type="CreditTransferTransaction34_pain001_ch" maxOccurs="unbounded"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:simpleType name="PaymentMethod3Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="CHK"/>

+			<xs:enumeration value="TRA"/>

+			<xs:enumeration value="TRF"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="PaymentTypeInformation26">

+		<xs:sequence>

+			<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

+			<xs:element name="SvcLvl" type="ServiceLevel8Choice" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="LclInstrm" type="LocalInstrument2Choice" minOccurs="0"/>

+			<xs:element name="CtgyPurp" type="CategoryPurpose1Choice" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="PaymentTypeInformation26_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="PaymentTypeInformation26">

+				<xs:sequence>

+					<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

+					<xs:element name="SvcLvl" type="ServiceLevel8Choice" minOccurs="0" maxOccurs="3"/>

+					<xs:element name="LclInstrm" type="LocalInstrument2Choice" minOccurs="0"/>

+					<xs:element name="CtgyPurp" type="CategoryPurpose1Choice_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PaymentTypeInformation26_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="PaymentTypeInformation26">

+				<xs:sequence>

+					<xs:element name="InstrPrty" type="Priority2Code" minOccurs="0"/>

+					<xs:element name="SvcLvl" type="ServiceLevel8Choice" minOccurs="0" maxOccurs="3"/>

+					<xs:element name="LclInstrm" type="LocalInstrument2Choice" minOccurs="0"/>

+					<xs:element name="CtgyPurp" type="CategoryPurpose1Choice" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:simpleType name="PercentageRate">

+		<xs:restriction base="xs:decimal">

+			<xs:totalDigits value="11"/>

+			<xs:fractionDigits value="10"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="PersonIdentification13">

+		<xs:sequence>

+			<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth1" minOccurs="0"/>

+			<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="PersonIdentification13_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="PersonIdentification13">

+				<xs:sequence>

+					<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth1" minOccurs="0"/>

+					<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PersonIdentification13_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="PersonIdentification13">

+				<xs:sequence>

+					<xs:element name="DtAndPlcOfBirth" type="DateAndPlaceOfBirth1" minOccurs="0"/>

+					<xs:element name="Othr" type="GenericPersonIdentification1" minOccurs="0" maxOccurs="2"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PersonIdentificationSchemeName1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalPersonIdentification1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:simpleType name="PhoneNumber">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="\+[0-9]{1,3}-[0-9()+\-]{1,30}"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="PostalAddress24">

+		<xs:sequence>

+			<xs:element name="AdrTp" type="AddressType3Choice" minOccurs="0"/>

+			<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

+			<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

+			<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

+			<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

+			<xs:element name="BldgNm" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Flr" type="Max70Text" minOccurs="0"/>

+			<xs:element name="PstBx" type="Max16Text" minOccurs="0"/>

+			<xs:element name="Room" type="Max70Text" minOccurs="0"/>

+			<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

+			<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

+			<xs:element name="TwnLctnNm" type="Max35Text" minOccurs="0"/>

+			<xs:element name="DstrctNm" type="Max35Text" minOccurs="0"/>

+			<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

+			<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="PostalAddress24_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="PostalAddress24">

+				<xs:sequence>

+					<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="7"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PostalAddress24_pain001_ch_2">

+		<xs:complexContent>

+			<xs:restriction base="PostalAddress24">

+				<xs:sequence>

+					<xs:element name="AdrTp" type="AddressType3Choice" minOccurs="0"/>

+					<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

+					<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

+					<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

+					<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

+					<xs:element name="BldgNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="Flr" type="Max70Text" minOccurs="0"/>

+					<xs:element name="PstBx" type="Max16Text" minOccurs="0"/>

+					<xs:element name="Room" type="Max70Text" minOccurs="0"/>

+					<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

+					<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="TwnLctnNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="DstrctNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

+					<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

+					<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="2"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PostalAddress24_pain001_ch_3">

+		<xs:complexContent>

+			<xs:restriction base="PostalAddress24">

+				<xs:sequence>

+					<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

+					<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

+					<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

+					<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

+					<xs:element name="BldgNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="Flr" type="Max70Text" minOccurs="0"/>

+					<xs:element name="PstBx" type="Max16Text" minOccurs="0"/>

+					<xs:element name="Room" type="Max70Text" minOccurs="0"/>

+					<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

+					<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="TwnLctnNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="DstrctNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

+					<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

+					<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="2"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PostalAddress24_pain001_ch_4">

+		<xs:complexContent>

+			<xs:restriction base="PostalAddress24">

+				<xs:sequence>

+					<xs:element name="AdrLine" type="Max70Text" minOccurs="0" maxOccurs="2"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="PostalAddress24_pain001_ch_5">

+		<xs:complexContent>

+			<xs:restriction base="PostalAddress24">

+				<xs:sequence>

+					<xs:element name="Dept" type="Max70Text" minOccurs="0"/>

+					<xs:element name="SubDept" type="Max70Text" minOccurs="0"/>

+					<xs:element name="StrtNm" type="Max70Text" minOccurs="0"/>

+					<xs:element name="BldgNb" type="Max16Text" minOccurs="0"/>

+					<xs:element name="BldgNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="Flr" type="Max70Text" minOccurs="0"/>

+					<xs:element name="PstBx" type="Max16Text" minOccurs="0"/>

+					<xs:element name="Room" type="Max70Text" minOccurs="0"/>

+					<xs:element name="PstCd" type="Max16Text" minOccurs="0"/>

+					<xs:element name="TwnNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="TwnLctnNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="DstrctNm" type="Max35Text" minOccurs="0"/>

+					<xs:element name="CtrySubDvsn" type="Max35Text" minOccurs="0"/>

+					<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:simpleType name="PreferredContactMethod1Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="CELL"/>

+			<xs:enumeration value="FAXX"/>

+			<xs:enumeration value="LETT"/>

+			<xs:enumeration value="MAIL"/>

+			<xs:enumeration value="PHON"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="Priority2Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="HIGH"/>

+			<xs:enumeration value="NORM"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="ProxyAccountIdentification1">

+		<xs:sequence>

+			<xs:element name="Tp" type="ProxyAccountType1Choice" minOccurs="0"/>

+			<xs:element name="Id" type="Max2048Text"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="ProxyAccountType1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalProxyAccountType1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="Purpose2Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalPurpose1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="Purpose2Choice_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="Purpose2Choice">

+				<xs:choice>

+					<xs:element name="Cd" type="ExternalPurpose1Code"/>

+				</xs:choice>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="ReferredDocumentInformation7">

+		<xs:sequence>

+			<xs:element name="Tp" type="ReferredDocumentType4" minOccurs="0"/>

+			<xs:element name="Nb" type="Max35Text" minOccurs="0"/>

+			<xs:element name="RltdDt" type="ISODate" minOccurs="0"/>

+			<xs:element name="LineDtls" type="DocumentLineInformation1" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="ReferredDocumentType3Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="DocumentType6Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="ReferredDocumentType4">

+		<xs:sequence>

+			<xs:element name="CdOrPrtry" type="ReferredDocumentType3Choice"/>

+			<xs:element name="Issr" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="RegulatoryAuthority2">

+		<xs:sequence>

+			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="RegulatoryReporting3">

+		<xs:sequence>

+			<xs:element name="DbtCdtRptgInd" type="RegulatoryReportingType1Code" minOccurs="0"/>

+			<xs:element name="Authrty" type="RegulatoryAuthority2" minOccurs="0"/>

+			<xs:element name="Dtls" type="StructuredRegulatoryReporting3" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:simpleType name="RegulatoryReportingType1Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="BOTH"/>

+			<xs:enumeration value="CRED"/>

+			<xs:enumeration value="DEBT"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="RemittanceAmount2">

+		<xs:sequence>

+			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="DscntApldAmt" type="DiscountAmountAndType1" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="TaxAmt" type="TaxAmountAndType1" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="RemittanceAmount3">

+		<xs:sequence>

+			<xs:element name="DuePyblAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="DscntApldAmt" type="DiscountAmountAndType1" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="CdtNoteAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="TaxAmt" type="TaxAmountAndType1" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="AdjstmntAmtAndRsn" type="DocumentAdjustment1" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="RmtdAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="RemittanceInformation16">

+		<xs:sequence>

+			<xs:element name="Ustrd" type="Max140Text" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="Strd" type="StructuredRemittanceInformation16" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="RemittanceInformation16_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="RemittanceInformation16">

+				<xs:sequence>

+					<xs:element name="Ustrd" type="Max140Text" minOccurs="0"/>

+					<xs:element name="Strd" type="StructuredRemittanceInformation16_pain001_ch" minOccurs="0"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="RemittanceLocation7">

+		<xs:sequence>

+			<xs:element name="RmtId" type="Max35Text" minOccurs="0"/>

+			<xs:element name="RmtLctnDtls" type="RemittanceLocationData1" minOccurs="0" maxOccurs="2"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="RemittanceLocationData1">

+		<xs:sequence>

+			<xs:element name="Mtd" type="RemittanceLocationMethod2Code"/>

+			<xs:element name="ElctrncAdr" type="Max2048Text" minOccurs="0"/>

+			<xs:element name="PstlAdr" type="NameAndAddress16" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:simpleType name="RemittanceLocationMethod2Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="EDIC"/>

+			<xs:enumeration value="EMAL"/>

+			<xs:enumeration value="FAXI"/>

+			<xs:enumeration value="POST"/>

+			<xs:enumeration value="SMSM"/>

+			<xs:enumeration value="URID"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="ServiceLevel8Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalServiceLevel1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:simpleType name="SPSText">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[\p{IsBasicLatin}\p{IsLatin-1Supplement}\p{IsLatinExtended-A}€ȘșȚț-[\p{C}]]+"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:complexType name="StructuredRegulatoryReporting3">

+		<xs:sequence>

+			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

+			<xs:element name="Ctry" type="CountryCode" minOccurs="0"/>

+			<xs:element name="Cd" type="Max10Text" minOccurs="0"/>

+			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="Inf" type="Max35Text" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="StructuredRemittanceInformation16">

+		<xs:sequence>

+			<xs:element name="RfrdDocInf" type="ReferredDocumentInformation7" minOccurs="0" maxOccurs="unbounded"/>

+			<xs:element name="RfrdDocAmt" type="RemittanceAmount2" minOccurs="0"/>

+			<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>

+			<xs:element name="Invcr" type="PartyIdentification135" minOccurs="0"/>

+			<xs:element name="Invcee" type="PartyIdentification135" minOccurs="0"/>

+			<xs:element name="TaxRmt" type="TaxInformation7" minOccurs="0"/>

+			<xs:element name="GrnshmtRmt" type="Garnishment3" minOccurs="0"/>

+			<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="StructuredRemittanceInformation16_pain001_ch">

+		<xs:complexContent>

+			<xs:restriction base="StructuredRemittanceInformation16">

+				<xs:sequence>

+					<xs:element name="RfrdDocInf" type="ReferredDocumentInformation7" minOccurs="0" maxOccurs="unbounded"/>

+					<xs:element name="RfrdDocAmt" type="RemittanceAmount2" minOccurs="0"/>

+					<xs:element name="CdtrRefInf" type="CreditorReferenceInformation2" minOccurs="0"/>

+					<xs:element name="Invcr" type="PartyIdentification135_pain001_ch_5" minOccurs="0"/>

+					<xs:element name="Invcee" type="PartyIdentification135_pain001_ch_5" minOccurs="0"/>

+					<xs:element name="TaxRmt" type="TaxInformation7" minOccurs="0"/>

+					<xs:element name="GrnshmtRmt" type="Garnishment3_pain001_ch" minOccurs="0"/>

+					<xs:element name="AddtlRmtInf" type="Max140Text" minOccurs="0" maxOccurs="3"/>

+				</xs:sequence>

+			</xs:restriction>

+		</xs:complexContent>

+	</xs:complexType>

+	<xs:complexType name="SupplementaryData1">

+		<xs:sequence>

+			<xs:element name="PlcAndNm" type="Max350Text" minOccurs="0"/>

+			<xs:element name="Envlp" type="SupplementaryDataEnvelope1"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="SupplementaryDataEnvelope1">

+		<xs:sequence>

+			<xs:any namespace="##any" processContents="lax"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxAmount2">

+		<xs:sequence>

+			<xs:element name="Rate" type="PercentageRate" minOccurs="0"/>

+			<xs:element name="TaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="TtlAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="Dtls" type="TaxRecordDetails2" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxAmountAndType1">

+		<xs:sequence>

+			<xs:element name="Tp" type="TaxAmountType1Choice" minOccurs="0"/>

+			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxAmountType1Choice">

+		<xs:choice>

+			<xs:element name="Cd" type="ExternalTaxAmountType1Code"/>

+			<xs:element name="Prtry" type="Max35Text"/>

+		</xs:choice>

+	</xs:complexType>

+	<xs:complexType name="TaxAuthorisation1">

+		<xs:sequence>

+			<xs:element name="Titl" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Nm" type="Max140Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxInformation7">

+		<xs:sequence>

+			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>

+			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>

+			<xs:element name="UltmtDbtr" type="TaxParty2" minOccurs="0"/>

+			<xs:element name="AdmstnZone" type="Max35Text" minOccurs="0"/>

+			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

+			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>

+			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

+			<xs:element name="SeqNb" type="Number" minOccurs="0"/>

+			<xs:element name="Rcrd" type="TaxRecord2" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxInformation8">

+		<xs:sequence>

+			<xs:element name="Cdtr" type="TaxParty1" minOccurs="0"/>

+			<xs:element name="Dbtr" type="TaxParty2" minOccurs="0"/>

+			<xs:element name="AdmstnZone" type="Max35Text" minOccurs="0"/>

+			<xs:element name="RefNb" type="Max140Text" minOccurs="0"/>

+			<xs:element name="Mtd" type="Max35Text" minOccurs="0"/>

+			<xs:element name="TtlTaxblBaseAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="TtlTaxAmt" type="ActiveOrHistoricCurrencyAndAmount" minOccurs="0"/>

+			<xs:element name="Dt" type="ISODate" minOccurs="0"/>

+			<xs:element name="SeqNb" type="Number" minOccurs="0"/>

+			<xs:element name="Rcrd" type="TaxRecord2" minOccurs="0" maxOccurs="unbounded"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxParty1">

+		<xs:sequence>

+			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

+			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

+			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxParty2">

+		<xs:sequence>

+			<xs:element name="TaxId" type="Max35Text" minOccurs="0"/>

+			<xs:element name="RegnId" type="Max35Text" minOccurs="0"/>

+			<xs:element name="TaxTp" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Authstn" type="TaxAuthorisation1" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxPeriod2">

+		<xs:sequence>

+			<xs:element name="Yr" type="ISODate" minOccurs="0"/>

+			<xs:element name="Tp" type="TaxRecordPeriod1Code" minOccurs="0"/>

+			<xs:element name="FrToDt" type="DatePeriod2" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxRecord2">

+		<xs:sequence>

+			<xs:element name="Tp" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Ctgy" type="Max35Text" minOccurs="0"/>

+			<xs:element name="CtgyDtls" type="Max35Text" minOccurs="0"/>

+			<xs:element name="DbtrSts" type="Max35Text" minOccurs="0"/>

+			<xs:element name="CertId" type="Max35Text" minOccurs="0"/>

+			<xs:element name="FrmsCd" type="Max35Text" minOccurs="0"/>

+			<xs:element name="Prd" type="TaxPeriod2" minOccurs="0"/>

+			<xs:element name="TaxAmt" type="TaxAmount2" minOccurs="0"/>

+			<xs:element name="AddtlInf" type="Max140Text" minOccurs="0"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:complexType name="TaxRecordDetails2">

+		<xs:sequence>

+			<xs:element name="Prd" type="TaxPeriod2" minOccurs="0"/>

+			<xs:element name="Amt" type="ActiveOrHistoricCurrencyAndAmount"/>

+		</xs:sequence>

+	</xs:complexType>

+	<xs:simpleType name="TaxRecordPeriod1Code">

+		<xs:restriction base="xs:string">

+			<xs:enumeration value="HLF1"/>

+			<xs:enumeration value="HLF2"/>

+			<xs:enumeration value="MM01"/>

+			<xs:enumeration value="MM02"/>

+			<xs:enumeration value="MM03"/>

+			<xs:enumeration value="MM04"/>

+			<xs:enumeration value="MM05"/>

+			<xs:enumeration value="MM06"/>

+			<xs:enumeration value="MM07"/>

+			<xs:enumeration value="MM08"/>

+			<xs:enumeration value="MM09"/>

+			<xs:enumeration value="MM10"/>

+			<xs:enumeration value="MM11"/>

+			<xs:enumeration value="MM12"/>

+			<xs:enumeration value="QTR1"/>

+			<xs:enumeration value="QTR2"/>

+			<xs:enumeration value="QTR3"/>

+			<xs:enumeration value="QTR4"/>

+		</xs:restriction>

+	</xs:simpleType>

+	<xs:simpleType name="TrueFalseIndicator">

+		<xs:restriction base="xs:boolean"/>

+	</xs:simpleType>

+	<xs:simpleType name="UUIDv4Identifier">

+		<xs:restriction base="xs:string">

+			<xs:pattern value="[a-f0-9]{8}-[a-f0-9]{4}-4[a-f0-9]{3}-[89ab][a-f0-9]{3}-[a-f0-9]{12}"/>

+		</xs:restriction>

+	</xs:simpleType>

+</xs:schema>