diff options
Diffstat (limited to 'contrib/tos/en')
| -rw-r--r-- | contrib/tos/en/0.epub | bin | 16629 -> 0 bytes | |||
| -rw-r--r-- | contrib/tos/en/0.html | 337 | ||||
| -rw-r--r-- | contrib/tos/en/0.pdf | bin | 99859 -> 0 bytes | |||
| -rw-r--r-- | contrib/tos/en/0.txt | 381 | ||||
| -rw-r--r-- | contrib/tos/en/0.xml | 344 |
5 files changed, 0 insertions, 1062 deletions
diff --git a/contrib/tos/en/0.epub b/contrib/tos/en/0.epub Binary files differdeleted file mode 100644 index 5acb8dfca..000000000 --- a/contrib/tos/en/0.epub +++ /dev/null diff --git a/contrib/tos/en/0.html b/contrib/tos/en/0.html deleted file mode 100644 index 07a3ab401..000000000 --- a/contrib/tos/en/0.html +++ /dev/null @@ -1,337 +0,0 @@ - - -<html xmlns="http://www.w3.org/1999/xhtml" lang="en"> - <head> - <meta http-equiv="X-UA-Compatible" content="IE=Edge" /> - <meta http-equiv="Content-Type" content="text/html; charset=utf-8" /> - <title>Terms Of Service — Taler Terms of Service</title> - <link rel="stylesheet" href="_static/epub.css" type="text/css" /> - <link rel="stylesheet" href="_static/pygments.css" type="text/css" /> - <script type="text/javascript" id="documentation_options" data-url_root="./" src="_static/documentation_options.js"></script> - <script type="text/javascript" src="_static/jquery.js"></script> - <script type="text/javascript" src="_static/underscore.js"></script> - <script type="text/javascript" src="_static/doctools.js"></script> - <script type="text/javascript" src="_static/language_data.js"></script> - </head><body> - - <div class="document"> - <div class="documentwrapper"> - <div class="bodywrapper"> - <div class="body" role="main"> - - <div class="section" id="terms-of-service"> -<h1>Terms Of Service<a class="headerlink" href="#terms-of-service" title="Permalink to this headline">¶</a></h1> -<p>Last Updated: 12.4.2019</p> -<p>Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service -through our Internet presence (collectively the “Services”). Before using our -Services, please read the Terms of Service (the “Terms” or the “Agreement”) -carefully.</p> -<div class="section" id="overview"> -<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this headline">¶</a></h2> -<p>This section provides a brief summary of the highlights of this -Agreement. Please note that when you accept this Agreement, you are accepting -all of the terms and conditions and not just this section. We and possibly -other third parties provide Internet services which interact with the Taler -Wallet’s self-hosted personal payment application. When using the Taler Wallet -to interact with our Services, you are agreeing to our Terms, so please read -carefully.</p> -<div class="section" id="highlights"> -<h3>Highlights:<a class="headerlink" href="#highlights" title="Permalink to this headline">¶</a></h3> -<blockquote> -<div><ul class="simple"> -<li>You are responsible for keeping the data in your Taler Wallet at all times -under your control. Any losses arising from you not being in control of -your private information are your problem.</li> -<li>We will try to transfer funds we hold in escrow for our users to any legal -recipient to the best of our ability within the limitations of the law and -our implementation. However, the Services offered today are highly -experimental and the set of recipients of funds is severely restricted.</li> -<li>For our Services, we may charge transaction fees. The specific fee structure -is provided based on the Taler protocol and should be shown to you when you -withdraw electronic coins using a Taler Wallet. You agree and understand -that the Taler protocol allows for the fee structure to change.</li> -<li>You agree to not intentionally overwhelm our systems with requests and -follow responsible disclosure if you find security issues in our services.</li> -<li>We cannot be held accountable for our Services not being available due to -circumstances beyond our control. If we modify or terminate our services, -we will try to give you the opportunity to recover your funds. However, -given the experimental state of the Services today, this may not be -possible. You are strongly advised to limit your use of the Service -to small-scale experiments expecting total loss of all funds.</li> -</ul> -</div></blockquote> -<p>These terms outline approved uses of our Services. The Services and these -Terms are still at an experimental stage. If you have any questions or -comments related to this Agreement, please send us a message to -<a class="reference external" href="mailto:legal%40taler-systems.com">legal<span>@</span>taler-systems<span>.</span>com</a>. If you do not agree to this Agreement, you must not -use our Services.</p> -</div> -</div> -<div class="section" id="how-you-accept-this-policy"> -<h2>How you accept this policy<a class="headerlink" href="#how-you-accept-this-policy" title="Permalink to this headline">¶</a></h2> -<p>By sending funds to us (to top-up your Taler Wallet), you acknowledge that you -have read, understood, and agreed to these Terms. We reserve the right to -change these Terms at any time. If you disagree with the change, we may in the -future offer you with an easy option to recover your unspent funds. However, -in the current experimental period you acknowledge that this feature is not -yet available, resulting in your funds being lost unless you accept the new -Terms. If you continue to use our Services other than to recover your unspent -funds, your continued use of our Services following any such change will -signify your acceptance to be bound by the then current Terms. Please check -the effective date above to determine if there have been any changes since you -have last reviewed these Terms.</p> -</div> -<div class="section" id="services"> -<h2>Services<a class="headerlink" href="#services" title="Permalink to this headline">¶</a></h2> -<p>We will try to transfer funds that we hold in escrow for our users to any -legal recipient to the best of our ability and within the limitations of the -law and our implementation. However, the Services offered today are highly -experimental and the set of recipients of funds is severely restricted. The -Taler Wallet can be loaded by exchanging fiat currencies against electronic -coins. We are providing this exchange service. Once your Taler Wallet is -loaded with electronic coins they can be spent for purchases if the seller is -accepting Taler as a means of payment. We are not guaranteeing that any seller -is accepting Taler at all or a particular seller. The seller or recipient of -deposits of electronic coins must specify the target account, as per the -design of the Taler protocol. They are responsible for following the protocol -and specifying the correct bank account, and are solely liable for any losses -that may arise from specifying the wrong account. We will allow the government -to link wire transfers to the underlying contract hash. It is the -responsibility of recipients to preserve the full contracts and to pay -whatever taxes and charges may be applicable. Technical issues may lead to -situations where we are unable to make transfers at all or lead to incorrect -transfers that cannot be reversed. We will only refuse to execute transfers if -the transfers are prohibited by a competent legal authority and we are ordered -to do so.</p> -</div> -<div class="section" id="fees"> -<h2>Fees<a class="headerlink" href="#fees" title="Permalink to this headline">¶</a></h2> -<p>You agree to pay the fees for exchanges and withdrawals completed via the -Taler Wallet (“Fees”) as defined by us, which we may change from time to -time. With the exception of wire transfer fees, Taler transaction fees are set -for any electronic coin at the time of withdrawal and fixed throughout the -validity period of the respective electronic coin. Your wallet should obtain -and display applicable fees when withdrawing funds. Fees for coins obtained as -change may differ from the fees applicable to the original coin. Wire transfer -fees that are independent from electronic coins may change annually. You -authorize us to charge or deduct applicable fees owed in connection with -deposits, exchanges and withdrawals following the rules of the Taler protocol. -We reserve the right to provide different types of rewards to users either in -the form of discount for our Services or in any other form at our discretion -and without prior notice to you.</p> -</div> -<div class="section" id="eligibility"> -<h2>Eligibility<a class="headerlink" href="#eligibility" title="Permalink to this headline">¶</a></h2> -<p>To be eligible to use our Services, you must be able to form legally binding -contracts or have the permission of your legal guardian. By using our -Services, you represent and warrant that you meet all eligibility requirements -that we outline in these Terms.</p> -</div> -<div class="section" id="financial-self-responsibility"> -<h2>Financial self-responsibility<a class="headerlink" href="#financial-self-responsibility" title="Permalink to this headline">¶</a></h2> -<p>You will be responsible for maintaining the availability, integrity and -confidentiality of the data stored in your wallet. When you setup a Taler -Wallet, you are strongly advised to follow the precautionary measures offered -by the software to minimize the chances to losse access to or control over -your Wallet data. We will not be liable for any loss or damage arising from -your failure to comply with this paragraph.</p> -</div> -<div class="section" id="copyrights-and-trademarks"> -<h2>Copyrights and trademarks<a class="headerlink" href="#copyrights-and-trademarks" title="Permalink to this headline">¶</a></h2> -<p>The Taler Wallet is released under the terms of the GNU General Public License -(GNU GPL). You have the right to access, use, and share the Taler Wallet, in -modified or unmodified form. However, the GPL is a strong copyleft license, -which means that any derivative works must be distributed under the same -license terms as the original software. If you have any questions, you should -review the GNU GPL’s full terms and conditions at -<a class="reference external" href="https://www.gnu.org/licenses/gpl-3.0.en.html">https://www.gnu.org/licenses/gpl-3.0.en.html</a>. “Taler” itself is a trademark -of Taler Systems SA. You are welcome to use the name in relation to processing -payments using the Taler protocol, assuming your use is compatible with an -official release from the GNU Project that is not older than two years.</p> -</div> -<div class="section" id="your-use-of-our-services"> -<h2>Your use of our services<a class="headerlink" href="#your-use-of-our-services" title="Permalink to this headline">¶</a></h2> -<p>When using our Services, you agree to not take any action that intentionally -imposes an unreasonable load on our infrastructure. If you find security -problems in our Services, you agree to first report them to -<a class="reference external" href="mailto:security%40taler-systems.com">security<span>@</span>taler-systems<span>.</span>com</a> and grant us the right to publish your report. We -warrant that we will ourselves publicly disclose any issues reported within 3 -months, and that we will not prosecute anyone reporting security issues if -they did not exploit the issue beyond a proof-of-concept, and followed the -above responsible disclosure practice.</p> -</div> -<div class="section" id="limitation-of-liability-disclaimer-of-warranties"> -<h2>Limitation of liability & disclaimer of warranties<a class="headerlink" href="#limitation-of-liability-disclaimer-of-warranties" title="Permalink to this headline">¶</a></h2> -<p>You understand and agree that we have no control over, and no duty to take any -action regarding: Failures, disruptions, errors, or delays in processing that -you may experience while using our Services; The risk of failure of hardware, -software, and Internet connections; The risk of malicious software being -introduced or found in the software underlying the Taler Wallet; The risk that -third parties may obtain unauthorized access to information stored within your -Taler Wallet, including, but not limited to your Taler Wallet coins or backup -encryption keys. You release us from all liability related to any losses, -damages, or claims arising from:</p> -<ol class="loweralpha simple"> -<li>user error such as forgotten passwords, incorrectly constructed -transactions;</li> -<li>server failure or data loss;</li> -<li>unauthorized access to the Taler Wallet application;</li> -<li>bugs or other errors in the Taler Wallet software; and</li> -<li>any unauthorized third party activities, including, but not limited to, -the use of viruses, phishing, brute forcing, or other means of attack -against the Taler Wallet. We make no representations concerning any -Third Party Content contained in or accessed through our Services.</li> -</ol> -<p>Any other terms, conditions, warranties, or representations associated with -such content, are solely between you and such organizations and/or -individuals.</p> -</div> -<div class="section" id="limitation-of-liability"> -<h2>Limitation of liability<a class="headerlink" href="#limitation-of-liability" title="Permalink to this headline">¶</a></h2> -<p>To the fullest extent permitted by applicable law, in no event will we or any -of our officers, directors, representatives, agents, servants, counsel, -employees, consultants, lawyers, and other personnel authorized to act, -acting, or purporting to act on our behalf (collectively the “Taler Parties”) -be liable to you under contract, tort, strict liability, negligence, or any -other legal or equitable theory, for:</p> -<ol class="loweralpha simple"> -<li>any lost profits, data loss, cost of procurement of substitute goods or -services, or direct, indirect, incidental, special, punitive, compensatory, -or consequential damages of any kind whatsoever resulting from:</li> -</ol> -<blockquote> -<div><ol class="lowerroman simple"> -<li>your use of, or conduct in connection with, our services;</li> -<li>any unauthorized use of your wallet and/or private key due to your -failure to maintain the confidentiality of your wallet;</li> -<li>any interruption or cessation of transmission to or from the services; or</li> -<li>any bugs, viruses, trojan horses, or the like that are found in the Taler -Wallet software or that may be transmitted to or through our services by -any third party (regardless of the source of origination), or</li> -</ol> -</div></blockquote> -<ol class="loweralpha simple" start="2"> -<li>any direct damages.</li> -</ol> -<p>These limitations apply regardless of legal theory, whether based on tort, -strict liability, breach of contract, breach of warranty, or any other legal -theory, and whether or not we were advised of the possibility of such -damages. Some jurisdictions do not allow the exclusion or limitation of -liability for consequential or incidental damages, so the above limitation may -not apply to you.</p> -</div> -<div class="section" id="warranty-disclaimer"> -<h2>Warranty disclaimer<a class="headerlink" href="#warranty-disclaimer" title="Permalink to this headline">¶</a></h2> -<p>Our services are provided “as is” and without warranty of any kind. To the -maximum extent permitted by law, we disclaim all representations and -warranties, express or implied, relating to the services and underlying -software or any content on the services, whether provided or owned by us or by -any third party, including without limitation, warranties of merchantability, -fitness for a particular purpose, title, non-infringement, freedom from -computer virus, and any implied warranties arising from course of dealing, -course of performance, or usage in trade, all of which are expressly -disclaimed. In addition, we do not represent or warrant that the content -accessible via the services is accurate, complete, available, current, free of -viruses or other harmful components, or that the results of using the services -will meet your requirements. Some states do not allow the disclaimer of -implied warranties, so the foregoing disclaimers may not apply to you. This -paragraph gives you specific legal rights and you may also have other legal -rights that vary from state to state.</p> -</div> -<div class="section" id="indemnity"> -<h2>Indemnity<a class="headerlink" href="#indemnity" title="Permalink to this headline">¶</a></h2> -<p>To the extent permitted by applicable law, you agree to defend, indemnify, and -hold harmless the Taler Parties from and against any and all claims, damages, -obligations, losses, liabilities, costs or debt, and expenses (including, but -not limited to, attorney’s fees) arising from: (a) your use of and access to -the Services; (b) any feedback or submissions you provide to us concerning the -Taler Wallet; (c) your violation of any term of this Agreement; or (d) your -violation of any law, rule, or regulation, or the rights of any third party.</p> -</div> -<div class="section" id="time-limitation-on-claims"> -<h2>Time limitation on claims<a class="headerlink" href="#time-limitation-on-claims" title="Permalink to this headline">¶</a></h2> -<p>You agree that any claim you may have arising out of or related to your -relationship with us must be filed within one year after such claim arises, -otherwise, your claim in permanently barred.</p> -</div> -<div class="section" id="governing-law"> -<h2>Governing law<a class="headerlink" href="#governing-law" title="Permalink to this headline">¶</a></h2> -<p>No matter where you’re located, the laws of Switzerland will govern these -Terms. If any provisions of these Terms are inconsistent with any applicable -law, those provisions will be superseded or modified only to the extent such -provisions are inconsistent. The parties agree to submit to the ordinary -courts in Zurich, Switzerland for exclusive jurisdiction of any dispute -arising out of or related to your use of the Services or your breach of these -Terms.</p> -</div> -<div class="section" id="termination"> -<h2>Termination<a class="headerlink" href="#termination" title="Permalink to this headline">¶</a></h2> -<p>In the event of termination concerning your use of our Services, your -obligations under this Agreement will still continue.</p> -</div> -<div class="section" id="discontinuance-of-services"> -<h2>Discontinuance of services<a class="headerlink" href="#discontinuance-of-services" title="Permalink to this headline">¶</a></h2> -<p>We may, in our sole discretion and without cost to you, with or without prior -notice, and at any time, modify or discontinue, temporarily or permanently, -any portion of our Services. We will use the Taler protocol’s provisions to -notify Wallets if our Services are to be discontinued. It is your -responsibility to ensure that the Taler Wallet is online at least once every -three months to observe these notifications. We shall not be held responsible -or liable for any loss of funds in the event that we discontinue or depreciate -the Services and your Taler Wallet fails to transfer out the coins within a -three months notification period.</p> -</div> -<div class="section" id="no-waiver"> -<h2>No waiver<a class="headerlink" href="#no-waiver" title="Permalink to this headline">¶</a></h2> -<p>Our failure to exercise or delay in exercising any right, power, or privilege -under this Agreement shall not operate as a waiver; nor shall any single or -partial exercise of any right, power, or privilege preclude any other or -further exercise thereof.</p> -</div> -<div class="section" id="severability"> -<h2>Severability<a class="headerlink" href="#severability" title="Permalink to this headline">¶</a></h2> -<p>If it turns out that any part of this Agreement is invalid, void, or for any -reason unenforceable, that term will be deemed severable and limited or -eliminated to the minimum extent necessary.</p> -</div> -<div class="section" id="force-majeure"> -<h2>Force majeure<a class="headerlink" href="#force-majeure" title="Permalink to this headline">¶</a></h2> -<p>We shall not be held liable for any delays, failure in performance, or -interruptions of service which result directly or indirectly from any cause or -condition beyond our reasonable control, including but not limited to: any -delay or failure due to any act of God, act of civil or military authorities, -act of terrorism, civil disturbance, war, strike or other labor dispute, fire, -interruption in telecommunications or Internet services or network provider -services, failure of equipment and/or software, other catastrophe, or any -other occurrence which is beyond our reasonable control and shall not affect -the validity and enforceability of any remaining provisions.</p> -</div> -<div class="section" id="assignment"> -<h2>Assignment<a class="headerlink" href="#assignment" title="Permalink to this headline">¶</a></h2> -<p>You agree that we may assign any of our rights and/or transfer, sub-contract, -or delegate any of our obligations under these Terms.</p> -</div> -<div class="section" id="entire-agreement"> -<h2>Entire agreement<a class="headerlink" href="#entire-agreement" title="Permalink to this headline">¶</a></h2> -<p>This Agreement sets forth the entire understanding and agreement as to the -subject matter hereof and supersedes any and all prior discussions, -agreements, and understandings of any kind (including, without limitation, any -prior versions of this Agreement) and every nature between us. Except as -provided for above, any modification to this Agreement must be in writing and -must be signed by both parties.</p> -</div> -<div class="section" id="questions-or-comments"> -<h2>Questions or comments<a class="headerlink" href="#questions-or-comments" title="Permalink to this headline">¶</a></h2> -<p>We welcome comments, questions, concerns, or suggestions. Please send us a -message on our contact page at <a class="reference external" href="mailto:legal%40taler-systems.com">legal<span>@</span>taler-systems<span>.</span>com</a>.</p> -</div> -</div> - - - </div> - </div> - </div> - <div class="clearer"></div> - </div> - </body> -</html>
\ No newline at end of file diff --git a/contrib/tos/en/0.pdf b/contrib/tos/en/0.pdf Binary files differdeleted file mode 100644 index ce3f013c5..000000000 --- a/contrib/tos/en/0.pdf +++ /dev/null diff --git a/contrib/tos/en/0.txt b/contrib/tos/en/0.txt deleted file mode 100644 index ce0893faf..000000000 --- a/contrib/tos/en/0.txt +++ /dev/null @@ -1,381 +0,0 @@ -Terms Of Service -**************** - -Last Updated: 12.4.2019 - -Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment -service through our Internet presence (collectively the “Services”). -Before using our Services, please read the Terms of Service (the -“Terms” or the “Agreement”) carefully. - - -Overview -======== - -This section provides a brief summary of the highlights of this -Agreement. Please note that when you accept this Agreement, you are -accepting all of the terms and conditions and not just this section. -We and possibly other third parties provide Internet services which -interact with the Taler Wallet’s self-hosted personal payment -application. When using the Taler Wallet to interact with our -Services, you are agreeing to our Terms, so please read carefully. - - -Highlights: ------------ - - * You are responsible for keeping the data in your Taler Wallet at - all times under your control. Any losses arising from you not - being in control of your private information are your problem. - - * We will try to transfer funds we hold in escrow for our users to - any legal recipient to the best of our ability within the - limitations of the law and our implementation. However, the - Services offered today are highly experimental and the set of - recipients of funds is severely restricted. - - * For our Services, we may charge transaction fees. The specific - fee structure is provided based on the Taler protocol and should - be shown to you when you withdraw electronic coins using a Taler - Wallet. You agree and understand that the Taler protocol allows - for the fee structure to change. - - * You agree to not intentionally overwhelm our systems with - requests and follow responsible disclosure if you find security - issues in our services. - - * We cannot be held accountable for our Services not being - available due to circumstances beyond our control. If we modify - or terminate our services, we will try to give you the - opportunity to recover your funds. However, given the - experimental state of the Services today, this may not be - possible. You are strongly advised to limit your use of the - Service to small-scale experiments expecting total loss of all - funds. - -These terms outline approved uses of our Services. The Services and -these Terms are still at an experimental stage. If you have any -questions or comments related to this Agreement, please send us a -message to legal@taler-systems.com. If you do not agree to this -Agreement, you must not use our Services. - - -How you accept this policy -========================== - -By sending funds to us (to top-up your Taler Wallet), you acknowledge -that you have read, understood, and agreed to these Terms. We reserve -the right to change these Terms at any time. If you disagree with the -change, we may in the future offer you with an easy option to recover -your unspent funds. However, in the current experimental period you -acknowledge that this feature is not yet available, resulting in your -funds being lost unless you accept the new Terms. If you continue to -use our Services other than to recover your unspent funds, your -continued use of our Services following any such change will signify -your acceptance to be bound by the then current Terms. Please check -the effective date above to determine if there have been any changes -since you have last reviewed these Terms. - - -Services -======== - -We will try to transfer funds that we hold in escrow for our users to -any legal recipient to the best of our ability and within the -limitations of the law and our implementation. However, the Services -offered today are highly experimental and the set of recipients of -funds is severely restricted. The Taler Wallet can be loaded by -exchanging fiat currencies against electronic coins. We are providing -this exchange service. Once your Taler Wallet is loaded with -electronic coins they can be spent for purchases if the seller is -accepting Taler as a means of payment. We are not guaranteeing that -any seller is accepting Taler at all or a particular seller. The -seller or recipient of deposits of electronic coins must specify the -target account, as per the design of the Taler protocol. They are -responsible for following the protocol and specifying the correct bank -account, and are solely liable for any losses that may arise from -specifying the wrong account. We will allow the government to link -wire transfers to the underlying contract hash. It is the -responsibility of recipients to preserve the full contracts and to pay -whatever taxes and charges may be applicable. Technical issues may -lead to situations where we are unable to make transfers at all or -lead to incorrect transfers that cannot be reversed. We will only -refuse to execute transfers if the transfers are prohibited by a -competent legal authority and we are ordered to do so. - - -Fees -==== - -You agree to pay the fees for exchanges and withdrawals completed via -the Taler Wallet ("Fees") as defined by us, which we may change from -time to time. With the exception of wire transfer fees, Taler -transaction fees are set for any electronic coin at the time of -withdrawal and fixed throughout the validity period of the respective -electronic coin. Your wallet should obtain and display applicable fees -when withdrawing funds. Fees for coins obtained as change may differ -from the fees applicable to the original coin. Wire transfer fees that -are independent from electronic coins may change annually. You -authorize us to charge or deduct applicable fees owed in connection -with deposits, exchanges and withdrawals following the rules of the -Taler protocol. We reserve the right to provide different types of -rewards to users either in the form of discount for our Services or in -any other form at our discretion and without prior notice to you. - - -Eligibility -=========== - -To be eligible to use our Services, you must be able to form legally -binding contracts or have the permission of your legal guardian. By -using our Services, you represent and warrant that you meet all -eligibility requirements that we outline in these Terms. - - -Financial self-responsibility -============================= - -You will be responsible for maintaining the availability, integrity -and confidentiality of the data stored in your wallet. When you setup -a Taler Wallet, you are strongly advised to follow the precautionary -measures offered by the software to minimize the chances to losse -access to or control over your Wallet data. We will not be liable for -any loss or damage arising from your failure to comply with this -paragraph. - - -Copyrights and trademarks -========================= - -The Taler Wallet is released under the terms of the GNU General Public -License (GNU GPL). You have the right to access, use, and share the -Taler Wallet, in modified or unmodified form. However, the GPL is a -strong copyleft license, which means that any derivative works must be -distributed under the same license terms as the original software. If -you have any questions, you should review the GNU GPL’s full terms and -conditions at https://www.gnu.org/licenses/gpl-3.0.en.html. “Taler” -itself is a trademark of Taler Systems SA. You are welcome to use the -name in relation to processing payments using the Taler protocol, -assuming your use is compatible with an official release from the GNU -Project that is not older than two years. - - -Your use of our services -======================== - -When using our Services, you agree to not take any action that -intentionally imposes an unreasonable load on our infrastructure. If -you find security problems in our Services, you agree to first report -them to security@taler-systems.com and grant us the right to publish -your report. We warrant that we will ourselves publicly disclose any -issues reported within 3 months, and that we will not prosecute anyone -reporting security issues if they did not exploit the issue beyond a -proof-of-concept, and followed the above responsible disclosure -practice. - - -Limitation of liability & disclaimer of warranties -================================================== - -You understand and agree that we have no control over, and no duty to -take any action regarding: Failures, disruptions, errors, or delays in -processing that you may experience while using our Services; The risk -of failure of hardware, software, and Internet connections; The risk -of malicious software being introduced or found in the software -underlying the Taler Wallet; The risk that third parties may obtain -unauthorized access to information stored within your Taler Wallet, -including, but not limited to your Taler Wallet coins or backup -encryption keys. You release us from all liability related to any -losses, damages, or claims arising from: - -1. user error such as forgotten passwords, incorrectly constructed - transactions; - -2. server failure or data loss; - -3. unauthorized access to the Taler Wallet application; - -4. bugs or other errors in the Taler Wallet software; and - -5. any unauthorized third party activities, including, but not limited - to, the use of viruses, phishing, brute forcing, or other means of - attack against the Taler Wallet. We make no representations - concerning any Third Party Content contained in or accessed through - our Services. - -Any other terms, conditions, warranties, or representations associated -with such content, are solely between you and such organizations -and/or individuals. - - -Limitation of liability -======================= - -To the fullest extent permitted by applicable law, in no event will we -or any of our officers, directors, representatives, agents, servants, -counsel, employees, consultants, lawyers, and other personnel -authorized to act, acting, or purporting to act on our behalf -(collectively the “Taler Parties”) be liable to you under contract, -tort, strict liability, negligence, or any other legal or equitable -theory, for: - -1. any lost profits, data loss, cost of procurement of substitute - goods or services, or direct, indirect, incidental, special, - punitive, compensatory, or consequential damages of any kind - whatsoever resulting from: - - 1. your use of, or conduct in connection with, our services; - - 2. any unauthorized use of your wallet and/or private key due to - your failure to maintain the confidentiality of your wallet; - - 3. any interruption or cessation of transmission to or from the - services; or - - 4. any bugs, viruses, trojan horses, or the like that are found in - the Taler Wallet software or that may be transmitted to or - through our services by any third party (regardless of the - source of origination), or - -2. any direct damages. - -These limitations apply regardless of legal theory, whether based on -tort, strict liability, breach of contract, breach of warranty, or any -other legal theory, and whether or not we were advised of the -possibility of such damages. Some jurisdictions do not allow the -exclusion or limitation of liability for consequential or incidental -damages, so the above limitation may not apply to you. - - -Warranty disclaimer -=================== - -Our services are provided "as is" and without warranty of any kind. To -the maximum extent permitted by law, we disclaim all representations -and warranties, express or implied, relating to the services and -underlying software or any content on the services, whether provided -or owned by us or by any third party, including without limitation, -warranties of merchantability, fitness for a particular purpose, -title, non-infringement, freedom from computer virus, and any implied -warranties arising from course of dealing, course of performance, or -usage in trade, all of which are expressly disclaimed. In addition, we -do not represent or warrant that the content accessible via the -services is accurate, complete, available, current, free of viruses or -other harmful components, or that the results of using the services -will meet your requirements. Some states do not allow the disclaimer -of implied warranties, so the foregoing disclaimers may not apply to -you. This paragraph gives you specific legal rights and you may also -have other legal rights that vary from state to state. - - -Indemnity -========= - -To the extent permitted by applicable law, you agree to defend, -indemnify, and hold harmless the Taler Parties from and against any -and all claims, damages, obligations, losses, liabilities, costs or -debt, and expenses (including, but not limited to, attorney’s fees) -arising from: (a) your use of and access to the Services; (b) any -feedback or submissions you provide to us concerning the Taler Wallet; -(c) your violation of any term of this Agreement; or (d) your -violation of any law, rule, or regulation, or the rights of any third -party. - - -Time limitation on claims -========================= - -You agree that any claim you may have arising out of or related to -your relationship with us must be filed within one year after such -claim arises, otherwise, your claim in permanently barred. - - -Governing law -============= - -No matter where you’re located, the laws of Switzerland will govern -these Terms. If any provisions of these Terms are inconsistent with -any applicable law, those provisions will be superseded or modified -only to the extent such provisions are inconsistent. The parties agree -to submit to the ordinary courts in Zurich, Switzerland for exclusive -jurisdiction of any dispute arising out of or related to your use of -the Services or your breach of these Terms. - - -Termination -=========== - -In the event of termination concerning your use of our Services, your -obligations under this Agreement will still continue. - - -Discontinuance of services -========================== - -We may, in our sole discretion and without cost to you, with or -without prior notice, and at any time, modify or discontinue, -temporarily or permanently, any portion of our Services. We will use -the Taler protocol’s provisions to notify Wallets if our Services are -to be discontinued. It is your responsibility to ensure that the Taler -Wallet is online at least once every three months to observe these -notifications. We shall not be held responsible or liable for any loss -of funds in the event that we discontinue or depreciate the Services -and your Taler Wallet fails to transfer out the coins within a three -months notification period. - - -No waiver -========= - -Our failure to exercise or delay in exercising any right, power, or -privilege under this Agreement shall not operate as a waiver; nor -shall any single or partial exercise of any right, power, or privilege -preclude any other or further exercise thereof. - - -Severability -============ - -If it turns out that any part of this Agreement is invalid, void, or -for any reason unenforceable, that term will be deemed severable and -limited or eliminated to the minimum extent necessary. - - -Force majeure -============= - -We shall not be held liable for any delays, failure in performance, or -interruptions of service which result directly or indirectly from any -cause or condition beyond our reasonable control, including but not -limited to: any delay or failure due to any act of God, act of civil -or military authorities, act of terrorism, civil disturbance, war, -strike or other labor dispute, fire, interruption in -telecommunications or Internet services or network provider services, -failure of equipment and/or software, other catastrophe, or any other -occurrence which is beyond our reasonable control and shall not affect -the validity and enforceability of any remaining provisions. - - -Assignment -========== - -You agree that we may assign any of our rights and/or transfer, sub- -contract, or delegate any of our obligations under these Terms. - - -Entire agreement -================ - -This Agreement sets forth the entire understanding and agreement as to -the subject matter hereof and supersedes any and all prior -discussions, agreements, and understandings of any kind (including, -without limitation, any prior versions of this Agreement) and every -nature between us. Except as provided for above, any modification to -this Agreement must be in writing and must be signed by both parties. - - -Questions or comments -===================== - -We welcome comments, questions, concerns, or suggestions. Please send -us a message on our contact page at legal@taler-systems.com. diff --git a/contrib/tos/en/0.xml b/contrib/tos/en/0.xml deleted file mode 100644 index 75974dc4d..000000000 --- a/contrib/tos/en/0.xml +++ /dev/null @@ -1,344 +0,0 @@ -<?xml version="1.0" encoding="utf-8"?> -<!DOCTYPE document PUBLIC "+//IDN docutils.sourceforge.net//DTD Docutils Generic//EN//XML" "http://docutils.sourceforge.net/docs/ref/docutils.dtd"> -<!-- Generated by Docutils 0.14 --> -<document source="/home/grothoff/research/taler/exchange/contrib/tos/tos.rst"> - <section ids="terms-of-service" names="terms\ of\ service"> - <title>Terms Of Service</title> - <paragraph>Last Updated: 12.4.2019</paragraph> - <paragraph>Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service - through our Internet presence (collectively the “Services”). Before using our - Services, please read the Terms of Service (the “Terms” or the “Agreement”) - carefully.</paragraph> - <section ids="overview" names="overview"> - <title>Overview</title> - <paragraph>This section provides a brief summary of the highlights of this - Agreement. Please note that when you accept this Agreement, you are accepting - all of the terms and conditions and not just this section. We and possibly - other third parties provide Internet services which interact with the Taler - Wallet’s self-hosted personal payment application. When using the Taler Wallet - to interact with our Services, you are agreeing to our Terms, so please read - carefully.</paragraph> - <section ids="highlights" names="highlights:"> - <title>Highlights:</title> - <block_quote> - <bullet_list bullet="•"> - <list_item> - <paragraph>You are responsible for keeping the data in your Taler Wallet at all times - under your control. Any losses arising from you not being in control of - your private information are your problem.</paragraph> - </list_item> - <list_item> - <paragraph>We will try to transfer funds we hold in escrow for our users to any legal - recipient to the best of our ability within the limitations of the law and - our implementation. However, the Services offered today are highly - experimental and the set of recipients of funds is severely restricted.</paragraph> - </list_item> - <list_item> - <paragraph>For our Services, we may charge transaction fees. The specific fee structure - is provided based on the Taler protocol and should be shown to you when you - withdraw electronic coins using a Taler Wallet. You agree and understand - that the Taler protocol allows for the fee structure to change.</paragraph> - </list_item> - <list_item> - <paragraph>You agree to not intentionally overwhelm our systems with requests and - follow responsible disclosure if you find security issues in our services.</paragraph> - </list_item> - <list_item> - <paragraph>We cannot be held accountable for our Services not being available due to - circumstances beyond our control. If we modify or terminate our services, - we will try to give you the opportunity to recover your funds. However, - given the experimental state of the Services today, this may not be - possible. You are strongly advised to limit your use of the Service - to small-scale experiments expecting total loss of all funds.</paragraph> - </list_item> - </bullet_list> - </block_quote> - <paragraph>These terms outline approved uses of our Services. The Services and these - Terms are still at an experimental stage. If you have any questions or - comments related to this Agreement, please send us a message to - <reference refuri="mailto:legal@taler-systems.com">legal@taler-systems.com</reference>. If you do not agree to this Agreement, you must not - use our Services.</paragraph> - </section> - </section> - <section ids="how-you-accept-this-policy" names="how\ you\ accept\ this\ policy"> - <title>How you accept this policy</title> - <paragraph>By sending funds to us (to top-up your Taler Wallet), you acknowledge that you - have read, understood, and agreed to these Terms. We reserve the right to - change these Terms at any time. If you disagree with the change, we may in the - future offer you with an easy option to recover your unspent funds. However, - in the current experimental period you acknowledge that this feature is not - yet available, resulting in your funds being lost unless you accept the new - Terms. If you continue to use our Services other than to recover your unspent - funds, your continued use of our Services following any such change will - signify your acceptance to be bound by the then current Terms. Please check - the effective date above to determine if there have been any changes since you - have last reviewed these Terms.</paragraph> - </section> - <section ids="services" names="services"> - <title>Services</title> - <paragraph>We will try to transfer funds that we hold in escrow for our users to any - legal recipient to the best of our ability and within the limitations of the - law and our implementation. However, the Services offered today are highly - experimental and the set of recipients of funds is severely restricted. The - Taler Wallet can be loaded by exchanging fiat currencies against electronic - coins. We are providing this exchange service. Once your Taler Wallet is - loaded with electronic coins they can be spent for purchases if the seller is - accepting Taler as a means of payment. We are not guaranteeing that any seller - is accepting Taler at all or a particular seller. The seller or recipient of - deposits of electronic coins must specify the target account, as per the - design of the Taler protocol. They are responsible for following the protocol - and specifying the correct bank account, and are solely liable for any losses - that may arise from specifying the wrong account. We will allow the government - to link wire transfers to the underlying contract hash. It is the - responsibility of recipients to preserve the full contracts and to pay - whatever taxes and charges may be applicable. Technical issues may lead to - situations where we are unable to make transfers at all or lead to incorrect - transfers that cannot be reversed. We will only refuse to execute transfers if - the transfers are prohibited by a competent legal authority and we are ordered - to do so.</paragraph> - </section> - <section ids="fees" names="fees"> - <title>Fees</title> - <paragraph>You agree to pay the fees for exchanges and withdrawals completed via the - Taler Wallet (“Fees”) as defined by us, which we may change from time to - time. With the exception of wire transfer fees, Taler transaction fees are set - for any electronic coin at the time of withdrawal and fixed throughout the - validity period of the respective electronic coin. Your wallet should obtain - and display applicable fees when withdrawing funds. Fees for coins obtained as - change may differ from the fees applicable to the original coin. Wire transfer - fees that are independent from electronic coins may change annually. You - authorize us to charge or deduct applicable fees owed in connection with - deposits, exchanges and withdrawals following the rules of the Taler protocol. - We reserve the right to provide different types of rewards to users either in - the form of discount for our Services or in any other form at our discretion - and without prior notice to you.</paragraph> - </section> - <section ids="eligibility" names="eligibility"> - <title>Eligibility</title> - <paragraph>To be eligible to use our Services, you must be able to form legally binding - contracts or have the permission of your legal guardian. By using our - Services, you represent and warrant that you meet all eligibility requirements - that we outline in these Terms.</paragraph> - </section> - <section ids="financial-self-responsibility" names="financial\ self-responsibility"> - <title>Financial self-responsibility</title> - <paragraph>You will be responsible for maintaining the availability, integrity and - confidentiality of the data stored in your wallet. When you setup a Taler - Wallet, you are strongly advised to follow the precautionary measures offered - by the software to minimize the chances to losse access to or control over - your Wallet data. We will not be liable for any loss or damage arising from - your failure to comply with this paragraph.</paragraph> - </section> - <section ids="copyrights-and-trademarks" names="copyrights\ and\ trademarks"> - <title>Copyrights and trademarks</title> - <paragraph>The Taler Wallet is released under the terms of the GNU General Public License - (GNU GPL). You have the right to access, use, and share the Taler Wallet, in - modified or unmodified form. However, the GPL is a strong copyleft license, - which means that any derivative works must be distributed under the same - license terms as the original software. If you have any questions, you should - review the GNU GPL’s full terms and conditions at - <reference refuri="https://www.gnu.org/licenses/gpl-3.0.en.html">https://www.gnu.org/licenses/gpl-3.0.en.html</reference>. “Taler” itself is a trademark - of Taler Systems SA. You are welcome to use the name in relation to processing - payments using the Taler protocol, assuming your use is compatible with an - official release from the GNU Project that is not older than two years.</paragraph> - </section> - <section ids="your-use-of-our-services" names="your\ use\ of\ our\ services"> - <title>Your use of our services</title> - <paragraph>When using our Services, you agree to not take any action that intentionally - imposes an unreasonable load on our infrastructure. If you find security - problems in our Services, you agree to first report them to - <reference refuri="mailto:security@taler-systems.com">security@taler-systems.com</reference> and grant us the right to publish your report. We - warrant that we will ourselves publicly disclose any issues reported within 3 - months, and that we will not prosecute anyone reporting security issues if - they did not exploit the issue beyond a proof-of-concept, and followed the - above responsible disclosure practice.</paragraph> - </section> - <section ids="limitation-of-liability-disclaimer-of-warranties" names="limitation\ of\ liability\ &\ disclaimer\ of\ warranties"> - <title>Limitation of liability & disclaimer of warranties</title> - <paragraph>You understand and agree that we have no control over, and no duty to take any - action regarding: Failures, disruptions, errors, or delays in processing that - you may experience while using our Services; The risk of failure of hardware, - software, and Internet connections; The risk of malicious software being - introduced or found in the software underlying the Taler Wallet; The risk that - third parties may obtain unauthorized access to information stored within your - Taler Wallet, including, but not limited to your Taler Wallet coins or backup - encryption keys. You release us from all liability related to any losses, - damages, or claims arising from:</paragraph> - <enumerated_list enumtype="loweralpha" prefix="(" suffix=")"> - <list_item> - <paragraph>user error such as forgotten passwords, incorrectly constructed - transactions;</paragraph> - </list_item> - <list_item> - <paragraph>server failure or data loss;</paragraph> - </list_item> - <list_item> - <paragraph>unauthorized access to the Taler Wallet application;</paragraph> - </list_item> - <list_item> - <paragraph>bugs or other errors in the Taler Wallet software; and</paragraph> - </list_item> - <list_item> - <paragraph>any unauthorized third party activities, including, but not limited to, - the use of viruses, phishing, brute forcing, or other means of attack - against the Taler Wallet. We make no representations concerning any - Third Party Content contained in or accessed through our Services.</paragraph> - </list_item> - </enumerated_list> - <paragraph>Any other terms, conditions, warranties, or representations associated with - such content, are solely between you and such organizations and/or - individuals.</paragraph> - </section> - <section ids="limitation-of-liability" names="limitation\ of\ liability"> - <title>Limitation of liability</title> - <paragraph>To the fullest extent permitted by applicable law, in no event will we or any - of our officers, directors, representatives, agents, servants, counsel, - employees, consultants, lawyers, and other personnel authorized to act, - acting, or purporting to act on our behalf (collectively the “Taler Parties”) - be liable to you under contract, tort, strict liability, negligence, or any - other legal or equitable theory, for:</paragraph> - <enumerated_list enumtype="loweralpha" prefix="(" suffix=")"> - <list_item> - <paragraph>any lost profits, data loss, cost of procurement of substitute goods or - services, or direct, indirect, incidental, special, punitive, compensatory, - or consequential damages of any kind whatsoever resulting from:</paragraph> - </list_item> - </enumerated_list> - <block_quote> - <enumerated_list enumtype="lowerroman" prefix="(" suffix=")"> - <list_item> - <paragraph>your use of, or conduct in connection with, our services;</paragraph> - </list_item> - <list_item> - <paragraph>any unauthorized use of your wallet and/or private key due to your - failure to maintain the confidentiality of your wallet;</paragraph> - </list_item> - <list_item> - <paragraph>any interruption or cessation of transmission to or from the services; or</paragraph> - </list_item> - <list_item> - <paragraph>any bugs, viruses, trojan horses, or the like that are found in the Taler - Wallet software or that may be transmitted to or through our services by - any third party (regardless of the source of origination), or</paragraph> - </list_item> - </enumerated_list> - </block_quote> - <enumerated_list enumtype="loweralpha" prefix="(" start="2" suffix=")"> - <list_item> - <paragraph>any direct damages.</paragraph> - </list_item> - </enumerated_list> - <paragraph>These limitations apply regardless of legal theory, whether based on tort, - strict liability, breach of contract, breach of warranty, or any other legal - theory, and whether or not we were advised of the possibility of such - damages. Some jurisdictions do not allow the exclusion or limitation of - liability for consequential or incidental damages, so the above limitation may - not apply to you.</paragraph> - </section> - <section ids="warranty-disclaimer" names="warranty\ disclaimer"> - <title>Warranty disclaimer</title> - <paragraph>Our services are provided “as is” and without warranty of any kind. To the - maximum extent permitted by law, we disclaim all representations and - warranties, express or implied, relating to the services and underlying - software or any content on the services, whether provided or owned by us or by - any third party, including without limitation, warranties of merchantability, - fitness for a particular purpose, title, non-infringement, freedom from - computer virus, and any implied warranties arising from course of dealing, - course of performance, or usage in trade, all of which are expressly - disclaimed. In addition, we do not represent or warrant that the content - accessible via the services is accurate, complete, available, current, free of - viruses or other harmful components, or that the results of using the services - will meet your requirements. Some states do not allow the disclaimer of - implied warranties, so the foregoing disclaimers may not apply to you. This - paragraph gives you specific legal rights and you may also have other legal - rights that vary from state to state.</paragraph> - </section> - <section ids="indemnity" names="indemnity"> - <title>Indemnity</title> - <paragraph>To the extent permitted by applicable law, you agree to defend, indemnify, and - hold harmless the Taler Parties from and against any and all claims, damages, - obligations, losses, liabilities, costs or debt, and expenses (including, but - not limited to, attorney’s fees) arising from: (a) your use of and access to - the Services; (b) any feedback or submissions you provide to us concerning the - Taler Wallet; (c) your violation of any term of this Agreement; or (d) your - violation of any law, rule, or regulation, or the rights of any third party.</paragraph> - </section> - <section ids="time-limitation-on-claims" names="time\ limitation\ on\ claims"> - <title>Time limitation on claims</title> - <paragraph>You agree that any claim you may have arising out of or related to your - relationship with us must be filed within one year after such claim arises, - otherwise, your claim in permanently barred.</paragraph> - </section> - <section ids="governing-law" names="governing\ law"> - <title>Governing law</title> - <paragraph>No matter where you’re located, the laws of Switzerland will govern these - Terms. If any provisions of these Terms are inconsistent with any applicable - law, those provisions will be superseded or modified only to the extent such - provisions are inconsistent. The parties agree to submit to the ordinary - courts in Zurich, Switzerland for exclusive jurisdiction of any dispute - arising out of or related to your use of the Services or your breach of these - Terms.</paragraph> - </section> - <section ids="termination" names="termination"> - <title>Termination</title> - <paragraph>In the event of termination concerning your use of our Services, your - obligations under this Agreement will still continue.</paragraph> - </section> - <section ids="discontinuance-of-services" names="discontinuance\ of\ services"> - <title>Discontinuance of services</title> - <paragraph>We may, in our sole discretion and without cost to you, with or without prior - notice, and at any time, modify or discontinue, temporarily or permanently, - any portion of our Services. We will use the Taler protocol’s provisions to - notify Wallets if our Services are to be discontinued. It is your - responsibility to ensure that the Taler Wallet is online at least once every - three months to observe these notifications. We shall not be held responsible - or liable for any loss of funds in the event that we discontinue or depreciate - the Services and your Taler Wallet fails to transfer out the coins within a - three months notification period.</paragraph> - </section> - <section ids="no-waiver" names="no\ waiver"> - <title>No waiver</title> - <paragraph>Our failure to exercise or delay in exercising any right, power, or privilege - under this Agreement shall not operate as a waiver; nor shall any single or - partial exercise of any right, power, or privilege preclude any other or - further exercise thereof.</paragraph> - </section> - <section ids="severability" names="severability"> - <title>Severability</title> - <paragraph>If it turns out that any part of this Agreement is invalid, void, or for any - reason unenforceable, that term will be deemed severable and limited or - eliminated to the minimum extent necessary.</paragraph> - </section> - <section ids="force-majeure" names="force\ majeure"> - <title>Force majeure</title> - <paragraph>We shall not be held liable for any delays, failure in performance, or - interruptions of service which result directly or indirectly from any cause or - condition beyond our reasonable control, including but not limited to: any - delay or failure due to any act of God, act of civil or military authorities, - act of terrorism, civil disturbance, war, strike or other labor dispute, fire, - interruption in telecommunications or Internet services or network provider - services, failure of equipment and/or software, other catastrophe, or any - other occurrence which is beyond our reasonable control and shall not affect - the validity and enforceability of any remaining provisions.</paragraph> - </section> - <section ids="assignment" names="assignment"> - <title>Assignment</title> - <paragraph>You agree that we may assign any of our rights and/or transfer, sub-contract, - or delegate any of our obligations under these Terms.</paragraph> - </section> - <section ids="entire-agreement" names="entire\ agreement"> - <title>Entire agreement</title> - <paragraph>This Agreement sets forth the entire understanding and agreement as to the - subject matter hereof and supersedes any and all prior discussions, - agreements, and understandings of any kind (including, without limitation, any - prior versions of this Agreement) and every nature between us. Except as - provided for above, any modification to this Agreement must be in writing and - must be signed by both parties.</paragraph> - </section> - <section ids="questions-or-comments" names="questions\ or\ comments"> - <title>Questions or comments</title> - <paragraph>We welcome comments, questions, concerns, or suggestions. Please send us a - message on our contact page at <reference refuri="mailto:legal@taler-systems.com">legal@taler-systems.com</reference>.</paragraph> - </section> - </section> -</document> |