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+Privacy Policy
+**************
+
+Last Updated: 11.12.2019
+
+This Privacy Policy describes the policies and procedures of Taler
+Systems SA (“we,” “our,” or “us”) pertaining to the collection, use,
+and disclosure of your information on our sites and related mobile
+applications and products we offer (the “Services” or “Taler Wallet”).
+This Privacy Statement applies to your personal data when you use our
+Services, and does not apply to online websites or services that we do
+not own or control.
+
+
+Overview
+========
+
+Your privacy is important to us. We follow a few fundamental
+principles: We don’t ask you for personally identifiable information
+(defined below). That being said, your contact information, such as
+your phone number, social media handle, or email address (depending on
+how you contact us), may be collected when you communicate with us,
+for example to report a bug or other error related to the Taler
+Wallet. We don’t share your information with third parties except when
+strictly required to deliver you our Services and products, or to
+comply with the law. If you have any questions or concerns about this
+policy, please reach out to us at privacy@taler-systems.net.
+
+
+How you accept this policy
+==========================
+
+By using our Services or visiting our sites, you agree to the use,
+disclosure, and procedures outlined in this Privacy Policy.
+
+
+What personal information do we collect from our users?
+=======================================================
+
+The information we collect from you falls into two categories: (i)
+personally identifiable information (i.e., data that could potentially
+identify you as an individual) (“Personal Information”), and (ii) non-
+personally identifiable information (i.e., information that cannot be
+used to identify who you are) (“Non-Personal Information”). This
+Privacy Policy covers both categories and will tell you how we might
+collect and use each type.
+
+We do our best to not collect any Personal Information from Taler
+Wallet users. We believe that the Taler Wallet never transmits
+personal information to our services without at least clear implied
+consent, and we only process and retain information with a strict
+business need. That being said, when using our Services, we inherently
+have to collect the following information:
+
+   * Bank account details necessary when receiving funds from you to
+     top-up your wallet or to transfer funds to you when you are being
+     paid via Taler. At the current experimental stage, only the
+     pseudonym and password you entered in the bank demonstrator is
+     stored.
+
+   * The amounts being withdrawn or deposited, with associated unique
+     transaction identifiers and cryptographic signatures authorizing
+     the transaction. Note that for purchases, we cannot identify the
+     buyer from the collected data, so when you spend money, we only
+     receive non-personal information.
+
+   * When you contact us. We may collect certain information if you
+     choose to contact us, for example to report a bug or other error
+     with the Taler Wallet. This may include contact information such
+     as your name, email address or phone number depending on the
+     method you choose to contact us.
+
+
+How we collect and process information
+======================================
+
+We may process your information for the following reasons:
+
+   * to transfer money as specified by our users (Taler transactions);
+
+   * to assist government entities in linking income to the underlying
+     contract as required by law and local regulations
+
+   * to support you using the Taler Wallet or to improve our Services
+
+
+How we share and use the information we gather
+==============================================
+
+We may share your Personal Data or other information about you only if
+you are a merchant receiving income, with your bank, to the degree
+necessary to execute the payment.
+
+We retain Personal Data to transfer funds to the accounts designated
+by our users. We may retain Personal Data only for as long as mandated
+by law and required for the wire transfers.
+
+We primarily use the limited information we receive directly from you
+to enhance the Taler Wallet. Some ways we may use your Personal
+Information are to: Contact you when necessary to respond to your
+comments, answer your questions, or obtain additional information on
+issues related to bugs or errors with the Taler Wallet that you
+reported.
+
+
+Agents or third party partners
+==============================
+
+We may provide your Personal Information to our employees,
+contractors, agents, service providers, and designees (“Agents”) to
+enable them to perform certain services for us exclusively, including:
+improvement and maintenance of our software and Services.
+
+
+Protection of us and others
+===========================
+
+We reserve the right to access, read, preserve, and disclose any
+information that we reasonably believe is necessary to comply with the
+law or a court order.
+
+
+What personal information can I access or change?
+=================================================
+
+You can request access to the information we have collected from you.
+You can do this by contacting us at privacy@taler-systems.net. We will
+make sure to provide you with a copy of the data we process about you.
+To comply with your request, we may ask you to verify your identity.
+We will fulfill your request by sending your copy electronically. For
+any subsequent access request, we may charge you with an
+administrative fee. If you believe that the information we have
+collected is incorrect, you are welcome to contact us so we can update
+it and keep your data accurate. Any data that is no longer needed for
+purposes specified in the “How We Use the Information We Gather”
+section will be deleted after ninety (90) days.
+
+
+What are your data protection rights?
+=====================================
+
+Anastasis would like to make sure you are fully aware of all of your
+data protection rights. Every user is entitled to the following:
+
+**The right to access**: You have the right to request Anastasis for
+   copies of your personal data. We may charge you a small fee for
+   this service.
+
+**The right to rectification**: You have the right to request that
+Anastasis correct any information you believe is inaccurate. You also
+have the right to request Anastasis to complete information you
+believe is incomplete.  The right to erasure - You have the right to
+request that Anastasis erase your personal data, under certain
+conditions.
+
+**The right to restrict processing**: You have the right to request
+   that Anastasis restrict the processing of your personal data, under
+   certain conditions.
+
+**The right to object to processing**: You have the right to object to
+   Anastasis's processing of your personal data, under certain
+   conditions.
+
+**The right to data portability**: You have the right to request that
+   Anastasis transfer the data that we have collected to another
+   organization, or directly to you, under certain conditions.
+
+If you make a request, we have one month to respond to you. If you
+would like to exercise any of these rights, please contact us at our
+email: privacy@taler-systems.com
+
+You can always contact your local data protection authority to enforce
+your rights.
+
+
+Data retention
+==============
+
+If you uninstall the Taler Wallet mobile applications from your
+device, or request that your information be deleted, we still may
+retain some information that you have provided to us to maintain the
+Taler Wallet or to comply with relevant laws.
+
+
+Data security
+=============
+
+We are committed to making sure your information is protected. We
+employ several physical and electronic safeguards to keep your
+information safe, including encrypted user passwords, two factor
+verification and authentication on passwords where possible, and
+securing connections with industry standard transport layer security.
+You are also welcome to contact us using GnuPG encrypted e-mail. Even
+with all these precautions, we cannot fully guarantee against the
+access, disclosure, alteration, or deletion of data through events,
+including but not limited to hardware or software failure or
+unauthorized use. Any information that you provide to us is done so
+entirely at your own risk.
+
+
+Changes and updates to privacy policy
+=====================================
+
+We reserve the right to update and revise this privacy policy at any
+time. We occasionally review this Privacy Policy to make sure it
+complies with applicable laws and conforms to changes in our business.
+We may need to update this Privacy Policy, and we reserve the right to
+do so at any time. If we do revise this Privacy Policy, we will update
+the “Effective Date” at the bottom of this page so that you can tell
+if it has changed since your last visit. As we generally do not
+collect contact information and also do not track your visits, we will
+not be able to notify you directly. However, the Taler Wallet may
+inform you about a change in the privacy policy once it detects that
+the policy has changed. Please review this Privacy Policy regularly to
+ensure that you are aware of its terms. Any use of our Services after
+an amendment to our Privacy Policy constitutes your acceptance to the
+revised or amended agreement.
+
+
+International users and visitors
+================================
+
+Our Services are hosted in Switzerland. If you are a user accessing
+the Services from the European Union, Asia, US, or any other region
+with laws or regulations governing personal data collection, use, and
+disclosure that differ from Swiss laws, please be advised that through
+your continued use of the Services, which is governed by Swiss law,
+you are transferring your Personal Information to Switzerland and you
+consent to that transfer.
+
+
+Questions
+=========
+
+Please contact us at privacy@taler-systems.net if you have questions
+about our privacy practices that are not addressed in this Privacy
+Statement.