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-Privacy Policy
-**************
-
-Last Updated: 11.12.2019
-
-This Privacy Policy describes the policies and procedures of Taler
-Systems SA (“we,” “our,” or “us”) pertaining to the collection, use,
-and disclosure of your information on our sites and related mobile
-applications and products we offer (the “Services” or “Taler Wallet”).
-This Privacy Statement applies to your personal data when you use our
-Services, and does not apply to online websites or services that we do
-not own or control.
-
-
-Overview
-========
-
-Your privacy is important to us. We follow a few fundamental
-principles: We don’t ask you for personally identifiable information
-(defined below). That being said, your contact information, such as
-your phone number, social media handle, or email address (depending on
-how you contact us), may be collected when you communicate with us,
-for example to report a bug or other error related to the Taler
-Wallet. We don’t share your information with third parties except when
-strictly required to deliver you our Services and products, or to
-comply with the law. If you have any questions or concerns about this
-policy, please reach out to us at privacy@taler-systems.net.
-
-
-How you accept this policy
-==========================
-
-By using our Services or visiting our sites, you agree to the use,
-disclosure, and procedures outlined in this Privacy Policy.
-
-
-What personal information do we collect from our users?
-=======================================================
-
-The information we collect from you falls into two categories: (i)
-personally identifiable information (i.e., data that could potentially
-identify you as an individual) (“Personal Information”), and (ii) non-
-personally identifiable information (i.e., information that cannot be
-used to identify who you are) (“Non-Personal Information”). This
-Privacy Policy covers both categories and will tell you how we might
-collect and use each type.
-
-We do our best to not collect any Personal Information from Taler
-Wallet users. We believe that the Taler Wallet never transmits
-personal information to our services without at least clear implied
-consent, and we only process and retain information with a strict
-business need. That being said, when using our Services, we inherently
-have to collect the following information:
-
- * Bank account details necessary when receiving funds from you to
- top-up your wallet or to transfer funds to you when you are being
- paid via Taler. At the current experimental stage, only the
- pseudonym and password you entered in the bank demonstrator is
- stored.
-
- * The amounts being withdrawn or deposited, with associated unique
- transaction identifiers and cryptographic signatures authorizing
- the transaction. Note that for purchases, we cannot identify the
- buyer from the collected data, so when you spend money, we only
- receive non-personal information.
-
- * When you contact us. We may collect certain information if you
- choose to contact us, for example to report a bug or other error
- with the Taler Wallet. This may include contact information such
- as your name, email address or phone number depending on the
- method you choose to contact us.
-
-
-How we collect and process information
-======================================
-
-We may process your information for the following reasons:
-
- * to transfer money as specified by our users (Taler transactions);
-
- * to assist government entities in linking income to the underlying
- contract
-
- * to support you using the Taler Wallet or to improve our Services
-
-
-How we share and use the information we gather
-==============================================
-
-We may share your Personal Data or other information about you only if
-you are a merchant receiving income, with your bank, to the degree
-necessary to execute the payment.
-
-We retain Personal Data to transfer funds to the accounts designated
-by our users. We may retain Personal Data only for as long as mandated
-by law and required for the wire transfers.
-
-We primarily use the limited information we receive directly from you
-to enhance the Taler Wallet. Some ways we may use your Personal
-Information are to: Contact you when necessary to respond to your
-comments, answer your questions, or obtain additional information on
-issues related to bugs or errors with the Taler Wallet that you
-reported.
-
-
-Agents or third party partners
-==============================
-
-We may provide your Personal Information to our employees,
-contractors, agents, service providers, and designees (“Agents”) to
-enable them to perform certain services for us exclusively, including:
-improvement and maintenance of our software and Services. By accepting
-this Privacy Policy, as outlined above, you consent to any such
-transfer.
-
-
-Protection of us and others
-===========================
-
-We reserve the right to access, read, preserve, and disclose any
-information that we reasonably believe is necessary to comply with the
-law or a court order.
-
-
-What personal information can I access or change?
-=================================================
-
-You can request access to the information we have collected from you.
-You can do this by contacting us at privacy@taler-systems.net. We will
-make sure to provide you with a copy of the data we process about you.
-To comply with your request, we may ask you to verify your identity.
-We will fulfill your request by sending your copy electronically. For
-any subsequent access request, we may charge you with an
-administrative fee. If you believe that the information we have
-collected is incorrect, you are welcome to contact us so we can update
-it and keep your data accurate. Any data that is no longer needed for
-purposes specified in the “How We Use the Information We Gather”
-section will be deleted after ninety (90) days.
-
-
-Data retention
-==============
-
-If you uninstall the Taler Wallet mobile applications from your
-device, or request that your information be deleted, we still may
-retain some information that you have provided to us to maintain the
-Taler Wallet or to comply with relevant laws.
-
-
-Data security
-=============
-
-We are committed to making sure your information is protected. We
-employ several physical and electronic safeguards to keep your
-information safe, including encrypted user passwords, two factor
-verification and authentication on passwords where possible, and
-securing connections with industry standard transport layer security.
-You are also welcome to contact us using GnuPG encrypted e-mail. Even
-with all these precautions, we cannot fully guarantee against the
-access, disclosure, alteration, or deletion of data through events,
-including but not limited to hardware or software failure or
-unauthorized use. Any information that you provide to us is done so
-entirely at your own risk.
-
-
-Changes and updates to privacy policy
-=====================================
-
-We reserve the right to update and revise this privacy policy at any
-time. We occasionally review this Privacy Policy to make sure it
-complies with applicable laws and conforms to changes in our business.
-We may need to update this Privacy Policy, and we reserve the right to
-do so at any time. If we do revise this Privacy Policy, we will update
-the “Effective Date” at the bottom of this page so that you can tell
-if it has changed since your last visit. As we generally do not
-collect contact information and also do not track your visits, we will
-not be able to notify you directly. However, the Taler Wallet may
-inform you about a change in the privacy policy once it detects that
-the policy has changed. Please review this Privacy Policy regularly to
-ensure that you are aware of its terms. Any use of our Services after
-an amendment to our Privacy Policy constitutes your acceptance to the
-revised or amended agreement.
-
-
-International users and visitors
-================================
-
-Our Services are hosted in Switzerland. If you are a user accessing
-the Services from the European Union, Asia, US, or any other region
-with laws or regulations governing personal data collection, use, and
-disclosure that differ from Swiss laws, please be advised that through
-your continued use of the Services, which is governed by Swiss law,
-you are transferring your Personal Information to Switzerland and you
-consent to that transfer.
-
-
-Questions
-=========
-
-Please contact us at privacy@taler-systems.net if you have questions
-about our privacy practices that are not addressed in this Privacy
-Statement.