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.. _regional-use:
Using the Regional Currency
===========================
The very first step you should check after the installation process has been
completed successfully, is to make sure all three URLs (bank, backend and exchange),
are available (this means to see a Website, and not any NGINX error).
Bank backend walkthrough
+++++++++++++++++++++++++
- As stated above, please visit before "https://bank.$DOMAIN_NAME", to make sure it is available.
- Now login with the username "admin" and the password you have choosen during the installation process, or use the one which might
have been generated automatically (and shown on your terminal screen), during the installation process.
Once inside the Bank Administrator area, please create the "very first" customer account.
- Transfer some funds from the "admin" bank account to this new customer account.
- Now logout from the "admin" account, and login again using the recently "customer" account you have created, and make sure the funds you have transfered from admin, have arrived correctly.
- Now, please choose the option "Send Money to a Taler Wallet", and try to send for example 100 units of your regional currency to the
wallet installed on your browser or mobile phone.
- Now try to spend some of these funds from your wallet, and try to buy something somewhere, with the same digital currency you have choosen, during your installation process, let's say Netzbon.
- Lastly, you can also try to transfer funds to another "bank account",for that you will need to know the recipient's username or the bank account ID.
If you have successfully accomplished all the previous steps, for the bank administrator
backend and your installed Wallet, you can move now to test other components such
as the Merchant backend (https://backend.$DOMAIN_NAME).
Wallet Setup
++++++++++++
This section describes the interaction between the Taler graphical wallet (Android,
iOS, WebExtensions) and the regional currency system.
You need to add your regional currency exchange to the wallet. This can
be done by scanning a QR code with a ``taler://withdraw-exchange/exchange.$DOMAIN_NAME/$MASTER_PUBLIC_KEY``
URL or by manually entering the URL into the respective ``Add exchange``
dialogue.
.. _regional-use-cashin:
Cash-In
+++++++
Next, start the withdraw process in the Taler wallet for the respective
currency and specify the desired amount. The wallet will then show you the
details of the fiat wire transfer that must be made for the cash-in to be
completed. Once the money has arrived at the fiat bank account, Nexus will
obtain the transaction data and the regional currency bank will create the
corresponding amount in regional currency, crediting the GNU Taler exchange
account. In turn, the exchange will issue the respective amount to your
wallet.
.. note::
Cash-in operations may be subject to conversion rates, conversion fees and
minimum amounts to be transferred.
.. warning::
Cash-in operations can take a long time, hours at the best of times, and even days on weekends or holidays when the bank is closed.
Making payments
+++++++++++++++
For testing, you should be able to *deposit* regional currency directly into
your regional currency libeufin-bank account directly from the Taler wallet.
For this, you primarily need to know your bank account details (which should
be accessible by clicking on your name in the bank Web site after logging in).
.. note::
There may be a short delay between the wallet making the deposit and
the exchange crediting your bank account. This is because the wallet
uses a small wire transfer delay by default when initiating a deposit
into a bank account.
For production, it is more common for a shop to configure a :ref:`Taler
merchant backend <taler-merchant-backend-operator-manual>` or at least use an
instance within such a setup. To configure an instance, you primarily need
again the bank account details to :ref:`setup instance bank accounts
<instance-bank-account>`.
.. _regional-use-cashout:
Cash-Out
++++++++
Regional currency accounts that have a positive balance could be eligible for
cash-out. Cash-out operations may again be restricted by the regional
currency operator and will *only* be made to the respective pre-configured
fiat currency bank account. To cash-out, simply log into your regional
currency account, select cash-out, specify the desired amount and pass the
second-factor authorization challenge by entering the TAN you receive at the
registered e-mail address or mobile phone number.
.. note::
Cash-out operations may be subject to conversion rates, conversion fees and
minimum amounts to be transferred.
.. warning::
Cash-out operations can take a long time, hours at the best of times, and even days on weekends or holidays when the bank is closed.
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