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-.. _wireformats:
-
-Wire Transfer Methods
-=====================
-
-A wire transfer is essential for the exchange to transfer funds into a merchant's
-account upon a successful deposit (see :ref:`deposit request <deposit>`). The
-merchant has to include the necessary information for the exchange to initiate the
-wire transfer.
-
-The information required for a wire transfer depends on the method of wire transfer
-used. Since the wire transfers differ for each region, we document here the
-ones currently supported by the exchange.
-
-X-TALER-BANK
-------------
-
-The ``x-taler-bank`` wire format is used for testing and for integration with Taler's
-simple "bank" system which in the future might be useful to set up a bank
-for a local / regional currency or accounting system. Using the ``x-taler-bank``
-wire method in combination with the Taler's bank, it is thus possible to
-fully test the Taler system without using "real" currencies. The URL
-format for ``x-taler-bank`` is simple, in that it only specifies an account
-number and the origin (domain and optionally a port) of the bank:
-
-.. code-block:: none
-
- payto://x-taler-bank/BANK_URI/ACCOUNT_IDENTIFIER
-
-The account identifier given must be a non-empty alphanumeric ASCII string. As with
-any ``payto://`` URI, additional fields may be present (after a ``?``), but
-are not required. The ``BANK_URI`` may include a port number. If none is
-given, ``https`` over port 443 is assumed. If a port number is
-given, ``http`` over the given port is to be used. Note that this
-means that you cannot run an ``x-taler-bank`` over ``https`` on a
-non-canonical port.
-
-Note that a particular exchange is usually only supporting one particular bank
-with the ``x-taler-bank`` wire format, so it is not possible for a merchant with
-an account at a different bank to use ``x-taler-bank`` to transfer funds across
-banks. After all, this is for testing and not for real banking.
-
-SEPA
-----
-
-The Single Euro Payments Area (SEPA) [#sepa]_ is a regulation for electronic
-payments. Since its adoption in 2012, all of the banks in the Eurozone and some
-banks in other countries adhere to this standard for sending and receiving
-payments. Note that the currency of the transfer will (currently) always be ``EUR``. In
-case the receiving account is in a currency other than ``EUR``, the receiving bank
-may convert the amount into that currency; currency exchange charges may be
-levied by the receiving bank.
-
-For the merchant to receive deposits through SEPA, the deposit request must
-follow the ``payto://`` specification for SEPA:
-
-.. code-block:: none
-
- payto://sepa/IBAN
-
-.. [#sepa] SEPA - Single Euro Payments Area:
- http://www.ecb.europa.eu/paym/sepa/html/index.en.html