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author | Christian Grothoff <christian@grothoff.org> | 2023-02-20 16:03:14 +0100 |
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committer | Christian Grothoff <christian@grothoff.org> | 2023-02-20 16:03:14 +0100 |
commit | 6b8969a04d97a8dadb2495a434b10b1333e303f6 (patch) | |
tree | 1b9d995b55b9326f758c3f1e75644f8ecc9412c9 /core/wireformats.rst | |
parent | e26178d09d1cea5a56530b3d2033aaeeadc593c3 (diff) | |
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diff --git a/core/wireformats.rst b/core/wireformats.rst deleted file mode 100644 index 591f1ce8..00000000 --- a/core/wireformats.rst +++ /dev/null @@ -1,62 +0,0 @@ -.. _wireformats: - -Wire Transfer Methods -===================== - -A wire transfer is essential for the exchange to transfer funds into a merchant's -account upon a successful deposit (see :ref:`deposit request <deposit>`). The -merchant has to include the necessary information for the exchange to initiate the -wire transfer. - -The information required for a wire transfer depends on the method of wire transfer -used. Since the wire transfers differ for each region, we document here the -ones currently supported by the exchange. - -X-TALER-BANK ------------- - -The ``x-taler-bank`` wire format is used for testing and for integration with Taler's -simple "bank" system which in the future might be useful to set up a bank -for a local / regional currency or accounting system. Using the ``x-taler-bank`` -wire method in combination with the Taler's bank, it is thus possible to -fully test the Taler system without using "real" currencies. The URL -format for ``x-taler-bank`` is simple, in that it only specifies an account -number and the origin (domain and optionally a port) of the bank: - -.. code-block:: none - - payto://x-taler-bank/BANK_URI/ACCOUNT_IDENTIFIER - -The account identifier given must be a non-empty alphanumeric ASCII string. As with -any ``payto://`` URI, additional fields may be present (after a ``?``), but -are not required. The ``BANK_URI`` may include a port number. If none is -given, ``https`` over port 443 is assumed. If a port number is -given, ``http`` over the given port is to be used. Note that this -means that you cannot run an ``x-taler-bank`` over ``https`` on a -non-canonical port. - -Note that a particular exchange is usually only supporting one particular bank -with the ``x-taler-bank`` wire format, so it is not possible for a merchant with -an account at a different bank to use ``x-taler-bank`` to transfer funds across -banks. After all, this is for testing and not for real banking. - -SEPA ----- - -The Single Euro Payments Area (SEPA) [#sepa]_ is a regulation for electronic -payments. Since its adoption in 2012, all of the banks in the Eurozone and some -banks in other countries adhere to this standard for sending and receiving -payments. Note that the currency of the transfer will (currently) always be ``EUR``. In -case the receiving account is in a currency other than ``EUR``, the receiving bank -may convert the amount into that currency; currency exchange charges may be -levied by the receiving bank. - -For the merchant to receive deposits through SEPA, the deposit request must -follow the ``payto://`` specification for SEPA: - -.. code-block:: none - - payto://iban/IBAN - -.. [#sepa] SEPA - Single Euro Payments Area: - http://www.ecb.europa.eu/paym/sepa/html/index.en.html |