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@misc{taler-user-guide,
    author       = {GNU Taler},
    title        = {GNU Taler User Guide},
    url          = {https://docs.taler.net/taler-user-guide.html},
    howpublished = {\url{https://docs.taler.net/taler-user-guide.html}}
}

@misc{panetta-speech-march-30,
    author              = {Fabio Panetta},
    role                = {Member of the Executive Board of the ECB},
    year                = {2022},
    month               = {March},
    day                 = {30},
    speech-location     = {Brussel, Committee on Economic and Monetary Affairs of the European Parliament},
    title               = {A digital euro that serves the needs of the public: striking the right balance},
    url                 = {https://www.ecb.europa.eu/press/key/date/2022/html/ecb.sp220330_1~f9fa9a6137.en.html},
    howpublished        = {\url{https://www.ecb.europa.eu/press/key/date/2022/html/ecb.sp220330_1~f9fa9a6137.en.html}}
}

@misc{study-new-digital-payment-methods,
    author       = {Kantar Public (Verian since November 2023), on behalf of ECB},
    title        = {Study on New Digital Payment Methods},
    year         = {2022},
    month        = {March},
    url          = {https://www.ecb.europa.eu/euro/digital_euro/investigation/profuse/shared/files/dedocs/ecb.dedocs220330_report.en.pdf},
    howpublished = {\url{https://www.ecb.europa.eu/euro/digital_euro/investigation/profuse/shared/files/dedocs/ecb.dedocs220330_report.en.pdf}},
}

@misc{srf-espresso-cc-fraud,
    author       = {Peter Fritsche},
    year         = {2022},
    month        = {April},
    title        = {Keine Rückerstattung bei «verifizierten» Geldbezügen},
    url          = {https://www.srf.ch/news/panorama/kreditkarten-betrug-keine-rueckerstattung-bei-verifizierten-geldbezuegen},
    howpublished = {\url{https://www.srf.ch/news/panorama/kreditkarten-betrug-keine-rueckerstattung-bei-verifizierten-geldbezuegen}}
}

@misc{cc-fraud-types,
    author       = {Stadtpolizei Zürich, Kommissariat Prävention},
    title        = {Betrugsarten},
    url          = {https://www.card-security.ch/betrugsarten/},
    howpublished = {\url{https://www.card-security.ch/betrugsarten/}}

}

@misc{pci-dss,
    author       = {PCI Security Standards Council},
    title        = {PCI Data Security Standard},
    url          = {https://docs-prv.pcisecuritystandards.org/PCI%20DSS/Standard/PCI-DSS-v4_0.pdf},
    howpublished = {\url{https://docs-prv.pcisecuritystandards.org/PCI%20DSS/Standard/PCI-DSS-v4_0.pdf}}
}

@misc{wallee-till-sdk,
    author       = {Wallee},
    title        = {Wallee Android Till SDK},
    url          = {https://github.com/wallee-payment/android-till-sdk},
    howpublished = {\url{https://github.com/wallee-payment/android-till-sdk}}
}

@misc{wallee-transaction-process,
    author       = {Wallee},
    title        = {Transaction States},
    url          = {https://app-wallee.com/de-de/doc/payment/transaction-process},
    howpublished = {\url{https://app-wallee.com/de-de/doc/payment/transaction-process}}
}

@misc{wallee-pcidss-compliance,
    author       = {Wallee},
    title        = {Transaction States},
    url          = {https://app-wallee.com/de-de/doc/payment},
    howpublished = {\url{https://app-wallee.com/de-de/doc/payment}}
}

@misc{wallee-transaction-service-docs,
    author       = {Wallee},
    title        = {Transaction Service},
    url          = {https://app-wallee.com/de-de/doc/api/web-service#transaction-service},
    howpublished = {\url{https://app-wallee.com/de-de/doc/api/web-service#transaction-service}}
}

@misc{wallee-refund-service-docs,
    author       = {Wallee},
    title        = {Refund Service},
    url          = {https://app-wallee.com/de-de/doc/api/web-service#refund-service},
    howpublished = {\url{https://app-wallee.com/de-de/doc/api/web-service#refund-service}}
}

@misc{wallee-available-connectors,
    author       = {Wallee},
    title        = {Payment Connectors},
    url          = {https://app-wallee.com/connectors},
    howpublished = {\url{https://app-wallee.com/connectors}}
}

@misc{rfc8959,
    series =    {Request for Comments},
    number =    8959,
    howpublished =  {RFC 8959},
    publisher = {RFC Editor},
    doi =       {10.17487/RFC8959},
    url =       {https://www.rfc-editor.org/info/rfc8959},
    author =    {Mark Nottingham},
    title =     {{The "secret-token" URI Scheme}},
    pagetotal = 5,
    year =      2021,
    month =     jan,
    abstract =  {This document registers the "secret-token" URI scheme to aid in the identification of authentication tokens.},
}

@misc{rfc8905,
    series =    {Request for Comments},
    number =    8905,
    howpublished =  {RFC 8905},
    publisher = {RFC Editor},
    doi =       {10.17487/RFC8905},
    url =       {https://www.rfc-editor.org/info/rfc8905},
    author =    {Florian Dold and Christian Grothoff},
    title =     {{The 'payto' URI Scheme for Payments}},
    pagetotal = 12,
    year =      2020,
    month =     oct,
    abstract =  {This document defines the 'payto' Uniform Resource Identifier (URI) scheme for designating targets for payments. A unified URI scheme for all payment target types allows applications to offer user interactions with URIs that represent payment targets, simplifying the introduction of new payment systems and applications.},
}

@misc{rfc3986,
    series =    {Request for Comments},
    number =    3986,
    howpublished =  {RFC 3986},
    publisher = {RFC Editor},
    doi =       {10.17487/RFC3986},
    url =       {https://www.rfc-editor.org/info/rfc3986},
    author =    {Tim Berners-Lee and Roy T. Fielding and Larry M Masinter},
    title =     {{Uniform Resource Identifier (URI): Generic Syntax}},
    pagetotal = 61,
    year =      2005,
    month =     jan,
    abstract =  {A Uniform Resource Identifier (URI) is a compact sequence of characters that identifies an abstract or physical resource. This specification defines the generic URI syntax and a process for resolving URI references that might be in relative form, along with guidelines and security considerations for the use of URIs on the Internet. The URI syntax defines a grammar that is a superset of all valid URIs, allowing an implementation to parse the common components of a URI reference without knowing the scheme-specific requirements of every possible identifier. This specification does not define a generative grammar for URIs; that task is performed by the individual specifications of each URI scheme. {[}STANDARDS-TRACK{]}},
}

@misc{fips-180-4,
  author = {Quynh Dang},
  title = {Secure Hash Standard},
  year = {2015},
  month = {2015-08-04},
  publisher = {Federal Inf. Process. Stds. (NIST FIPS), National Institute of Standards and Technology, Gaithersburg, MD},
  doi = {https://doi.org/10.6028/NIST.FIPS.180-4},
  language = {en},
}

@misc{fips-202,
    author = { National Institute of Standards and Technology },
    title = {SHA-3 Standard: Permutation-Based Hash and Extendable-Output Functions},
    url = {https://doi.org/10.6028/NIST.FIPS.202},
    howpublished = {\url{https://doi.org/10.6028/NIST.FIPS.202}},    
}

@misc{gnunet-gana,
    author = {GNUnet Project},
    title = {The GNUnet Assigned Numbers Authority (GANA)},
    url = {https://gana.gnunet.org/},
    howpublished = {\url{https://gana.gnunet.org/}}
}

@misc{taler-bank-integration-api,
    author = {Taler},
    title = {Taler Bank Integration API},
    url = {https://docs.taler.net/core/api-bank-integration.html},
    howpublished = {\url{https://docs.taler.net/core/api-bank-integration.html}}
}

@misc{taler-wirewatch-gateway-api,
    author = {Taler},
    title = {Taler Wire Gateway HTTP API},
    url = {https://docs.taler.net/core/api-bank-wire.html},
    howpublished = {\url{https://docs.taler.net/core/api-bank-wire.html}}
}

@misc{taler-c2ec-spec,
    author = {Joel Häberli},
    title = {The C2EC RESTful API},
    url = {https://git.taler.net/docs.git/tree/core/api-c2ec.rst},
    howpublished = {\url{https://git.taler.net/docs.git/tree/core/api-c2ec.rst}}
}

@misc{wallet-withdrawal,
    author       = {Taler},
    title        = {Withdrawal},
    url          = {https://docs.taler.net/taler-wallet.html#withdrawal},
    howpublished = {\url{https://docs.taler.net/taler-wallet.html#withdrawal}}
}