governments.html.j2 (6979B)
1 {% extends "common/base.j2" %} 2 {% block subtitle %}{{ _("Advantages for Governments")}}{% endblock subtitle %} 3 {% block body_content %} 4 <main id="maincontent"> 5 <div class="jumbotron"> 6 <div class="container text-center"> 7 <h1>{{ _("Advantages for Governments") }}</h1> 8 <p> 9 {% trans %} 10 Taler provides accountability to ensure business operate 11 legally, while also respecting civil liberties of 12 citizens. Taler is a payment system based on 13 open standards and free software. Taler needs 14 governments as they set a financial framework and act as 15 trusted regulators. Taler contributes to digital 16 sovereignty in the critical financial infrastructure. 17 {% endtrans %} 18 </p> 19 </div> 20 </div> 21 22 <!-- Example row of columns --> 23 <div class="container adorn_h3_bracket"> 24 <div class="row"> 25 <div class="col-lg-6"> 26 <h3>{{ _("Taxable") }}</h3> 27 <p> 28 {% trans %} 29 Taler was built with the goal of fighting corruption and 30 supporting taxation. With Taler, the receiver of any 31 form of payment is easily identified by the government, 32 and the merchant can be compelled to provide the contract 33 that was accepted by the customer. Governments can use 34 this data to tax businesses and individuals based on 35 their income, making tax evasion and black markets less 36 viable. 37 {% endtrans %} 38 </p> 39 40 <p> 41 {% trans %} 42 Thus, despite offering anonymity for citizens spending 43 digital cash to buy goods and services, Taler also 44 ensures that the state can observe incoming funds. This 45 can be used to ensure businesses engage only in legal 46 activities, and do not evade income tax, sales tax or 47 value-added tax. However, this observational capability 48 does not extend to the immediate personal domain. In 49 particular, monitoring does not cover shared access to 50 funds with trusted friends and family, or synchronizing 51 wallets across multiple devices. 52 {% endtrans %} 53 </p> 54 </div> 55 <div class="col-lg-6"> 56 <h3>{{ _("Secure") }}</h3> 57 58 <p> 59 {% trans %} 60 Taler's payments are cryptographically secured. Thus, 61 customers, merchants and the Taler payment service provider 62 (the exchange) can mathematically 63 demonstrate their lawful behavior in court in case of 64 disputes. Financial damages are strictly limited, 65 improving economic security for individuals, merchants, 66 the exchange and the state. 67 {% endtrans %} 68 </p> 69 70 <p> 71 {% trans %} 72 As a payment service provider, the Taler exchange is 73 subject to financial regulation. Financial regulation and 74 regular audits are critical to establish trust. In 75 particular, the Taler design mandates the existence of an 76 independent auditor who checks cryptographic proofs that 77 accumulate at the exchange to ensure that the escrow 78 account (or internal settlement account) is managed honestly. 79 This ensures that the exchange does not threaten the economy due to fraud. 80 {% endtrans %} 81 </p> 82 </div> 83 </div> 84 <div class="row"> 85 <div class="col-lg-6"> 86 <h3>{{ _("Libre") }}</h3> 87 88 <p> 89 {% trans %} 90 Taler is free software implementing an open protocol 91 standard. Thus, Taler will enable competition and avoid 92 the monopolization of payment systems that threatens 93 global political and financial stability today. 94 {% endtrans %} 95 </p> 96 97 </div> 98 <div class="col-lg-6"> 99 <h3>{{ _("Efficient") }}</h3> 100 101 <p> 102 {% trans %} 103 Taler has an efficient design. Unlike 104 Blockchain-based payment systems, such as Bitcoin, 105 Taler will not threaten the availability of 106 national electric grids or (significantly) 107 contribute to environmental pollution. 108 {% endtrans %} 109 </p> 110 </div> 111 </div> 112 </div> 113 114 115 116 <div class="container-fluid c_acronym"> 117 <div class="container"> 118 <h2 id="documentation">{{ _("Taler and regulation") }}</h2> 119 <dl> 120 <dt>{{ _("Anti money laundering (AML)")}}</dt> 121 <dd>{{ _("With Taler, income is visible and can be tied to the contract signed by both parties.") }}</dd> 122 <dt>{{ _("Know your customer (KYC)")}}</dt> 123 <dd>{{ _("In Taler, payer and payee are known by their bank accounts when withdrawing or depositing coins respectively") }}</dd> 124 <dt>{{ _("General Data Protection Regulation (GDPR)")}}</dt> 125 <dd>{{ _("Taler cryptographically protects citizen's privacy, and by design implements data minimization and privacy by default.") }}</dd> 126 <dt>{{ _("Payment Services Directive (PSD2)")}}</dt> 127 <dd>{{ _("Taler provides an open standard with public APIs contributing to a competitive banking sector.") }}</dd> 128 </dl> 129 </div> 130 </div> 131 132 133 <div class="container"> 134 <div class="col-lg-12"> 135 <h2 id="overview">{{ _("Taler provides privacy and accountability") }}</h2> 136 137 <p> 138 {% trans %} 139 Taler assumes governments can observe traditional wire transfers 140 entering and leaving the Taler payment system. 141 Starting with the wire transfers, governments can obtain: 142 {% endtrans %} 143 </p> 144 <ul> 145 <li> 146 {% trans %} 147 The total amount of digital currency withdrawn by a 148 customer. The government can impose limits on how much 149 digital cash a customer can withdraw within a 150 given time frame. 151 {% endtrans %} 152 </li> 153 154 <li> 155 {% trans %} 156 The income received by any merchant via the Taler 157 system. 158 {% endtrans %} 159 </li> 160 161 <li> 162 {% trans %} 163 The exact details of the underlying contract that was 164 signed between customer and merchant. However, this 165 information would typically not include the identity 166 of the customer. 167 {% endtrans %} 168 </li> 169 170 <li> 171 {% trans %} 172 The amounts of digital coins legitimately withdrawn 173 by customers from the exchange, the value of 174 non-redeemed digital coins in customer's wallets, the 175 value and corresponding wire details of deposit 176 operations performed by merchants with the exchange, 177 and the income of the exchange from transaction fees. 178 {% endtrans %} 179 </li> 180 </ul> 181 </div> 182 </div> 183 184 {% endblock body_content %}