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      1 \newcommand{\etalchar}[1]{$^{#1}$}
      2 \begin{thebibliography}{HBHW16}
      3 
      4 \bibitem[AB21]{bis948}
      5 Raphael Auer and Rainer B\"ohme.
      6 \newblock Central bank digital currency: the quest for minimally invasive
      7   technology.
      8 \newblock BIS Working Papers 948, Bank of International Settlement, June 2021.
      9 
     10 \bibitem[App22]{cwps}
     11 J.~Appelbaum.
     12 \newblock {\em Communication in a world of pervasive surveillance}.
     13 \newblock PhD thesis, TU Eindhoven, February 2022.
     14 
     15 \bibitem[Ban20]{SNB}
     16 Swiss~National Bank.
     17 \newblock Breakdown of share ownership.
     18 \newblock
     19   \url{https://www.snb.ch/en/mmr/reference/shares_structure/source/shares_structure.en.pdf},
     20   2020.
     21 
     22 \bibitem[Ber12]{nzz}
     23 Peter Bernholz.
     24 \newblock Eine franken-gold-kombination brächte mehr sicherheit.
     25 \newblock {\em Neue Zürcher Zeitung}, (113):31, May 2012.
     26 
     27 \bibitem[BIS20]{BISHelvetia2020}
     28 BIS.
     29 \newblock Project helvetia phase i: Settling tokenised assets in central bank
     30   money.
     31 \newblock \url{https://www.bis.org/publ/othp35.pdf}, December 2020.
     32 
     33 \bibitem[{Boa}22]{usfed2022}
     34 {Board of Governers of the Federal Reserve System}.
     35 \newblock {Money and Payments: The U.S. Digital Dollar in the Age of Digital
     36   Transformation}.
     37 \newblock Technical report, United States Federal Reserve, January 2022.
     38 \newblock
     39   \url{https://www.federalreserve.gov/publications/files/money-and-payments-20220120.pdf}.
     40 
     41 \bibitem[BPT21]{ecb2021}
     42 Ulrich Bindseil, Fabio Panetta, and Ignacio Terol.
     43 \newblock Central bank digital currency: functional scope, pricing and
     44   controls.
     45 \newblock {\em ECB Occasional Paper}, (2021/286), 2021.
     46 
     47 \bibitem[But21]{p2e2022}
     48 Paul Butler.
     49 \newblock "play-to-earn” and bullshit jobs.
     50 \newblock \url{https://paulbutler.org/2021/play-to-earn-and-bullshit-jobs/},
     51   December 2021.
     52 
     53 \bibitem[CGM21a]{chaum2021}
     54 David Chaum, Christian Grothoff, and Thomas Moser.
     55 \newblock How to issue a central bank digital currency.
     56 \newblock In {\em SNB Working Papers}, number 2021-3. Swiss National Bank,
     57   February 2021.
     58 
     59 \bibitem[CGM21b]{snb2021}
     60 David Chaum, Christian Grothoff, and Thomas Moser.
     61 \newblock {How to issue a central bank digital currency}.
     62 \newblock {\em SNB working paper series}, 2021.
     63 
     64 \bibitem[Cim20]{hacks1}
     65 Catalin Cimpanu.
     66 \newblock Bitcoin wallet update trick has netted criminals more than \$22
     67   million.
     68 \newblock
     69   {\scriptsize\url{https://www.zdnet.com/article/bitcoin-wallet-trick-has-netted-criminals-more-than-22-million/}},
     70   2020.
     71 
     72 \bibitem[{Com}20]{euai2021}
     73 (European) {Commitee for Civil Liberties, Justice and Home Affairs}.
     74 \newblock {Motion for a European Parliament resolution on artificial
     75   intelligence in criminal law and its use by the police and judicial
     76   authorities in criminal matters}.
     77 \newblock
     78   \url{https://www.europarl.europa.eu/doceo/document/A-9-2021-0232_EN.html},
     79   2020.
     80 
     81 \bibitem[Cur]{dictionaryCurrency}
     82 Currency.
     83 \newblock Dictionary.com.
     84 \newblock \url{{https://www.dictionary.com/browse/currency}}.
     85 
     86 \bibitem[DGTV21]{french2021}
     87 Gilles Dowek, Elisabeth Grosdhomme, Joëlle Toledano, and Jean-Marc Vittori.
     88 \newblock Billets et jetons --- la nouvelle concurrence des monnaies.
     89 \newblock {\em Counseil National Du Numerique}, page~44, November 2021.
     90 \newblock
     91   \url{https://cnnumerique.fr/nos-travaux/billets-et-jetons-la-nouvelle-concurrence-des-monnaies}.
     92 
     93 \bibitem[Dol19]{dold2019}
     94 Florian Dold.
     95 \newblock {\em The GNU Taler System}.
     96 \newblock PhD thesis, L'university de Rennes 1, 2019.
     97 
     98 \bibitem[{Eid}21]{eid2021}
     99 {Eidgenössische Justiz- und Polizeidepartement EJPD}.
    100 \newblock {Elektronische Identität: das E-ID-Gesetz}.
    101 \newblock
    102   \url{https://www.ejpd.admin.ch/ejpd/de/home/themen/abstimmungen/bgeid.html},
    103   2021.
    104 
    105 \bibitem[Eur]{EurostatAge10}
    106 Eurostat.
    107 \newblock {Population on 1 January by age and sex (Europa, Altersgruppe 10)}.
    108 \newblock \url{https://bit.ly/32iWEyV}.
    109 
    110 \bibitem[{Fin}22]{fca}
    111 {Financial Conduct Authority}.
    112 \newblock Fca retention schedule.
    113 \newblock
    114   \url{https://www.fca.org.uk/publication/systems-information/retention-schedule.pdf},
    115   February 2022.
    116 
    117 \bibitem[GPCR07]{garera2007framework}
    118 Sujata Garera, Niels Provos, Monica Chew, and Aviel~D Rubin.
    119 \newblock A framework for detection and measurement of phishing attacks.
    120 \newblock In {\em Proceedings of the 2007 ACM workshop on Recurring malcode},
    121   pages 1--8. ACM, 2007.
    122 
    123 \bibitem[Gus21]{hacks2}
    124 Samuel Gush.
    125 \newblock How hackers hack crypto wallets, and how to protect yourself.
    126 \newblock \url{https://www.makeuseof.com/how-hackers-hack-crypto-wallets/},
    127   2021.
    128 
    129 \bibitem[HBHW16]{zcash}
    130 Daira Hopwood, Sean Bowe, Taylor Hornby, and Nathan Wilcox.
    131 \newblock Zcash protocol specification.
    132 \newblock
    133   \url{https://raw.githubusercontent.com/zcash/zips/master/protocol/protocol.pdf},
    134   2016.
    135 
    136 \bibitem[Hel19]{Helbing2019}
    137 Dirk Helbing.
    138 \newblock {\em Digital Fascism Rising?}, pages 99--102.
    139 \newblock Springer International Publishing, Cham, 2019.
    140 
    141 \bibitem[Hu21]{afganistan2021}
    142 Margaret Hu.
    143 \newblock The taliban reportedly have control of us biometric devices -- a
    144   lesson in life-and-death consequences of data privacy.
    145 \newblock
    146   \url{https://theconversation.com/the-taliban-reportedly-have-control-of-us-biometric-devices},
    147   2021.
    148 
    149 \bibitem[Kes21]{designagerestriction2021}
    150 \"Ozg\"ur Kesim.
    151 \newblock {Anonymous Age Restriction Extension for GNU Taler}.
    152 \newblock
    153   \url{https://docs.taler.net/design-documents/024-age-restriction.html}, 2021.
    154 
    155 \bibitem[LPS{\etalchar{+}}20]{lightening}
    156 Jian-Hong Lin, Kevin Primicerio, Tiziano Squartini, Christian Decker, and
    157   Claudio~J Tessone.
    158 \newblock Lightning network: a second path towards centralisation of the
    159   bitcoin economy.
    160 \newblock {\em New Journal of Physics}, 22(8):083022, aug 2020.
    161 
    162 \bibitem[mer22]{merge2022}
    163 The merge.
    164 \newblock \url{https://ethereum.org/en/upgrades/merge}, 2022.
    165 
    166 \bibitem[Mon]{LeRobertMonnaie}
    167 Monnaie.
    168 \newblock {Dictionnaire Le Robert}.
    169 \newblock \url{https://dictionnaire.lerobert.com/definition/monnaie}.
    170 
    171 \bibitem[Nak08]{nakamoto2008re}
    172 Satoshi Nakamoto.
    173 \newblock Re: Bitcoin p2p e-cash paper.
    174 \newblock {\em The Cryptography Mailing List}, 2008.
    175 
    176 \bibitem[Nel21]{nelson2021}
    177 Matt Nelson.
    178 \newblock The state of the merge: An update on ethereum’s merge to proof of
    179   stake in 2022.
    180 \newblock
    181   \url{https://consensys.net/blog/news/the-state-of-the-merge-an-update-on-ethereums-merge-to-proof-of-stake-in-2022/},
    182   2021.
    183 
    184 \bibitem[Noe15]{noether2015ring}
    185 Shen Noether.
    186 \newblock Ring signature confidential transactions for monero.
    187 \newblock {\em IACR Cryptol. ePrint Arch.}, 2015:1098, 2015.
    188 
    189 \bibitem[oG16]{BG2016}
    190 Bank of~Greece.
    191 \newblock Statute of the bank of greece, tenth edition.
    192 \newblock
    193   \url{https://www.bankofgreece.gr/en/the-bank/legal-framework/statute}, 2016.
    194 
    195 \bibitem[Phe21]{rugpull}
    196 Phemex.
    197 \newblock What is a rug pull and how can you avoid one?
    198 \newblock \url{https://phemex.com/academy/what-is-a-rug-pull}, August 2021.
    199 
    200 \bibitem[SALY17]{monero}
    201 Shi-Feng Sun, Man~Ho Au, Joseph~K Liu, and Tsz~Hon Yuen.
    202 \newblock Ringct 2.0: a compact accumulator-based (linkable ring signature)
    203   protocol for blockchain cryptocurrency monero.
    204 \newblock In {\em European Symposium on Research in Computer Security}, pages
    205   456--474. Springer, 2017.
    206 
    207 \bibitem[Sch16]{schneier2016toxic}
    208 Bruce Schneier.
    209 \newblock Data is a toxic asset, so why not throw it out?
    210 \newblock
    211   \url{https://www.schneier.com/essays/archives/2016/03/data_is_a_toxic_asse.html},
    212   March 2016.
    213 
    214 \bibitem[SD10]{sahin2010overview}
    215 Y~Sahin and E~Duman.
    216 \newblock An overview of business domains where fraud can take place, and a
    217   survey of various fraud detection techniques.
    218 \newblock In {\em Proceedings of the 1st international symposium on computing
    219   in science and engineering, Aydin, Turkey}, 2010.
    220 
    221 \bibitem[SGF21]{koalitionsvertrag2021}
    222 SPD, Bündnis~90/Die Grünen, and FDP.
    223 \newblock {Mehr Fortschritt Wagen - Bündnis für Freiheit, Gerechtigkeit und
    224   Nachhaltigkeit}.
    225 \newblock
    226   \url{https://www.spd.de/fileadmin/Dokumente/Koalitionsvertrag/Koalitionsvertrag_2021-2025.pdf},
    227   2021.
    228 
    229 \bibitem[Smi20]{huawei}
    230 Adam Smith.
    231 \newblock Huawei ban: Trump extends executive order against china tech firms.
    232 \newblock {\em The Independent}, May 2020.
    233 
    234 \bibitem[Tec20]{tcimer2020}
    235 Cem Tecimer.
    236 \newblock {“Is the Turkish Central Bank Independent?” as an Uninteresting
    237   Question}.
    238 \newblock \url{https://dx.doi.org/10.17176/20201118-161945-0}, November 2020.
    239 
    240 \bibitem[VVdB17]{voigt2017eu}
    241 Paul Voigt and Axel Von~dem Bussche.
    242 \newblock {\em The EU General Data Protection Regulation (GDPR)}, volume~18.
    243 \newblock Springer, 2017.
    244 
    245 \end{thebibliography}