protocol/payment: rename timestamps - lsd0009 - LSD0009: The GNU Taler Protocol

commit 60c24937724c0e1052578627bf80dc74b8b44121
parent 6abdd47e4288407560eb1a3f17a70487315ef09b
Author: Mikolai Gütschow <mikolai.guetschow@tu-dresden.de>
Date:   Fri,  8 May 2026 13:43:10 +0200

protocol/payment: rename timestamps

Diffstat:
M draft-guetschow-taler-protocol.md  | 307 ++++---------------------------------------------------------------------------
M draft-guetschow-taler-protocol.xml  | 1002 ++++++++++++++++++++++++++++++++++++++++---------------------------------------
A test-vectors/test-case-1.md  | 281 +++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++

3 files changed, 799 insertions(+), 791 deletions(-)
diff --git a/draft-guetschow-taler-protocol.md b/draft-guetschow-taler-protocol.md
@@ -757,8 +757,8 @@ Knows ⟨coinᵢ⟩                  Knows merchant.priv         Knows exchange.
         |                              |                  | (E1) deposit check |
         |                              |                  +--------------------+
         |                              |                              |
-        |                              |<- (timestamp, exchange.pub, -|
-        |                              |        sig)                  |
+        |                              |<------ (time_deposit, -------|
+        |                              |      exchange.pub, sig)      |
         |                              |                              |
         |                 +---------------------------+               |
         |                 | (M4) deposit verification |               |
@@ -799,7 +799,8 @@ or proving the payment without resorting to the individual coins.
 
 Check order.token? == token?
 h_wire = HKDF(wire_salt, payto, "merchant-wire-signature", 64)
-determine timestamp, refund_deadline, wire_deadline
+timestamp = now()
+determine refund_deadline, wire_deadline from timestamp
 contract = (order.{id,price,info,token?}, exchange, h_wire, timestamp, refund_deadline, wire_deadline)
 contract.nonce = nonce.pub
 Persist contract
@@ -823,7 +824,7 @@ for i in 0..n:
   msgᵢ = Gen-Msg(WALLET_COIN_DEPOSIT,
       ( h_contract | uint256(0x0)
       | uint512(0x0) | contract.h_wire | coinᵢ.h_denom
-      | contract.timestamp | contract.refund_deadline
+      | timestamp | contract.refund_deadline
       | contributionᵢ + denomᵢ.fee_deposit
       | denomᵢ.fee_deposit | merchant.pub | uint512(0x0) ))
   sigᵢ = Ed25519-Sign(coinᵢ.priv, msgᵢ)
@@ -844,6 +845,9 @@ msg = Gen-Msg(MERCHANT_CONTRACT, h_contract)
 sig = Ed25519-Sign(merchant.priv, msg)
 ~~~
 
+TODO: what about wire_fees, those should be checked for as well, or do we just assume merchant will pay those?
+see src/backend/taler-merchant-httpd_post-orders-ORDER_ID-pay.c:2760
+
 ~~~
 (E1) deposit check (exchange)
 
@@ -864,10 +868,10 @@ for i in 0..n:
   Check-Subtract(coinᵢ.value, total)
 Persist deposit-record
 schedule bank transfer to payto
-timestamp = now()
+time_deposit = now()
 msg = Gen-Msg(EXCHANGE_CONFIRM_DEPOSIT,
     ( h_contract | h_wire | uint512(0x0)
-    | timestamp | info.time.wire_deadline
+    | time_deposit | info.time.wire_deadline
     | info.time.refund_deadline
     | Sum ⟨depositᵢ.contribution⟩
     | SHA-512( ⟨depositᵢ.sig⟩ ) | merchant.pub ))
@@ -880,7 +884,7 @@ sig = Ed25519-Sign(exchange.priv, msg)
 h_wire = HKDF(wire_salt, payto, "merchant-wire-signature", 64)
 msg = Gen-Msg(EXCHANGE_CONFIRM_DEPOSIT,
     ( h_contract | h_wire | uint512(0x0)
-    | timestamp | contract.wire_deadline
+    | time_deposit | contract.wire_deadline
     | contract.refund_deadline
     | Sum ⟨depositᵢ.contribution⟩
     | SHA-512( ⟨depositᵢ.sig⟩ ) | merchant.pub ))
@@ -1398,7 +1402,7 @@ They are generated by going through the protocol operations in the following ord
 
 1. Withdraw two coins `coin₀` and `coin₁` from a single `reserve` (cf. {{withdraw}}).
 2. Pay for one `order` with the full value of `coin₀` and a partial value of `coin₁` (cf. {{payment}}).
-3. Obtain a partial refund for `coin₀` used to pay for the `order` (cf. {{refund}}).
+3. Obtain a partial refund on `coin₀` used to pay for the `order` (cf. {{refund}}).
 4. Refresh the now-dirty `coin₁` to two new coins `coin₂` and `coin₃` (cf. {{refresh}}).
 5. Regenerate `coin₂` and `coin₃` with the knowledge of `coin₁` (cf. {{link}}).
 6. Create an `account` for w2w transfers (cf. {{w2w-account}}).
@@ -1407,7 +1411,7 @@ They are generated by going through the protocol operations in the following ord
 9. Recoup the value of `coin₅` obtained via withdrawal from `account` (cf. {{withdraw-recoup}}).
 10. Recoup the value of `coin₃` obtained via refresh from `coin₁` (cf. {{refresh-recoup}}).
 
-// todo: sending full coins only works without fees, should we set fees to zero?
+// todo: p2p sending full coins only works without fees, should we set fees to zero?
 
 The test vectors in this document have been generated by the GNU Taler reference implementation written in C.
 All binary data is provided in hexadecimal notation.
@@ -1415,290 +1419,7 @@ Big numbers for RSA are represented in big-endian byte order (most significant b
 
 ## Test Case 1
 
-~~~
-exchange.master_pub = 3cb5e9823db2b335fdb3f284ae960e56be8b081c6819b8b0217f38b095
-                 b4313b
-exchange.priv  = 1bf4149fa644b3c7f2bf02da4703ff2de3fa160dce0c750eabfa0f7ac70a2442
-exchange.pub   = 4c130aae3246831808a162e2d4330de394e5f0d7dff75a80f3fa045b1a43eabb
-exchange.url   = https://exchange.taler.example.org/
-denom₀.pub.n   = ba42b9e75e48847bab175ed4797384d68a430fd849a914aa68438349743b2728
-                 d9ca97709c15d5c81c7d9d11c84ec9c60cec03aed4b36ad153768eb30cf98454
-                 74e97ee9d7475ebc926d87135d56926b7df1cea3ec38897a74bc3e245e59ffa7
-                 6e5aff2c2f2eb84e7133a879f4229221f91c7bddf96088e4020e16444d94acc3
-                 0708069f4a1bde3dcbead32e3916a9f6722adb3d63bb9075dde49258fbd28a9a
-                 09251fa08b64faee53a506b9f637136c72af7382b9243fa8996ad4d72cc1b05c
-                 fb45271cb3187b4eeec0b5f9e847cdcc0c3ddef9787164a1aee7e4e1ee6de1b9
-                 5282c1ff646aa70aabd1df0003f75d3585e9e740916cee4f7bca0cd82f72104d
-denom₀.pub.e   = 010001
-denom₀.priv.d  = 07bc432fbc6eeb0f9ec2a4f5d2886d65228f57ee5ddac788af355493bd9fc247
-                 d449b161e41d95080f44d93bd6938d162c4db5f6720f7479768ba73000f330df
-                 780e856e8d3a01d1778c546e85b3157820de24bc9290238782271a3694f38c66
-                 45f3420331ff70f8930377f4fea25beaccc775ce796f9ca7c97d0fc82ce7a688
-                 0dd437e6b30695ca51a58f0239aef7481932550ce61b5b085313cb888c893cc1
-                 bbef6b47c607e1189f8cccb04eeb9f87b9e53f414850f8b923ce83e2859c0434
-                 a3d14d861e864fd5ce701af11611398a73515b7056b2828e564cdec6052bdbb4
-                 3ff435178577198de0676e5d378ade9b31844e81e2218ba3b3aec5bff9a26621
-denom₀.hash    = 8653090e3f3f5efac9770a5dd0c97813940c191c9fa1713367f8bb1279b1e3d2
-                 7f32d16ea7699501e5fc4d176725d76ab0307f9bdf9d0d263c2256a7f1c63143
-denom₀.value   = KUDOS:5.12
-denom₀.fee_withdraw = KUDOS:0.01
-denom₀.fee_deposit = KUDOS:0.01
-denom₀.fee_refresh = KUDOS:0.01
-denom₀.fee_refund = KUDOS:0.01
-denom₁.pub.n   = d5455fb79449df7bf548e384d5201d75f4f7697ef9b8051eb8536f66783e70ca
-                 2d524fefa6840c1f87d9d881486815d5ace866a32269b05bdba7ff6024811c19
-                 456026b0a59da4db96f58729d286c90be8cd9cbf575d346202b43282d601b575
-                 1ff77a88a0742a692349a0e3fa8ed5518fc5378fcf434929b541c942573abef3
-                 10b87776e976e81cf650a04399fabddbde677163918250c4d45f5e90ee7539de
-                 500a8e915be1d5f17d79cb9585ccdf5dba42ef53c24eae7d7c93c4e0a4327882
-                 45b7c76a587f0ac6889d30389531362d51c2ad65cb1e28b4ad4cc97fcd2a4aed
-                 d6612ae8888eb2dbc4de0cf30f46a43b76cc8c3245eefe013195a237f02d13b5
-denom₁.pub.e   = 010001
-denom₁.priv.d  = 5a520e0e663bbeecf55d5015d258ce8145247ec62aa5d76d422cfbb1cedccad1
-                 a4ce06527d17d1368d47221ce678463eff02516d6746914ce5c2c9318364366d
-                 31675e1b539866d8249f89059a4640e0cd503ec0fe13d7fa6620c07f8e789ccb
-                 a4a51f7cbb4f5722bdb211f45b09a0a7f11659c88ac37939b3accfba4bccf24e
-                 a260e21aaec0dfbf857178438986e963e9e356277c3badc34fc91b705d9956b4
-                 bedc0947d65924d7dd31e564de798eb06837380caed6813d3761d119901c5540
-                 eb74c3cb674fdfd64b67d78ebd40de0cafd53c038a0a8e87890b953b8b94a977
-                 1a6efb3142ca02db873053f8d1de2082db4366fc072aafc723c036a2fb999605
-denom₁.hash    = 1de6052bce12feaa2d26e3bba1789b0c2295028279f3eaff8e1345448ba05390
-                 cff49656ed72a1f7ef6ee2c4a80f80eefa0d0f906e74305b0215c4194ab1c7b8
-denom₁.value   = KUDOS:2.56
-denom₁.fee_withdraw = KUDOS:0.01
-denom₁.fee_deposit = KUDOS:0.01
-denom₁.fee_refresh = KUDOS:0.01
-denom₁.fee_refund = KUDOS:0.01
-denom₂.pub.n   = d1320993658042f995f09ed66ad2283e457a1f44cad96f1cf5a6299ac93d6172
-                 4a7448d70e56a38666ec66352a5810ca3e544d957dedb5789e135589fcb8b139
-                 c65a2f70d7c421dfd4e27cf38d463074d286730be23d446fc07811519b068346
-                 b28b86b94acff35524eb62436852714c92f03b0bac21bb6bf727734be7871b70
-                 2f928c3ced4bad9ba2d49cec6a86d1019181c65c16abf7b391f103c90c3eaaaa
-                 9d5298a4a60c71bdaf0f08246327a62399bf4c424c1ed7718cb5df178daa9710
-                 ec9d098e99ed0456de2fbaf7865ba47931c52d1cac78cacc1bc451782587487a
-                 6189addfe5dcdf6f190f28816707e3d1e104b5a1f7a570b75c1951588f3289ef
-denom₂.pub.e   = 010001
-denom₂.priv.d  = 311849a8066faa083218b4e6444e8af44650e94ab7427d31b232eb5bb0b3cf8d
-                 478cefd54cbfa783f0deb503f02a97d226fb98f3a708a508a82c886c285bddf7
-                 dda5a7b19769a7bb84961cd5f9c749b2f8ff65bb99be6033cbdb41d1418d2f3c
-                 e5c519fa9d649d4a53ae4c32dea64e81b6905b831b44155cbab5cef8b6defde0
-                 9295662cdf2189f2763ede05bea0acb707b9b6b087dcebb9ca81f1c2785d6560
-                 f93bf1a1860676cccceb079c22b48b9fdef68e1d286164f132ffddeab29fa7a7
-                 04e1bc3f9f5e28c39675f17136aed8542aa4470a14a7380a4016b21d43ef5b9e
-                 2b241ced017c54247c12fd6beccb7bd356820b0246553c751b3e071468c2efdd
-denom₂.hash    = 4f8c487d21ffb5bb7571f5d66bcf6f93f4f5c043df5483669383128700064e86
-                 37afecd6029cb36dfc5a60d20ff3112ff1b5ad1b53c78cf39ad13cd2531ba24e
-denom₂.value   = KUDOS:0.16
-denom₂.fee_withdraw = KUDOS:0.01
-denom₂.fee_deposit = KUDOS:0.01
-denom₂.fee_refresh = KUDOS:0.01
-denom₂.fee_refund = KUDOS:0.01
-denom₃.pub.n   = bddb1806b7b7663d94bedbeccbb515987fcae457b5920d85b8485edac6ab0e73
-                 e6991780e9f1fa6f88e500e0ccd9eeb80d8e3b66289a7cf1b25bd56d05081d58
-                 3864ad225a36f8d38391782a85bfe320d439443e8ea19f555edb36fcb58af81c
-                 a5168ca7c42dda68f191bd1587b4da27703384f2aad300a043549c67fc6defd9
-                 8bd1074b3bab1bc0d89b87d81f8a1f555a3b4ce2b4ca7b0b1d8f446fa93258db
-                 511cc3bc2ff62871cb4c746f6806d0b839db8cc560da06eb5619d9d42309a771
-                 61373708db18e453ff0a1d6f63281c54ffacada7c8bf5ca7281ffe7e2e5be03f
-                 c006c064d820f719e672429628837399a565dd9d70f6e9ed91e1eb0567978015
-denom₃.pub.e   = 010001
-denom₃.priv.d  = 1e3370867d0a0d1705b18e0d848d73f7d422f920e4aec23cea7184b9463a26c1
-                 e9704d4cacaa5952b8683eb403e78a5c628cfa1b9da0e44d9462f1b7f66c1c88
-                 3b419f484ed3de257e113c1828e4e5e3592f1a3bddf78d7f88927ee99892c336
-                 2ca2c226dbd90971d68a54404d069d5f5704b304e131fb3058959338781a2039
-                 93804f64def2980210dc3f4e77c1207400e922032952cb154bb1b776d164cce6
-                 9e418844f2f4b20850c0a23d30059362edadfe00fbfa04b6833fc4606deda441
-                 eb345c49b52d91063da7c55ecea7b32e99a49a823264955803ce3ee220a2cc64
-                 cd4321e18ae28bb1071c7746e8a3d69adef5113e21a01cab6809668793c2a94f
-denom₃.hash    = 96524d30b4398d0d5bbe2eff902c4df1cc8286629d149bee0530edcfb361c468
-                 ea5fdb1b41d538223c8b3fe1a974951bb3290bbfffc6f10cbf0326585041ca4d
-denom₃.value   = KUDOS:0.08
-denom₃.fee_withdraw = KUDOS:0.01
-denom₃.fee_deposit = KUDOS:0.01
-denom₃.fee_refresh = KUDOS:0.01
-denom₃.fee_refund = KUDOS:0.01
-merchant.priv  = 7607240acc4563ebe2e38e76eaf61d74160d71c9a6670ae2e5147ce848767037
-merchant.pub   = f54d646619723f7fa2ce79267953fdd8654cfcd0f2cfc0c5e880e3e0d0ab19f0
-merchant.url   = https://merchant.taler.example.org/
-merchant.payto = payto://x-taler-bank/bank.taler.example.org/merchant
-~~~
-
-
-### Withdrawal {#tc1-withdraw}
-
-~~~
-(W1) reserve key generation (wallet)
-
-reserve.priv   = d9641dab5c7f2474573871c25cae2f6c8924ace4157a56d128b1432e55a6c6ba
-reserve.pub    = ec8ad5e4c6abcf4d0d597f0066a0e3ea0370d221973e06e73f4287148cb93c38
-~~~
-~~~
-(W2) coin generation and blinding (wallet)
-
-batch_seed     = 466431296486ed9cd71fc207254820a2c4a85aeb0b2041494f8bf1f8cd30f113
-coin_seed₀     = 88899daa409b8c4c4a91c8e39030d247d00b292eff952e36067fbe33f2d7ce48
-coin_seed₁     = f5be0b8790719072c7043c257f2c114cd8cb45ea5d98c4aa25d9025f45f1caeb
-blind_secret₀  = a3cbe2b0babf5bdfb98f45804acf63225c16e09be1677f705393df3f5de98ebf
-blind_secret₁  = 8ea6335ed3ff8a41f9fae95e9fd87382be402d6c26ef972381dee6b3c1e9d775
-coin₀.priv     = a5a38bb23a9f36564f9d4e566cdd7e3521b04f8ea4175da726ac4e3ac540b485
-coin₁.priv     = ae98c5207fe31e20a7b7a8677b780c6735ce69df32d3085d504010f23c59064a
-coin₀.pub      = afbdf99f1a794add25bad59c9a3f442714e166adc99c57db991947669a36b185
-coin₁.pub      = aa7118596b1adf89543e9afcf2925e516a782eed9d75c8abc4a470e7efdd7fe4
-planchet₀      = 64ede0cf40a952b95af4b09b22c6fd27a1ff6d0ae3920ea03fe14a8b547f1e14
-                 a2eea98443e7aa092075f6585103fb06c1d68fb4616bf33ae30a207e51840f1a
-                 e655a734184a73d804df42650ce296954c9b61e249486468f7fda8a74f85ec6c
-                 cdb34a66819fbeaf846b10087ffaf8e734428a907b96c6a112f8f943b3a8d554
-                 55c01b0daf55456acf0715874ff90fba45b265e2021a70997100fb18bfbef822
-                 c8475820b4855f141730751bcfad2e7eb46dd6c6a400a8a6a98486c4a2bce4d3
-                 407a0d0ba612faebb49428ba3a1986eddadb04b6790fbb7bd27cc0bd98341c60
-                 ec5b980275202aedd4b0cf3b7ee1732c67c84db4b30b60b551cbf849222c60e1
-planchet₁      = 41f8a6622c99b6a9c30d52d19fc2c20a39a481219de4b0f3e7f604efed5d9625
-                 54ea13255785d10a037e14abd75d80a0aa9861df9d80a051c418ff197e68bd0e
-                 ee61e6fd5d3214633734659e8bbd7dd2fe566bd41c537a5759bad9bbca6b2eb7
-                 e3217e7d3cbefff192d83bd0527dbe0eff56df0b2e2062670d2873ca7766a7c1
-                 255e6fcf2c37e95de19fcad244f3986bab45c0a3aca726fc682455ea1166a238
-                 9152d7a67d181f035de6bdb97633888f0594c2f63dd3965134372507faf84f75
-                 3759abd662d4c7e8df7e01149ff44da3499ed49406d9398e86c4abf12a1f57f3
-                 8002115ef7283e4d5422b41c752a0cce8c2c1a9b84e109b4554fc1150ef578b9
-h_planchet₀    = 888da42dbf4897a5d6d9420b827e340c74c0b0e973e140ad1c7b9abfc400a9ec
-                 5a86b3185e4c656dbe8e01125604616de83fa28910fae513d016f56c3ca94eb4
-h_planchet₁    = f20015bbe0147313e59f9e64ee9e836c192b5d504dbd3328fcfce41fbe9310d6
-                 aa96d91fdd77599c122cc5390ad7cb86d2c6d4261bd5950e7ec0f86959613841
-sig            = 2ae0027dd4a196c4741d60e3e7ff933d7374fa5534d15f1cc2e96e9ab3392894
-                 c65ab6a0af31ccdb395db5c526770077642502e27d4619d385a91dd13854e706
-~~~
-~~~
-(E1) coin issuance and signing (exchange)
-
-total = KUDOS:7.7
-blind_sig₀     = 139af4e7e7f6e9e0391e22f78cb0b2c334e6d6667633a192f56fde38ac9feec7
-                 841be59b2aa993084c50f70dfd9673dc723eec9d84c28ebd5f8104d1b0b29cf1
-                 18cd64cbe33925524a3363a1a6f24f59d47a404cf74680eee97cdeb8cc44a0b8
-                 4f3db4496d9bed1224c0fbda64d40f84ef5447d764fb714ca8e72a23a882e749
-                 e47a519310f6d87b3e8ddc3e4ac4e541cdbfe7550c92f41c511b544d9fbdc2a7
-                 296b958e9df0b1394210aef4f1a780a129883d4bcb45425eef96204a7eaa9daa
-                 7d21827ecbf4571cefe6dbe65314e61c688175c1e81e01d4f0377c9c2312b6cc
-                 3487f2dd2cf8d85efde346f4d1a12de70bec4038b0bea0c505087c0e67ce4694
-blind_sig₁     = 89649cf83e2ba2cd75c7a1d01809c33d5d02fec81649256215f13a8965ad37d8
-                 d47c264668ec187e46d75210ce601362fbb15f61a24ec1d337dd2589b5a4ee0e
-                 77a8d9734aca6a149b9f9b3a78c158b1f8cb243b8cbe9c2212290e8bc731d023
-                 82463f3e1cf0fc86c5472b8c96c5eaeac9c9064fdf7411f97935f27fd0bf8820
-                 0440c7cc3e6960c5c5156aedb5a820077be08f1ac4b00780258d7b843b21d7ba
-                 f2d969d1b3c77a08b4fe14b216fe78c7e4c0ae964fc06bf3dfe7ff20ec85fa4d
-                 5e5aec24d89848645ffadb0de3da80c6e41b96571ef28e3d132b7c3fd16a289e
-                 32389cffb653b4744fabf882342f0db9aef110351d8ffd7a3b86701f0f5034c8
-~~~
-~~~
-(W3) coin unblinding (wallet)
-
-coin₀.sig      = 9303650b8896b6619ca061f4bf44c1b02fb60784a2659de7512b599e7e6524ad
-                 5a283c81d289d3ec75fc81e7f336bd41dd67a41b72a98d9171f0461c188535b5
-                 55019079a18b4491903797f62a034e5f277ce8f7f3f56fbe47e44113561fd414
-                 c841c2da97da1ae92df0e2cfbe3c26ad37f8bab9bd71365ac536204cda7c21dc
-                 39891b5cbb4e213f75d4e09c248a7a59f6322fd011619b29ec25ad621dfa2d6f
-                 ae9f8b91935caf54d0d30f4a03bf6beed6637a4054efbad7a41f9da434f07cfd
-                 2f7619e8a3c82b30e079ff9fe13fc023fba7d627f4fb21e14467ce1db2776783
-                 1eb1c3ad5c39f61437a0a70c300fd84cd9280474bb507768a868ea92fa905428
-coin₁.sig      = 355aa5b6bf10591375f22a014640cd242f470834759fab4421b4d237a149bc3e
-                 5fbc8f073e1348da770983cd36df9cf72a30bfe55776744b2d787acb06ba25cc
-                 def36e5269771fe4a38a1109e8b96437a3cc625003f7fdf4d0cc879335584c5b
-                 13f2b29be1ea4d8a2da7826d608179d98b5edb11261e2048fbbba217a52ae862
-                 d1e78e30c0787ee40908f1bca708c434d5412a262eca6bcd0ac5890bfbbe7df6
-                 d69a5544d0054716dfda47791546c177223606c0645858a15b36887619a9d70a
-                 515f42897758bbe181765d7184cc92b5e2d743df1db9b30394b697117ad24811
-                 812febe0a3c57cbb5cf7f6857378f57cd1149f745ed95fd1d342e9860f516469
-~~~
-
-### Payment and Deposit {#tc1-payment}
-
-~~~
-(M1) order generation (merchant)
-
-wire_salt      = 4c5249caea865380e0e519fc38177686
-order.id       = ORDER-40
-order.price    = KUDOS:7.42
-~~~
-~~~
-(W1) nonce generation (wallet)
-
-nonce.pub      = 6729d69abd7d8218e02c953317b46bba2522efc2c19a7da63194e9ef40fcbd0d
-~~~
-~~~
-(M2) contract generation (merchant)
-
-h_wire         = ec4e7258747a4de49628a27907b74f0aad097cfafaa595320f81786375430b67
-                 ae1ada754299bbc0472f5a1e8bae6fe8e5dc52683dd09490ff06fb2fa4f20ec2
-merchant_time  = Sat Feb 14 13:37:42 2026
-pay_deadline   = Sat Feb 14 14:07:42 2026
-refund_deadline = Sun Feb 15 13:37:42 2026
-wire_deadline  = Mon Feb 16 13:37:42 2026
-contract       = {
-  "version": 0,
-  "summary": "Free Software Support",
-  "order_id": "ORDER-40",
-  "products": [],
-  "timestamp": {
-    "t_s": 1771076262
-  },
-  "refund_deadline": {
-    "t_s": 1771162662
-  },
-  "pay_deadline": {
-    "t_s": 1771078062
-  },
-  "wire_transfer_deadline": {
-    "t_s": 1771249062
-  },
-  "merchant_pub": "YN6P8SGSE8ZQZ8PEF4K7JMZXV1JMSZ6GYB7W1HF8G3HY1M5B37R0",
-  "merchant_base_url": "https://merchant.taler.example.org/",
-  "merchant": {
-    "name": "Taler Merchant"
-  },
-  "h_wire": "XH774P3MF96Y95H8M9WGFDTF1APGJZ7TZAJSACGFG5W66XA31DKTW6PTEN19KEY08WQNM7MBNSQYHSEWA9M3VM4MJ3ZGDYSFMKS0XGG",
-  "wire_method": "XXXX",
-  "exchanges": [
-    {
-      "url": "https://exchange.taler.example.org/",
-      "priority": 1024,
-      "master_pub": "7JTYK0HXPASKBZDKYA2AX5GEATZ8P20WD0CVHC11FWWB15DM64XG"
-    }
-  ],
-  "nonce": "CWMXD6NXFP11HR1CJMSHFD3BQ8JJ5VY2R6D7V9HHJKMYYG7WQM6G",
-  "amount": "KUDOS:7.42",
-  "max_fee": "KUDOS:0.01"
-}
-h_contract     = cc934a29efa612754edba0453d1b0ba175d6830d3ec2b2839a9a539d845a5da4
-                 622498e3819cb49206810688a93de1989c6542d2cf1d71f64dc998193e76d535
-sig            = c249ee766b4dd256560d48b367d05a41cf7169306247ec56c51c39412b34c110
-                 15e365c2b2836761ba020b7175e60870572a6c7f780eeabb6f0777783064d602
-~~~
-~~~
-(W2) payment preparation (wallet)
-
-contribution₀  = KUDOS:5.12
-contribution₁  = KUDOS:2.3
-sig₀           = 1799394abc575b6b69a071949742fed8cd076c70403dbcfa0ae3baaf0afc0983
-                 7b1b301b95cf37c1407566b75c9ae1f79ec7a7d67fbea81315e4f30b83067a0c
-sig₁           = c4569c0ab233aa265809dc9481740663a5310c5887f96f28872fcca81851e66a
-                 ca66c65696e226aaf18752a02319278a7bd18f3fb203477a88d28b8e5061bf03
-~~~
-~~~
-(M3) deposit preparation (merchant)
-
-~~~
-~~~
-(E1) deposit check (exchange)
-
-exchange_time  = Sat Feb 14 13:45:44 2026
-sig            = d5012923d92fdd984109eadd60234953d6bb5b1bd3695a402ad32a155e3f3661
-                 ffe6dde8bbb0d7ee58342b8a0a3296e5eaa8e34655360e6138b7d7fda4eeec09
-~~~
-~~~
-(M2) deposit verification (merchant)
-
-sig            = e66d503c843d72da4b6eb95f872396449de25cbf80b9c243d8c9ed2bde533d24
-                 60542c685bfdbf2eabc755510a60b97ed289711fd3f353cd80aa791e2e2f1e0d
-~~~
+{::include ./test-vectors/test-case-1.md}
 
 ### Refund {#tc1-refund}
 
diff --git a/draft-guetschow-taler-protocol.xml b/draft-guetschow-taler-protocol.xml
@@ -24,7 +24,7 @@
         <email>mikolai.guetschow@tu-dresden.de</email>
       </address>
     </author>
-    <date year="2026" month="May" day="07"/>
+    <date year="2026" month="May" day="08"/>
     <workgroup>independent</workgroup>
     <keyword>taler</keyword>
     <keyword>cryptography</keyword>
@@ -719,8 +719,8 @@ Knows ⟨coinᵢ⟩                  Knows merchant.priv         Knows exchange.
         |                              |                  | (E1) deposit check |
         |                              |                  +--------------------+
         |                              |                              |
-        |                              |<- (timestamp, exchange.pub, -|
-        |                              |        sig)                  |
+        |                              |<------ (time_deposit, -------|
+        |                              |      exchange.pub, sig)      |
         |                              |                              |
         |                 +---------------------------+               |
         |                 | (M4) deposit verification |               |
@@ -756,7 +756,8 @@ or proving the payment without resorting to the individual coins.</t>
 
 Check order.token? == token?
 h_wire = HKDF(wire_salt, payto, "merchant-wire-signature", 64)
-determine timestamp, refund_deadline, wire_deadline
+timestamp = now()
+determine refund_deadline, wire_deadline from timestamp
 contract = (order.{id,price,info,token?}, exchange, h_wire, timestamp, refund_deadline, wire_deadline)
 contract.nonce = nonce.pub
 Persist contract
@@ -779,7 +780,7 @@ for i in 0..n:
   msgᵢ = Gen-Msg(WALLET_COIN_DEPOSIT,
       ( h_contract | uint256(0x0)
       | uint512(0x0) | contract.h_wire | coinᵢ.h_denom
-      | contract.timestamp | contract.refund_deadline
+      | timestamp | contract.refund_deadline
       | contributionᵢ + denomᵢ.fee_deposit
       | denomᵢ.fee_deposit | merchant.pub | uint512(0x0) ))
   sigᵢ = Ed25519-Sign(coinᵢ.priv, msgᵢ)
@@ -797,6 +798,8 @@ h_contract = SHA-512(canonicalJSON(contract))
 msg = Gen-Msg(MERCHANT_CONTRACT, h_contract)
 sig = Ed25519-Sign(merchant.priv, msg)
 ]]></artwork>
+          <t>TODO: what about wire_fees, those should be checked for as well, or do we just assume merchant will pay those?
+see src/backend/taler-merchant-httpd_post-orders-ORDER_ID-pay.c:2760</t>
           <artwork><![CDATA[
 (E1) deposit check (exchange)
 
@@ -817,10 +820,10 @@ for i in 0..n:
   Check-Subtract(coinᵢ.value, total)
 Persist deposit-record
 schedule bank transfer to payto
-timestamp = now()
+time_deposit = now()
 msg = Gen-Msg(EXCHANGE_CONFIRM_DEPOSIT,
     ( h_contract | h_wire | uint512(0x0)
-    | timestamp | info.time.wire_deadline
+    | time_deposit | info.time.wire_deadline
     | info.time.refund_deadline
     | Sum ⟨depositᵢ.contribution⟩
     | SHA-512( ⟨depositᵢ.sig⟩ ) | merchant.pub ))
@@ -832,7 +835,7 @@ sig = Ed25519-Sign(exchange.priv, msg)
 h_wire = HKDF(wire_salt, payto, "merchant-wire-signature", 64)
 msg = Gen-Msg(EXCHANGE_CONFIRM_DEPOSIT,
     ( h_contract | h_wire | uint512(0x0)
-    | timestamp | contract.wire_deadline
+    | time_deposit | contract.wire_deadline
     | contract.refund_deadline
     | Sum ⟨depositᵢ.contribution⟩
     | SHA-512( ⟨depositᵢ.sig⟩ ) | merchant.pub ))
@@ -1351,7 +1354,7 @@ In Taler, interaction with exchange, therefore called wallet-to-wallet transacti
         <refcontent>National Institute of Standards and Technology (U.S.)</refcontent>
       </reference>
     </references>
-    <?line 1392?>
+    <?line 1396?>
 
 <section anchor="test-vectors">
       <name>Test Vectors</name>
@@ -1364,7 +1367,7 @@ They are generated by going through the protocol operations in the following ord
           <t>Pay for one <tt>order</tt> with the full value of <tt>coin₀</tt> and a partial value of <tt>coin₁</tt> (cf. <xref target="payment"/>).</t>
         </li>
         <li>
-          <t>Obtain a partial refund for <tt>coin₀</tt> used to pay for the <tt>order</tt> (cf. <xref target="refund"/>).</t>
+          <t>Obtain a partial refund on <tt>coin₀</tt> used to pay for the <tt>order</tt> (cf. <xref target="refund"/>).</t>
         </li>
         <li>
           <t>Refresh the now-dirty <tt>coin₁</tt> to two new coins <tt>coin₂</tt> and <tt>coin₃</tt> (cf. <xref target="refresh"/>).</t>
@@ -1388,13 +1391,13 @@ They are generated by going through the protocol operations in the following ord
           <t>Recoup the value of <tt>coin₃</tt> obtained via refresh from <tt>coin₁</tt> (cf. <xref target="refresh-recoup"/>).</t>
         </li>
       </ol>
-      <t>// todo: sending full coins only works without fees, should we set fees to zero?</t>
+      <t>// todo: p2p sending full coins only works without fees, should we set fees to zero?</t>
       <t>The test vectors in this document have been generated by the GNU Taler reference implementation written in C.
 All binary data is provided in hexadecimal notation.
 Big numbers for RSA are represented in big-endian byte order (most significant byte first).</t>
       <section anchor="test-case-1">
         <name>Test Case 1</name>
-        <artwork><![CDATA[
+        <sourcecode type="pseudocode"><![CDATA[
 exchange.master_pub = 3cb5e9823db2b335fdb3f284ae960e56be8b081c6819b8b0217f38b095
                  b4313b
 exchange.priv  = 1bf4149fa644b3c7f2bf02da4703ff2de3fa160dce0c750eabfa0f7ac70a2442
@@ -1500,16 +1503,16 @@ merchant.priv  = 7607240acc4563ebe2e38e76eaf61d74160d71c9a6670ae2e5147ce84876703
 merchant.pub   = f54d646619723f7fa2ce79267953fdd8654cfcd0f2cfc0c5e880e3e0d0ab19f0
 merchant.url   = https://merchant.taler.example.org/
 merchant.payto = payto://x-taler-bank/bank.taler.example.org/merchant
-]]></artwork>
+]]></sourcecode>
         <section anchor="tc1-withdraw">
           <name>Withdrawal</name>
-          <artwork><![CDATA[
+          <sourcecode type="pseudocode"><![CDATA[
 (W1) reserve key generation (wallet)
 
 reserve.priv   = d9641dab5c7f2474573871c25cae2f6c8924ace4157a56d128b1432e55a6c6ba
 reserve.pub    = ec8ad5e4c6abcf4d0d597f0066a0e3ea0370d221973e06e73f4287148cb93c38
-]]></artwork>
-          <artwork><![CDATA[
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (W2) coin generation and blinding (wallet)
 
 batch_seed     = 466431296486ed9cd71fc207254820a2c4a85aeb0b2041494f8bf1f8cd30f113
@@ -1543,11 +1546,11 @@ h_planchet₁    = f20015bbe0147313e59f9e64ee9e836c192b5d504dbd3328fcfce41fbe931
                  aa96d91fdd77599c122cc5390ad7cb86d2c6d4261bd5950e7ec0f86959613841
 sig            = 2ae0027dd4a196c4741d60e3e7ff933d7374fa5534d15f1cc2e96e9ab3392894
                  c65ab6a0af31ccdb395db5c526770077642502e27d4619d385a91dd13854e706
-]]></artwork>
-          <artwork><![CDATA[
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (E1) coin issuance and signing (exchange)
 
-total = KUDOS:7.7
+total          = KUDOS:7.7
 blind_sig₀     = 139af4e7e7f6e9e0391e22f78cb0b2c334e6d6667633a192f56fde38ac9feec7
                  841be59b2aa993084c50f70dfd9673dc723eec9d84c28ebd5f8104d1b0b29cf1
                  18cd64cbe33925524a3363a1a6f24f59d47a404cf74680eee97cdeb8cc44a0b8
@@ -1564,8 +1567,8 @@ blind_sig₁     = 89649cf83e2ba2cd75c7a1d01809c33d5d02fec81649256215f13a8965ad3
                  f2d969d1b3c77a08b4fe14b216fe78c7e4c0ae964fc06bf3dfe7ff20ec85fa4d
                  5e5aec24d89848645ffadb0de3da80c6e41b96571ef28e3d132b7c3fd16a289e
                  32389cffb653b4744fabf882342f0db9aef110351d8ffd7a3b86701f0f5034c8
-]]></artwork>
-          <artwork><![CDATA[
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (W3) coin unblinding (wallet)
 
 coin₀.sig      = 9303650b8896b6619ca061f4bf44c1b02fb60784a2659de7512b599e7e6524ad
@@ -1584,28 +1587,28 @@ coin₁.sig      = 355aa5b6bf10591375f22a014640cd242f470834759fab4421b4d237a149b
                  d69a5544d0054716dfda47791546c177223606c0645858a15b36887619a9d70a
                  515f42897758bbe181765d7184cc92b5e2d743df1db9b30394b697117ad24811
                  812febe0a3c57cbb5cf7f6857378f57cd1149f745ed95fd1d342e9860f516469
-]]></artwork>
+]]></sourcecode>
         </section>
         <section anchor="tc1-payment">
           <name>Payment and Deposit</name>
-          <artwork><![CDATA[
+          <sourcecode type="pseudocode"><![CDATA[
 (M1) order generation (merchant)
 
 wire_salt      = 4c5249caea865380e0e519fc38177686
 order.id       = ORDER-40
 order.price    = KUDOS:7.42
-]]></artwork>
-          <artwork><![CDATA[
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (W1) nonce generation (wallet)
 
 nonce.pub      = 6729d69abd7d8218e02c953317b46bba2522efc2c19a7da63194e9ef40fcbd0d
-]]></artwork>
-          <artwork><![CDATA[
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (M2) contract generation (merchant)
 
 h_wire         = ec4e7258747a4de49628a27907b74f0aad097cfafaa595320f81786375430b67
                  ae1ada754299bbc0472f5a1e8bae6fe8e5dc52683dd09490ff06fb2fa4f20ec2
-merchant_time  = Sat Feb 14 13:37:42 2026
+timestamp      = Sat Feb 14 13:37:42 2026
 pay_deadline   = Sat Feb 14 14:07:42 2026
 refund_deadline = Sun Feb 15 13:37:42 2026
 wire_deadline  = Mon Feb 16 13:37:42 2026
@@ -1648,34 +1651,34 @@ h_contract     = cc934a29efa612754edba0453d1b0ba175d6830d3ec2b2839a9a539d845a5da
                  622498e3819cb49206810688a93de1989c6542d2cf1d71f64dc998193e76d535
 sig            = c249ee766b4dd256560d48b367d05a41cf7169306247ec56c51c39412b34c110
                  15e365c2b2836761ba020b7175e60870572a6c7f780eeabb6f0777783064d602
-]]></artwork>
-          <artwork><![CDATA[
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (W2) payment preparation (wallet)
 
 contribution₀  = KUDOS:5.12
 contribution₁  = KUDOS:2.3
-sig₀           = 1799394abc575b6b69a071949742fed8cd076c70403dbcfa0ae3baaf0afc0983
-                 7b1b301b95cf37c1407566b75c9ae1f79ec7a7d67fbea81315e4f30b83067a0c
-sig₁           = c4569c0ab233aa265809dc9481740663a5310c5887f96f28872fcca81851e66a
-                 ca66c65696e226aaf18752a02319278a7bd18f3fb203477a88d28b8e5061bf03
-]]></artwork>
-          <artwork><![CDATA[
+sig₀           = 8876dce4ca504df355f17c783e8327ea29b2cbcd7dde608b473644af3580621d
+                 3eb429022f6d1c4937328db478c6ed9784f6788e2e18dc16927efd4bc9c10908
+sig₁           = 031283a02cb413308cea4b69bd3d1b7beef87be7788fcfc1d7b83f8d97cd4ede
+                 218d0f753ba8fc92e22415a66065f5c1dff402368de8e85eca0c0ac7358e3602
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (M3) deposit preparation (merchant)
 
-]]></artwork>
-          <artwork><![CDATA[
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (E1) deposit check (exchange)
 
-exchange_time  = Sat Feb 14 13:45:44 2026
-sig            = d5012923d92fdd984109eadd60234953d6bb5b1bd3695a402ad32a155e3f3661
-                 ffe6dde8bbb0d7ee58342b8a0a3296e5eaa8e34655360e6138b7d7fda4eeec09
-]]></artwork>
-          <artwork><![CDATA[
+time_exchange  = Sat Feb 14 13:37:44 2026
+sig            = 09338dd4b1e692431290355b7df62d627a894718db68cf4a8e083bfed7b6c98a
+                 0dde3c5724f3cb3db0e6737f57c9eb35136997eaf403f27f82c0a9f1cf27d308
+]]></sourcecode>
+          <sourcecode type="pseudocode"><![CDATA[
 (M2) deposit verification (merchant)
 
 sig            = e66d503c843d72da4b6eb95f872396449de25cbf80b9c243d8c9ed2bde533d24
                  60542c685bfdbf2eabc755510a60b97ed289711fd3f353cd80aa791e2e2f1e0d
-]]></artwork>
+]]></sourcecode>
         </section>
         <section anchor="tc1-refund">
           <name>Refund</name>
@@ -1717,460 +1720,463 @@ Education and Research (BMBF) within the project Concrete Contracts.</t>
     </section>
   </back>
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+Gy2ssEMYfGAIuE0qQU6pFpEKIngATkBf4t7KR9P3nCfP7h4+G4SuuTOdlVzq
+OxY9h363awBxY/qySHfOWt1qJsxiqoeNKcIEVPFpCdDnWRQEXpKHMQlf5PuS
+0gqYXpjROPAQXWWAfUAFiL1FJxFHKsNsPh24gUnnJ+qbe041ZCAzgFrKB8HI
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+ABOFcIEBTuYMYT/iyUhQFATUiqbDzC0KF44FZitUIMFXX92cL9jF1NJ4zBbO
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+dc85mpgn45UnK2ZbQt+BG3de0xbryfjOruPSVvc78+XFBZtd4u879+iTaMeT
+YvGG9oMdL6fTyWxxRz2lJO6kFPSYFUN9Z6o3Uc9x59vv1JWKQbj0Tk3AncUJ
+3Ydce24S+8pkvVfPrgy86w0vptr96o0mU7s7SN3G44pd9anlV7wIZWy+aKWS
+9qjRqF8+jp+mx/ePD9Nvfv9N+vTwXvgo+eLom6//4H1xdPxNfP/l58kL78G9
+9H7w4KV3FH0eJM8Mh6qWcjaXJ8vZiJq7wVJX++2a5DG7oAHc0VsFj+z9inKt
+RPTE1w+SJHwaHN3L4pdZ9CA9yl7cv3f3+T1v/+n9L75Jnn+z/8Xx/sH9e/ej
+F3H89X7g3X30/EX89PnhYy97dPjSTV/8/vFRcvT54+Pfv3xwfPhiPzsK/nAU
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+Kza+3bGfir2jPudZLkhiPdcPq+v1lkJqMvni+ctH7oOvn+4fP/r8m7uPXu77
++19H9w/3n2PyfPfFXffgDw8OPO/eixefe9Hdozj8+v4d1dR7/FcLsrKL1NjB
+i6Ov78aPv7731PMePPMOMOMP7t0NPv99+sUX0R9e+s/iu8kfsgcPvnh09PLl
+/eTF749iwxT9fVxqozbRZl7Z25NCyvoWLdve6b1vfn1Yqy38IWI44MaCEtCw
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+3KJZ4mvsvWnf/aFZDx30GikryxaCQIIj5GSUP6SS3MJLOG13SQM/kZjU3OcA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 
 -->
 
diff --git a/test-vectors/test-case-1.md b/test-vectors/test-case-1.md
@@ -0,0 +1,281 @@
+~~~ pseudocode
+exchange.master_pub = 3cb5e9823db2b335fdb3f284ae960e56be8b081c6819b8b0217f38b095
+                 b4313b
+exchange.priv  = 1bf4149fa644b3c7f2bf02da4703ff2de3fa160dce0c750eabfa0f7ac70a2442
+exchange.pub   = 4c130aae3246831808a162e2d4330de394e5f0d7dff75a80f3fa045b1a43eabb
+exchange.url   = https://exchange.taler.example.org/
+denom₀.pub.n   = ba42b9e75e48847bab175ed4797384d68a430fd849a914aa68438349743b2728
+                 d9ca97709c15d5c81c7d9d11c84ec9c60cec03aed4b36ad153768eb30cf98454
+                 74e97ee9d7475ebc926d87135d56926b7df1cea3ec38897a74bc3e245e59ffa7
+                 6e5aff2c2f2eb84e7133a879f4229221f91c7bddf96088e4020e16444d94acc3
+                 0708069f4a1bde3dcbead32e3916a9f6722adb3d63bb9075dde49258fbd28a9a
+                 09251fa08b64faee53a506b9f637136c72af7382b9243fa8996ad4d72cc1b05c
+                 fb45271cb3187b4eeec0b5f9e847cdcc0c3ddef9787164a1aee7e4e1ee6de1b9
+                 5282c1ff646aa70aabd1df0003f75d3585e9e740916cee4f7bca0cd82f72104d
+denom₀.pub.e   = 010001
+denom₀.priv.d  = 07bc432fbc6eeb0f9ec2a4f5d2886d65228f57ee5ddac788af355493bd9fc247
+                 d449b161e41d95080f44d93bd6938d162c4db5f6720f7479768ba73000f330df
+                 780e856e8d3a01d1778c546e85b3157820de24bc9290238782271a3694f38c66
+                 45f3420331ff70f8930377f4fea25beaccc775ce796f9ca7c97d0fc82ce7a688
+                 0dd437e6b30695ca51a58f0239aef7481932550ce61b5b085313cb888c893cc1
+                 bbef6b47c607e1189f8cccb04eeb9f87b9e53f414850f8b923ce83e2859c0434
+                 a3d14d861e864fd5ce701af11611398a73515b7056b2828e564cdec6052bdbb4
+                 3ff435178577198de0676e5d378ade9b31844e81e2218ba3b3aec5bff9a26621
+denom₀.hash    = 8653090e3f3f5efac9770a5dd0c97813940c191c9fa1713367f8bb1279b1e3d2
+                 7f32d16ea7699501e5fc4d176725d76ab0307f9bdf9d0d263c2256a7f1c63143
+denom₀.value   = KUDOS:5.12
+denom₀.fee_withdraw = KUDOS:0.01
+denom₀.fee_deposit = KUDOS:0.01
+denom₀.fee_refresh = KUDOS:0.01
+denom₀.fee_refund = KUDOS:0.01
+denom₁.pub.n   = d5455fb79449df7bf548e384d5201d75f4f7697ef9b8051eb8536f66783e70ca
+                 2d524fefa6840c1f87d9d881486815d5ace866a32269b05bdba7ff6024811c19
+                 456026b0a59da4db96f58729d286c90be8cd9cbf575d346202b43282d601b575
+                 1ff77a88a0742a692349a0e3fa8ed5518fc5378fcf434929b541c942573abef3
+                 10b87776e976e81cf650a04399fabddbde677163918250c4d45f5e90ee7539de
+                 500a8e915be1d5f17d79cb9585ccdf5dba42ef53c24eae7d7c93c4e0a4327882
+                 45b7c76a587f0ac6889d30389531362d51c2ad65cb1e28b4ad4cc97fcd2a4aed
+                 d6612ae8888eb2dbc4de0cf30f46a43b76cc8c3245eefe013195a237f02d13b5
+denom₁.pub.e   = 010001
+denom₁.priv.d  = 5a520e0e663bbeecf55d5015d258ce8145247ec62aa5d76d422cfbb1cedccad1
+                 a4ce06527d17d1368d47221ce678463eff02516d6746914ce5c2c9318364366d
+                 31675e1b539866d8249f89059a4640e0cd503ec0fe13d7fa6620c07f8e789ccb
+                 a4a51f7cbb4f5722bdb211f45b09a0a7f11659c88ac37939b3accfba4bccf24e
+                 a260e21aaec0dfbf857178438986e963e9e356277c3badc34fc91b705d9956b4
+                 bedc0947d65924d7dd31e564de798eb06837380caed6813d3761d119901c5540
+                 eb74c3cb674fdfd64b67d78ebd40de0cafd53c038a0a8e87890b953b8b94a977
+                 1a6efb3142ca02db873053f8d1de2082db4366fc072aafc723c036a2fb999605
+denom₁.hash    = 1de6052bce12feaa2d26e3bba1789b0c2295028279f3eaff8e1345448ba05390
+                 cff49656ed72a1f7ef6ee2c4a80f80eefa0d0f906e74305b0215c4194ab1c7b8
+denom₁.value   = KUDOS:2.56
+denom₁.fee_withdraw = KUDOS:0.01
+denom₁.fee_deposit = KUDOS:0.01
+denom₁.fee_refresh = KUDOS:0.01
+denom₁.fee_refund = KUDOS:0.01
+denom₂.pub.n   = d1320993658042f995f09ed66ad2283e457a1f44cad96f1cf5a6299ac93d6172
+                 4a7448d70e56a38666ec66352a5810ca3e544d957dedb5789e135589fcb8b139
+                 c65a2f70d7c421dfd4e27cf38d463074d286730be23d446fc07811519b068346
+                 b28b86b94acff35524eb62436852714c92f03b0bac21bb6bf727734be7871b70
+                 2f928c3ced4bad9ba2d49cec6a86d1019181c65c16abf7b391f103c90c3eaaaa
+                 9d5298a4a60c71bdaf0f08246327a62399bf4c424c1ed7718cb5df178daa9710
+                 ec9d098e99ed0456de2fbaf7865ba47931c52d1cac78cacc1bc451782587487a
+                 6189addfe5dcdf6f190f28816707e3d1e104b5a1f7a570b75c1951588f3289ef
+denom₂.pub.e   = 010001
+denom₂.priv.d  = 311849a8066faa083218b4e6444e8af44650e94ab7427d31b232eb5bb0b3cf8d
+                 478cefd54cbfa783f0deb503f02a97d226fb98f3a708a508a82c886c285bddf7
+                 dda5a7b19769a7bb84961cd5f9c749b2f8ff65bb99be6033cbdb41d1418d2f3c
+                 e5c519fa9d649d4a53ae4c32dea64e81b6905b831b44155cbab5cef8b6defde0
+                 9295662cdf2189f2763ede05bea0acb707b9b6b087dcebb9ca81f1c2785d6560
+                 f93bf1a1860676cccceb079c22b48b9fdef68e1d286164f132ffddeab29fa7a7
+                 04e1bc3f9f5e28c39675f17136aed8542aa4470a14a7380a4016b21d43ef5b9e
+                 2b241ced017c54247c12fd6beccb7bd356820b0246553c751b3e071468c2efdd
+denom₂.hash    = 4f8c487d21ffb5bb7571f5d66bcf6f93f4f5c043df5483669383128700064e86
+                 37afecd6029cb36dfc5a60d20ff3112ff1b5ad1b53c78cf39ad13cd2531ba24e
+denom₂.value   = KUDOS:0.16
+denom₂.fee_withdraw = KUDOS:0.01
+denom₂.fee_deposit = KUDOS:0.01
+denom₂.fee_refresh = KUDOS:0.01
+denom₂.fee_refund = KUDOS:0.01
+denom₃.pub.n   = bddb1806b7b7663d94bedbeccbb515987fcae457b5920d85b8485edac6ab0e73
+                 e6991780e9f1fa6f88e500e0ccd9eeb80d8e3b66289a7cf1b25bd56d05081d58
+                 3864ad225a36f8d38391782a85bfe320d439443e8ea19f555edb36fcb58af81c
+                 a5168ca7c42dda68f191bd1587b4da27703384f2aad300a043549c67fc6defd9
+                 8bd1074b3bab1bc0d89b87d81f8a1f555a3b4ce2b4ca7b0b1d8f446fa93258db
+                 511cc3bc2ff62871cb4c746f6806d0b839db8cc560da06eb5619d9d42309a771
+                 61373708db18e453ff0a1d6f63281c54ffacada7c8bf5ca7281ffe7e2e5be03f
+                 c006c064d820f719e672429628837399a565dd9d70f6e9ed91e1eb0567978015
+denom₃.pub.e   = 010001
+denom₃.priv.d  = 1e3370867d0a0d1705b18e0d848d73f7d422f920e4aec23cea7184b9463a26c1
+                 e9704d4cacaa5952b8683eb403e78a5c628cfa1b9da0e44d9462f1b7f66c1c88
+                 3b419f484ed3de257e113c1828e4e5e3592f1a3bddf78d7f88927ee99892c336
+                 2ca2c226dbd90971d68a54404d069d5f5704b304e131fb3058959338781a2039
+                 93804f64def2980210dc3f4e77c1207400e922032952cb154bb1b776d164cce6
+                 9e418844f2f4b20850c0a23d30059362edadfe00fbfa04b6833fc4606deda441
+                 eb345c49b52d91063da7c55ecea7b32e99a49a823264955803ce3ee220a2cc64
+                 cd4321e18ae28bb1071c7746e8a3d69adef5113e21a01cab6809668793c2a94f
+denom₃.hash    = 96524d30b4398d0d5bbe2eff902c4df1cc8286629d149bee0530edcfb361c468
+                 ea5fdb1b41d538223c8b3fe1a974951bb3290bbfffc6f10cbf0326585041ca4d
+denom₃.value   = KUDOS:0.08
+denom₃.fee_withdraw = KUDOS:0.01
+denom₃.fee_deposit = KUDOS:0.01
+denom₃.fee_refresh = KUDOS:0.01
+denom₃.fee_refund = KUDOS:0.01
+merchant.priv  = 7607240acc4563ebe2e38e76eaf61d74160d71c9a6670ae2e5147ce848767037
+merchant.pub   = f54d646619723f7fa2ce79267953fdd8654cfcd0f2cfc0c5e880e3e0d0ab19f0
+merchant.url   = https://merchant.taler.example.org/
+merchant.payto = payto://x-taler-bank/bank.taler.example.org/merchant
+~~~
+
+### Withdrawal {#tc1-withdraw}
+~~~ pseudocode
+(W1) reserve key generation (wallet)
+
+reserve.priv   = d9641dab5c7f2474573871c25cae2f6c8924ace4157a56d128b1432e55a6c6ba
+reserve.pub    = ec8ad5e4c6abcf4d0d597f0066a0e3ea0370d221973e06e73f4287148cb93c38
+~~~
+~~~ pseudocode
+(W2) coin generation and blinding (wallet)
+
+batch_seed     = 466431296486ed9cd71fc207254820a2c4a85aeb0b2041494f8bf1f8cd30f113
+coin_seed₀     = 88899daa409b8c4c4a91c8e39030d247d00b292eff952e36067fbe33f2d7ce48
+coin_seed₁     = f5be0b8790719072c7043c257f2c114cd8cb45ea5d98c4aa25d9025f45f1caeb
+blind_secret₀  = a3cbe2b0babf5bdfb98f45804acf63225c16e09be1677f705393df3f5de98ebf
+blind_secret₁  = 8ea6335ed3ff8a41f9fae95e9fd87382be402d6c26ef972381dee6b3c1e9d775
+coin₀.priv     = a5a38bb23a9f36564f9d4e566cdd7e3521b04f8ea4175da726ac4e3ac540b485
+coin₁.priv     = ae98c5207fe31e20a7b7a8677b780c6735ce69df32d3085d504010f23c59064a
+coin₀.pub      = afbdf99f1a794add25bad59c9a3f442714e166adc99c57db991947669a36b185
+coin₁.pub      = aa7118596b1adf89543e9afcf2925e516a782eed9d75c8abc4a470e7efdd7fe4
+planchet₀      = 64ede0cf40a952b95af4b09b22c6fd27a1ff6d0ae3920ea03fe14a8b547f1e14
+                 a2eea98443e7aa092075f6585103fb06c1d68fb4616bf33ae30a207e51840f1a
+                 e655a734184a73d804df42650ce296954c9b61e249486468f7fda8a74f85ec6c
+                 cdb34a66819fbeaf846b10087ffaf8e734428a907b96c6a112f8f943b3a8d554
+                 55c01b0daf55456acf0715874ff90fba45b265e2021a70997100fb18bfbef822
+                 c8475820b4855f141730751bcfad2e7eb46dd6c6a400a8a6a98486c4a2bce4d3
+                 407a0d0ba612faebb49428ba3a1986eddadb04b6790fbb7bd27cc0bd98341c60
+                 ec5b980275202aedd4b0cf3b7ee1732c67c84db4b30b60b551cbf849222c60e1
+planchet₁      = 41f8a6622c99b6a9c30d52d19fc2c20a39a481219de4b0f3e7f604efed5d9625
+                 54ea13255785d10a037e14abd75d80a0aa9861df9d80a051c418ff197e68bd0e
+                 ee61e6fd5d3214633734659e8bbd7dd2fe566bd41c537a5759bad9bbca6b2eb7
+                 e3217e7d3cbefff192d83bd0527dbe0eff56df0b2e2062670d2873ca7766a7c1
+                 255e6fcf2c37e95de19fcad244f3986bab45c0a3aca726fc682455ea1166a238
+                 9152d7a67d181f035de6bdb97633888f0594c2f63dd3965134372507faf84f75
+                 3759abd662d4c7e8df7e01149ff44da3499ed49406d9398e86c4abf12a1f57f3
+                 8002115ef7283e4d5422b41c752a0cce8c2c1a9b84e109b4554fc1150ef578b9
+h_planchet₀    = 888da42dbf4897a5d6d9420b827e340c74c0b0e973e140ad1c7b9abfc400a9ec
+                 5a86b3185e4c656dbe8e01125604616de83fa28910fae513d016f56c3ca94eb4
+h_planchet₁    = f20015bbe0147313e59f9e64ee9e836c192b5d504dbd3328fcfce41fbe9310d6
+                 aa96d91fdd77599c122cc5390ad7cb86d2c6d4261bd5950e7ec0f86959613841
+sig            = 2ae0027dd4a196c4741d60e3e7ff933d7374fa5534d15f1cc2e96e9ab3392894
+                 c65ab6a0af31ccdb395db5c526770077642502e27d4619d385a91dd13854e706
+~~~
+~~~ pseudocode
+(E1) coin issuance and signing (exchange)
+
+total          = KUDOS:7.7
+blind_sig₀     = 139af4e7e7f6e9e0391e22f78cb0b2c334e6d6667633a192f56fde38ac9feec7
+                 841be59b2aa993084c50f70dfd9673dc723eec9d84c28ebd5f8104d1b0b29cf1
+                 18cd64cbe33925524a3363a1a6f24f59d47a404cf74680eee97cdeb8cc44a0b8
+                 4f3db4496d9bed1224c0fbda64d40f84ef5447d764fb714ca8e72a23a882e749
+                 e47a519310f6d87b3e8ddc3e4ac4e541cdbfe7550c92f41c511b544d9fbdc2a7
+                 296b958e9df0b1394210aef4f1a780a129883d4bcb45425eef96204a7eaa9daa
+                 7d21827ecbf4571cefe6dbe65314e61c688175c1e81e01d4f0377c9c2312b6cc
+                 3487f2dd2cf8d85efde346f4d1a12de70bec4038b0bea0c505087c0e67ce4694
+blind_sig₁     = 89649cf83e2ba2cd75c7a1d01809c33d5d02fec81649256215f13a8965ad37d8
+                 d47c264668ec187e46d75210ce601362fbb15f61a24ec1d337dd2589b5a4ee0e
+                 77a8d9734aca6a149b9f9b3a78c158b1f8cb243b8cbe9c2212290e8bc731d023
+                 82463f3e1cf0fc86c5472b8c96c5eaeac9c9064fdf7411f97935f27fd0bf8820
+                 0440c7cc3e6960c5c5156aedb5a820077be08f1ac4b00780258d7b843b21d7ba
+                 f2d969d1b3c77a08b4fe14b216fe78c7e4c0ae964fc06bf3dfe7ff20ec85fa4d
+                 5e5aec24d89848645ffadb0de3da80c6e41b96571ef28e3d132b7c3fd16a289e
+                 32389cffb653b4744fabf882342f0db9aef110351d8ffd7a3b86701f0f5034c8
+~~~
+~~~ pseudocode
+(W3) coin unblinding (wallet)
+
+coin₀.sig      = 9303650b8896b6619ca061f4bf44c1b02fb60784a2659de7512b599e7e6524ad
+                 5a283c81d289d3ec75fc81e7f336bd41dd67a41b72a98d9171f0461c188535b5
+                 55019079a18b4491903797f62a034e5f277ce8f7f3f56fbe47e44113561fd414
+                 c841c2da97da1ae92df0e2cfbe3c26ad37f8bab9bd71365ac536204cda7c21dc
+                 39891b5cbb4e213f75d4e09c248a7a59f6322fd011619b29ec25ad621dfa2d6f
+                 ae9f8b91935caf54d0d30f4a03bf6beed6637a4054efbad7a41f9da434f07cfd
+                 2f7619e8a3c82b30e079ff9fe13fc023fba7d627f4fb21e14467ce1db2776783
+                 1eb1c3ad5c39f61437a0a70c300fd84cd9280474bb507768a868ea92fa905428
+coin₁.sig      = 355aa5b6bf10591375f22a014640cd242f470834759fab4421b4d237a149bc3e
+                 5fbc8f073e1348da770983cd36df9cf72a30bfe55776744b2d787acb06ba25cc
+                 def36e5269771fe4a38a1109e8b96437a3cc625003f7fdf4d0cc879335584c5b
+                 13f2b29be1ea4d8a2da7826d608179d98b5edb11261e2048fbbba217a52ae862
+                 d1e78e30c0787ee40908f1bca708c434d5412a262eca6bcd0ac5890bfbbe7df6
+                 d69a5544d0054716dfda47791546c177223606c0645858a15b36887619a9d70a
+                 515f42897758bbe181765d7184cc92b5e2d743df1db9b30394b697117ad24811
+                 812febe0a3c57cbb5cf7f6857378f57cd1149f745ed95fd1d342e9860f516469
+~~~
+
+### Payment and Deposit {#tc1-payment}
+~~~ pseudocode
+(M1) order generation (merchant)
+
+wire_salt      = 4c5249caea865380e0e519fc38177686
+order.id       = ORDER-40
+order.price    = KUDOS:7.42
+~~~
+~~~ pseudocode
+(W1) nonce generation (wallet)
+
+nonce.pub      = 6729d69abd7d8218e02c953317b46bba2522efc2c19a7da63194e9ef40fcbd0d
+~~~
+~~~ pseudocode
+(M2) contract generation (merchant)
+
+h_wire         = ec4e7258747a4de49628a27907b74f0aad097cfafaa595320f81786375430b67
+                 ae1ada754299bbc0472f5a1e8bae6fe8e5dc52683dd09490ff06fb2fa4f20ec2
+timestamp      = Sat Feb 14 13:37:42 2026
+pay_deadline   = Sat Feb 14 14:07:42 2026
+refund_deadline = Sun Feb 15 13:37:42 2026
+wire_deadline  = Mon Feb 16 13:37:42 2026
+contract       = {
+  "version": 0,
+  "summary": "Free Software Support",
+  "order_id": "ORDER-40",
+  "products": [],
+  "timestamp": {
+    "t_s": 1771076262
+  },
+  "refund_deadline": {
+    "t_s": 1771162662
+  },
+  "pay_deadline": {
+    "t_s": 1771078062
+  },
+  "wire_transfer_deadline": {
+    "t_s": 1771249062
+  },
+  "merchant_pub": "YN6P8SGSE8ZQZ8PEF4K7JMZXV1JMSZ6GYB7W1HF8G3HY1M5B37R0",
+  "merchant_base_url": "https://merchant.taler.example.org/",
+  "merchant": {
+    "name": "Taler Merchant"
+  },
+  "h_wire": "XH774P3MF96Y95H8M9WGFDTF1APGJZ7TZAJSACGFG5W66XA31DKTW6PTEN19KEY08WQNM7MBNSQYHSEWA9M3VM4MJ3ZGDYSFMKS0XGG",
+  "wire_method": "XXXX",
+  "exchanges": [
+    {
+      "url": "https://exchange.taler.example.org/",
+      "priority": 1024,
+      "master_pub": "7JTYK0HXPASKBZDKYA2AX5GEATZ8P20WD0CVHC11FWWB15DM64XG"
+    }
+  ],
+  "nonce": "CWMXD6NXFP11HR1CJMSHFD3BQ8JJ5VY2R6D7V9HHJKMYYG7WQM6G",
+  "amount": "KUDOS:7.42",
+  "max_fee": "KUDOS:0.01"
+}
+h_contract     = cc934a29efa612754edba0453d1b0ba175d6830d3ec2b2839a9a539d845a5da4
+                 622498e3819cb49206810688a93de1989c6542d2cf1d71f64dc998193e76d535
+sig            = c249ee766b4dd256560d48b367d05a41cf7169306247ec56c51c39412b34c110
+                 15e365c2b2836761ba020b7175e60870572a6c7f780eeabb6f0777783064d602
+~~~
+~~~ pseudocode
+(W2) payment preparation (wallet)
+
+contribution₀  = KUDOS:5.12
+contribution₁  = KUDOS:2.3
+sig₀           = 8876dce4ca504df355f17c783e8327ea29b2cbcd7dde608b473644af3580621d
+                 3eb429022f6d1c4937328db478c6ed9784f6788e2e18dc16927efd4bc9c10908
+sig₁           = 031283a02cb413308cea4b69bd3d1b7beef87be7788fcfc1d7b83f8d97cd4ede
+                 218d0f753ba8fc92e22415a66065f5c1dff402368de8e85eca0c0ac7358e3602
+~~~
+~~~ pseudocode
+(M3) deposit preparation (merchant)
+
+~~~
+~~~ pseudocode
+(E1) deposit check (exchange)
+
+time_exchange  = Sat Feb 14 13:37:44 2026
+sig            = 09338dd4b1e692431290355b7df62d627a894718db68cf4a8e083bfed7b6c98a
+                 0dde3c5724f3cb3db0e6737f57c9eb35136997eaf403f27f82c0a9f1cf27d308
+~~~
+~~~ pseudocode
+(M2) deposit verification (merchant)
+
+sig            = e66d503c843d72da4b6eb95f872396449de25cbf80b9c243d8c9ed2bde533d24
+                 60542c685bfdbf2eabc755510a60b97ed289711fd3f353cd80aa791e2e2f1e0d
+~~~

	lsd0009 LSD0009: The GNU Taler Protocol
	Log \| Files \| Refs \| README

M	draft-guetschow-taler-protocol.md	\|	307	++++---------------------------------------------------------------------------
M	draft-guetschow-taler-protocol.xml	\|	1002	++++++++++++++++++++++++++++++++++++++++---------------------------------------
A	test-vectors/test-case-1.md	\|	281	+++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++++