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authorChristian Grothoff <christian@grothoff.org>2020-02-07 00:44:35 +0100
committerChristian Grothoff <christian@grothoff.org>2020-02-07 00:44:35 +0100
commiteae85d62c10907a71b9087866669a46907411023 (patch)
tree1e39a28531022ddb04524d74f3c954269d2599a3
parent9e0a813b38b791a0bc020b8f1ee16d2b5d8712c6 (diff)
downloadexchange-eae85d62c10907a71b9087866669a46907411023.tar.gz
exchange-eae85d62c10907a71b9087866669a46907411023.tar.bz2
exchange-eae85d62c10907a71b9087866669a46907411023.zip
proper i18n support for TOS
-rw-r--r--.gitignore1
-rw-r--r--configure.ac3
-rw-r--r--contrib/Makefile.am34
-rw-r--r--contrib/tos/.gitignore3
-rw-r--r--contrib/tos/Makefile109
-rw-r--r--contrib/tos/Makefile.am11
-rw-r--r--contrib/tos/README58
-rw-r--r--contrib/tos/conf.py282
-rw-r--r--contrib/tos/en/0.docxbin22460 -> 0 bytes
-rw-r--r--contrib/tos/en/0.epubbin0 -> 16631 bytes
-rw-r--r--contrib/tos/en/0.html683
-rw-r--r--contrib/tos/en/0.pdfbin0 -> 99867 bytes
-rw-r--r--contrib/tos/en/0.txt624
-rw-r--r--contrib/tos/en/0.xml344
-rw-r--r--contrib/tos/locale/de/LC_MESSAGES/tos.po514
-rw-r--r--contrib/tos/tos.rst324
-rwxr-xr-xcontrib/update-tos.sh28
17 files changed, 2380 insertions, 638 deletions
diff --git a/.gitignore b/.gitignore
index 1ac50e36..60f14174 100644
--- a/.gitignore
+++ b/.gitignore
@@ -4,6 +4,7 @@
*app.info
*.gcno
*.gcda
+*.mo
.dirstamp
doc/coverage/
doc/taler-exchange.cps
diff --git a/configure.ac b/configure.ac
index 8e6b6f26..8b58bef0 100644
--- a/configure.ac
+++ b/configure.ac
@@ -475,9 +475,8 @@ AM_CONDITIONAL([HAVE_TWISTER], [false])
AC_CONFIG_FILES([Makefile
contrib/Makefile
contrib/pp/Makefile
- contrib/tos/Makefile
doc/Makefile
- doc/doxygen/Makefile
+ doc/doxygen/Makefile
src/Makefile
src/auditor/Makefile
src/auditordb/Makefile
diff --git a/contrib/Makefile.am b/contrib/Makefile.am
index c38a1630..5a165d1f 100644
--- a/contrib/Makefile.am
+++ b/contrib/Makefile.am
@@ -1,4 +1,17 @@
-SUBDIRS = . tos pp
+SUBDIRS = . pp
+
+# English (en)
+tosendir=$(pkgdatadir)/tos/en
+
+# English (en)
+ppendir=$(pkgdatadir)/pp/en
+
+tosen_DATA = \
+ tos/en/0.txt \
+ tos/en/0.pdf \
+ tos/en/0.epub \
+ tos/en/0.xml \
+ tos/en/0.html
bin_SCRIPTS = \
taler-bank-manage-testing \
@@ -6,8 +19,27 @@ bin_SCRIPTS = \
EXTRA_DIST = \
$(bin_SCRIPTS) \
+ $(tosen_DATA) \
+ update-tos.sh \
+ tos/Makefile \
+ tos/README \
+ tos/tos.rst \
+ tos/conf.py \
+ tos/locale/de/LC_MESSAGES/tos.po \
auditor-report.tex.j2 \
coverage.sh \
gnunet.tag \
microhttpd.tag \
render.py
+
+# Change the set of supported languages here. You should
+# also update tos'XX'data and EXTRA_DIST accordingly.
+TOS_LANGUAGES="en de"
+
+# Change the terms-of-service version (Etag) to generate here!
+# This value should be incremented whenever there is a substantive
+# change in the original text (but not for the translations).
+TOS_VERSION=0
+
+update-tos:
+ VERSION=$(TOS_VERSION) ./update-tos.sh $(TOS_LANGUAGES)
diff --git a/contrib/tos/.gitignore b/contrib/tos/.gitignore
new file mode 100644
index 00000000..fb83616e
--- /dev/null
+++ b/contrib/tos/.gitignore
@@ -0,0 +1,3 @@
+sphinx.err
+sphinx.log
+_build/
diff --git a/contrib/tos/Makefile b/contrib/tos/Makefile
new file mode 100644
index 00000000..ab29543c
--- /dev/null
+++ b/contrib/tos/Makefile
@@ -0,0 +1,109 @@
+# Makefile for Sphinx documentation
+#
+# You can set these variables from the command line.
+SPHINXOPTS =
+SPHINXBUILD = sphinx-build
+PAPER =
+BUILDDIR = _build
+
+# User-friendly check for sphinx-build
+ifeq ($(shell which $(SPHINXBUILD) >/dev/null 2>&1; echo $$?), 1)
+$(error The '$(SPHINXBUILD)' command was not found. Make sure you have Sphinx installed, then set the SPHINXBUILD environment variable to point to the full path of the '$(SPHINXBUILD)' executable. Alternatively you can add the directory with the executable to your PATH. If you don't have Sphinx installed, grab it from http://sphinx-doc.org/)
+endif
+
+# Internal variables.
+PAPEROPT_a4 = -D latex_paper_size=a4
+PAPEROPT_letter = -D latex_paper_size=letter
+ALLSPHINXOPTS = -d $(BUILDDIR)/doctrees $(PAPEROPT_$(PAPER)) $(SPHINXOPTS) .
+# the i18n builder cannot share the environment and doctrees with the others
+I18NSPHINXOPTS = $(PAPEROPT_$(PAPER)) $(SPHINXOPTS) .
+
+.PHONY: help clean html json epub latex latexpdf text man doctest gettext
+
+help:
+ @echo "Please use \`make <target>' where <target> is one of"
+ @echo " html to make a single large HTML file"
+ @echo " json to make JSON files"
+ @echo " epub to make an epub"
+ @echo " latex to make LaTeX files, you can set PAPER=a4 or PAPER=letter"
+ @echo " pdf to make LaTeX files and run them through pdflatex"
+ @echo " txt to make text files"
+ @echo " man to make manual pages"
+ @echo " texinfo to make Texinfo files"
+ @echo " info to make Texinfo files and run them through makeinfo"
+ @echo " gettext to make PO message catalogs"
+ @echo " xml to make Docutils-native XML files"
+ @echo " pseudoxml to make pseudoxml-XML files for display purposes"
+ @echo " doctest to run all doctests embedded in the documentation (if enabled)"
+
+clean:
+ rm -rf $(BUILDDIR)/*
+
+
+# The html-linked builder does not support caching, so we
+# remove all cached state first.
+html:
+ $(SPHINXBUILD) -b html $(ALLSPHINXOPTS) $(BUILDDIR)/html
+ @echo
+ @echo "Build finished. The HTML page is in $(BUILDDIR)/html."
+
+json:
+ $(SPHINXBUILD) -b json $(ALLSPHINXOPTS) $(BUILDDIR)/json
+ @echo
+ @echo "Build finished; now you can process the JSON files."
+
+epub:
+ $(SPHINXBUILD) -b epub $(ALLSPHINXOPTS) $(BUILDDIR)/epub
+ @echo
+ @echo "Build finished. The epub file is in $(BUILDDIR)/epub."
+
+latex:
+ $(SPHINXBUILD) -b latex $(ALLSPHINXOPTS) $(BUILDDIR)/latex
+ @echo
+ @echo "Build finished; the LaTeX files are in $(BUILDDIR)/latex."
+ @echo "Run \`make' in that directory to run these through (pdf)latex" \
+ "(use \`make latexpdf' here to do that automatically)."
+
+pdf:
+ $(SPHINXBUILD) -b latex $(ALLSPHINXOPTS) $(BUILDDIR)/pdf
+ @echo "Running LaTeX files through pdflatex..."
+ $(MAKE) -C $(BUILDDIR)/pdf all-pdf
+ @echo "pdflatex finished; the PDF files are in $(BUILDDIR)/pdf."
+
+txt:
+ $(SPHINXBUILD) -b text $(ALLSPHINXOPTS) $(BUILDDIR)/txt
+ @echo
+ @echo "Build finished. The text files are in $(BUILDDIR)/txt."
+
+man:
+ $(SPHINXBUILD) -b man $(ALLSPHINXOPTS) $(BUILDDIR)/man
+ @echo
+ @echo "Build finished. The manual pages are in $(BUILDDIR)/man."
+
+texinfo:
+ $(SPHINXBUILD) -b texinfo $(ALLSPHINXOPTS) $(BUILDDIR)/texinfo
+ @echo
+ @echo "Build finished. The Texinfo files are in $(BUILDDIR)/texinfo."
+ @echo "Run \`make' in that directory to run these through makeinfo" \
+ "(use \`make info' here to do that automatically)."
+
+info:
+ $(SPHINXBUILD) -b texinfo $(ALLSPHINXOPTS) $(BUILDDIR)/info
+ @echo "Running Texinfo files through makeinfo..."
+ make -C $(BUILDDIR)/texinfo info
+ @echo "makeinfo finished; the Info files are in $(BUILDDIR)/info."
+
+gettext:
+ $(SPHINXBUILD) -b gettext $(I18NSPHINXOPTS) $(BUILDDIR)/locale
+ @echo
+ @echo "Build finished. The message catalogs are in $(BUILDDIR)/locale."
+
+doctest:
+ $(SPHINXBUILD) -b doctest $(ALLSPHINXOPTS) $(BUILDDIR)/doctest
+ @echo "Testing of doctests in the sources finished, look at the " \
+ "results in $(BUILDDIR)/doctest/output.txt."
+
+xml:
+ $(SPHINXBUILD) -b xml $(ALLSPHINXOPTS) $(BUILDDIR)/xml
+ @echo
+ @echo "Build finished. The XML files are in $(BUILDDIR)/xml."
diff --git a/contrib/tos/Makefile.am b/contrib/tos/Makefile.am
deleted file mode 100644
index 1a86e408..00000000
--- a/contrib/tos/Makefile.am
+++ /dev/null
@@ -1,11 +0,0 @@
-
-# English (en)
-tosendir=$(pkgdatadir)/tos/en
-
-tosen_DATA = \
- en/0.txt \
- en/0.docx \
- en/0.html
-
-EXTRA_DIST = \
- $(tosen_DATA)
diff --git a/contrib/tos/README b/contrib/tos/README
new file mode 100644
index 00000000..fde5305b
--- /dev/null
+++ b/contrib/tos/README
@@ -0,0 +1,58 @@
+This directory contains the terms of service (template) for exchange
+operators.
+
+
+Dependencies
+============
+
+Generating new Terms of Service requires Sphinx, LaTeX with babel
+packages for all supported languages. On Debian, you should
+at least install:
+
+$ apt install python3-sphinx sphinx-intl texlive-lang-german texlive-lang-english
+
+(NOTE: List may be incomplete.)
+
+
+Updating the Terms of Service
+=============================
+
+The master file with the Terms of service is 'tos.rst'.
+
+If you make substantial changes, you MUST change the "TOS_VERSION"
+in contrib/Makefile.am to the new Etag.
+
+To begin the translation into other languages after editing the master
+file, run
+
+$ make gettext
+
+to generate the master PO file. Then, run
+
+$ sphinx-intl update -p _build/locale/ -l de -l fr -l it
+
+to update the PO files for the various languages (extend the list of
+languages as necessary). The PO files for the translators are kept
+at locale/$LANG/LC_MESSAGES/tos.po for the language $LANG.
+
+Once all PO files have been updated with new translations, run
+
+$ make update-tos
+
+in the "contrib/" directory to generate all of the formats. The
+respective make rule calls the '../update-tos.sh' script in the
+contrib/ directory, which calls the 'Makefile' in the tos/
+directory for the various supported languages and file formats
+and then moves the generated files to the target directory
+('contrib/tos/$LANG/$VERSION.$FORMAT')
+
+
+Adding a new language
+=====================
+
+To add a new language $LANG, add $LANG to "TOS_LANGUAGES" in
+'contrib/Makefile.am' and run
+
+$ sphinx-intl update -p _build/gettext -l $LANG
+
+to generate the PO template.
diff --git a/contrib/tos/conf.py b/contrib/tos/conf.py
new file mode 100644
index 00000000..29392556
--- /dev/null
+++ b/contrib/tos/conf.py
@@ -0,0 +1,282 @@
+"""
+ This file is part of GNU TALER.
+ Copyright (C) 2014-2020 Taler Systems SA
+
+ TALER is free software; you can redistribute it and/or modify it under the
+ terms of the GNU Lesser General Public License as published by the Free Software
+ Foundation; either version 2.1, or (at your option) any later version.
+
+ TALER is distributed in the hope that it will be useful, but WITHOUT ANY
+ WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR
+ A PARTICULAR PURPOSE. See the GNU Lesser General Public License for more details.
+
+ You should have received a copy of the GNU Lesser General Public License along with
+ TALER; see the file COPYING. If not, see <http://www.gnu.org/licenses/>
+
+ @author Florian Dold
+ @author Benedikt Muller
+ @author Sree Harsha Totakura
+ @author Marcello Stanisci
+"""
+# -*- coding: utf-8 -*-
+#
+# neuro documentation build configuration file, created by
+# sphinx-quickstart on Sat May 31 13:11:06 2014.
+#
+# This file is execfile()d with the current directory set to its
+# containing dir.
+#
+# Note that not all possible configuration values are present in this
+# autogenerated file.
+#
+# All configuration values have a default; values that are commented out
+# serve to show the default.
+
+import sys
+import os
+
+sys.path.append(os.path.abspath('_exts'))
+
+#import taler_sphinx_theme
+
+# If extensions (or modules to document with autodoc) are in another directory,
+# add these directories to sys.path here. If the directory is relative to the
+# documentation root, use os.path.abspath to make it absolute, like shown here.
+#sys.path.insert(0, os.path.abspath('.'))
+
+# -- General configuration ------------------------------------------------
+
+# If your documentation needs a minimal Sphinx version, state it here.
+needs_sphinx = '1.8.5'
+
+# Add any Sphinx extension module names here, as strings. They can be
+# extensions coming with Sphinx (named 'sphinx.ext.*') or your custom
+# ones.
+extensions = [
+ 'sphinx.ext.todo',
+ 'sphinx.ext.imgmath',
+]
+
+# Add any paths that contain templates here, relative to this directory.
+templates_path = ['_templates']
+
+source_suffix = {
+ '.rst': 'restructuredtext',
+}
+
+# The encoding of source files.
+#source_encoding = 'utf-8-sig'
+
+# The master toctree document.
+master_doc = 'tos'
+
+# General information about the project.
+project = u'tos'
+copyright = u'2014-2020 Taler Systems SA (GPLv3+ or GFDL 1.3+)'
+
+# The version info for the project you're documenting, acts as replacement for
+# |version| and |release|, also used in various other places throughout the
+# built documents.
+#
+# The short X.Y version.
+version = '0'
+# The full version, including alpha/beta/rc tags.
+release = '0'
+
+# The language for content autogenerated by Sphinx. Refer to documentation
+# for a list of supported languages.
+# language = "en de"
+
+# There are two options for replacing |today|: either, you set today to some
+# non-false value, then it is used:
+#today = ''
+# Else, today_fmt is used as the format for a strftime call.
+#today_fmt = '%B %d, %Y'
+
+# List of patterns, relative to source directory, that match files and
+# directories to ignore when looking for source files.
+exclude_patterns = ['_build', '_exts', 'cf', 'prebuilt']
+
+# The reST default role (used for this markup: `text`) to use for all
+# documents.
+# default_role = "ts:type"
+
+locale_dirs = ['locale/']
+gettext_compact = False
+
+# If true, '()' will be appended to :func: etc. cross-reference text.
+#add_function_parentheses = True
+
+# If true, the current module name will be prepended to all description
+# unit titles (such as .. function::).
+#add_module_names = True
+
+# If true, sectionauthor and moduleauthor directives will be shown in the
+# output. They are ignored by default.
+#show_authors = False
+
+# The name of the Pygments (syntax highlighting) style to use.
+pygments_style = 'sphinx'
+
+# A list of ignored prefixes for module index sorting.
+#modindex_common_prefix = []
+
+# If true, keep warnings as "system message" paragraphs in the built documents.
+#keep_warnings = False
+
+# -- Options for HTML output ----------------------------------------------
+
+# The theme to use for HTML and HTML Help pages. See the documentation for
+# a list of builtin themes.
+html_theme = 'epub'
+
+#html_theme_path = taler_sphinx_theme.html_theme_path()
+
+#html_sidebars = {'**': ['logo-text.html', 'globaltoc.html', 'searchbox.html']}
+
+rst_epilog = ""
+
+html_show_sphinx = False
+
+html_theme_options = {
+ # Set the name of the project to appear in the sidebar
+ "relbar1": "false",
+ "footer": "false",
+}
+
+# Add any paths that contain custom themes here, relative to this directory.
+#html_theme_path = []
+
+# The name for this set of Sphinx documents. If None, it defaults to
+# "<project> v<release> documentation".
+html_title = "Taler Terms of Service"
+
+# A shorter title for the navigation bar. Default is the same as html_title.
+html_short_title = "Terms of Service"
+
+# The name of an image file (relative to this directory) to place at the top
+# of the sidebar.
+#html_logo = None
+
+# The name of an image file (within the static path) to use as favicon of the
+# docs. This file should be a Windows icon file (.ico) being 16x16 or 32x32
+# pixels large.
+#html_favicon = None
+
+# Add any paths that contain custom static files (such as style sheets) here,
+# relative to this directory. They are copied after the builtin static files,
+# so a file named "default.css" will overwrite the builtin "default.css".
+# html_static_path = ['_static']
+
+# Add any extra paths that contain custom files (such as robots.txt or
+# .htaccess) here, relative to this directory. These files are copied
+# directly to the root of the documentation.
+#html_extra_path = []
+
+# If not '', a 'Last updated on:' timestamp is inserted at every page bottom,
+# using the given strftime format.
+#html_last_updated_fmt = '%b %d, %Y'
+
+# If true, SmartyPants will be used to convert quotes and dashes to
+# typographically correct entities.
+#html_use_smartypants = True
+
+# Custom sidebar templates, maps document names to template names.
+#html_sidebars = {}
+
+# Additional templates that should be rendered to pages, maps page names to
+# template names.
+#html_additional_pages = {}
+
+# If false, no module index is generated.
+#html_domain_indices = True
+
+# If false, no index is generated.
+#html_use_index = True
+
+# If true, the index is split into individual pages for each letter.
+#html_split_index = False
+
+# If true, links to the reST sources are added to the pages.
+#html_show_sourcelink = True
+
+# If true, "Created using Sphinx" is shown in the HTML footer. Default is True.
+html_show_sphinx = False
+
+# If true, "(C) Copyright ..." is shown in the HTML footer. Default is True.
+#html_show_copyright = True
+
+# If true, an OpenSearch description file will be output, and all pages will
+# contain a <link> tag referring to it. The value of this option must be the
+# base URL from which the finished HTML is served.
+#html_use_opensearch = ''
+
+# This is the file name suffix for HTML files (e.g. ".xhtml").
+#html_file_suffix = None
+
+# -- Options for LaTeX output ---------------------------------------------
+
+latex_elements = {
+ # The paper size ('letterpaper' or 'a4paper').
+ #'papersize': 'letterpaper',
+
+ # The font size ('10pt', '11pt' or '12pt').
+ #'pointsize': '10pt',
+
+ # Additional stuff for the LaTeX preamble.
+ #'preamble': '',
+}
+
+# Grouping the document tree into LaTeX files. List of tuples
+# (source start file, target name, title,
+# author, documentclass [howto, manual, or own class]).
+latex_documents = [
+ ('tos', 'tos.tex',
+ 'Terms of Service', 'GNU Taler team', 'manual'),
+]
+
+# The name of an image file (relative to this directory) to place at the top of
+# the title page.
+#latex_logo = None
+
+# For "manual" documents, if this is true, then toplevel headings are parts,
+# not chapters.
+#latex_use_parts = False
+
+# If true, show page references after internal links.
+#latex_show_pagerefs = False
+
+# If true, show URL addresses after external links.
+#latex_show_urls = False
+
+# Documents to append as an appendix to all manuals.
+# latex_appendices = ["fdl-1.3"]
+
+# If false, no module index is generated.
+#latex_domain_indices = True
+
+# -- Options for manual page output ---------------------------------------
+
+# If true, show URL addresses after external links.
+#man_show_urls = False
+
+# -- Options for Texinfo output -------------------------------------------
+
+# Documents to append as an appendix to all manuals.
+#texinfo_appendices = []
+
+# If false, no module index is generated.
+#texinfo_domain_indices = True
+
+# How to display URL addresses: 'footnote', 'no', or 'inline'.
+#texinfo_show_urls = 'footnote'
+
+# If true, do not generate a @detailmenu in the "Top" node's menu.
+#texinfo_no_detailmenu = False
+
+
+# -- Options for epub output ----------------------------
+
+epub_basename = "tos"
+
+epub_title = "Terms of Service"
diff --git a/contrib/tos/en/0.docx b/contrib/tos/en/0.docx
deleted file mode 100644
index 31c7022d..00000000
--- a/contrib/tos/en/0.docx
+++ /dev/null
Binary files differ
diff --git a/contrib/tos/en/0.epub b/contrib/tos/en/0.epub
new file mode 100644
index 00000000..a6c7860b
--- /dev/null
+++ b/contrib/tos/en/0.epub
Binary files differ
diff --git a/contrib/tos/en/0.html b/contrib/tos/en/0.html
index ea81db07..2c8000c3 100644
--- a/contrib/tos/en/0.html
+++ b/contrib/tos/en/0.html
@@ -1,364 +1,337 @@
-<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
-<html>
-<head>
- <meta http-equiv="content-type" content="text/html; charset=utf-8"/>
- <title></title>
- <meta name="author" content="Michael Widmer"/>
- <meta name="created" content="2019-12-01T07:06:00"/>
- <meta name="changed" content="2019-12-04T00:01:19.809905379"/>
-</head>
-<body lang="en">
-<h1>Terms Of Service - Last Updated: 12.4.2019</h1>
-<p>
- Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
+
+<html xmlns="http://www.w3.org/1999/xhtml" lang="en">
+ <head>
+ <meta http-equiv="X-UA-Compatible" content="IE=Edge" />
+ <meta http-equiv="Content-Type" content="text/html; charset=utf-8" />
+ <title>Terms Of Service &#8212; Taler Terms of Service</title>
+ <link rel="stylesheet" href="_static/epub.css" type="text/css" />
+ <link rel="stylesheet" href="_static/pygments.css" type="text/css" />
+ <script type="text/javascript" id="documentation_options" data-url_root="./" src="_static/documentation_options.js"></script>
+ <script type="text/javascript" src="_static/jquery.js"></script>
+ <script type="text/javascript" src="_static/underscore.js"></script>
+ <script type="text/javascript" src="_static/doctools.js"></script>
+ <script type="text/javascript" src="_static/language_data.js"></script>
+ </head><body>
+
+ <div class="document">
+ <div class="documentwrapper">
+ <div class="bodywrapper">
+ <div class="body" role="main">
+
+ <div class="section" id="terms-of-service">
+<h1>Terms Of Service<a class="headerlink" href="#terms-of-service" title="Permalink to this headline">¶</a></h1>
+<p>Last Updated: 12.4.2019</p>
+<p>Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
through our Internet presence (collectively the “Services”). Before using our
Services, please read the Terms of Service (the “Terms” or the “Agreement”)
-carefully.
-</p>
-<h2>Overview</h2>
-<p>
- This
-section provides a brief summary of the highlights of this Agreement.
-Please note that when you accept this Agreement, you are accepting
-all of the terms and conditions and not just this section. We and
-possibly other third parties provide Internet services which interact
-with the Taler Wallet’s self-hosted personal payment application.
-When using the Taler Wallet to interact with our Services, you are
-agreeing to our Terms, so please read carefully.
-</p>
-<p>Highlights:
-<ul>
- <li>You
- are responsible for keeping the data in your Taler Wallet at all
- times under your control. Any losses arising from you not being in
- control of your private information are your problem.
- <li>We
- will try to transfer funds we hold in escrow for our users to any
- legal recipient to the best of our ability within the limitations of
- the law and our implementation. However, the Services offered today
- are highly experimental and the set of recipients of funds is
- severely restricted.
- <li>For
- our Services, we may charge transaction fees. The specific fee
- structure is provided based on the Taler protocol and should be
- shown to you when you withdraw electronic coins using a Taler
- Wallet. You agree and understand that the Taler protocol allows for
- the fee structure to change.
- <li>You
- agree to not intentionally overwhelm our systems with requests and
- follow responsible disclosure if you find security issues in our
- services.
- <li>We
- cannot be held accountable for our Services not being available due
- to circumstances beyond our control. If we modify or terminate our
- services, we will try to give you the opportunity to recover your
- funds. However, given the experimental state of the Services today,
- this may not be possible. You are strongly advised to limit your use
- of the Service to small-scale experiments expecting total loss of
- all funds.
-</ul></p>
-<p>These
-terms outline approved uses of our Services. The Services and these
-Terms are still at an experimental stage. If you have any questions
-or comments related to this Agreement, please send us a message to
-legal@taler-systems.com. If you do not agree to this Agreement, you
-must not use our Services.
-</p>
-<h2>How you accept this policy</h2>
-<p>By
-sending funds to us (to top-up your Taler Wallet), you acknowledge
-that you have read, understood, and agreed to these Terms. We reserve
-the right to change these Terms at any time. If you disagree with the
-change, we may in the future offer you with an easy option to recover
-your unspent funds. However, in the current experimental period you
-acknowledge that this feature is not yet available, resulting in your
-funds being lost unless you accept the new Terms. If you continue to
-use our Services other than to recover your unspent funds, your
-continued use of our Services following any such change will signify
-your acceptance to be bound by the then current Terms. Please check
-the effective date above to determine if there have been any changes
-since you have last reviewed these Terms.</p>
-<h2>Services</h2>
-<p>We
-will try to transfer funds that we hold in escrow for our users to
-any legal recipient to the best of our ability and within the
-limitations of the law and our implementation. However, the Services
-offered today are highly experimental and the set of recipients of
-funds is severely restricted.</p>
-<p>The
-Taler Wallet can be loaded by exchanging fiat currencies against
-electronic coins. We are providing this exchange service. Once your
-Taler Wallet is loaded with electronic coins they can be spent for
-purchases if the seller is accepting Taler as a means of payment. We
-are not guaranteeing that any seller is accepting Taler at all or a
-particular seller.</p>
-<p>The
-seller or recipient of deposits of electronic coins must specify the
-target account, as per the design of the Taler protocol. They are
-responsible for following the protocol and specifying the correct
-bank account, and are solely liable for any losses that may arise
-from specifying the wrong account. We will allow the government to
-link wire transfers to the underlying contract hash. It is the
-responsibility of recipients to preserve the full contracts and to
-pay whatever taxes and charges may be applicable. Technical issues
-may lead to situations where we are unable to make transfers at all
-or lead to incorrect transfers that cannot be reversed. We will only
-refuse to execute transfers if the transfers are prohibited by a
-competent legal authority and we are ordered to do so.</p>
-<p lang="en" class="western" style="margin-bottom: 0.19in; line-height: 100%">
-<br/>
-<br/>
-
-</p>
-<h2>FEES</h2>
-<p>You
-agree to pay the fees for exchanges and withdrawals completed via the
-Taler Wallet (&quot;Fees&quot;) as defined by us, which we may change
-from time to time. With the exception of wire transfer fees, Taler
-transaction fees are set for any electronic coin at the time of
-withdrawal and fixed throughout the validity period of the respective
-electronic coin. Your wallet should obtain and display applicable
-fees when withdrawing funds. Fees for coins obtained as change may
-differ from the fees applicable to the original coin. Wire transfer
-fees that are independent from electronic coins may change annually.
-</p>
-<p>You
-authorize us to charge or deduct applicable fees owed in connection
-with deposits, exchanges and withdrawals following the rules of the
-Taler protocol.</p>
-<p>We
-reserve the right to provide different types of rewards to users
-either in the form of discount for our Services or in any other form
-at our discretion and without prior notice to you.</p>
-<h2>ELIGIBILITY</h2>
-<p>To
-be eligible to use our Services, you must be able to form legally
-binding contracts or have the permission of your legal guardian. By
-using our Services, you represent and warrant that you meet all
-eligibility requirements that we outline in these Terms.
-</p>
-<p>FINANCIAL SELF-RESPONSIBILITY</p>
-<p>You
-will be responsible for maintaining the availability, integrity and
-confidentiality of the data stored in your wallet. When you setup a
-Taler Wallet, you are strongly advised to follow the precautionary
-measures offered by the software to minimize the chances to losse
-access to or control over your Wallet data. We will not be liable for
-any loss or damage arising from your failure to comply with this
-paragraph.
-</p>
-<h2>COPYRIGHTS and TRADEMARKS</h2>
-<p>The
-Taler Wallet is released under the terms of the GNU General Public
-License (GNU GPL). You have the right to access, use, and share the
-Taler Wallet, in modified or unmodified form. However, the GPL is a
-strong copyleft license, which means that any derivative works must
-be distributed under the same license terms as the original software.
-If you have any questions, you should review the GNU GPL’s full
-terms and conditions at https://www.gnu.org/licenses/gpl-3.0.en.html.
-</p>
-<p>"Taler"
-itself is a trademark of Taler Systems SA. You are welcome to use the
-name in relation to processing payments using the Taler protocol,
-assuming your use is compatible with an official release from the GNU
- Project that is not older than two years.
-</p>
-<h2>YOUR USE OF OUR SERVICES</h2>
-<p>When
-using our Services, you agree to not take any action that
-intentionally imposes an unreasonable load on our infrastructure. If
-you find security problems in our Services, you agree to first report
-them to <a href="mailto:security@taler-systems.com">security@taler-systems.com</a>
-and grant us the right to publish your report. We warrant that we
-will ourselves publicly disclose any issues reported within 3 months,
-and that we will not prosecute anyone reporting security issues if
-they did not exploit the issue beyond a proof-of-concept, and
-followed the above responsible disclosure practice.</p>
-<h2>LIMITATION OF LIABILITY &amp; DISCLAIMER OF WARRANTIES</h2>
-<p>You
-understand and agree that we have no control over, and no duty to
-take any action regarding: Failures, disruptions, errors, or delays
-in processing that you may experience while using our Services; The
-risk of failure of hardware, software, and Internet connections; The
-risk of malicious software being introduced or found in the software
-underlying the Taler Wallet; The risk that third parties may obtain
-unauthorized access to information stored within your Taler Wallet,
-including, but not limited to your Taler Wallet coins or backup
-encryption keys.
-</p>
-<p>You
-release us from all liability related to any losses, damages, or
-claims arising from:
- <ol>
- <li>user error such as forgotten passwords, incorrectly constructed
+carefully.</p>
+<div class="section" id="overview">
+<h2>Overview<a class="headerlink" href="#overview" title="Permalink to this headline">¶</a></h2>
+<p>This section provides a brief summary of the highlights of this
+Agreement. Please note that when you accept this Agreement, you are accepting
+all of the terms and conditions and not just this section. We and possibly
+other third parties provide Internet services which interact with the Taler
+Wallet’s self-hosted personal payment application. When using the Taler Wallet
+to interact with our Services, you are agreeing to our Terms, so please read
+carefully.</p>
+<div class="section" id="highlights">
+<h3>Highlights:<a class="headerlink" href="#highlights" title="Permalink to this headline">¶</a></h3>
+<blockquote>
+<div><ul class="simple">
+<li>You are responsible for keeping the data in your Taler Wallet at all times
+under your control. Any losses arising from you not being in control of
+your private information are your problem.</li>
+<li>We will try to transfer funds we hold in escrow for our users to any legal
+recipient to the best of our ability within the limitations of the law and
+our implementation. However, the Services offered today are highly
+experimental and the set of recipients of funds is severely restricted.</li>
+<li>For our Services, we may charge transaction fees. The specific fee structure
+is provided based on the Taler protocol and should be shown to you when you
+withdraw electronic coins using a Taler Wallet. You agree and understand
+that the Taler protocol allows for the fee structure to change.</li>
+<li>You agree to not intentionally overwhelm our systems with requests and
+follow responsible disclosure if you find security issues in our services.</li>
+<li>We cannot be held accountable for our Services not being available due to
+circumstances beyond our control. If we modify or terminate our services,
+we will try to give you the opportunity to recover your funds. However,
+given the experimental state of the Services today, this may not be
+possible. You are strongly advised to limit your use of the Service
+to small-scale experiments expecting total loss of all funds.</li>
+</ul>
+</div></blockquote>
+<p>These terms outline approved uses of our Services. The Services and these
+Terms are still at an experimental stage. If you have any questions or
+comments related to this Agreement, please send us a message to
+<a class="reference external" href="mailto:legal&#37;&#52;&#48;taler-systems&#46;com">legal<span>&#64;</span>taler-systems<span>&#46;</span>com</a>. If you do not agree to this Agreement, you must not
+use our Services.</p>
+</div>
+</div>
+<div class="section" id="how-you-accept-this-policy">
+<h2>How you accept this policy<a class="headerlink" href="#how-you-accept-this-policy" title="Permalink to this headline">¶</a></h2>
+<p>By sending funds to us (to top-up your Taler Wallet), you acknowledge that you
+have read, understood, and agreed to these Terms. We reserve the right to
+change these Terms at any time. If you disagree with the change, we may in the
+future offer you with an easy option to recover your unspent funds. However,
+in the current experimental period you acknowledge that this feature is not
+yet available, resulting in your funds being lost unless you accept the new
+Terms. If you continue to use our Services other than to recover your unspent
+funds, your continued use of our Services following any such change will
+signify your acceptance to be bound by the then current Terms. Please check
+the effective date above to determine if there have been any changes since you
+have last reviewed these Terms.</p>
+</div>
+<div class="section" id="services">
+<h2>Services<a class="headerlink" href="#services" title="Permalink to this headline">¶</a></h2>
+<p>We will try to transfer funds that we hold in escrow for our users to any
+legal recipient to the best of our ability and within the limitations of the
+law and our implementation. However, the Services offered today are highly
+experimental and the set of recipients of funds is severely restricted. The
+Taler Wallet can be loaded by exchanging fiat currencies against electronic
+coins. We are providing this exchange service. Once your Taler Wallet is
+loaded with electronic coins they can be spent for purchases if the seller is
+accepting Taler as a means of payment. We are not guaranteeing that any seller
+is accepting Taler at all or a particular seller. The seller or recipient of
+deposits of electronic coins must specify the target account, as per the
+design of the Taler protocol. They are responsible for following the protocol
+and specifying the correct bank account, and are solely liable for any losses
+that may arise from specifying the wrong account. We will allow the government
+to link wire transfers to the underlying contract hash. It is the
+responsibility of recipients to preserve the full contracts and to pay
+whatever taxes and charges may be applicable. Technical issues may lead to
+situations where we are unable to make transfers at all or lead to incorrect
+transfers that cannot be reversed. We will only refuse to execute transfers if
+the transfers are prohibited by a competent legal authority and we are ordered
+to do so.</p>
+</div>
+<div class="section" id="fees">
+<h2>Fees<a class="headerlink" href="#fees" title="Permalink to this headline">¶</a></h2>
+<p>You agree to pay the fees for exchanges and withdrawals completed via the
+Taler Wallet (“Fees”) as defined by us, which we may change from time to
+time. With the exception of wire transfer fees, Taler transaction fees are set
+for any electronic coin at the time of withdrawal and fixed throughout the
+validity period of the respective electronic coin. Your wallet should obtain
+and display applicable fees when withdrawing funds. Fees for coins obtained as
+change may differ from the fees applicable to the original coin. Wire transfer
+fees that are independent from electronic coins may change annually. You
+authorize us to charge or deduct applicable fees owed in connection with
+deposits, exchanges and withdrawals following the rules of the Taler protocol.
+We reserve the right to provide different types of rewards to users either in
+the form of discount for our Services or in any other form at our discretion
+and without prior notice to you.</p>
+</div>
+<div class="section" id="eligibility">
+<h2>Eligibility<a class="headerlink" href="#eligibility" title="Permalink to this headline">¶</a></h2>
+<p>To be eligible to use our Services, you must be able to form legally binding
+contracts or have the permission of your legal guardian. By using our
+Services, you represent and warrant that you meet all eligibility requirements
+that we outline in these Terms.</p>
+</div>
+<div class="section" id="financial-self-responsibility">
+<h2>Financial self-responsibility<a class="headerlink" href="#financial-self-responsibility" title="Permalink to this headline">¶</a></h2>
+<p>You will be responsible for maintaining the availability, integrity and
+confidentiality of the data stored in your wallet. When you setup a Taler
+Wallet, you are strongly advised to follow the precautionary measures offered
+by the software to minimize the chances to losse access to or control over
+your Wallet data. We will not be liable for any loss or damage arising from
+your failure to comply with this paragraph.</p>
+</div>
+<div class="section" id="copyrights-and-trademarks">
+<h2>Copyrights and trademarks<a class="headerlink" href="#copyrights-and-trademarks" title="Permalink to this headline">¶</a></h2>
+<p>The Taler Wallet is released under the terms of the GNU General Public License
+(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
+modified or unmodified form. However, the GPL is a strong copyleft license,
+which means that any derivative works must be distributed under the same
+license terms as the original software. If you have any questions, you should
+review the GNU GPL’s full terms and conditions at
+<a class="reference external" href="https://www.gnu.org/licenses/gpl-3.0.en.html">https://www.gnu.org/licenses/gpl-3.0.en.html</a>. “Taler” itself is a trademark
+of Taler Systems SA. You are welcome to use the name in relation to processing
+payments using the Taler protocol, assuming your use is compatible with an
+official release from the GNU Project that is not older than two years.</p>
+</div>
+<div class="section" id="your-use-of-our-services">
+<h2>Your use of our services<a class="headerlink" href="#your-use-of-our-services" title="Permalink to this headline">¶</a></h2>
+<p>When using our Services, you agree to not take any action that intentionally
+imposes an unreasonable load on our infrastructure. If you find security
+problems in our Services, you agree to first report them to
+<a class="reference external" href="mailto:security&#37;&#52;&#48;taler-systems&#46;com">security<span>&#64;</span>taler-systems<span>&#46;</span>com</a> and grant us the right to publish your report. We
+warrant that we will ourselves publicly disclose any issues reported within 3
+months, and that we will not prosecute anyone reporting security issues if
+they did not exploit the issue beyond a proof-of-concept, and followed the
+above responsible disclosure practice.</p>
+</div>
+<div class="section" id="limitation-of-liability-disclaimer-of-warranties">
+<h2>Limitation of liability &amp; disclaimer of warranties<a class="headerlink" href="#limitation-of-liability-disclaimer-of-warranties" title="Permalink to this headline">¶</a></h2>
+<p>You understand and agree that we have no control over, and no duty to take any
+action regarding: Failures, disruptions, errors, or delays in processing that
+you may experience while using our Services; The risk of failure of hardware,
+software, and Internet connections; The risk of malicious software being
+introduced or found in the software underlying the Taler Wallet; The risk that
+third parties may obtain unauthorized access to information stored within your
+Taler Wallet, including, but not limited to your Taler Wallet coins or backup
+encryption keys. You release us from all liability related to any losses,
+damages, or claims arising from:</p>
+<ol class="loweralpha simple">
+<li>user error such as forgotten passwords, incorrectly constructed
transactions;</li>
- <li>server failure or data loss;</li>
- <li>unauthorized access to the Taler Wallet application;</li>
- <li>bugs or other errors in the Taler Wallet software; and</li>
- <li>any unauthorized third party activities, including, but not limited
-to, the use of viruses, phishing, brute forcing, or other means of
-attack against the Taler Wallet. We make no representations
-concerning any Third Party Content contained in or accessed through
- our Services.</li>
- </ol>
-</p>
-Any
-other terms, conditions, warranties, or representations associated
-with such content, are solely between you and such organizations
-and/or individuals.
-</p>
-<h2>LIMITATION OF LIABILITY</h2>
-</p>
-<p>To
-the fullest extent permitted by applicable law, in no event will we
-or any of our officers, directors, representatives, agents, servants,
-counsel, employees, consultants, lawyers, and other personnel
-authorized to act, acting, or purporting to act on our behalf
-(collectively the “Taler Parties”) be liable to you under
-contract, tort, strict liability, negligence, or any other legal or
- equitable theory, for:
- <ol>
- <li>
-any lost profits, data loss, cost of procurement of substitute goods
-or services, or direct, indirect, incidental, special, punitive,
-compensatory, or consequential damages of any kind whatsoever
-resulting from:
-<ol>
- <li>
- your use of, or conduct in connection with, our services;</li>
- <li>
-any unauthorized use of your wallet and/or private key due to your
+<li>server failure or data loss;</li>
+<li>unauthorized access to the Taler Wallet application;</li>
+<li>bugs or other errors in the Taler Wallet software; and</li>
+<li>any unauthorized third party activities, including, but not limited to,
+the use of viruses, phishing, brute forcing, or other means of attack
+against the Taler Wallet. We make no representations concerning any
+Third Party Content contained in or accessed through our Services.</li>
+</ol>
+<p>Any other terms, conditions, warranties, or representations associated with
+such content, are solely between you and such organizations and/or
+individuals.</p>
+</div>
+<div class="section" id="limitation-of-liability">
+<h2>Limitation of liability<a class="headerlink" href="#limitation-of-liability" title="Permalink to this headline">¶</a></h2>
+<p>To the fullest extent permitted by applicable law, in no event will we or any
+of our officers, directors, representatives, agents, servants, counsel,
+employees, consultants, lawyers, and other personnel authorized to act,
+acting, or purporting to act on our behalf (collectively the “Taler Parties”)
+be liable to you under contract, tort, strict liability, negligence, or any
+other legal or equitable theory, for:</p>
+<ol class="loweralpha simple">
+<li>any lost profits, data loss, cost of procurement of substitute goods or
+services, or direct, indirect, incidental, special, punitive, compensatory,
+or consequential damages of any kind whatsoever resulting from:</li>
+</ol>
+<blockquote>
+<div><ol class="lowerroman simple">
+<li>your use of, or conduct in connection with, our services;</li>
+<li>any unauthorized use of your wallet and/or private key due to your
failure to maintain the confidentiality of your wallet;</li>
- <li>any interruption or cessation of transmission to or from the
- services; or</li>
- <li>any bugs, viruses, trojan horses, or the like that are found in the
-Taler Wallet software or that may be transmitted to or through our
-services by any third party (regardless of the source of
- origination)</li>
+<li>any interruption or cessation of transmission to or from the services; or</li>
+<li>any bugs, viruses, trojan horses, or the like that are found in the Taler
+Wallet software or that may be transmitted to or through our services by
+any third party (regardless of the source of origination), or</li>
</ol>
- <li>or any direct damages.</li>
+</div></blockquote>
+<ol class="loweralpha simple" start="2">
+<li>any direct damages.</li>
</ol>
-</p>
-<p>These
-limitations apply regardless of legal theory, whether based on tort,
-strict liability, breach of contract, breach of warranty, or any
-other legal theory, and whether or not we were advised of the
-possibility of such damages. Some jurisdictions do not allow the
-exclusion or limitation of liability for consequential or incidental
-damages, so the above limitation may not apply to you.
-</p>
-<h2>WARRANTY DISCLAIMER</h2>
-<p>Our
-services are provided &quot;as is&quot; and without warranty of any
-kind. To the maximum extent permitted by law, we disclaim all
-representations and warranties, express or implied, relating to the
-services and underlying software or any content on the services,
-whether provided or owned by us or by any third party, including
-without limitation, warranties of merchantability, fitness for a
-particular purpose, title, non-infringement, freedom from computer
-virus, and any implied warranties arising from course of dealing,
+<p>These limitations apply regardless of legal theory, whether based on tort,
+strict liability, breach of contract, breach of warranty, or any other legal
+theory, and whether or not we were advised of the possibility of such
+damages. Some jurisdictions do not allow the exclusion or limitation of
+liability for consequential or incidental damages, so the above limitation may
+not apply to you.</p>
+</div>
+<div class="section" id="warranty-disclaimer">
+<h2>Warranty disclaimer<a class="headerlink" href="#warranty-disclaimer" title="Permalink to this headline">¶</a></h2>
+<p>Our services are provided “as is” and without warranty of any kind. To the
+maximum extent permitted by law, we disclaim all representations and
+warranties, express or implied, relating to the services and underlying
+software or any content on the services, whether provided or owned by us or by
+any third party, including without limitation, warranties of merchantability,
+fitness for a particular purpose, title, non-infringement, freedom from
+computer virus, and any implied warranties arising from course of dealing,
course of performance, or usage in trade, all of which are expressly
-disclaimed. In addition, we do not represent or warrant that the
-content accessible via the services is accurate, complete, available,
-current, free of viruses or other harmful components, or that the
-results of using the services will meet your requirements. Some
-states do not allow the disclaimer of implied warranties, so the
-foregoing disclaimers may not apply to you. This paragraph gives you
-specific legal rights and you may also have other legal rights that
-vary from state to state.
-</p>
-
-<h2>INDEMNITY</h2>
-<p>To
-the extent permitted by applicable law, you agree to defend,
-indemnify, and hold harmless the Taler Parties from and against any
-and all claims, damages, obligations, losses, liabilities, costs or
-debt, and expenses (including, but not limited to, attorney’s fees)
-arising from: (a) your use of and access to the Services; (b) any
-feedback or submissions you provide to us concerning the Taler
-Wallet; (c) your violation of any term of this Agreement; or (d) your
-violation of any law, rule, or regulation, or the rights of any third
-party.
-</p>
-<h2>TIME LIMITATION ON CLAIMS</h2>
-<p>You
-agree that any claim you may have arising out of or related to your
-relationship with us must be filed within one year after such claim
-arises, otherwise, your claim in permanently barred.
-</p>
-<h2>GOVERNING LAW</h2>
-<p>No
-matter where you’re located, the laws of Switzerland will govern
-these Terms. If any provisions of these Terms are inconsistent with
-any applicable law, those provisions will be superseded or modified
-only to the extent such provisions are inconsistent. The parties
-agree to submit to the ordinary courts in Zurich, Switzerland for
-exclusive jurisdiction of any dispute arising out of or related to
-your use of the Services or your breach of these Terms.
-</p>
-<h2>TERMINATION</h2>
-<p>
-the event of termination concerning your use of our Services, your
-obligations under this Agreement will still continue.
-</p>
-<h2>DISCONTINUANCE OF SERVICES</h2>
-<p>We
-may, in our sole discretion and without cost to you, with or without
-prior notice, and at any time, modify or discontinue, temporarily or
-permanently, any portion of our Services. We will use the Taler
-protocol’s provisions to notify Wallets if our Services are to be
-discontinued. It is your responsibility to ensure that the Taler
-Wallet is online at least once every three months to observe these
-notifications. We shall not be held responsible or liable for any
-loss of funds in the event that we discontinue or depreciate the
-Services and your Taler Wallet fails to transfer out the coins within
- a three months notification period.
-</p>
-<h2>NO WAIVER</h2>
-<p>Our
-failure to exercise or delay in exercising any right, power, or
-privilege under this Agreement shall not operate as a waiver; nor
-shall any single or partial exercise of any right, power, or
-privilege preclude any other or further exercise thereof.
-</p>
-<h2>SEVERABILITY</h2>
-<p>If
-it turns out that any part of this Agreement is invalid, void, or for
-any reason unenforceable, that term will be deemed severable and
-limited or eliminated to the minimum extent necessary.
-</p>
-<h2>FORCE MAJEURE</h2>
-<p>We
-shall not be held liable for any delays, failure in performance, or
-interruptions of service which result directly or indirectly from any
-cause or condition beyond our reasonable control, including but not
-limited to: any delay or failure due to any act of God, act of civil
-or military authorities, act of terrorism, civil disturbance, war,
-strike or other labor dispute, fire, interruption in
-telecommunications or Internet services or network provider services,
-failure of equipment and/or software, other catastrophe, or any other
-occurrence which is beyond our reasonable control and shall not
-affect the validity and enforceability of any remaining provisions.
-</p>
-<h2>ASSIGNMENT</h2>
-<p>You
-agree that we may assign any of our rights and/or transfer,
-sub-contract, or delegate any of our obligations under these Terms.
-</p>
-<h2>ENTIRE AGREEMENT</h2>
-<p>This
-Agreement sets forth the entire understanding and agreement as to the
+disclaimed. In addition, we do not represent or warrant that the content
+accessible via the services is accurate, complete, available, current, free of
+viruses or other harmful components, or that the results of using the services
+will meet your requirements. Some states do not allow the disclaimer of
+implied warranties, so the foregoing disclaimers may not apply to you. This
+paragraph gives you specific legal rights and you may also have other legal
+rights that vary from state to state.</p>
+</div>
+<div class="section" id="indemntiy">
+<h2>Indemntiy<a class="headerlink" href="#indemntiy" title="Permalink to this headline">¶</a></h2>
+<p>To the extent permitted by applicable law, you agree to defend, indemnify, and
+hold harmless the Taler Parties from and against any and all claims, damages,
+obligations, losses, liabilities, costs or debt, and expenses (including, but
+not limited to, attorney’s fees) arising from: (a) your use of and access to
+the Services; (b) any feedback or submissions you provide to us concerning the
+Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
+violation of any law, rule, or regulation, or the rights of any third party.</p>
+</div>
+<div class="section" id="time-limitation-on-claims">
+<h2>Time limitation on claims<a class="headerlink" href="#time-limitation-on-claims" title="Permalink to this headline">¶</a></h2>
+<p>You agree that any claim you may have arising out of or related to your
+relationship with us must be filed within one year after such claim arises,
+otherwise, your claim in permanently barred.</p>
+</div>
+<div class="section" id="governing-law">
+<h2>Governing law<a class="headerlink" href="#governing-law" title="Permalink to this headline">¶</a></h2>
+<p>No matter where you’re located, the laws of Switzerland will govern these
+Terms. If any provisions of these Terms are inconsistent with any applicable
+law, those provisions will be superseded or modified only to the extent such
+provisions are inconsistent. The parties agree to submit to the ordinary
+courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
+arising out of or related to your use of the Services or your breach of these
+Terms.</p>
+</div>
+<div class="section" id="termination">
+<h2>Termination<a class="headerlink" href="#termination" title="Permalink to this headline">¶</a></h2>
+<p>In the event of termination concerning your use of our Services, your
+obligations under this Agreement will still continue.</p>
+</div>
+<div class="section" id="discontinuance-of-services">
+<h2>Discontinuance of services<a class="headerlink" href="#discontinuance-of-services" title="Permalink to this headline">¶</a></h2>
+<p>We may, in our sole discretion and without cost to you, with or without prior
+notice, and at any time, modify or discontinue, temporarily or permanently,
+any portion of our Services. We will use the Taler protocol’s provisions to
+notify Wallets if our Services are to be discontinued. It is your
+responsibility to ensure that the Taler Wallet is online at least once every
+three months to observe these notifications. We shall not be held responsible
+or liable for any loss of funds in the event that we discontinue or depreciate
+the Services and your Taler Wallet fails to transfer out the coins within a
+three months notification period.</p>
+</div>
+<div class="section" id="no-waiver">
+<h2>No waiver<a class="headerlink" href="#no-waiver" title="Permalink to this headline">¶</a></h2>
+<p>Our failure to exercise or delay in exercising any right, power, or privilege
+under this Agreement shall not operate as a waiver; nor shall any single or
+partial exercise of any right, power, or privilege preclude any other or
+further exercise thereof.</p>
+</div>
+<div class="section" id="severability">
+<h2>Severability<a class="headerlink" href="#severability" title="Permalink to this headline">¶</a></h2>
+<p>If it turns out that any part of this Agreement is invalid, void, or for any
+reason unenforceable, that term will be deemed severable and limited or
+eliminated to the minimum extent necessary.</p>
+</div>
+<div class="section" id="force-majeure">
+<h2>Force majeure<a class="headerlink" href="#force-majeure" title="Permalink to this headline">¶</a></h2>
+<p>We shall not be held liable for any delays, failure in performance, or
+interruptions of service which result directly or indirectly from any cause or
+condition beyond our reasonable control, including but not limited to: any
+delay or failure due to any act of God, act of civil or military authorities,
+act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
+interruption in telecommunications or Internet services or network provider
+services, failure of equipment and/or software, other catastrophe, or any
+other occurrence which is beyond our reasonable control and shall not affect
+the validity and enforceability of any remaining provisions.</p>
+</div>
+<div class="section" id="assignment">
+<h2>Assignment<a class="headerlink" href="#assignment" title="Permalink to this headline">¶</a></h2>
+<p>You agree that we may assign any of our rights and/or transfer, sub-contract,
+or delegate any of our obligations under these Terms.</p>
+</div>
+<div class="section" id="entire-agreement">
+<h2>Entire agreement<a class="headerlink" href="#entire-agreement" title="Permalink to this headline">¶</a></h2>
+<p>This Agreement sets forth the entire understanding and agreement as to the
subject matter hereof and supersedes any and all prior discussions,
-agreements, and understandings of any kind (including, without
-limitation, any prior versions of this Agreement) and every nature
-between us. Except as provided for above, any modification to this
-Agreement must be in writing and must be signed by both parties.
-</p>
-<h2>QUESTIONS OR COMMENTS</h2>
-<p>We
-welcome comments, questions, concerns, or suggestions. Please send us
-a message on our contact page at <tt>legal@taler-systems.com</tt>.
-</p>
-</body>
-</html>
+agreements, and understandings of any kind (including, without limitation, any
+prior versions of this Agreement) and every nature between us. Except as
+provided for above, any modification to this Agreement must be in writing and
+must be signed by both parties.</p>
+</div>
+<div class="section" id="questions-or-comments">
+<h2>Questions or comments<a class="headerlink" href="#questions-or-comments" title="Permalink to this headline">¶</a></h2>
+<p>We welcome comments, questions, concerns, or suggestions. Please send us a
+message on our contact page at <a class="reference external" href="mailto:legal&#37;&#52;&#48;taler-systems&#46;com">legal<span>&#64;</span>taler-systems<span>&#46;</span>com</a>.</p>
+</div>
+</div>
+
+
+ </div>
+ </div>
+ </div>
+ <div class="clearer"></div>
+ </div>
+ </body>
+</html> \ No newline at end of file
diff --git a/contrib/tos/en/0.pdf b/contrib/tos/en/0.pdf
new file mode 100644
index 00000000..972b91b9
--- /dev/null
+++ b/contrib/tos/en/0.pdf
Binary files differ
diff --git a/contrib/tos/en/0.txt b/contrib/tos/en/0.txt
index 5a5ee1b9..9b512f01 100644
--- a/contrib/tos/en/0.txt
+++ b/contrib/tos/en/0.txt
@@ -1,295 +1,381 @@
-Terms Of Service - Last Updated: 12.4.2019
+Terms Of Service
+****************
-Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
-through our Internet presence (collectively the “Services”). Before using our
-Services, please read the Terms of Service (the “Terms” or the “Agreement”)
-carefully.
+Last Updated: 12.4.2019
-OVERVIEW
+Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment
+service through our Internet presence (collectively the “Services”).
+Before using our Services, please read the Terms of Service (the
+“Terms” or the “Agreement”) carefully.
+
+
+Overview
+========
This section provides a brief summary of the highlights of this
-Agreement. Please note that when you accept this Agreement, you are accepting
-all of the terms and conditions and not just this section. We and possibly
-other third parties provide Internet services which interact with the Taler
-Wallet’s self-hosted personal payment application. When using the Taler Wallet
-to interact with our Services, you are agreeing to our Terms, so please read
-carefully.
+Agreement. Please note that when you accept this Agreement, you are
+accepting all of the terms and conditions and not just this section.
+We and possibly other third parties provide Internet services which
+interact with the Taler Wallet’s self-hosted personal payment
+application. When using the Taler Wallet to interact with our
+Services, you are agreeing to our Terms, so please read carefully.
+
Highlights:
- • You are responsible for keeping the data in your Taler Wallet at all times
- under your control. Any losses arising from you not being in control of
- your private information are your problem.
- • We will try to transfer funds we hold in escrow for our users to any legal
- recipient to the best of our ability within the limitations of the law and
- our implementation. However, the Services offered today are highly
- experimental and the set of recipients of funds is severely restricted.
- • For our Services, we may charge transaction fees. The specific fee structure
- is provided based on the Taler protocol and should be shown to you when you
- withdraw electronic coins using a Taler Wallet. You agree and understand
- that the Taler protocol allows for the fee structure to change.
- • You agree to not intentionally overwhelm our systems with requests and
- follow responsible disclosure if you find security issues in our services.
- • We cannot be held accountable for our Services not being available due to
- circumstances beyond our control. If we modify or terminate our services,
- we will try to give you the opportunity to recover your funds. However,
- given the experimental state of the Services today, this may not be
- possible. You are strongly advised to limit your use of the Service
- to small-scale experiments expecting total loss of all funds.
-
-These terms outline approved uses of our Services. The Services and these
-Terms are still at an experimental stage. If you have any questions or
-comments related to this Agreement, please send us a message to
-legal@taler-systems.com. If you do not agree to this Agreement, you must not
-use our Services.
-
-HOW YOU ACCEPT THIS POLICY
-
-By sending funds to us (to top-up your Taler Wallet), you acknowledge that you
-have read, understood, and agreed to these Terms. We reserve the right to
-change these Terms at any time. If you disagree with the change, we may in the
-future offer you with an easy option to recover your unspent funds. However,
-in the current experimental period you acknowledge that this feature is not
-yet available, resulting in your funds being lost unless you accept the new
-Terms. If you continue to use our Services other than to recover your unspent
-funds, your continued use of our Services following any such change will
-signify your acceptance to be bound by the then current Terms. Please check
-the effective date above to determine if there have been any changes since you
-have last reviewed these Terms.
-
-SERVICES
-
-We will try to transfer funds that we hold in escrow for our users to any
-legal recipient to the best of our ability and within the limitations of the
-law and our implementation. However, the Services offered today are highly
-experimental and the set of recipients of funds is severely restricted. The
-Taler Wallet can be loaded by exchanging fiat currencies against electronic
-coins. We are providing this exchange service. Once your Taler Wallet is
-loaded with electronic coins they can be spent for purchases if the seller is
-accepting Taler as a means of payment. We are not guaranteeing that any seller
-is accepting Taler at all or a particular seller. The seller or recipient of
-deposits of electronic coins must specify the target account, as per the
-design of the Taler protocol. They are responsible for following the protocol
-and specifying the correct bank account, and are solely liable for any losses
-that may arise from specifying the wrong account. We will allow the government
-to link wire transfers to the underlying contract hash. It is the
+-----------
+
+ * You are responsible for keeping the data in your Taler Wallet at
+ all times under your control. Any losses arising from you not
+ being in control of your private information are your problem.
+
+ * We will try to transfer funds we hold in escrow for our users to
+ any legal recipient to the best of our ability within the
+ limitations of the law and our implementation. However, the
+ Services offered today are highly experimental and the set of
+ recipients of funds is severely restricted.
+
+ * For our Services, we may charge transaction fees. The specific
+ fee structure is provided based on the Taler protocol and should
+ be shown to you when you withdraw electronic coins using a Taler
+ Wallet. You agree and understand that the Taler protocol allows
+ for the fee structure to change.
+
+ * You agree to not intentionally overwhelm our systems with
+ requests and follow responsible disclosure if you find security
+ issues in our services.
+
+ * We cannot be held accountable for our Services not being
+ available due to circumstances beyond our control. If we modify
+ or terminate our services, we will try to give you the
+ opportunity to recover your funds. However, given the
+ experimental state of the Services today, this may not be
+ possible. You are strongly advised to limit your use of the
+ Service to small-scale experiments expecting total loss of all
+ funds.
+
+These terms outline approved uses of our Services. The Services and
+these Terms are still at an experimental stage. If you have any
+questions or comments related to this Agreement, please send us a
+message to legal@taler-systems.com. If you do not agree to this
+Agreement, you must not use our Services.
+
+
+How you accept this policy
+==========================
+
+By sending funds to us (to top-up your Taler Wallet), you acknowledge
+that you have read, understood, and agreed to these Terms. We reserve
+the right to change these Terms at any time. If you disagree with the
+change, we may in the future offer you with an easy option to recover
+your unspent funds. However, in the current experimental period you
+acknowledge that this feature is not yet available, resulting in your
+funds being lost unless you accept the new Terms. If you continue to
+use our Services other than to recover your unspent funds, your
+continued use of our Services following any such change will signify
+your acceptance to be bound by the then current Terms. Please check
+the effective date above to determine if there have been any changes
+since you have last reviewed these Terms.
+
+
+Services
+========
+
+We will try to transfer funds that we hold in escrow for our users to
+any legal recipient to the best of our ability and within the
+limitations of the law and our implementation. However, the Services
+offered today are highly experimental and the set of recipients of
+funds is severely restricted. The Taler Wallet can be loaded by
+exchanging fiat currencies against electronic coins. We are providing
+this exchange service. Once your Taler Wallet is loaded with
+electronic coins they can be spent for purchases if the seller is
+accepting Taler as a means of payment. We are not guaranteeing that
+any seller is accepting Taler at all or a particular seller. The
+seller or recipient of deposits of electronic coins must specify the
+target account, as per the design of the Taler protocol. They are
+responsible for following the protocol and specifying the correct bank
+account, and are solely liable for any losses that may arise from
+specifying the wrong account. We will allow the government to link
+wire transfers to the underlying contract hash. It is the
responsibility of recipients to preserve the full contracts and to pay
-whatever taxes and charges may be applicable. Technical issues may lead to
-situations where we are unable to make transfers at all or lead to incorrect
-transfers that cannot be reversed. We will only refuse to execute transfers if
-the transfers are prohibited by a competent legal authority and we are ordered
-to do so.
-
-FEES
-
-You agree to pay the fees for exchanges and withdrawals completed via the
-Taler Wallet ("Fees") as defined by us, which we may change from time to
-time. With the exception of wire transfer fees, Taler transaction fees are set
-for any electronic coin at the time of withdrawal and fixed throughout the
-validity period of the respective electronic coin. Your wallet should obtain
-and display applicable fees when withdrawing funds. Fees for coins obtained as
-change may differ from the fees applicable to the original coin. Wire transfer
-fees that are independent from electronic coins may change annually. You
-authorize us to charge or deduct applicable fees owed in connection with
-deposits, exchanges and withdrawals following the rules of the Taler protocol.
-We reserve the right to provide different types of rewards to users either in
-the form of discount for our Services or in any other form at our discretion
-and without prior notice to you.
-
-ELIGIBILITY
-
-To be eligible to use our Services, you must be able to form legally binding
-contracts or have the permission of your legal guardian. By using our
-Services, you represent and warrant that you meet all eligibility requirements
-that we outline in these Terms.
-
-FINANCIAL SELF-RESPONSIBILITY
-
-You will be responsible for maintaining the availability, integrity and
-confidentiality of the data stored in your wallet. When you setup a Taler
-Wallet, you are strongly advised to follow the precautionary measures offered
-by the software to minimize the chances to losse access to or control over
-your Wallet data. We will not be liable for any loss or damage arising from
-your failure to comply with this paragraph.
-
-COPYRIGHTS and TRADEMARKS
-
-The Taler Wallet is released under the terms of the GNU General Public License
-(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
-modified or unmodified form. However, the GPL is a strong copyleft license,
-which means that any derivative works must be distributed under the same
-license terms as the original software. If you have any questions, you should
-review the GNU GPL’s full terms and conditions at
-https://www.gnu.org/licenses/gpl-3.0.en.html. “Taler” itself is a trademark
-of Taler Systems SA. You are welcome to use the name in relation to processing
-payments using the Taler protocol, assuming your use is compatible with an
-official release from the GNU Project that is not older than two years.
-
-YOUR USE OF OUR SERVICES
-
-When using our Services, you agree to not take any action that intentionally
-imposes an unreasonable load on our infrastructure. If you find security
-problems in our Services, you agree to first report them to
-security@taler-systems.com and grant us the right to publish your report. We
-warrant that we will ourselves publicly disclose any issues reported within 3
-months, and that we will not prosecute anyone reporting security issues if
-they did not exploit the issue beyond a proof-of-concept, and followed the
-above responsible disclosure practice.
-
-LIMITATION OF LIABILITY & DISCLAIMER OF WARRANTIES
-
-You understand and agree that we have no control over, and no duty to take any
-action regarding: Failures, disruptions, errors, or delays in processing that
-you may experience while using our Services; The risk of failure of hardware,
-software, and Internet connections; The risk of malicious software being
-introduced or found in the software underlying the Taler Wallet; The risk that
-third parties may obtain unauthorized access to information stored within your
-Taler Wallet, including, but not limited to your Taler Wallet coins or backup
-encryption keys. You release us from all liability related to any losses,
-damages, or claims arising from:
-
-(a) user error such as forgotten passwords, incorrectly constructed
- transactions;
-(b) server failure or data loss;
-(c) unauthorized access to the Taler Wallet application;
-(d) bugs or other errors in the Taler Wallet software; and
-(e) any unauthorized third party activities, including, but not limited to,
- the use of viruses, phishing, brute forcing, or other means of attack
- against the Taler Wallet. We make no representations concerning any
- Third Party Content contained in or accessed through our Services.
-
-Any other terms, conditions, warranties, or representations associated with
-such content, are solely between you and such organizations and/or
-individuals.
-
-LIMITATION OF LIABILITY
-
-To the fullest extent permitted by applicable law, in no event will we or any
-of our officers, directors, representatives, agents, servants, counsel,
-employees, consultants, lawyers, and other personnel authorized to act,
-acting, or purporting to act on our behalf (collectively the “Taler Parties”)
-be liable to you under contract, tort, strict liability, negligence, or any
-other legal or equitable theory, for:
-
-(a) any lost profits, data loss, cost of procurement of substitute goods or
- services, or direct, indirect, incidental, special, punitive, compensatory,
- or consequential damages of any kind whatsoever resulting from:
- (i) your use of, or conduct in connection with, our services;
- (ii) any unauthorized use of your wallet and/or private key due to your
- failure to maintain the confidentiality of your wallet;
- (iii) any interruption or cessation of transmission to or from the services; or
- (iv) any bugs, viruses, trojan horses, or the like that are found in the Taler
- Wallet software or that may be transmitted to or through our services by
- any third party (regardless of the source of origination), or
-(b) any direct damages.
-
-These limitations apply regardless of legal theory, whether based on tort,
-strict liability, breach of contract, breach of warranty, or any other legal
-theory, and whether or not we were advised of the possibility of such
-damages. Some jurisdictions do not allow the exclusion or limitation of
-liability for consequential or incidental damages, so the above limitation may
-not apply to you.
-
-WARRANTY DISCLAIMER
-
-Our services are provided "as is" and without warranty of any kind. To the
-maximum extent permitted by law, we disclaim all representations and
-warranties, express or implied, relating to the services and underlying
-software or any content on the services, whether provided or owned by us or by
-any third party, including without limitation, warranties of merchantability,
-fitness for a particular purpose, title, non-infringement, freedom from
-computer virus, and any implied warranties arising from course of dealing,
-course of performance, or usage in trade, all of which are expressly
-disclaimed. In addition, we do not represent or warrant that the content
-accessible via the services is accurate, complete, available, current, free of
-viruses or other harmful components, or that the results of using the services
-will meet your requirements. Some states do not allow the disclaimer of
-implied warranties, so the foregoing disclaimers may not apply to you. This
-paragraph gives you specific legal rights and you may also have other legal
-rights that vary from state to state.
-
-INDEMNITY
-
-To the extent permitted by applicable law, you agree to defend, indemnify, and
-hold harmless the Taler Parties from and against any and all claims, damages,
-obligations, losses, liabilities, costs or debt, and expenses (including, but
-not limited to, attorney’s fees) arising from: (a) your use of and access to
-the Services; (b) any feedback or submissions you provide to us concerning the
-Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
-violation of any law, rule, or regulation, or the rights of any third party.
-
-TIME LIMITATION ON CLAIMS
-
-You agree that any claim you may have arising out of or related to your
-relationship with us must be filed within one year after such claim arises,
-otherwise, your claim in permanently barred.
-
-GOVERNING LAW
-
-No matter where you’re located, the laws of Switzerland will govern these
-Terms. If any provisions of these Terms are inconsistent with any applicable
-law, those provisions will be superseded or modified only to the extent such
-provisions are inconsistent. The parties agree to submit to the ordinary
-courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
-arising out of or related to your use of the Services or your breach of these
-Terms.
-
-TERMINATION
+whatever taxes and charges may be applicable. Technical issues may
+lead to situations where we are unable to make transfers at all or
+lead to incorrect transfers that cannot be reversed. We will only
+refuse to execute transfers if the transfers are prohibited by a
+competent legal authority and we are ordered to do so.
+
+
+Fees
+====
+
+You agree to pay the fees for exchanges and withdrawals completed via
+the Taler Wallet ("Fees") as defined by us, which we may change from
+time to time. With the exception of wire transfer fees, Taler
+transaction fees are set for any electronic coin at the time of
+withdrawal and fixed throughout the validity period of the respective
+electronic coin. Your wallet should obtain and display applicable fees
+when withdrawing funds. Fees for coins obtained as change may differ
+from the fees applicable to the original coin. Wire transfer fees that
+are independent from electronic coins may change annually. You
+authorize us to charge or deduct applicable fees owed in connection
+with deposits, exchanges and withdrawals following the rules of the
+Taler protocol. We reserve the right to provide different types of
+rewards to users either in the form of discount for our Services or in
+any other form at our discretion and without prior notice to you.
+
+
+Eligibility
+===========
+
+To be eligible to use our Services, you must be able to form legally
+binding contracts or have the permission of your legal guardian. By
+using our Services, you represent and warrant that you meet all
+eligibility requirements that we outline in these Terms.
+
+
+Financial self-responsibility
+=============================
+
+You will be responsible for maintaining the availability, integrity
+and confidentiality of the data stored in your wallet. When you setup
+a Taler Wallet, you are strongly advised to follow the precautionary
+measures offered by the software to minimize the chances to losse
+access to or control over your Wallet data. We will not be liable for
+any loss or damage arising from your failure to comply with this
+paragraph.
+
+
+Copyrights and trademarks
+=========================
+
+The Taler Wallet is released under the terms of the GNU General Public
+License (GNU GPL). You have the right to access, use, and share the
+Taler Wallet, in modified or unmodified form. However, the GPL is a
+strong copyleft license, which means that any derivative works must be
+distributed under the same license terms as the original software. If
+you have any questions, you should review the GNU GPL’s full terms and
+conditions at https://www.gnu.org/licenses/gpl-3.0.en.html. “Taler”
+itself is a trademark of Taler Systems SA. You are welcome to use the
+name in relation to processing payments using the Taler protocol,
+assuming your use is compatible with an official release from the GNU
+Project that is not older than two years.
+
+
+Your use of our services
+========================
+
+When using our Services, you agree to not take any action that
+intentionally imposes an unreasonable load on our infrastructure. If
+you find security problems in our Services, you agree to first report
+them to security@taler-systems.com and grant us the right to publish
+your report. We warrant that we will ourselves publicly disclose any
+issues reported within 3 months, and that we will not prosecute anyone
+reporting security issues if they did not exploit the issue beyond a
+proof-of-concept, and followed the above responsible disclosure
+practice.
+
+
+Limitation of liability & disclaimer of warranties
+==================================================
+
+You understand and agree that we have no control over, and no duty to
+take any action regarding: Failures, disruptions, errors, or delays in
+processing that you may experience while using our Services; The risk
+of failure of hardware, software, and Internet connections; The risk
+of malicious software being introduced or found in the software
+underlying the Taler Wallet; The risk that third parties may obtain
+unauthorized access to information stored within your Taler Wallet,
+including, but not limited to your Taler Wallet coins or backup
+encryption keys. You release us from all liability related to any
+losses, damages, or claims arising from:
+
+1. user error such as forgotten passwords, incorrectly constructed
+ transactions;
+
+2. server failure or data loss;
+
+3. unauthorized access to the Taler Wallet application;
+
+4. bugs or other errors in the Taler Wallet software; and
+
+5. any unauthorized third party activities, including, but not limited
+ to, the use of viruses, phishing, brute forcing, or other means of
+ attack against the Taler Wallet. We make no representations
+ concerning any Third Party Content contained in or accessed through
+ our Services.
+
+Any other terms, conditions, warranties, or representations associated
+with such content, are solely between you and such organizations
+and/or individuals.
+
+
+Limitation of liability
+=======================
+
+To the fullest extent permitted by applicable law, in no event will we
+or any of our officers, directors, representatives, agents, servants,
+counsel, employees, consultants, lawyers, and other personnel
+authorized to act, acting, or purporting to act on our behalf
+(collectively the “Taler Parties”) be liable to you under contract,
+tort, strict liability, negligence, or any other legal or equitable
+theory, for:
+
+1. any lost profits, data loss, cost of procurement of substitute
+ goods or services, or direct, indirect, incidental, special,
+ punitive, compensatory, or consequential damages of any kind
+ whatsoever resulting from:
+
+ 1. your use of, or conduct in connection with, our services;
+
+ 2. any unauthorized use of your wallet and/or private key due to
+ your failure to maintain the confidentiality of your wallet;
+
+ 3. any interruption or cessation of transmission to or from the
+ services; or
+
+ 4. any bugs, viruses, trojan horses, or the like that are found in
+ the Taler Wallet software or that may be transmitted to or
+ through our services by any third party (regardless of the
+ source of origination), or
+
+2. any direct damages.
+
+These limitations apply regardless of legal theory, whether based on
+tort, strict liability, breach of contract, breach of warranty, or any
+other legal theory, and whether or not we were advised of the
+possibility of such damages. Some jurisdictions do not allow the
+exclusion or limitation of liability for consequential or incidental
+damages, so the above limitation may not apply to you.
+
+
+Warranty disclaimer
+===================
+
+Our services are provided "as is" and without warranty of any kind. To
+the maximum extent permitted by law, we disclaim all representations
+and warranties, express or implied, relating to the services and
+underlying software or any content on the services, whether provided
+or owned by us or by any third party, including without limitation,
+warranties of merchantability, fitness for a particular purpose,
+title, non-infringement, freedom from computer virus, and any implied
+warranties arising from course of dealing, course of performance, or
+usage in trade, all of which are expressly disclaimed. In addition, we
+do not represent or warrant that the content accessible via the
+services is accurate, complete, available, current, free of viruses or
+other harmful components, or that the results of using the services
+will meet your requirements. Some states do not allow the disclaimer
+of implied warranties, so the foregoing disclaimers may not apply to
+you. This paragraph gives you specific legal rights and you may also
+have other legal rights that vary from state to state.
+
+
+Indemntiy
+=========
+
+To the extent permitted by applicable law, you agree to defend,
+indemnify, and hold harmless the Taler Parties from and against any
+and all claims, damages, obligations, losses, liabilities, costs or
+debt, and expenses (including, but not limited to, attorney’s fees)
+arising from: (a) your use of and access to the Services; (b) any
+feedback or submissions you provide to us concerning the Taler Wallet;
+(c) your violation of any term of this Agreement; or (d) your
+violation of any law, rule, or regulation, or the rights of any third
+party.
+
+
+Time limitation on claims
+=========================
+
+You agree that any claim you may have arising out of or related to
+your relationship with us must be filed within one year after such
+claim arises, otherwise, your claim in permanently barred.
+
+
+Governing law
+=============
+
+No matter where you’re located, the laws of Switzerland will govern
+these Terms. If any provisions of these Terms are inconsistent with
+any applicable law, those provisions will be superseded or modified
+only to the extent such provisions are inconsistent. The parties agree
+to submit to the ordinary courts in Zurich, Switzerland for exclusive
+jurisdiction of any dispute arising out of or related to your use of
+the Services or your breach of these Terms.
+
+
+Termination
+===========
In the event of termination concerning your use of our Services, your
obligations under this Agreement will still continue.
-DISCONTINUANCE OF SERVICES
-We may, in our sole discretion and without cost to you, with or without prior
-notice, and at any time, modify or discontinue, temporarily or permanently,
-any portion of our Services. We will use the Taler protocol’s provisions to
-notify Wallets if our Services are to be discontinued. It is your
-responsibility to ensure that the Taler Wallet is online at least once every
-three months to observe these notifications. We shall not be held responsible
-or liable for any loss of funds in the event that we discontinue or depreciate
-the Services and your Taler Wallet fails to transfer out the coins within a
-three months notification period.
+Discontinuance of services
+==========================
+
+We may, in our sole discretion and without cost to you, with or
+without prior notice, and at any time, modify or discontinue,
+temporarily or permanently, any portion of our Services. We will use
+the Taler protocol’s provisions to notify Wallets if our Services are
+to be discontinued. It is your responsibility to ensure that the Taler
+Wallet is online at least once every three months to observe these
+notifications. We shall not be held responsible or liable for any loss
+of funds in the event that we discontinue or depreciate the Services
+and your Taler Wallet fails to transfer out the coins within a three
+months notification period.
+
-NO WAIVER
+No waiver
+=========
-Our failure to exercise or delay in exercising any right, power, or privilege
-under this Agreement shall not operate as a waiver; nor shall any single or
-partial exercise of any right, power, or privilege preclude any other or
-further exercise thereof.
+Our failure to exercise or delay in exercising any right, power, or
+privilege under this Agreement shall not operate as a waiver; nor
+shall any single or partial exercise of any right, power, or privilege
+preclude any other or further exercise thereof.
-SEVERABILITY
-If it turns out that any part of this Agreement is invalid, void, or for any
-reason unenforceable, that term will be deemed severable and limited or
-eliminated to the minimum extent necessary.
+Severability
+============
-FORCE MAJEURE
+If it turns out that any part of this Agreement is invalid, void, or
+for any reason unenforceable, that term will be deemed severable and
+limited or eliminated to the minimum extent necessary.
+
+
+Force majeure
+=============
We shall not be held liable for any delays, failure in performance, or
-interruptions of service which result directly or indirectly from any cause or
-condition beyond our reasonable control, including but not limited to: any
-delay or failure due to any act of God, act of civil or military authorities,
-act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
-interruption in telecommunications or Internet services or network provider
-services, failure of equipment and/or software, other catastrophe, or any
-other occurrence which is beyond our reasonable control and shall not affect
+interruptions of service which result directly or indirectly from any
+cause or condition beyond our reasonable control, including but not
+limited to: any delay or failure due to any act of God, act of civil
+or military authorities, act of terrorism, civil disturbance, war,
+strike or other labor dispute, fire, interruption in
+telecommunications or Internet services or network provider services,
+failure of equipment and/or software, other catastrophe, or any other
+occurrence which is beyond our reasonable control and shall not affect
the validity and enforceability of any remaining provisions.
-ASSIGNMENT
-You agree that we may assign any of our rights and/or transfer, sub-contract,
-or delegate any of our obligations under these Terms.
+Assignment
+==========
+
+You agree that we may assign any of our rights and/or transfer, sub-
+contract, or delegate any of our obligations under these Terms.
+
+
+Entire agreement
+================
-ENTIRE AGREEMENT
+This Agreement sets forth the entire understanding and agreement as to
+the subject matter hereof and supersedes any and all prior
+discussions, agreements, and understandings of any kind (including,
+without limitation, any prior versions of this Agreement) and every
+nature between us. Except as provided for above, any modification to
+this Agreement must be in writing and must be signed by both parties.
-This Agreement sets forth the entire understanding and agreement as to the
-subject matter hereof and supersedes any and all prior discussions,
-agreements, and understandings of any kind (including, without limitation, any
-prior versions of this Agreement) and every nature between us. Except as
-provided for above, any modification to this Agreement must be in writing and
-must be signed by both parties.
-QUESTIONS OR COMMENTS
+Questions or comments
+=====================
-We welcome comments, questions, concerns, or suggestions. Please send us a
-message on our contact page at legal@taler-systems.com.
+We welcome comments, questions, concerns, or suggestions. Please send
+us a message on our contact page at legal@taler-systems.com.
diff --git a/contrib/tos/en/0.xml b/contrib/tos/en/0.xml
new file mode 100644
index 00000000..45871ead
--- /dev/null
+++ b/contrib/tos/en/0.xml
@@ -0,0 +1,344 @@
+<?xml version="1.0" encoding="utf-8"?>
+<!DOCTYPE document PUBLIC "+//IDN docutils.sourceforge.net//DTD Docutils Generic//EN//XML" "http://docutils.sourceforge.net/docs/ref/docutils.dtd">
+<!-- Generated by Docutils 0.14 -->
+<document source="/home/grothoff/research/taler/exchange/contrib/tos/tos.rst">
+ <section ids="terms-of-service" names="terms\ of\ service">
+ <title>Terms Of Service</title>
+ <paragraph>Last Updated: 12.4.2019</paragraph>
+ <paragraph>Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
+ through our Internet presence (collectively the “Services”). Before using our
+ Services, please read the Terms of Service (the “Terms” or the “Agreement”)
+ carefully.</paragraph>
+ <section ids="overview" names="overview">
+ <title>Overview</title>
+ <paragraph>This section provides a brief summary of the highlights of this
+ Agreement. Please note that when you accept this Agreement, you are accepting
+ all of the terms and conditions and not just this section. We and possibly
+ other third parties provide Internet services which interact with the Taler
+ Wallet’s self-hosted personal payment application. When using the Taler Wallet
+ to interact with our Services, you are agreeing to our Terms, so please read
+ carefully.</paragraph>
+ <section ids="highlights" names="highlights:">
+ <title>Highlights:</title>
+ <block_quote>
+ <bullet_list bullet="•">
+ <list_item>
+ <paragraph>You are responsible for keeping the data in your Taler Wallet at all times
+ under your control. Any losses arising from you not being in control of
+ your private information are your problem.</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>We will try to transfer funds we hold in escrow for our users to any legal
+ recipient to the best of our ability within the limitations of the law and
+ our implementation. However, the Services offered today are highly
+ experimental and the set of recipients of funds is severely restricted.</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>For our Services, we may charge transaction fees. The specific fee structure
+ is provided based on the Taler protocol and should be shown to you when you
+ withdraw electronic coins using a Taler Wallet. You agree and understand
+ that the Taler protocol allows for the fee structure to change.</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>You agree to not intentionally overwhelm our systems with requests and
+ follow responsible disclosure if you find security issues in our services.</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>We cannot be held accountable for our Services not being available due to
+ circumstances beyond our control. If we modify or terminate our services,
+ we will try to give you the opportunity to recover your funds. However,
+ given the experimental state of the Services today, this may not be
+ possible. You are strongly advised to limit your use of the Service
+ to small-scale experiments expecting total loss of all funds.</paragraph>
+ </list_item>
+ </bullet_list>
+ </block_quote>
+ <paragraph>These terms outline approved uses of our Services. The Services and these
+ Terms are still at an experimental stage. If you have any questions or
+ comments related to this Agreement, please send us a message to
+ <reference refuri="mailto:legal@taler-systems.com">legal@taler-systems.com</reference>. If you do not agree to this Agreement, you must not
+ use our Services.</paragraph>
+ </section>
+ </section>
+ <section ids="how-you-accept-this-policy" names="how\ you\ accept\ this\ policy">
+ <title>How you accept this policy</title>
+ <paragraph>By sending funds to us (to top-up your Taler Wallet), you acknowledge that you
+ have read, understood, and agreed to these Terms. We reserve the right to
+ change these Terms at any time. If you disagree with the change, we may in the
+ future offer you with an easy option to recover your unspent funds. However,
+ in the current experimental period you acknowledge that this feature is not
+ yet available, resulting in your funds being lost unless you accept the new
+ Terms. If you continue to use our Services other than to recover your unspent
+ funds, your continued use of our Services following any such change will
+ signify your acceptance to be bound by the then current Terms. Please check
+ the effective date above to determine if there have been any changes since you
+ have last reviewed these Terms.</paragraph>
+ </section>
+ <section ids="services" names="services">
+ <title>Services</title>
+ <paragraph>We will try to transfer funds that we hold in escrow for our users to any
+ legal recipient to the best of our ability and within the limitations of the
+ law and our implementation. However, the Services offered today are highly
+ experimental and the set of recipients of funds is severely restricted. The
+ Taler Wallet can be loaded by exchanging fiat currencies against electronic
+ coins. We are providing this exchange service. Once your Taler Wallet is
+ loaded with electronic coins they can be spent for purchases if the seller is
+ accepting Taler as a means of payment. We are not guaranteeing that any seller
+ is accepting Taler at all or a particular seller. The seller or recipient of
+ deposits of electronic coins must specify the target account, as per the
+ design of the Taler protocol. They are responsible for following the protocol
+ and specifying the correct bank account, and are solely liable for any losses
+ that may arise from specifying the wrong account. We will allow the government
+ to link wire transfers to the underlying contract hash. It is the
+ responsibility of recipients to preserve the full contracts and to pay
+ whatever taxes and charges may be applicable. Technical issues may lead to
+ situations where we are unable to make transfers at all or lead to incorrect
+ transfers that cannot be reversed. We will only refuse to execute transfers if
+ the transfers are prohibited by a competent legal authority and we are ordered
+ to do so.</paragraph>
+ </section>
+ <section ids="fees" names="fees">
+ <title>Fees</title>
+ <paragraph>You agree to pay the fees for exchanges and withdrawals completed via the
+ Taler Wallet (“Fees”) as defined by us, which we may change from time to
+ time. With the exception of wire transfer fees, Taler transaction fees are set
+ for any electronic coin at the time of withdrawal and fixed throughout the
+ validity period of the respective electronic coin. Your wallet should obtain
+ and display applicable fees when withdrawing funds. Fees for coins obtained as
+ change may differ from the fees applicable to the original coin. Wire transfer
+ fees that are independent from electronic coins may change annually. You
+ authorize us to charge or deduct applicable fees owed in connection with
+ deposits, exchanges and withdrawals following the rules of the Taler protocol.
+ We reserve the right to provide different types of rewards to users either in
+ the form of discount for our Services or in any other form at our discretion
+ and without prior notice to you.</paragraph>
+ </section>
+ <section ids="eligibility" names="eligibility">
+ <title>Eligibility</title>
+ <paragraph>To be eligible to use our Services, you must be able to form legally binding
+ contracts or have the permission of your legal guardian. By using our
+ Services, you represent and warrant that you meet all eligibility requirements
+ that we outline in these Terms.</paragraph>
+ </section>
+ <section ids="financial-self-responsibility" names="financial\ self-responsibility">
+ <title>Financial self-responsibility</title>
+ <paragraph>You will be responsible for maintaining the availability, integrity and
+ confidentiality of the data stored in your wallet. When you setup a Taler
+ Wallet, you are strongly advised to follow the precautionary measures offered
+ by the software to minimize the chances to losse access to or control over
+ your Wallet data. We will not be liable for any loss or damage arising from
+ your failure to comply with this paragraph.</paragraph>
+ </section>
+ <section ids="copyrights-and-trademarks" names="copyrights\ and\ trademarks">
+ <title>Copyrights and trademarks</title>
+ <paragraph>The Taler Wallet is released under the terms of the GNU General Public License
+ (GNU GPL). You have the right to access, use, and share the Taler Wallet, in
+ modified or unmodified form. However, the GPL is a strong copyleft license,
+ which means that any derivative works must be distributed under the same
+ license terms as the original software. If you have any questions, you should
+ review the GNU GPL’s full terms and conditions at
+ <reference refuri="https://www.gnu.org/licenses/gpl-3.0.en.html">https://www.gnu.org/licenses/gpl-3.0.en.html</reference>. “Taler” itself is a trademark
+ of Taler Systems SA. You are welcome to use the name in relation to processing
+ payments using the Taler protocol, assuming your use is compatible with an
+ official release from the GNU Project that is not older than two years.</paragraph>
+ </section>
+ <section ids="your-use-of-our-services" names="your\ use\ of\ our\ services">
+ <title>Your use of our services</title>
+ <paragraph>When using our Services, you agree to not take any action that intentionally
+ imposes an unreasonable load on our infrastructure. If you find security
+ problems in our Services, you agree to first report them to
+ <reference refuri="mailto:security@taler-systems.com">security@taler-systems.com</reference> and grant us the right to publish your report. We
+ warrant that we will ourselves publicly disclose any issues reported within 3
+ months, and that we will not prosecute anyone reporting security issues if
+ they did not exploit the issue beyond a proof-of-concept, and followed the
+ above responsible disclosure practice.</paragraph>
+ </section>
+ <section ids="limitation-of-liability-disclaimer-of-warranties" names="limitation\ of\ liability\ &amp;\ disclaimer\ of\ warranties">
+ <title>Limitation of liability &amp; disclaimer of warranties</title>
+ <paragraph>You understand and agree that we have no control over, and no duty to take any
+ action regarding: Failures, disruptions, errors, or delays in processing that
+ you may experience while using our Services; The risk of failure of hardware,
+ software, and Internet connections; The risk of malicious software being
+ introduced or found in the software underlying the Taler Wallet; The risk that
+ third parties may obtain unauthorized access to information stored within your
+ Taler Wallet, including, but not limited to your Taler Wallet coins or backup
+ encryption keys. You release us from all liability related to any losses,
+ damages, or claims arising from:</paragraph>
+ <enumerated_list enumtype="loweralpha" prefix="(" suffix=")">
+ <list_item>
+ <paragraph>user error such as forgotten passwords, incorrectly constructed
+ transactions;</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>server failure or data loss;</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>unauthorized access to the Taler Wallet application;</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>bugs or other errors in the Taler Wallet software; and</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>any unauthorized third party activities, including, but not limited to,
+ the use of viruses, phishing, brute forcing, or other means of attack
+ against the Taler Wallet. We make no representations concerning any
+ Third Party Content contained in or accessed through our Services.</paragraph>
+ </list_item>
+ </enumerated_list>
+ <paragraph>Any other terms, conditions, warranties, or representations associated with
+ such content, are solely between you and such organizations and/or
+ individuals.</paragraph>
+ </section>
+ <section ids="limitation-of-liability" names="limitation\ of\ liability">
+ <title>Limitation of liability</title>
+ <paragraph>To the fullest extent permitted by applicable law, in no event will we or any
+ of our officers, directors, representatives, agents, servants, counsel,
+ employees, consultants, lawyers, and other personnel authorized to act,
+ acting, or purporting to act on our behalf (collectively the “Taler Parties”)
+ be liable to you under contract, tort, strict liability, negligence, or any
+ other legal or equitable theory, for:</paragraph>
+ <enumerated_list enumtype="loweralpha" prefix="(" suffix=")">
+ <list_item>
+ <paragraph>any lost profits, data loss, cost of procurement of substitute goods or
+ services, or direct, indirect, incidental, special, punitive, compensatory,
+ or consequential damages of any kind whatsoever resulting from:</paragraph>
+ </list_item>
+ </enumerated_list>
+ <block_quote>
+ <enumerated_list enumtype="lowerroman" prefix="(" suffix=")">
+ <list_item>
+ <paragraph>your use of, or conduct in connection with, our services;</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>any unauthorized use of your wallet and/or private key due to your
+ failure to maintain the confidentiality of your wallet;</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>any interruption or cessation of transmission to or from the services; or</paragraph>
+ </list_item>
+ <list_item>
+ <paragraph>any bugs, viruses, trojan horses, or the like that are found in the Taler
+ Wallet software or that may be transmitted to or through our services by
+ any third party (regardless of the source of origination), or</paragraph>
+ </list_item>
+ </enumerated_list>
+ </block_quote>
+ <enumerated_list enumtype="loweralpha" prefix="(" start="2" suffix=")">
+ <list_item>
+ <paragraph>any direct damages.</paragraph>
+ </list_item>
+ </enumerated_list>
+ <paragraph>These limitations apply regardless of legal theory, whether based on tort,
+ strict liability, breach of contract, breach of warranty, or any other legal
+ theory, and whether or not we were advised of the possibility of such
+ damages. Some jurisdictions do not allow the exclusion or limitation of
+ liability for consequential or incidental damages, so the above limitation may
+ not apply to you.</paragraph>
+ </section>
+ <section ids="warranty-disclaimer" names="warranty\ disclaimer">
+ <title>Warranty disclaimer</title>
+ <paragraph>Our services are provided “as is” and without warranty of any kind. To the
+ maximum extent permitted by law, we disclaim all representations and
+ warranties, express or implied, relating to the services and underlying
+ software or any content on the services, whether provided or owned by us or by
+ any third party, including without limitation, warranties of merchantability,
+ fitness for a particular purpose, title, non-infringement, freedom from
+ computer virus, and any implied warranties arising from course of dealing,
+ course of performance, or usage in trade, all of which are expressly
+ disclaimed. In addition, we do not represent or warrant that the content
+ accessible via the services is accurate, complete, available, current, free of
+ viruses or other harmful components, or that the results of using the services
+ will meet your requirements. Some states do not allow the disclaimer of
+ implied warranties, so the foregoing disclaimers may not apply to you. This
+ paragraph gives you specific legal rights and you may also have other legal
+ rights that vary from state to state.</paragraph>
+ </section>
+ <section ids="indemntiy" names="indemntiy">
+ <title>Indemntiy</title>
+ <paragraph>To the extent permitted by applicable law, you agree to defend, indemnify, and
+ hold harmless the Taler Parties from and against any and all claims, damages,
+ obligations, losses, liabilities, costs or debt, and expenses (including, but
+ not limited to, attorney’s fees) arising from: (a) your use of and access to
+ the Services; (b) any feedback or submissions you provide to us concerning the
+ Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
+ violation of any law, rule, or regulation, or the rights of any third party.</paragraph>
+ </section>
+ <section ids="time-limitation-on-claims" names="time\ limitation\ on\ claims">
+ <title>Time limitation on claims</title>
+ <paragraph>You agree that any claim you may have arising out of or related to your
+ relationship with us must be filed within one year after such claim arises,
+ otherwise, your claim in permanently barred.</paragraph>
+ </section>
+ <section ids="governing-law" names="governing\ law">
+ <title>Governing law</title>
+ <paragraph>No matter where you’re located, the laws of Switzerland will govern these
+ Terms. If any provisions of these Terms are inconsistent with any applicable
+ law, those provisions will be superseded or modified only to the extent such
+ provisions are inconsistent. The parties agree to submit to the ordinary
+ courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
+ arising out of or related to your use of the Services or your breach of these
+ Terms.</paragraph>
+ </section>
+ <section ids="termination" names="termination">
+ <title>Termination</title>
+ <paragraph>In the event of termination concerning your use of our Services, your
+ obligations under this Agreement will still continue.</paragraph>
+ </section>
+ <section ids="discontinuance-of-services" names="discontinuance\ of\ services">
+ <title>Discontinuance of services</title>
+ <paragraph>We may, in our sole discretion and without cost to you, with or without prior
+ notice, and at any time, modify or discontinue, temporarily or permanently,
+ any portion of our Services. We will use the Taler protocol’s provisions to
+ notify Wallets if our Services are to be discontinued. It is your
+ responsibility to ensure that the Taler Wallet is online at least once every
+ three months to observe these notifications. We shall not be held responsible
+ or liable for any loss of funds in the event that we discontinue or depreciate
+ the Services and your Taler Wallet fails to transfer out the coins within a
+ three months notification period.</paragraph>
+ </section>
+ <section ids="no-waiver" names="no\ waiver">
+ <title>No waiver</title>
+ <paragraph>Our failure to exercise or delay in exercising any right, power, or privilege
+ under this Agreement shall not operate as a waiver; nor shall any single or
+ partial exercise of any right, power, or privilege preclude any other or
+ further exercise thereof.</paragraph>
+ </section>
+ <section ids="severability" names="severability">
+ <title>Severability</title>
+ <paragraph>If it turns out that any part of this Agreement is invalid, void, or for any
+ reason unenforceable, that term will be deemed severable and limited or
+ eliminated to the minimum extent necessary.</paragraph>
+ </section>
+ <section ids="force-majeure" names="force\ majeure">
+ <title>Force majeure</title>
+ <paragraph>We shall not be held liable for any delays, failure in performance, or
+ interruptions of service which result directly or indirectly from any cause or
+ condition beyond our reasonable control, including but not limited to: any
+ delay or failure due to any act of God, act of civil or military authorities,
+ act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
+ interruption in telecommunications or Internet services or network provider
+ services, failure of equipment and/or software, other catastrophe, or any
+ other occurrence which is beyond our reasonable control and shall not affect
+ the validity and enforceability of any remaining provisions.</paragraph>
+ </section>
+ <section ids="assignment" names="assignment">
+ <title>Assignment</title>
+ <paragraph>You agree that we may assign any of our rights and/or transfer, sub-contract,
+ or delegate any of our obligations under these Terms.</paragraph>
+ </section>
+ <section ids="entire-agreement" names="entire\ agreement">
+ <title>Entire agreement</title>
+ <paragraph>This Agreement sets forth the entire understanding and agreement as to the
+ subject matter hereof and supersedes any and all prior discussions,
+ agreements, and understandings of any kind (including, without limitation, any
+ prior versions of this Agreement) and every nature between us. Except as
+ provided for above, any modification to this Agreement must be in writing and
+ must be signed by both parties.</paragraph>
+ </section>
+ <section ids="questions-or-comments" names="questions\ or\ comments">
+ <title>Questions or comments</title>
+ <paragraph>We welcome comments, questions, concerns, or suggestions. Please send us a
+ message on our contact page at <reference refuri="mailto:legal@taler-systems.com">legal@taler-systems.com</reference>.</paragraph>
+ </section>
+ </section>
+</document>
diff --git a/contrib/tos/locale/de/LC_MESSAGES/tos.po b/contrib/tos/locale/de/LC_MESSAGES/tos.po
new file mode 100644
index 00000000..4644a5c8
--- /dev/null
+++ b/contrib/tos/locale/de/LC_MESSAGES/tos.po
@@ -0,0 +1,514 @@
+# SOME DESCRIPTIVE TITLE.
+# Copyright (C) 2014-2020 Taler Systems SA (GPLv3+ or GFDL 1.3+)
+# This file is distributed under the same license as the tos package.
+# FIRST AUTHOR <EMAIL@ADDRESS>, 2020.
+#
+#, fuzzy
+msgid ""
+msgstr ""
+"Project-Id-Version: tos 0\n"
+"Report-Msgid-Bugs-To: \n"
+"POT-Creation-Date: 2020-02-07 00:35+0100\n"
+"PO-Revision-Date: YEAR-MO-DA HO:MI+ZONE\n"
+"Last-Translator: FULL NAME <EMAIL@ADDRESS>\n"
+"Language-Team: LANGUAGE <LL@li.org>\n"
+"MIME-Version: 1.0\n"
+"Content-Type: text/plain; charset=utf-8\n"
+"Content-Transfer-Encoding: 8bit\n"
+"Generated-By: Babel 2.6.0\n"
+
+#: ../../tos.rst:2
+msgid "Terms Of Service"
+msgstr ""
+
+#: ../../tos.rst:4
+msgid "Last Updated: 12.4.2019"
+msgstr ""
+
+#: ../../tos.rst:6
+msgid ""
+"Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment "
+"service through our Internet presence (collectively the “Services”). "
+"Before using our Services, please read the Terms of Service (the “Terms” "
+"or the “Agreement”) carefully."
+msgstr ""
+
+#: ../../tos.rst:12
+msgid "Overview"
+msgstr ""
+
+#: ../../tos.rst:14
+msgid ""
+"This section provides a brief summary of the highlights of this "
+"Agreement. Please note that when you accept this Agreement, you are "
+"accepting all of the terms and conditions and not just this section. We "
+"and possibly other third parties provide Internet services which interact"
+" with the Taler Wallet’s self-hosted personal payment application. When "
+"using the Taler Wallet to interact with our Services, you are agreeing to"
+" our Terms, so please read carefully."
+msgstr ""
+
+#: ../../tos.rst:23
+msgid "Highlights:"
+msgstr ""
+
+#: ../../tos.rst:25
+msgid ""
+"You are responsible for keeping the data in your Taler Wallet at all "
+"times under your control. Any losses arising from you not being in "
+"control of your private information are your problem."
+msgstr ""
+
+#: ../../tos.rst:28
+msgid ""
+"We will try to transfer funds we hold in escrow for our users to any "
+"legal recipient to the best of our ability within the limitations of the "
+"law and our implementation. However, the Services offered today are "
+"highly experimental and the set of recipients of funds is severely "
+"restricted."
+msgstr ""
+
+#: ../../tos.rst:32
+msgid ""
+"For our Services, we may charge transaction fees. The specific fee "
+"structure is provided based on the Taler protocol and should be shown to "
+"you when you withdraw electronic coins using a Taler Wallet. You agree "
+"and understand that the Taler protocol allows for the fee structure to "
+"change."
+msgstr ""
+
+#: ../../tos.rst:36
+msgid ""
+"You agree to not intentionally overwhelm our systems with requests and "
+"follow responsible disclosure if you find security issues in our "
+"services."
+msgstr ""
+
+#: ../../tos.rst:38
+msgid ""
+"We cannot be held accountable for our Services not being available due to"
+" circumstances beyond our control. If we modify or terminate our "
+"services, we will try to give you the opportunity to recover your funds. "
+"However, given the experimental state of the Services today, this may not"
+" be possible. You are strongly advised to limit your use of the Service "
+"to small-scale experiments expecting total loss of all funds."
+msgstr ""
+
+#: ../../tos.rst:45
+msgid ""
+"These terms outline approved uses of our Services. The Services and these"
+" Terms are still at an experimental stage. If you have any questions or "
+"comments related to this Agreement, please send us a message to legal"
+"@taler-systems.com. If you do not agree to this Agreement, you must not "
+"use our Services."
+msgstr ""
+
+#: ../../tos.rst:52
+msgid "How you accept this policy"
+msgstr ""
+
+#: ../../tos.rst:54
+msgid ""
+"By sending funds to us (to top-up your Taler Wallet), you acknowledge "
+"that you have read, understood, and agreed to these Terms. We reserve the"
+" right to change these Terms at any time. If you disagree with the "
+"change, we may in the future offer you with an easy option to recover "
+"your unspent funds. However, in the current experimental period you "
+"acknowledge that this feature is not yet available, resulting in your "
+"funds being lost unless you accept the new Terms. If you continue to use "
+"our Services other than to recover your unspent funds, your continued use"
+" of our Services following any such change will signify your acceptance "
+"to be bound by the then current Terms. Please check the effective date "
+"above to determine if there have been any changes since you have last "
+"reviewed these Terms."
+msgstr ""
+
+#: ../../tos.rst:67
+msgid "Services"
+msgstr ""
+
+#: ../../tos.rst:69
+msgid ""
+"We will try to transfer funds that we hold in escrow for our users to any"
+" legal recipient to the best of our ability and within the limitations of"
+" the law and our implementation. However, the Services offered today are "
+"highly experimental and the set of recipients of funds is severely "
+"restricted. The Taler Wallet can be loaded by exchanging fiat currencies"
+" against electronic coins. We are providing this exchange service. Once "
+"your Taler Wallet is loaded with electronic coins they can be spent for "
+"purchases if the seller is accepting Taler as a means of payment. We are "
+"not guaranteeing that any seller is accepting Taler at all or a "
+"particular seller. The seller or recipient of deposits of electronic "
+"coins must specify the target account, as per the design of the Taler "
+"protocol. They are responsible for following the protocol and specifying "
+"the correct bank account, and are solely liable for any losses that may "
+"arise from specifying the wrong account. We will allow the government to "
+"link wire transfers to the underlying contract hash. It is the "
+"responsibility of recipients to preserve the full contracts and to pay "
+"whatever taxes and charges may be applicable. Technical issues may lead "
+"to situations where we are unable to make transfers at all or lead to "
+"incorrect transfers that cannot be reversed. We will only refuse to "
+"execute transfers if the transfers are prohibited by a competent legal "
+"authority and we are ordered to do so."
+msgstr ""
+
+#: ../../tos.rst:91
+msgid "Fees"
+msgstr ""
+
+#: ../../tos.rst:93
+msgid ""
+"You agree to pay the fees for exchanges and withdrawals completed via the"
+" Taler Wallet (\"Fees\") as defined by us, which we may change from time "
+"to time. With the exception of wire transfer fees, Taler transaction fees"
+" are set for any electronic coin at the time of withdrawal and fixed "
+"throughout the validity period of the respective electronic coin. Your "
+"wallet should obtain and display applicable fees when withdrawing funds. "
+"Fees for coins obtained as change may differ from the fees applicable to "
+"the original coin. Wire transfer fees that are independent from "
+"electronic coins may change annually. You authorize us to charge or "
+"deduct applicable fees owed in connection with deposits, exchanges and "
+"withdrawals following the rules of the Taler protocol. We reserve the "
+"right to provide different types of rewards to users either in the form "
+"of discount for our Services or in any other form at our discretion and "
+"without prior notice to you."
+msgstr ""
+
+#: ../../tos.rst:108
+msgid "Eligibility"
+msgstr ""
+
+#: ../../tos.rst:110
+msgid ""
+"To be eligible to use our Services, you must be able to form legally "
+"binding contracts or have the permission of your legal guardian. By using"
+" our Services, you represent and warrant that you meet all eligibility "
+"requirements that we outline in these Terms."
+msgstr ""
+
+#: ../../tos.rst:116
+msgid "Financial self-responsibility"
+msgstr ""
+
+#: ../../tos.rst:118
+msgid ""
+"You will be responsible for maintaining the availability, integrity and "
+"confidentiality of the data stored in your wallet. When you setup a Taler"
+" Wallet, you are strongly advised to follow the precautionary measures "
+"offered by the software to minimize the chances to losse access to or "
+"control over your Wallet data. We will not be liable for any loss or "
+"damage arising from your failure to comply with this paragraph."
+msgstr ""
+
+#: ../../tos.rst:126
+msgid "Copyrights and trademarks"
+msgstr ""
+
+#: ../../tos.rst:128
+msgid ""
+"The Taler Wallet is released under the terms of the GNU General Public "
+"License (GNU GPL). You have the right to access, use, and share the Taler"
+" Wallet, in modified or unmodified form. However, the GPL is a strong "
+"copyleft license, which means that any derivative works must be "
+"distributed under the same license terms as the original software. If you"
+" have any questions, you should review the GNU GPL’s full terms and "
+"conditions at https://www.gnu.org/licenses/gpl-3.0.en.html. “Taler” "
+"itself is a trademark of Taler Systems SA. You are welcome to use the "
+"name in relation to processing payments using the Taler protocol, "
+"assuming your use is compatible with an official release from the GNU "
+"Project that is not older than two years."
+msgstr ""
+
+#: ../../tos.rst:140
+msgid "Your use of our services"
+msgstr ""
+
+#: ../../tos.rst:142
+msgid ""
+"When using our Services, you agree to not take any action that "
+"intentionally imposes an unreasonable load on our infrastructure. If you "
+"find security problems in our Services, you agree to first report them to"
+" security@taler-systems.com and grant us the right to publish your "
+"report. We warrant that we will ourselves publicly disclose any issues "
+"reported within 3 months, and that we will not prosecute anyone reporting"
+" security issues if they did not exploit the issue beyond a proof-of-"
+"concept, and followed the above responsible disclosure practice."
+msgstr ""
+
+#: ../../tos.rst:152
+msgid "Limitation of liability & disclaimer of warranties"
+msgstr ""
+
+#: ../../tos.rst:154
+msgid ""
+"You understand and agree that we have no control over, and no duty to "
+"take any action regarding: Failures, disruptions, errors, or delays in "
+"processing that you may experience while using our Services; The risk of "
+"failure of hardware, software, and Internet connections; The risk of "
+"malicious software being introduced or found in the software underlying "
+"the Taler Wallet; The risk that third parties may obtain unauthorized "
+"access to information stored within your Taler Wallet, including, but not"
+" limited to your Taler Wallet coins or backup encryption keys. You "
+"release us from all liability related to any losses, damages, or claims "
+"arising from:"
+msgstr ""
+
+#: ../../tos.rst:164
+msgid ""
+"user error such as forgotten passwords, incorrectly constructed "
+"transactions;"
+msgstr ""
+
+#: ../../tos.rst:166
+msgid "server failure or data loss;"
+msgstr ""
+
+#: ../../tos.rst:167
+msgid "unauthorized access to the Taler Wallet application;"
+msgstr ""
+
+#: ../../tos.rst:168
+msgid "bugs or other errors in the Taler Wallet software; and"
+msgstr ""
+
+#: ../../tos.rst:169
+msgid ""
+"any unauthorized third party activities, including, but not limited to, "
+"the use of viruses, phishing, brute forcing, or other means of attack "
+"against the Taler Wallet. We make no representations concerning any Third"
+" Party Content contained in or accessed through our Services."
+msgstr ""
+
+#: ../../tos.rst:174
+msgid ""
+"Any other terms, conditions, warranties, or representations associated "
+"with such content, are solely between you and such organizations and/or "
+"individuals."
+msgstr ""
+
+#: ../../tos.rst:179
+msgid "Limitation of liability"
+msgstr ""
+
+#: ../../tos.rst:181
+msgid ""
+"To the fullest extent permitted by applicable law, in no event will we or"
+" any of our officers, directors, representatives, agents, servants, "
+"counsel, employees, consultants, lawyers, and other personnel authorized "
+"to act, acting, or purporting to act on our behalf (collectively the "
+"“Taler Parties”) be liable to you under contract, tort, strict liability,"
+" negligence, or any other legal or equitable theory, for:"
+msgstr ""
+
+#: ../../tos.rst:188
+msgid ""
+"any lost profits, data loss, cost of procurement of substitute goods or "
+"services, or direct, indirect, incidental, special, punitive, "
+"compensatory, or consequential damages of any kind whatsoever resulting "
+"from:"
+msgstr ""
+
+#: ../../tos.rst:192
+msgid "your use of, or conduct in connection with, our services;"
+msgstr ""
+
+#: ../../tos.rst:193
+msgid ""
+"any unauthorized use of your wallet and/or private key due to your "
+"failure to maintain the confidentiality of your wallet;"
+msgstr ""
+
+#: ../../tos.rst:195
+msgid "any interruption or cessation of transmission to or from the services; or"
+msgstr ""
+
+#: ../../tos.rst:196
+msgid ""
+"any bugs, viruses, trojan horses, or the like that are found in the Taler"
+" Wallet software or that may be transmitted to or through our services by"
+" any third party (regardless of the source of origination), or"
+msgstr ""
+
+#: ../../tos.rst:200
+msgid "any direct damages."
+msgstr ""
+
+#: ../../tos.rst:202
+msgid ""
+"These limitations apply regardless of legal theory, whether based on "
+"tort, strict liability, breach of contract, breach of warranty, or any "
+"other legal theory, and whether or not we were advised of the possibility"
+" of such damages. Some jurisdictions do not allow the exclusion or "
+"limitation of liability for consequential or incidental damages, so the "
+"above limitation may not apply to you."
+msgstr ""
+
+#: ../../tos.rst:210
+msgid "Warranty disclaimer"
+msgstr ""
+
+#: ../../tos.rst:212
+msgid ""
+"Our services are provided \"as is\" and without warranty of any kind. To "
+"the maximum extent permitted by law, we disclaim all representations and "
+"warranties, express or implied, relating to the services and underlying "
+"software or any content on the services, whether provided or owned by us "
+"or by any third party, including without limitation, warranties of "
+"merchantability, fitness for a particular purpose, title, non-"
+"infringement, freedom from computer virus, and any implied warranties "
+"arising from course of dealing, course of performance, or usage in trade,"
+" all of which are expressly disclaimed. In addition, we do not represent "
+"or warrant that the content accessible via the services is accurate, "
+"complete, available, current, free of viruses or other harmful "
+"components, or that the results of using the services will meet your "
+"requirements. Some states do not allow the disclaimer of implied "
+"warranties, so the foregoing disclaimers may not apply to you. This "
+"paragraph gives you specific legal rights and you may also have other "
+"legal rights that vary from state to state."
+msgstr ""
+
+#: ../../tos.rst:229
+msgid "Indemntiy"
+msgstr ""
+
+#: ../../tos.rst:231
+msgid ""
+"To the extent permitted by applicable law, you agree to defend, "
+"indemnify, and hold harmless the Taler Parties from and against any and "
+"all claims, damages, obligations, losses, liabilities, costs or debt, and"
+" expenses (including, but not limited to, attorney’s fees) arising from: "
+"(a) your use of and access to the Services; (b) any feedback or "
+"submissions you provide to us concerning the Taler Wallet; (c) your "
+"violation of any term of this Agreement; or (d) your violation of any "
+"law, rule, or regulation, or the rights of any third party."
+msgstr ""
+
+#: ../../tos.rst:240
+msgid "Time limitation on claims"
+msgstr ""
+
+#: ../../tos.rst:242
+msgid ""
+"You agree that any claim you may have arising out of or related to your "
+"relationship with us must be filed within one year after such claim "
+"arises, otherwise, your claim in permanently barred."
+msgstr ""
+
+#: ../../tos.rst:247
+msgid "Governing law"
+msgstr ""
+
+#: ../../tos.rst:249
+msgid ""
+"No matter where you’re located, the laws of Switzerland will govern these"
+" Terms. If any provisions of these Terms are inconsistent with any "
+"applicable law, those provisions will be superseded or modified only to "
+"the extent such provisions are inconsistent. The parties agree to submit "
+"to the ordinary courts in Zurich, Switzerland for exclusive jurisdiction "
+"of any dispute arising out of or related to your use of the Services or "
+"your breach of these Terms."
+msgstr ""
+
+#: ../../tos.rst:258
+msgid "Termination"
+msgstr ""
+
+#: ../../tos.rst:260
+msgid ""
+"In the event of termination concerning your use of our Services, your "
+"obligations under this Agreement will still continue."
+msgstr ""
+
+#: ../../tos.rst:264
+msgid "Discontinuance of services"
+msgstr ""
+
+#: ../../tos.rst:266
+msgid ""
+"We may, in our sole discretion and without cost to you, with or without "
+"prior notice, and at any time, modify or discontinue, temporarily or "
+"permanently, any portion of our Services. We will use the Taler "
+"protocol’s provisions to notify Wallets if our Services are to be "
+"discontinued. It is your responsibility to ensure that the Taler Wallet "
+"is online at least once every three months to observe these "
+"notifications. We shall not be held responsible or liable for any loss of"
+" funds in the event that we discontinue or depreciate the Services and "
+"your Taler Wallet fails to transfer out the coins within a three months "
+"notification period."
+msgstr ""
+
+#: ../../tos.rst:277
+msgid "No waiver"
+msgstr ""
+
+#: ../../tos.rst:279
+msgid ""
+"Our failure to exercise or delay in exercising any right, power, or "
+"privilege under this Agreement shall not operate as a waiver; nor shall "
+"any single or partial exercise of any right, power, or privilege preclude"
+" any other or further exercise thereof."
+msgstr ""
+
+#: ../../tos.rst:285
+msgid "Severability"
+msgstr ""
+
+#: ../../tos.rst:287
+msgid ""
+"If it turns out that any part of this Agreement is invalid, void, or for "
+"any reason unenforceable, that term will be deemed severable and limited "
+"or eliminated to the minimum extent necessary."
+msgstr ""
+
+#: ../../tos.rst:292
+msgid "Force majeure"
+msgstr ""
+
+#: ../../tos.rst:294
+msgid ""
+"We shall not be held liable for any delays, failure in performance, or "
+"interruptions of service which result directly or indirectly from any "
+"cause or condition beyond our reasonable control, including but not "
+"limited to: any delay or failure due to any act of God, act of civil or "
+"military authorities, act of terrorism, civil disturbance, war, strike or"
+" other labor dispute, fire, interruption in telecommunications or "
+"Internet services or network provider services, failure of equipment "
+"and/or software, other catastrophe, or any other occurrence which is "
+"beyond our reasonable control and shall not affect the validity and "
+"enforceability of any remaining provisions."
+msgstr ""
+
+#: ../../tos.rst:305
+msgid "Assignment"
+msgstr ""
+
+#: ../../tos.rst:307
+msgid ""
+"You agree that we may assign any of our rights and/or transfer, sub-"
+"contract, or delegate any of our obligations under these Terms."
+msgstr ""
+
+#: ../../tos.rst:311
+msgid "Entire agreement"
+msgstr ""
+
+#: ../../tos.rst:313
+msgid ""
+"This Agreement sets forth the entire understanding and agreement as to "
+"the subject matter hereof and supersedes any and all prior discussions, "
+"agreements, and understandings of any kind (including, without "
+"limitation, any prior versions of this Agreement) and every nature "
+"between us. Except as provided for above, any modification to this "
+"Agreement must be in writing and must be signed by both parties."
+msgstr ""
+
+#: ../../tos.rst:321
+msgid "Questions or comments"
+msgstr ""
+
+#: ../../tos.rst:323
+msgid ""
+"We welcome comments, questions, concerns, or suggestions. Please send us "
+"a message on our contact page at legal@taler-systems.com."
+msgstr ""
+
diff --git a/contrib/tos/tos.rst b/contrib/tos/tos.rst
new file mode 100644
index 00000000..aff01001
--- /dev/null
+++ b/contrib/tos/tos.rst
@@ -0,0 +1,324 @@
+Terms Of Service
+================
+
+Last Updated: 12.4.2019
+
+Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
+through our Internet presence (collectively the “Services”). Before using our
+Services, please read the Terms of Service (the “Terms” or the “Agreement”)
+carefully.
+
+Overview
+--------
+
+This section provides a brief summary of the highlights of this
+Agreement. Please note that when you accept this Agreement, you are accepting
+all of the terms and conditions and not just this section. We and possibly
+other third parties provide Internet services which interact with the Taler
+Wallet’s self-hosted personal payment application. When using the Taler Wallet
+to interact with our Services, you are agreeing to our Terms, so please read
+carefully.
+
+Highlights:
+~~~~~~~~~~~
+
+ • You are responsible for keeping the data in your Taler Wallet at all times
+ under your control. Any losses arising from you not being in control of
+ your private information are your problem.
+ • We will try to transfer funds we hold in escrow for our users to any legal
+ recipient to the best of our ability within the limitations of the law and
+ our implementation. However, the Services offered today are highly
+ experimental and the set of recipients of funds is severely restricted.
+ • For our Services, we may charge transaction fees. The specific fee structure
+ is provided based on the Taler protocol and should be shown to you when you
+ withdraw electronic coins using a Taler Wallet. You agree and understand
+ that the Taler protocol allows for the fee structure to change.
+ • You agree to not intentionally overwhelm our systems with requests and
+ follow responsible disclosure if you find security issues in our services.
+ • We cannot be held accountable for our Services not being available due to
+ circumstances beyond our control. If we modify or terminate our services,
+ we will try to give you the opportunity to recover your funds. However,
+ given the experimental state of the Services today, this may not be
+ possible. You are strongly advised to limit your use of the Service
+ to small-scale experiments expecting total loss of all funds.
+
+These terms outline approved uses of our Services. The Services and these
+Terms are still at an experimental stage. If you have any questions or
+comments related to this Agreement, please send us a message to
+legal@taler-systems.com. If you do not agree to this Agreement, you must not
+use our Services.
+
+How you accept this policy
+--------------------------
+
+By sending funds to us (to top-up your Taler Wallet), you acknowledge that you
+have read, understood, and agreed to these Terms. We reserve the right to
+change these Terms at any time. If you disagree with the change, we may in the
+future offer you with an easy option to recover your unspent funds. However,
+in the current experimental period you acknowledge that this feature is not
+yet available, resulting in your funds being lost unless you accept the new
+Terms. If you continue to use our Services other than to recover your unspent
+funds, your continued use of our Services following any such change will
+signify your acceptance to be bound by the then current Terms. Please check
+the effective date above to determine if there have been any changes since you
+have last reviewed these Terms.
+
+Services
+--------
+
+We will try to transfer funds that we hold in escrow for our users to any
+legal recipient to the best of our ability and within the limitations of the
+law and our implementation. However, the Services offered today are highly
+experimental and the set of recipients of funds is severely restricted. The
+Taler Wallet can be loaded by exchanging fiat currencies against electronic
+coins. We are providing this exchange service. Once your Taler Wallet is
+loaded with electronic coins they can be spent for purchases if the seller is
+accepting Taler as a means of payment. We are not guaranteeing that any seller
+is accepting Taler at all or a particular seller. The seller or recipient of
+deposits of electronic coins must specify the target account, as per the
+design of the Taler protocol. They are responsible for following the protocol
+and specifying the correct bank account, and are solely liable for any losses
+that may arise from specifying the wrong account. We will allow the government
+to link wire transfers to the underlying contract hash. It is the
+responsibility of recipients to preserve the full contracts and to pay
+whatever taxes and charges may be applicable. Technical issues may lead to
+situations where we are unable to make transfers at all or lead to incorrect
+transfers that cannot be reversed. We will only refuse to execute transfers if
+the transfers are prohibited by a competent legal authority and we are ordered
+to do so.
+
+Fees
+----
+
+You agree to pay the fees for exchanges and withdrawals completed via the
+Taler Wallet ("Fees") as defined by us, which we may change from time to
+time. With the exception of wire transfer fees, Taler transaction fees are set
+for any electronic coin at the time of withdrawal and fixed throughout the
+validity period of the respective electronic coin. Your wallet should obtain
+and display applicable fees when withdrawing funds. Fees for coins obtained as
+change may differ from the fees applicable to the original coin. Wire transfer
+fees that are independent from electronic coins may change annually. You
+authorize us to charge or deduct applicable fees owed in connection with
+deposits, exchanges and withdrawals following the rules of the Taler protocol.
+We reserve the right to provide different types of rewards to users either in
+the form of discount for our Services or in any other form at our discretion
+and without prior notice to you.
+
+Eligibility
+-----------
+
+To be eligible to use our Services, you must be able to form legally binding
+contracts or have the permission of your legal guardian. By using our
+Services, you represent and warrant that you meet all eligibility requirements
+that we outline in these Terms.
+
+Financial self-responsibility
+-----------------------------
+
+You will be responsible for maintaining the availability, integrity and
+confidentiality of the data stored in your wallet. When you setup a Taler
+Wallet, you are strongly advised to follow the precautionary measures offered
+by the software to minimize the chances to losse access to or control over
+your Wallet data. We will not be liable for any loss or damage arising from
+your failure to comply with this paragraph.
+
+Copyrights and trademarks
+-------------------------
+
+The Taler Wallet is released under the terms of the GNU General Public License
+(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
+modified or unmodified form. However, the GPL is a strong copyleft license,
+which means that any derivative works must be distributed under the same
+license terms as the original software. If you have any questions, you should
+review the GNU GPL’s full terms and conditions at
+https://www.gnu.org/licenses/gpl-3.0.en.html. “Taler” itself is a trademark
+of Taler Systems SA. You are welcome to use the name in relation to processing
+payments using the Taler protocol, assuming your use is compatible with an
+official release from the GNU Project that is not older than two years.
+
+Your use of our services
+------------------------
+
+When using our Services, you agree to not take any action that intentionally
+imposes an unreasonable load on our infrastructure. If you find security
+problems in our Services, you agree to first report them to
+security@taler-systems.com and grant us the right to publish your report. We
+warrant that we will ourselves publicly disclose any issues reported within 3
+months, and that we will not prosecute anyone reporting security issues if
+they did not exploit the issue beyond a proof-of-concept, and followed the
+above responsible disclosure practice.
+
+Limitation of liability & disclaimer of warranties
+--------------------------------------------------
+
+You understand and agree that we have no control over, and no duty to take any
+action regarding: Failures, disruptions, errors, or delays in processing that
+you may experience while using our Services; The risk of failure of hardware,
+software, and Internet connections; The risk of malicious software being
+introduced or found in the software underlying the Taler Wallet; The risk that
+third parties may obtain unauthorized access to information stored within your
+Taler Wallet, including, but not limited to your Taler Wallet coins or backup
+encryption keys. You release us from all liability related to any losses,
+damages, or claims arising from:
+
+(a) user error such as forgotten passwords, incorrectly constructed
+ transactions;
+(b) server failure or data loss;
+(c) unauthorized access to the Taler Wallet application;
+(d) bugs or other errors in the Taler Wallet software; and
+(e) any unauthorized third party activities, including, but not limited to,
+ the use of viruses, phishing, brute forcing, or other means of attack
+ against the Taler Wallet. We make no representations concerning any
+ Third Party Content contained in or accessed through our Services.
+
+Any other terms, conditions, warranties, or representations associated with
+such content, are solely between you and such organizations and/or
+individuals.
+
+Limitation of liability
+-----------------------
+
+To the fullest extent permitted by applicable law, in no event will we or any
+of our officers, directors, representatives, agents, servants, counsel,
+employees, consultants, lawyers, and other personnel authorized to act,
+acting, or purporting to act on our behalf (collectively the “Taler Parties”)
+be liable to you under contract, tort, strict liability, negligence, or any
+other legal or equitable theory, for:
+
+(a) any lost profits, data loss, cost of procurement of substitute goods or
+ services, or direct, indirect, incidental, special, punitive, compensatory,
+ or consequential damages of any kind whatsoever resulting from:
+
+ (i) your use of, or conduct in connection with, our services;
+ (ii) any unauthorized use of your wallet and/or private key due to your
+ failure to maintain the confidentiality of your wallet;
+ (iii) any interruption or cessation of transmission to or from the services; or
+ (iv) any bugs, viruses, trojan horses, or the like that are found in the Taler
+ Wallet software or that may be transmitted to or through our services by
+ any third party (regardless of the source of origination), or
+
+(b) any direct damages.
+
+These limitations apply regardless of legal theory, whether based on tort,
+strict liability, breach of contract, breach of warranty, or any other legal
+theory, and whether or not we were advised of the possibility of such
+damages. Some jurisdictions do not allow the exclusion or limitation of
+liability for consequential or incidental damages, so the above limitation may
+not apply to you.
+
+Warranty disclaimer
+-------------------
+
+Our services are provided "as is" and without warranty of any kind. To the
+maximum extent permitted by law, we disclaim all representations and
+warranties, express or implied, relating to the services and underlying
+software or any content on the services, whether provided or owned by us or by
+any third party, including without limitation, warranties of merchantability,
+fitness for a particular purpose, title, non-infringement, freedom from
+computer virus, and any implied warranties arising from course of dealing,
+course of performance, or usage in trade, all of which are expressly
+disclaimed. In addition, we do not represent or warrant that the content
+accessible via the services is accurate, complete, available, current, free of
+viruses or other harmful components, or that the results of using the services
+will meet your requirements. Some states do not allow the disclaimer of
+implied warranties, so the foregoing disclaimers may not apply to you. This
+paragraph gives you specific legal rights and you may also have other legal
+rights that vary from state to state.
+
+Indemntiy
+---------
+
+To the extent permitted by applicable law, you agree to defend, indemnify, and
+hold harmless the Taler Parties from and against any and all claims, damages,
+obligations, losses, liabilities, costs or debt, and expenses (including, but
+not limited to, attorney’s fees) arising from: (a) your use of and access to
+the Services; (b) any feedback or submissions you provide to us concerning the
+Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
+violation of any law, rule, or regulation, or the rights of any third party.
+
+Time limitation on claims
+-------------------------
+
+You agree that any claim you may have arising out of or related to your
+relationship with us must be filed within one year after such claim arises,
+otherwise, your claim in permanently barred.
+
+Governing law
+-------------
+
+No matter where you’re located, the laws of Switzerland will govern these
+Terms. If any provisions of these Terms are inconsistent with any applicable
+law, those provisions will be superseded or modified only to the extent such
+provisions are inconsistent. The parties agree to submit to the ordinary
+courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
+arising out of or related to your use of the Services or your breach of these
+Terms.
+
+Termination
+-----------
+
+In the event of termination concerning your use of our Services, your
+obligations under this Agreement will still continue.
+
+Discontinuance of services
+--------------------------
+
+We may, in our sole discretion and without cost to you, with or without prior
+notice, and at any time, modify or discontinue, temporarily or permanently,
+any portion of our Services. We will use the Taler protocol’s provisions to
+notify Wallets if our Services are to be discontinued. It is your
+responsibility to ensure that the Taler Wallet is online at least once every
+three months to observe these notifications. We shall not be held responsible
+or liable for any loss of funds in the event that we discontinue or depreciate
+the Services and your Taler Wallet fails to transfer out the coins within a
+three months notification period.
+
+No waiver
+---------
+
+Our failure to exercise or delay in exercising any right, power, or privilege
+under this Agreement shall not operate as a waiver; nor shall any single or
+partial exercise of any right, power, or privilege preclude any other or
+further exercise thereof.
+
+Severability
+------------
+
+If it turns out that any part of this Agreement is invalid, void, or for any
+reason unenforceable, that term will be deemed severable and limited or
+eliminated to the minimum extent necessary.
+
+Force majeure
+-------------
+
+We shall not be held liable for any delays, failure in performance, or
+interruptions of service which result directly or indirectly from any cause or
+condition beyond our reasonable control, including but not limited to: any
+delay or failure due to any act of God, act of civil or military authorities,
+act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
+interruption in telecommunications or Internet services or network provider
+services, failure of equipment and/or software, other catastrophe, or any
+other occurrence which is beyond our reasonable control and shall not affect
+the validity and enforceability of any remaining provisions.
+
+Assignment
+----------
+
+You agree that we may assign any of our rights and/or transfer, sub-contract,
+or delegate any of our obligations under these Terms.
+
+Entire agreement
+----------------
+
+This Agreement sets forth the entire understanding and agreement as to the
+subject matter hereof and supersedes any and all prior discussions,
+agreements, and understandings of any kind (including, without limitation, any
+prior versions of this Agreement) and every nature between us. Except as
+provided for above, any modification to this Agreement must be in writing and
+must be signed by both parties.
+
+Questions or comments
+---------------------
+
+We welcome comments, questions, concerns, or suggestions. Please send us a
+message on our contact page at legal@taler-systems.com.
diff --git a/contrib/update-tos.sh b/contrib/update-tos.sh
new file mode 100755
index 00000000..47d3af77
--- /dev/null
+++ b/contrib/update-tos.sh
@@ -0,0 +1,28 @@
+#!/bin/sh
+# This file is in the public domain
+
+# Should be called with the list of languages to generate, i.e.
+# $ ./update-tos.sh en de fr it
+
+# Error checking on
+set -eu
+echo "Generating TOS for ETag $VERSION"
+
+rm -f sphinx.log sphinx.err
+# We process inputs using Makefile in tos/ directory
+cd tos
+for l in $@
+do
+ mkdir -p $l
+ echo Generating TOS for language $l
+ # 'f' is for the supported formats, note that the 'make' target
+ # MUST match the file extension.
+ for f in html txt pdf epub xml
+ do
+ rm -rf _build
+ echo " Generating format $f"
+ make -e SPHINXOPTS="-D language='$l'" $f >>sphinx.log 2>>sphinx.err < /dev/null
+ mv _build/$f/tos.$f $l/${VERSION}.$f
+ done
+done
+cd ..