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authorChristian Grothoff <christian@grothoff.org>2019-12-04 00:22:23 +0100
committerChristian Grothoff <christian@grothoff.org>2019-12-04 00:22:23 +0100
commit711027f651b2ed73bdf1d93bb74c86213a2358f5 (patch)
treec8cf8e37d776917ad016127952666f8bab764d3c
parent7126482822e45feb099e43bce384537914c62f57 (diff)
downloadexchange-711027f651b2ed73bdf1d93bb74c86213a2358f5.tar.gz
exchange-711027f651b2ed73bdf1d93bb74c86213a2358f5.tar.bz2
exchange-711027f651b2ed73bdf1d93bb74c86213a2358f5.zip
add TOS
-rw-r--r--Makefile.am11
-rw-r--r--configure.ac2
-rw-r--r--contrib/Makefile.am6
-rw-r--r--contrib/tos/Makefile.am11
-rw-r--r--contrib/tos/en/0.docxbin0 -> 22460 bytes
-rw-r--r--contrib/tos/en/0.html364
-rw-r--r--contrib/tos/en/0.txt295
7 files changed, 682 insertions, 7 deletions
diff --git a/Makefile.am b/Makefile.am
index f6f469c7..98318ccc 100644
--- a/Makefile.am
+++ b/Makefile.am
@@ -3,15 +3,15 @@ AM_CPPFLAGS = -I$(top_srcdir)/src/include
if DOC_ONLY
if ENABLE_DOC
- SUBDIRS = . doc
+ SUBDIRS = . contrib doc
else
- SUBDIRS = .
+ SUBDIRS = . contrib
endif
else
if ENABLE_DOC
- SUBDIRS = . src doc
+ SUBDIRS = . contrib src doc
else
- SUBDIRS = . src doc
+ SUBDIRS = . contrib src
endif
endif
@@ -20,7 +20,4 @@ endif
ACLOCAL_AMFLAGS = -I m4
EXTRA_DIST = \
AUTHORS \
- contrib/coverage.sh \
- contrib/gnunet.tag \
- contrib/microhttpd.tag \
Doxyfile
diff --git a/configure.ac b/configure.ac
index 07fc2860..2f693285 100644
--- a/configure.ac
+++ b/configure.ac
@@ -537,6 +537,8 @@ AM_CONDITIONAL([HAVE_TWISTER], [false])
])
AC_CONFIG_FILES([Makefile
+ contrib/Makefile
+ contrib/tos/Makefile
doc/Makefile
src/Makefile
src/auditor/Makefile
diff --git a/contrib/Makefile.am b/contrib/Makefile.am
new file mode 100644
index 00000000..019026f0
--- /dev/null
+++ b/contrib/Makefile.am
@@ -0,0 +1,6 @@
+SUBDIRS = . tos
+
+EXTRA_DIST = \
+ coverage.sh \
+ gnunet.tag \
+ microhttpd.tag
diff --git a/contrib/tos/Makefile.am b/contrib/tos/Makefile.am
new file mode 100644
index 00000000..1a86e408
--- /dev/null
+++ b/contrib/tos/Makefile.am
@@ -0,0 +1,11 @@
+
+# English (en)
+tosendir=$(pkgdatadir)/tos/en
+
+tosen_DATA = \
+ en/0.txt \
+ en/0.docx \
+ en/0.html
+
+EXTRA_DIST = \
+ $(tosen_DATA)
diff --git a/contrib/tos/en/0.docx b/contrib/tos/en/0.docx
new file mode 100644
index 00000000..31c7022d
--- /dev/null
+++ b/contrib/tos/en/0.docx
Binary files differ
diff --git a/contrib/tos/en/0.html b/contrib/tos/en/0.html
new file mode 100644
index 00000000..ea81db07
--- /dev/null
+++ b/contrib/tos/en/0.html
@@ -0,0 +1,364 @@
+<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN">
+<html>
+<head>
+ <meta http-equiv="content-type" content="text/html; charset=utf-8"/>
+ <title></title>
+ <meta name="author" content="Michael Widmer"/>
+ <meta name="created" content="2019-12-01T07:06:00"/>
+ <meta name="changed" content="2019-12-04T00:01:19.809905379"/>
+</head>
+<body lang="en">
+<h1>Terms Of Service - Last Updated: 12.4.2019</h1>
+
+<p>
+ Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
+through our Internet presence (collectively the “Services”). Before using our
+Services, please read the Terms of Service (the “Terms” or the “Agreement”)
+carefully.
+</p>
+<h2>Overview</h2>
+<p>
+ This
+section provides a brief summary of the highlights of this Agreement.
+Please note that when you accept this Agreement, you are accepting
+all of the terms and conditions and not just this section. We and
+possibly other third parties provide Internet services which interact
+with the Taler Wallet’s self-hosted personal payment application.
+When using the Taler Wallet to interact with our Services, you are
+agreeing to our Terms, so please read carefully.
+</p>
+<p>Highlights:
+<ul>
+ <li>You
+ are responsible for keeping the data in your Taler Wallet at all
+ times under your control. Any losses arising from you not being in
+ control of your private information are your problem.
+ <li>We
+ will try to transfer funds we hold in escrow for our users to any
+ legal recipient to the best of our ability within the limitations of
+ the law and our implementation. However, the Services offered today
+ are highly experimental and the set of recipients of funds is
+ severely restricted.
+ <li>For
+ our Services, we may charge transaction fees. The specific fee
+ structure is provided based on the Taler protocol and should be
+ shown to you when you withdraw electronic coins using a Taler
+ Wallet. You agree and understand that the Taler protocol allows for
+ the fee structure to change.
+ <li>You
+ agree to not intentionally overwhelm our systems with requests and
+ follow responsible disclosure if you find security issues in our
+ services.
+ <li>We
+ cannot be held accountable for our Services not being available due
+ to circumstances beyond our control. If we modify or terminate our
+ services, we will try to give you the opportunity to recover your
+ funds. However, given the experimental state of the Services today,
+ this may not be possible. You are strongly advised to limit your use
+ of the Service to small-scale experiments expecting total loss of
+ all funds.
+</ul></p>
+<p>These
+terms outline approved uses of our Services. The Services and these
+Terms are still at an experimental stage. If you have any questions
+or comments related to this Agreement, please send us a message to
+legal@taler-systems.com. If you do not agree to this Agreement, you
+must not use our Services.
+</p>
+<h2>How you accept this policy</h2>
+<p>By
+sending funds to us (to top-up your Taler Wallet), you acknowledge
+that you have read, understood, and agreed to these Terms. We reserve
+the right to change these Terms at any time. If you disagree with the
+change, we may in the future offer you with an easy option to recover
+your unspent funds. However, in the current experimental period you
+acknowledge that this feature is not yet available, resulting in your
+funds being lost unless you accept the new Terms. If you continue to
+use our Services other than to recover your unspent funds, your
+continued use of our Services following any such change will signify
+your acceptance to be bound by the then current Terms. Please check
+the effective date above to determine if there have been any changes
+since you have last reviewed these Terms.</p>
+<h2>Services</h2>
+<p>We
+will try to transfer funds that we hold in escrow for our users to
+any legal recipient to the best of our ability and within the
+limitations of the law and our implementation. However, the Services
+offered today are highly experimental and the set of recipients of
+funds is severely restricted.</p>
+<p>The
+Taler Wallet can be loaded by exchanging fiat currencies against
+electronic coins. We are providing this exchange service. Once your
+Taler Wallet is loaded with electronic coins they can be spent for
+purchases if the seller is accepting Taler as a means of payment. We
+are not guaranteeing that any seller is accepting Taler at all or a
+particular seller.</p>
+<p>The
+seller or recipient of deposits of electronic coins must specify the
+target account, as per the design of the Taler protocol. They are
+responsible for following the protocol and specifying the correct
+bank account, and are solely liable for any losses that may arise
+from specifying the wrong account. We will allow the government to
+link wire transfers to the underlying contract hash. It is the
+responsibility of recipients to preserve the full contracts and to
+pay whatever taxes and charges may be applicable. Technical issues
+may lead to situations where we are unable to make transfers at all
+or lead to incorrect transfers that cannot be reversed. We will only
+refuse to execute transfers if the transfers are prohibited by a
+competent legal authority and we are ordered to do so.</p>
+<p lang="en" class="western" style="margin-bottom: 0.19in; line-height: 100%">
+<br/>
+<br/>
+
+</p>
+<h2>FEES</h2>
+<p>You
+agree to pay the fees for exchanges and withdrawals completed via the
+Taler Wallet (&quot;Fees&quot;) as defined by us, which we may change
+from time to time. With the exception of wire transfer fees, Taler
+transaction fees are set for any electronic coin at the time of
+withdrawal and fixed throughout the validity period of the respective
+electronic coin. Your wallet should obtain and display applicable
+fees when withdrawing funds. Fees for coins obtained as change may
+differ from the fees applicable to the original coin. Wire transfer
+fees that are independent from electronic coins may change annually.
+</p>
+<p>You
+authorize us to charge or deduct applicable fees owed in connection
+with deposits, exchanges and withdrawals following the rules of the
+Taler protocol.</p>
+<p>We
+reserve the right to provide different types of rewards to users
+either in the form of discount for our Services or in any other form
+at our discretion and without prior notice to you.</p>
+<h2>ELIGIBILITY</h2>
+<p>To
+be eligible to use our Services, you must be able to form legally
+binding contracts or have the permission of your legal guardian. By
+using our Services, you represent and warrant that you meet all
+eligibility requirements that we outline in these Terms.
+</p>
+<p>FINANCIAL SELF-RESPONSIBILITY</p>
+<p>You
+will be responsible for maintaining the availability, integrity and
+confidentiality of the data stored in your wallet. When you setup a
+Taler Wallet, you are strongly advised to follow the precautionary
+measures offered by the software to minimize the chances to losse
+access to or control over your Wallet data. We will not be liable for
+any loss or damage arising from your failure to comply with this
+paragraph.
+</p>
+<h2>COPYRIGHTS and TRADEMARKS</h2>
+<p>The
+Taler Wallet is released under the terms of the GNU General Public
+License (GNU GPL). You have the right to access, use, and share the
+Taler Wallet, in modified or unmodified form. However, the GPL is a
+strong copyleft license, which means that any derivative works must
+be distributed under the same license terms as the original software.
+If you have any questions, you should review the GNU GPL’s full
+terms and conditions at https://www.gnu.org/licenses/gpl-3.0.en.html.
+</p>
+<p>"Taler"
+itself is a trademark of Taler Systems SA. You are welcome to use the
+name in relation to processing payments using the Taler protocol,
+assuming your use is compatible with an official release from the GNU
+ Project that is not older than two years.
+</p>
+<h2>YOUR USE OF OUR SERVICES</h2>
+<p>When
+using our Services, you agree to not take any action that
+intentionally imposes an unreasonable load on our infrastructure. If
+you find security problems in our Services, you agree to first report
+them to <a href="mailto:security@taler-systems.com">security@taler-systems.com</a>
+and grant us the right to publish your report. We warrant that we
+will ourselves publicly disclose any issues reported within 3 months,
+and that we will not prosecute anyone reporting security issues if
+they did not exploit the issue beyond a proof-of-concept, and
+followed the above responsible disclosure practice.</p>
+<h2>LIMITATION OF LIABILITY &amp; DISCLAIMER OF WARRANTIES</h2>
+<p>You
+understand and agree that we have no control over, and no duty to
+take any action regarding: Failures, disruptions, errors, or delays
+in processing that you may experience while using our Services; The
+risk of failure of hardware, software, and Internet connections; The
+risk of malicious software being introduced or found in the software
+underlying the Taler Wallet; The risk that third parties may obtain
+unauthorized access to information stored within your Taler Wallet,
+including, but not limited to your Taler Wallet coins or backup
+encryption keys.
+</p>
+<p>You
+release us from all liability related to any losses, damages, or
+claims arising from:
+ <ol>
+ <li>user error such as forgotten passwords, incorrectly constructed
+transactions;</li>
+ <li>server failure or data loss;</li>
+ <li>unauthorized access to the Taler Wallet application;</li>
+ <li>bugs or other errors in the Taler Wallet software; and</li>
+ <li>any unauthorized third party activities, including, but not limited
+to, the use of viruses, phishing, brute forcing, or other means of
+attack against the Taler Wallet. We make no representations
+concerning any Third Party Content contained in or accessed through
+ our Services.</li>
+ </ol>
+</p>
+Any
+other terms, conditions, warranties, or representations associated
+with such content, are solely between you and such organizations
+and/or individuals.
+</p>
+<h2>LIMITATION OF LIABILITY</h2>
+</p>
+<p>To
+the fullest extent permitted by applicable law, in no event will we
+or any of our officers, directors, representatives, agents, servants,
+counsel, employees, consultants, lawyers, and other personnel
+authorized to act, acting, or purporting to act on our behalf
+(collectively the “Taler Parties”) be liable to you under
+contract, tort, strict liability, negligence, or any other legal or
+ equitable theory, for:
+ <ol>
+ <li>
+any lost profits, data loss, cost of procurement of substitute goods
+or services, or direct, indirect, incidental, special, punitive,
+compensatory, or consequential damages of any kind whatsoever
+resulting from:
+<ol>
+ <li>
+ your use of, or conduct in connection with, our services;</li>
+ <li>
+any unauthorized use of your wallet and/or private key due to your
+failure to maintain the confidentiality of your wallet;</li>
+ <li>any interruption or cessation of transmission to or from the
+ services; or</li>
+ <li>any bugs, viruses, trojan horses, or the like that are found in the
+Taler Wallet software or that may be transmitted to or through our
+services by any third party (regardless of the source of
+ origination)</li>
+</ol>
+ <li>or any direct damages.</li>
+</ol>
+</p>
+<p>These
+limitations apply regardless of legal theory, whether based on tort,
+strict liability, breach of contract, breach of warranty, or any
+other legal theory, and whether or not we were advised of the
+possibility of such damages. Some jurisdictions do not allow the
+exclusion or limitation of liability for consequential or incidental
+damages, so the above limitation may not apply to you.
+</p>
+<h2>WARRANTY DISCLAIMER</h2>
+<p>Our
+services are provided &quot;as is&quot; and without warranty of any
+kind. To the maximum extent permitted by law, we disclaim all
+representations and warranties, express or implied, relating to the
+services and underlying software or any content on the services,
+whether provided or owned by us or by any third party, including
+without limitation, warranties of merchantability, fitness for a
+particular purpose, title, non-infringement, freedom from computer
+virus, and any implied warranties arising from course of dealing,
+course of performance, or usage in trade, all of which are expressly
+disclaimed. In addition, we do not represent or warrant that the
+content accessible via the services is accurate, complete, available,
+current, free of viruses or other harmful components, or that the
+results of using the services will meet your requirements. Some
+states do not allow the disclaimer of implied warranties, so the
+foregoing disclaimers may not apply to you. This paragraph gives you
+specific legal rights and you may also have other legal rights that
+vary from state to state.
+</p>
+
+<h2>INDEMNITY</h2>
+<p>To
+the extent permitted by applicable law, you agree to defend,
+indemnify, and hold harmless the Taler Parties from and against any
+and all claims, damages, obligations, losses, liabilities, costs or
+debt, and expenses (including, but not limited to, attorney’s fees)
+arising from: (a) your use of and access to the Services; (b) any
+feedback or submissions you provide to us concerning the Taler
+Wallet; (c) your violation of any term of this Agreement; or (d) your
+violation of any law, rule, or regulation, or the rights of any third
+party.
+</p>
+<h2>TIME LIMITATION ON CLAIMS</h2>
+<p>You
+agree that any claim you may have arising out of or related to your
+relationship with us must be filed within one year after such claim
+arises, otherwise, your claim in permanently barred.
+</p>
+<h2>GOVERNING LAW</h2>
+<p>No
+matter where you’re located, the laws of Switzerland will govern
+these Terms. If any provisions of these Terms are inconsistent with
+any applicable law, those provisions will be superseded or modified
+only to the extent such provisions are inconsistent. The parties
+agree to submit to the ordinary courts in Zurich, Switzerland for
+exclusive jurisdiction of any dispute arising out of or related to
+your use of the Services or your breach of these Terms.
+</p>
+<h2>TERMINATION</h2>
+<p>
+the event of termination concerning your use of our Services, your
+obligations under this Agreement will still continue.
+</p>
+<h2>DISCONTINUANCE OF SERVICES</h2>
+<p>We
+may, in our sole discretion and without cost to you, with or without
+prior notice, and at any time, modify or discontinue, temporarily or
+permanently, any portion of our Services. We will use the Taler
+protocol’s provisions to notify Wallets if our Services are to be
+discontinued. It is your responsibility to ensure that the Taler
+Wallet is online at least once every three months to observe these
+notifications. We shall not be held responsible or liable for any
+loss of funds in the event that we discontinue or depreciate the
+Services and your Taler Wallet fails to transfer out the coins within
+ a three months notification period.
+</p>
+<h2>NO WAIVER</h2>
+<p>Our
+failure to exercise or delay in exercising any right, power, or
+privilege under this Agreement shall not operate as a waiver; nor
+shall any single or partial exercise of any right, power, or
+privilege preclude any other or further exercise thereof.
+</p>
+<h2>SEVERABILITY</h2>
+<p>If
+it turns out that any part of this Agreement is invalid, void, or for
+any reason unenforceable, that term will be deemed severable and
+limited or eliminated to the minimum extent necessary.
+</p>
+<h2>FORCE MAJEURE</h2>
+<p>We
+shall not be held liable for any delays, failure in performance, or
+interruptions of service which result directly or indirectly from any
+cause or condition beyond our reasonable control, including but not
+limited to: any delay or failure due to any act of God, act of civil
+or military authorities, act of terrorism, civil disturbance, war,
+strike or other labor dispute, fire, interruption in
+telecommunications or Internet services or network provider services,
+failure of equipment and/or software, other catastrophe, or any other
+occurrence which is beyond our reasonable control and shall not
+affect the validity and enforceability of any remaining provisions.
+</p>
+<h2>ASSIGNMENT</h2>
+<p>You
+agree that we may assign any of our rights and/or transfer,
+sub-contract, or delegate any of our obligations under these Terms.
+</p>
+<h2>ENTIRE AGREEMENT</h2>
+<p>This
+Agreement sets forth the entire understanding and agreement as to the
+subject matter hereof and supersedes any and all prior discussions,
+agreements, and understandings of any kind (including, without
+limitation, any prior versions of this Agreement) and every nature
+between us. Except as provided for above, any modification to this
+Agreement must be in writing and must be signed by both parties.
+</p>
+<h2>QUESTIONS OR COMMENTS</h2>
+<p>We
+welcome comments, questions, concerns, or suggestions. Please send us
+a message on our contact page at <tt>legal@taler-systems.com</tt>.
+</p>
+</body>
+</html>
diff --git a/contrib/tos/en/0.txt b/contrib/tos/en/0.txt
new file mode 100644
index 00000000..5a5ee1b9
--- /dev/null
+++ b/contrib/tos/en/0.txt
@@ -0,0 +1,295 @@
+Terms Of Service - Last Updated: 12.4.2019
+
+Welcome! Taler Systems SA (“we,” “our,” or “us”) provides a payment service
+through our Internet presence (collectively the “Services”). Before using our
+Services, please read the Terms of Service (the “Terms” or the “Agreement”)
+carefully.
+
+OVERVIEW
+
+This section provides a brief summary of the highlights of this
+Agreement. Please note that when you accept this Agreement, you are accepting
+all of the terms and conditions and not just this section. We and possibly
+other third parties provide Internet services which interact with the Taler
+Wallet’s self-hosted personal payment application. When using the Taler Wallet
+to interact with our Services, you are agreeing to our Terms, so please read
+carefully.
+
+Highlights:
+ • You are responsible for keeping the data in your Taler Wallet at all times
+ under your control. Any losses arising from you not being in control of
+ your private information are your problem.
+ • We will try to transfer funds we hold in escrow for our users to any legal
+ recipient to the best of our ability within the limitations of the law and
+ our implementation. However, the Services offered today are highly
+ experimental and the set of recipients of funds is severely restricted.
+ • For our Services, we may charge transaction fees. The specific fee structure
+ is provided based on the Taler protocol and should be shown to you when you
+ withdraw electronic coins using a Taler Wallet. You agree and understand
+ that the Taler protocol allows for the fee structure to change.
+ • You agree to not intentionally overwhelm our systems with requests and
+ follow responsible disclosure if you find security issues in our services.
+ • We cannot be held accountable for our Services not being available due to
+ circumstances beyond our control. If we modify or terminate our services,
+ we will try to give you the opportunity to recover your funds. However,
+ given the experimental state of the Services today, this may not be
+ possible. You are strongly advised to limit your use of the Service
+ to small-scale experiments expecting total loss of all funds.
+
+These terms outline approved uses of our Services. The Services and these
+Terms are still at an experimental stage. If you have any questions or
+comments related to this Agreement, please send us a message to
+legal@taler-systems.com. If you do not agree to this Agreement, you must not
+use our Services.
+
+HOW YOU ACCEPT THIS POLICY
+
+By sending funds to us (to top-up your Taler Wallet), you acknowledge that you
+have read, understood, and agreed to these Terms. We reserve the right to
+change these Terms at any time. If you disagree with the change, we may in the
+future offer you with an easy option to recover your unspent funds. However,
+in the current experimental period you acknowledge that this feature is not
+yet available, resulting in your funds being lost unless you accept the new
+Terms. If you continue to use our Services other than to recover your unspent
+funds, your continued use of our Services following any such change will
+signify your acceptance to be bound by the then current Terms. Please check
+the effective date above to determine if there have been any changes since you
+have last reviewed these Terms.
+
+SERVICES
+
+We will try to transfer funds that we hold in escrow for our users to any
+legal recipient to the best of our ability and within the limitations of the
+law and our implementation. However, the Services offered today are highly
+experimental and the set of recipients of funds is severely restricted. The
+Taler Wallet can be loaded by exchanging fiat currencies against electronic
+coins. We are providing this exchange service. Once your Taler Wallet is
+loaded with electronic coins they can be spent for purchases if the seller is
+accepting Taler as a means of payment. We are not guaranteeing that any seller
+is accepting Taler at all or a particular seller. The seller or recipient of
+deposits of electronic coins must specify the target account, as per the
+design of the Taler protocol. They are responsible for following the protocol
+and specifying the correct bank account, and are solely liable for any losses
+that may arise from specifying the wrong account. We will allow the government
+to link wire transfers to the underlying contract hash. It is the
+responsibility of recipients to preserve the full contracts and to pay
+whatever taxes and charges may be applicable. Technical issues may lead to
+situations where we are unable to make transfers at all or lead to incorrect
+transfers that cannot be reversed. We will only refuse to execute transfers if
+the transfers are prohibited by a competent legal authority and we are ordered
+to do so.
+
+FEES
+
+You agree to pay the fees for exchanges and withdrawals completed via the
+Taler Wallet ("Fees") as defined by us, which we may change from time to
+time. With the exception of wire transfer fees, Taler transaction fees are set
+for any electronic coin at the time of withdrawal and fixed throughout the
+validity period of the respective electronic coin. Your wallet should obtain
+and display applicable fees when withdrawing funds. Fees for coins obtained as
+change may differ from the fees applicable to the original coin. Wire transfer
+fees that are independent from electronic coins may change annually. You
+authorize us to charge or deduct applicable fees owed in connection with
+deposits, exchanges and withdrawals following the rules of the Taler protocol.
+We reserve the right to provide different types of rewards to users either in
+the form of discount for our Services or in any other form at our discretion
+and without prior notice to you.
+
+ELIGIBILITY
+
+To be eligible to use our Services, you must be able to form legally binding
+contracts or have the permission of your legal guardian. By using our
+Services, you represent and warrant that you meet all eligibility requirements
+that we outline in these Terms.
+
+FINANCIAL SELF-RESPONSIBILITY
+
+You will be responsible for maintaining the availability, integrity and
+confidentiality of the data stored in your wallet. When you setup a Taler
+Wallet, you are strongly advised to follow the precautionary measures offered
+by the software to minimize the chances to losse access to or control over
+your Wallet data. We will not be liable for any loss or damage arising from
+your failure to comply with this paragraph.
+
+COPYRIGHTS and TRADEMARKS
+
+The Taler Wallet is released under the terms of the GNU General Public License
+(GNU GPL). You have the right to access, use, and share the Taler Wallet, in
+modified or unmodified form. However, the GPL is a strong copyleft license,
+which means that any derivative works must be distributed under the same
+license terms as the original software. If you have any questions, you should
+review the GNU GPL’s full terms and conditions at
+https://www.gnu.org/licenses/gpl-3.0.en.html. “Taler” itself is a trademark
+of Taler Systems SA. You are welcome to use the name in relation to processing
+payments using the Taler protocol, assuming your use is compatible with an
+official release from the GNU Project that is not older than two years.
+
+YOUR USE OF OUR SERVICES
+
+When using our Services, you agree to not take any action that intentionally
+imposes an unreasonable load on our infrastructure. If you find security
+problems in our Services, you agree to first report them to
+security@taler-systems.com and grant us the right to publish your report. We
+warrant that we will ourselves publicly disclose any issues reported within 3
+months, and that we will not prosecute anyone reporting security issues if
+they did not exploit the issue beyond a proof-of-concept, and followed the
+above responsible disclosure practice.
+
+LIMITATION OF LIABILITY & DISCLAIMER OF WARRANTIES
+
+You understand and agree that we have no control over, and no duty to take any
+action regarding: Failures, disruptions, errors, or delays in processing that
+you may experience while using our Services; The risk of failure of hardware,
+software, and Internet connections; The risk of malicious software being
+introduced or found in the software underlying the Taler Wallet; The risk that
+third parties may obtain unauthorized access to information stored within your
+Taler Wallet, including, but not limited to your Taler Wallet coins or backup
+encryption keys. You release us from all liability related to any losses,
+damages, or claims arising from:
+
+(a) user error such as forgotten passwords, incorrectly constructed
+ transactions;
+(b) server failure or data loss;
+(c) unauthorized access to the Taler Wallet application;
+(d) bugs or other errors in the Taler Wallet software; and
+(e) any unauthorized third party activities, including, but not limited to,
+ the use of viruses, phishing, brute forcing, or other means of attack
+ against the Taler Wallet. We make no representations concerning any
+ Third Party Content contained in or accessed through our Services.
+
+Any other terms, conditions, warranties, or representations associated with
+such content, are solely between you and such organizations and/or
+individuals.
+
+LIMITATION OF LIABILITY
+
+To the fullest extent permitted by applicable law, in no event will we or any
+of our officers, directors, representatives, agents, servants, counsel,
+employees, consultants, lawyers, and other personnel authorized to act,
+acting, or purporting to act on our behalf (collectively the “Taler Parties”)
+be liable to you under contract, tort, strict liability, negligence, or any
+other legal or equitable theory, for:
+
+(a) any lost profits, data loss, cost of procurement of substitute goods or
+ services, or direct, indirect, incidental, special, punitive, compensatory,
+ or consequential damages of any kind whatsoever resulting from:
+ (i) your use of, or conduct in connection with, our services;
+ (ii) any unauthorized use of your wallet and/or private key due to your
+ failure to maintain the confidentiality of your wallet;
+ (iii) any interruption or cessation of transmission to or from the services; or
+ (iv) any bugs, viruses, trojan horses, or the like that are found in the Taler
+ Wallet software or that may be transmitted to or through our services by
+ any third party (regardless of the source of origination), or
+(b) any direct damages.
+
+These limitations apply regardless of legal theory, whether based on tort,
+strict liability, breach of contract, breach of warranty, or any other legal
+theory, and whether or not we were advised of the possibility of such
+damages. Some jurisdictions do not allow the exclusion or limitation of
+liability for consequential or incidental damages, so the above limitation may
+not apply to you.
+
+WARRANTY DISCLAIMER
+
+Our services are provided "as is" and without warranty of any kind. To the
+maximum extent permitted by law, we disclaim all representations and
+warranties, express or implied, relating to the services and underlying
+software or any content on the services, whether provided or owned by us or by
+any third party, including without limitation, warranties of merchantability,
+fitness for a particular purpose, title, non-infringement, freedom from
+computer virus, and any implied warranties arising from course of dealing,
+course of performance, or usage in trade, all of which are expressly
+disclaimed. In addition, we do not represent or warrant that the content
+accessible via the services is accurate, complete, available, current, free of
+viruses or other harmful components, or that the results of using the services
+will meet your requirements. Some states do not allow the disclaimer of
+implied warranties, so the foregoing disclaimers may not apply to you. This
+paragraph gives you specific legal rights and you may also have other legal
+rights that vary from state to state.
+
+INDEMNITY
+
+To the extent permitted by applicable law, you agree to defend, indemnify, and
+hold harmless the Taler Parties from and against any and all claims, damages,
+obligations, losses, liabilities, costs or debt, and expenses (including, but
+not limited to, attorney’s fees) arising from: (a) your use of and access to
+the Services; (b) any feedback or submissions you provide to us concerning the
+Taler Wallet; (c) your violation of any term of this Agreement; or (d) your
+violation of any law, rule, or regulation, or the rights of any third party.
+
+TIME LIMITATION ON CLAIMS
+
+You agree that any claim you may have arising out of or related to your
+relationship with us must be filed within one year after such claim arises,
+otherwise, your claim in permanently barred.
+
+GOVERNING LAW
+
+No matter where you’re located, the laws of Switzerland will govern these
+Terms. If any provisions of these Terms are inconsistent with any applicable
+law, those provisions will be superseded or modified only to the extent such
+provisions are inconsistent. The parties agree to submit to the ordinary
+courts in Zurich, Switzerland for exclusive jurisdiction of any dispute
+arising out of or related to your use of the Services or your breach of these
+Terms.
+
+TERMINATION
+
+In the event of termination concerning your use of our Services, your
+obligations under this Agreement will still continue.
+
+DISCONTINUANCE OF SERVICES
+
+We may, in our sole discretion and without cost to you, with or without prior
+notice, and at any time, modify or discontinue, temporarily or permanently,
+any portion of our Services. We will use the Taler protocol’s provisions to
+notify Wallets if our Services are to be discontinued. It is your
+responsibility to ensure that the Taler Wallet is online at least once every
+three months to observe these notifications. We shall not be held responsible
+or liable for any loss of funds in the event that we discontinue or depreciate
+the Services and your Taler Wallet fails to transfer out the coins within a
+three months notification period.
+
+NO WAIVER
+
+Our failure to exercise or delay in exercising any right, power, or privilege
+under this Agreement shall not operate as a waiver; nor shall any single or
+partial exercise of any right, power, or privilege preclude any other or
+further exercise thereof.
+
+SEVERABILITY
+
+If it turns out that any part of this Agreement is invalid, void, or for any
+reason unenforceable, that term will be deemed severable and limited or
+eliminated to the minimum extent necessary.
+
+FORCE MAJEURE
+
+We shall not be held liable for any delays, failure in performance, or
+interruptions of service which result directly or indirectly from any cause or
+condition beyond our reasonable control, including but not limited to: any
+delay or failure due to any act of God, act of civil or military authorities,
+act of terrorism, civil disturbance, war, strike or other labor dispute, fire,
+interruption in telecommunications or Internet services or network provider
+services, failure of equipment and/or software, other catastrophe, or any
+other occurrence which is beyond our reasonable control and shall not affect
+the validity and enforceability of any remaining provisions.
+
+ASSIGNMENT
+
+You agree that we may assign any of our rights and/or transfer, sub-contract,
+or delegate any of our obligations under these Terms.
+
+ENTIRE AGREEMENT
+
+This Agreement sets forth the entire understanding and agreement as to the
+subject matter hereof and supersedes any and all prior discussions,
+agreements, and understandings of any kind (including, without limitation, any
+prior versions of this Agreement) and every nature between us. Except as
+provided for above, any modification to this Agreement must be in writing and
+must be signed by both parties.
+
+QUESTIONS OR COMMENTS
+
+We welcome comments, questions, concerns, or suggestions. Please send us a
+message on our contact page at legal@taler-systems.com.