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\input texinfo   @c -*-texinfo-*-
@c %**start of header
@setfilename taler-merchant-api-tutorial.info
@documentencoding UTF-8
@ifinfo
@*Generated by Sphinx 2.2.0.@*
@end ifinfo
@settitle Taler Merchant API Tutorial
@defindex ge
@paragraphindent 0
@exampleindent 4
@finalout
@dircategory CATEGORY
@direntry
* MENU ENTRY: (taler-merchant-api-tutorial.info). DESCRIPTION
@end direntry

@definfoenclose strong,`,'
@definfoenclose emph,`,'
@c %**end of header

@copying
@quotation
GNU Taler 0.6.0pre1, Dec 20, 2019

GNU Taler team

Copyright @copyright{} 2014, 2015, 2016 Florian Dold, Benedikt Muller, Sree Harsha Totakura, Christian Grothoff, Marcello Stanisci (GPLv3+ or GFDL 1.3+)
@end quotation

@end copying

@titlepage
@title Taler Merchant API Tutorial
@insertcopying
@end titlepage
@contents

@c %** start of user preamble

@c %** end of user preamble

@ifnottex
@node Top
@top Taler Merchant API Tutorial
@insertcopying
@end ifnottex

@c %**start of body
@anchor{taler-merchant-api-tutorial doc}@anchor{0}
@menu
* Introduction:: 
* Accepting a Simple Payment:: 
* Giving Refunds:: 
* Giving Customers Tips:: 
* Advanced topics:: 

@detailmenu
 --- The Detailed Node Listing ---

Introduction

* About GNU Taler:: 
* About this tutorial:: 
* Architecture overview:: 
* Public Sandbox Backend and Authentication:: 
* Merchant Instances:: 

Accepting a Simple Payment

* Creating an Order for a Payment:: 
* Checking Payment Status and Prompting for Payment:: 

Advanced topics

* Detecting the Presence of the Taler Wallet:: 
* Integration with the Back Office:: 
* Session-Bound Payments:: 
* Product Identification:: 
* The Taler Order Format:: 

Detecting the Presence of the Taler Wallet

* Presence detection without JavaScript:: 
* Detection with JavaScript:: 

@end detailmenu
@end menu

@node Introduction,Accepting a Simple Payment,Top,Top
@anchor{taler-merchant-api-tutorial gnu-taler-merchant-api-tutorial}@anchor{1}@anchor{taler-merchant-api-tutorial introduction}@anchor{2}
@chapter Introduction


@menu
* About GNU Taler:: 
* About this tutorial:: 
* Architecture overview:: 
* Public Sandbox Backend and Authentication:: 
* Merchant Instances:: 

@end menu

@node About GNU Taler,About this tutorial,,Introduction
@anchor{taler-merchant-api-tutorial about-gnu-taler}@anchor{3}
@section About GNU Taler


GNU Taler is an open protocol for an electronic payment system with a
free software reference implementation. GNU Taler offers secure, fast
and easy payment processing using well understood cryptographic
techniques. GNU Taler allows customers to remain anonymous, while
ensuring that merchants can be held accountable by governments. Hence,
GNU Taler is compatible with anti-money-laundering (AML) and
know-your-customer (KYC) regulation, as well as data protection
regulation (such as GDPR).

@node About this tutorial,Architecture overview,About GNU Taler,Introduction
@anchor{taler-merchant-api-tutorial about-this-tutorial}@anchor{4}
@section About this tutorial


This tutorial addresses how to process payments using the GNU Taler
merchant Backend. This chapter explains some basic concepts. In the
second chapter, you will learn how to do basic payments.

This version of the tutorial has examples for Python3. It uses the
requests library for HTTP requests. Versions for other
languages/environments are available as well.

If you want to look at some simple, running examples, check out these:


@itemize -

@item 
The essay merchant@footnote{https://git.taler.net/blog.git/tree/talerblog/blog/blog.py}
that sells single chapters of a book.

@item 
The donation page@footnote{https://git.taler.net/donations.git/tree/talerdonations/donations/donations.py}
that accepts donations for software projects and gives donation
receipts.

@item 
The
survey@footnote{https://git.taler.net/survey.git/tree/talersurvey/survey/survey.py}
that gives users who answer a question a small reward.
@end itemize

@node Architecture overview,Public Sandbox Backend and Authentication,About this tutorial,Introduction
@anchor{taler-merchant-api-tutorial architecture-overview}@anchor{5}
@section Architecture overview


The Taler software stack for a merchant consists of the following main
components:


@itemize -

@item 
frontend
A frontend which interacts with the customer’s browser. The frontend
enables the customer to build a shopping cart and place an order.
Upon payment, it triggers the respective business logic to satisfy
the order. This component is not included with Taler, but rather
assumed to exist at the merchant. This tutorial describes how to
develop a Taler frontend.

@item 
backend
A Taler-specific payment backend which makes it easy for the frontend
to process financial transactions with Taler. For this tutorial, you
will use a public sandbox backend. For production use, you must
either set up your own backend or ask another person to do so for
you.
@end itemize

The following image illustrates the various interactions of these key
components:


@image{taler-merchant-api-tutorial-figures/arch-api,,,image0,png}


The backend provides the cryptographic protocol support, stores
Taler-specific financial information and communicates with the GNU Taler
exchange over the Internet. The frontend accesses the backend via a
RESTful API. As a result, the frontend never has to directly communicate
with the exchange, and also does not deal with sensitive data. In
particular, the merchant’s signing keys and bank account information are
encapsulated within the Taler backend.

Some functionality of the backend (the “public interface“) is also
exposed to the customer’s browser directly. In the HTTP API, all public
endpoints are prefixed with @code{/public/}.

@node Public Sandbox Backend and Authentication,Merchant Instances,Architecture overview,Introduction
@anchor{taler-merchant-api-tutorial public-sandbox-backend-and-authentication}@anchor{6}
@section Public Sandbox Backend and Authentication


sandbox
authorization
How the frontend authenticates to the Taler backend depends on the
configuration. See Taler Merchant Operating Manual.

The public sandbox backend @indicateurl{https://backend.demo.taler.net/} uses an API
key in the @code{Authorization} header. The value of this header must be
@code{ApiKey sandbox} for the public sandbox backend.

@example
>>> import requests
>>> requests.get("https://backend.demo.taler.net",
...              headers=@{"Authorization": "ApiKey sandbox"@})
<Response [200]>
@end example

If an HTTP status code other than 200 is returned, something went wrong.
You should figure out what the problem is before continuing with this
tutorial.

The sandbox backend @indicateurl{https://backend.demo.taler.net/} uses @code{KUDOS} as an
imaginary currency. Coins denominated in @code{KUDOS} can be withdrawn from
@indicateurl{https://bank.demo.taler.net/}.

@node Merchant Instances,,Public Sandbox Backend and Authentication,Introduction
@anchor{taler-merchant-api-tutorial merchant-instances}@anchor{7}
@section Merchant Instances


instance
The same Taler merchant backend server can be used by multiple separate
merchants that are separate business entities. Each of these separate
business entities is called a @emph{merchant instance}, and is identified by
an alphanumeric @emph{instance id}. If the instance is omitted, the instance
id @code{default} is assumed.

The following merchant instances are configured on
@indicateurl{https://backend.demo.taler.net/}:


@itemize -

@item 
@code{GNUnet} (The GNUnet project)

@item 
@code{FSF} (The Free Software Foundation)

@item 
@code{Tor} (The Tor Project)

@item 
@code{default} (Kudos Inc.)
@end itemize

Note that these are fictional merchants used for our demonstrators and
not affiliated with or officially approved by the respective projects.

@node Accepting a Simple Payment,Giving Refunds,Introduction,Top
@anchor{taler-merchant-api-tutorial accepting-a-simple-payment}@anchor{8}@anchor{taler-merchant-api-tutorial id1}@anchor{9}
@chapter Accepting a Simple Payment


@menu
* Creating an Order for a Payment:: 
* Checking Payment Status and Prompting for Payment:: 

@end menu

@node Creating an Order for a Payment,Checking Payment Status and Prompting for Payment,,Accepting a Simple Payment
@anchor{taler-merchant-api-tutorial creating-an-order-for-a-payment}@anchor{a}
@section Creating an Order for a Payment


order
Payments in Taler revolve around an @emph{order}, which is a machine-readable
description of the business transaction for which the payment is to be
made. Before accepting a Taler payment as a merchant you must create
such an order.

This is done by posting a JSON object to the backend’s @code{/order} API
endpoint. At least the following fields must be given:


@itemize -

@item 
amount: The amount to be paid, as a string in the format
@code{CURRENCY:DECIMAL_VALUE}, for example @code{EUR:10} for 10 Euros or
@code{KUDOS:1.5} for 1.5 KUDOS.

@item 
summary: A human-readable summary for what the payment is about. The
summary should be short enough to fit into titles, though no hard
limit is enforced.

@item 
fulfillment_url: A URL that will be displayed once the payment is
completed. For digital goods, this should be a page that displays the
product that was purchased. On successful payment, the wallet
automatically appends the @code{order_id} as a query parameter, as well
as the @code{session_sig} for session-bound payments (discussed later).
@end itemize

Orders can have many more fields, see @ref{b,,The Taler Order Format}.

After successfully @code{POST}ing to @code{/order}, an @code{order_id} will be
returned. Together with the merchant @code{instance}, the order id uniquely
identifies the order within a merchant backend.

@example
>>> import requests
>>> order = dict(order=dict(amount="KUDOS:10",
...                         summary="Donation",
...                         fulfillment_url="https://example.com/thanks.html"))
>>> order_resp = requests.post("https://backend.demo.taler.net/order", json=order,
...               headers=@{"Authorization": "ApiKey sandbox"@})
<Response [200]>
@end example

The backend will fill in some details missing in the order, such as the
address of the merchant instance. The full details are called the
@emph{contract terms}. contract terms

@node Checking Payment Status and Prompting for Payment,,Creating an Order for a Payment,Accepting a Simple Payment
@anchor{taler-merchant-api-tutorial checking-payment-status-and-prompting-for-payment}@anchor{c}
@section Checking Payment Status and Prompting for Payment


The status of a payment can be checked with the @code{/check-payment}
endpoint. If the payment is yet to be completed by the customer,
@code{/check-payment} will give the frontend a URL (the
payment_redirect_url) that will trigger the customer’s wallet to execute
the payment.

Note that the only way to obtain the payment_redirect_url is to check
the status of the payment, even if you know that the user did not pay
yet.

@example
>>> import requests
>>> r = requests.get("https://backend.demo.taler.net/check-payment",
...                  params=dict(order_id=order_resp.json()["order_id"]),
...                  headers=@{"Authorization": "ApiKey sandbox"@})
>>> print(r.json())
@end example

If the paid field in the response is @code{true}, the other fields in the
response will be different. Once the payment was completed by the user,
the response will contain the following fields:


@itemize -

@item 
paid: Set to true.

@item 
contract_terms: The full contract terms of the order.

@item 
refunded: @code{true} if a (possibly partial) refund was granted for
this purchase.

@item 
refunded_amount: Amount that was refunded

@item 
last_session_id: Last session ID used by the customer’s wallet. See
@ref{d,,Session-Bound Payments}.
@end itemize

Once the frontend has confirmed that the payment was successful, it
usually needs to trigger the business logic for the merchant to fulfill
the merchant’s obligations under the contract.

@node Giving Refunds,Giving Customers Tips,Accepting a Simple Payment,Top
@anchor{taler-merchant-api-tutorial giving-refunds}@anchor{e}@anchor{taler-merchant-api-tutorial id2}@anchor{f}
@chapter Giving Refunds


refunds
A refund in GNU Taler is a way to “undo” a payment. It needs to be
authorized by the merchant. Refunds can be for any fraction of the
original amount paid, but they cannot exceed the original payment.
Refunds are time-limited and can only happen while the exchange holds
funds for a particular payment in escrow. The time during which a refund
is possible can be controlled by setting the @code{refund_deadline} in an
order. The default value for this refund deadline is specified in the
configuration of the merchant’s backend.

The frontend can instruct the merchant backend to authorize a refund by
@code{POST}ing to the @code{/refund} endpoint.

The refund request JSON object has the following fields:


@itemize -

@item 
order_id: Identifies for which order a customer should be refunded.

@item 
instance: Merchant instance to use.

@item 
refund: Amount to be refunded. If a previous refund was authorized
for the same order, the new amount must be higher, otherwise the
operation has no effect. The value indicates the total amount to be
refunded, @emph{not} an increase in the refund.

@item 
reason: Human-readable justification for the refund. The reason is
only used by the Back Office and is not exposed to the customer.
@end itemize

If the request is successful (indicated by HTTP status code 200), the
response includes a @code{refund_redirect_url}. The frontend must redirect
the customer’s browser to that URL to allow the refund to be processed
by the wallet.

This code snipped illustrates giving a refund:

@example
>>> import requests
>>> refund_req = dict(order_id="2018.058.21.46.06-024C85K189H8P",
...                   refund="KUDOS:10",
...                   instance="default",
...                   reason="Customer did not like the product")
>>> requests.post("https://backend.demo.taler.net/refund", json=refund_req,
...              headers=@{"Authorization": "ApiKey sandbox"@})
<Response [200]>
@end example

@node Giving Customers Tips,Advanced topics,Giving Refunds,Top
@anchor{taler-merchant-api-tutorial giving-customers-tips}@anchor{10}@anchor{taler-merchant-api-tutorial id3}@anchor{11}
@chapter Giving Customers Tips


tips
GNU Taler allows Web sites to grant small amounts directly to the
visitor. The idea is that some sites may want incentivize actions such
as filling out a survey or trying a new feature. It is important to note
that tips are not enforceable for the visitor, as there is no contract.
It is simply a voluntary gesture of appreciation of the site to its
visitor. However, once a tip has been granted, the visitor obtains full
control over the funds provided by the site.

The “merchant” backend of the site must be properly configured for
tipping, and sufficient funds must be made available for tipping See
Taler Merchant Operating Manual.

To check if tipping is configured properly and if there are sufficient
funds available for tipping, query the @code{/tip-query} endpoint:

@example
>>> import requests
>>> requests.get("https://backend.demo.taler.net/tip-query?instance=default",
...              headers=@{"Authorization": "ApiKey sandbox"@})
<Response [200]>
@end example

authorize tip
To authorize a tip, @code{POST} to @code{/tip-authorize}. The following fields
are recognized in the JSON request object:


@itemize -

@item 
amount: Amount that should be given to the visitor as a tip.

@item 
instance: Merchant instance that grants the tip (each instance may
have its own independend tipping funds configured).

@item 
justification: Description of why the tip was granted. Human-readable
text not exposed to the customer, but used by the Back Office.

@item 
next_url: The URL that the user’s browser should be redirected to by
the wallet, once the tip has been processed.
@end itemize

The response from the backend contains a @code{tip_redirect_url}. The
customer’s browser must be redirected to this URL for the wallet to pick
up the tip. pick up tip

This code snipped illustrates giving a tip:

@example
>>> import requests
>>> tip_req = dict(amount="KUDOS:0.5",
...                instance="default",
...                justification="User filled out survey",
...                next_url="https://merchant.com/thanks.html")
>>> requests.post("https://backend.demo.taler.net/tip-authorize", json=tip_req,
...              headers=@{"Authorization": "ApiKey sandbox"@})
<Response [200]>
@end example

@node Advanced topics,,Giving Customers Tips,Top
@anchor{taler-merchant-api-tutorial advanced-topics}@anchor{12}@anchor{taler-merchant-api-tutorial id4}@anchor{13}
@chapter Advanced topics


@menu
* Detecting the Presence of the Taler Wallet:: 
* Integration with the Back Office:: 
* Session-Bound Payments:: 
* Product Identification:: 
* The Taler Order Format:: 

@end menu

@node Detecting the Presence of the Taler Wallet,Integration with the Back Office,,Advanced topics
@anchor{taler-merchant-api-tutorial detecting-the-presence-of-the-taler-wallet}@anchor{14}@anchor{taler-merchant-api-tutorial id5}@anchor{15}
@section Detecting the Presence of the Taler Wallet


Taler offers ways to detect whether a user has the wallet installed in
their browser. This allows Web sites to adapt accordingly. Note that not
all platforms can do presence detection reliably. Some platforms might
have a Taler wallet installed as a separate App instead of using a Web
extension. In these cases, presence detection will fail. Thus, sites may
want to allow users to request Taler payments even if a wallet could not
be detected, especially for visitors using mobiles.

@menu
* Presence detection without JavaScript:: 
* Detection with JavaScript:: 

@end menu

@node Presence detection without JavaScript,Detection with JavaScript,,Detecting the Presence of the Taler Wallet
@anchor{taler-merchant-api-tutorial presence-detection-without-javascript}@anchor{16}
@subsection Presence detection without JavaScript


Presence detection without JavaScript is based on CSS classes. You can
hide or show elements selectively depending on whether the wallet is
detected or not.

In order to work correctly, a special fallback stylesheet must be
included that will be used when the wallet is not present. The
stylesheet can be put into any file, but must be included via a @code{link}
tag with the @code{id} attribute set to @code{taler-presence-stylesheet}. If a
wallet is present, it will “hijack” this stylesheet to change how
elements with the following classes are rendered:

The following CSS classes can be used:


@table @asis

@item @code{taler-installed-hide}

A CSS rule will set the @code{display} property for this class to
@code{none} once the Taler wallet is installed and enabled. If the
wallet is not installed, @code{display} will be @code{inherit}.

@item @code{taler-installed-show}

A CSS rule will set the @code{display} property for this class to
@code{inherit} once the Taler wallet is installed and enabled. If the
wallet is not installed, @code{display} will be @code{none}.
@end table

The following is a complete example:

@example
<!DOCTYPE html>
<html data-taler-nojs="true">
  <head>
    <title>Tutorial</title>
    <link rel="stylesheet"
          type="text/css"
          href="/web-common/taler-fallback.css"
          id="taler-presence-stylesheet" />
  </head>
  <body>
    <p class="taler-installed-hide">
      No wallet found.
    </p>
    <p class="taler-installed-show">
      Wallet found!
    </p>
  </body>
</html>
@end example

The @code{taler-fallback.css} is part of the Taler’s @emph{web-common}
repository, available at
@indicateurl{https://git.taler.net/web-common.git/tree/taler-fallback.css}. You may
have to adjust the @code{href} attribute in the HTML code above to point to
the correct location of the @code{taler-fallback.css} file on your Web
site.

@node Detection with JavaScript,,Presence detection without JavaScript,Detecting the Presence of the Taler Wallet
@anchor{taler-merchant-api-tutorial detection-with-javascript}@anchor{17}
@subsection Detection with JavaScript


The following functions are defined in the @code{taler} namespace of the
@code{taler-wallet-lib} helper library available at
@indicateurl{https://git.taler.net/web-common.git/tree/taler-wallet-lib.js}.


@table @asis

@item @code{onPresent(callback: () => void)}

Adds a callback to be called when support for Taler payments is
detected.

@item @code{onAbsent(callback: () => void)}

Adds a callback to be called when support for Taler payments is
disabled.
@end table

Note that the registered callbacks may be called more than once. This
may happen if a user disables or enables the wallet in the browser’s
extension settings while a shop’s frontend page is open.

@node Integration with the Back Office,Session-Bound Payments,Detecting the Presence of the Taler Wallet,Advanced topics
@anchor{taler-merchant-api-tutorial id6}@anchor{18}@anchor{taler-merchant-api-tutorial integration-with-the-back-office}@anchor{19}
@section Integration with the Back Office


Taler ships a Back Office application as a stand-alone Web application.
The Back Office has its own documentation at
@indicateurl{https://docs.taler.net/backoffice/html/manual.html}.

Developers wishing to tightly integrate back office support for
Taler-based payments into an existing back office application should
focus on the wire transfer tracking and transaction history sections of
the Taler Backend API specification at
@indicateurl{https://docs.taler.net/api/api-merchant.html}

@node Session-Bound Payments,Product Identification,Integration with the Back Office,Advanced topics
@anchor{taler-merchant-api-tutorial session-002dbound-payments}@anchor{1a}@anchor{taler-merchant-api-tutorial session-bound-payments}@anchor{1b}
@section Session-Bound Payments


session
Sometimes checking if an order has been paid for is not enough. For
example, when selling access to online media, the publisher may want to
be paid for exactly the same product by each customer. Taler supports
this model by allowing the mechant to check whether the “payment
receipt” is available on the user’s current device. This prevents users
from easily sharing media access by transmitting a link to the
fulfillment page. Of course sophisticated users could share payment
receipts as well, but this is not as easy as sharing a link, and in this
case they are more likely to just share the media directly.

To use this feature, the merchant must first assign the user’s current
browser an ephemeral @code{session_id}, usually via a session cookie. When
executing or re-playing a payment, the wallet will receive an additional
signature (@code{session_sig}). This signature certifies that the wallet
showed a payment receipt for the respective order in the current
session. cookie

Session-bound payments are triggerd by passing the @code{session_id}
parameter to the @code{/check-payment} endpoint. The wallet will then
redirect to the fulfillment page, but include an additional
@code{session_sig} parameter. The frontend can query @code{/check-payment}
with both the @code{session_id} and the @code{session_sig} to verify that the
signature is correct.

The last session ID that was successfuly used to prove that the payment
receipt is in the user’s wallet is also available as @code{last_session_id}
in the response to @code{/check-payment}.

@node Product Identification,The Taler Order Format,Session-Bound Payments,Advanced topics
@anchor{taler-merchant-api-tutorial id7}@anchor{1c}@anchor{taler-merchant-api-tutorial product-identification}@anchor{1d}
@section Product Identification


resource url
In some situations the user may have paid for some digital good, but the
frontend does not know the exact order ID, and thus cannot instruct the
wallet to reveil the existing payment receipt. This is common for simple
shops without a login system. In this case, the user would be prompted
for payment again, even though they already purchased the product.

To allow the wallet to instead find the existing payment receipt, the
shop must use a unique fulfillment URL for each product. Then, the
frontend must provide an additional @code{resource_url} parameter to to
@code{/check-payment}. It should identify this unique fulfillment URL for
the product. The wallet will then check whether it has paid for a
contract with the same @code{resource_url} before, and if so replay the
previous payment.

@node The Taler Order Format,,Product Identification,Advanced topics
@anchor{taler-merchant-api-tutorial id8}@anchor{1e}@anchor{taler-merchant-api-tutorial the-taler-order-format}@anchor{1f}
@section The Taler Order Format


A Taler order can specify many details about the payment. This section
describes each of the fields in depth.

Financial amounts are always specified as a string in the format
@code{"CURRENCY:DECIMAL_VALUE"}.


@table @asis

@item amount

amount
Specifies the total amount to be paid to the merchant by the
customer.

@item max_fee

fees
maximum deposit fee
This is the maximum total amount of deposit fees that the merchant is
willing to pay. If the deposit fees for the coins exceed this amount,
the customer has to include it in the payment total. The fee is
specified using the same triplet used for amount.

@item max_wire_fee

fees
maximum wire fee
Maximum wire fee accepted by the merchant (customer share to be
divided by the ’wire_fee_amortization’ factor, and further reduced if
deposit fees are below ’max_fee’). Default if missing is zero.

@item wire_fee_amortization

fees
maximum fee amortization
Over how many customer transactions does the merchant expect to
amortize wire fees on average? If the exchange’s wire fee is above
’max_wire_fee’, the difference is divided by this number to compute
the expected customer’s contribution to the wire fee. The customer’s
contribution may further be reduced by the difference between the
’max_fee’ and the sum of the actual deposit fees. Optional, default
value if missing is 1. 0 and negative values are invalid and also
interpreted as 1.

@item pay_url

pay_url
Which URL accepts payments. This is the URL where the wallet will
POST coins.

@item fulfillment_url

fulfillment URL
Which URL should the wallet go to for obtaining the fulfillment, for
example the HTML or PDF of an article that was bought, or an order
tracking system for shipments, or a simple human-readable Web page
indicating the status of the contract.

@item order_id

order ID
Alphanumeric identifier, freely definable by the merchant. Used by
the merchant to uniquely identify the transaction.

@item summary

summary
Short, human-readable summary of the contract. To be used when
displaying the contract in just one line, for example in the
transaction history of the customer.

@item timestamp

Time at which the offer was generated.

@item pay_deadline

payment deadline
Timestamp of the time by which the merchant wants the exchange to
definitively wire the money due from this contract. Once this
deadline expires, the exchange will aggregate all deposits where the
contracts are past the refund_deadline and execute one large wire
payment for them. Amounts will be rounded down to the wire transfer
unit; if the total amount is still below the wire transfer unit, it
will not be disbursed.

@item refund_deadline

refund deadline
Timestamp until which the merchant willing (and able) to give refunds
for the contract using Taler. Note that the Taler exchange will hold
the payment in escrow at least until this deadline. Until this time,
the merchant will be able to sign a message to trigger a refund to
the customer. After this time, it will no longer be possible to
refund the customer. Must be smaller than the pay_deadline.

@item products

product description
Array of products that are being sold to the customer. Each entry
contains a tuple with the following values:


@table @asis

@item description

Description of the product.

@item quantity

Quantity of the items to be shipped. May specify a unit (@code{1 kg})
or just the count.

@item price

Price for quantity units of this product shipped to the given
delivery_location. Note that usually the sum of all of the prices
should add up to the total amount of the contract, but it may be
different due to discounts or because individual prices are
unavailable.

@item product_id

Unique ID of the product in the merchant’s catalog. Can generally
be chosen freely as it only has meaning for the merchant, but
should be a number in the range @math{[0@comma{}2^@{51@})}.

@item taxes

Map of applicable taxes to be paid by the merchant. The label is
the name of the tax, i.e. VAT, sales tax or income tax, and the
value is the applicable tax amount. Note that arbitrary labels are
permitted, as long as they are used to identify the applicable tax
regime. Details may be specified by the regulator. This is used to
declare to the customer which taxes the merchant intends to pay,
and can be used by the customer as a receipt. The information is
also likely to be used by tax audits of the merchant.

@item delivery_date

Time by which the product is to be delivered to the
delivery_location.

@item delivery_location

This should give a label in the locations map, specifying where
the item is to be delivered.
@end table

Values can be omitted if they are not applicable. For example, if a
purchase is about a bundle of products that have no individual prices
or product IDs, the product_id or price may not be specified in the
contract. Similarly, for virtual products delivered directly via the
fulfillment URI, there is no delivery location.

@item merchant


@table @asis

@item address

This should give a label in the locations map, specifying where
the merchant is located.

@item name

This should give a human-readable name for the merchant’s
business.

@item jurisdiction

This should give a label in the locations map, specifying the
jurisdiction under which this contract is to be arbitrated.
@end table

@item locations

location
Associative map of locations used in the contract. Labels for
locations in this map can be freely chosen and used whenever a
location is required in other parts of the contract. This way, if the
same location is required many times (such as the business address of
the customer or the merchant), it only needs to be listed (and
transmitted) once, and can otherwise be referred to via the label. A
non-exhaustive list of location attributes is the following:


@table @asis

@item country

Name of the country for delivery, as found on a postal package,
i.e. “France”.

@item state

Name of the state for delivery, as found on a postal package, i.e.
“NY”.

@item region

Name of the region for delivery, as found on a postal package.

@item province

Name of the province for delivery, as found on a postal package.

@item city

Name of the city for delivery, as found on a postal package.

@item ZIP code

ZIP code for delivery, as found on a postal package.

@item street

Street name for delivery, as found on a postal package.

@item street number

Street number (number of the house) for delivery, as found on a
postal package.
@end table

name receiver name for delivery, either business or person name.

Note that locations are not required to specify all of these fields,
and they is also allowed to have additional fields. Contract
renderers must render at least the fields listed above, and should
render fields that they do not understand as a key-value list.
@end table
@anchor{d}@w{                              }
@anchor{b}@w{                              }
@anchor{taler-merchant-api-tutorial Session_002dBound-Payments}@w{                              }
@anchor{taler-merchant-api-tutorial The-Taler-Order-Format}@w{                              }

@c %**end of body
@bye