-minor edits

1 files changed, 16 insertions, 16 deletions

diff --git a/taler-user-guide.rst b/taler-user-guide.rst
index 8b7a5ed1..b29f7902 100644
--- a/taler-user-guide.rst
+++ b/taler-user-guide.rst
@@ -38,8 +38,8 @@ an account at the bank.  Some operations also require access to the merchant
 backend.
 
 
-Withdrawing
-===========
+Withdrawing from bank accounts
+==============================
 
 Withdrawing is the step where money is moved from a bank account into
 a GNU Taler wallet.  There are two main ways to do this.
@@ -70,7 +70,8 @@ Wallet initiated withdrawal
 In this case, you will start the withdraw process from the GNU Taler wallet.
 Under "Settings", you will find a list of exchanges. If the list is empty or
 does not contain the desired exchange, you may have to first add the exchange
-by providing the respective URL.
+by providing the respective URL.  The payment service provider operating the
+exchange service should have such a QR code on their Web site.
 
 Next to the exchange, there is a drop-down menu with an option to "withdraw".
 (If you already have money in your wallet, you will also find the same button
@@ -86,16 +87,16 @@ as instructed by the wallet.  Once the money has arrived at the exchange, the
 wallet will automatically withdraw the funds.
 
 
-Depositing
-==========
+Depositing into bank accounts
+=============================
 
 If you have money in your wallet, you can use the "deposit" button to deposit
 the funds into a bank account. The wallet will ask you to specify the amount
 and the target bank account.
 
 
-Sending cash
-============
+Sending digital cash
+====================
 
 Once you have digital cash, you can send it to another GNU Taler
 wallet. Simply specify the amount and a human-readable reason for the
@@ -109,19 +110,19 @@ clicking the QR code scan button).  Afterwards, review the reason text and
 accept the funds to complete the transaction.
 
 
-Invoicing
-=========
+Receiving digital cash
+======================
 
-To receive funds from another user, you can send an invoice to another GNU
+To receive funds from another user, you can send a payment request to another GNU
 Taler wallet. Simply specify the amount and a human-readable reason for the
-invoice. The wallet will then show a QR code (and give the option to export
-the invoice as a taler://-URL).  Send the image of the QR code to the payer
+payment request. The wallet will then show a QR code (and give the option to export
+the payment request as a taler://-URL).  Send the image of the QR code to the payer
 wallet (or send the taler://-URL to the target wallet).
 
 The target wallet should scan the QR code (or enter the text of the
 taler://-URL into the URL import dialog which is available by holding or
 clicking the QR code scan button).  Afterwards, review the reason for
-the invoice and decide whether or not to pay the invoice.  Selecting
+the payment request and decide whether or not to pay it.  Selecting
 "pay" will complete the transaction.
 
 Depending on the configuration of the exchange, the receiving wallet may have
@@ -270,9 +271,8 @@ template does not specify a fixed amount, the payer will be prompted to enter
 the amount to be paid (and possibly given the opportunity to specify or alter
 the summary).  Selecting "pay" will complete the transaction.  If payment
 confirmations are configured by the merchant backend, the wallet will then
-display a confirmation code that can be shown to the merchant as a proof of
-payment.
-
+display a TOTP confirmation code that can be shown to the merchant as a proof
+of payment.