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path: root/merchants.html.j2
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{% extends "common/base.j2" %}
{% block body_content %}
<div class="jumbotron">
  <div class="container text-center">
    <h1>{{ _("Advantages for Merchants") }}</h1>
    <p>{{ _("Taler is a cost-effective electronic payment system
             which provides you with cryptographic proof that
             the payment worked correctly within milliseconds.
             Your Web customers pay with previously unknown
             levels of convenience without risk of fraud.")
             }}</p>
  </div>
</div>

<div class="container">
  <div class="row">
    <div class="col-lg-4">
      <h2>{{ _("Fast") }}</h2>

      <p>{{ _("Processing transactions with Taler is fast,
               allowing you to confirm the transaction with your
               customer virtually immediately.  Your customers
               will appreciate that they do not have to type in
               credit card information and play the &quot;verified
               by&quot; game.  By making payments significantly
               more convenient for your customers, you may be able
               to use Taler for small transactions that would not
               work with credit card payments due to the mental
               overhead for customers.") }}</p>

    </div>
    <div class="col-lg-4">
      <h2>{{ _("Secure") }}</h2>

      <p>{{ _("You will have cryptographic proof of payment from
               the Taler payment service provider. Taler does not
               require you to undergo any particular security
               audits (such as PCI DSS), processes or procedures,
               as you never handle sensitive customer account
               information.  Your systems will have customer
               contracts wih qualified signatures for all
               transactions which you can use in court in case of
               disputes.") }}</p>

    </div>
    <div class="col-lg-4">
      <h2>{{ _("Free Software") }}</h2>

      <p>{{ _("Taler is free software, and you can use the
               liberally-licensed reference code as a starting
               point to integrate Taler into your services. To use
               Taler, you do not need to pay license fees, and the
               free software development model will ensure that
               you can select from many competent integrators for
               support.") }}</p>

    </div>
  </div>
  <div class="row">
    <div class="col-lg-4">
      <h2>{{ _("Low Fees") }}</h2>

      <p>{{ _("Taler is designed to minimize the work the exchange
               needs to perform.  Combined with Taler's strong
               security which prevents fraud, payment service
               providers can operate with very low overhead and
               thus low transaction fees.") }}</p>

    </div>
    <div class="col-lg-4">
      <h2>{{ _("Flexible") }}</h2>

      <p>{{ _("Taler can be used for different currencies (such as
               Euros, US Dollars or Bitcoins) and different
               payment models limited only by what the payment
               service provider supports in its interactions.")
               }}</p>

    </div>
    <div class="col-lg-4">
      <h2>{{ _("Ethical") }}</h2>

      <p>{{ _("Taler prevents tax evasion and money laundering.
               Taler's protocols are efficient and do not waste
               energy. Taler encourages transparency by providing
               an open standard and free software reference
               implementations.") }}</p>

    </div>
  </div>
</div>

<div class="container-fluid c_acronym">
<div class="container">
  <h2 id="documentation">{{ _("Manuals for merchants") }}</h2>
  <p>
    </p><ul>
      <li>{{ _("The GNU Taler merchant backend operator manual") }}
        (<a href="https://docs.taler.net/current/merchant-backend/manual.html">html</a>,
         <a href="https://docs.taler.net/current/merchant-backend/manual.pdf">pdf</a>)</li>
      <li>{{ _("The GNU Taler Web shop integration tutorial (PHP)") }}
        (<a href="https://docs.taler.net/current/merchant-shop/php/tutorial.html">html</a>,
         <a href="https://docs.taler.net/current/merchant-shop/php/tutorial.pdf">pdf</a>)</li>
      <li>{{ _("The GNU Taler Web shop integration tutorial (Python)") }}
        (<a href="https://docs.taler.net/current/merchant-shop/python/tutorial.html">html</a>,
         <a href="https://docs.taler.net/current/merchant-shop/python/tutorial.pdf">pdf</a>)</li>
    </ul>
  <p></p>
</div>
</div>


<div class="container">

 <div class="col-lg-12">
    <h2 id="overview">{{ _("Taler as seen by merchants") }}</h2>

    <p>{{ _("Merchants supporting the Taler system need to
             integrate some relatively simple logic into their
             transaction processing system.  Typical steps
             performed by the merchant system are: ") }}</p>

    <p>
    <img src="{{ url('images/merchant.svg') }}" alt="merchant perspective" style="float: right; margin: 50px 5px 5px 5px;" width="50%">
      <ol>
      
        <li>{{ _("The new logic detects when a customer's system
                  supports Taler and then needs to send a
                  cryptographically signed version of the proposed
                  contract in a simple JSON format to the
                  customer.  The message also includes salted,
                  hashed wire details for the merchant, as well as
                  restrictions as to which exchange operators the
                  merchant is willing to deal with.") }}</li>

        <li>{{ _("The customer sends a signed response which
                  states that certain digital coins now belong to
                  the merchant to both signal acceptance of the
                  deal as well as to pay the respective amount
                  (bottom).") }}</li>

         <li>{{ _("The merchant then forwards the signed messages
                   received from the customer to the exchange,
                   together with its wire details and the salt
                   (without hashing).  The exchange verifies the
                   details and sends a signed confirmation (or an
                   error message) to the merchant.  The merchant
                   checks that the exchange's signature is valid,
                   sends a confirmation to the customer and
                   executes the contract-specific business
                   logic.") }}</li>

         <li>{{ _("The exchange performs wire transfers
                   corresponding to the claims deposited by the
                   merchant. Note that the exchange may charge
                   fees for the deposit operation, hence merchants
                   may impose limits restricting the set of
                   exchange operators they are willing to deal
                   with, for example by imposing a bound on
                   deposit fees.") }}</li>
      </ol>
    </p>
 </div>
</div> <!-- /container -->
{% endblock body_content %}