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{% extends "common/base.j2" %}
{% block body_content %}

<div class="jumbotron">
  <div class="container text-center">
  <h1>{{ _("Advantages for Governments") }}</h1>
    <p>
        {% trans %}
             Taler provides accountability to ensure business operate
             legally, while also respecting civil liberties of
             citizens.  Taler is a payment system based on
             open standards and free software.  Taler needs
             governments as they set a financial framework and act as
             trusted regulators.  Taler contributes to digital
             sovereignty in the critical financial infrastructure.
         {% endtrans %}
      </p>
  </div>
</div>

<!-- Example row of columns -->
<div class="container adorn_h3_bracket">
 <div class="row">
  <div class="col-lg-6">
    <h3>{{ _("Taxable") }}</h3>

    <p>
        {% trans %}
             Taler was built with the goal of fighting corruption and
             supporting taxation.  With Taler, the receiver of any
             form of payment is easily identified by the government,
             and the merchant can be compelled to provide the contract
             that was accepted by the customer.  Governments can use
             this data to tax businesses and individuals based on
             their income, making tax evasion and black markets less
             viable.
        {% endtrans %}
      </p>

    <p>
        {% trans %}
             Thus, despite offering anonymity for citizens spending
             digital cash to buy goods and services, Taler also
             ensures that the state can observe incoming funds. This
             can be used to ensure businesses engage only in legal
             activities, and do not evade income tax, sales tax or
             value-added tax.  However, this observational capability
             does not extend to the immediate personal domain.  In
             particular, monitoring does not cover shared access to
             funds with trusted friends and family, or synchronizing
             wallets across multiple devices.
        {% endtrans %}
      </p>

    </p>
  </div>
  <div class="col-lg-6">
    <h3>{{ _("Secure") }}</h3>

    <p>
        {% trans %}
             Taler's payments are cryptographically secured. Thus,
             customers, merchants and the Taler payment service provider
             (the exchange) can mathematically
             demonstrate their lawful behavior in court in case of
             disputes. Financial damages are strictly limited,
             improving economic security for individuals, merchants,
             the exchange and the state.
        {% endtrans %}
      </p>

    <p>
        {% trans %}
             As a payment service provider, the Taler exchange is
             subject to financial regulation. Financial regulation and
             regular audits are critical to establish trust. In
             particular, the Taler design mandates the existence of an
             independent auditor who checks cryptographic proofs that
             accumulate at the exchange to ensure that the escrow
             account is managed honestly.  This ensures that the
             exchange does not threaten the economy due to fraud.
        {% endtrans %}
      </p>
  </div>
 </div>
 <div class="row">
  <div class="col-lg-6">
    <h3>{{ _("Libre") }}</h3>

    <p>
        {% trans %}
             Taler is free software implementing an open protocol
             standard.  Thus, Taler will enable competition and avoid
             the monopolization of payment systems that threatens
             global political and financial stability today.
        {% endtrans %}
     </p>

  </div>
  <div class="col-lg-6">
    <h3>{{ _("Efficient") }}</h3>

    <p>
        {% trans %}
             Taler has an efficient design.  Unlike
             Blockchain-based payment systems, such as Bitcoin,
             Taler will not threaten the availability of
             national electric grids or (significantly)
             contribute to environmental pollution.
        {% endtrans %}
    </p>
  </div>
 </div>
</div>



<div class="container-fluid c_acronym">
  <div class="container">
    <h2 id="documentation">{{ _("Taler and regulation") }}</h2>
    <dl>
      <dt>{{ _("Anti money laundering (AML)")}}</dt>
      <dd>{{ _("With Taler, income is visible and can be tied to the contract signed by both parties.") }}</li>
      <dt>{{ _("Know your customer (KYC)")}}</dt>
      <dd>{{ _("In Taler, payer and payee are known by their bank accounts when withdrawing or depositing coins respectively") }}</dd>
      <dt>{{ _("General Data Protection Regulation (GDPR)")}}</dt>
      <dd>{{ _("Taler cryptographically protects citizen's privacy, and by design implements data minimization and privacy by default.") }}</dd>
      <dt>{{ _("Payment Services Directive (PSD2)")}}</dt>
      <dd>{{ _("Taler provides an open standard with public APIs contributing to a competitive banking sector.") }}</dt>
    </dl>
  </div>
</div>


<div class="container">
<div class="col-lg-12">
  <h2 id="overview">{{ _("Taler provides privacy and accountability") }}</h2>

  <p>
      {% trans %}
           Taler assumes governments can observe traditional wire transfers
           entering and leaving the Taler payment system.  Starting with the
           wire transfers, governments can obtain:
      {% endtrans %}
      <ul>

      <li>
         {% trans %}
                The total amount of digital currency withdrawn by a
                customer. The government can impose limits on how much
                digital cash a customer can withdraw within a
                given time frame.
         {% endtrans %}
       </li>

       <li>
         {% trans %}
                 The income received by any merchant via the Taler
                 system.
         {% endtrans %}
      </li>

       <li>
          {% trans %}

                The exact details of the underlying contract that was
                signed between customer and merchant.  However, this
                information would typically not include the identity
                of the customer.
        {% endtrans %}
       </li>

       <li>
         {% trans %}
                 The amounts of digital coins legitimately withdrawn
                 by customers from the exchange, the value of
                 non-redeemed digital coins in customer's wallets, the
                 value and corresponding wire details of deposit
                 operations performed by merchants with the exchange,
                 and the income of the exchange from transaction fees.
        {% endtrans %}
       </li>
    </ul>
  </p>
</div>
</div>

{% endblock body_content %}