1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
109
110
111
112
113
114
115
116
117
118
119
120
121
122
123
124
125
126
127
128
129
130
131
132
133
134
135
136
137
138
139
140
141
142
143
144
145
146
147
148
149
150
151
|
{% extends "common/base.j2" %}
{% block body_content %}
<div class="jumbotron">
<div class="container text-center">
<h1>{{ _("Advantages for Governments") }}</h1>
<p>{{ _("Taler provides accountability to ensure business
accepting payments operate legally, while also
respecting civil liberties of citizens spending
digital cash. Taler is a commons, a payment system
based on open standards and free software. Taler
needs governments to set a financial framework and
to act as trusted regulators. Taler contributes to
digital sovereignty in the critial financial
infrastructure.") }}</p>
</div>
</div>
<!-- Example row of columns -->
<div class="container adorn_h3_bracket">
<div class="row">
<div class="col-lg-6">
<h3>{{ _("Taxable") }}</h3>
<p>{{ _("Taler was
built with the goal of fighting corruption and supporting taxation.
With Taler, the receiver of any form of payment is
easily identified by the government, and the merchant
can be compelled to provide the contract that was accepted
by the customer. Governments can use this data to
tax businesses and individuals based on their
income, making tax evasion and black markets less
viable.") }}</p>
<p>{{ _("Thus, despite offering anonymity for citizens
spending digital cash to buy goods and services,
Taler also ensures that the state can observe
incoming funds. This can be used to ensure
businesses engage only in legal activities, and do
not evade income tax, sales tax or value-added tax.
However, this observational capability does not
extend to the immediate personal domain. In
particular, sharing access to funds within a family
or synchronizing wallets across multiple devices is not
subject to monitoring.") }}</p>
</div>
<div class="col-lg-6">
<h3>{{ _("Secure") }}</h3>
<p>{{ _("Taler's payments are cryptographically
secured. Thus, customers, merchants and the
exchange can mathematically demonstrate their
lawful behavior in court in case of
disputes. Financial damages are strictly limited,
improving economic security for individuals,
merchants, the exchange and the state.") }}
<p>{{ _("By design, the Taler payment service provider is
subject to financial regulation. Financial
regulation and regular audits are critical to
establish trust. In particular, the Taler design
mandates the existence of an independent auditor
who checks cryptographic proofs that accumulate at
the payment service provider to ensure that the
escrow account is managed honestly. This ensures
that the payment service provider does not threaten
the economy due to fraud.") }}</p>
</div>
</div>
<div class="row">
<div class="col-lg-6">
<h3>{{ _("Libre") }}</h3>
<p>{{ _("Taler is free software implementing an open
protocol standard. Thus, Taler will enable
competition and avoid the monopolization of payment
systems that threatens global political and
financial stability today.") }}</p>
</div>
<div class="col-lg-6">
<h3>{{ _("Efficient") }}</h3>
<p>{{ _("Taler has an efficient design. Unlike
timeline-based payment systems, such as Bitcoin,
Taler will not threaten the availability of
national electric grids or (significantly)
contribute to environmental pollution.") }}</p>
</div>
</div>
</div>
<div class="contianer-fluid c_acronym">
<div class="container">
<h2 id="documentation">{{ _("Taler and regulation") }}</h2>
<dl>
<dt>{{ _("Anti-money laundering (AML)")}}</dt>
<dd>{{ _("With Taler, income is visible and can be tied to the contract signed by both parties.") }}</li>
<dt>{{ _("Know-your-customer (KYC)")}}</dt>
<dd>{{ _("In Taler, payer and payee are known by their bank accounts when withdrawing or depositing coins respectively") }}</dd>
<dt>{{ _("Privacy-by-design (GDPR)")}}</dt>
<dd>{{ _("Taler cryptographically protects citizen's privacy, and by design implements data minimization and privacy by default.") }}</dd>
<dt>{{ _("Competitive banking (PSD2)")}}</dt>
<dd>{{ _("Taler provides an open standard with public APIs contributing to a level playing field.") }}</dt>
</dl>
</div>
</div>
<div class="container">
<div class="col-lg-12">
<h2 id="overview">{{ _("Taler provides privacy and accountability") }}</h2>
<p>{{ _("Taler assumes governments can observe traditional wire transfers
entering and leaving the Taler payment system. Starting with the
wire transfers, governments can obtain: ") }}</p>
<ul>
<li>{{ _("The total amount of digital currency withdrawn by a
customer. The government can impose limits on how much
digital cash a customer can withdraw within a
given timeframe.") }}</li>
<li>{{ _("The income received by any merchant via the Taler
system.") }}</li>
<li>{{ _("The exact details of the underlying
contract that was signed between customer and
merchant. However, this information would
typically not include the identity of the
customer.") }}</li>
<li>{{ _("The amounts of
digital coins legitimately withdrawn by
customers from the exchange, the value of
non-redeemed digital coins in customer's
wallets, the value and corresponding wire
details of deposit operations performed by
merchants with the exchange, and the income of
the exchange from transaction fees.") }}</li>
</ul>
<p></p>
</div>
</div>
{% endblock body_content %}
|