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From a legal point of view, users can " "always turn to their national authority responsible for settling disputes" " concerning the management of exchange services. For exchange services " "conducting business in Germany, this would be the general authority in " "charge of disputes (Universalschlichtungsstelle des Bundes). In addition " "to this, the European Online Dispute Resolution (see ODR) as a platform provided by the " "European Commission can be called for the settlement of disputes " "concerning exchange services headquartered in member states of the " "European Union." msgstr "" #: template/faq.html.j2:158 msgid "Are there any projects already using Taler?" msgstr "" #: template/faq.html.j2:160 msgid "" "We are aware of several businesses running exploratory projects or having" " developed working prototypes. We are also in discussions with several " "regular banks as well as several central banks about the project. That " "said, there are currently no products in the market yet, and we believe " "this would be premature given the state of the project (see also our bugtracker for a list of open " "issues)." msgstr "" #: template/faq.html.j2:171 msgid "Does Taler support recurring payments?" msgstr "" #: template/faq.html.j2:173 msgid "" "Today, our wallet implementation does not support recurring payments. " "Recurring payments, where some fixed amount is paid on a regular basis " "are in theory possible with Taler, but they come with a few caveats. " "Specifically, recurring payments can only work if the Taler wallet is " "running and online around the desired time. Furthermore, given their " "repetitive nature they are linkable, and could thus be used to " "deanonymize the user making the recurring payment, for example by forcing" " the user offline at the time of the payment and observing that it does " "then not happen on time. Finally, the Taler wallet does not work with " "credit and thus the user would have to make sure to carry a sufficient " "balance for the recurring payment to be made. Still, they can be useful, " "and a future version of the Taler wallet will likely support them. But " "this is not a feature that we are targeting for Taler 1.0. at this time." msgstr "" #: template/features.html.j2:7 msgid "GNU Taler: Features" msgstr "" #: template/features.html.j2:13 msgid "" "GNU Taler is a privacy-preserving payment " "system. Customers can stay anonymous, but merchants can not hide their " "income through payments with GNU Taler. This helps to avoid tax evasion and money laundering." msgstr "" #: template/features.html.j2:23 msgid "" "The primary use case of GNU Taler is payments;" " it is not meant as a store of value. Payments" " are always backed by an existing currency." msgstr "" #: template/features.html.j2:32 msgid "" "Payments are made after exchanging existing " "money into electronic money with the help of an Exchange " "service, that is, a payment service provider for Taler." msgstr "" #: template/features.html.j2:41 msgid "" "When making a payment, customers only need a charged wallet. A merchant " "can accept payments without making their customers " "register on the merchant's Website." msgstr "" #: template/features.html.j2:50 msgid "" "GNU Taler is immune against many types of " "fraud, such as phishing of credit card information or chargeback " "fraud. In case of loss or theft, only the limited amount of money left in" " the wallet might be gone." msgstr "" #: template/features.html.j2:69 msgid "Paying with Taler" msgstr "" #: template/features.html.j2:71 msgid "" "To pay with Taler, customers install an electronic wallet on their " "device. Before the first payment, the desired currency must be added to " "the wallet's balance by some other means of payment." msgstr "" #: template/features.html.j2:79 msgid "" "Once the wallet is charged, payments on websites take only one click, are" " never falsely rejected by fraud detection and do not pose any risk of " "phishing or identity theft." msgstr "" #: template/features.html.j2:87 msgid "Try it yourself with the interactive demo!" msgstr "" #: template/features.html.j2:94 msgid "Receiving payments with Taler" msgstr "" #: template/features.html.j2:96 msgid "" "To receive Taler payments, a merchant needs a bank account in the desired" " currency. We provide supporting software in various programming " "languages to make the integration painless. The merchant's backend " "for Taler transaction processing can run on the merchant's premises " "or be hosted by a third party." msgstr "" #: template/features.html.j2:105 msgid "" "Merchant integration is simple, and customers can pay for products " "without even having to register an account." msgstr "" #: template/features.html.j2:112 msgid "See how merchant integration works in our developer documentation!" msgstr "" #: template/features.html.j2:127 msgid "Practical" msgstr "" #: template/features.html.j2:130 msgid "" "Taler is easy to integrate with existing Web applications. Payments are " "cryptographically secured and are confirmed within milliseconds with " "extremely low transaction costs." msgstr "" #: template/features.html.j2:140 msgid "Stable" msgstr "" #: template/features.html.j2:143 msgid "" "Taler does not introduce a new currency. Taler uses a digital wallet " "storing coins and payment service providers with escrow accounts in " "existing currencies. Thus, Taler's cryptographic coins correspond to " "existing currencies, such as US Dollars, Euros or even Bitcoins." msgstr "" #: template/features.html.j2:154 template/governments.html.j2:55 msgid "Secure" msgstr "" #: template/features.html.j2:157 msgid "" "By design Taler does not suffer from many classes of security problems " "such as phishing or counterfeit. Thanks to its security features, Taler " "never rejects a legitimate customer due to a fraud-detection false " "positive." msgstr "" #: template/features.html.j2:169 template/governments.html.j2:25 msgid "Taxable" msgstr "" #: template/features.html.j2:172 msgid "" "When using Taler, merchant's revenue is transparent for tax " "collection authorities. Unlike cash and most digital currencies, Taler " "helps prevent black markets. Taler is not suitable for illegal " "activities." msgstr "" #: template/features.html.j2:182 msgid "Private" msgstr "" #: template/features.html.j2:184 msgid "" "When you pay with Taler, your identity does not have to be revealed. Just" " like payments in cash, nobody else can track how you spent your " "electronic money. However, you obtain a legally valid proof of payment." msgstr "" #: template/features.html.j2:195 template/governments.html.j2:85 msgid "Libre" msgstr "" #: template/features.html.j2:198 msgid "" "Taler provides protocols and reference implementations that in principle " "enables anybody to run their own payment infrastructure, be it " "individuals, organizations or whole countries. Since the reference " "implementation is a" msgstr "" #: template/features.html.j2:205 msgid "package, it will always remain free software." msgstr "" #: template/financial-news.html.j2:6 msgid "Financial News" msgstr "" #: template/financial-news.html.j2:9 msgid "" "This page explains (only in English) how Taler can change ongoing " "developments in the financial industry." msgstr "" #: template/funding.html.j2:6 msgid "Support for GNU Taler" msgstr "" #: template/funding.html.j2:9 msgid "Current funding" msgstr "" #: template/funding.html.j2:13 msgid "" "This project will be about integrating GNU Taler with offerings of media " "partners to improve monetization in the media industry. (Launching in Q3 " "2021.)" msgstr "" #: template/funding.html.j2:23 msgid "" "This project is about making GNU Taler more programmable. (Launching in " "2021.)" msgstr "" #: template/funding.html.j2:32 msgid "" "This project is about improving the security of the GNU Taler exchange " "via an external code audit, and creating a competent external security " "auditor to help with safely operating the Taler payment system." msgstr "" #: template/funding.html.j2:43 msgid "We are grateful for free hosting offered by the following organizations:" msgstr "" #: template/funding.html.j2:52 msgid "" "We are grateful for translation support offered by the following " "organizations (and all the " "volunteers that are helping with the translation effort):" msgstr "" #: template/funding.html.j2:62 msgid "Past funding" msgstr "" #: template/funding.html.j2:64 msgid "We are grateful for past funding from the following organizations:" msgstr "" #: template/funding.html.j2:70 msgid "" "This project has received funding from the European Union’s Horizon 2020 " "research and innovation programme under the NGI_TRUST grant agreement no " "825618. The project aims to integrate re:claimID with the GNU Taler " "payment system in a pilot in order to demonstrate the practical " "feasibility and benefits of privacy enhancing technologies for users and " "commercial service providers. The project is called \"Decentralized " "Identities for Self-Sovereign End-users\" (DISSENS)." msgstr "" #: template/governments.html.j2:6 msgid "Advantages for Governments" msgstr "" #: template/governments.html.j2:8 msgid "" "Taler provides accountability to ensure business operate legally, while " "also respecting civil liberties of citizens. Taler is a payment system " "based on open standards and free software. Taler needs governments as " "they set a financial framework and act as trusted regulators. Taler " "contributes to digital sovereignty in the critical financial " "infrastructure." msgstr "" #: template/governments.html.j2:27 msgid "" "Taler was built with the goal of fighting corruption and supporting " "taxation. With Taler, the receiver of any form of payment is easily " "identified by the government, and the merchant can be compelled to " "provide the contract that was accepted by the customer. Governments can " "use this data to tax businesses and individuals based on their income, " "making tax evasion and black markets less viable." msgstr "" #: template/governments.html.j2:40 msgid "" "Thus, despite offering anonymity for citizens spending digital cash to " "buy goods and services, Taler also ensures that the state can observe " "incoming funds. This can be used to ensure businesses engage only in " "legal activities, and do not evade income tax, sales tax or value-added " "tax. However, this observational capability does not extend to the " "immediate personal domain. In particular, monitoring does not cover " "shared access to funds with trusted friends and family, or synchronizing " "wallets across multiple devices." msgstr "" #: template/governments.html.j2:58 msgid "" "Taler's payments are cryptographically secured. Thus, customers, " "merchants and the Taler payment service provider (the exchange) can " "mathematically demonstrate their lawful behavior in court in case of " "disputes. Financial damages are strictly limited, improving economic " "security for individuals, merchants, the exchange and the state." msgstr "" #: template/governments.html.j2:70 msgid "" "As a payment service provider, the Taler exchange is subject to financial" " regulation. Financial regulation and regular audits are critical to " "establish trust. In particular, the Taler design mandates the existence " "of an independent auditor who checks cryptographic proofs that accumulate" " at the exchange to ensure that the escrow account is managed honestly. " "This ensures that the exchange does not threaten the economy due to " "fraud." msgstr "" #: template/governments.html.j2:88 msgid "" "Taler is free software implementing an open protocol standard. Thus, " "Taler will enable competition and avoid the monopolization of payment " "systems that threatens global political and financial stability today." msgstr "" #: template/governments.html.j2:98 msgid "Efficient" msgstr "" #: template/governments.html.j2:101 msgid "" "Taler has an efficient design. Unlike Blockchain-based payment systems, " "such as Bitcoin, Taler will not threaten the availability of national " "electric grids or (significantly) contribute to environmental pollution." msgstr "" #: template/governments.html.j2:117 msgid "Taler and regulation" msgstr "" #: template/governments.html.j2:119 msgid "Anti money laundering (AML)" msgstr "" #: template/governments.html.j2:120 msgid "" "With Taler, income is visible and can be tied to the contract signed by " "both parties." msgstr "" #: template/governments.html.j2:121 msgid "Know your customer (KYC)" msgstr "" #: template/governments.html.j2:122 msgid "" "In Taler, payer and payee are known by their bank accounts when " "withdrawing or depositing coins respectively" msgstr "" #: template/governments.html.j2:123 msgid "General Data Protection Regulation (GDPR)" msgstr "" #: template/governments.html.j2:124 msgid "" "Taler cryptographically protects citizen's privacy, and by design " "implements data minimization and privacy by default." msgstr "" #: template/governments.html.j2:125 msgid "Payment Services Directive (PSD2)" msgstr "" #: template/governments.html.j2:126 msgid "" "Taler provides an open standard with public APIs contributing to a " "competitive banking sector." msgstr "" #: template/governments.html.j2:134 msgid "Taler provides privacy and accountability" msgstr "" #: template/governments.html.j2:137 msgid "" "Taler assumes governments can observe traditional wire transfers entering" " and leaving the Taler payment system. Starting with the wire transfers, " "governments can obtain:" msgstr "" #: template/governments.html.j2:145 msgid "" "The total amount of digital currency withdrawn by a customer. The " "government can impose limits on how much digital cash a customer can " "withdraw within a given time frame." msgstr "" #: template/governments.html.j2:154 msgid "The income received by any merchant via the Taler system." msgstr "" #: template/governments.html.j2:161 msgid "" "The exact details of the underlying contract that was signed between " "customer and merchant. However, this information would typically not " "include the identity of the customer." msgstr "" #: template/governments.html.j2:170 msgid "" "The amounts of digital coins legitimately withdrawn by customers from the" " exchange, the value of non-redeemed digital coins in customer's " "wallets, the value and corresponding wire details of deposit operations " "performed by merchants with the exchange, and the income of the exchange " "from transaction fees." msgstr "" #: template/index.html.j2:7 msgid "Taler logo" msgstr "" #: template/index.html.j2:16 msgid "" "We provide a payment system that makes privacy-" "friendly online transactions fast and " "easy." msgstr "" #: template/index.html.j2:21 msgid "Payments without registration" msgstr "" #: template/index.html.j2:25 msgid "Data protection by default" msgstr "" #: template/index.html.j2:29 msgid "Fraud eliminated by design" msgstr "" #: template/index.html.j2:33 msgid "Not a new currency!" msgstr "" #: template/index.html.j2:37 msgid "Empowers communities to run their own payment infrastructure" msgstr "" #: template/index.html.j2:41 msgid "Free Software" msgstr "" #: template/index.html.j2:44 msgid "Try Demo!" msgstr "" #: template/index.html.j2:45 msgid "Read Docs" msgstr "" #: template/index.html.j2:46 msgid "Commercial Support" msgstr "" #: template/pos.html.j2:43 msgid "" "This is the page for the Taler PoS App. It allows a vendor to maintain a " "list of products and to quickly build up Taler contracts and process " "Taler payments for these contracts. Its main use-case is for a mensa, " "cafeteria or restaurant when vending food from a menu." msgstr "" #: template/press.html.j2:4 msgid "GNU Taler in the Press" msgstr "" #: template/press.html.j2:6 msgid "2021" msgstr "" #: template/press.html.j2:37 msgid "2020" msgstr "" #: template/press.html.j2:51 msgid "2019" msgstr "" #: template/press.html.j2:57 msgid "2018" msgstr "" #: template/press.html.j2:67 msgid "2017" msgstr "" #: template/press.html.j2:77 msgid "2016" msgstr "" #: template/press.html.j2:95 msgid "2015" msgstr "" #: template/principles.html.j2:21 msgid "GNU Taler: Design Principles" msgstr "" #: template/principles.html.j2:25 msgid "When designing GNU Taler, we had the following design principles in mind:" msgstr "" #: template/principles.html.j2:31 msgid "1. Free/Libre Software" msgstr "" #: template/principles.html.j2:33 msgid "... in the area of computing, freedom means not using proprietary software" msgstr "" #: template/principles.html.j2:36 msgid "" "GNU Taler must be Free/Libre Software. For merchants, Free/Libre Software " "prevents vendor lock-in meaning merchants can easily choose another " "service provider to process their payments. For countries, Free/Libre " "software means GNU Taler can not compromise sovereignty by imposing " "restrictions or requirements. And for exchange operators, transparency is" " crucial to satisfy Kerckhoff's" " principle and to establish public confidence." msgstr "" #: template/principles.html.j2:49 msgid "" "Customers benefit from Free/Libre Software because anyone is free to " "modify the wallet software support additional platforms. The source code " "must be available and make it easy to verify that user-hostile features " "such as tracking or telemetry are absent." msgstr "" #: template/principles.html.j2:60 msgid "2. Protect the privacy of buyers" msgstr "" #: template/principles.html.j2:62 msgid "You deserve some privacy" msgstr "" #: template/principles.html.j2:64 msgid "" "Privacy is most meaningful when it is guaranteed via technical measures, " "as opposed to mere policies. Without a technical layer providing privacy-" "by-default, financial transactions reveal unnecessary levels of personal " "or private data. This would be especially true when making micropayments " "for online publications. Thus, GNU Taler must protect the privacy of " "buyers to avoid facilitating totalitarian control over the population." msgstr "" #: template/principles.html.j2:72 msgid "" "Limited private data, such as the shipping address for a physical " "delivery, may need to be collected according to business needs and " "protected according to local laws. In this case, GNU Taler must enable " "deletion of such data as soon as it is no longer required." msgstr "" #: template/principles.html.j2:83 msgid "" "3. Auditability - enable the state to tax income and crack down on " "illegal business activities" msgstr "" #: template/principles.html.j2:85 msgid "Money laundering" msgstr "" #: template/principles.html.j2:87 msgid "" "As a payment system must comply with local laws in order to operate " "legally, GNU Taler must be designed to comply with these requirements. " "GNU Taler must provide an audit trail for investigators operating under " "the law. Furthermore, we consider levying of taxes as beneficial to " "society, and fair taxation requires income transparency. Thus, GNU Taler " "must enable authorities to track income." msgstr "" #: template/principles.html.j2:102 msgid "4. Prevent payment fraud" msgstr "" #: template/principles.html.j2:104 msgid "Phishing attack" msgstr "" #: template/principles.html.j2:106 msgid "" "GNU Taler must mitigate the most common sources of payment fraud. We must" " follow best practices in software design, 3rd party design guidelines " "that prevent confusion and misleading user interfaces, and must have " "others inspect our publicly available code. Furthermore, GNU Taler must " "provide extensive cryptographic evidence for all key processes to enable " "all parties to precisely attribute bad behavior." msgstr "" #: template/principles.html.j2:120 msgid "5. Collect the minimum information necessary" msgstr "" #: template/principles.html.j2:121 msgid "" "Privacy by design, privacy by default, General Data Protection Regulation" " (GDPR) compliant" msgstr "" #: template/principles.html.j2:123 msgid "" "The privacy of buyers is given particular priority as part of principle " "(2). However, other parties - such as merchants - also must have data " "protection. Generally, GNU Taler must collect the minimum information " "necessary: data that is not collected or is no longer stored can not be " "compromised." msgstr "" #: template/principles.html.j2:137 msgid "6. Be usable" msgstr "" #: template/principles.html.j2:138 msgid "Buy with one click. Easy for children." msgstr "" #: template/principles.html.j2:140 msgid "" "GNU Taler must be usable for non-expert customers including end-users of " "a GNU Taler wallet, merchants who wish to accept payments using GNU " "Taler, and 3rd party application developers for e-commerce and other " "platforms. GNU Taler must follow best-practices usability guidelines and " "incorporate feedback from experts and users. Free/Libre software also " "requires Free/Libre documentation to allow for informed choices. GNU " "Taler must provide well-documented Application Programming Interfaces " "(APIs) to allow frictionless integrations between GNU Taler and other " "projects." msgstr "" #: template/principles.html.j2:157 msgid "7. Be efficient" msgstr "" #: template/principles.html.j2:158 msgid "Energy efficiency" msgstr "" #: template/principles.html.j2:160 msgid "" "GNU Taler must be designed to be efficient. Quite simply, efficiency " "means fewer things to break, and it means more transactions per second " "and lowers our environmental impact. Efficiency is also critical for GNU " "Taler to be used for micropayments. Therefore certain expensive " "primitives, such as proof-of-work, must not be used by GNU Taler." msgstr "" #: template/principles.html.j2:173 msgid "8. Fault-tolerant design" msgstr "" #: template/principles.html.j2:174 msgid "Life Safers" msgstr "" #: template/principles.html.j2:176 msgid "" "Malicious operators, fat fingers, computer glitches, gremlins. Things go " "wrong. GNU Taler must be designed to tolerate failure of individual " "components and systems. Where the system can continue running safely, it " "will continue running safely. Where it must halt an operation, other " "operations must not be needlessly pulled offline. Where systems fail, " "they must fail gracefully. GNU Taler must have a plan to recover from " "malicious operators compromising core secrets." msgstr "" #: template/principles.html.j2:194 msgid "9. Foster competition" msgstr "" #: template/principles.html.j2:195 msgid "A competitive market" msgstr "" #: template/principles.html.j2:197 msgid "" "It must be relatively easy for competitors to deploy interoperable " "alternatives. The barriers for this in traditional financial systems are " "rather high and outside of our control. However, GNU Taler must minimize " "the technical burden for new competitors to enter the market. GNU Taler " "must enable a diverse set of operators, breaking up the current system " "where only a few global companies dominate the market. An example for a " "design choice that supports this is to split the whole system into " "smaller components that can be operated, developed and improved upon " "independently, instead of having one completely monolithic system." msgstr "" #: template/schemafuzz.html.j2:6 msgid "SchemaFuzz" msgstr "" #: template/wallet.html.j2:106 msgid "Congratulations, you have installed the Taler wallet. Check out the" msgstr "" #: template/wallet.html.j2:111 msgid "demo" msgstr "" #: template/wallet.html.j2:117 msgid "You don't have a wallet installed yet." msgstr "" #: template/wallet.html.j2:126 msgid "Install the wallet for your browser below, then check out the" msgstr "" #: template/wallet.html.j2:130 msgid "demonstration" msgstr "" #: template/wallet.html.j2:143 template/wallet.html.j2:153 msgid "or" msgstr "" #: template/wallet.html.j2:147 msgid "is required, but it appears you don't have it installed." msgstr "" #: template/wallet.html.j2:157 msgid "version" msgstr "" #: template/wallet.html.j2:161 msgid "or newer is required, but it appears you have an older version." msgstr "" #: template/wallet.html.j2:168 msgid "Install wallet" msgstr "" #: template/wallet.html.j2:175 msgid "JavaScript is disabled, installation won't work." msgstr "" #: template/wallet.html.j2:214 msgid "Install Download Chrome Extension" msgstr "" #: template/wallet.html.j2:221 msgid "Install GNU Taler" msgstr "" #: template/wallet.html.j2:225 msgid "from the Chrome Web Store" msgstr "" #: template/wallet.html.j2:246 msgid "Download Android App from F-Droid (bypassing Google registration)." msgstr "" #: template/wallet.html.j2:259 msgid "Other browsers" msgstr "" #: template/wallet.html.j2:261 msgid "Wallets for other browsers will be provided in the near future." msgstr "" #: template/news/index.html.j2:11 msgid "News posts about changes related to GNU Taler such as releases and events" msgstr "" #: template/news/index.html.j2:13 msgid "subscribe to our RSS feed" msgstr "" #: template/news/index.html.j2:33 msgid "read more" msgstr ""