msgid "" msgstr "" "Project-Id-Version: PROJECT VERSION Report-Msgid-Bugs-To: EMAIL@ADDRESS " "POT-Creation-Date: 2017-05-23 10:32+0200 PO-Revision-Date: YEAR-MO-DA " "HO:MI+ZONE Last-Translator: FULL NAME Language: en " "Language-Team: en Plural-Forms: nplurals=2; plural=(n!=1) " "MIME-Version: 1.0 Content-Type: text/plain; charset=utf-8 Content-" "Transfer-Encoding: 8bit Generated-By: Babel 2.3.4 \n" "Report-Msgid-Bugs-To: EMAIL@ADDRESS\n" "POT-Creation-Date: 2017-06-02 13:48+0200\n" "PO-Revision-Date: YEAR-MO-DA HO:MI+ZONE\n" "Last-Translator: FULL NAME \n" "Language: en\n" "Language-Team: en \n" "Plural-Forms: nplurals=2; plural=(n != 1)\n" "MIME-Version: 1.0\n" "Content-Type: text/plain; charset=utf-8\n" "Content-Transfer-Encoding: 8bit\n" "Generated-By: Babel 2.4.0\n" #: about.html.j2:8 msgid "" "GNU maintainer. Network security & privacy researcher. Software " "architect." msgstr "" #: about.html.j2:13 msgid "" "Entrepreneur, Investor, Fortune 100 CIO, IT company director in different" " industries, …." msgstr "" #: about.html.j2:20 msgid "Applied cryptography. Contact to W3c & Tor." msgstr "" #: about.html.j2:25 msgid "Theoretical foundations." msgstr "" #: about.html.j2:30 msgid "Founder of the GNU project. Ethical guidance and licensing." msgstr "" #: about.html.j2:37 msgid "PhD Student, TU Munich. Currently teaching." msgstr "" #: about.html.j2:42 msgid "PhD Student, Inria.." msgstr "" #: about.html.j2:47 about.html.j2:62 msgid "Software engineer." msgstr "" #: about.html.j2:54 msgid "Sustainable business development." msgstr "" #: about.html.j2:58 msgid "Software engineer. Works on libebics." msgstr "" #: about.html.j2:68 msgid "Translator (Spanish)" msgstr "" #: about.html.j2:72 about.html.j2:76 msgid "Translator (Italian)" msgstr "" #: about.html.j2:82 msgid "Hardware security module" msgstr "" #: about.html.j2:86 msgid "Risk management" msgstr "" #: about.html.j2:90 msgid "PhD student, TU Munich. Currently teaching." msgstr "" #: about.html.j2:96 msgid "Software engineer. Works on Android wallet." msgstr "" #: architecture.html.j2:6 msgid "Taler System Architecture" msgstr "" #: bibliography.html.j2:4 msgid "GNU Taler Bibliography" msgstr "" #: bibliography.html.j2:9 bibliography.html.j2:16 bibliography.html.j2:23 #: bibliography.html.j2:29 msgid "by" msgstr "" #: bibliography.html.j2:16 bibliography.html.j2:23 bibliography.html.j2:29 msgid "and" msgstr "" #: bibliography.html.j2:30 msgid "available upon request" msgstr "" #: citizens.html.j2:5 msgid "Advantages for Citizens" msgstr "" #: citizens.html.j2:9 msgid "" "Taler largely functions like digital cash. You withdraw money from your " "bank account into your electronic wallet, and can henceforth spend " "digital cash. The electronic wallet can carry multiple currencies." msgstr "" #: citizens.html.j2:25 governments.html.j2:58 index.html.j2:56 #: merchants.html.j2:41 msgid "Secure" msgstr "" #: citizens.html.j2:27 msgid "" "Taler uses modern cryptography, ensuring that there is no counterfeit. " "Your digital wallet is safer than your physical wallet. At most, you can " "lose its contents because your computer or mobile is irreparably damaged " "or compromised. Unlike a physical wallet, you can make backups to secure " "against data loss." msgstr "" #: citizens.html.j2:37 index.html.j2:84 msgid "Private" msgstr "" #: citizens.html.j2:39 msgid "" "Your transactions are private, neither the payment service provider nor " "merchant needs to learn your identity. There is no need to give out " "credit card numbers or other sensitive information. The merchant will " "only be able to do exactly the transaction you agreed to." msgstr "" #: citizens.html.j2:50 msgid "Convenient" msgstr "" #: citizens.html.j2:52 msgid "" "You will be able to withdraw money to replenish the digital coins in your" " wallet using your credit card or wire transfers. Afterwards you can pay " "with one-click using the Taler wallet, which optionally keeps your " "transaction history on your computer." msgstr "" #: citizens.html.j2:61 index.html.j2:42 msgid "Stable" msgstr "" #: citizens.html.j2:63 msgid "" "Coins in your digital wallet will be of the same denomination as the cash" " in your physical wallet. Taler is not a crypto-currency, so you do not " "have to worry about cryto-currency related value fluctuations. Banking " "with Taler is subject to the usual government protections for financial " "services." msgstr "" #: citizens.html.j2:79 msgid "Wallet Browser Extension" msgstr "" #: citizens.html.j2:81 msgid "" "We currently provide a wallet browser " "extension for Chromium, Chrome, Firefox, Opera and Edge. Wallets for " "mobile phones and other platforms will be available in the future." msgstr "" #: citizens.html.j2:88 msgid "Taler Demo" msgstr "" #: citizens.html.j2:90 msgid "" "You can see how Taler works in practice by visiting our demo page." msgstr "" #: citizens.html.j2:103 msgid "The Taler Wallet for customers" msgstr "" #: citizens.html.j2:105 msgid "Customers interact with the Taler system using the Taler wallet:" msgstr "" #: citizens.html.j2:110 msgid "" "To withdraw electronic coins, the customer transfers funds from " "his bank account to the Taler payment service provider (the exchange). " "The wire transfer subject must match a code identifying the customer's " "wallet. After the wire transfer is complete, the wallet will " "automatically withdraw the coins from the exchange." msgstr "" #: citizens.html.j2:118 msgid "" "To spend electronic coins, a merchant must cause the wallet to " "display a proposal for some purchase. The wallet will ask the customer " "for one-click confirmation. Payment is then instant. Transaction " "histories and digitally signed contracts can be preserved by the wallet." msgstr "" #: citizens.html.j2:125 msgid "" "The customer can use the wallet to review his balance. The wallet " "can contain different currencies, and may be shared across devices. " "Customers can make backups of the wallet to secure its contents against " "hardware failures." msgstr "" #: contact.html.j2:6 msgid "Contact information" msgstr "" #: contact.html.j2:13 msgid "The mailing list" msgstr "" #: contact.html.j2:15 msgid "" "An archived, public mailing list for GNU Taler is hosted at https://lists.gnu.org/mailman/listinfo/taler." " You can send messages to the list at taler@gnu.org." msgstr "" #: contact.html.j2:25 msgid "Contacting individuals" msgstr "" #: contact.html.j2:27 msgid "" "Team members are generally reachable at LASTNAME@taler.net. All " "of us support receiving GnuPG encrypted e-mails." msgstr "" #: contact.html.j2:36 msgid "Reporting bugs" msgstr "" #: contact.html.j2:38 msgid "" "We track open feature requests and bugs in our Bug tracker, which is shared with " "the GNUnet project. You can also report bugs or feature requests to the " "mailing list." msgstr "" #: contact.html.j2:49 msgid "Executive team" msgstr "" #: contact.html.j2:51 msgid "" "For non-technical commercial requests, please contact ceo AT " "taler.net." msgstr "" #: copyright.html.j2:6 msgid "Copyright Assignment" msgstr "" #: copyright.html.j2:8 msgid "" "

Contributors to GNU Taler with Git access must sign the copyright assignment to ensure that the GNUnet e.V. --- Taler Systems SA" " agreement on licensing and collaborative development of the GNUnet " "and GNU Taler projects is satisfied.

" msgstr "" #: copyright.html.j2:17 msgid "" "

The agreements ensure that the code will continue to be made available" " under free software licenses, but gives developers the freedom to move " "code between GNUnet and GNU Taler without worrying about licenses and the" " company the ability to dual-license (for example, so that we can " "distribute via App-stores that are hostile to free software).

" msgstr "" #: copyright.html.j2:25 msgid "" "

Minor contributions (basically, anyone without Git access) do not " "require copyright assignment. Pseudonymous contributions are accepted, in" " this case simply sign the agreement with your pseudonym. Scanned copies " "are sufficient, but snail mail is preferred.

" msgstr "" #: developers.html.j2:5 msgid "Taler for developers" msgstr "" #: developers.html.j2:12 merchants.html.j2:58 msgid "Free" msgstr "" #: developers.html.j2:15 msgid "" "GNU Taler is free software implementing an open protocol. Anybody is " "welcome to integrate our reference implementation into their " "applications. Different components of Taler are being made available " "under different licenses. The Affero GPLv3+ is used for the exchange, the" " LGPLv3+ is used for reference code demonstrating integration with " "merchant platforms, and licenses like GPLv3+ are used for wallets and " "related customer-facing software. We are open for constructive " "suggestions for maximizing the adoption of this payment platform." msgstr "" #: developers.html.j2:32 msgid "RESTful" msgstr "" #: developers.html.j2:35 msgid "" "Taler is designed to work on the Internet. To ensure that Taler payments " "can work with restrictive network setups, Taler uses a RESTful protocol " "over HTTP or HTTPS. Taler's security does not depend upon the use of " "HTTPS, but obviously merchants may choose to offer HTTPS for consistency " "and because it generally is better for privacy compared to HTTP. Taler " "uses JSON to encode structure data, making it easy to integrate Taler " "with existing Web applications. Taler's protocol is documented in detail " "at api.taler.net." msgstr "" #: developers.html.j2:58 msgid "Code" msgstr "" #: developers.html.j2:61 msgid "" "Taler is currently primarily developed by a research team at Inria and GNUnet. However, contributions from " "anyone are welcome. Our Git repositories can be cloned using the Git and " "HTTP access methods against git.taler.net with the name of the " "respective repository. A list of repositories can be found in our GitWeb." msgstr "" #: developers.html.j2:75 msgid "Documentation" msgstr "" #: developers.html.j2:78 msgid "" "In addition to this website, the documented code and the API documentation. Technical papers " "can be found in our bibliography." msgstr "" #: developers.html.j2:88 msgid "Discussion" msgstr "" #: developers.html.j2:91 msgid "" "We have a mailing list for developer discussions. You can subscribe to or" " read the list archive at http://lists.gnu.org/mailman/listinfo/taler." msgstr "" #: developers.html.j2:101 msgid "Regression Testing" msgstr "" #: developers.html.j2:104 msgid "" "We have Buildbot automation tests " "to detect regressions and check for portability at buildbot.taler.net." msgstr "" #: developers.html.j2:113 msgid "Code Coverage Analysis" msgstr "" #: developers.html.j2:116 msgid "" "We use LCOV " "to analyze the code coverage of our tests, the results are available at " "lcov.taler.net." msgstr "" #: developers.html.j2:126 msgid "Performance Analysis" msgstr "" #: developers.html.j2:129 msgid "" "We use Gauger for performance " "regression analysis of the exchange backend at gauger.taler.net." msgstr "" #: developers.html.j2:145 msgid "Taler system overview" msgstr "" #: developers.html.j2:148 msgid "" "The Taler system consists of protocols executed among a number of actors " "as illustrated in the illustration on the right. Typical transactions " "involve the following steps:" msgstr "" #: developers.html.j2:158 msgid "" "A customer instructs his bank to transfer funds from his account " "to the Taler exchange (top left). In the subject of the transaction, he " "includes an authentication token from his electronic wallet. In " "Taler terminology, the customer creates a reserve at the exchange." msgstr "" #: developers.html.j2:170 msgid "" "Once the exchange has received the wire transfer, it allows the " "customer's electronic wallet to withdraw electronic coins. The " "electronic coins are digital representations of the original currency " "from the transfer. It is important to note that the exchange does not " "learn the "serial numbers" of the coins created in this " "process, so it cannot tell later which customer purchased what at which " "merchant. The use of Taler does not change the currency or the total " "value of the funds (except for fees which the exchange may charge for the" " service)." msgstr "" #: developers.html.j2:188 msgid "" "Once the customer has the digital coins in his wallet, the wallet can be " "used to spend the coins with merchant portals that support the " "Taler payment system and accept the respective exchange as a business " "partner (bottom arrow). This creates a digital contract signed by the " "customer's coins and the merchant. If necessary, the customer can later " "use this digitally signed contract in a court of law to prove the exact " "terms of the contract and that he paid the respective amount. The " "customer does not learn the banking details of the merchant, and Taler " "does not require the merchant to learn the identity of the customer. " "Naturally, the customer can spend any fraction of his digital coins (the " "system takes care of customers getting change)." msgstr "" #: developers.html.j2:210 msgid "" "Merchants receiving digital coins deposit the respective claims " "that resulted from the contract signing with the customer at the exchange" " to redeem the coins. The deposit step does not reveal the details of the" " contract between the customer and the merchant or the identity of the " "customer to the exchange in any way. However, the exchange does learn the" " identity of the merchant via the provided bank routing information. The " "merchant can, for example when compelled by the state for taxation, " "provide information linking the individual deposit to the respective " "contract signed by the customer. Thus, the exchange's database allows the" " state to enforce that merchants pay applicable taxes (and do not engage " "in illegal contracts)." msgstr "" #: developers.html.j2:233 msgid "" "Finally, the exchange transfers funds corresponding to the digital coins " "redeemed by the merchants to the merchant's bank account. The " "exchange may combine multiple small transactions into one larger bank " "transfer. The merchant can query the exchange about the relationship " "between the bank transfers and the individual claims that were deposited." msgstr "" #: developers.html.j2:247 msgid "" "Most importantly, the exchange keeps cryptographic proofs that allow it " "to demonstrate that it is operating correctly to third parties. The " "system requires an external auditor, such as a government-" "appointed financial regulatory body, to frequently verify the exchange's " "databases and check that its bank balance matches the total value of the " "remaining coins in circulation." msgstr "" #: developers.html.j2:262 msgid "" "Without the auditor, the exchange operators could embezzle funds they are" " holding in reserve. Customers and merchants cannot cheat each other or " "the exchange. If any party's computers are compromised, the financial " "damage is limited to the respective party and proportional to the funds " "they have in circulation during the period of the compromise." msgstr "" #: faq.html.j2:5 msgid "How is Taler related to Bitcoin or Blockchains?" msgstr "" #: faq.html.j2:6 msgid "" "

Taler does not use any Blockchain technology or Bitcoin directly. " "Taler is not based on proof-of-work or any other distributed consensus " "mechanism. Instead Taler is based on blind signatures.

" msgstr "" #: faq.html.j2:11 msgid "" "

It would be possible, however, to withdraw coins denominated in " "Bitcoin into a Taler wallet (with an appropriate exchange), which would " "give some benefits over plain Bitcoin, such as instant confirmation " "times.

" msgstr "" #: faq.html.j2:18 msgid "Where is the balance in my wallet stored?" msgstr "" #: faq.html.j2:19 msgid "" "

Your wallet stores digital coins and thus ultimately your computer " "holds your balance. The exchange keeps funds matching all unspent coins " "in an escrow bank account.

" msgstr "" #: faq.html.j2:25 msgid "What if my wallet is lost?" msgstr "" #: faq.html.j2:26 msgid "" "

Since the digital coins of value in your wallet are anonymized, the " "exchange can not assist you in recovering a lost or stolen wallet. Just " "like with a physical wallet for cash, you are responsible for keeping it " "safe.

" msgstr "" #: faq.html.j2:32 msgid "" "

The risk of losing a wallet can be mitigated by making backups or " "keeping the balance reasonably low.

" msgstr "" #: faq.html.j2:37 msgid "What if my computer is hacked?" msgstr "" #: faq.html.j2:38 msgid "" "

In case of a compromise of one of your devices, an attacker can spend " "coins from your wallet. Checking your balance might reveal to you that " "your device has been compromised.

" msgstr "" #: faq.html.j2:44 msgid "Can I send money to my friend with Taler?" msgstr "" #: faq.html.j2:45 msgid "" "

If your friend provides goods or services for you in exchange for a " "payment, they can easily set up a Taler merchant and receive the payment " "in their bank account.

" msgstr "" #: faq.html.j2:50 msgid "" "

Future versions of the Taler wallet may allow exchanging coins among " "friends directly as well.

" msgstr "" #: faq.html.j2:56 msgid "How does Taler handle payments in different currencies?" msgstr "" #: faq.html.j2:57 msgid "" "

Taler wallets can store digital coins corresponding to multiple " "different currencies such as the Euro, US Dollars or Bitcoins.

" msgstr "" #: faq.html.j2:61 msgid "

Taler currently does not offer conversion between currencies.

" msgstr "" #: faq.html.j2:65 msgid "How does Taler protect my privacy?" msgstr "" #: faq.html.j2:66 msgid "" "

Your wallet stores digital coins that are blindly signed" " by an exchange. The use of a blind signature protects your privacy as it" " prevents the exchange from knowing which coin it signed for which " "customer.

" msgstr "" #: glossary.html.j2:6 msgid "auditor" msgstr "" #: glossary.html.j2:8 msgid "" "trusted third party that verifies that the `exchange` is operating " "correctly" msgstr "" #: glossary.html.j2:12 msgid "bank" msgstr "" #: glossary.html.j2:14 msgid "" "traditional financial service provider who offers wire `transfers` " "between accounts" msgstr "" #: glossary.html.j2:18 msgid "coin" msgstr "" #: glossary.html.j2:20 msgid "" "coins are individual token representing a certain amount of value, also " "known as the `denomination` of the coin" msgstr "" #: glossary.html.j2:24 msgid "contract" msgstr "" #: glossary.html.j2:26 msgid "the proposal signed by the wallet." msgstr "" #: glossary.html.j2:30 msgid "denomination" msgstr "" #: glossary.html.j2:32 msgid "" "unit of currency, specifies both the currency and the face value of a " "`coin`" msgstr "" #: glossary.html.j2:36 msgid "denomination key" msgstr "" #: glossary.html.j2:38 msgid "" "RSA key used by the exchange to certify that a given `coin` is valid and " "of a particular `denomination`" msgstr "" #: glossary.html.j2:42 msgid "deposit" msgstr "" #: glossary.html.j2:44 msgid "" "operation by which a merchant passes coins to an exchange, expecting the " "exchange to credit his `bank` account in the future using a wire " "`transfer`" msgstr "" #: glossary.html.j2:48 msgid "dirty" msgstr "" #: glossary.html.j2:50 msgid "" "a `coin` is dirty if its public key may be known to an entity other than " "the customer, thereby creating the danger of some entity being able to " "link multiple transactions of coin's owner if the coin is not refreshed " "first" msgstr "" #: glossary.html.j2:54 msgid "exchange" msgstr "" #: glossary.html.j2:56 msgid "" "Taler's payment service provider. Issues eletronic `coins` during " "`withdrawal` and redeems them when they are `deposited` by merchants." msgstr "" #: glossary.html.j2:60 msgid "extension" msgstr "" #: glossary.html.j2:62 msgid "implementation of a `wallet` for browsers" msgstr "" #: glossary.html.j2:66 msgid "fresh coin" msgstr "" #: glossary.html.j2:68 msgid "a `coin` is fresh if its public key is only known to the customer" msgstr "" #: glossary.html.j2:72 msgid "master key" msgstr "" #: glossary.html.j2:74 msgid "" "offline key used by the exchange to certify denomination keys and message" " signing keys" msgstr "" #: glossary.html.j2:78 msgid "message signing key" msgstr "" #: glossary.html.j2:80 msgid "key used by the exchange to sign online messages, other than coins" msgstr "" #: glossary.html.j2:84 msgid "offer" msgstr "" #: glossary.html.j2:86 msgid "" "specification of the details of a transaction, specifies the payment " "obligations for the customer (i.e. the amount), the deliverables of the " "merchant and other related information, such as deadlines or locations; " "However, it lacks some information that the backend is supposed to " "provide. In other words, after the backend adds the missing information " "to the offer and signs it, it becomes a proposal." msgstr "" #: glossary.html.j2:95 msgid "owner" msgstr "" #: glossary.html.j2:97 msgid "a `coin` is owned by the entity that knows the private key of the coin" msgstr "" #: glossary.html.j2:101 msgid "proof" msgstr "" #: glossary.html.j2:103 msgid "" "message that cryptographically demonstrates that a particular claim is " "correct" msgstr "" #: glossary.html.j2:107 msgid "proposal" msgstr "" #: glossary.html.j2:109 msgid "a sketch that has been completed and signed by the merchant backend." msgstr "" #: glossary.html.j2:113 msgid "reserve" msgstr "" #: glossary.html.j2:115 msgid "" "funds set aside for future use; either the balance of a customer at the " "exchange ready for `withdrawal`, or the funds kept in the exchange's bank" " account to cover obligations from coins in circulation" msgstr "" #: glossary.html.j2:119 msgid "refreshing" msgstr "" #: glossary.html.j2:121 msgid "" "operation by which a `dirty` `coin` is converted into one or more `fresh`" " coins" msgstr "" #: glossary.html.j2:125 msgid "refund" msgstr "" #: glossary.html.j2:127 msgid "" "operation by which a merchant steps back from the right to funds that he " "obtained from a `deposit` operation, giving the right to the funds back " "to the customer" msgstr "" #: glossary.html.j2:131 msgid "sharing" msgstr "" #: glossary.html.j2:133 msgid "" "users can share ownership of a `coin` by sharing access to the coin's " "private key, thereby allowing all co-owners to spend the coin at any " "time." msgstr "" #: glossary.html.j2:137 msgid "signing key" msgstr "" #: glossary.html.j2:139 msgid "see message signing key." msgstr "" #: glossary.html.j2:143 msgid "spending" msgstr "" #: glossary.html.j2:145 msgid "" "operation by which a customer gives a merchant the right to `deposit` " "coins in return for merchandise" msgstr "" #: glossary.html.j2:149 msgid "transfer" msgstr "" #: glossary.html.j2:151 msgid "method of sending funds between `bank` accounts" msgstr "" #: glossary.html.j2:155 msgid "transaction" msgstr "" #: glossary.html.j2:157 msgid "" "method by which ownership is exclusively transferred from one entity to " "another" msgstr "" #: glossary.html.j2:161 msgid "transaction id" msgstr "" #: glossary.html.j2:163 msgid "unique number by which a merchant identifies a `transaction`" msgstr "" #: glossary.html.j2:167 msgid "wallet" msgstr "" #: glossary.html.j2:169 msgid "" "software running on a customer's computer; withdraws, stores and spends " "coins" msgstr "" #: glossary.html.j2:173 msgid "wire transfer" msgstr "" #: glossary.html.j2:175 msgid "see `transfer`" msgstr "" #: glossary.html.j2:179 msgid "wire transfer identifier" msgstr "" #: glossary.html.j2:181 msgid "" "subject of a wire `transfer`; usually a random string to uniquely " "identify the `transfer`" msgstr "" #: glossary.html.j2:185 msgid "withdrawal" msgstr "" #: glossary.html.j2:187 msgid "" "operation by which a `wallet` can convert funds from a reserve to fresh " "coins" msgstr "" #: governments.html.j2:6 msgid "Advantages for Governments" msgstr "" #: governments.html.j2:8 msgid "" "Taler provides accountability to ensure business operate legally, while " "also respecting civil liberties of citizens. Taler is a payment system " "based on open standards and free software. Taler needs governments as " "they set a financial framework and act as trusted regulators. Taler " "contributes to digital sovereignty in the critical financial " "infrastructure." msgstr "" #: governments.html.j2:25 index.html.j2:71 msgid "Taxable" msgstr "" #: governments.html.j2:28 msgid "" "Taler was built with the goal of fighting corruption and supporting " "taxation. With Taler, the receiver of any form of payment is easily " "identified by the government, and the merchant can be compelled to " "provide the contract that was accepted by the customer. Governments can " "use this data to tax businesses and individuals based on their income, " "making tax evasion and black markets less viable." msgstr "" #: governments.html.j2:41 msgid "" "Thus, despite offering anonymity for citizens spending digital cash to " "buy goods and services, Taler also ensures that the state can observe " "incoming funds. This can be used to ensure businesses engage only in " "legal activities, and do not evade income tax, sales tax or value-added " "tax. However, this observational capability does not extend to the " "immediate personal domain. In particular, monitoring does not cover " "shared access to funds with trusted friends and family, or synchronizing " "wallets across multiple devices." msgstr "" #: governments.html.j2:61 msgid "" "Taler's payments are cryptographically secured. Thus, customers, " "merchants and the Taler payment service provider (the exchange) can " "mathematically demonstrate their lawful behavior in court in case of " "disputes. Financial damages are strictly limited, improving economic " "security for individuals, merchants, the exchange and the state." msgstr "" #: governments.html.j2:73 msgid "" "As a payment service provider, the Taler exchange is subject to financial" " regulation. Financial regulation and regular audits are critical to " "establish trust. In particular, the Taler design mandates the existence " "of an independent auditor who checks cryptographic proofs that accumulate" " at the exchange to ensure that the escrow account is managed honestly. " "This ensures that the exchange does not threaten the economy due to " "fraud." msgstr "" #: governments.html.j2:88 index.html.j2:97 msgid "Libre" msgstr "" #: governments.html.j2:91 msgid "" "Taler is free software implementing an open protocol standard. Thus, " "Taler will enable competition and avoid the monopolization of payment " "systems that threatens global political and financial stability today." msgstr "" #: governments.html.j2:101 msgid "Efficient" msgstr "" #: governments.html.j2:104 msgid "" "Taler has an efficient design. Unlike Blockchain-based payment systems, " "such as Bitcoin, Taler will not threaten the availability of national " "electric grids or (significantly) contribute to environmental pollution." msgstr "" #: governments.html.j2:120 msgid "Taler and regulation" msgstr "" #: governments.html.j2:122 msgid "Anti money laundering (AML)" msgstr "" #: governments.html.j2:123 msgid "" "With Taler, income is visible and can be tied to the contract signed by " "both parties." msgstr "" #: governments.html.j2:124 msgid "Know your customer (KYC)" msgstr "" #: governments.html.j2:125 msgid "" "In Taler, payer and payee are known by their bank accounts when " "withdrawing or depositing coins respectively" msgstr "" #: governments.html.j2:126 msgid "General Data Protection Regulation (GDPR)" msgstr "" #: governments.html.j2:127 msgid "" "Taler cryptographically protects citizen's privacy, and by design " "implements data minimization and privacy by default." msgstr "" #: governments.html.j2:128 msgid "Payment Services Directive (PSD2)" msgstr "" #: governments.html.j2:129 msgid "" "Taler provides an open standard with public APIs contributing to a " "competitive banking sector." msgstr "" #: governments.html.j2:137 msgid "Taler provides privacy and accountability" msgstr "" #: governments.html.j2:140 msgid "" "Taler assumes governments can observe traditional wire transfers entering" " and leaving the Taler payment system. Starting with the wire transfers, " "governments can obtain:" msgstr "" #: governments.html.j2:148 msgid "" "The total amount of digital currency withdrawn by a customer. The " "government can impose limits on how much digital cash a customer can " "withdraw within a given time frame." msgstr "" #: governments.html.j2:157 msgid "The income received by any merchant via the Taler system." msgstr "" #: governments.html.j2:164 msgid "" "The exact details of the underlying contract that was signed between " "customer and merchant. However, this information would typically not " "include the identity of the customer." msgstr "" #: governments.html.j2:174 msgid "" "The amounts of digital coins legitimately withdrawn by customers from the" " exchange, the value of non-redeemed digital coins in customer's wallets," " the value and corresponding wire details of deposit operations performed" " by merchants with the exchange, and the income of the exchange from " "transaction fees." msgstr "" #: index.html.j2:10 msgid "One-Click Cash Payments!" msgstr "" #: index.html.j2:13 msgid "" "GNU Taler is an electronic payment system under development at Inria. We expect to make it operational" " in 2017. You can learn about Taler on this website, try the demo and look at our developer and API documentation." msgstr "" #: index.html.j2:29 msgid "Practical" msgstr "" #: index.html.j2:32 msgid "" "Taler is easy to integrate with existing Web applications. Payments are " "cryptographically secured and are confirmed within milliseconds with " "extremely low transaction costs." msgstr "" #: index.html.j2:45 msgid "" "Taler does not introduce a new currency. Taler uses a digital wallet " "storing coins and payment service providers with escrow accounts in " "existing currencies. Thus, Taler's cryptographic coins correspond to " "existing currencies, such as US Dollars, Euros or even Bitcoins." msgstr "" #: index.html.j2:59 msgid "" "By design Taler does not suffer from many classes of security problems " "such as phishing or counterfeit. Thanks to its security features, Taler " "never rejects a legitimate customer due to a fraud-detection false " "positive." msgstr "" #: index.html.j2:74 msgid "" "When using Taler, merchant's revenue is transparent for tax collection " "authorities. Unlike cash and most digital currencies, Taler helps prevent" " black markets. Taler is not suitable for illegal activities." msgstr "" #: index.html.j2:86 msgid "" "When you pay with Taler, your identity does not have to be revealed. Just" " like payments in cash, nobody else can track how you spent your " "electronic money. However, you obtain a legally valid proof of payment." msgstr "" #: index.html.j2:100 msgid "" "Taler provides protocols and reference implementations that in principle " "enables anybody to run their own payment infrastructure, be it " "individuals, organizations or whole countries. Since the reference " "implementation is a GNU package, it " "will always remain free software." msgstr "" #: index.html.j2:117 msgid "Paying with Taler" msgstr "" #: index.html.j2:118 msgid "" "

To pay with Taler, customers install an electronic wallet on their " "device. Before the first payment, the wallet's balance must be charged in" " the desired currency by some other means of payment.

Once the " "wallet is charged, payments on websites take only one click, are never " "falsely rejected by fraud detection and do not pose any risk of phishing " "or identity theft.

" msgstr "" #: index.html.j2:128 msgid "Receiving payments with Taler" msgstr "" #: index.html.j2:129 msgid "" "

To receive Taler payments, a merchant needs a bank account in the " "desired currency. We provide supporting software in various programming " "languages to make the integration painless. The merchant's backend for " "Taler transaction processing can run on the merchant's premises or be " "hosted by a third party.

" msgstr "" #: index.html.j2:145 msgid "Taler News" msgstr "" #: index.html.j2:149 msgid "Financial News" msgstr "" #: investors.html.j2:6 msgid "Invest in Taler!" msgstr "" #: investors.html.j2:9 msgid "" "We have created a company, Taler Systems SA in Luxembourg.
Please " "contact invest@taler.net if you want to invest in Taler." msgstr "" #: investors.html.j2:24 msgid "The Team" msgstr "" #: investors.html.j2:27 msgid "" "Our team combines world-class business " "leaders, cryptographers, software engineers, civil-rights activists and " "academics. We are unified by a vision of how payments should work and the" " goal of imposing this vision upon the world." msgstr "" #: investors.html.j2:37 msgid "" "We are currently supported by Inria," " the French national institute for research in informatics and " "automation, and the Renewable " "Freedom Foundation." msgstr "" #: investors.html.j2:45 msgid "The Technology" msgstr "" #: investors.html.j2:48 msgid "" "All transactions in Taler are secured using modern cryptography and trust in all " "parties is minimized. Financial damage is bounded (for customers, " "merchants and the exchange) even in the case that systems are compromised" " and private keys are stolen. Databases can be audited for consistency, " "resulting in either the detection of compromised systems or the " "demonstration that participants were honest. Actual transaction costs are" " fractions of a cent." msgstr "" #: investors.html.j2:63 msgid "The Business" msgstr "" #: investors.html.j2:66 msgid "" "The scalable business model for Taler is the operation of the payment " "service provider, which converts money from traditional payment systems " "(MasterCard, SEPA, UPI, Visa, Bitcoin, ACH, SWIFT, etc.) to anonymous " "electronic coins in the same currency. The customer can then redeem the " "electronic coins at a merchant, who can exchange them for money " "represented using traditional payment systems at the exchange. The " "exchange charges fees to facilitate the transactions." msgstr "" #: investors.html.j2:85 msgid "The Business Case" msgstr "" #: investors.html.j2:107 msgid "Running a Taler payment service operator" msgstr "" #: investors.html.j2:110 msgid "" "The payment service operator runs the Taler exchange. The " "exchange charges transaction fees to customers or merchants. Its " "operational expenses are from wire transfers with the banking system and " "the operation of the computing infrastructure." msgstr "" #: investors.html.j2:120 msgid "" "Cryptographic operations, bandwidth and storage costs are less than 0.01 " "cent per transaction." msgstr "" #: investors.html.j2:122 msgid "" "Multiple Taler transactions can be aggregated into larger wire transfers " "to merchants to minimize wire transfer costs." msgstr "" #: investors.html.j2:124 msgid "" "Protocol allows the exchange to charge fees for any expensive operation " "(withdraw, deposit, refresh, refund or aggregated wire transfers)." msgstr "" #: investors.html.j2:126 msgid "Partnership with banks establishes consumer trust." msgstr "" #: investors.html.j2:128 msgid "Partnership with free software community enables rapid deployment." msgstr "" #: merchants.html.j2:5 msgid "Advantages for Merchants" msgstr "" #: merchants.html.j2:8 msgid "" "Taler is a cost-effective electronic payment system which provides you " "with cryptographic proof that the payment worked correctly within " "milliseconds. Your Web customers pay with previously unknown levels of " "convenience without risk of fraud." msgstr "" #: merchants.html.j2:22 msgid "Fast" msgstr "" #: merchants.html.j2:25 msgid "" "Processing transactions with Taler is fast, allowing you to confirm the " "transaction with your customer virtually immediately. Your customers will" " appreciate that they do not have to type in credit card information and " "play the "verified by" game. By making payments significantly " "more convenient for your customers, you may be able to use Taler for " "small transactions that would not work with credit card payments due to " "the mental overhead for customers." msgstr "" #: merchants.html.j2:44 msgid "" "You will have cryptographic proof of payment from the Taler payment " "service provider. With Taler you never handle sensitive customer account " "information and thus do not have to undergo any particular security " "audits (such as PCI DSS). Your systems will have customer contracts with " "qualified signatures for all transactions which you can use in court in " "case of disputes." msgstr "" #: merchants.html.j2:61 msgid "" "Taler is free software, and you can use the liberally-licensed reference " "code as a starting point to integrate Taler into your services. To use " "Taler, you do not need to pay license fees, and the free software " "development model will ensure that you can select from many competing " "integrators for support." msgstr "" #: merchants.html.j2:76 msgid "Cheap" msgstr "" #: merchants.html.j2:79 msgid "" "Taler is uses efficient cryptographic constructions with low bandwidth " "and storage requirements. Combined with Taler's strong security which " "makes fraud impossible, Taler payment service providers can operate with " "very low overhead and thus offer low transaction fees." msgstr "" #: merchants.html.j2:89 msgid "Flexible" msgstr "" #: merchants.html.j2:92 msgid "" "Taler can be used for different currencies (such as Euros, US Dollars or " "Bitcoins) and any amount, limited only by applicable regulatation and " "what denominations the payment service provider supports." msgstr "" #: merchants.html.j2:101 msgid "Ethical" msgstr "" #: merchants.html.j2:104 msgid "" "Taler prevents tax evasion and money laundering. Taler's protocols are " "efficient and do not use wasteful proof-of-work calculations. Taler " "encourages transparency by providing an open standard and free software " "reference implementations." msgstr "" #: merchants.html.j2:119 msgid "Manuals for merchants" msgstr "" #: merchants.html.j2:122 msgid "The GNU Taler merchant backend operator manual" msgstr "" #: merchants.html.j2:125 msgid "The GNU Taler Web shop integration tutorial (PHP)" msgstr "" #: merchants.html.j2:128 msgid "The GNU Taler Web shop integration tutorial (Python)" msgstr "" #: merchants.html.j2:140 msgid "The GNU Taler Merchant Backend" msgstr "" #: merchants.html.j2:142 msgid "Merchants process payments using the Taler backend:" msgstr "" #: merchants.html.j2:147 msgid "" "The backend signs and stores the complete terms of offers " "made by the merchant to customers. For this, the merchant's frontend " "needs to give the customer's order in a JSON format to the backend." msgstr "" #: merchants.html.j2:156 msgid "" "The backend validates payments received from the wallet and " "executes them with the Taler payment service provider (the " "exchange). For this, the merchant's frontend must pass the payment " "request through to the Taler backend and check the HTTP status code that " "is returned." msgstr "" #: merchants.html.j2:167 msgid "" "The backend can list completed transactions and map wire " "transfers to sets of business transactions, including the exact terms of " "each contract." msgstr "" #: press.html.j2:4 msgid "GNU Taler in the Press" msgstr "" #: common/base.j2:5 msgid "GNU Taler" msgstr "" #: common/base.j2:6 msgid "Taxable Anonymous Libre Electronic Reserves" msgstr "" #~ msgid "" #~ msgstr "" #~ msgid "Home" #~ msgstr "" #~ msgid "Demo" #~ msgstr "" #~ msgid "Operators" #~ msgstr "" #~ msgid "About us" #~ msgstr "" #~ msgid "Stability " #~ msgstr "" #~ msgid "News" #~ msgstr "" #~ msgid "Taler Web payments paper published." #~ msgstr "" #~ msgid "More news »" #~ msgstr "" #~ msgid "Taler technology: About taxability, change and privacy" #~ msgstr "" #~ msgid "1-2017: Taler Documentation pages updated" #~ msgstr "" #~ msgid "Operate a Taler exchange!" #~ msgstr "" #~ msgid "Electronic payments for a liberal society!" #~ msgstr "" #~ msgid "Anonymous" #~ msgstr "" #~ msgid "Electronic" #~ msgstr "" #~ msgid "Reserves" #~ msgstr "" #~ msgid "Advantages for citizens" #~ msgstr "" #~ msgid "Independent One-Click Payment!" #~ msgstr "" #~ msgid "Advantages for merchants" #~ msgstr "" #~ msgid "Advantages for governments" #~ msgstr "" #~ msgid "Invest in GNU Taler!" #~ msgstr "" #~ msgid "Business model" #~ msgstr "" #~ msgid "Taler as seen by the exchange operator" #~ msgstr "" #~ msgid "Taxable Anonymous Libre Electronic Reserves" #~ msgstr "" #~ msgid "Independent One-Click Payments!" #~ msgstr "" #~ msgid "Taxable" #~ msgstr "" #~ msgid "Anonymous" #~ msgstr "" #~ msgid "Libre" #~ msgstr "" #~ msgid "Electronic" #~ msgstr "" #~ msgid "Reserves" #~ msgstr "" #~ msgid "Latest Videos" #~ msgstr "" #~ msgid "Florian Dold talks about Taler at 50p!" #~ msgstr "" #~ msgid "Taler News" #~ msgstr "" #~ msgid "Financial News" #~ msgstr "" #~ msgid "en" #~ msgstr "" #~ msgid "About us" #~ msgstr "" #~ msgid "CFO" #~ msgstr "" #~ msgid "Citizens" #~ msgstr "" #~ msgid "Developers" #~ msgstr "" #~ msgid "Governments" #~ msgstr "" #~ msgid "Investors" #~ msgstr "" #~ msgid "Merchants" #~ msgstr "" #~ msgid "The GNU Taler merchant backend operator tutorial" #~ msgstr "" #~ msgid "Wallet" #~ msgstr "" #~ msgid "Taler as seen by customers" #~ msgstr "" #~ msgid "Taler as seen by merchants" #~ msgstr "" #~ msgid "Tax-friendly" #~ msgstr "" #~ msgid "Open access (PSD2): Taler provides an open standard with public APIs" #~ msgstr "" #~ msgid "Taler complies with regulation" #~ msgstr "" #~ msgid "Open access (PSD2)" #~ msgstr "" #~ msgid "Taler as seen by governments" #~ msgstr "" #~ msgid "Previous" #~ msgstr "" #~ msgid "Next" #~ msgstr "" #~ msgid "Accept and validate deposits from merchants." #~ msgstr "" #~ msgid "Taler as seen by the payment service operator" #~ msgstr "" #~ msgid "Financial risk is bounded even if keys are compromised." #~ msgstr "" #~ msgid "The mailinglist" #~ msgstr "" #~ msgid "Security" #~ msgstr "" #~ msgid "Privacy" #~ msgstr "" #~ msgid "Convenience" #~ msgstr "" #~ msgid "Stability" #~ msgstr "" #~ msgid "Anti-money laundering (AML)" #~ msgstr "" #~ msgid "Know-your-customer (KYC)" #~ msgstr "" #~ msgid "Privacy-by-design (GDPR)" #~ msgstr "" #~ msgid "Competitive banking (PSD2)" #~ msgstr "" #~ msgid "Security-focused" #~ msgstr "" #~ msgid "Privacy-friendly" #~ msgstr "" #~ msgid "Free Software" #~ msgstr "" #~ msgid "Low Fees" #~ msgstr "" #~ msgid "" #~ "Taler largely functions like digital " #~ "cash. You withdraw money from your " #~ "bank account into your electronic " #~ "wallet, and can henceforth spend digital" #~ " cash. The electronic wallet can " #~ "carry multiple currencies. " #~ msgstr "" #~ msgid "" #~ "Taler uses modern cryptography, ensuring " #~ "that there is no counterfeit. Your " #~ "digital wallet is safer than your " #~ "physical wallet. At most, you can " #~ "lose its contents because your computer" #~ " or mobile is irreparably damaged or" #~ " compromised. Unlike a physical wallet," #~ " you can make backups to secure " #~ "against data loss." #~ msgstr "" #~ msgid "" #~ "You will be able to withdraw money" #~ " to replenish the digital coins in" #~ " your wallet using your credit card" #~ " or wire transfers. Afterwards you " #~ "can pay with one-click using the" #~ " Taler wallet, which optionally keeps " #~ "your transaction history on your " #~ "computer." #~ msgstr "" #~ msgid "" #~ "Coins in your digital wallet will " #~ "be of the same denomination as the" #~ " cash in your physical wallet. Taler" #~ " is not a crypto-currency, so " #~ "you do not have to worry about " #~ "cryto-currency related value fluctuations." #~ " Banking with Taler is subject to" #~ " the usual government protections for " #~ "financial services." #~ msgstr "" #~ msgid "" #~ "We currently provide a wallet browser extension " #~ "for Chromium, Chrome, Firefox, Opera and" #~ " Edge. Wallets for mobile phones and" #~ " other platforms will be available in" #~ " the future. " #~ msgstr "" #~ msgid "" #~ "You can see how Taler works in " #~ "practice by visiting our demo page. " #~ msgstr "" #~ msgid "" #~ "To withdraw electronic coins, the " #~ "customer transfers funds from his bank" #~ " account to the Taler payment service" #~ " provider (the exchange). The wire " #~ "transfer subject must match a code " #~ "identifying the customer's wallet. After " #~ "the wire transfer is complete, the " #~ "wallet will automatically withdraw the " #~ "coins from the exchange." #~ msgstr "" #~ msgid "" #~ "To spend electronic coins, a " #~ "merchant must cause the wallet to " #~ "display a proposal for some purchase." #~ " The wallet will ask the customer" #~ " for one-click confirmation. Payment " #~ "is then instant. Transaction histories " #~ "and digitally signed contracts can be" #~ " preserved by the wallet." #~ msgstr "" #~ msgid "" #~ "An archived, public mailing list for " #~ "GNU Taler is hosted at https://lists.gnu.org/mailman/listinfo/taler." #~ " You can send messages to the " #~ "list at taler@gnu.org. " #~ msgstr "" #~ msgid "" #~ "Team members are generally reachable at" #~ " LASTNAME@taler.net. All of us " #~ "support receiving GnuPG encrypted e-mails. \n" #~ msgstr "" #~ msgid "" #~ "We track open feature requests and " #~ "bugs in our Bug tracker, which" #~ " is shared with the GNUnet project." #~ " You can also report bugs or " #~ "feature requests to the mailing list." #~ " " #~ msgstr "" #~ msgid "" #~ "For non-technical commercial requests, " #~ "please contact ceo AT taler.net. \n" #~ msgstr "" #~ msgid "" #~ "GNU Taler is free software implementing" #~ " an open protocol. Anybody is welcome" #~ " to integrate our reference implementation" #~ " into their applications. Different " #~ "components of Taler are being made " #~ "available under different licenses. The " #~ "Affero GPLv3+ is used for the " #~ "exchange, the LGPLv3+ is used for " #~ "reference code demonstrating integration with" #~ " merchant platforms, and licenses like " #~ "GPLv3+ are used for wallets and " #~ "related customer-facing software. We " #~ "are open for constructive suggestions " #~ "for maximizing the adoption of this " #~ "payment platform. " #~ msgstr "" #~ msgid "" #~ "Taler is designed to work on the" #~ " Internet. To ensure that Taler " #~ "payments can work with restrictive " #~ "network setups, Taler uses a RESTful " #~ "protocol over HTTP or HTTPS. Taler's " #~ "security does not depend upon the " #~ "use of HTTPS, but obviously merchants" #~ " may choose to offer HTTPS for " #~ "consistency and because it generally is" #~ " better for privacy compared to HTTP." #~ " Taler uses JSON to encode structure" #~ " data, making it easy to integrate" #~ " Taler with existing Web applications. " #~ "Taler's protocol is documented in detail" #~ " at api.taler.net. " #~ msgstr "" #~ msgid "" #~ "Taler is currently primarily developed " #~ "by a research team at Inria and GNUnet. However, " #~ "contributions from anyone are welcome. " #~ "Our Git repositories can be cloned " #~ "using the Git and HTTP access " #~ "methods against git.taler.net with " #~ "the name of the respective repository." #~ " A list of repositories can be " #~ "found in our GitWeb. " #~ msgstr "" #~ msgid "" #~ "In addition to this website, the " #~ "documented code " #~ "and the API " #~ "documentation. Technical papers can be" #~ " found in our bibliography. " #~ msgstr "" #~ msgid "" #~ "We have a mailing list for " #~ "developer discussions. You can subscribe " #~ "to or read the list archive at " #~ "http://lists.gnu.org/mailman/listinfo/taler." #~ " " #~ msgstr "" #~ msgid "" #~ "We have Buildbot automation " #~ "tests to detect regressions and check" #~ " for portability at buildbot.taler.net. " #~ msgstr "" #~ msgid "" #~ "We use LCOV " #~ "to analyze the code coverage of " #~ "our tests, the results are available " #~ "at lcov.taler.net." #~ " " #~ msgstr "" #~ msgid "" #~ "We use Gauger for " #~ "performance regression analysis of the " #~ "exchange backend at gauger.taler.net. " #~ msgstr "" #~ msgid "" #~ "The Taler system consists of protocols" #~ " executed among a number of actors" #~ " as illustrated in the illustration " #~ "on the right. Typical transactions " #~ "involve the following steps: " #~ msgstr "" #~ msgid "" #~ "A customer instructs his bank to" #~ " transfer funds from his account to" #~ " the Taler exchange (top left). In" #~ " the subject of the transaction, he" #~ " includes an authentication token from " #~ "his electronic wallet. In Taler " #~ "terminology, the customer creates a " #~ "reserve at the exchange. " #~ msgstr "" #~ msgid "" #~ "Once the exchange has received the " #~ "wire transfer, it allows the customer's" #~ " electronic wallet to withdraw " #~ "electronic coins. The electronic coins " #~ "are digital representations of the " #~ "original currency from the transfer. It" #~ " is important to note that the " #~ "exchange does not learn the "serial" #~ " numbers" of the coins created " #~ "in this process, so it cannot tell" #~ " later which customer purchased what " #~ "at which merchant. The use of " #~ "Taler does not change the currency " #~ "or the total value of the funds" #~ " (except for fees which the exchange" #~ " may charge for the service). " #~ msgstr "" #~ msgid "" #~ "Once the customer has the digital " #~ "coins in his wallet, the wallet " #~ "can be used to spend the " #~ "coins with merchant portals that support" #~ " the Taler payment system and accept" #~ " the respective exchange as a " #~ "business partner (bottom arrow). This " #~ "creates a digital contract signed by " #~ "the customer's coins and the merchant." #~ " If necessary, the customer can " #~ "later use this digitally signed contract" #~ " in a court of law to prove " #~ "the exact terms of the contract " #~ "and that he paid the respective " #~ "amount. The customer does not learn " #~ "the banking details of the merchant, " #~ "and Taler does not require the " #~ "merchant to learn the identity of " #~ "the customer. Naturally, the customer " #~ "can spend any fraction of his " #~ "digital coins (the system takes care " #~ "of customers getting change). " #~ msgstr "" #~ msgid "" #~ "Merchants receiving digital coins " #~ "deposit the respective claims that " #~ "resulted from the contract signing with" #~ " the customer at the exchange to " #~ "redeem the coins. The deposit step " #~ "does not reveal the details of the" #~ " contract between the customer and " #~ "the merchant or the identity of " #~ "the customer to the exchange in " #~ "any way. However, the exchange does " #~ "learn the identity of the merchant " #~ "via the provided bank routing " #~ "information. The merchant can, for " #~ "example when compelled by the state " #~ "for taxation, provide information linking " #~ "the individual deposit to the respective" #~ " contract signed by the customer. " #~ "Thus, the exchange's database allows the" #~ " state to enforce that merchants pay" #~ " applicable taxes (and do not engage" #~ " in illegal contracts). " #~ msgstr "" #~ msgid "" #~ "Finally, the exchange transfers funds " #~ "corresponding to the digital coins " #~ "redeemed by the merchants to the " #~ "merchant's bank account. The exchange" #~ " may combine multiple small transactions" #~ " into one larger bank transfer. The" #~ " merchant can query the exchange " #~ "about the relationship between the bank" #~ " transfers and the individual claims " #~ "that were deposited. " #~ msgstr "" #~ msgid "" #~ "Most importantly, the exchange keeps " #~ "cryptographic proofs that allow it to" #~ " demonstrate that it is operating " #~ "correctly to third parties. The system" #~ " requires an external auditor, such" #~ " as a government-appointed financial " #~ "regulatory body, to frequently verify " #~ "the exchange's databases and check that" #~ " its bank balance matches the total" #~ " value of the remaining coins in " #~ "circulation. " #~ msgstr "" #~ msgid "" #~ "Without the auditor, the exchange " #~ "operators could embezzle funds they are" #~ " holding in reserve. Customers and " #~ "merchants cannot cheat each other or " #~ "the exchange. If any party's computers" #~ " are compromised, the financial damage " #~ "is limited to the respective party " #~ "and proportional to the funds they " #~ "have in circulation during the period" #~ " of the compromise. " #~ msgstr "" #~ msgid "" #~ "

Taler does not use any Blockchain " #~ "technology or Bitcoin directly. Taler is" #~ " not based on proof-of-work or" #~ " any other distributed consensus mechanism." #~ " Instead Taler is based on blind " #~ "signatures.

" #~ msgstr "" #~ msgid "" #~ "

It would be possible, however, to " #~ "withdraw coins denominated in Bitcoin " #~ "into a Taler wallet (with an " #~ "appropriate exchange), which would give " #~ "some benefits over plain Bitcoin, such" #~ " as instant confirmation times.

" #~ msgstr "" #~ msgid "" #~ "

Your wallet stores digital coins and" #~ " thus ultimately your computer holds " #~ "your balance. The exchange keeps funds" #~ " matching all unspent coins in an " #~ "escrow bank account.

" #~ msgstr "" #~ msgid "" #~ "

Since the digital coins of value " #~ "in your wallet are anonymized, the " #~ "exchange can not assist you in " #~ "recovering a lost or stolen wallet. " #~ "Just like with a physical wallet " #~ "for cash, you are responsible for " #~ "keeping it safe.

" #~ msgstr "" #~ msgid "" #~ "

The risk of losing a wallet can" #~ " be mitigated by making backups or" #~ " keeping the balance reasonably low.

" #~ " " #~ msgstr "" #~ msgid "" #~ "

In case of a compromise of one" #~ " of your devices, an attacker can " #~ "spend coins from your wallet. Checking" #~ " your balance might reveal to you " #~ "that your device has been " #~ "compromised.

" #~ msgstr "" #~ msgid "" #~ "

If your friend provides goods or " #~ "services for you in exchange for a" #~ " payment, they can easily set up " #~ "a Taler merchant and receive the " #~ "payment in their bank account.

" #~ msgstr "" #~ msgid "" #~ "

Future versions of the Taler wallet" #~ " may allow exchanging coins among " #~ "friends directly as well.

" #~ msgstr "" #~ msgid "" #~ "

Taler wallets can store digital coins" #~ " corresponding to multiple different " #~ "currencies such as the Euro, US " #~ "Dollars or Bitcoins.

" #~ msgstr "" #~ msgid "

Taler currently does not offer conversion between currencies.

" #~ msgstr "" #~ msgid "" #~ "

Your wallet stores digital coins that" #~ " are blindly " #~ "signed by an exchange. The use " #~ "of a blind signature protects your " #~ "privacy as it prevents the exchange " #~ "from knowing which coin it signed " #~ "for which customer.

" #~ msgstr "" #~ msgid "" #~ "trusted third party that verifies that" #~ " the `exchange` is operating correctly \n" #~ msgstr "" #~ msgid "" #~ "traditional financial service provider who " #~ "offers wire `transfers` between accounts \n" #~ msgstr "" #~ msgid "" #~ "coins are individual token representing " #~ "a certain amount of value, also " #~ "known as the `denomination` of the " #~ "coin " #~ msgstr "" #~ msgid "the proposal signed by the wallet. " #~ msgstr "" #~ msgid "" #~ "unit of currency, specifies both the " #~ "currency and the face value of a" #~ " `coin` " #~ msgstr "" #~ msgid "" #~ "RSA key used by the exchange to" #~ " certify that a given `coin` is " #~ "valid and of a particular `denomination`" #~ " " #~ msgstr "" #~ msgid "" #~ "operation by which a merchant passes " #~ "coins to an exchange, expecting the " #~ "exchange to credit his `bank` account" #~ " in the future using a wire " #~ "`transfer` " #~ msgstr "" #~ msgid "" #~ "a `coin` is dirty if its public" #~ " key may be known to an entity" #~ " other than the customer, thereby " #~ "creating the danger of some entity " #~ "being able to link multiple transactions" #~ " of coin's owner if the coin is" #~ " not refreshed first " #~ msgstr "" #~ msgid "" #~ "Taler's payment service provider. Issues " #~ "eletronic `coins` during `withdrawal` and " #~ "redeems them when they are `deposited`" #~ " by merchants. " #~ msgstr "" #~ msgid "implementation of a `wallet` for browsers " #~ msgstr "" #~ msgid "a `coin` is fresh if its public key is only known to the customer " #~ msgstr "" #~ msgid "" #~ "offline key used by the exchange " #~ "to certify denomination keys and message" #~ " signing keys " #~ msgstr "" #~ msgid "key used by the exchange to sign online messages, other than coins " #~ msgstr "" #~ msgid "" #~ "specification of the details of a " #~ "transaction, specifies the payment obligations" #~ " for the customer (i.e. the amount)," #~ " the deliverables of the merchant and" #~ " other related information, such as " #~ "deadlines or locations; However, it " #~ "lacks some information that the backend" #~ " is supposed to provide. In other " #~ "words, after the backend adds the " #~ "missing information to the offer and " #~ "signs it, it becomes a proposal. " #~ msgstr "" #~ msgid "a `coin` is owned by the entity that knows the private key of the coin " #~ msgstr "" #~ msgid "" #~ "message that cryptographically demonstrates " #~ "that a particular claim is correct \n" #~ msgstr "" #~ msgid "a sketch that has been completed and signed by the merchant backend. " #~ msgstr "" #~ msgid "" #~ "funds set aside for future use; " #~ "either the balance of a customer " #~ "at the exchange ready for `withdrawal`," #~ " or the funds kept in the " #~ "exchange's bank account to cover " #~ "obligations from coins in circulation " #~ msgstr "" #~ msgid "" #~ "operation by which a `dirty` `coin` " #~ "is converted into one or more " #~ "`fresh` coins " #~ msgstr "" #~ msgid "" #~ "operation by which a merchant steps " #~ "back from the right to funds that" #~ " he obtained from a `deposit` " #~ "operation, giving the right to the " #~ "funds back to the customer " #~ msgstr "" #~ msgid "" #~ "users can share ownership of a " #~ "`coin` by sharing access to the " #~ "coin's private key, thereby allowing all" #~ " co-owners to spend the coin at" #~ " any time. " #~ msgstr "" #~ msgid "see message signing key. " #~ msgstr "" #~ msgid "" #~ "operation by which a customer gives " #~ "a merchant the right to `deposit` " #~ "coins in return for merchandise " #~ msgstr "" #~ msgid "method of sending funds between `bank` accounts " #~ msgstr "" #~ msgid "" #~ "method by which ownership is exclusively" #~ " transferred from one entity to " #~ "another " #~ msgstr "" #~ msgid "unique number by which a merchant identifies a `transaction` " #~ msgstr "" #~ msgid "" #~ "software running on a customer's " #~ "computer; withdraws, stores and spends " #~ "coins " #~ msgstr "" #~ msgid "see `transfer` " #~ msgstr "" #~ msgid "" #~ "subject of a wire `transfer`; usually" #~ " a random string to uniquely identify" #~ " the `transfer` " #~ msgstr "" #~ msgid "" #~ "operation by which a `wallet` can " #~ "convert funds from a reserve to " #~ "fresh coins " #~ msgstr "" #~ msgid "" #~ "Taler provides accountability to ensure " #~ "business operate legally, while also " #~ "respecting civil liberties of citizens. " #~ "Taler is a payment system based on" #~ " open standards and free software. " #~ "Taler needs governments as they set " #~ "a financial framework and act as " #~ "trusted regulators. Taler contributes to " #~ "digital sovereignty in the critical " #~ "financial infrastructure. " #~ msgstr "" #~ msgid "" #~ "Taler was built with the goal of" #~ " fighting corruption and supporting " #~ "taxation. With Taler, the receiver of" #~ " any form of payment is easily " #~ "identified by the government, and the" #~ " merchant can be compelled to provide" #~ " the contract that was accepted by" #~ " the customer. Governments can use " #~ "this data to tax businesses and " #~ "individuals based on their income, " #~ "making tax evasion and black markets " #~ "less viable. " #~ msgstr "" #~ msgid "" #~ "Thus, despite offering anonymity for " #~ "citizens spending digital cash to buy" #~ " goods and services, Taler also " #~ "ensures that the state can observe " #~ "incoming funds. This can be used " #~ "to ensure businesses engage only in " #~ "legal activities, and do not evade " #~ "income tax, sales tax or value-" #~ "added tax. However, this observational " #~ "capability does not extend to the " #~ "immediate personal domain. In particular, " #~ "monitoring does not cover shared access" #~ " to funds with trusted friends and" #~ " family, or synchronizing wallets across" #~ " multiple devices. " #~ msgstr "" #~ msgid "" #~ "Taler's payments are cryptographically " #~ "secured. Thus, customers, merchants and " #~ "the Taler payment service provider (the" #~ " exchange) can mathematically demonstrate " #~ "their lawful behavior in court in " #~ "case of disputes. Financial damages are" #~ " strictly limited, improving economic " #~ "security for individuals, merchants, the " #~ "exchange and the state. " #~ msgstr "" #~ msgid "" #~ "As a payment service provider, the " #~ "Taler exchange is subject to financial" #~ " regulation. Financial regulation and " #~ "regular audits are critical to establish" #~ " trust. In particular, the Taler " #~ "design mandates the existence of an " #~ "independent auditor who checks cryptographic" #~ " proofs that accumulate at the " #~ "exchange to ensure that the escrow " #~ "account is managed honestly. This " #~ "ensures that the exchange does not " #~ "threaten the economy due to fraud. \n" #~ msgstr "" #~ msgid "" #~ "Taler is free software implementing an" #~ " open protocol standard. Thus, Taler " #~ "will enable competition and avoid the" #~ " monopolization of payment systems that " #~ "threatens global political and financial " #~ "stability today. " #~ msgstr "" #~ msgid "" #~ "Taler has an efficient design. Unlike" #~ " Blockchain-based payment systems, such " #~ "as Bitcoin, Taler will not threaten " #~ "the availability of national electric " #~ "grids or (significantly) contribute to " #~ "environmental pollution. " #~ msgstr "" #~ msgid "" #~ "Taler assumes governments can observe " #~ "traditional wire transfers entering and " #~ "leaving the Taler payment system. " #~ "Starting with the wire transfers, " #~ "governments can obtain: " #~ msgstr "" #~ msgid "" #~ "The total amount of digital currency " #~ "withdrawn by a customer. The government" #~ " can impose limits on how much " #~ "digital cash a customer can withdraw " #~ "within a given time frame. " #~ msgstr "" #~ msgid "The income received by any merchant via the Taler system. " #~ msgstr "" #~ msgid "" #~ "The exact details of the underlying " #~ "contract that was signed between " #~ "customer and merchant. However, this " #~ "information would typically not include " #~ "the identity of the customer. " #~ msgstr "" #~ msgid "" #~ "The amounts of digital coins " #~ "legitimately withdrawn by customers from " #~ "the exchange, the value of non-" #~ "redeemed digital coins in customer's " #~ "wallets, the value and corresponding " #~ "wire details of deposit operations " #~ "performed by merchants with the " #~ "exchange, and the income of the " #~ "exchange from transaction fees. " #~ msgstr "" #~ msgid "" #~ "GNU Taler is an electronic payment " #~ "system under development at Inria. We expect " #~ "to make it operational in 2017. " #~ "You can learn about Taler on this" #~ " website, try the demo and look at" #~ " our developer" #~ " and API " #~ "documentation. " #~ msgstr "" #~ msgid "" #~ "Taler is easy to integrate with " #~ "existing Web applications. Payments are " #~ "cryptographically secured and are confirmed" #~ " within milliseconds with extremely low " #~ "transaction costs. " #~ msgstr "" #~ msgid "" #~ "Taler does not introduce a new " #~ "currency. Taler uses a digital wallet" #~ " storing coins and payment service " #~ "providers with escrow accounts in " #~ "existing currencies. Thus, Taler's " #~ "cryptographic coins correspond to existing " #~ "currencies, such as US Dollars, Euros" #~ " or even Bitcoins. " #~ msgstr "" #~ msgid "" #~ "By design Taler does not suffer " #~ "from many classes of security problems" #~ " such as phishing or counterfeit. " #~ "Thanks to its security features, Taler" #~ " never rejects a legitimate customer " #~ "due to a fraud-detection false " #~ "positive. " #~ msgstr "" #~ msgid "" #~ "When using Taler, merchant's revenue is" #~ " transparent for tax collection " #~ "authorities. Unlike cash and most " #~ "digital currencies, Taler helps prevent " #~ "black markets. Taler is not suitable" #~ " for illegal activities. " #~ msgstr "" #~ msgid "" #~ "When you pay with Taler, your " #~ "identity does not have to be " #~ "revealed. Just like payments in cash," #~ " nobody else can track how you " #~ "spent your electronic money. However, " #~ "you obtain a legally valid proof " #~ "of payment. " #~ msgstr "" #~ msgid "" #~ "Taler provides protocols and reference " #~ "implementations that in principle enables " #~ "anybody to run their own payment " #~ "infrastructure, be it individuals, " #~ "organizations or whole countries. Since " #~ "the reference implementation is a GNU package, it " #~ "will always remain free software. " #~ msgstr "" #~ msgid "" #~ "

To pay with Taler, customers install" #~ " an electronic wallet on their " #~ "device. Before the first payment, the" #~ " wallet's balance must be charged in" #~ " the desired currency by some other" #~ " means of payment.

Once the " #~ "wallet is charged, payments on websites" #~ " take only one click, are never " #~ "falsely rejected by fraud detection and" #~ " do not pose any risk of " #~ "phishing or identity theft.

" #~ msgstr "" #~ msgid "" #~ "

To receive Taler payments, a merchant" #~ " needs a bank account in the " #~ "desired currency. We provide supporting " #~ "software in various programming languages " #~ "to make the integration painless. The" #~ " merchant's backend for Taler transaction" #~ " processing can run on the merchant's" #~ " premises or be hosted by a " #~ "third party.

" #~ msgstr "" #~ msgid "" #~ "We have created a company, Taler " #~ "Systems SA in Luxembourg.
Please " #~ "contact invest@taler.net if you want" #~ " to invest in Taler. " #~ msgstr "" #~ msgid "" #~ "Our team combines " #~ "world-class business leaders, cryptographers, " #~ "software engineers, civil-rights activists " #~ "and academics. We are unified by a" #~ " vision of how payments should work" #~ " and the goal of imposing this " #~ "vision upon the world. " #~ msgstr "" #~ msgid "" #~ "We are currently supported by Inria, the French " #~ "national institute for research in " #~ "informatics and automation, and the Renewable Freedom " #~ "Foundation. " #~ msgstr "" #~ msgid "" #~ "All transactions in Taler are secured" #~ " using modern " #~ "cryptography and trust in all " #~ "parties is minimized. Financial damage " #~ "is bounded (for customers, merchants and" #~ " the exchange) even in the case " #~ "that systems are compromised and private" #~ " keys are stolen. Databases can be" #~ " audited for consistency, resulting in " #~ "either the detection of compromised " #~ "systems or the demonstration that " #~ "participants were honest. Actual transaction" #~ " costs are fractions of a cent. \n" #~ msgstr "" #~ msgid "" #~ "The scalable business model for Taler" #~ " is the operation of the payment " #~ "service provider, which converts money " #~ "from traditional payment systems (MasterCard," #~ " SEPA, UPI, Visa, Bitcoin, ACH, " #~ "SWIFT, etc.) to anonymous electronic " #~ "coins in the same currency. The " #~ "customer can then redeem the electronic" #~ " coins at a merchant, who can " #~ "exchange them for money represented " #~ "using traditional payment systems at the" #~ " exchange. The exchange charges fees " #~ "to facilitate the transactions. " #~ msgstr "" #~ msgid "" #~ "The payment service operator runs the" #~ " Taler exchange. The exchange " #~ "charges transaction fees to customers" #~ " or merchants. Its operational expenses " #~ "are from wire transfers with the " #~ "banking system and the operation of " #~ "the computing infrastructure. " #~ msgstr "" #~ msgid "" #~ "Taler is a cost-effective electronic " #~ "payment system which provides you with" #~ " cryptographic proof that the payment " #~ "worked correctly within milliseconds. Your " #~ "Web customers pay with previously " #~ "unknown levels of convenience without " #~ "risk of fraud. " #~ msgstr "" #~ msgid "" #~ "Processing transactions with Taler is " #~ "fast, allowing you to confirm the " #~ "transaction with your customer virtually " #~ "immediately. Your customers will appreciate" #~ " that they do not have to type" #~ " in credit card information and play" #~ " the "verified by" game. By " #~ "making payments significantly more convenient" #~ " for your customers, you may be " #~ "able to use Taler for small " #~ "transactions that would not work with" #~ " credit card payments due to the " #~ "mental overhead for customers. " #~ msgstr "" #~ msgid "" #~ "You will have cryptographic proof of " #~ "payment from the Taler payment service" #~ " provider. With Taler you never " #~ "handle sensitive customer account information" #~ " and thus do not have to " #~ "undergo any particular security audits " #~ "(such as PCI DSS). Your systems " #~ "will have customer contracts with " #~ "qualified signatures for all transactions " #~ "which you can use in court in " #~ "case of disputes. " #~ msgstr "" #~ msgid "" #~ "Taler is free software, and you " #~ "can use the liberally-licensed reference" #~ " code as a starting point to " #~ "integrate Taler into your services. To" #~ " use Taler, you do not need to" #~ " pay license fees, and the free " #~ "software development model will ensure " #~ "that you can select from many " #~ "competing integrators for support. " #~ msgstr "" #~ msgid "" #~ "Taler is uses efficient cryptographic " #~ "constructions with low bandwidth and " #~ "storage requirements. Combined with Taler's" #~ " strong security which makes fraud " #~ "impossible, Taler payment service providers" #~ " can operate with very low overhead" #~ " and thus offer low transaction fees." #~ " " #~ msgstr "" #~ msgid "" #~ "Taler can be used for different " #~ "currencies (such as Euros, US Dollars" #~ " or Bitcoins) and any amount, limited" #~ " only by applicable regulatation and " #~ "what denominations the payment service " #~ "provider supports. " #~ msgstr "" #~ msgid "" #~ "Taler prevents tax evasion and money " #~ "laundering. Taler's protocols are efficient" #~ " and do not use wasteful proof-" #~ "of-work calculations. Taler encourages " #~ "transparency by providing an open " #~ "standard and free software reference " #~ "implementations. " #~ msgstr "" #~ msgid "" #~ "The backend signs and stores " #~ "the complete terms of offers made " #~ "by the merchant to customers. For " #~ "this, the merchant's frontend needs to" #~ " give the customer's order in a " #~ "JSON format to the backend. " #~ msgstr "" #~ msgid "" #~ "The backend validates payments received" #~ " from the wallet and executes " #~ "them with the Taler payment service " #~ "provider (the exchange). For this, the" #~ " merchant's frontend must pass the " #~ "payment request through to the Taler " #~ "backend and check the HTTP status " #~ "code that is returned. " #~ msgstr "" #~ msgid "" #~ "The backend can list completed " #~ "transactions and map wire transfers " #~ "to sets of business transactions, " #~ "including the exact terms of each " #~ "contract. " #~ msgstr ""