{{ _("Advantages for citizens") }}

{{ _("Security") }}

{{ _("Taler is the electronic equivalent of cash, except harder to fake. If your digital wallet is lost -- say because your computer is irreparably damaged or compromised -- only the amount of coin stored in your wallet will be lost. Unlike a physical wallet, you can make backups of your digital wallet which can provide security against data loss. So your digital wallet works mostly just like a physical wallet, except online and without the need to manually count coins.") }}

{{ _("Privacy") }}

{{ _("Your transactions are private, neither the exchange nor merchant needs to learn your identity. There is no need to give our credit card numbers or other sensitive information, and the merchant will only be able to do exactly the transaction you confirmed using your digital wallet.") }}

{{ _("Convenience") }}

{{ _("You will be able to withdraw digital coins to replenish your wallet using your credit card or SEPA transactions, similar to how you pay or withdraw cash today.") }}

{{ _("Stability ") }}

{{ _("Coins in your digital wallet will be of the same denomination as the cash in your physical wallet. So you will not have to worry about currency fluctuations or conversion rates. Like a physical wallet, you can carry digital coins of different currencies in your digital wallet at the same time.") }}

{{ _("Taler as seen by customers") }}

{{ _("Customers interact with the Taler system mostly using a free wallet implementation, which may be an extension or plugin to their browser or a custom application on their computer(s). Typical steps performed by customers are: ") }}

customer perspective
  1. {{ _("The customer selects an exchange (i.e. by visiting the respective website or selecting from a list of exchanges in the application) and asks the wallet to create bank transfer instructions to withdraw a certain amount of electronic cash. The bank transfer instructions will contain an access code that must be included in the subject of the transaction, as well as the wire details for the exchange (i.e. a SEPA account number).") }}
  2. {{ _("The customer then instructs his bank to transfer funds from his account to the Taler exchange using these instructions provided by the wallet (top left).") }}
  3. {{ _("Once the funds have arrived, the wallet will automatically withdraw the electronic coins. The customer can use the wallet to review his remaining balance at any time. He can also make backups to secure his digital coins against hardware failures.") }}
  4. {{ _("When visiting a merchant that supports Taler, an additional payment option for Taler is enabled in the checkout system. If the customer selects payments via Taler, the wallet displays the secured contract from the merchant and asks for confirmation. Taler does not require the customer to provide any identity information to the merchant. Transaction histories and digitally signed contracts can be preserved in the wallet for future review by the customer, or even use in court.") }}