From cf9958da7c7a8d8522937d7c4706c7ab2fc5fd73 Mon Sep 17 00:00:00 2001 From: ng0 Date: Mon, 2 Sep 2019 10:54:27 +0000 Subject: Adjust repository layout (resolves #5596), add sitemap.xml generator. --- faq.html.j2 | 173 ------------------------------------------------------------ 1 file changed, 173 deletions(-) delete mode 100644 faq.html.j2 (limited to 'faq.html.j2') diff --git a/faq.html.j2 b/faq.html.j2 deleted file mode 100644 index f3657f7c..00000000 --- a/faq.html.j2 +++ /dev/null @@ -1,173 +0,0 @@ -{% extends "common/base.j2" %} -{% block body_content %} -
- -

{{ _("How is Taler related to Bitcoin or Blockchains?") }}

-{% trans %} -

Taler does not require any Blockchain technology, and is -also not based on proof-of-work or any other distributed consensus -mechanism. Instead, Taler is based on blind signatures. -However, it is theoretically possible to combine Taler with -peer-to-peer crypto-currencies like Bitcoin.

-{% endtrans %} -{% trans %} -

It would be possible, however, to withdraw coins denominated in -Bitcoin into a Taler wallet (with an appropriate exchange), which -would give some benefits over plain Bitcoin, such as instant -confirmation times.

-{% endtrans %} - -

{{ _("Where is the balance in my wallet stored?") }}

-{% trans %} -

Your wallet stores digital coins and thus ultimately your computer -holds your balance. The exchange keeps funds matching all unspent -coins in an escrow bank account.

-{% endtrans %} - -

{{ _("What if my wallet is lost?") }}

-{% trans %} -

Since the digital coins of value in your wallet are anonymized, the -exchange can not assist you in recovering a lost or stolen wallet. -Just like with a physical wallet for cash, you are responsible for -keeping it safe.

-{% endtrans %} -{% trans %} -

The risk of losing a wallet can be mitigated by making backups or -keeping the balance reasonably low.

-{% endtrans %} - -

{{ _("What if my computer is hacked?") }}

-{% trans %} -

In case of a compromise of one of your devices, an attacker can -spend coins from your wallet. Checking your balance might reveal -to you that your device has been compromised.

-{% endtrans %} - -

{{ _("Can I send money to my friend with Taler?") }}

-{% trans %} -

If your friend provides goods or services for you in exchange for a -payment, they can easily set up a Taler merchant and receive the -payment in their bank account.

-{% endtrans %} -{% trans %} -

Future versions of the Taler wallet may allow exchanging coins -among friends directly as well.

-{% endtrans %} - - -

{{ _("How does Taler handle payments in different currencies?") }}

-{% trans %} -

Taler wallets can store digital coins corresponding to multiple -different currencies such as the Euro, US Dollars or Bitcoins.

-{% endtrans %} -{% trans %} -

Taler currently does not offer conversion between currencies.

-{% endtrans %} - -

{{ _("How does Taler protect my privacy?") }}

-{% trans %} - -

Your wallet stores digital coins that are blindly -signed by an exchange. The use of a blind signature protects your -privacy as it prevents the exchange from knowing which coin it signed -for which customer.

- -{% endtrans %} - - -

{{ _("How much does it cost?") }}

-{% trans %} - -

The Taler protocol allows any exchange to set its own fee -structure, allowing operators to set fees for withdrawing, depositing, -refreshing or refunding coins. Operators can also charge fees for -closing reserves and for (aggregated) wire transfers to merchants. -Merchants may choose to cover some of the fees customers incur. -Actual transaction costs are estimated around 0.001 cent/transaction -(at high transaction rates, amortized over billions of transactions, -excluding migration costs). Note that this is an early estimate, -details may depend on hosting and backup requirements from the -regulator and could thus easily be 10x higher.

-{% endtrans %} - - -

{{ _("Does Taler work with international payments?") }}

-{% trans %} - -

Taler's wallet supports multiple currencies, but the system -currently does not support conversion between currencies. However, -in principle an entity that accepts deposits in one currency and -allows withdrawals in another currency could be created. Still, the -regulatory hurdles in this case tend to be particularly complex. -The focus for Taler is on day-to-day payments, so we have no plans -to support currency conversion in the near future.

- -{% endtrans %} - - -

{{ _("How does Taler relate to the (European) Electronic Money Directive?") }}

-{% trans %} - -

We believe the European Electronic Money Directive provides part -of the regulatory framework a Taler exchange with coins denominated -in Euros would have to follow.

-{% endtrans %} - - -

{{ _("What bank would guarantee the conversion between Taler coins and bank money in regular bank accounts?") }}

-{% trans %} - -

The exchange would be operated by a bank or in cooperation with a bank, and that bank -would hold the funds in escrow. Note that this bank could be a regular bank or a central -bank for a centrally banked electronic currency. Regardless, the bank would fall under -the respective banking regulations establishing a reason why consumers would have faith -in the conversion from Taler coins into regular bank money.

-{% endtrans %} - - -

{{ _("To whom would consumers complain to in case of non-conversion or non-compliance?") }}

-{% trans %} - -

Any exchange should be audited by one or more independent auditors. Merchants and -consumer wallets will report certain issues automatically to the auditors, but auditors -may also provide a method for manual submission of issues. The auditors are expected -to make their reports available to the respective regulatory authorities, or even -the general public.

-{% endtrans %} - - -

{{ _("Are there any projects already using Taler?") }}

-{% trans %} - -

We are aware of several businesses running exploratory projects or having -developed working prototypes. We are also -in discussions with several regular banks as well as several central banks -about the project. That said, there are currently no products in the -market yet, and we believe this would be premature given the state of -the project (see also our bugtracker -for a list of open issues).

-{% endtrans %} - - -

{{ _("Does Taler support recurring payments?") }}

- -{% trans %} -

Today, our wallet implementation does not support recurring -payments. Recurring payments, where some fixed amount is paid on a -regular basis are in theory possible with Taler, but they come with a -few caveats. Specifically, recurring payments can only work if the -Taler wallet is running and online around the desired time. -Furthermore, given their repetitive nature they are linkable, and -could thus be used to deanonymize the user making the recurring -payment, for example by forcing the user offline at the time of the -payment and observing that it does then not happen on time. Finally, -the Taler wallet does not work with credit and thus the user would -have to make sure to carry a sufficient balance for the recurring -payment to be made. Still, they can be useful, and a future version of -the Taler wallet will likely support them. But this is not a feature -that we are targeting for Taler 1.0. at this time

-{% endtrans %} - -
-{% endblock body_content %} -- cgit v1.2.3