summaryrefslogtreecommitdiff
path: root/template/faq.html.j2
diff options
context:
space:
mode:
authorng0 <ng0@taler.net>2019-09-02 10:54:27 +0000
committerng0 <ng0@taler.net>2019-09-02 10:54:27 +0000
commitcf9958da7c7a8d8522937d7c4706c7ab2fc5fd73 (patch)
treebb7e353e8493205875ce2b2df538854c8db6ad11 /template/faq.html.j2
parentbd9bfe737deddf63ae931e1f2990632d0698a952 (diff)
downloadwww-cf9958da7c7a8d8522937d7c4706c7ab2fc5fd73.tar.gz
www-cf9958da7c7a8d8522937d7c4706c7ab2fc5fd73.tar.bz2
www-cf9958da7c7a8d8522937d7c4706c7ab2fc5fd73.zip
Adjust repository layout (resolves #5596), add sitemap.xml generator.
Diffstat (limited to 'template/faq.html.j2')
-rw-r--r--template/faq.html.j2173
1 files changed, 173 insertions, 0 deletions
diff --git a/template/faq.html.j2 b/template/faq.html.j2
new file mode 100644
index 0000000..f3657f7
--- /dev/null
+++ b/template/faq.html.j2
@@ -0,0 +1,173 @@
+{% extends "common/base.j2" %}
+{% block body_content %}
+<div class="container">
+
+<h2>{{ _("How is Taler related to Bitcoin or Blockchains?") }}</h2>
+{% trans %}
+<p>Taler does not require any Blockchain technology, and is
+also not based on proof-of-work or any other distributed consensus
+mechanism. Instead, Taler is based on blind signatures.
+However, it is theoretically possible to combine Taler with
+peer-to-peer crypto-currencies like Bitcoin.</p>
+{% endtrans %}
+{% trans %}
+<p>It would be possible, however, to withdraw coins denominated in
+Bitcoin into a Taler wallet (with an appropriate exchange), which
+would give some benefits over plain Bitcoin, such as instant
+confirmation times.</p>
+{% endtrans %}
+
+<h2>{{ _("Where is the balance in my wallet stored?") }}</h2>
+{% trans %}
+<p>Your wallet stores digital coins and thus ultimately your computer
+holds your balance. The exchange keeps funds matching all unspent
+coins in an escrow bank account.</p>
+{% endtrans %}
+
+<h2>{{ _("What if my wallet is lost?") }}</h2>
+{% trans %}
+<p>Since the digital coins of value in your wallet are anonymized, the
+exchange can not assist you in recovering a lost or stolen wallet.
+Just like with a physical wallet for cash, you are responsible for
+keeping it safe.</p>
+{% endtrans %}
+{% trans %}
+<p>The risk of losing a wallet can be mitigated by making backups or
+keeping the balance reasonably low.</p>
+{% endtrans %}
+
+<h2>{{ _("What if my computer is hacked?") }}</h2>
+{% trans %}
+<p>In case of a compromise of one of your devices, an attacker can
+spend coins from your wallet. Checking your balance might reveal
+to you that your device has been compromised.</p>
+{% endtrans %}
+
+<h2>{{ _("Can I send money to my friend with Taler?") }}</h2>
+{% trans %}
+<p>If your friend provides goods or services for you in exchange for a
+payment, they can easily set up a Taler merchant and receive the
+payment in their bank account.</p>
+{% endtrans %}
+{% trans %}
+<p>Future versions of the Taler wallet may allow exchanging coins
+among friends directly as well.</p>
+{% endtrans %}
+
+
+<h2>{{ _("How does Taler handle payments in different currencies?") }}</h2>
+{% trans %}
+<p>Taler wallets can store digital coins corresponding to multiple
+different currencies such as the Euro, US Dollars or Bitcoins.</p>
+{% endtrans %}
+{% trans %}
+<p>Taler currently does not offer conversion between currencies.</p>
+{% endtrans %}
+
+<h2>{{ _("How does Taler protect my privacy?") }}</h2>
+{% trans %}
+
+<p>Your wallet stores digital coins that are <a
+href="https://en.wikipedia.org/wiki/Blind_signature">blindly
+signed</a> by an exchange. The use of a blind signature protects your
+privacy as it prevents the exchange from knowing which coin it signed
+for which customer.</p>
+
+{% endtrans %}
+
+
+<h2>{{ _("How much does it cost?") }}</h2>
+{% trans %}
+
+<p>The Taler protocol allows any exchange to set its own fee
+structure, allowing operators to set fees for withdrawing, depositing,
+refreshing or refunding coins. Operators can also charge fees for
+closing reserves and for (aggregated) wire transfers to merchants.
+Merchants may choose to cover some of the fees customers incur.
+Actual transaction costs are estimated around 0.001 cent/transaction
+(at high transaction rates, amortized over billions of transactions,
+excluding migration costs). Note that this is an early estimate,
+details may depend on hosting and backup requirements from the
+regulator and could thus easily be 10x higher.</p>
+{% endtrans %}
+
+
+<h2>{{ _("Does Taler work with international payments?") }}</h2>
+{% trans %}
+
+<p>Taler's wallet supports multiple currencies, but the system
+currently does not support conversion between currencies. However,
+in principle an entity that accepts deposits in one currency and
+allows withdrawals in another currency could be created. Still, the
+regulatory hurdles in this case tend to be particularly complex.
+The focus for Taler is on day-to-day payments, so we have no plans
+to support currency conversion in the near future.</p>
+
+{% endtrans %}
+
+
+<h2>{{ _("How does Taler relate to the (European) Electronic Money Directive?") }}</h2>
+{% trans %}
+
+<p>We believe the European Electronic Money Directive provides part
+of the regulatory framework a Taler exchange with coins denominated
+in Euros would have to follow.</p>
+{% endtrans %}
+
+
+<h2>{{ _("What bank would guarantee the conversion between Taler coins and bank money in regular bank accounts?") }}</h2>
+{% trans %}
+
+<p>The exchange would be operated by a bank or in cooperation with a bank, and that bank
+would hold the funds in escrow. Note that this bank could be a regular bank or a central
+bank for a centrally banked electronic currency. Regardless, the bank would fall under
+the respective banking regulations establishing a reason why consumers would have faith
+in the conversion from Taler coins into regular bank money.</p>
+{% endtrans %}
+
+
+<h2>{{ _("To whom would consumers complain to in case of non-conversion or non-compliance?") }}</h2>
+{% trans %}
+
+<p>Any exchange should be audited by one or more independent auditors. Merchants and
+consumer wallets will report certain issues automatically to the auditors, but auditors
+may also provide a method for manual submission of issues. The auditors are expected
+to make their reports available to the respective regulatory authorities, or even
+the general public.</p>
+{% endtrans %}
+
+
+<h2>{{ _("Are there any projects already using Taler?") }}</h2>
+{% trans %}
+
+<p>We are aware of several businesses running exploratory projects or having
+developed working prototypes. We are also
+in discussions with several regular banks as well as several central banks
+about the project. That said, there are currently no products in the
+market yet, and we believe this would be premature given the state of
+the project (see also <a href="https://gnunet.org/bugs/">our bugtracker</a>
+for a list of open issues).</p>
+{% endtrans %}
+
+
+<h2>{{ _("Does Taler support recurring payments?") }}</h2>
+
+{% trans %}
+<p>Today, our wallet implementation does not support recurring
+payments. Recurring payments, where some fixed amount is paid on a
+regular basis are in theory possible with Taler, but they come with a
+few caveats. Specifically, recurring payments can only work if the
+Taler wallet is running and online around the desired time.
+Furthermore, given their repetitive nature they are linkable, and
+could thus be used to deanonymize the user making the recurring
+payment, for example by forcing the user offline at the time of the
+payment and observing that it does then not happen on time. Finally,
+the Taler wallet does not work with credit and thus the user would
+have to make sure to carry a sufficient balance for the recurring
+payment to be made. Still, they can be useful, and a future version of
+the Taler wallet will likely support them. But this is not a feature
+that we are targeting for Taler 1.0. at this time</p>
+{% endtrans %}
+
+</div>
+{% endblock body_content %}