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regional-automated-manual.rst (11421B)


      1 ..
      2   This file is part of GNU TALER.
      3   Copyright (C) 2014-2024 Taler Systems SA
      4 
      5   TALER is free software; you can redistribute it and/or modify it under the
      6   terms of the GNU Affero General Public License as published by the Free Software
      7   Foundation; either version 2.1, or (at your option) any later version.
      8 
      9   TALER is distributed in the hope that it will be useful, but WITHOUT ANY
     10   WARRANTY; without even the implied warranty of MERCHANTABILITY or FITNESS FOR
     11   A PARTICULAR PURPOSE.  See the GNU Affero General Public License for more details.
     12 
     13   You should have received a copy of the GNU Affero General Public License along with
     14   TALER; see the file COPYING.  If not, see <http://www.gnu.org/licenses/>
     15 
     16   @author Florian Dold
     17   @author Marcello Stanisci
     18   @author Christian Grothoff
     19 
     20 
     21 .. target audience: operator
     22 
     23 Regional Currency Automated Setup Manual
     24 ########################################
     25 
     26 This manual describes how to setup a regional currency using a script that largely automates the process. If you want to do a custom setup you can follow the :doc:`custom setup manual<regional-custom-manual>`.
     27 
     28 .. include:: ../frags/regional-manual-architecture.rst
     29 
     30 Guided Automated Setup
     31 ======================
     32 
     33 Prerequisites
     34 +++++++++++++
     35 
     36 For this manual, we assume that the system is deployed on a contemporary
     37 Debian GNU/Linux Bookworm or Ubuntu Mantic system using the binary packages provided.
     38 Furthermore, you should run the process on a system with one or more globally
     39 reachable IP address(es) *and* with various DNS names already pointing to
     40 these IPs.
     41 
     42 Preparing the required subdomain names
     43 ++++++++++++++++++++++++++++++++++++++
     44 
     45 The GNU Taler program needs to have three subdomains pointing to your server IP address, in order to let NGINX to accommodate each component.
     46 These are "bank", "exchange" and "backend", this said, you need to have a registered top level domain name,
     47 where you can create type (A) entries, as subdomains pointing to your own server public IP address.
     48 A very good advice when creating these subdomains, and if your domain panel lets you specify the TTL (time to live) figure, is
     49 to specify a very low value (such as 300), so in case of future changes, its value (the IP address), will be propagated quickly.
     50 
     51 Once you have added the three required subdomains in your domain control panel, you have to make sure as well, these subdomains have
     52 propagated over the Internet correctly, and they are currently publicly available.
     53 
     54 You can check this from your terminal very easily with the "ping" command, as this:
     55 
     56 .. code-block:: console
     57 
     58   $ ping -c1 bank.$DOMAIN_NAME
     59   $ ping -c1 exchange.$DOMAIN_NAME
     60   $ ping -c1 backend.$DOMAIN_NAME
     61 
     62 You can also use `this tool <https://toolbox.googleapps.com/apps/dig/>`_ for the same purpose, and to check the propagation status.
     63 
     64 .. warning::
     65   Take into account some hosting providers providing virtualized servers (VPS or VDS) can enable by default the firewall program "UFW", blocking by default the port number 443. So you have to either disable this firewall program, or open to this 443 port number to allow https.
     66 
     67 Now you are ready to go with the next step.
     68 
     69 Obtaining the Scripts
     70 +++++++++++++++++++++
     71 
     72 First, download the deployment scripts via Git:
     73 
     74 .. code-block:: console
     75 
     76   # apt update && apt install git
     77   $ git clone git://git.taler.net/taler-deployment
     78 
     79 Running the Guided Configuration
     80 ++++++++++++++++++++++++++++++++
     81 
     82 Navigate into the *regional-currency/* directory and run *main.sh* as **root**:
     83 
     84 .. code-block:: console
     85 
     86   $ cd taler-deployment/regional-currency/
     87   # ./main.sh
     88 
     89 The script will start by installing the required packages and then asking you fundamental questions about the desired setup, in particular:
     90 
     91 #. Wether to encrypt, when stored on disk, sensible configurations such as the admin password.
     92 #. The name of the regional currency. It must have 3 to 11 letters.
     93 #. Whether to setup the regional currency to be backed by a fiat currency. You'll need a bank account at a fiat currency bank offering an online banking protocol supported by LibEuFin Nexus. If you answer ``y``, you will also need to provide the following information:
     94 
     95    #. The ISO code of the fiat currency. Use 'CHF' or 'EUR'.
     96    #. The IBAN of the fiat bank account.
     97    #. The BIC of the fiat bank account.
     98    #. The legal name of the fiat bank account.
     99 
    100 #. The name of the regional currency bank. It will be shown to business users when they interact with the system.
    101 #. The DNS domain name of your setup (i.e: domain.tld). The installer will create by itself all the needed subdomains for your domain name, as (``bank.$DOMAIN_NAME``, ``exchange.$DOMAIN_NAME`` and ``backend.$DOMAIN_NAME``). But, these subdomain names as explained before, must have been added beforehand to your DNS domain control panel, and they must be pointing to the IP address of the server on which you are running the installation (before you execute the installer).
    102 #. Whether to use TLS or not. You should answer ``y`` in most cases.
    103 #. Whether to setup SMS two-factor authentication using `Telesign <https://www.telesign.com>`_, multi-factor authentication is strongly recommended, especially when regional currency can be converted to fiat currency. This requires `a Customer ID and an API Key <https://developer.telesign.com/enterprise/docs/authentication#basic-authentication>`_. You should answer ``y`` in most cases.
    104 #. The admin password for the bank. Be absolutely sure to enter a very, very long and high-entropy password, preferably using the autogenerated one.
    105 #. Whether to generate terms of service (ToS) for the exchange from default templates.
    106 #. Whether to generate a privacy policy for the exchange from default templates.
    107 
    108 The information you entered as well as the generated bank admin password will
    109 be stored in a file called ``config/user.conf``. If you run the script in
    110 the future again (for example, to upgrade the installation), you will not be asked
    111 these questions a second time.
    112 
    113 After answering all of the questions, the actual installation will start. The
    114 scripts will download and configure various packages, which may take some time.
    115 Grab a coffee.
    116 
    117 .. note::
    118 
    119    At this point, the setup is NOT connected to any fiat bank account! The next
    120    steps must always be done manually!
    121 
    122 Running the script again from scratch
    123 +++++++++++++++++++++++++++++++++++++
    124 
    125 If for some reason your installation doesn't work because you have answered erroneously
    126 some of the interactive questions, or you just want to reset the current installation and to re-deploy
    127 the script again for having its latest changes, you will have to proceed as follows:
    128 
    129 In brief, you need to wipe completely the "content" of the file config/user.conf, this doesn't mean
    130 to remove the file itself, but only its content. Even though you can do this manually by editing the file manually
    131 with your preferred text editor, you can also do this in one single command.
    132 
    133 .. code-block:: console
    134 
    135   # rm config/user.conf
    136 
    137 .. note::
    138 
    139   In future versions of the program when executed for the second time, the program itself will
    140   show an option to offer wiping the content of this config/user.conf file, automatically.
    141 
    142 Multi-factor authentication
    143 +++++++++++++++++++++++++++
    144 
    145 The script allows you to configure multi-factor authentication via SMS using Telesign as a provider. You can also configure multi-factor authentication via email or use providers other than Telesign for SMS. You will need to configure these channels manually as described in :ref:`multi-factor authentication <libeufin-mfa>`.
    146 
    147 If you choose not to back your regional currency with a fiat currency, you can stop here.
    148 
    149 Web-based Configuration
    150 +++++++++++++++++++++++
    151 
    152 By default, the regional currency conversion rates are 1:1. You can change the conversion rates and the ``admin`` debt limit via the bank's web interface as the ``admin`` user.
    153 
    154 Connecting to a Fiat Bank: the EBICS setup
    155 ++++++++++++++++++++++++++++++++++++++++++
    156 
    157 To complete the conversion setup, you have to set up an EBICS subscriber using the fiat bank account you specified during the automated setup.
    158 
    159 When you sign up for an EBICS-enabled bank account, the bank will provide you
    160 with various credentials. Those must be provided in the
    161 ``/etc/libeufin/libeufin-nexus.conf`` configuration file.
    162 
    163 .. note::
    164   As legacy transactions in that bank account would likely confuse the system, it is advisable to use a fresh bank account with an empty transaction history.
    165   If this is not possible, use the ``IGNORE_TRANSACTIONS_BEFORE`` configuration to ignore old transactions.
    166 
    167 The following snippet shows the mandatory configuration values:
    168 
    169 .. _nexus-core-config:
    170 
    171 .. code-block:: ini
    172 
    173   [nexus-ebics]
    174   # Bank
    175   HOST_BASE_URL = https://ebics.postfinance.ch/ebics/ebics.aspx
    176   BANK_DIALECT = postfinance
    177 
    178   # EBICS IDs
    179   HOST_ID = PFEBICS
    180   USER_ID = PFC00563
    181   PARTNER_ID = PFC00563
    182 
    183 .. warning::
    184   This combination of HOST_ID, USER_ID and PARTNER_ID must never be used by another instance of libeufin-nexus or by other EBICS clients, otherwise data will be lost.
    185 
    186 Reuse existing client keys
    187 ^^^^^^^^^^^^^^^^^^^^^^^^^^
    188 
    189 If you have client keys from a previous EBICS setup you can copy the JSON file to ``/var/lib/libeufin-nexus/client-ebics-keys.json``.
    190 
    191 Make sure this file is accessible to the user running ``libeufin-nexus``, you should run:
    192 
    193 .. code-block:: console
    194 
    195   $ chown libeufin-nexus:libeufin-nexus /var/lib/libeufin-nexus/client-ebics-keys.json
    196 
    197 Create new client keys
    198 ^^^^^^^^^^^^^^^^^^^^^^
    199 
    200 Run the following command to start the EBICS setup process:
    201 
    202 .. code-block:: console
    203 
    204   $ sudo -u libeufin-nexus libeufin-nexus ebics-setup
    205 
    206 If the previous command failed when running EBICS INI with an error code of
    207 ``EBICS_INVALID_USER_OR_USER_STATE``, you need to confirm your keys to your bank to
    208 activate your account.
    209 
    210 To that end, the previous run should have left a PDF document that you can
    211 print, sign and send to the bank.  Look for the message that looks like ``PDF
    212 file with keys created at '/tmp/libeufin-nexus-keys-$TIMESTAMP.pdf'``.
    213 
    214 Once the bank has received and processed this document you can continue.
    215 
    216 Get bank keys
    217 ^^^^^^^^^^^^^
    218 
    219 Run the following command to finish the EBICS setup process:
    220 
    221 .. code-block:: console
    222 
    223   $ sudo -u libeufin-nexus libeufin-nexus ebics-setup
    224 
    225 The EBICS setup is finished once the bank keys have been accepted.
    226 
    227 
    228 Configuring the Exchange for Conversion
    229 +++++++++++++++++++++++++++++++++++++++
    230 
    231 In our automated setup the second account is automatically set up correctly
    232 without fees or special restrictions.  However, various additional
    233 *restrictions* and *options* could be configured.  Details are explained in
    234 the :ref:`regional conversion setup <regional-conversion-setup>` section for the
    235 manual setup and in the the manpage of ``taler-exchange-offline``.
    236 
    237 
    238 .. include:: ../frags/regional-system-on.rst
    239 .. include:: ../frags/deploying-tos.rst
    240 
    241 
    242 Installing Updates
    243 ++++++++++++++++++
    244 
    245 The standard procedure for installing updates is to:
    246 
    247 * First, make a backup (!)
    248 * Stop Taler services
    249 * Install new version
    250 * Upgrade databases
    251 * Start Taler services
    252 
    253 The "upgrade.sh" script in the "regional-currency/" folder of "deployment.git"
    254 shows how to do the above steps *except* for the backup.  For the backup, all
    255 critical bits of data will be in the Postgresql databases. Thus, we recommend
    256 following the database manual on making backups.