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diff --git a/doc/flows/proc-kyc.tex b/doc/flows/proc-kyc.tex new file mode 100644 index 000000000..87465f44c --- /dev/null +++ b/doc/flows/proc-kyc.tex @@ -0,0 +1,88 @@ +\section{KYC process} + +\begin{figure}[h!] + \begin{sequencediagram} + \newinst{wallet}{\shortstack{Customer \\ + \\ \begin{tikzpicture} + \node [fill=gray!20,draw=black,thick,align=center] { Unique \\ Action}; + \end{tikzpicture} + }} + \newinst[2]{exchange}{\shortstack{Taler (exchange) \\ + \\ \begin{tikzpicture}[shape aspect=.5] + \tikzset{every node/.style={cylinder,shape border rotate=90, draw,fill=gray!25}} + \node at (1.5,0) {\shortstack{{{\tiny Database}}}}; + \end{tikzpicture} + }} + \newinst[2]{kyc}{\shortstack{KYC provider \\ + \\ \begin{tikzpicture}[shape aspect=.5] + \tikzset{every node/.style={cylinder,shape border rotate=90, draw,fill=gray!25}} + \node at (1.5,0) {\shortstack{{{\tiny Database}}}}; + \end{tikzpicture} + }} + + \postlevel + \mess[0]{wallet}{{Initial action}}{exchange} + \begin{callself}{exchange}{Establish KYC requirement}{} + \end{callself} + \mess[0]{exchange}{Request new KYC process}{kyc} + \mess[0]{kyc}{{Process identifier (PI)}}{exchange} + \mess[0]{exchange}{{KYC required (PI)}}{wallet} + \mess[0]{wallet}{{KYC start (PI)}}{kyc} + \mess[0]{kyc}{{Request identity documentation}}{wallet} + \mess[0]{wallet}{{Upload identity documentation}}{kyc} + \begin{callself}{kyc}{Validate documentation}{} + \end{callself} + \mess[0]{kyc}{{Share documentation (PI)}}{exchange} + \mess[0]{kyc}{{Confirm completion}}{wallet} + \mess[0]{wallet}{{Retry action}}{exchange} +\end{sequencediagram} + \caption{Deposit interactions between customer, Taler exchange (payment + service provider) and external KYC provider. The process can be + triggered by various {\em actions} described in Chapter~\ref{chap:triggers}.} + \label{fig:proc:kyc} +\end{figure} + +At the beginning of the KYC process, the user needs to specify whether they +are an {\bf individual} or a {\bf business}.\footnote{ In practice, we expect +most wallet-users to be individuals, but in principle a wallet could be owned +by a business.} This then determines which types of attributes are collected +in the KYC process (Table~\ref{table:proc:kyc:individual} vs. +Table~\ref{table:proc:kyc:business}). + +\begin{table} + \caption{Information collected for individuals} + \label{table:proc:kyc:individual} + \begin{center} + \begin{tabular}{l|c|r} + {\bf Type} & {\bf Required} & {\bf Example} \\ \hline \hline + Surname & yes & Mustermann \\ + First name(s) & yes & Max \\ + Date of birth & yes & 1.1.1980 \\ + Nationality & yes & Swiss \\ + Actual address of domicile & yes & Seestrasse 3, 8008 Zuerich \\ + Phone number & no & +41-123456789 \\ + E-mail & no & me@example.com \\ + Identification document & yes & JPG image \\ + \end{tabular} + \end{center} +\end{table} + +\begin{table} + \caption{Information collected for businesses} + \label{table:proc:kyc:business} + \begin{center} + \begin{tabular}{l|c|r} + {\bf Type} & {\bf Required} & {\bf Example} \\ \hline \hline + Company name & yes & Mega AG \\ + Registered office & yes & Seestrasse 4, 8008 Zuerich \\ + Company identification document & yes & PDF file \\ \hline + Contact person name & yes & Max Mustermann \\ + Phone number & no & +41-123456789 \\ + E-mail & yes & me@example.com \\ + Identification document & yes & JPG image \\ + Date of birth & yes & 1.1.1980 \\ + Nationality & yes & Swiss \\ \hline + Power of attorney arrangement & yes & PDF file \\ + \end{tabular} + \end{center} +\end{table} |