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GNU Taler NFC Guide
###################

This guide explains how NFC (near-field communication) is used in the GNU Taler payment system.

Introduction
============

NFC is currently used for two different purposes:

1. Operations in the wallet (payment, withdrawal, ...) can be triggered by a
   merchant PoS (Point-of-Sale) terminal or Taler-capable ATM.
2. When either the wallet or the merchant do not have Internet connectivity,
   the protocol messages to the exchange or merchant backend service can be tunneled via NFC
   through the party that has Internet connectivity.


Background: Payment Processing with GNU Taler
=============================================

The following steps show a simple payment process with GNU Taler.  Examples are
written in `Bash <https://www.gnu.org/software/bash/>`_ syntax,
using `curl <https://curl.haxx.se/docs/manpage.html>`_ to make HTTP(S) requests.

1. The merchant creates an *order*, which contains the details of the payment and the product/service
   that the customer will receive.
   An order is identified by an alphanumeric *order ID*.
   
   The following :http:post:`/order` request creates a simple order:

   .. code-block:: sh
 
    $ backend_base_url=https://backend.demo.taler.net/
    $ auth_header='Authorization: ApiKey sandbox'
    $ order_req=$(cat <<EOF
      {
        "order": {
          "summary": "one ice cream",
          "amount": "KUDOS:1.5",
          "fulfillment_url":
            "taler://fulfillment-success/Enjoy+your+ice+cream!"
       }
      }
    EOF
    )
    $ curl -XPOST -H"$auth_header" -d "$order_req" "$backend_base_url"/order
    {
      "order_id": "2019.255-02YDHMXCBQP6J"
    }

2. The merchant checks the payment status of the order using :http:get:`/check-payment`:

   .. code-block:: sh
 
     $ backend_base_url=https://backend.demo.taler.net/
     $ auth_header='Authorization: ApiKey sandbox'
     $ curl -XGET -H"$auth_header" \
        "$backend_base_url/check-payment?order_id=2019.255-02YDHMXCBQP6J"
     # Response:
     {
       "taler_pay_uri": "taler://pay/backend.demo.taler.net/-/-/2019.255-02YDHMXCBQP6J",
       "paid": false,
       # ... (some fields omitted)
     }

   As expected, the order is not paid.  To actually proceed with the payment, the value of ``taler_pay_uri``
   must be processed by the customer's wallet.  There are multiple ways for the wallet to obtain the ``taler://pay/`` URI

   * in a QR code
   * in the ``Taler:`` HTTP header of a Web site
   * by manually entering it in the command-line wallet
   * **via NFC** (explained in this guide)

   The details of ``taler://`` URIs are specified :ref:`here <taler-uri-scheme>`.

3. The wallet processes the ``taler://pay/`` URI.  In this example, we use the command line wallet:

   .. code-block:: sh

     # Withdraw some toy money (KUDOS) from the demo bank
     $ taler-wallet-cli test-withdraw \
       -e https://exchange.demo.taler.net/ \
       -b https://bank.demo.taler.net/ \
       -a KUDOS:10
     # Pay for the order from the merchant.
     $ taler-wallet-cli pay-uri 'taler://pay/backend.demo.taler.net/-/-/2019.255-02YDHMXCBQP6J'
     # [... User is asked to confirm the payment ...]

4. The merchant checks the payment status again:

   .. code-block:: sh
 
     $ backend_base_url=https://backend.demo.taler.net/
     $ auth_header='Authorization: ApiKey sandbox'
     $ curl -XGET -H"$auth_header" \
        "$backend_base_url/check-payment?order_id=2019.255-02YDHMXCBQP6J"
     # Response:
     {
       "paid": true,
       # ... (some fields omitted)
     }


Taler NFC Basics
================

The NFC communication in GNU Taler follows the ISO-DEP (`ISO 14443-4
<https://www.iso.org/standard/73599.html>`_) standard.  The wallet always acts
as a tag (or more precisely, emulated card), while the merchant PoS terminal
and bank terminal act as a reader.

The basic communication unit is the application protocol data unit (`APDU
<https://en.wikipedia.org/wiki/Smart_card_application_protocol_data_unit>`_), with the structure
and commands defined in `ISO 7816 <https://cardwerk.com/iso-7816-smart-card-standard>`_.

The GNU Taler wallet uses the AID (application identifier) ``F00054414c4552``.
The ``F`` prefix indicates the proprietary/unregistered namespace of AIDs, and
the rest of the identifier is the hex-encoded ASCII-string ``TALER`` (with one 0-byte left padding).

During the time that wallet is paired with a reader, the communication channel is stateful.
Most importantly, the first message sent by the reader to the wallet must be a ``SELECT FILE (=0xA4)`` that selects
the GNU Taler AID.

The reader sends commands to the wallet with the ``PUT DATA (=0xDA)`` instruction, using the instruction parameters ``0x0100``,
denoting a proprietary instruction.

The command data of the ``PUT DATA`` APDU is prefixed by a one-byte Taler instruction ID (TID).  Currently, the following TIDs
are used:

.. list-table::
  :widths: 5 50
  :header-rows: 1

  * - TID
    - Description
  * - ``0x01``
    - Dereference ``taler://`` URI (UTF-8 encoded) in the remainder of the command data.
  * - ``0x02``
    - Accept the UTF-8 encoded JSON object in the remainder of the command data as a request tunneling response.



Sending taler URIs to the Wallet via NFC
========================================

To make the wallet process an order via NFC, the merchant PoS terminal sends ``SELECT FILE`` command with the Taler AID,
and a ``PUT DATA`` command with the Taler instruction ID ``0x01`` and the URI in the rest of the command data.

Here is an example protocol trace from an interaction which caused the wallet to dereference
the ``taler://pay`` URI from the example above:

.. code:: none

  # SELECT FILE
  m->w 00A4040007F00054414c4552
  # success response with no data
  m<-w 9000

  # PUT DATA (TID=1)
  m->w 00DA01007c0174616c65723a2f2f7061792f6261636b656e642e64656d6f2e74
       616c65722e6e65742f2d2f2d2f323031392e3235352d30325944484d58434251
       50364a
  # success response with no data
  m<-w 9000