From 5efd15438a544b005dc55a73e8d1b17fcade7edf Mon Sep 17 00:00:00 2001
From: Sebastian <sebasjm@gmail.com>
Date: Wed, 26 May 2021 18:19:35 -0300
Subject: add details for unfunded

---
 backoffice-reserve-details.unfunded.svg             | 16 ++++++++++++++++
 design-documents/020-backoffice-tips-management.rst |  5 +++++
 2 files changed, 21 insertions(+)
 create mode 100644 backoffice-reserve-details.unfunded.svg

diff --git a/backoffice-reserve-details.unfunded.svg b/backoffice-reserve-details.unfunded.svg
new file mode 100644
index 00000000..529c520e
--- /dev/null
+++ b/backoffice-reserve-details.unfunded.svg
@@ -0,0 +1,16 @@
+<svg version="1.1" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 859.4761904761905 871.7142857142862" width="859.4761904761905" height="871.7142857142862">
+  <!-- svg-source:excalidraw -->
+  <!-- payload-type:application/vnd.excalidraw+json --><!-- payload-version:2 --><!-- payload-start -->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<!-- payload-end -->
+  <defs>
+    <style>
+      @font-face {
+        font-family: "Virgil";
+        src: url("https://excalidraw.com/Virgil.woff2");
+      }
+      @font-face {
+        font-family: "Cascadia";
+        src: url("https://excalidraw.com/Cascadia.woff2");
+      }
+    </style>
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0, 183.47 0, 331.31 0 M331.31 0 C331.31 9.34, 331.31 18.69, 331.31 34.11 M331.31 0 C331.31 12.28, 331.31 24.55, 331.31 34.11 M331.31 34.11 C200.27 34.11, 69.22 34.11, 0 34.11 M331.31 34.11 C222.88 34.11, 114.44 34.11, 0 34.11 M0 34.11 C0 23.77, 0 13.43, 0 0 M0 34.11 C0 20.82, 0 7.53, 0 0" stroke="#000000" stroke-width="1" fill="none"></path></g><g transform="translate(265.2380952380955 321.3571428571436) rotate(0 132 11.5)"><text x="132" y="17" font-family="Helvetica, Segoe UI Emoji" font-size="20px" fill="#000000" text-anchor="middle" style="white-space: pre;" direction="ltr">payto://x-taler-bank/exchange</text></g><g transform="translate(76.4880952380953 446.6071428571431) rotate(0 304.5 22.5)"><text x="0" y="17.5" font-family="Helvetica, Segoe UI Emoji" font-size="20px" fill="#000000" text-anchor="start" style="white-space: pre;" direction="ltr">Now you should transfer to the exchange into the account address </text><text x="0" y="40" font-family="Helvetica, Segoe UI Emoji" font-size="20px" fill="#000000" text-anchor="start" style="white-space: pre;" direction="ltr">indicated above and the transaction must carry the subject message.</text></g><g stroke-linecap="round" transform="translate(58.4880952380953 563.3571428571431) rotate(0 386.8750000000001 35.625)"><path d="M0 0 C213.78 0, 427.56 0, 773.75 0 M0 0 C276.76 0, 553.53 0, 773.75 0 M773.75 0 C773.75 18.61, 773.75 37.22, 773.75 71.25 M773.75 0 C773.75 25.04, 773.75 50.08, 773.75 71.25 M773.75 71.25 C522.09 71.25, 270.44 71.25, 0 71.25 M773.75 71.25 C549.82 71.25, 325.88 71.25, 0 71.25 M0 71.25 C0 43.38, 0 15.5, 0 0 M0 71.25 C0 49.31, 0 27.36, 0 0" stroke="#000000" stroke-width="1" fill="none"></path></g><g transform="translate(77.9880952380953 523.1071428571431) rotate(0 58 11.5)"><text x="0" y="17" font-family="Helvetica, Segoe UI Emoji" font-size="20px" fill="#000000" text-anchor="start" style="white-space: pre;" direction="ltr">For example:</text></g><g transform="translate(90.9880952380953 587.6071428571427) rotate(0 367.5 11.5)"><text x="367.5" y="17" font-family="Helvetica, Segoe UI Emoji" font-size="20px" fill="#000000" text-anchor="middle" style="white-space: pre;" direction="ltr">payto://x-taler-bank/exchange?message=ASDASDASDASDASD&amp;amount=USD:10</text></g><g transform="translate(140.9880952380953 383.6071428571431) rotate(0 32 11.5)"><text x="0" y="17" font-family="Helvetica, Segoe UI Emoji" font-size="20px" fill="#000000" text-anchor="start" style="white-space: pre;" direction="ltr">subject</text></g><g stroke-linecap="round" transform="translate(246.08333333333337 384.803571428572) rotate(0 165.65476190476193 17.05357142857133)"><path d="M0 0 C100.24 0, 200.49 0, 331.31 0 M0 0 C114.11 0, 228.22 0, 331.31 0 M331.31 0 C331.31 9.86, 331.31 19.72, 331.31 34.11 M331.31 0 C331.31 8.83, 331.31 17.66, 331.31 34.11 M331.31 34.11 C210.06 34.11, 88.8 34.11, 0 34.11 M331.31 34.11 C259.85 34.11, 188.38 34.11, 0 34.11 M0 34.11 C0 27.02, 0 19.94, 0 0 M0 34.11 C0 26.13, 0 18.16, 0 0" stroke="#000000" stroke-width="1" fill="none"></path></g><g transform="translate(276.2380952380955 390.9821428571445) rotate(0 123 11.5)"><text x="123" y="17" font-family="Helvetica, Segoe UI Emoji" font-size="20px" fill="#000000" text-anchor="middle" style="white-space: pre;" direction="ltr">ASDASDASDASDASDASD</text></g></svg>
\ No newline at end of file
diff --git a/design-documents/020-backoffice-tips-management.rst b/design-documents/020-backoffice-tips-management.rst
index 47a7d19b..566f8fb5 100644
--- a/design-documents/020-backoffice-tips-management.rst
+++ b/design-documents/020-backoffice-tips-management.rst
@@ -89,4 +89,9 @@ Details of reserve
 
 Tips sorted from newer to older
 
+When the reserve has not yet funded
+
+.. image:: ../backoffice-reserve-details.unfunded.svg
+  :width: 400
+
 
-- 
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