Diffstat (limited to 'design-documents')
1 files changed, 6 insertions, 0 deletions
diff --git a/design-documents/004-wallet-withdrawal-flow.rst b/design-documents/004-wallet-withdrawal-flow.rst
index e82564e..b13896a 100644
@@ -107,6 +107,12 @@ the user is brought to the list of transactions of the current currency.
It will include a pending `TransactionWithdrawal` which might require additional user confirmation
such as a two-factor-authentication step with the bank.
+1. The bank transfer happens immediately
+2. A second factor is required which is "detached",
+ i.e. you have to press "confirm" on a physical Taler ATM,
+ or a Taler cashier has to do a final "confirm" on their device.
+3. The bank provides a ``bankConfirmationUrl`` that the user needs to visit.
If the withdrawal proceeds very quickly,
the `TransactionWithdrawal` might not show as pending
and its effective amount is added to the displayed balance right away.