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| author | Florian Dold <florian.dold@gmail.com> | 2020-06-09 14:05:13 +0530 |
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| committer | Florian Dold <florian.dold@gmail.com> | 2020-06-09 14:05:13 +0530 |
| commit | 643502a2d28c785830ac13c2c6a128e66b0d4276 (patch) | |
| tree | 356d055fde2dc2e773b4efca70b4895f978ca075 /libeufin/banking-protocols.rst | |
| parent | 8c94d1268d3523663941813e53e939d6e43fb010 (diff) | |
| download | docs-643502a2d28c785830ac13c2c6a128e66b0d4276.tar.gz docs-643502a2d28c785830ac13c2c6a128e66b0d4276.tar.bz2 docs-643502a2d28c785830ac13c2c6a128e66b0d4276.zip | |
protocols: some more information
Diffstat (limited to 'libeufin/banking-protocols.rst')
| -rw-r--r-- | libeufin/banking-protocols.rst | 15 |
1 files changed, 14 insertions, 1 deletions
diff --git a/libeufin/banking-protocols.rst b/libeufin/banking-protocols.rst index 91c0f599..5e6f94ec 100644 --- a/libeufin/banking-protocols.rst +++ b/libeufin/banking-protocols.rst @@ -30,12 +30,22 @@ Thus this protocol is a good choice for the German market. FinTS / HBCI ============ -German home-banking standard. Only some banks allow authentication based on key pairs. +German home-banking standard. FinTS is the successor of the Home Banking +Computer Interface (HBCI), but older versions of FinTS are often still called +HBCI. + +The current version, FinTS 4.0, is not widely supported by banks yet. Starting with FinTS, +XML is used as a data format. Previous versions used a custom text/binary format. + +Only some banks allow authentication based on key pairs. Due to different interpretation of PSD2, other banks now only allow authentication methods that require interaction from the customer (SCA / Strong Customer Authentication). Payloads these days can be ISO20022 messages. +Examples: + * `GLS <https://www.gls.de/geschaefts-firmenkunden/zahlungsverkehr/onlinebankingverfahren-und-programme/daten-zum-onlinebanking/>`__ + PSD2 ==== @@ -67,6 +77,9 @@ legal prerequisites. On a technical level, using PSD2 APIs usually requires having an `EIDAS <https://en.wikipedia.org/wiki/EIDAS>`__ certificate. +Examples: + * `Sparkasse <https://xs2a.sparkassen-hub.com/home>`__ + Bank-Proprietary APIs ===================== |